`NYSCEF DOC. NO. 67
`02:12
`P
`2018
`KINGS
`FILED:
`NO.
`DOC.
`NYSCEF
`
`COUNTY
`
`CLERK
`
`05
`
`09
`
`66
`
`l
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`05/09/2018
`NYSCEF:
`RECEIVED
`
`P R E S E N T:
`
`HON. ~Ck
`
`Stat'
`
`- ——--- — ---
`--------------------------------------------------------------------------x
`WILMINGTON
`TRUST
`NATIONAL
`ASSOCIATION,
`TO CITIBANK,
`AS SUCCESSOR
`TRUSTEE
`NA,
`
`At an IAS Part ~f
`the Supreme
`Court
`the State
`of New York
`in and
`held
`County
`for
`the County
`of Kings,
`at
`the Courthouse
`dams Street,
`360
`New
`thereof,
`e
`York,
`
`on
`
`~ithI
`
`Brooklyn,
`2018
`
`of
`
`etc.,
`
`ORDER
`
`TO SHOW CAUSE
`
`7
`
`Jtr
`
`(.,
`
`)
`
`/
`
`MARIE
`et., al.
`
`Plaintiff,
`
`against-
`-against-
`
`Index
`
`No.
`
`504024/2017
`
`CHAVANES,
`
`BLUE
`
`OAK HOLDING
`
`GROUP,
`
`LLC,
`
`--------------___.--_____-__-____________
`
`—- ———" ——-x
`
`Defendants.
`
`UPON the annexed
`
`affidavit
`
`of
`
`IOSIF
`
`YUSHUBAYEV,
`
`sworn
`
`to on April
`
`24, 2018,
`
`the
`
`affirmation
`
`of
`
`IRWIN
`
`ESQ.,
`
`dated April
`
`23, 2018
`
`and upon
`
`all of
`
`and
`
`POPKIN,
`
`the pleading
`
`proceedings
`
`heretofore
`
`had herein,
`
`LET,
`
`the Plaintiff,
`
`WILMINGTON
`
`TRUST
`
`NATIONAL
`
`ASSOCIATION,
`
`AS SUCCESSOR
`
`TRUSTEE
`
`TO CITIBANK,
`
`NA ("Wilmington")
`
`, or
`
`its attorney,
`
`show cause
`
`at an Individual
`
`Assignment
`
`Part of
`
`this Court,
`
`before
`
`the Hon. Noach
`
`Dear,
`
`at
`
`the Courthouse
`
`thereof,
`
`360 Adams
`
`Street,
`
`Brooklyn,
`
`New York,
`
`11201,
`
`Part
`
`1, Room 763,
`
`on Jkhhtt
`
`2S,2018,
`I
`
`at 9:30 A.M,
`
`or as soon
`
`thereafter
`
`as Counsel
`
`can be heard why
`
`an Order
`
`should
`
`not be made
`
`and entered
`
`herein
`
`granting
`
`Defendant
`
`BLUE OAK HOLDING
`
`GROUP,
`
`LLC the following
`
`relief:
`
`-1-
`
`1
`
`of
`
`2
`
`1 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`PM
`0 2 : 12
`2018
`KINGS
`(FILED
`:
`NO.
`DOC.
`NYSCEF
`
`COUNTY
`
`CLERK
`
`05
`
`/ 09
`
`INDEX NO. 504024/2017
`
`™ / = '
`
`RECEIVED NYSCEF: 05/09/2018
`05/09/2018
`NYSCEF:
`RECEIVED
`
`66
`
`1)
`
`pursuant
`
`to CPLR
`
`5015(a)(1),
`
`setting
`
`aside
`
`the Order
`
`of Reference
`
`made
`
`on April
`
`9, 2018
`
`and entered
`
`herein
`
`on April
`
`20, 2018
`
`and for;
`
`2)
`
`an Order
`
`pursuant
`
`to CPLR
`
`§ 3012
`
`(d) granting
`
`Defendant
`
`BLUE OAK
`
`HOLDING
`
`GROUP,
`
`LLC,
`
`leave
`
`to serve
`
`an untimely
`
`Answer
`
`in the form annexed
`
`hereto.
`
`SUFFICIENT
`
`CAUSE
`
`APPEARING,
`
`let service
`
`of a copy
`
`of
`
`this Order
`
`and the
`
`papers
`
`upon which
`
`it
`
`is granted
`
`be served
`
`upon, Gross
`
`100, Williamsville,
`
`NY 14221,
`
`Attorneys
`
`for Plaintiff,
`
`Polowy,
`OW
`F'
`
`by
`
`LLC,
`
`1775 Wehrle
`
`Drive,
`
`Suite
`
`r't
`
`c Mail
`
`and by electronic
`
`means
`
`in accordance
`
`with
`
`the New York
`
`State Courts
`
`Electronic
`
`deemed
`
`sufficient
`
`service. ~ O
`
`Filing
`
`System (NYSCEF)
`2 S , 20
`
`be
`
`Enter,
`
`J.S.C.
`
`HON.NOACH
`
`DEAR35R
`
`-1.
`
`2
`
`of
`
`2
`
`2 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`KINGS
`CLERK
`COUNTY
`(FILED
`:
`NYSCEF
`DOC.
`NO.
`
`04
`
`25
`
`2018
`
`03
`
`: 00
`
`PM|
`
`57
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`OF THE STATE
`
`SUPREME
`COURT
`COUNTY
`OF KINGS
`—
`--
`----------------------------------------------------------------------------x
`TRUST
`NATIONAL
`WILMINGTON
`ASSOCIATION,
`TRUSTEE
`AS SUCCESSOR
`TO CITIBANK,
`NA,
`
`OF NEW YORK
`
`-against-
`
`Plaintiff,
`
`etc.,
`
`AFFIDAVIT
`IN SUPPORT
`OF ORDER TO SHOW
`CAUSE
`
`IndeX No.
`
`504024/2017
`
`MARIE
`et., al.
`
`CHAVANES,
`
`BLUE OAK HOLDING
`
`GROUP,
`
`LLC,
`
`Defendants.
`-----------------------------------------------------------------------------X
`of New York
`State
`
`) :
`
`ss.:
`
`County
`
`of Queens
`
`)
`
`IOSIF
`
`YUSHUBAYEV,
`
`being
`
`duly
`
`sworn,
`
`deposes
`
`and says:
`
`1.
`
`I am the Managing
`
`Member
`
`of BLUE OAK HOLDING
`
`GROUP,
`
`LLC
`
`("
`("Blue
`
`Oak"),
`
`a defendant
`
`herein.
`
`This
`
`is an action
`
`to foreclose
`
`a mortgage
`
`securing
`
`4589
`
`Kings
`
`Highway,
`
`Brooklyn,
`
`New York.
`
`Blue Oak
`
`is named
`
`as a party
`
`because
`
`it became
`
`the owner
`
`of
`
`the
`
`Paragraph
`
`subject
`
`property
`
`prior
`
`to the commencement
`
`of
`
`this
`
`action.
`
`5 of
`
`the Complaint,
`
`annexed
`
`as Exhibit
`
`"A"
`
`(ECF
`
`Doc No.
`
`1 ) acknowledges
`
`that
`
`"On October
`
`20th
`20'",
`
`2016 Marie
`
`Chavannes
`
`transferred
`
`the property
`
`to Blue Oak HOLDING
`
`Group,
`
`LLC..."
`
`2.
`
`I respectfully
`
`submit
`
`this
`
`affidavit
`
`in support
`
`of Blue Oak's
`
`application
`
`for
`
`an
`
`Order
`
`granting
`
`Blue Oak
`
`the following
`
`relief:
`
`1) pursuant
`
`to CPLR 5015(a)(1),
`
`setting
`
`aside
`
`the
`
`the Order
`
`of Reference
`
`made
`
`on April
`
`9, 2018
`
`and entered
`
`herein
`
`on April
`
`20, 2018
`
`and
`
`2) pursuant
`
`to CPLR § 3012
`
`(d)
`
`for
`
`leave
`
`to serve
`
`an untimely
`
`Answer
`
`in the form anneXed
`
`hereto.
`
`-1-
`
`1 of
`
`3
`
`3 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`K INGS
`COUNTY
`:
`NYSCEF
`DOC.
`NO.
`
`CLERK
`
`57
`
`04
`
`25
`
`2018
`
`03
`
`: 0 0
`
`PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`The Reasonable
`
`Excuse
`
`for
`
`Blue
`
`Oak's
`
`Delays
`
`and Defaults
`
`3.
`
`Counsel
`
`advised
`
`that
`
`"Upon
`
`an application
`
`satisfying
`
`the requirements
`
`of
`
`subdivision
`
`(d) of section
`
`3012
`
`or subdivision
`
`(a) of
`
`rule
`
`5015,
`
`the court
`
`shall
`
`not,
`
`as a matter
`
`of
`
`law,
`
`be precluded
`
`its discretion
`
`in the interests
`
`of
`
`justice
`
`to excuse
`
`delay
`
`or
`
`from exercising
`
`default
`
`resulting
`
`from law office
`
`failure."1
`
`Law Office
`
`Failure
`
`is the reason
`
`for Blue Oak's
`
`present
`
`circumstance.
`
`I ask
`
`the Court
`
`to exercise
`
`its discretion
`
`and in the interest
`
`of
`
`justice
`
`to
`
`excuse
`
`Blue Oak's
`
`delays
`
`and
`
`defaults.
`
`4.
`
`Upon
`
`being
`
`served
`
`with
`
`the Summons
`
`and Complaint
`
`in this
`
`action,
`
`Blue Oak
`
`retained
`
`Margarita
`
`Rubin,
`
`Esq.,
`
`to defend
`
`the action.
`
`She investigated
`
`the matter
`
`and determined
`
`viable
`
`defenses.
`
`the fact
`
`that Citibank
`
`N.A.
`
`had
`
`instituted
`
`a prior
`
`that
`
`there were
`
`Particularly,
`
`action
`
`to foreclose
`
`the
`
`subject
`
`mortgage
`
`on September
`
`20, 2010
`
`which
`
`was
`
`subsequently
`
`discontinued.
`
`Ms. Rubin
`
`assured
`
`that
`
`the Statute
`
`of Limitations
`
`was
`
`a valid
`
`and meritorious
`
`defense
`
`to this
`
`action
`
`filed
`
`on February
`
`28, 2017.
`
`5.
`
`Blue
`
`Oak's
`
`delays
`
`and defaults
`
`were
`
`not wilful.They
`
`were
`
`the consequence
`
`of
`
`Margarita
`
`Rubin's
`
`unfortunate
`
`disease,
`
`drug
`
`addiction,
`
`which
`
`prevented
`
`her
`
`from functioning
`
`and
`
`of Blue Oaks
`
`became
`
`discharging
`
`her professional
`
`responsibilities.
`
`The members
`
`only
`
`recently
`
`aware
`
`of her
`
`illness.
`
`Blue Oak
`
`is anxious
`
`to defend
`
`this
`
`action
`
`and, with
`
`the Court's
`
`permission,
`
`will
`
`vigorously
`
`do so.
`
`6.
`
`I have
`
`come
`
`to understand
`
`that
`
`addiction
`
`is a chronic,
`
`relapsing
`
`brain
`
`disease
`
`that
`
`is characterized
`
`by
`
`compulsive
`
`drug
`
`use,
`
`despite
`
`harmful
`
`consequences
`
`leading
`
`often
`
`to
`
`self-destructive
`
`behavior.
`
`ICPLR
`
`2005.
`
`-2-
`
`2 of
`
`3
`
`4 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`KINGS
`:
`NYSCEF
`DOC.
`NO.
`
`03
`
`: 00
`
`PM)
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`COUNTY
`
`CLERK
`
`04
`
`/25
`
`2018
`
`57
`
`7.
`
`Recently,.Ms.
`
`Rubin's
`
`responses
`
`to inquiries
`
`about
`
`this
`
`case were
`
`evasive.
`
`Finally,
`
`she admitted
`
`that her
`
`inability
`
`to focus
`
`on her professional
`
`responsibilities
`
`was
`
`attributable
`
`to
`
`both her husband
`
`having
`
`recently
`
`undergone
`
`heart
`
`surgery
`
`and her drug
`
`addiction.
`
`She admitted
`
`to having
`
`succumbed
`
`to the illegal
`
`use of psychoactive
`
`and hallucinogenic
`
`drugs. Ms. Rubin's
`
`use of such illicit
`
`drugs
`
`is corroborated
`
`by a news
`
`article
`
`reporting
`
`her arrest
`
`ondrug
`
`related
`
`the article
`
`is annexed
`
`as Exhibit
`
`"B."
`
`charges. A copy
`
`of
`
`8.
`
`For
`
`the reasons
`
`stated
`
`herein
`
`and in the affirmation
`
`of
`
`Irwin
`
`Popkin,
`
`Esq.,
`
`it
`
`is
`
`respectfully
`
`requested
`
`that Blue Oak's
`
`application
`
`for an Order
`
`setting
`
`aside
`
`the decision
`
`of
`
`this
`
`Court made
`
`on April
`
`9, 20I8
`
`granting
`
`Plaintiff
`
`Wilmington's
`
`application
`
`for
`
`the appointment
`
`of
`
`a Referee
`
`as well
`
`as any Order made
`
`and entered
`
`pursuant
`
`thereto
`
`and for
`
`leave
`
`to serve
`
`an
`
`untimely
`
`Answer
`
`in the form annexed
`
`hereto
`
`be granted
`
`'
`
`1 respects.
`
`IOSIF
`
`YUSHUBYAEV
`
`' PPXS
`
`~'PPp+~PW
`
`Notary
`
`Public
`
`'
`L018 1|t4RTINEZ
`41steryPulpic • SlatestNewYort
`014dlA$333143
`QualiftedinNew%fitCounty
`MyCommissionExpt'es Nov ½ 019
`
`3
`
`of
`
`3
`
`5 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`KINGS
`:
`NYSCEF
`DOC.
`NO.
`
`COUNTY
`
`CLERK
`
`58
`
`04
`
`/25
`
`/2018
`
`03
`
`: 00
`
`PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`OF THE STATE OF NEW YORK
`
`SUPREME
`COURT
`COUNTY
`OF KINGS
`-----------------------------------------------------------------------------x
`WILMINGTON
`TRUST
`NATIONAL
`ASSOCIATION,
`TRUSTEE
`AS SUCCESSOR
`TO CITIBANK,
`
`NA,
`
`etc.,
`
`AFFIRMATION
`IN
`OF ORDER
`SUPPORT
`SHOW CAUSE
`
`TO
`
`-against-
`
`Plaintiff,
`
`Index
`
`No.
`
`504024/2017
`
`CHAVANES,
`
`BLUE OAK HOLDING
`
`GROUP,
`
`LLC,
`
`MARIE
`et., al.
`
`Defendants.
`-----------------------------------------------------------------------------x
`
`IRWIN
`
`POPKIN,
`
`an attorney
`
`at
`
`law,
`
`admitted
`
`to practice
`
`before
`
`the Courts
`
`of
`
`this State,
`
`affirms
`
`the following
`
`to be true
`
`under
`
`the penalties
`
`of perjury.
`
`1.
`
`I am the attorney
`
`for Defendant
`
`BLUE OAK HOLDING
`
`GROUP,
`
`LLC
`
`("
`("Blue
`
`Oak")
`
`I respectfully
`
`submit
`
`this
`
`affirmation
`
`in support
`
`of Blue Oak's
`
`application
`
`for
`
`an Order
`
`granting
`
`Blue Oak
`
`the following
`
`relief:
`
`1) pursuant
`
`to CPLR 5015(a)(1),
`
`setting
`
`aside
`
`the Order
`
`of Reference
`
`made
`
`on April
`
`9, 2018
`
`and entered
`
`herein
`
`on April
`
`20, 2018
`
`and
`
`2) pursuant
`
`to
`
`CPLR § 3012
`
`(d)
`
`for
`
`leave
`
`to serve
`
`an untimely
`
`Answer
`
`in the form annexed
`
`hereto.
`
`2.
`
`I respectfully
`
`submit
`
`that
`
`there
`
`exists
`
`both
`
`a reasonable
`
`excuse
`
`as a well
`
`as
`
`meritorious
`
`defenses
`
`to warrant
`
`the requested
`
`relief.
`
`"Resolution
`
`of disputes
`
`on the merits
`
`rather
`
`than
`
`by default
`
`is favored,
`
`and to that
`
`end
`
`a liberal
`
`policy
`
`toward
`
`opening
`
`defaults
`
`exists."
`
`Pabone
`
`v Jon-Bar
`
`Enterprises
`
`Corp.,140
`
`AD2d
`
`872,
`
`873,
`
`528 NYS2d
`
`912,
`
`913
`
`[3d Dept
`
`1988].
`
`"It
`
`goes without
`
`saying
`
`that
`
`the law favors
`
`resolution
`
`of disputes
`
`on the merits
`
`(see CPLR
`
`5015[a];
`
`Glass
`
`v. Janbach
`
`Props.,
`
`73 A.D.2d
`
`106,
`
`110,
`
`425 N.Y.S.2d
`
`343;
`
`Le Cesse
`
`v.
`
`Giancursio,
`
`38 A.D.2d
`
`873,
`
`329 N.Y.S.2d
`
`289)."
`
`-1-
`
`Smithtown
`
`Gen. Hosp.
`
`v Allstate
`
`Ins. Co.,
`
`111
`
`1 of
`
`6
`
`6 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`FILED
`KINGS
`COUNTY
`CLERK
`:
`NYSCEF
`DOC.
`NO.
`
`03
`
`: 00
`
`PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`58
`
`04
`
`/25
`
`2018
`
`AD2d
`
`382,
`
`489 NYS2d
`
`590,
`
`591
`
`[2d Dept
`
`1985].
`
`3.
`
`Annexed
`
`hereto
`
`are true
`
`copies
`
`of
`
`the following
`
`documents:
`
`a.
`
`b.
`
`c.
`
`d.
`
`April
`
`20, 2018
`
`nitrous
`
`oxide;
`
`The Summons
`
`and Complaint
`
`herein
`
`(ECF
`
`Doc No.
`
`1);
`
`The
`
`Order
`
`of Reference
`
`made
`
`on April
`
`9, 2018
`
`and
`
`entered
`
`herein
`
`on
`
`The
`
`subject
`
`Note
`
`and Mortgage
`
`(ECF
`
`Doc.
`
`No.
`
`38);
`
`Article
`
`from THE HOUR "Police:
`
`South
`
`Salem women
`
`caught
`
`huffing
`
`e.
`
`Copy
`
`of Summons
`
`and Complaint
`
`in the action
`
`entitled
`
`Citibank
`
`N.A.,
`
`as
`
`v. Marie
`
`Index
`
`No.
`
`2250/2015
`
`Clerk
`
`Minutes
`
`Trustee,
`
`etc.,
`
`Chavannes,
`
`andounty
`
`relating
`
`thereto;
`
`f.
`
`Proposed
`
`Answer.
`
`The Reasonable
`
`Excuse
`
`for Blue
`
`Oak's
`
`Delays
`
`and Defaults
`
`4.
`
`Iosif
`
`Yushubayev,
`
`Blue Oak's
`
`Managing
`
`Member,
`
`established
`
`that
`
`the delays
`
`and
`
`defaults
`
`chargeable
`
`to Blue Oaks
`
`are a result
`
`of
`
`its prior
`
`attorney's
`
`serious
`
`illness,
`
`Margarita
`
`Rubin's
`
`drug
`
`addiction.¹
`
`"It
`
`is well
`
`established
`
`that
`
`the illness
`
`of an attorney
`
`may
`
`constitute
`
`a
`
`1 "In
`intentions
`good
`those who want
`
`reality,
`drug
`or a strong
`to"
`
`addiction
`will.
`
`is a complex
`Drugs
`change
`
`disease,
`the brain
`
`and quitting
`usually
`that make
`in ways
`
`takes more
`
`quitting
`
`hard,
`
`than
`even
`
`for
`
`https://www.drugabuse.gov/publications/drugfacts/understanding-drug-use-addiction
`
`"Addiction
`can't
`resist
`
`that
`is a disease
`affects
`the urge
`to use them,
`
`When
`re addicted
`and behavior.
`brain
`your
`cause.
`how much
`harm the drugs may
`no matter
`
`you'
`
`to drugs,
`
`you
`
`Drug
`alcohol,
`
`addiction
`
`nicotine,
`
`about
`isn't
`opioid
`
`just
`
`heroin,
`painkillers,
`
`cocaine,
`and other
`
`illegal
`or other
`legal
`substances.
`
`drugs.
`
`You
`
`can get addicted
`
`to
`
`-2-
`
`2 of
`
`6
`
`7 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`KINGS
`(FILED
`:
`NYSCEF
`DOC.
`NO.
`
`03
`
`: 00
`
`PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`COUNTY
`
`CLERK
`
`04
`
`/25
`
`2018
`
`58
`
`reasonable
`
`excuse
`
`for
`
`a
`
`default"
`
`(Collins
`
`v. Elbadawi,
`
`265 A.D.2d
`
`850,
`
`851,
`
`695 N.Y.S.2d
`
`634;
`
`see e.g.
`
`Imperato
`
`v. Mount
`
`Sinai Med.
`
`Ctr.,
`
`82 A.D.3d
`
`414,
`
`415,
`
`917 N.Y.S.2d
`
`857,
`
`affd.
`
`18
`
`N.Y.3d
`
`871,
`
`938 N.Y.S.2d
`
`853,
`
`962 N.E.2d
`
`278; Goldstein
`
`v. Meadows
`
`Redevelopment
`
`Co
`
`Owners
`
`Corp.
`
`I, 46 A.D.3d
`
`509,
`
`511,
`
`846 N.Y.S.2d
`
`384; Weitzenberg
`
`v. Nassau
`
`County
`
`Dept.
`
`of
`
`Recreation
`
`& Parks,
`
`29 A.D.3d
`
`683,
`
`——
`684--685,
`
`815 N.Y.S.2d
`
`151).
`
`Loucks
`
`v Klimek,
`
`108 AD3d
`
`[4th Dept
`
`2013].
`
`1037,
`
`1038,
`
`969 NYS2d
`
`322,
`
`323
`
`5.
`
`631,
`sick"
`
`scheduled
`N.Y.S.2d
`
`conference];
`521,
`[attorney
`motion];
`Weitzenberg
`29 A.D.3d
`and Parks,
`683,
`mental
`illness
`various
`caused
`A.D.3d
`808 N.Y.S.2d
`treatment].
`
`or
`
`the
`
`24
`
`"a reasonable
`to be deemed
`has been
`attorney's
`An
`held
`illness
`excuse"
`in court
`in appearing
`of a party's
`the vacatur
`for
`default
`See, Mr. Ho Charter
`in responding
`in litigation.
`and participating
`942 N.Y.S.2d
`94 A.D.3d
`v. Ho,
`Inc.
`531,
`Service,
`632,
`the
`to attend
`and unable
`to case "was
`assigned
`926
`Jl Berardo
`86 A.D.3d
`v. Guillet,
`459,
`to defend
`that
`he was unable
`was
`so ill
`of Recreation
`Department
`v. Nassau
`Courty
`[attorney's
`815 N.Y.S.2d
`151,
`v. Sacerdote,
`Zeltser
`I wife
`[trial
`counsel's
`
`541,
`
`542,
`dental
`
`emergency
`
`685,
`defaults];
`286,
`
`Williams
`
`v Moberg
`
`& Assoc.,
`
`P.L.L
`
`C., 40 Misc
`
`3d
`
`1230(A),
`
`975 NYS2d
`
`713
`
`[Sup.
`
`Ct., Queens
`
`Co. 2012].
`
`6.
`
`Significantly,
`
`in Weitzenberg
`
`v Nassau
`
`County
`
`Dept.
`
`of Recreation
`
`and Parks,
`
`29
`
`AD3d
`
`683,
`
`815 NYS2d
`
`151[2d
`
`Dept
`
`2006],
`
`the Second
`
`Department
`
`affirmed
`
`the lower
`
`courts
`
`Order
`
`vacating
`
`default
`
`in an analogous
`
`situation
`
`where
`
`the former
`
`attorney
`
`was
`
`suffering
`
`from a
`
`because
`a drug
`choose
`At
`you
`to take
`you may
`first,
`and how often
`can control
`think
`how much
`you
`you
`These
`brain
`physical
`changes
`can last
`works.
`a long
`behaviom."
`can lead
`you
`to damaging
`
`it makes
`the way
`like
`over
`use it. But
`They make
`time.
`
`time,
`you
`
`you
`drugs
`lose
`
`feel.
`You may
`how your
`change
`self-control
`and
`
`https://www.webmd.com/mental-health/addiction/drug-abuse-addiction#1
`
`-3-
`
`33 ofof
`
`66
`
`8 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`KINGS
`COUNTY
`CLERK
`:
`NYSCEF
`DOC.
`NO.
`
`58
`
`04
`
`25
`
`/ 2018
`
`03
`
`: O O PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`NO.
`INDEX
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`mental
`
`illness
`
`that
`
`adversely
`
`affected
`
`his ability
`
`to function.
`
`The
`
`attorneys
`
`illness
`
`in Weitzenberg
`
`consequently
`
`resulted
`
`in the various
`
`defaults
`
`in that
`
`action.
`
`Ms. Rubin's
`
`illness,
`
`in this
`
`instance
`
`is
`
`corroborated
`
`by the published
`
`report
`
`of her arrest.
`
`Blue
`
`Oak's
`
`Meritorious
`
`Defenses
`
`To This
`
`Action
`
`A.
`
`7.
`
`The
`
`Statute
`
`of Limitations
`
`Blue Oak's
`
`is able
`
`to assert
`
`a the Statute
`
`of Limitations
`
`as a meritorious
`
`defense
`
`to
`
`on September
`
`.
`
`this
`
`action.
`
`The Statute
`
`of Limitations
`
`in this
`
`instance
`
`was
`
`accelerated
`
`13, 2010
`
`This
`
`action
`
`was
`
`instituted
`
`more
`
`than
`
`six
`
`years
`
`later
`
`on February
`
`28, 2017. CPLR 213
`
`(4) provides
`
`for a six
`
`year
`
`statute
`
`of
`
`limitations
`
`for
`
`commencing
`
`"an
`
`action
`
`upon
`
`a bond
`
`or note,
`
`the payment
`
`of which
`
`is secured
`
`by a mortgage
`
`upon
`
`real
`
`property,
`
`or upon
`
`a bond
`
`or note
`
`and mortgage
`
`so
`
`secured,
`
`or upon
`
`a mortgage
`
`of
`
`real
`
`property,
`
`or any
`
`interest
`
`therein."
`
`in this
`
`action
`
`as Wilmington
`
`Trust
`
`National
`
`8.
`
`The Plaintiff
`
`is identified
`
`as Successor
`
`Trustee
`
`to Citibank,
`
`NA,
`
`as Trustee.
`
`Annexed
`
`hereto
`
`as Exhibit
`
`Association,
`
`"D"
`
`is a copy
`
`of
`
`the
`
`Summons
`
`and Complaint
`
`filed
`
`on September
`
`13, 2010
`
`behalf
`
`of
`
`Index
`
`No.
`
`2250/2015,
`
`as
`
`Plaintiff,
`
`bearing
`
`Index
`
`No.
`
`2250/2015
`
`to foreclose
`
`on the very
`
`same mortgage
`
`which
`
`is the
`
`subject
`
`of
`
`this
`
`action.
`
`The County
`
`Clerk's
`
`Minutes
`
`reflect
`
`the filing
`
`on July
`
`19, 2016
`
`of an Order
`
`of Discontinuance
`
`in that
`
`action.
`
`Paragraph
`
`FIFTH
`
`of
`
`the Complaint
`
`there
`
`in states
`
`"Accordingly,
`
`Plaintiff
`
`elects
`
`to call
`
`due the entire
`
`amount
`
`secured
`
`mortgage."
`
`"
`
`by the
`
`However,
`
`"even
`
`if a
`
`mortgage
`
`is payable
`
`in installments,
`
`once
`
`a mortgage
`
`debt
`
`is accelerated,
`
`the entire
`
`amount
`
`is due
`
`and the Statute
`
`of Limitations
`
`begins
`
`to run
`
`on the entire
`
`debt"
`
`(EMC Mtge.
`
`Corp.
`
`v. Patella,
`
`279
`
`A.D.2d
`
`604,
`
`605,
`
`720 N.Y.S.2d
`
`161;
`
`see Lavin
`
`v. Elmakiss,
`
`302 A.D.2d
`
`638,
`
`639,
`
`754 N.Y.S.2d
`
`741;
`
`Zinker
`
`v. Makler,
`
`298 A.D.2d
`
`516,
`
`517,
`
`748 N.Y.S.2d
`
`780). Wells
`
`Fargo
`
`Bank,
`
`N.A.
`
`v
`
`-4-4
`
`4 of
`
`6
`
`9 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`KINGS
`COUNTY
`:
`NYSCEF
`DOC.
`NO.
`
`CLERK
`
`04
`
`25
`
`2018
`
`03
`
`: 0 0
`
`PM|
`
`58
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`INDEX
`504024/2017
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`Burke,
`
`94 AD3d
`
`980,
`
`982,
`
`943 NYS2d
`
`540,
`
`542
`
`[2d Dept
`
`2012].
`
`B.
`
`Failure
`
`to Comply
`
`With
`
`RPL
`
`§ 254
`
`(8)
`
`10.
`
`Where
`
`the Mortgage
`
`Requires
`
`Issuance
`
`of a Notice
`
`to Cure
`
`as a Condition
`
`Precedent
`
`to the Institution
`
`of a Foreclosure
`
`Action
`
`Such Notice
`
`must
`
`Be Given
`
`to the then
`
`Owner
`
`of
`
`the Property.
`
`RPL
`
`§ 254
`
`(8) provides:
`
`A covenant
`or
`demand
`notice
`"that
`and
`demand.
`in person
`be served
`and may
`in writing
`be made
`may
`provision
`that
`be construed
`must
`as meaning
`every
`fulfilled
`or
`shall
`demand
`request
`be deemed
`and
`notice
`by
`on one
`written
`served
`notice
`request
`or
`and
`demand
`personally
`the
`of
`shall
`or more
`record
`time
`hold
`the
`the
`persons
`at
`who
`or mailed
`or successors,
`or on their
`title
`to the
`heirs
`enclosed
`or
`station
`post-office
`letter-box,
`or
`or persons,
`person
`to such
`addressed
`or
`their
`at his,
`its address
`to the mortgagee
`added).
`
`or by
`for
`
`by
`in a
`their
`
`last
`
`and
`
`Notice
`request
`mail"
`
`premises,
`it
`in any
`depositing
`envelope
`post-paid
`or successors,
`heirs
`known.
`(Emphasis
`
`11.
`
`Clearly,
`
`the Statute
`
`mandated
`
`that
`
`notice
`
`be given
`
`to the party most
`
`affected.
`
`In
`
`the instance
`
`of a Notice
`
`to Cure
`
`as a condition
`
`precedent
`
`to the institution
`
`of a foreclosure
`
`action,
`
`or
`
`regarding
`
`any
`
`other
`
`notice
`
`concerning
`
`a mortgage,
`
`the party
`
`affected
`
`would
`
`be the mortgagor
`
`if
`
`he or she was
`
`the current
`
`owner,
`
`otherwise
`
`the party
`
`currently
`
`in title would
`
`be the most
`
`concerned.
`
`12.
`
`RPL
`
`§ 254
`
`(8)
`
`applies
`
`in the instance
`
`where
`
`"that
`
`notice
`
`and
`
`demand
`
`or
`
`request
`
`may
`
`be made
`
`in writing
`
`and may
`
`be served
`
`in person
`
`or by mail.
`
`" Paragraph
`
`15 of
`
`the subject
`
`mortgage
`
`requires
`
`that
`
`"[a]1l
`
`notices
`
`given
`
`by me or Lender
`
`in connection
`
`with
`
`this Security
`
`Agreement
`
`will
`
`be in writing.
`
`Any
`
`notice
`
`to me in connection
`
`with
`
`this Security
`
`Instrument
`
`is
`
`considered
`
`given
`
`to me when mailed
`
`class..."
`
`by first
`
`-5-
`
`5
`
`of
`
`6
`
`10 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`FILED
`KINGS
`:
`NYSCEF
`DOC.
`NO.
`
`COUNTY
`
`CLERK
`
`58
`
`04
`
`25
`
`2018
`
`03
`
`: 0 0
`
`PM)
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`NO.
`504024/2017
`INDEX
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`C.
`
`Wilmington
`Maintain
`
`National
`Trust
`Action
`
`This
`
`Association
`
`As Trustee
`
`Lacks
`
`Standing
`
`to
`
`13.
`
`Paragraph
`
`3 of
`
`the Complaint
`
`alleges
`
`Citibank,
`
`N.A.,
`
`as Trustee
`
`to be the last
`
`assignee
`
`of
`
`the
`
`subject
`
`mortgage,
`
`yet
`
`fails
`
`to reference
`
`the basis
`
`for Wilmington
`
`Trust
`
`National
`
`Association's
`
`authority
`
`to institute
`
`this
`
`action.
`
`14.
`
`By
`
`reason
`
`of
`
`the foregoing,
`
`Wilmington
`
`Trust
`
`National
`
`Association,
`
`as Trustee
`
`or
`
`fails
`
`this
`
`action.
`
`otherwise,
`
`to have
`
`standing
`
`to maintain
`
`15.
`
`For
`
`the reasons
`
`stated
`
`herein
`
`and in the affidavit
`
`of
`
`Iosif
`
`Yushubayev,,
`
`it
`
`is
`
`respectfully
`
`requested
`
`that Blue Oak's
`
`application
`
`for
`
`an Order
`
`setting
`
`aside
`
`the decision
`
`of
`
`this
`
`Court made
`
`on April
`
`9, 2018
`
`granting
`
`Plaintiff
`
`Wilmington's
`
`application
`
`for
`
`the appointment
`
`of
`
`a Referee
`
`as well
`
`as any Order made
`
`and entered
`
`pursuant
`
`thereto
`
`and for
`
`leave
`
`to serve
`
`an
`
`untimely
`
`Dated:
`
`Answer
`
`in the form annexed
`
`hereto
`
`be granted
`
`in all
`
`respects.
`
`Melville,
`April
`
`New York
`24, 2018
`
`s/Irwin
`
`Popkin
`
`IRWIN
`
`POPKIN
`
`-6-
`
`6 of
`
`6
`
`11 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`FILED: KINGS COUNTY CLERK 05m2018 04:39 PM
`NYSC 3F DOC. NO. 67
`NYSCEF DOC. NO. 67
`
`IND
`EX NO.
`504024/2017
`INDEX NO. 504024/2017
`
` VYSC
`
`
` 3F:
`
`
`RflCflIVfiD
`05/09/2018
`RECEIVED NYSCEF: 05/09/2018
`
`Exhibit “A”
`
` 12 of 107
`12 of 107
`
`
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`m DEX
`.:ar>:-::.No. 504024/2017
`FILED:
`KINGS
`COUNTY
`CLERK
`04/25/2018
`03:
`00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`~:
`Pb$
`rtafrTsJN@b~<:
`'J."
`~RSe.%5.
`(Otr'/4e/46k
`QNVAh~
`~tlff0flb
`ttAMksofstte.
`tW.
`
`INDEX NO. 504024/2017
`
`SUPREME COURT OF THE STATE OF NEW YORK
`COUNTY OF KINGS
`..
`...___.------
`--------------------------X
`WILMINGTON
`TRUST, NATIONAL
`ASSOCIATION
`AS StJCCESSOR TRUSTEE
`TO CfflBANK,
`N.A. AS TRUSTEE FOR
`'I'RUS1'
`BEAR STEARNS ALT-A TR(JST 112007-1
`
`)(
`
`SUMMONS
`
`PJaintif'f'
`Plaintiff
`
`vs
`
`MARIE CHAVANNES,
`BLUE OAK
`'I'
`HOLDING GROUP, LLC, PEOPLE OF THE
`NE%'
`STATE OF NEW YORK, NEW YORK CITY
`OF FINANCE
`IEPARTMENT
`FF CREDIT
`CORP, FIRST AMERICAN
`TITI E
`INSURANCE
`NEW YORK CFTY
`COMPANY,
`ENVIRONMENTAL
`CONTROL
`BOARD,
`
`JOHN DOE ( Those unknown tenants, occupants,
`persons or corporations
`or their heirs,
`trustees
`distributees, executors, administrators,
`guardians, assignees, creditors or successors
`an interest
`in the mortgaged premises.)
`
`Defendant(s)
`..--.---.____________....-----------------------X
`
`...
`
`TO THE ABOVE NAMED
`
`DEFENDANTS:
`
`INDEX :/:
`
`ORIGINAL
`CLERK ON:
`
`FILED WFrH THE
`
`PREMISES:
`MORTGAGED
`4589 KINGS HIGHWAY,
`NY."IY 11234
`BROOKLYN,
`
`BL #: 7749 - 12
`
`the Complaint
`YOU ARE HEREBY
`in the above captioned action and
`to answer
`SUMMONED
`to serve a copy of your Answer
`the service of
`twenty (20) days after
`on the P.laintitTs attorney within
`of'
`the day of service, or within
`(30) days after completion
`this Summons, exclusive of
`of service
`thirty
`~u
`where service is made in any other manner
`than by personal delivery within the State. The United States
`of'
`of America,
`sixty (60) days of
`if designated as a Defendant
`in this action, may answer or appear within
`service hereof.
`be taken against you by
`In case of your
`judgment will
`to appear or answer,
`failure
`default
`for the relief demanded in the Complaint,
`
`NOTICE
`OI"
`YOU ARE IN DANGEROFLOSING
`
`YOUR HOME
`
`If
`do
`you
`not
`of
`answer
`the
`foreclosure
`default
`default
`
`ud
`
`respond
`on
`the
`
`proceeding
`Blent
`nsalna
`ent
`
`complaint
`and
`summons
`this
`to
`the mortgage
`for
`attorney
`you
`and
`against
`cntcrcd
`red
`andand
`bc
`
`filing
`ou cancan
`
`the
`loselose
`
`company
`answer
`'oui'
`o
`
`by
`
`serving
`who
`
`a copy
`filed
`this
`
`the
`
`court,
`
`a
`
`with
`hoiiic.
`home.
`
`13 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`'
`INDEX
`FILED:
`KINGS
`COUNTY
`rrafcaa45c>~;
`0 4/25
`/2018
`03:
`00
`NYSCEF DOC. NO. 67
`CLERK
`Pb$
`N¥f§gpD§t§c,)WO.
`5p
`
`INDEX NO. 504024/2017
`
`so402il/"
`No. 504024/2017
`RECEIVED NYSCEF: 05/09/2018
`try'
`rM!f~
`
`Speak
`further
`property.
`
`Sending
`
`to
`
`an
`
`attorney
`information
`
`or
`on
`
`go
`how
`
`to
`
`court
`the
`answer
`
`to
`
`your
`where
`the
`summons
`
`is
`
`case
`and
`
`pending
`protect
`
`for
`your
`
`a
`
`payment
`reaction.
`
`to
`
`your
`
`mortgage
`
`company
`
`will
`
`not
`
`stop
`
`this
`
`YOU MUST RESPOND
`BY SERVING
`ATTORNEY
`FOR THE
`THE
`PLAINTIFF
`AND FILING
`THE ANSWER
`WITH
`THE
`
`A COPY OF THE ANSWER
`(MORTGAGE
`COMPANY)
`COURT.
`
`ON
`
`of'
`Kings County
`is designated
`as the place of
`mortgaged premises foreclosed herein.
`
`trial.
`
`The basis of venue is the location
`
`of'
`of
`
`the
`
`DATED:
`
`Sarah K 1 ynïan Esitt
`I..l.t'
`Gross Polowy, LLC
`for Plaintiff
`Attorneys
`I775 Wehrle Drive, Suite 100
`NY 1422 1
`Williamsville,
`Tel.:
`(7I 6)204-I 700
`
`14 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`mm"
`No.. 50t4024/20D .
`FILED:
`KINGS
`COUNTY
`03:
`CLERK
`O4/25/2018
`00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`PM|
`kHCRIVED NY8CEF: 01t/28/2018
`
`INDEX NO. 504024/2017
`
`THE STATE OF NEW YORK
`
`. X
`
`COMPLAINT
`
`N'I'
`
`INDEX #
`
`ORIGINAL
`CLERK ON:
`
`FILED WITH THE
`
`PREMISES'
`MORTGAGED
`Vf(JJMISI:S:
`4589 KINGS HlGHWAY,
`NY I1234
`BROOKLYN,
`
`BL #: 7749 - 12
`
`SUPREME COURTOF
`COUNTY OF KINGS
`.
`._~.__...______...
`WILMINGTON
`TRUST. NATIONAL
`AS SUCCESSOR TRUSTEE
`ASSOCIATION
`TO CITIBANK,
`N.A. AS TRUSTEE
`FOR
`BEAR STEARNS ALT-A
`TRUST fi 2007-1
`
`.
`
`vs
`
`Plaintiff
`
`RI.UF'
`MARIE CHAVANNES.
`BLUE OAK
`HOLDENG GROlJP. . LLC, PEOPLE OF THE
`STATL'
`STATE OF NEW YORK, NEW YORK CI FY
`I'
`Ff' Cl'
`DEPARTMENT
`OF FINANCE.
`FF CREDIT
`CORP, FIRST AMERICAN
`TITI E
`NEW YORK CITY
`INSURANCE
`COMPANY,
`ENVIRONMENTAL
`CONTROl
`BOARD,
`
`.lOHN
`JOHN DOE (Those unknown
`tenants, occupants,
`persons or corporations
`or their heirs,
`distributees, executors, administrators,
`trustees,
`guardians, assignees, creditors or successors
`an interest
`in the mortgaged premises.)
`
`Defendant(s)
`
`The Plaintiff
`its attorneys. Gross Polowy,
`LLC,
`by
`Defendant(s) alleges upon information
`and belief as follows:
`
`for
`
`its complaint
`
`against
`
`the
`
`A('
`AS AND FOR 4 FIRST CAUSE OF ACTION:
`
`L
`AS SUCCESSOR
`ASSOCIATION
`Plaintiff, WILMINGTON
`TRUST, NATIONAL
`TRl)S'I'1:L'
`A1. T-A TRUST H
`TO CITIBANK,
`TRUSTEE
`N.A. AS TRUSTEE
`FOR BEAR STEARNS
`2007-1 is a national association
`the United States of
`and existing under
`the laws of
`organized
`America and the holder of
`the subject note and mortgage or has been delegated authority
`to
`institute
`this mortgage
`the subject note and
`by the owner and holder of
`foreclosure
`action
`mortgage and bas the right
`here as Schedule A is an attorney
`to foreclose. Attached
`certified
`of'
`copy of the original note.
`
`2. On or about March
`a note
`executed and delivered
`20, 2007, Marie Chavannes
`whereby Marie Chavannes promised
`to pay the sum of $453,000 00 plus interest on the unpaid
`runount {lue,
`
`15 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`E DE No. 5040 4,/20 D
`KINGS
`[FILED:
`COUNTY
`25 / 2018
`CLERK
`03:
`00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`04/
`PN|
`Wé§MD NYgerm M/25/3018
`x S
`
`INDEX NO. 504024/2017
`
`ol'
`3. As security
`the payment
`for
`the note Marie Chavannes
`of
`duly
`delivered a mortgage.
`in the amount of $453,000.00 which was recorded as follows.
`
`executed
`
`and
`
`Recording Date:1une
`CRFN 2007000285304
`City Register of
`the City of New York, Kings County
`
`L 2007
`
`The mortgage was subsequently
`National City Bank.
`
`ol"
`assigned to Nationalx""ational City Mortgage Co., a subsidiary of
`
`
`
`The mortgage was subsequently
`
`assigned to Citibank, N.A. as trustee for BSAAT 2007-1.
`
`l»'x'
`4.
`The mortgaged
`NY
`is known as 4589 KINGS HIGHWAY,
`BROOKIJN,
`property
`11234. The tax map designation
`7749, LOT 12. Plaintiff
`the land,
`is BLOCK
`is foreclosing
`buildings, and other
`located on the property. The property
`is more fully described
`improvements
`in Schedule 8 attached to this complaint.
`
`5. At
`the time the note and mortgage were executed and delivered Marie Chavannes
`was in title to the property. On October 20th. 2016»016 Maric Chavannes transferred the property
`to
`I.I.(.'
`('
`Blue Oak Holding Oroup, LLC who is listed on Schedule C as the current owner of
`the property.
`
`6. Marie Chavannes
`the note and mortgage by
`of
`failed to comply with the conditions
`not making the payment
`that was due on March 1, 201 I and subsequent payments.
`
`7.
`
`There is now due and owing on the note and mortgage the following
`
`amounts:
`
`Principal Balance: $453,000.00
`Interest Rate: 7.5%
`Date Interest Accrues from: February 1, 2011
`
`f'
`Together with accrued late charges, monies advanced for
`taxes, assessments,
`insurance,
`of notices, maintenance
`of
`the property. The
`and preservation
`securing,
`inspections.
`posting
`interest rate stated above atay change in accordance with the adjustable rate feature of
`the note.
`
`In order
`8,
`the value of
`to protect
`the Plaintiff
`the property and its rights in the property,
`watcl'
`may have to pay additional
`insurance premiums
`and other
`taxes, assessments, water charges,
`f'
`charges and the costs, allowances,
`expenses of sale, and reasonable
`attorney's
`fees for
`the
`foreclosure. Plaintiff
`requests that any amount
`together with interest, be included in the
`it pays,
`total amount due.
`
`9.
`The defendant(s) may have an interest encumbering
`is either
`the property, which
`subordinate
`to Plaintiff's
`or paid in full,
`or adverse to
`mortgage,
`subordinated,
`equitably
`T'
`('"
`Plaintifps mortgage.
`he interest of »ach dcf'fondant
`is set fbrth in "Schedule
`of'this complaint.
`
`16 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`'
`NO. SO4024/20D .
`EDEX
`FILED:
`KINGS
`COUNTY
`CLERK
`03:
`04/25/2018
`00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`P14
`NYSCEPt M/28/2018
`htëBVRD
`
`INDEX NO. 504024/2017
`
`oi.'
`10. The interest
`or
`lien of
`the United States of America.
`of'
`government entity is set forth in "Schedule D" of
`this complaint.
`
`the States City
`
`oi'
`or
`
`local
`
`the Real Property Actions and
`1l. PlaintiiThas
`complied with sections 1304 and 1306 of
`Af'
`of section
`Proceedings Law, and the mortgage was originated
`in compliance with all provisions
`an)'
`if
`595-a of
`Law and any rules or
`the Banking
`there under, and,
`regulations
`promulgated
`of'
`applicable. sections 6-l or 6-m of
`the Banking law.
`
`I2. No separate pending action was brought
`the mortgage debt or
`to recover any part of
`for Plaintiff was not rendered and 11is the intent of
`if any such action is pending final
`judgment
`the Plaintiff
`it.
`to discontinue
`
`AS AND FOR A SECOND CAUSE OF ACTION,
`HEREIN AL1 EGES
`PLAINTIFF
`
`13. Repeats and realleges
`though fully set forth herein.
`
`the allegations
`
`contained
`
`in Paragraphs
`
`"i"
`"I"
`
`through "12" as
`"12"
`
`14 That
`the recorded mortgage,
`that
`the address of
`the property
`encumbered
`NY 11234
`BROOKLYN,
`
`is the subject of
`by the mortgage
`
`references
`this action, accurately
`ils'
`as
`4589 KINGS
`HIGHWAY,>V«i(,
`
`1, 2007
`15. That
`in CRFN
`the legal
`on June
`recorded
`in Mortgage
`description
`of'
`the City of New York, Kings County contained an error
`2007000285304
`in the City Register of
`ON A LINE FORMING"
`but should read as
`to wit:
`states "THENCE
`SOUTHERLY
`incorrectly
`
`ON A LINE FORMING"F()Ri%11N(i".
`"THENCE SOUTHEASTERLY
`
`16. Plaintiff
`recorded on June 1, 2007 in
`the Mortgage
`of
`hereby requests refbrmation
`the City of New York, Kings County by Order of
`CRFN 2007000285304
`in the City Register of
`this Court as contained in a clause in the Order of Reference stating the following:
`
`the legal description
`that
`ORDERED,
`CRFN 2007000285304
`in the City Register of
`reformed so that the property reads as follows;
`Tl-ll-,'
`THA'I'
`BOROUGH OF
`ALL THAT
`IN THE
`CERTAIN
`PARCEL OF LAND SITUATED
`STATL'
`COUNTY OF KINGS AND STATE OF NEW YORK, BEfNG KNOWN
`BROOKLYN,
`AND DESIGNATED
`AS FOLLOWS:
`
`recorded on June 1, 2007 in
`in the Mortgage
`the City of New York, Kings County
`is hereby
`
`SIDE OF KINGS
`AT A POINT ON THE NORTHWESTERLY
`BEGINNING
`FEI'
`FROM THE
`81 FEET I 1 INCHES NORTHEASTERLY
`HIGHWAY
`DISTANT
`OF THE NORTHWESTERLY
`CORNER FORMED BY THE INTERSECTION
`Ol" KINGS M(IHWA
`SIDE OF AVENUE
`Y WITH THE NORTHERLY
`I;
`
`SIDE
`
`17 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`mm NO. W022L/2OD
`FILED:
`COUNTY
`KINGS
`03:
`00
`CLERK
`04/25/2018
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`Pl¶
`RE@§tyg§ NY§©TtPt 04/R5/201S
`
`INDEX NO. 504024/2017
`
`RUNNING THENCE NORTHWESTERLY
`ON A LfNE FORMING AN EXTERIOR
`ANGLE OF 82 DEGREES 36 MFNUTES
`Y SIDE OF
`WITH THE NORTHWESTERI
`.i6,'(I!
`KINGS HIGHWAY,
`56 FEET 11 INCl
`IES;
`
`TTIENCE NORTHEASTERLYiNOR'I
`
`COURSE, 0 FEET 9 fNCHES;
`
`A'I"
`AT RIGKf
`
`I.A.'i' I'
`ANGLES TO THE LAST MENTIONED
`
`ANGI E OF
`T1IENCE NORTHWESTERLY
`ON A IJNE FORMING AN EXTERIOR
`I:AS'I'
`SIDE OF EAST
`52 DEGREES 24 MINUTES
`10 SECONDS WFFM THE EASTERLY
`45TH STREET, 69 FEET 9 3/4 INCHES TO THE EASTERLY
`SIDE OF EAST 45T11
`STREET;
`
`THENCE NORTHERLY
`11 FEET 1 7/8 INCHES;
`A'I'
`THENCE EASTERLY
`AT RIGHT ANGLES TO THE EASTERLY
`45111 STREET 18 FEET 10 INCHES TO A POINT;
`
`ALONG THE EASTERLY
`
`SIDE OF EAST 45TH STREET,
`
`SIDE OF EAST
`
`ANGLE OF 82
`ON A LINE FORMING AN INTERK)R
`THENCE SOUTHEASTERLY
`SIDI''
`DEGREES 36 MINUTES WrTH THE NORTHWESTERLY
`SIDE OF KINGS
`Hf..'
`121 FEET 4 1/4 INCHES TO THE NORTHWESTERLY
`HIGHWAY
`SIDE OF KINGS
`HIGHWAY;
`
`NCI='
`TIIENCE
`HI(iHNAY
`
`AI.ON(.'
`ALONG THE NORTHWESTERLY
`SOUTHWESTERLY
`FFFT
`21
`3 1.'8 IN(')lI
`S T(') 1'Hf.; POINT OR PLA(;E
`
`SIDE OF KINGS
`fi(ifNNIN(i.
`r)F I)
`
`18 of 107
`
`
`
`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`m DEX NO. W 024/ 20 L=0'1 .
`FILED:
`COUNTY
`KINGS
`25 / 2018
`CLERK
`03 : 00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`04/
`FM|
`St' W 19
`W I
`T45