throbber
FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`02:12
`P
`2018
`KINGS
`FILED:
`NO.
`DOC.
`NYSCEF
`
`COUNTY
`
`CLERK
`
`05
`
`09
`
`66
`
`l
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`05/09/2018
`NYSCEF:
`RECEIVED
`
`P R E S E N T:
`
`HON. ~Ck
`
`Stat'
`
`- ——--- — ---
`--------------------------------------------------------------------------x
`WILMINGTON
`TRUST
`NATIONAL
`ASSOCIATION,
`TO CITIBANK,
`AS SUCCESSOR
`TRUSTEE
`NA,
`
`At an IAS Part ~f
`the Supreme
`Court
`the State
`of New York
`in and
`held
`County
`for
`the County
`of Kings,
`at
`the Courthouse
`dams Street,
`360
`New
`thereof,
`e
`York,
`
`on
`
`~ithI
`
`Brooklyn,
`2018
`
`of
`
`etc.,
`
`ORDER
`
`TO SHOW CAUSE
`
`7
`
`Jtr
`
`(.,
`
`)
`
`/
`
`MARIE
`et., al.
`
`Plaintiff,
`
`against-
`-against-
`
`Index
`
`No.
`
`504024/2017
`
`CHAVANES,
`
`BLUE
`
`OAK HOLDING
`
`GROUP,
`
`LLC,
`
`--------------___.--_____-__-____________
`
`—- ———" ——-x
`
`Defendants.
`
`UPON the annexed
`
`affidavit
`
`of
`
`IOSIF
`
`YUSHUBAYEV,
`
`sworn
`
`to on April
`
`24, 2018,
`
`the
`
`affirmation
`
`of
`
`IRWIN
`
`ESQ.,
`
`dated April
`
`23, 2018
`
`and upon
`
`all of
`
`and
`
`POPKIN,
`
`the pleading
`
`proceedings
`
`heretofore
`
`had herein,
`
`LET,
`
`the Plaintiff,
`
`WILMINGTON
`
`TRUST
`
`NATIONAL
`
`ASSOCIATION,
`
`AS SUCCESSOR
`
`TRUSTEE
`
`TO CITIBANK,
`
`NA ("Wilmington")
`
`, or
`
`its attorney,
`
`show cause
`
`at an Individual
`
`Assignment
`
`Part of
`
`this Court,
`
`before
`
`the Hon. Noach
`
`Dear,
`
`at
`
`the Courthouse
`
`thereof,
`
`360 Adams
`
`Street,
`
`Brooklyn,
`
`New York,
`
`11201,
`
`Part
`
`1, Room 763,
`
`on Jkhhtt
`
`2S,2018,
`I
`
`at 9:30 A.M,
`
`or as soon
`
`thereafter
`
`as Counsel
`
`can be heard why
`
`an Order
`
`should
`
`not be made
`
`and entered
`
`herein
`
`granting
`
`Defendant
`
`BLUE OAK HOLDING
`
`GROUP,
`
`LLC the following
`
`relief:
`
`-1-
`
`1
`
`of
`
`2
`
`1 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`PM
`0 2 : 12
`2018
`KINGS
`(FILED
`:
`NO.
`DOC.
`NYSCEF
`
`COUNTY
`
`CLERK
`
`05
`
`/ 09
`
`INDEX NO. 504024/2017
`
`™ / = '
`
`RECEIVED NYSCEF: 05/09/2018
`05/09/2018
`NYSCEF:
`RECEIVED
`
`66
`
`1)
`
`pursuant
`
`to CPLR
`
`5015(a)(1),
`
`setting
`
`aside
`
`the Order
`
`of Reference
`
`made
`
`on April
`
`9, 2018
`
`and entered
`
`herein
`
`on April
`
`20, 2018
`
`and for;
`
`2)
`
`an Order
`
`pursuant
`
`to CPLR
`
`§ 3012
`
`(d) granting
`
`Defendant
`
`BLUE OAK
`
`HOLDING
`
`GROUP,
`
`LLC,
`
`leave
`
`to serve
`
`an untimely
`
`Answer
`
`in the form annexed
`
`hereto.
`
`SUFFICIENT
`
`CAUSE
`
`APPEARING,
`
`let service
`
`of a copy
`
`of
`
`this Order
`
`and the
`
`papers
`
`upon which
`
`it
`
`is granted
`
`be served
`
`upon, Gross
`
`100, Williamsville,
`
`NY 14221,
`
`Attorneys
`
`for Plaintiff,
`
`Polowy,
`OW
`F'
`
`by
`
`LLC,
`
`1775 Wehrle
`
`Drive,
`
`Suite
`
`r't
`
`c Mail
`
`and by electronic
`
`means
`
`in accordance
`
`with
`
`the New York
`
`State Courts
`
`Electronic
`
`deemed
`
`sufficient
`
`service. ~ O
`
`Filing
`
`System (NYSCEF)
`2 S , 20
`
`be
`
`Enter,
`
`J.S.C.
`
`HON.NOACH
`
`DEAR35R
`
`-1.
`
`2
`
`of
`
`2
`
`2 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`KINGS
`CLERK
`COUNTY
`(FILED
`:
`NYSCEF
`DOC.
`NO.
`
`04
`
`25
`
`2018
`
`03
`
`: 00
`
`PM|
`
`57
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`OF THE STATE
`
`SUPREME
`COURT
`COUNTY
`OF KINGS
`—
`--
`----------------------------------------------------------------------------x
`TRUST
`NATIONAL
`WILMINGTON
`ASSOCIATION,
`TRUSTEE
`AS SUCCESSOR
`TO CITIBANK,
`NA,
`
`OF NEW YORK
`
`-against-
`
`Plaintiff,
`
`etc.,
`
`AFFIDAVIT
`IN SUPPORT
`OF ORDER TO SHOW
`CAUSE
`
`IndeX No.
`
`504024/2017
`
`MARIE
`et., al.
`
`CHAVANES,
`
`BLUE OAK HOLDING
`
`GROUP,
`
`LLC,
`
`Defendants.
`-----------------------------------------------------------------------------X
`of New York
`State
`
`) :
`
`ss.:
`
`County
`
`of Queens
`
`)
`
`IOSIF
`
`YUSHUBAYEV,
`
`being
`
`duly
`
`sworn,
`
`deposes
`
`and says:
`
`1.
`
`I am the Managing
`
`Member
`
`of BLUE OAK HOLDING
`
`GROUP,
`
`LLC
`
`("
`("Blue
`
`Oak"),
`
`a defendant
`
`herein.
`
`This
`
`is an action
`
`to foreclose
`
`a mortgage
`
`securing
`
`4589
`
`Kings
`
`Highway,
`
`Brooklyn,
`
`New York.
`
`Blue Oak
`
`is named
`
`as a party
`
`because
`
`it became
`
`the owner
`
`of
`
`the
`
`Paragraph
`
`subject
`
`property
`
`prior
`
`to the commencement
`
`of
`
`this
`
`action.
`
`5 of
`
`the Complaint,
`
`annexed
`
`as Exhibit
`
`"A"
`
`(ECF
`
`Doc No.
`
`1 ) acknowledges
`
`that
`
`"On October
`
`20th
`20'",
`
`2016 Marie
`
`Chavannes
`
`transferred
`
`the property
`
`to Blue Oak HOLDING
`
`Group,
`
`LLC..."
`
`2.
`
`I respectfully
`
`submit
`
`this
`
`affidavit
`
`in support
`
`of Blue Oak's
`
`application
`
`for
`
`an
`
`Order
`
`granting
`
`Blue Oak
`
`the following
`
`relief:
`
`1) pursuant
`
`to CPLR 5015(a)(1),
`
`setting
`
`aside
`
`the
`
`the Order
`
`of Reference
`
`made
`
`on April
`
`9, 2018
`
`and entered
`
`herein
`
`on April
`
`20, 2018
`
`and
`
`2) pursuant
`
`to CPLR § 3012
`
`(d)
`
`for
`
`leave
`
`to serve
`
`an untimely
`
`Answer
`
`in the form anneXed
`
`hereto.
`
`-1-
`
`1 of
`
`3
`
`3 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`K INGS
`COUNTY
`:
`NYSCEF
`DOC.
`NO.
`
`CLERK
`
`57
`
`04
`
`25
`
`2018
`
`03
`
`: 0 0
`
`PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`The Reasonable
`
`Excuse
`
`for
`
`Blue
`
`Oak's
`
`Delays
`
`and Defaults
`
`3.
`
`Counsel
`
`advised
`
`that
`
`"Upon
`
`an application
`
`satisfying
`
`the requirements
`
`of
`
`subdivision
`
`(d) of section
`
`3012
`
`or subdivision
`
`(a) of
`
`rule
`
`5015,
`
`the court
`
`shall
`
`not,
`
`as a matter
`
`of
`
`law,
`
`be precluded
`
`its discretion
`
`in the interests
`
`of
`
`justice
`
`to excuse
`
`delay
`
`or
`
`from exercising
`
`default
`
`resulting
`
`from law office
`
`failure."1
`
`Law Office
`
`Failure
`
`is the reason
`
`for Blue Oak's
`
`present
`
`circumstance.
`
`I ask
`
`the Court
`
`to exercise
`
`its discretion
`
`and in the interest
`
`of
`
`justice
`
`to
`
`excuse
`
`Blue Oak's
`
`delays
`
`and
`
`defaults.
`
`4.
`
`Upon
`
`being
`
`served
`
`with
`
`the Summons
`
`and Complaint
`
`in this
`
`action,
`
`Blue Oak
`
`retained
`
`Margarita
`
`Rubin,
`
`Esq.,
`
`to defend
`
`the action.
`
`She investigated
`
`the matter
`
`and determined
`
`viable
`
`defenses.
`
`the fact
`
`that Citibank
`
`N.A.
`
`had
`
`instituted
`
`a prior
`
`that
`
`there were
`
`Particularly,
`
`action
`
`to foreclose
`
`the
`
`subject
`
`mortgage
`
`on September
`
`20, 2010
`
`which
`
`was
`
`subsequently
`
`discontinued.
`
`Ms. Rubin
`
`assured
`
`that
`
`the Statute
`
`of Limitations
`
`was
`
`a valid
`
`and meritorious
`
`defense
`
`to this
`
`action
`
`filed
`
`on February
`
`28, 2017.
`
`5.
`
`Blue
`
`Oak's
`
`delays
`
`and defaults
`
`were
`
`not wilful.They
`
`were
`
`the consequence
`
`of
`
`Margarita
`
`Rubin's
`
`unfortunate
`
`disease,
`
`drug
`
`addiction,
`
`which
`
`prevented
`
`her
`
`from functioning
`
`and
`
`of Blue Oaks
`
`became
`
`discharging
`
`her professional
`
`responsibilities.
`
`The members
`
`only
`
`recently
`
`aware
`
`of her
`
`illness.
`
`Blue Oak
`
`is anxious
`
`to defend
`
`this
`
`action
`
`and, with
`
`the Court's
`
`permission,
`
`will
`
`vigorously
`
`do so.
`
`6.
`
`I have
`
`come
`
`to understand
`
`that
`
`addiction
`
`is a chronic,
`
`relapsing
`
`brain
`
`disease
`
`that
`
`is characterized
`
`by
`
`compulsive
`
`drug
`
`use,
`
`despite
`
`harmful
`
`consequences
`
`leading
`
`often
`
`to
`
`self-destructive
`
`behavior.
`
`ICPLR
`
`2005.
`
`-2-
`
`2 of
`
`3
`
`4 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`KINGS
`:
`NYSCEF
`DOC.
`NO.
`
`03
`
`: 00
`
`PM)
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`COUNTY
`
`CLERK
`
`04
`
`/25
`
`2018
`
`57
`
`7.
`
`Recently,.Ms.
`
`Rubin's
`
`responses
`
`to inquiries
`
`about
`
`this
`
`case were
`
`evasive.
`
`Finally,
`
`she admitted
`
`that her
`
`inability
`
`to focus
`
`on her professional
`
`responsibilities
`
`was
`
`attributable
`
`to
`
`both her husband
`
`having
`
`recently
`
`undergone
`
`heart
`
`surgery
`
`and her drug
`
`addiction.
`
`She admitted
`
`to having
`
`succumbed
`
`to the illegal
`
`use of psychoactive
`
`and hallucinogenic
`
`drugs. Ms. Rubin's
`
`use of such illicit
`
`drugs
`
`is corroborated
`
`by a news
`
`article
`
`reporting
`
`her arrest
`
`ondrug
`
`related
`
`the article
`
`is annexed
`
`as Exhibit
`
`"B."
`
`charges. A copy
`
`of
`
`8.
`
`For
`
`the reasons
`
`stated
`
`herein
`
`and in the affirmation
`
`of
`
`Irwin
`
`Popkin,
`
`Esq.,
`
`it
`
`is
`
`respectfully
`
`requested
`
`that Blue Oak's
`
`application
`
`for an Order
`
`setting
`
`aside
`
`the decision
`
`of
`
`this
`
`Court made
`
`on April
`
`9, 20I8
`
`granting
`
`Plaintiff
`
`Wilmington's
`
`application
`
`for
`
`the appointment
`
`of
`
`a Referee
`
`as well
`
`as any Order made
`
`and entered
`
`pursuant
`
`thereto
`
`and for
`
`leave
`
`to serve
`
`an
`
`untimely
`
`Answer
`
`in the form annexed
`
`hereto
`
`be granted
`
`'
`
`1 respects.
`
`IOSIF
`
`YUSHUBYAEV
`
`' PPXS
`
`~'PPp+~PW
`
`Notary
`
`Public
`
`'
`L018 1|t4RTINEZ
`41steryPulpic • SlatestNewYort
`014dlA$333143
`QualiftedinNew%fitCounty
`MyCommissionExpt'es Nov ½ 019
`
`3
`
`of
`
`3
`
`5 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`KINGS
`:
`NYSCEF
`DOC.
`NO.
`
`COUNTY
`
`CLERK
`
`58
`
`04
`
`/25
`
`/2018
`
`03
`
`: 00
`
`PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`OF THE STATE OF NEW YORK
`
`SUPREME
`COURT
`COUNTY
`OF KINGS
`-----------------------------------------------------------------------------x
`WILMINGTON
`TRUST
`NATIONAL
`ASSOCIATION,
`TRUSTEE
`AS SUCCESSOR
`TO CITIBANK,
`
`NA,
`
`etc.,
`
`AFFIRMATION
`IN
`OF ORDER
`SUPPORT
`SHOW CAUSE
`
`TO
`
`-against-
`
`Plaintiff,
`
`Index
`
`No.
`
`504024/2017
`
`CHAVANES,
`
`BLUE OAK HOLDING
`
`GROUP,
`
`LLC,
`
`MARIE
`et., al.
`
`Defendants.
`-----------------------------------------------------------------------------x
`
`IRWIN
`
`POPKIN,
`
`an attorney
`
`at
`
`law,
`
`admitted
`
`to practice
`
`before
`
`the Courts
`
`of
`
`this State,
`
`affirms
`
`the following
`
`to be true
`
`under
`
`the penalties
`
`of perjury.
`
`1.
`
`I am the attorney
`
`for Defendant
`
`BLUE OAK HOLDING
`
`GROUP,
`
`LLC
`
`("
`("Blue
`
`Oak")
`
`I respectfully
`
`submit
`
`this
`
`affirmation
`
`in support
`
`of Blue Oak's
`
`application
`
`for
`
`an Order
`
`granting
`
`Blue Oak
`
`the following
`
`relief:
`
`1) pursuant
`
`to CPLR 5015(a)(1),
`
`setting
`
`aside
`
`the Order
`
`of Reference
`
`made
`
`on April
`
`9, 2018
`
`and entered
`
`herein
`
`on April
`
`20, 2018
`
`and
`
`2) pursuant
`
`to
`
`CPLR § 3012
`
`(d)
`
`for
`
`leave
`
`to serve
`
`an untimely
`
`Answer
`
`in the form annexed
`
`hereto.
`
`2.
`
`I respectfully
`
`submit
`
`that
`
`there
`
`exists
`
`both
`
`a reasonable
`
`excuse
`
`as a well
`
`as
`
`meritorious
`
`defenses
`
`to warrant
`
`the requested
`
`relief.
`
`"Resolution
`
`of disputes
`
`on the merits
`
`rather
`
`than
`
`by default
`
`is favored,
`
`and to that
`
`end
`
`a liberal
`
`policy
`
`toward
`
`opening
`
`defaults
`
`exists."
`
`Pabone
`
`v Jon-Bar
`
`Enterprises
`
`Corp.,140
`
`AD2d
`
`872,
`
`873,
`
`528 NYS2d
`
`912,
`
`913
`
`[3d Dept
`
`1988].
`
`"It
`
`goes without
`
`saying
`
`that
`
`the law favors
`
`resolution
`
`of disputes
`
`on the merits
`
`(see CPLR
`
`5015[a];
`
`Glass
`
`v. Janbach
`
`Props.,
`
`73 A.D.2d
`
`106,
`
`110,
`
`425 N.Y.S.2d
`
`343;
`
`Le Cesse
`
`v.
`
`Giancursio,
`
`38 A.D.2d
`
`873,
`
`329 N.Y.S.2d
`
`289)."
`
`-1-
`
`Smithtown
`
`Gen. Hosp.
`
`v Allstate
`
`Ins. Co.,
`
`111
`
`1 of
`
`6
`
`6 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`FILED
`KINGS
`COUNTY
`CLERK
`:
`NYSCEF
`DOC.
`NO.
`
`03
`
`: 00
`
`PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`58
`
`04
`
`/25
`
`2018
`
`AD2d
`
`382,
`
`489 NYS2d
`
`590,
`
`591
`
`[2d Dept
`
`1985].
`
`3.
`
`Annexed
`
`hereto
`
`are true
`
`copies
`
`of
`
`the following
`
`documents:
`
`a.
`
`b.
`
`c.
`
`d.
`
`April
`
`20, 2018
`
`nitrous
`
`oxide;
`
`The Summons
`
`and Complaint
`
`herein
`
`(ECF
`
`Doc No.
`
`1);
`
`The
`
`Order
`
`of Reference
`
`made
`
`on April
`
`9, 2018
`
`and
`
`entered
`
`herein
`
`on
`
`The
`
`subject
`
`Note
`
`and Mortgage
`
`(ECF
`
`Doc.
`
`No.
`
`38);
`
`Article
`
`from THE HOUR "Police:
`
`South
`
`Salem women
`
`caught
`
`huffing
`
`e.
`
`Copy
`
`of Summons
`
`and Complaint
`
`in the action
`
`entitled
`
`Citibank
`
`N.A.,
`
`as
`
`v. Marie
`
`Index
`
`No.
`
`2250/2015
`
`Clerk
`
`Minutes
`
`Trustee,
`
`etc.,
`
`Chavannes,
`
`andounty
`
`relating
`
`thereto;
`
`f.
`
`Proposed
`
`Answer.
`
`The Reasonable
`
`Excuse
`
`for Blue
`
`Oak's
`
`Delays
`
`and Defaults
`
`4.
`
`Iosif
`
`Yushubayev,
`
`Blue Oak's
`
`Managing
`
`Member,
`
`established
`
`that
`
`the delays
`
`and
`
`defaults
`
`chargeable
`
`to Blue Oaks
`
`are a result
`
`of
`
`its prior
`
`attorney's
`
`serious
`
`illness,
`
`Margarita
`
`Rubin's
`
`drug
`
`addiction.¹
`
`"It
`
`is well
`
`established
`
`that
`
`the illness
`
`of an attorney
`
`may
`
`constitute
`
`a
`
`1 "In
`intentions
`good
`those who want
`
`reality,
`drug
`or a strong
`to"
`
`addiction
`will.
`
`is a complex
`Drugs
`change
`
`disease,
`the brain
`
`and quitting
`usually
`that make
`in ways
`
`takes more
`
`quitting
`
`hard,
`
`than
`even
`
`for
`
`https://www.drugabuse.gov/publications/drugfacts/understanding-drug-use-addiction
`
`"Addiction
`can't
`resist
`
`that
`is a disease
`affects
`the urge
`to use them,
`
`When
`re addicted
`and behavior.
`brain
`your
`cause.
`how much
`harm the drugs may
`no matter
`
`you'
`
`to drugs,
`
`you
`
`Drug
`alcohol,
`
`addiction
`
`nicotine,
`
`about
`isn't
`opioid
`
`just
`
`heroin,
`painkillers,
`
`cocaine,
`and other
`
`illegal
`or other
`legal
`substances.
`
`drugs.
`
`You
`
`can get addicted
`
`to
`
`-2-
`
`2 of
`
`6
`
`7 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`KINGS
`(FILED
`:
`NYSCEF
`DOC.
`NO.
`
`03
`
`: 00
`
`PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`COUNTY
`
`CLERK
`
`04
`
`/25
`
`2018
`
`58
`
`reasonable
`
`excuse
`
`for
`
`a
`
`default"
`
`(Collins
`
`v. Elbadawi,
`
`265 A.D.2d
`
`850,
`
`851,
`
`695 N.Y.S.2d
`
`634;
`
`see e.g.
`
`Imperato
`
`v. Mount
`
`Sinai Med.
`
`Ctr.,
`
`82 A.D.3d
`
`414,
`
`415,
`
`917 N.Y.S.2d
`
`857,
`
`affd.
`
`18
`
`N.Y.3d
`
`871,
`
`938 N.Y.S.2d
`
`853,
`
`962 N.E.2d
`
`278; Goldstein
`
`v. Meadows
`
`Redevelopment
`
`Co
`
`Owners
`
`Corp.
`
`I, 46 A.D.3d
`
`509,
`
`511,
`
`846 N.Y.S.2d
`
`384; Weitzenberg
`
`v. Nassau
`
`County
`
`Dept.
`
`of
`
`Recreation
`
`& Parks,
`
`29 A.D.3d
`
`683,
`
`——
`684--685,
`
`815 N.Y.S.2d
`
`151).
`
`Loucks
`
`v Klimek,
`
`108 AD3d
`
`[4th Dept
`
`2013].
`
`1037,
`
`1038,
`
`969 NYS2d
`
`322,
`
`323
`
`5.
`
`631,
`sick"
`
`scheduled
`N.Y.S.2d
`
`conference];
`521,
`[attorney
`motion];
`Weitzenberg
`29 A.D.3d
`and Parks,
`683,
`mental
`illness
`various
`caused
`A.D.3d
`808 N.Y.S.2d
`treatment].
`
`or
`
`the
`
`24
`
`"a reasonable
`to be deemed
`has been
`attorney's
`An
`held
`illness
`excuse"
`in court
`in appearing
`of a party's
`the vacatur
`for
`default
`See, Mr. Ho Charter
`in responding
`in litigation.
`and participating
`942 N.Y.S.2d
`94 A.D.3d
`v. Ho,
`Inc.
`531,
`Service,
`632,
`the
`to attend
`and unable
`to case "was
`assigned
`926
`Jl Berardo
`86 A.D.3d
`v. Guillet,
`459,
`to defend
`that
`he was unable
`was
`so ill
`of Recreation
`Department
`v. Nassau
`Courty
`[attorney's
`815 N.Y.S.2d
`151,
`v. Sacerdote,
`Zeltser
`I wife
`[trial
`counsel's
`
`541,
`
`542,
`dental
`
`emergency
`
`685,
`defaults];
`286,
`
`Williams
`
`v Moberg
`
`& Assoc.,
`
`P.L.L
`
`C., 40 Misc
`
`3d
`
`1230(A),
`
`975 NYS2d
`
`713
`
`[Sup.
`
`Ct., Queens
`
`Co. 2012].
`
`6.
`
`Significantly,
`
`in Weitzenberg
`
`v Nassau
`
`County
`
`Dept.
`
`of Recreation
`
`and Parks,
`
`29
`
`AD3d
`
`683,
`
`815 NYS2d
`
`151[2d
`
`Dept
`
`2006],
`
`the Second
`
`Department
`
`affirmed
`
`the lower
`
`courts
`
`Order
`
`vacating
`
`default
`
`in an analogous
`
`situation
`
`where
`
`the former
`
`attorney
`
`was
`
`suffering
`
`from a
`
`because
`a drug
`choose
`At
`you
`to take
`you may
`first,
`and how often
`can control
`think
`how much
`you
`you
`These
`brain
`physical
`changes
`can last
`works.
`a long
`behaviom."
`can lead
`you
`to damaging
`
`it makes
`the way
`like
`over
`use it. But
`They make
`time.
`
`time,
`you
`
`you
`drugs
`lose
`
`feel.
`You may
`how your
`change
`self-control
`and
`
`https://www.webmd.com/mental-health/addiction/drug-abuse-addiction#1
`
`-3-
`
`33 ofof
`
`66
`
`8 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`KINGS
`COUNTY
`CLERK
`:
`NYSCEF
`DOC.
`NO.
`
`58
`
`04
`
`25
`
`/ 2018
`
`03
`
`: O O PM|
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`504024/2017
`NO.
`INDEX
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`mental
`
`illness
`
`that
`
`adversely
`
`affected
`
`his ability
`
`to function.
`
`The
`
`attorneys
`
`illness
`
`in Weitzenberg
`
`consequently
`
`resulted
`
`in the various
`
`defaults
`
`in that
`
`action.
`
`Ms. Rubin's
`
`illness,
`
`in this
`
`instance
`
`is
`
`corroborated
`
`by the published
`
`report
`
`of her arrest.
`
`Blue
`
`Oak's
`
`Meritorious
`
`Defenses
`
`To This
`
`Action
`
`A.
`
`7.
`
`The
`
`Statute
`
`of Limitations
`
`Blue Oak's
`
`is able
`
`to assert
`
`a the Statute
`
`of Limitations
`
`as a meritorious
`
`defense
`
`to
`
`on September
`
`.
`
`this
`
`action.
`
`The Statute
`
`of Limitations
`
`in this
`
`instance
`
`was
`
`accelerated
`
`13, 2010
`
`This
`
`action
`
`was
`
`instituted
`
`more
`
`than
`
`six
`
`years
`
`later
`
`on February
`
`28, 2017. CPLR 213
`
`(4) provides
`
`for a six
`
`year
`
`statute
`
`of
`
`limitations
`
`for
`
`commencing
`
`"an
`
`action
`
`upon
`
`a bond
`
`or note,
`
`the payment
`
`of which
`
`is secured
`
`by a mortgage
`
`upon
`
`real
`
`property,
`
`or upon
`
`a bond
`
`or note
`
`and mortgage
`
`so
`
`secured,
`
`or upon
`
`a mortgage
`
`of
`
`real
`
`property,
`
`or any
`
`interest
`
`therein."
`
`in this
`
`action
`
`as Wilmington
`
`Trust
`
`National
`
`8.
`
`The Plaintiff
`
`is identified
`
`as Successor
`
`Trustee
`
`to Citibank,
`
`NA,
`
`as Trustee.
`
`Annexed
`
`hereto
`
`as Exhibit
`
`Association,
`
`"D"
`
`is a copy
`
`of
`
`the
`
`Summons
`
`and Complaint
`
`filed
`
`on September
`
`13, 2010
`
`behalf
`
`of
`
`Index
`
`No.
`
`2250/2015,
`
`as
`
`Plaintiff,
`
`bearing
`
`Index
`
`No.
`
`2250/2015
`
`to foreclose
`
`on the very
`
`same mortgage
`
`which
`
`is the
`
`subject
`
`of
`
`this
`
`action.
`
`The County
`
`Clerk's
`
`Minutes
`
`reflect
`
`the filing
`
`on July
`
`19, 2016
`
`of an Order
`
`of Discontinuance
`
`in that
`
`action.
`
`Paragraph
`
`FIFTH
`
`of
`
`the Complaint
`
`there
`
`in states
`
`"Accordingly,
`
`Plaintiff
`
`elects
`
`to call
`
`due the entire
`
`amount
`
`secured
`
`mortgage."
`
`"
`
`by the
`
`However,
`
`"even
`
`if a
`
`mortgage
`
`is payable
`
`in installments,
`
`once
`
`a mortgage
`
`debt
`
`is accelerated,
`
`the entire
`
`amount
`
`is due
`
`and the Statute
`
`of Limitations
`
`begins
`
`to run
`
`on the entire
`
`debt"
`
`(EMC Mtge.
`
`Corp.
`
`v. Patella,
`
`279
`
`A.D.2d
`
`604,
`
`605,
`
`720 N.Y.S.2d
`
`161;
`
`see Lavin
`
`v. Elmakiss,
`
`302 A.D.2d
`
`638,
`
`639,
`
`754 N.Y.S.2d
`
`741;
`
`Zinker
`
`v. Makler,
`
`298 A.D.2d
`
`516,
`
`517,
`
`748 N.Y.S.2d
`
`780). Wells
`
`Fargo
`
`Bank,
`
`N.A.
`
`v
`
`-4-4
`
`4 of
`
`6
`
`9 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`F ILED
`KINGS
`COUNTY
`:
`NYSCEF
`DOC.
`NO.
`
`CLERK
`
`04
`
`25
`
`2018
`
`03
`
`: 0 0
`
`PM|
`
`58
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`INDEX
`504024/2017
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`Burke,
`
`94 AD3d
`
`980,
`
`982,
`
`943 NYS2d
`
`540,
`
`542
`
`[2d Dept
`
`2012].
`
`B.
`
`Failure
`
`to Comply
`
`With
`
`RPL
`
`§ 254
`
`(8)
`
`10.
`
`Where
`
`the Mortgage
`
`Requires
`
`Issuance
`
`of a Notice
`
`to Cure
`
`as a Condition
`
`Precedent
`
`to the Institution
`
`of a Foreclosure
`
`Action
`
`Such Notice
`
`must
`
`Be Given
`
`to the then
`
`Owner
`
`of
`
`the Property.
`
`RPL
`
`§ 254
`
`(8) provides:
`
`A covenant
`or
`demand
`notice
`"that
`and
`demand.
`in person
`be served
`and may
`in writing
`be made
`may
`provision
`that
`be construed
`must
`as meaning
`every
`fulfilled
`or
`shall
`demand
`request
`be deemed
`and
`notice
`by
`on one
`written
`served
`notice
`request
`or
`and
`demand
`personally
`the
`of
`shall
`or more
`record
`time
`hold
`the
`the
`persons
`at
`who
`or mailed
`or successors,
`or on their
`title
`to the
`heirs
`enclosed
`or
`station
`post-office
`letter-box,
`or
`or persons,
`person
`to such
`addressed
`or
`their
`at his,
`its address
`to the mortgagee
`added).
`
`or by
`for
`
`by
`in a
`their
`
`last
`
`and
`
`Notice
`request
`mail"
`
`premises,
`it
`in any
`depositing
`envelope
`post-paid
`or successors,
`heirs
`known.
`(Emphasis
`
`11.
`
`Clearly,
`
`the Statute
`
`mandated
`
`that
`
`notice
`
`be given
`
`to the party most
`
`affected.
`
`In
`
`the instance
`
`of a Notice
`
`to Cure
`
`as a condition
`
`precedent
`
`to the institution
`
`of a foreclosure
`
`action,
`
`or
`
`regarding
`
`any
`
`other
`
`notice
`
`concerning
`
`a mortgage,
`
`the party
`
`affected
`
`would
`
`be the mortgagor
`
`if
`
`he or she was
`
`the current
`
`owner,
`
`otherwise
`
`the party
`
`currently
`
`in title would
`
`be the most
`
`concerned.
`
`12.
`
`RPL
`
`§ 254
`
`(8)
`
`applies
`
`in the instance
`
`where
`
`"that
`
`notice
`
`and
`
`demand
`
`or
`
`request
`
`may
`
`be made
`
`in writing
`
`and may
`
`be served
`
`in person
`
`or by mail.
`
`" Paragraph
`
`15 of
`
`the subject
`
`mortgage
`
`requires
`
`that
`
`"[a]1l
`
`notices
`
`given
`
`by me or Lender
`
`in connection
`
`with
`
`this Security
`
`Agreement
`
`will
`
`be in writing.
`
`Any
`
`notice
`
`to me in connection
`
`with
`
`this Security
`
`Instrument
`
`is
`
`considered
`
`given
`
`to me when mailed
`
`class..."
`
`by first
`
`-5-
`
`5
`
`of
`
`6
`
`10 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`NYSCEF DOC. NO. 67
`FILED
`KINGS
`:
`NYSCEF
`DOC.
`NO.
`
`COUNTY
`
`CLERK
`
`58
`
`04
`
`25
`
`2018
`
`03
`
`: 0 0
`
`PM)
`
`INDEX NO. 504024/2017
`
`RECEIVED NYSCEF: 05/09/2018
`NO.
`504024/2017
`INDEX
`
`RECEIVED
`
`NYSCEF:
`
`04/25/2018
`
`C.
`
`Wilmington
`Maintain
`
`National
`Trust
`Action
`
`This
`
`Association
`
`As Trustee
`
`Lacks
`
`Standing
`
`to
`
`13.
`
`Paragraph
`
`3 of
`
`the Complaint
`
`alleges
`
`Citibank,
`
`N.A.,
`
`as Trustee
`
`to be the last
`
`assignee
`
`of
`
`the
`
`subject
`
`mortgage,
`
`yet
`
`fails
`
`to reference
`
`the basis
`
`for Wilmington
`
`Trust
`
`National
`
`Association's
`
`authority
`
`to institute
`
`this
`
`action.
`
`14.
`
`By
`
`reason
`
`of
`
`the foregoing,
`
`Wilmington
`
`Trust
`
`National
`
`Association,
`
`as Trustee
`
`or
`
`fails
`
`this
`
`action.
`
`otherwise,
`
`to have
`
`standing
`
`to maintain
`
`15.
`
`For
`
`the reasons
`
`stated
`
`herein
`
`and in the affidavit
`
`of
`
`Iosif
`
`Yushubayev,,
`
`it
`
`is
`
`respectfully
`
`requested
`
`that Blue Oak's
`
`application
`
`for
`
`an Order
`
`setting
`
`aside
`
`the decision
`
`of
`
`this
`
`Court made
`
`on April
`
`9, 2018
`
`granting
`
`Plaintiff
`
`Wilmington's
`
`application
`
`for
`
`the appointment
`
`of
`
`a Referee
`
`as well
`
`as any Order made
`
`and entered
`
`pursuant
`
`thereto
`
`and for
`
`leave
`
`to serve
`
`an
`
`untimely
`
`Dated:
`
`Answer
`
`in the form annexed
`
`hereto
`
`be granted
`
`in all
`
`respects.
`
`Melville,
`April
`
`New York
`24, 2018
`
`s/Irwin
`
`Popkin
`
`IRWIN
`
`POPKIN
`
`-6-
`
`6 of
`
`6
`
`11 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`FILED: KINGS COUNTY CLERK 05m2018 04:39 PM
`NYSC 3F DOC. NO. 67
`NYSCEF DOC. NO. 67
`
`IND
`EX NO.
`504024/2017
`INDEX NO. 504024/2017
`
` VYSC
`
`
` 3F:
`
`
`RflCflIVfiD
`05/09/2018
`RECEIVED NYSCEF: 05/09/2018
`
`Exhibit “A”
`
` 12 of 107
`12 of 107
`
`
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`m DEX
`.:ar>:-::.No. 504024/2017
`FILED:
`KINGS
`COUNTY
`CLERK
`04/25/2018
`03:
`00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`~:
`Pb$
`rtafrTsJN@b~<:
`'J."
`~RSe.%5.
`(Otr'/4e/46k
`QNVAh~
`~tlff0flb
`ttAMksofstte.
`tW.
`
`INDEX NO. 504024/2017
`
`SUPREME COURT OF THE STATE OF NEW YORK
`COUNTY OF KINGS
`..
`...___.------
`--------------------------X
`WILMINGTON
`TRUST, NATIONAL
`ASSOCIATION
`AS StJCCESSOR TRUSTEE
`TO CfflBANK,
`N.A. AS TRUSTEE FOR
`'I'RUS1'
`BEAR STEARNS ALT-A TR(JST 112007-1
`
`)(
`
`SUMMONS
`
`PJaintif'f'
`Plaintiff
`
`vs
`
`MARIE CHAVANNES,
`BLUE OAK
`'I'
`HOLDING GROUP, LLC, PEOPLE OF THE
`NE%'
`STATE OF NEW YORK, NEW YORK CITY
`OF FINANCE
`IEPARTMENT
`FF CREDIT
`CORP, FIRST AMERICAN
`TITI E
`INSURANCE
`NEW YORK CFTY
`COMPANY,
`ENVIRONMENTAL
`CONTROL
`BOARD,
`
`JOHN DOE ( Those unknown tenants, occupants,
`persons or corporations
`or their heirs,
`trustees
`distributees, executors, administrators,
`guardians, assignees, creditors or successors
`an interest
`in the mortgaged premises.)
`
`Defendant(s)
`..--.---.____________....-----------------------X
`
`...
`
`TO THE ABOVE NAMED
`
`DEFENDANTS:
`
`INDEX :/:
`
`ORIGINAL
`CLERK ON:
`
`FILED WFrH THE
`
`PREMISES:
`MORTGAGED
`4589 KINGS HIGHWAY,
`NY."IY 11234
`BROOKLYN,
`
`BL #: 7749 - 12
`
`the Complaint
`YOU ARE HEREBY
`in the above captioned action and
`to answer
`SUMMONED
`to serve a copy of your Answer
`the service of
`twenty (20) days after
`on the P.laintitTs attorney within
`of'
`the day of service, or within
`(30) days after completion
`this Summons, exclusive of
`of service
`thirty
`~u
`where service is made in any other manner
`than by personal delivery within the State. The United States
`of'
`of America,
`sixty (60) days of
`if designated as a Defendant
`in this action, may answer or appear within
`service hereof.
`be taken against you by
`In case of your
`judgment will
`to appear or answer,
`failure
`default
`for the relief demanded in the Complaint,
`
`NOTICE
`OI"
`YOU ARE IN DANGEROFLOSING
`
`YOUR HOME
`
`If
`do
`you
`not
`of
`answer
`the
`foreclosure
`default
`default
`
`ud
`
`respond
`on
`the
`
`proceeding
`Blent
`nsalna
`ent
`
`complaint
`and
`summons
`this
`to
`the mortgage
`for
`attorney
`you
`and
`against
`cntcrcd
`red
`andand
`bc
`
`filing
`ou cancan
`
`the
`loselose
`
`company
`answer
`'oui'
`o
`
`by
`
`serving
`who
`
`a copy
`filed
`this
`
`the
`
`court,
`
`a
`
`with
`hoiiic.
`home.
`
`13 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`'
`INDEX
`FILED:
`KINGS
`COUNTY
`rrafcaa45c>~;
`0 4/25
`/2018
`03:
`00
`NYSCEF DOC. NO. 67
`CLERK
`Pb$
`N¥f§gpD§t§c,)WO.
`5p
`
`INDEX NO. 504024/2017
`
`so402il/"
`No. 504024/2017
`RECEIVED NYSCEF: 05/09/2018
`try'
`rM!f~
`
`Speak
`further
`property.
`
`Sending
`
`to
`
`an
`
`attorney
`information
`
`or
`on
`
`go
`how
`
`to
`
`court
`the
`answer
`
`to
`
`your
`where
`the
`summons
`
`is
`
`case
`and
`
`pending
`protect
`
`for
`your
`
`a
`
`payment
`reaction.
`
`to
`
`your
`
`mortgage
`
`company
`
`will
`
`not
`
`stop
`
`this
`
`YOU MUST RESPOND
`BY SERVING
`ATTORNEY
`FOR THE
`THE
`PLAINTIFF
`AND FILING
`THE ANSWER
`WITH
`THE
`
`A COPY OF THE ANSWER
`(MORTGAGE
`COMPANY)
`COURT.
`
`ON
`
`of'
`Kings County
`is designated
`as the place of
`mortgaged premises foreclosed herein.
`
`trial.
`
`The basis of venue is the location
`
`of'
`of
`
`the
`
`DATED:
`
`Sarah K 1 ynïan Esitt
`I..l.t'
`Gross Polowy, LLC
`for Plaintiff
`Attorneys
`I775 Wehrle Drive, Suite 100
`NY 1422 1
`Williamsville,
`Tel.:
`(7I 6)204-I 700
`
`14 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`mm"
`No.. 50t4024/20D .
`FILED:
`KINGS
`COUNTY
`03:
`CLERK
`O4/25/2018
`00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`PM|
`kHCRIVED NY8CEF: 01t/28/2018
`
`INDEX NO. 504024/2017
`
`THE STATE OF NEW YORK
`
`. X
`
`COMPLAINT
`
`N'I'
`
`INDEX #
`
`ORIGINAL
`CLERK ON:
`
`FILED WITH THE
`
`PREMISES'
`MORTGAGED
`Vf(JJMISI:S:
`4589 KINGS HlGHWAY,
`NY I1234
`BROOKLYN,
`
`BL #: 7749 - 12
`
`SUPREME COURTOF
`COUNTY OF KINGS
`.
`._~.__...______...
`WILMINGTON
`TRUST. NATIONAL
`AS SUCCESSOR TRUSTEE
`ASSOCIATION
`TO CITIBANK,
`N.A. AS TRUSTEE
`FOR
`BEAR STEARNS ALT-A
`TRUST fi 2007-1
`
`.
`
`vs
`
`Plaintiff
`
`RI.UF'
`MARIE CHAVANNES.
`BLUE OAK
`HOLDENG GROlJP. . LLC, PEOPLE OF THE
`STATL'
`STATE OF NEW YORK, NEW YORK CI FY
`I'
`Ff' Cl'
`DEPARTMENT
`OF FINANCE.
`FF CREDIT
`CORP, FIRST AMERICAN
`TITI E
`NEW YORK CITY
`INSURANCE
`COMPANY,
`ENVIRONMENTAL
`CONTROl
`BOARD,
`
`.lOHN
`JOHN DOE (Those unknown
`tenants, occupants,
`persons or corporations
`or their heirs,
`distributees, executors, administrators,
`trustees,
`guardians, assignees, creditors or successors
`an interest
`in the mortgaged premises.)
`
`Defendant(s)
`
`The Plaintiff
`its attorneys. Gross Polowy,
`LLC,
`by
`Defendant(s) alleges upon information
`and belief as follows:
`
`for
`
`its complaint
`
`against
`
`the
`
`A('
`AS AND FOR 4 FIRST CAUSE OF ACTION:
`
`L
`AS SUCCESSOR
`ASSOCIATION
`Plaintiff, WILMINGTON
`TRUST, NATIONAL
`TRl)S'I'1:L'
`A1. T-A TRUST H
`TO CITIBANK,
`TRUSTEE
`N.A. AS TRUSTEE
`FOR BEAR STEARNS
`2007-1 is a national association
`the United States of
`and existing under
`the laws of
`organized
`America and the holder of
`the subject note and mortgage or has been delegated authority
`to
`institute
`this mortgage
`the subject note and
`by the owner and holder of
`foreclosure
`action
`mortgage and bas the right
`here as Schedule A is an attorney
`to foreclose. Attached
`certified
`of'
`copy of the original note.
`
`2. On or about March
`a note
`executed and delivered
`20, 2007, Marie Chavannes
`whereby Marie Chavannes promised
`to pay the sum of $453,000 00 plus interest on the unpaid
`runount {lue,
`
`15 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`E DE No. 5040 4,/20 D
`KINGS
`[FILED:
`COUNTY
`25 / 2018
`CLERK
`03:
`00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`04/
`PN|
`Wé§MD NYgerm M/25/3018
`x S
`
`INDEX NO. 504024/2017
`
`ol'
`3. As security
`the payment
`for
`the note Marie Chavannes
`of
`duly
`delivered a mortgage.
`in the amount of $453,000.00 which was recorded as follows.
`
`executed
`
`and
`
`Recording Date:1une
`CRFN 2007000285304
`City Register of
`the City of New York, Kings County
`
`L 2007
`
`The mortgage was subsequently
`National City Bank.
`
`ol"
`assigned to Nationalx""ational City Mortgage Co., a subsidiary of
`
`
`
`The mortgage was subsequently
`
`assigned to Citibank, N.A. as trustee for BSAAT 2007-1.
`
`l»'x'
`4.
`The mortgaged
`NY
`is known as 4589 KINGS HIGHWAY,
`BROOKIJN,
`property
`11234. The tax map designation
`7749, LOT 12. Plaintiff
`the land,
`is BLOCK
`is foreclosing
`buildings, and other
`located on the property. The property
`is more fully described
`improvements
`in Schedule 8 attached to this complaint.
`
`5. At
`the time the note and mortgage were executed and delivered Marie Chavannes
`was in title to the property. On October 20th. 2016»016 Maric Chavannes transferred the property
`to
`I.I.(.'
`('
`Blue Oak Holding Oroup, LLC who is listed on Schedule C as the current owner of
`the property.
`
`6. Marie Chavannes
`the note and mortgage by
`of
`failed to comply with the conditions
`not making the payment
`that was due on March 1, 201 I and subsequent payments.
`
`7.
`
`There is now due and owing on the note and mortgage the following
`
`amounts:
`
`Principal Balance: $453,000.00
`Interest Rate: 7.5%
`Date Interest Accrues from: February 1, 2011
`
`f'
`Together with accrued late charges, monies advanced for
`taxes, assessments,
`insurance,
`of notices, maintenance
`of
`the property. The
`and preservation
`securing,
`inspections.
`posting
`interest rate stated above atay change in accordance with the adjustable rate feature of
`the note.
`
`In order
`8,
`the value of
`to protect
`the Plaintiff
`the property and its rights in the property,
`watcl'
`may have to pay additional
`insurance premiums
`and other
`taxes, assessments, water charges,
`f'
`charges and the costs, allowances,
`expenses of sale, and reasonable
`attorney's
`fees for
`the
`foreclosure. Plaintiff
`requests that any amount
`together with interest, be included in the
`it pays,
`total amount due.
`
`9.
`The defendant(s) may have an interest encumbering
`is either
`the property, which
`subordinate
`to Plaintiff's
`or paid in full,
`or adverse to
`mortgage,
`subordinated,
`equitably
`T'
`('"
`Plaintifps mortgage.
`he interest of »ach dcf'fondant
`is set fbrth in "Schedule
`of'this complaint.
`
`16 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`'
`NO. SO4024/20D .
`EDEX
`FILED:
`KINGS
`COUNTY
`CLERK
`03:
`04/25/2018
`00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`P14
`NYSCEPt M/28/2018
`htëBVRD
`
`INDEX NO. 504024/2017
`
`oi.'
`10. The interest
`or
`lien of
`the United States of America.
`of'
`government entity is set forth in "Schedule D" of
`this complaint.
`
`the States City
`
`oi'
`or
`
`local
`
`the Real Property Actions and
`1l. PlaintiiThas
`complied with sections 1304 and 1306 of
`Af'
`of section
`Proceedings Law, and the mortgage was originated
`in compliance with all provisions
`an)'
`if
`595-a of
`Law and any rules or
`the Banking
`there under, and,
`regulations
`promulgated
`of'
`applicable. sections 6-l or 6-m of
`the Banking law.
`
`I2. No separate pending action was brought
`the mortgage debt or
`to recover any part of
`for Plaintiff was not rendered and 11is the intent of
`if any such action is pending final
`judgment
`the Plaintiff
`it.
`to discontinue
`
`AS AND FOR A SECOND CAUSE OF ACTION,
`HEREIN AL1 EGES
`PLAINTIFF
`
`13. Repeats and realleges
`though fully set forth herein.
`
`the allegations
`
`contained
`
`in Paragraphs
`
`"i"
`"I"
`
`through "12" as
`"12"
`
`14 That
`the recorded mortgage,
`that
`the address of
`the property
`encumbered
`NY 11234
`BROOKLYN,
`
`is the subject of
`by the mortgage
`
`references
`this action, accurately
`ils'
`as
`4589 KINGS
`HIGHWAY,>V«i(,
`
`1, 2007
`15. That
`in CRFN
`the legal
`on June
`recorded
`in Mortgage
`description
`of'
`the City of New York, Kings County contained an error
`2007000285304
`in the City Register of
`ON A LINE FORMING"
`but should read as
`to wit:
`states "THENCE
`SOUTHERLY
`incorrectly
`
`ON A LINE FORMING"F()Ri%11N(i".
`"THENCE SOUTHEASTERLY
`
`16. Plaintiff
`recorded on June 1, 2007 in
`the Mortgage
`of
`hereby requests refbrmation
`the City of New York, Kings County by Order of
`CRFN 2007000285304
`in the City Register of
`this Court as contained in a clause in the Order of Reference stating the following:
`
`the legal description
`that
`ORDERED,
`CRFN 2007000285304
`in the City Register of
`reformed so that the property reads as follows;
`Tl-ll-,'
`THA'I'
`BOROUGH OF
`ALL THAT
`IN THE
`CERTAIN
`PARCEL OF LAND SITUATED
`STATL'
`COUNTY OF KINGS AND STATE OF NEW YORK, BEfNG KNOWN
`BROOKLYN,
`AND DESIGNATED
`AS FOLLOWS:
`
`recorded on June 1, 2007 in
`in the Mortgage
`the City of New York, Kings County
`is hereby
`
`SIDE OF KINGS
`AT A POINT ON THE NORTHWESTERLY
`BEGINNING
`FEI'
`FROM THE
`81 FEET I 1 INCHES NORTHEASTERLY
`HIGHWAY
`DISTANT
`OF THE NORTHWESTERLY
`CORNER FORMED BY THE INTERSECTION
`Ol" KINGS M(IHWA
`SIDE OF AVENUE
`Y WITH THE NORTHERLY
`I;
`
`SIDE
`
`17 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`mm NO. W022L/2OD
`FILED:
`COUNTY
`KINGS
`03:
`00
`CLERK
`04/25/2018
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`Pl¶
`RE@§tyg§ NY§©TtPt 04/R5/201S
`
`INDEX NO. 504024/2017
`
`RUNNING THENCE NORTHWESTERLY
`ON A LfNE FORMING AN EXTERIOR
`ANGLE OF 82 DEGREES 36 MFNUTES
`Y SIDE OF
`WITH THE NORTHWESTERI
`.i6,'(I!
`KINGS HIGHWAY,
`56 FEET 11 INCl
`IES;
`
`TTIENCE NORTHEASTERLYiNOR'I
`
`COURSE, 0 FEET 9 fNCHES;
`
`A'I"
`AT RIGKf
`
`I.A.'i' I'
`ANGLES TO THE LAST MENTIONED
`
`ANGI E OF
`T1IENCE NORTHWESTERLY
`ON A IJNE FORMING AN EXTERIOR
`I:AS'I'
`SIDE OF EAST
`52 DEGREES 24 MINUTES
`10 SECONDS WFFM THE EASTERLY
`45TH STREET, 69 FEET 9 3/4 INCHES TO THE EASTERLY
`SIDE OF EAST 45T11
`STREET;
`
`THENCE NORTHERLY
`11 FEET 1 7/8 INCHES;
`A'I'
`THENCE EASTERLY
`AT RIGHT ANGLES TO THE EASTERLY
`45111 STREET 18 FEET 10 INCHES TO A POINT;
`
`ALONG THE EASTERLY
`
`SIDE OF EAST 45TH STREET,
`
`SIDE OF EAST
`
`ANGLE OF 82
`ON A LINE FORMING AN INTERK)R
`THENCE SOUTHEASTERLY
`SIDI''
`DEGREES 36 MINUTES WrTH THE NORTHWESTERLY
`SIDE OF KINGS
`Hf..'
`121 FEET 4 1/4 INCHES TO THE NORTHWESTERLY
`HIGHWAY
`SIDE OF KINGS
`HIGHWAY;
`
`NCI='
`TIIENCE
`HI(iHNAY
`
`AI.ON(.'
`ALONG THE NORTHWESTERLY
`SOUTHWESTERLY
`FFFT
`21
`3 1.'8 IN(')lI
`S T(') 1'Hf.; POINT OR PLA(;E
`
`SIDE OF KINGS
`fi(ifNNIN(i.
`r)F I)
`
`18 of 107
`
`

`

`FILED: KINGS COUNTY CLERK 05/09/2018 04:39 PM
`m DEX NO. W 024/ 20 L=0'1 .
`FILED:
`COUNTY
`KINGS
`25 / 2018
`CLERK
`03 : 00
`RECEIVED NYSCEF: 05/09/2018
`NYSCEF DOC. NO. 67
`04/
`FM|
`St' W 19
`W I
`T45

This document is available on Docket Alarm but you must sign up to view it.


Or .

Accessing this document will incur an additional charge of $.

After purchase, you can access this document again without charge.

Accept $ Charge
throbber

Still Working On It

This document is taking longer than usual to download. This can happen if we need to contact the court directly to obtain the document and their servers are running slowly.

Give it another minute or two to complete, and then try the refresh button.

throbber

A few More Minutes ... Still Working

It can take up to 5 minutes for us to download a document if the court servers are running slowly.

Thank you for your continued patience.

This document could not be displayed.

We could not find this document within its docket. Please go back to the docket page and check the link. If that does not work, go back to the docket and refresh it to pull the newest information.

Your account does not support viewing this document.

You need a Paid Account to view this document. Click here to change your account type.

Your account does not support viewing this document.

Set your membership status to view this document.

With a Docket Alarm membership, you'll get a whole lot more, including:

  • Up-to-date information for this case.
  • Email alerts whenever there is an update.
  • Full text search for other cases.
  • Get email alerts whenever a new case matches your search.

Become a Member

One Moment Please

The filing “” is large (MB) and is being downloaded.

Please refresh this page in a few minutes to see if the filing has been downloaded. The filing will also be emailed to you when the download completes.

Your document is on its way!

If you do not receive the document in five minutes, contact support at support@docketalarm.com.

Sealed Document

We are unable to display this document, it may be under a court ordered seal.

If you have proper credentials to access the file, you may proceed directly to the court's system using your government issued username and password.


Access Government Site

We are redirecting you
to a mobile optimized page.





Document Unreadable or Corrupt

Refresh this Document
Go to the Docket

We are unable to display this document.

Refresh this Document
Go to the Docket