FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`STATE
`SUPREME
`
`OF NEW YORK
`COURT
`
`COUNTY
`
`OF KINGS
`
`USROF
`BANK
`TITLE
`
`LEGAL
`IV
`NATIONAL
`TRUSTEE
`
`TITLE
`
`TRUST
`
`ASSOCIATION,
`
`2015-1,
`AS
`
`BY U.S.
`LEGAL
`
`-vs-
`
`MAE
`BEAUTY
`ENVIRONMENTAL
`MR.
`BYNEM;
`BYNEM
`
`Plaintiff,
`
`NEW YORK
`CITY
`TOLBERT;
`CONTROL
`FELICIA
`BOARD;
`"JOHN"
`WARREN
`TOLBERT;
`
`Defendants.
`
`WIN TION
`
`OPPOSITION
`
`IN
`
`IndaNa
`
`50583M013
`
`STATE
`COUNTY
`
`OF NEW YORK
`OF MONROE
`
`)
`)
`
`SS:
`
`CRAIG
`
`K. BEIDEMAN,
`
`an attorney
`
`duly
`
`licensed
`
`to practice
`
`law
`
`in the State
`
`of
`
`New York,
`
`hereby
`
`affirms
`
`under
`
`penalty
`
`of perjury
`
`pursuant
`
`to CPLR 2106
`
`as follows:
`
`1.
`
`I am associated
`
`with
`
`the
`
`law
`
`firm
`
`of
`
`Fein,
`
`Such
`
`& Crane,
`
`LLP,
`
`attorneys
`
`for
`
`Plaintiff
`
`herein
`
`and
`
`as such
`
`am fully
`
`familiar
`
`with
`
`the
`
`facts
`
`of
`
`the
`
`litigation
`
`after
`
`a
`
`review
`
`of
`
`the
`
`files,
`
`paperless
`
`and
`
`otherwise,
`
`kept
`
`on
`
`this
`
`file
`
`in
`
`the
`
`ordinary
`
`course
`
`of
`
`the
`
`foreclosure
`
`prosecution.
`
`2.
`
`I make
`
`this
`
`affirmation
`
`in
`
`opposition
`
`to
`
`Defendant
`
`Beauty
`
`Mae
`
`Tolbert's
`
`(hereinafter
`
`"Defendant"
`"Defendant")
`
`foreclosure
`
`proceedings.
`
`Order
`
`to
`
`Show
`
`Cause
`
`which
`
`seeks
`
`a
`
`stay
`
`of
`
`the
`
`1 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`3.
`
`Defendant's
`
`Order
`
`to Show
`
`Cause
`
`should
`
`be
`
`denied
`
`in
`
`its
`
`entirety
`
`because
`
`she
`
`fails
`
`to meet
`
`her
`
`burden
`
`of
`
`demonstrating
`
`all
`
`of
`
`the
`
`strict
`
`requirements
`
`for
`
`the
`
`proper
`
`issuance
`
`of a preliminary
`
`injunction.
`
`PROCEDURAL
`
`HISTORY
`
`4.
`
`This
`
`action
`
`in foreclosure
`
`was
`
`commenced
`
`by
`
`the
`
`filing
`
`of
`
`a Notice
`
`of Pendency,
`
`Summons
`
`& Complaint
`
`on October
`
`2, 2013
`
`based
`
`upon
`
`a default
`
`of
`
`a mortgage
`
`on
`
`given
`
`by
`
`Defendant
`
`and
`
`Isaac
`
`Wilborn,
`
`deceased
`
`August
`
`15,
`
`2005
`
`in
`
`the
`
`amount
`
`of
`
`$209,00.00,
`
`whereas
`
`said
`
`mortgage
`
`was
`
`in
`
`default
`
`for May
`
`2010
`
`payment
`
`with
`
`an
`
`unpaid
`
`principal
`
`balance
`
`of
`
`$196,049.03.
`
`An
`
`additional
`
`Notice
`
`of
`
`Pendency
`
`were
`
`fled
`
`on
`
`September
`
`29,
`
`2016_pursuant
`
`to N.Y.
`
`R.P.A.P.L.
`
`§
`
`1331.
`
`Copies
`
`of
`
`the Notice
`
`of Pendency,
`
`Summons
`
`& Complaint,
`
`and Certificate
`
`C.P.L.R.
`
`annexed
`
`"A."
`
`of Merit
`
`pursuant
`
`to N.Y.
`
`§ 3012-b
`
`are
`
`hereto
`
`as Exhibit
`
`5.
`
`Defendant
`
`was
`
`served
`
`pursuant
`
`to N.Y.
`
`C.P.L.R.
`
`§ 308(2)
`
`on October
`
`10,
`
`2013
`
`with
`
`the mailing
`
`component
`
`being
`
`completed
`
`on October
`
`15,
`
`2013.
`
`Service
`
`was
`
`completed
`
`ten
`
`days
`
`after
`
`the
`
`filing
`
`of
`
`the
`
`Affidavits
`
`of
`
`Service
`
`in
`
`the
`
`Kings
`
`County
`
`Clerk's
`
`Office
`
`on October
`
`22,
`
`2013.
`
`Copies
`
`of
`
`the
`
`Affidavits
`
`of Service
`
`hereto
`
`as Exhibit
`
`"B."
`
`are
`
`annexed
`
`6.
`
`Defendant
`
`was
`
`served
`
`with
`
`an
`
`additional
`
`Summons
`
`as
`
`is
`
`required
`
`by
`
`N.Y.
`
`C.P.L.R.
`
`§ 3215(g)
`
`via mail.
`
`A copy
`
`of
`
`the Affidavit
`
`of Mailing
`
`for
`
`the
`
`§ 3215(g)
`
`notice
`
`is annexed
`
`hereto
`
`as Exhibit
`
`"C."
`
`The mailing
`
`was
`
`not
`
`returned
`
`by
`
`the Post
`
`Office
`
`for
`
`any
`
`reason.
`
`7.
`
`Pursuant
`
`to N.Y.
`
`C.P.L.R.
`
`§ 320(a),
`
`Defendant
`
`had
`
`thirty
`
`days
`
`to
`
`answer
`
`or
`
`respond
`
`to the Summons
`
`& Complaint.
`
`2 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`8.
`
`9.
`
`This
`
`time
`
`expired
`
`on December
`
`1, 2013
`
`and
`
`was
`
`not
`
`extended
`
`by
`
`stipulation
`
`or
`
`order
`
`of
`
`the Court.
`
`N.Y.
`
`C.P.L.R.
`
`§§ 308(2),
`
`320(a).
`
`Defendant
`
`failed
`
`to
`
`respond
`
`to
`
`the
`
`Summons
`
`& Complaint
`
`in
`
`any
`
`manner
`
`whatsoever.
`
`10.
`
`Settlement
`
`conferences
`
`were
`
`held
`
`pursuant
`
`to N.Y.
`
`C.P.L.R.
`
`§ 3408
`
`between
`
`May
`
`7,
`
`2014
`
`and
`
`August
`
`5,
`
`2015.
`
`A mutual
`
`agreeable
`
`resolution
`
`did
`
`not materialize
`
`released
`
`from
`
`and
`
`the matter
`
`was
`
`the Conference
`
`Part.
`
`A copy
`
`of
`
`the Conference
`
`Release
`
`Order
`
`is annexed
`
`hereto
`
`as Exhibit
`
`"D."
`
`11.
`
`This
`
`Court
`
`granted
`
`Order
`
`of Reference
`
`in Mortgage
`
`Foreclosure
`
`on
`
`January
`
`31,
`
`2017
`
`which
`
`was
`
`entered
`
`on February
`
`28,
`
`2017.
`
`Notice
`
`of Entry
`
`was
`
`served
`
`upon
`
`Defendant
`
`on March
`
`30,
`
`2017.
`
`A copy
`
`of
`
`the Order
`
`of Reference
`
`in Mortgage
`
`Foreclosure,
`
`along
`
`with
`
`Notice
`
`of Entry,
`
`is annexed
`
`hereto
`
`as Exhibit
`
`"E."
`
`The
`
`was
`
`not
`
`returned
`
`for
`
`Notice
`
`of Entry
`
`by
`
`the Post Office
`
`any
`
`reason.
`
`12.
`
`This
`
`Court
`
`granted
`
`Judgment
`
`of
`
`Foreclosure
`
`and
`
`Sale
`
`on
`
`September
`
`18,
`
`2017
`
`which
`
`was
`
`entered
`
`on October
`
`12,
`
`2017.
`
`Notice
`
`of
`
`Entry
`
`was
`
`served
`
`upon
`
`Defendant
`
`on November
`
`13,
`
`2017.
`
`A copy
`
`of
`
`the
`
`Judgment
`
`of
`
`Foreclosure
`
`and
`
`Sale,
`
`along
`
`with
`
`Notice
`
`of Entry,
`
`is annexed
`
`hereto
`
`as Exhibit
`
`"F."
`
`13.
`
`Plaintiff
`
`scheduled
`
`a foreclosure
`
`sale
`
`for December
`
`2017
`
`at 2:30
`
`p.m.
`
`21,
`
`14.
`
`It
`
`is Counsel's
`
`policy,
`
`practice,
`
`and
`
`procedure
`
`to
`
`provide
`
`Notice
`
`of Sale
`
`to
`
`all
`
`defendants
`
`regardless
`
`whether
`
`or
`
`not
`
`they
`
`appeared
`
`in
`
`the
`
`action.
`
`Thus,
`
`even
`
`though
`
`Defendant
`
`did
`
`not
`
`appear
`
`in
`
`the
`
`action,
`
`she was
`
`provided
`
`with
`
`Notice
`
`of
`
`Sale.
`
`A copy
`
`of
`
`the
`
`Notice
`
`of
`
`Sale
`
`for
`
`the
`
`scheduled
`
`sale
`
`with
`
`corresponding
`
`Affidavit
`
`of Mailing
`
`is annexed
`
`hereto
`
`as Exhibit
`
`"G."
`
`3 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`15.
`
`The
`
`sale
`
`was
`
`cancelled
`
`when
`
`Defendant
`
`the
`
`instant
`
`Order
`
`to Show
`
`Cause
`
`which
`
`seeks
`
`a stay
`
`of
`
`the
`
`foreclosure
`
`proceedings.
`
`STANDARD
`
`OF REVIEW
`
`16.
`
`In an Order
`
`to Show
`
`Cause
`
`the
`
`burden
`
`of proof
`
`to obtain
`
`any
`
`relief
`
`sits
`
`solely
`
`with
`
`the
`
`defendant.
`
`See Mitchell
`
`v. Mid-Hudson
`
`Medical
`
`Assocs.
`
`P.C.,
`
`213
`
`A.D.2d
`
`932
`
`(3d Dept.
`
`1995);
`
`Myung
`
`Chun
`
`v. N. Am. Mort.
`
`Co.,
`
`285
`
`A.D.2d
`
`42
`
`(1"
`
`Dept.
`
`2001).
`
`As
`
`the
`
`learned
`
`Professor
`
`David
`
`D. Seigel
`
`has
`
`commented:
`
`"[T]he
`
`order
`
`show
`
`recipient
`asked
`of
`proof
`
`for
`
`to
`"show
`to
`should
`is being
`comes
`the
`hearing
`is on a motion:
`always
`[4th
`at 420-421
`
`not
`shined
`
`on,
`
`cause
`cause"
`
`gets
`
`its
`
`name
`particular
`the
`sounds
`It
`recipient.
`
`by
`
`the
`
`it
`
`directing
`relief
`being
`burden
`as if
`the
`isn'
`when
`It
`isn't...
`proof
`is where
`NY Prac
`
`of
`
`Siegel,
`
`why
`be granted.
`the
`to
`the
`burden
`Defendant."
`on the
`ed].
`
`§ 248,
`
`IS NOT ENTITLED
`DEFENDANT
`IN THIS MATTER
`BECAUSE
`REQUIREMENTS
`
`TO A STAY
`(PRELIMINARY
`INJUNCTION)
`ALL OF THE STRICT
`TO MEET
`HE FAILS
`FOR ITS
`NECESSARY
`ISSUANCE
`
`17.
`
`Defendant's
`
`request
`
`for
`
`an
`
`order
`
`staying
`
`the
`
`sale
`
`is
`
`an
`
`application
`
`under
`
`N.Y.
`
`C.P.L.R.
`
`§ 6301
`
`for
`
`a preliminary
`
`injunction.
`
`It
`
`is respectfully
`
`submitted
`
`that
`
`the
`
`application
`
`must
`
`be denied
`
`because
`
`she
`
`fails
`
`to meet
`
`her
`
`burden
`
`of
`
`demonstrating
`
`all
`
`of
`
`the
`
`strict
`
`requirements
`
`for
`
`the
`
`proper
`
`issuance
`
`of a preliminary
`
`injunction.
`
`18.
`
`Pursuant
`
`to N.Y.
`
`C.P.L.R.
`
`§ 6301
`
`of
`
`be
`injunction
`"A
`may
`preliminary
`that
`a [party]
`threatens
`it appears
`where
`or suffering
`or
`is doing
`or procuring
`violation
`the
`rights
`[party]'s
`respecting
`render
`and
`the
`action,
`ineffectual..."
`
`granted
`in
`action
`any
`or
`to do,
`is about
`an act
`to be done,
`in
`the
`subject
`of
`the
`judgment
`
`tending
`
`to
`
`19.
`
`In
`
`deciding
`
`whether
`
`to
`
`grant
`
`or
`
`deny
`
`a preliminary
`
`injunction,
`
`it
`
`is well
`
`settled
`
`that
`
`a court
`
`must
`
`consider
`
`whether
`
`the
`
`party
`
`seeking
`
`the
`
`injunction
`
`has
`
`established
`
`4 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`all
`
`of
`
`the
`
`following
`
`requirements
`
`affidavit:
`
`by
`
`(1)
`
`a likelihood
`
`of ultimate
`
`success
`
`on
`
`the merits;
`
`(2)
`
`irreparable
`
`harm
`
`if
`
`the
`
`injunction
`
`is denied:
`
`and
`
`(3)
`
`a balance
`
`of
`
`the
`
`equities
`
`in favor
`
`of
`
`the movant.
`
`See Nobu
`
`Next
`
`Door,
`
`LLC v. Fine
`
`Arts
`
`Hous.,
`
`Inc.,
`
`4 N.Y.3d
`
`839
`
`(2005);
`
`Aetna
`
`Ins.
`
`Co.
`
`v. Capasso,
`
`75 N.Y.
`
`2d
`
`860
`
`(1990);
`
`(2d Dept.
`
`2002).
`
`Merscorp,
`
`Inc.,
`
`v. Romaine,
`
`295
`
`A.D.2d
`
`431
`
`20.
`
`It must
`
`be
`
`emphasized
`
`that
`
`a preliminary
`
`injunction
`
`is
`
`not
`
`easily
`
`granted.
`
`In
`
`Hoeffner
`
`v.
`
`John
`
`F.
`
`Frank,
`
`Inc.,
`
`302
`
`A.D.2d
`
`428
`
`(2d
`
`Dept.
`
`2003),
`
`the
`
`Second
`
`Department
`
`stated
`
`the
`
`following:
`
`"[P]reliminarily
`which
`will
`
`be
`
`not
`under
`
`relief
`unless
`
`a
`is
`a clear
`
`drastic
`
`right
`
`remedy
`thereto
`
`is
`
`the
`undisputed
`burden
`of
`[movant]."
`
`and
`the
`the
`275
`
`facts
`
`upon
`an
`
`showing
`at 429-30
`Id.
`(citations
`
`and
`
`injunctive
`granted
`that
`law
`established
`and
`the
`papers,
`moving
`right
`rests
`upon
`undisputed
`v. Corbin,
`Peterson
`citing
`omitted).
`quotations
`
`AD.2d
`
`35.
`
`21.
`
`Here,
`
`Defendant
`
`is not
`
`entitled
`
`to a preliminary
`
`injunction
`
`in this matter
`
`because
`
`she
`
`has
`
`not
`
`demonstrated,
`
`and
`
`cannot
`
`demonstrate,
`
`a
`
`likelihood
`
`of
`
`ultimate
`
`success
`
`on the merits
`
`as against
`
`Plaintiff.
`
`22.
`
`It
`
`is undisputed
`
`that
`
`Defendant
`
`is
`
`in
`
`default
`
`on
`
`the
`
`subject
`
`loan
`
`and
`
`she
`
`has
`
`not
`
`demonstrated
`
`a meritorious
`
`defense
`
`to being
`
`in default.
`
`established
`
`its
`
`prima
`
`been
`
`23.
`
`Indeed,
`
`Plaintiff
`
`has
`
`already
`
`facie
`
`case
`
`and
`
`granted
`
`both
`
`Order
`
`of Reference
`
`in Mortgage
`
`Foreclosure
`
`and
`
`Judgment
`
`of
`
`Foreclosure
`
`and Sale.
`
`See Exhibits
`
`"E"
`
`"F."
`
`and
`
`24.
`
`Instead,
`
`she
`
`argues
`
`that
`
`she was
`
`not
`
`served
`
`with
`
`the Summons
`
`& Complaint
`
`that
`
`she
`
`desires
`
`to
`
`sell
`
`the
`
`mortgaged
`
`premises.
`
`Neither
`
`is
`
`sufficient
`
`and
`
`to
`
`demonstrate
`
`a meritorious
`
`defense.
`
`5 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`a.
`
`First,
`
`Defendant
`
`does
`
`not
`
`rebut
`
`the
`
`prima
`
`facie
`
`evidence
`
`of
`
`proper
`
`service
`
`established
`
`the
`
`affidavit
`
`by
`
`of
`
`service.
`
`i.
`
`In
`
`fact,
`
`she
`
`does
`
`not
`
`even
`
`deny
`
`being
`
`served
`
`with
`
`process
`
`and
`
`does
`
`not
`
`submit
`
`an affidavit
`
`in support
`
`of her
`
`application.
`
`ii.
`
`Instead,
`
`her
`
`alleges,
`
`in
`
`a
`
`conclusory
`
`fashion
`
`that
`
`attorney
`
`Defendant
`
`was
`
`never
`
`served
`
`with
`
`process.
`
`iii.
`
`This
`
`is insufficient
`
`to meet
`
`Defendant's
`
`burden.
`
`iv.
`
`A challenge
`
`to personal
`
`jurisdiction
`
`is "personal
`
`in nature
`
`and
`
`may
`
`only
`
`be
`
`raised
`
`by
`
`him,"
`
`if
`
`at
`
`all.
`
`Home
`
`Savings
`
`of'
`of
`
`America,
`
`F.A.v.
`
`Gkanios,
`
`233
`
`A.D.2d
`
`422
`
`(2d Dept.
`
`1996);
`
`v.
`
`A co-defendant,
`
`third-party,
`
`nor
`
`an
`
`attorney
`
`may
`
`assert
`
`a
`
`personal
`
`over
`
`challenge
`
`to whether
`
`a Court
`
`has
`
`jurisdiction
`
`a
`
`defendant.
`
`b.
`
`Second,
`
`Defendant
`
`claims
`
`that
`
`she
`
`has
`
`been
`
`trying
`
`to sell
`
`the
`
`property.
`
`That
`
`is certainly
`
`her
`
`right
`
`before
`
`the
`
`auction.
`
`i.
`
`However,
`
`merely
`
`alleging
`
`that
`
`she
`
`hopes
`
`to
`
`sell
`
`the mortgage
`
`premises
`
`gives
`
`no
`
`guarantee
`
`that
`
`a purchaser
`
`will
`
`be found
`
`who
`
`to pay
`
`an amount
`
`sufficient
`
`to pay
`
`off
`
`the mortgage,
`
`is willing
`
`that
`
`closing
`
`will
`
`occur
`
`for
`
`a myriad
`
`of
`
`obvious
`
`reasons
`
`well
`
`known
`
`to the Court,
`
`or
`
`that
`
`the Plaintiff
`
`will
`
`be made
`
`whole.
`
`ii.
`
`The mere
`
`alleged
`
`intention
`
`or
`
`even
`
`a wish
`
`to
`
`sell
`
`the
`
`property
`
`provides
`
`no
`
`basis
`
`in
`
`law
`
`or
`
`equity
`
`to
`
`stay
`
`the
`
`foreclosure
`
`and
`
`does
`
`not
`
`constitute
`
`a meritorious
`
`defense.
`
`See Wells
`
`Fargo
`
`6 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`Bank,
`
`N.A.
`
`v.
`
`Dora
`
`P.
`
`Greco,
`
`et
`
`al.,
`
`Queens
`
`Index
`
`No.
`
`31919/07
`
`(Agate,
`
`J., presiding)("Defendant's
`
`assertion
`
`that
`
`she
`
`is currently
`
`working
`
`on
`
`a loan modification
`
`is not
`
`a defense
`
`a
`
`foreclosure
`
`action.").
`
`annexed
`
`hereto
`
`as Exhibit
`
`A copy
`
`"H"
`
`of
`
`the
`
`Greco
`
`decision
`
`for
`
`the
`
`Court's
`
`convenience.
`
`to
`
`is
`
`The
`
`foreclosure
`
`process
`
`cannot
`
`be
`
`intercepted
`
`by
`
`the mere
`
`hopes
`
`of
`
`a short
`
`sale
`
`or
`
`a loan
`
`modification.
`
`See,
`
`e.g., Home
`
`Sav. Of Am.
`
`v.
`
`Isaacson,
`
`240
`
`A.D.2d
`
`633
`
`(2d Dept.
`
`1997).
`
`iii.
`
`Plaintiff
`
`remains
`
`ready
`
`and
`
`willing
`
`to
`
`accept
`
`reinstatement
`
`or
`
`payoff
`
`funds;
`
`however,
`
`even
`
`a promise
`
`to pay
`
`the
`
`arrears
`
`is an
`
`insufficient
`
`defense
`
`to
`
`the
`
`foreclosure.
`
`A promise
`
`is
`
`not
`
`a
`
`See
`
`tender.
`
`Jamaica
`
`Sav.
`
`Bank
`
`v. Sutton,
`
`42 A.D.2d
`
`856
`
`(2d
`
`Dept.
`
`1973);
`
`Ponce
`
`De
`
`Leon
`
`Fed.
`
`Sav
`
`& Loan
`
`Ass'n
`
`v.
`
`Nemeroff,
`
`28 A.D.2d.
`
`668
`
`(1"
`
`Dept.
`
`1967).
`
`iv.
`
`For
`
`reasons
`
`well
`
`known
`
`to
`
`the
`
`Court
`
`very
`
`often
`
`defendants
`
`approach
`
`their
`
`foreclosing
`
`lenders
`
`seeking
`
`a
`
`workout
`
`or
`
`promising
`
`payment
`
`and
`
`then
`
`either
`
`cannot
`
`deliver,
`
`or
`
`stall
`
`as
`
`long
`
`as
`
`possible
`
`before
`
`having
`
`to make
`
`any
`
`payment.
`
`If
`
`the
`
`contemplation
`
`of
`
`some
`
`sort
`
`of
`
`work
`
`out,
`
`forbearance
`
`agreement,
`
`or
`
`expected
`
`reinstatement
`
`were
`
`allowed
`
`by
`
`the
`
`Courts
`
`to derail
`
`or delay
`
`a foreclosure
`
`and
`
`prevent
`
`the Plaintiff
`
`of
`
`enforcing
`
`its
`
`rights,
`
`then
`
`no
`
`foreclosing
`
`lender
`
`would
`
`ever
`
`7 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`consider
`
`any
`
`kind
`
`of
`
`repayment
`
`plan
`
`or
`
`forbearance
`
`to
`
`the
`
`detriment
`
`of
`
`their
`
`rights.
`
`v.
`
`Plaintiff
`
`has
`
`a right
`
`to be made
`
`whole.
`
`vi.
`
`If Defendant
`
`closes,
`
`she
`
`has
`
`an
`
`absolute
`
`right
`
`to
`
`redeem
`
`the
`
`mortgage
`
`until
`
`the
`
`property
`
`is
`
`struck
`
`down
`
`by
`
`the Referee
`
`at
`
`auction.
`
`Plaintiff
`
`will
`
`be
`
`delighted
`
`to
`
`receive
`
`a pay
`
`off
`
`the
`
`amount
`
`due
`
`as it will
`
`be made
`
`whole-Plaintiff's
`
`sole
`
`objective
`
`of
`
`the
`
`foreclosure.
`
`vii.
`
`However,
`
`based
`
`upon
`
`Defendant's
`
`papers
`
`it
`
`is clear
`
`she will
`
`not
`
`be
`
`able
`
`to effectuate
`
`a closing.
`
`viii.
`
`Pursuant
`
`to
`
`the
`
`Judgment
`
`of Foreclosure
`
`and
`
`Sale
`
`granted
`
`by
`
`this
`
`Court
`
`on
`
`September
`
`18,
`
`2017
`
`and
`
`entered
`
`on
`
`October
`
`12,
`
`2017,
`
`Plaintiff
`
`was
`
`due
`
`the
`
`sum
`
`of
`
`$303,514.28
`
`as of April
`
`7, 2017
`
`exclusive
`
`of
`
`costs
`
`and
`
`attorneys'
`
`fees.
`
`ix.
`
`Interested
`
`continued
`
`to
`
`accrue
`
`at
`
`the
`
`Note
`
`interest
`
`rate
`
`6.25%
`
`from
`
`April
`
`7, 2017
`
`to October
`
`12,
`
`2017
`
`-
`
`a period
`
`of
`
`of
`
`188
`
`days.
`
`x.
`
`The
`
`per
`
`diem
`
`interest
`
`amount
`
`is $33.75
`
`xi.
`
`$33.75
`
`x 188
`
`days
`
`= $6,311.17.
`
`xii.
`
`Therefore,
`
`the
`
`amount
`
`of
`
`$6,311.17
`
`must
`
`be
`
`added
`
`to
`
`the
`
`total
`
`amount
`
`due
`
`and
`
`owing.
`
`$303,514.28
`
`+
`
`$6,311.17
`
`=
`
`$309,825.45.
`
`8 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`xiii.
`
`Interest
`
`also
`
`accrues
`
`on
`
`the
`
`total
`
`judgment
`
`amount
`
`from
`
`October
`
`12, 2017
`
`to present
`
`at
`
`the judgment
`
`interest
`
`rate
`
`of 9%.
`
`xiv.
`
`As
`
`of
`
`the
`
`date
`
`of
`
`this
`
`affirmation
`
`(XXXX),
`
`a total
`
`of XXXX
`
`days
`
`have
`
`passed.
`
`xv.
`
`The
`
`per
`
`diem
`
`judgment
`
`interest
`
`amount
`
`is $XXXX.
`
`xvi.
`
`$XXXX
`
`x XXXX
`
`days
`
`= $XXX.
`
`xvii.
`
`The
`
`amount
`
`of $XXXX
`
`must
`
`be
`
`added
`
`to
`
`the
`
`total
`
`amount
`
`due
`
`and
`
`owing.
`
`$309,825.45+
`
`XXXXXXX
`
`= $XXXXX.
`
`xviii.
`
`Therefore,
`
`the
`
`total
`
`amount
`
`due
`
`and
`
`owing
`
`to Plaintiff
`
`is
`
`XXXXXX,
`
`exclusive
`
`of
`
`costs
`
`and
`
`attorneys'
`
`fees.
`
`xix.
`
`However,
`
`the
`
`contract
`
`of
`
`sale
`
`Defendant
`
`provides
`
`is only
`
`in
`
`the
`
`amount
`
`of
`
`less
`
`than
`
`to
`
`$325,000.00,
`
`is
`
`owed
`
`Plaintiff
`
`and,
`
`therefore,
`
`insufficient.
`
`xx.
`
`In
`
`other
`
`words,
`
`Defendant
`
`will
`
`not
`
`be
`
`able
`
`to
`
`effectuate
`
`a
`
`25.
`
`26.
`
`closing.
`
`Thus,
`
`her
`
`application
`
`should
`
`be denied
`
`in its entirety.
`
`Second,
`
`Defendant
`
`has
`
`failed
`
`to
`
`show
`
`that
`
`she will
`
`suffer
`
`irreparable
`
`harm
`
`if
`
`the
`
`injunction
`
`is denied.
`
`27.
`
`While
`
`she
`
`alleges
`
`that
`
`she will
`
`lose
`
`the
`
`property
`
`if his
`
`request
`
`is not
`
`granted,
`
`such
`
`an argument
`
`is, without
`
`more,
`
`unavailing
`
`and
`
`insufficient
`
`for
`
`the
`
`issuance
`
`of
`
`an
`
`injunction.
`
`See
`
`Sanchez
`
`v. Chase
`
`Nat.
`
`Bank,
`
`Index
`
`No.
`
`0251352/2011
`
`(Sup
`
`Ct,
`
`Bronx
`
`County
`
`2011).
`
`A copy
`
`of which
`
`is annexed
`
`hereto
`
`as Exhibit
`
`"I."
`
`28.
`
`Finally,
`
`the
`
`balance
`
`of
`
`equities
`
`favors
`
`Plaintiff,
`
`not Defendant.
`
`9 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`29.
`
`Since
`
`2010,
`
`Defendant
`
`has
`
`been
`
`enjoying
`
`free
`
`use
`
`of
`
`the mortgaged
`
`premises
`
`at
`
`the
`
`sole
`
`expense,
`
`detriment,
`
`and
`
`prejudice
`
`of Plaintiff.
`
`During
`
`this
`
`time,
`
`Plaintiff
`
`has
`
`lost
`
`thousands
`
`of dollars
`
`in unpaid
`
`mortgage
`
`payments,
`
`lost
`
`interest,
`
`and
`
`fees.
`
`All
`
`of which
`
`Plaintiff
`
`is
`
`rightfully
`
`entitled
`
`too.
`
`During
`
`this
`
`time
`
`Defendant
`
`has
`
`been
`
`the
`
`benefit
`
`of
`
`the
`
`subject
`
`while
`
`to make
`
`good
`
`on
`
`enjoying
`
`property
`
`refusing
`
`her
`
`contractual
`
`obligations.
`
`30.
`
`Under
`
`the
`
`Note
`
`and
`
`Mortgage
`
`agreement
`
`upon
`
`default
`
`Plaintiff
`
`was
`
`and
`
`is
`
`authorized
`
`to accelerate
`
`the
`
`loan
`
`and
`
`foreclosure
`
`on the
`
`subject
`
`premises.
`
`31.
`
`It
`
`is respectfully
`
`submitted
`
`that
`
`there
`
`is no basis
`
`whatsoever
`
`to enjoin
`
`the Plaintiff
`
`from
`
`continuing
`
`foreclosure
`
`proceedings.
`
`She
`
`has
`
`not
`
`and
`
`cannot
`
`demonstrate
`
`a
`
`likelihood
`
`of
`
`ultimate
`
`success
`
`on
`
`she
`
`has
`
`not
`
`showed
`
`that
`
`she will
`
`the merits,
`
`be
`
`irreparably
`
`harmed
`
`if
`
`the
`
`injunction
`
`is denied,
`
`and
`
`the
`
`balance
`
`of
`
`the
`
`equities
`
`is in
`
`favor
`
`of Plaintiff
`
`32.
`
`Therefore,
`
`Defendant's
`
`requested
`
`relief
`
`should
`
`be denied
`
`in its
`
`entirety.
`
`Assuming
`
`arguendo,
`
`Defendant's
`
`application
`appropriate
`
`is granted,
`
`she must
`
`be required
`
`to post
`
`the
`
`undertaking
`
`33.
`
`For
`
`the
`
`reasons
`
`stated
`
`above,
`
`Defendant's
`
`application
`
`should
`
`be
`
`denied
`
`in
`
`its
`
`entirety.
`
`34.
`
`in
`
`the
`
`event
`
`injunction
`
`is
`
`issued,
`
`Defendant
`
`should
`
`be
`
`However,
`
`a preliminary
`
`required
`
`to post
`
`an undertaking
`
`pursuant
`
`to N.Y.
`
`C.P.L.R.
`
`§ 6312(b)
`
`which
`
`states
`
`in
`
`pertinent
`
`part
`
`that
`
`"prior
`
`to
`
`the
`
`granting
`
`of
`
`a preliminary
`
`injunction"
`
`the
`
`beneficiary
`
`of
`
`the
`
`injunction
`
`"shall
`
`give
`
`an undertaking
`
`in an
`
`amount
`
`to be fixed
`
`court"
`
`by
`
`the
`
`that
`
`the
`
`beneficiary
`
`of
`
`the
`
`injunction
`
`will
`
`pay
`
`"all
`
`damages
`
`and
`
`costs
`
`which
`
`may
`
`be sustained
`
`by
`
`reason
`
`of
`
`the
`
`injunction"
`
`to the
`
`party
`
`enjoined.
`
`10 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`35.
`
`Therefore,
`
`before
`
`a court
`
`can
`
`render
`
`an Order
`
`granting
`
`a preliminary
`
`injunction,
`
`the
`
`party
`
`seeking
`
`the
`
`injunction
`
`must
`
`file
`
`an
`
`undertaking
`
`in
`
`an
`
`amount
`
`fixed
`
`the
`
`court.
`
`The
`
`requirement
`
`that
`
`an undertaking
`
`be filed
`
`is not
`
`discretionary.
`
`by
`
`See
`
`Livas
`
`v. Mitzner,
`
`303
`
`A.D.2d
`
`381
`
`(2d Dept.
`
`2003);
`
`Crippen
`
`v. United
`
`Petroleum
`
`Feedstocks,
`
`Inc.,
`
`245
`
`A.D.2d
`
`152
`
`(1"
`
`Dept.
`
`1997);
`
`Smith
`
`v.
`
`Boxer,
`
`45
`
`A.D.2d1054
`
`(2d Dept.
`
`1974).
`
`action
`
`recover
`
`36.
`
`Under
`
`N.Y.
`
`C.P.L.R.
`
`§ 6312(b),
`
`the
`
`undertaking
`
`in
`
`an
`
`to
`
`real
`
`property
`
`must
`
`also
`
`cover
`
`"all
`
`damages
`
`and
`
`costs
`
`which
`
`may
`
`be,
`
`or which
`
`may
`
`have
`
`been
`
`awarded
`
`.
`
`.
`
`.
`
`including
`
`the
`
`reasonable
`
`rents
`
`and
`
`profits
`
`of,
`
`and
`
`any
`
`wastes
`
`committed
`
`upon,
`
`the
`
`real
`
`property
`
`which
`
`is sought
`
`to be
`
`recovered."
`
`37.
`
`Here,
`
`if Defendant's
`
`application
`
`for
`
`an injunction
`
`is granted,
`
`she must
`
`be required
`
`than
`
`$303,514.28
`
`-
`
`the
`
`due
`
`and
`
`to post
`
`an undertaking
`
`of
`
`not
`
`less
`
`amount
`
`owing
`
`to
`
`Plaintiff,
`
`exclusive
`
`of
`
`costs
`
`and
`
`attorneys'
`
`fees
`
`awarded,
`
`pursuant
`
`to
`
`the
`
`Judgment
`
`of Foreclosure
`
`and
`
`Sale
`
`in this
`
`action.
`
`See Exhibit
`
`"F."
`
`38.
`
`If a preliminary
`
`injunction
`
`is granted,
`
`there
`
`is a real
`
`threat
`
`of
`
`significant
`
`waste
`
`or
`
`damage
`
`to
`
`all
`
`or
`
`part
`
`of
`
`the
`
`premises
`
`during
`
`the
`
`time
`
`the
`
`injunction
`
`is
`
`in effect.
`
`For
`
`there
`
`is
`
`no
`
`proof
`
`that
`
`there
`
`is
`
`homeowner's
`
`insurance
`
`on
`
`example,
`
`the
`
`premises.
`
`If
`
`the
`
`premises
`
`were
`
`to
`
`be
`
`destroyed
`
`by
`
`fire,
`
`flood,
`
`vandalism,
`
`ameliorative
`
`waste,
`
`etc.,
`
`before
`
`Plaintiff
`
`is
`
`able
`
`to
`
`consummate
`
`an
`
`auction
`
`and
`
`sale,
`
`the mortgage
`
`would
`
`be
`
`inadequately
`
`secured
`
`and
`
`severely,
`
`irrevocably,
`
`and
`
`prejudicially
`
`devalued.
`
`39.
`
`Furthermore,
`
`interest
`
`accrues
`
`on
`
`the
`
`unpaid
`
`judgment
`
`amount
`
`each
`
`day
`
`that
`
`the
`
`plaintiff
`
`is
`
`delayed
`
`from
`
`proceeding
`
`with
`
`this
`
`action,
`
`thus
`
`decreasing
`
`tlie
`
`11 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`likelihood
`
`that
`
`the
`
`plaintiff
`
`will
`
`be made
`
`whole
`
`from
`
`a foreclosure
`
`sale
`
`on
`
`the
`
`premises.
`
`The monthly
`
`interest
`
`at
`
`judgment
`
`rate
`
`upon
`
`the
`
`total
`
`judgment
`
`amount
`
`is $2,279.36.
`
`Therefore,
`
`any
`
`undertaking
`
`must
`
`include
`
`a condition
`
`precedent
`
`that
`
`$2,279.36
`
`be paid monthly
`
`to cover
`
`the
`
`lost
`
`interest
`
`and
`
`if at anytime
`
`the monthly
`
`lost
`
`interest
`
`is not
`
`paid,
`
`then
`
`the
`
`injunction
`
`is lifted
`
`without
`
`further
`
`Court
`
`Order.
`
`40.
`
`Accordingly,
`
`as a condition
`
`to
`
`a preliminary
`
`injunction,
`
`if
`
`one
`
`is
`
`granted,
`
`it
`
`is
`
`that
`
`Defendant
`
`must
`
`be required
`
`to post
`
`respectfully
`
`submitted
`
`an undertaking
`
`in
`
`an amount
`
`of
`
`not
`
`less
`
`than
`
`$303,514.28
`
`from
`
`which
`
`Plaintiff
`
`may
`
`be paid
`
`for
`
`any
`
`and
`
`all
`
`damages,
`
`losses
`
`and
`
`costs
`
`that may
`
`result
`
`from
`
`a preliminary
`
`injunction.
`
`Another
`
`condition
`
`to
`
`any
`
`injunction
`
`should
`
`include
`
`the
`
`requirement
`
`of
`
`paying
`
`$2,279.36
`
`for
`
`each
`
`month
`
`the
`
`injunction
`
`is in
`
`place
`
`with
`
`the
`
`injunctions
`
`vacatur
`
`automatic
`
`without
`
`further
`
`order
`
`of
`
`the
`
`Court
`
`upon
`
`the
`
`filing
`
`of
`
`an Affidavit
`
`of
`
`Non-Compliance
`
`with
`
`the Clerk's
`
`office.
`
`This
`
`space
`
`leA intentionally
`
`blank
`
`12 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`CONCLUSION
`
`41.
`
`Defendant's
`
`Order
`
`to Show
`
`Cause
`
`should
`
`be
`
`denied
`
`in
`
`its
`
`entirety
`
`because
`
`she
`
`fails
`
`to meet
`
`her
`
`burden
`
`of
`
`demonstrating
`
`all
`
`of
`
`the
`
`strict
`
`requirements
`
`for
`
`the
`
`proper
`
`issuance
`
`of a preliminary
`
`injunction.
`
`42.
`
`Based
`
`upon
`
`law
`
`and
`
`equity,
`
`Defendant's
`
`Order
`
`to Show
`
`Cause
`
`should
`
`be denied
`
`in its entirety.
`
`WHEREFORE,
`
`your
`
`affiant
`
`respectfully
`
`requests
`
`that
`
`the
`
`relief
`
`requested
`
`in
`
`Defendant's
`
`Order
`
`to Show
`
`Cause
`
`be denied
`
`in
`
`its
`
`entirety,
`
`as well
`
`as any
`
`further
`
`relief
`
`the
`
`court
`
`shall
`
`deem just
`
`and
`
`proper.
`
`Sworn
`
`to February
`
`1, 2018
`
`information
`to the best of my knowledge,
`that
`I certify
`the presentation
`of
`the above-paper[s]
`the circumstances,
`130.1.1.
`[c] of Section
`in subsection
`defined
`
`and belief,
`formed
`or
`the contentions
`
`after an in
`there'
`there
`
`ry reasonable
`re not
`frivolous
`
`under
`as
`
`Craig
`
`154ettiEnan,
`
`Esq.
`
`ig K. Beideman,
`
`Esq.
`
`13 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`FILED: KINGS COUNTY CLERK 02m2018 10:23 AM
`NYSC 3F DOC. NO.
`90
`NYSCEF DOC. NO. 90
`
`IND
`EX NO.
`505837/2013
`INDEX NO. 505837/2013
`
` VYSC
`
` flIV flD
` 3F:
`
`02/01/2018
`RECEIVED NYSCEF: 02/01/2018
`
`EXHIBITA
`
`14 of 120
`14 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`2
`NO.
`DOC.
`NYSCEF
`
`505837/2013
`NO.
`INDEX
`INDEX NO. 505837/2013
`10/02/2013
`NYSCEF:
`RECEIVED
`RECEIVED NYSCEF: 02/01/2018
`
`STATE
`SUPREME
`
`OF NEW YORK
`COURT
`
`COUNTY
`
`OF KINGS
`
`JPMC SPECIALTY
`
`MORTGAGE,
`
`LLC,
`
`Plaintiff,
`
`vs
`
`OF
`
`NOTICE
`PENDENCY
`OF ACTION
`
`MAE TOLBERT;
`BEAUTY
`NEW YORK CITY
`ENVIRONMENTAL
`CONTROL
`BOARD;
`DOE"
`AND "JANE
`"JOHN
`it being
`and
`any
`herein,
`
`names
`
`Plaintiff
`
`being
`
`fictitious,
`being
`to designate
`
`foreclosed
`
`DOE"
`
`the
`
`said
`
`intention
`
`of
`
`Index
`
`No.
`
`all occupants
`
`of premises
`
`Defendants.
`
`NOTICE
`
`IS HEREBY
`
`GIVEN,
`
`that
`
`an action
`
`has been
`
`commenced
`
`and
`
`is now pending
`
`in the Supreme
`
`Court
`
`of KINGS
`
`County
`
`upon
`
`the Complaint
`
`of
`
`the
`
`above
`
`plaintiff
`
`against
`
`the
`
`above
`
`named
`
`defendant(s)
`
`for
`
`the foreclosure
`
`of a mortgage
`
`bearing
`
`the
`
`date August
`
`15, 2005,
`
`executed
`
`by BEAUTY
`
`MAE TOLBERT
`
`and
`
`ISAAC
`
`WILBORN,
`
`deceased,
`
`to secure
`
`the
`
`sum of $209,000.00
`
`and
`
`recorded
`
`in CRFN
`
`2005000512240,
`
`in the Office
`
`of
`
`the Clerk
`
`of
`
`the
`
`County
`
`of KINGS
`
`on September
`
`14, 2005,
`
`said mortgage
`
`was
`
`then
`
`assigned
`
`by Citi
`
`Residential
`
`Lending
`
`Inc.,
`
`as Attorney-if-Fact
`
`for Ameriquest
`
`Mortgage
`
`Company
`
`to Mortgage
`
`Electronic
`
`Registration
`
`Systems,
`
`Inc.
`
`('MERS')
`
`a Delaware
`
`Corporation,
`
`as nominee
`
`for
`
`JPMorgan
`
`Chase
`
`Bank,
`
`National
`
`Association
`
`by virtue
`
`of an Assignment
`
`of Mortgage,
`
`recorded
`
`in the
`
`KINGS
`
`County
`
`Clerk's
`
`Office
`
`on
`
`January
`
`8, 2009,
`
`in CRFN
`
`2009000005920,
`
`which
`
`mortgage
`
`was
`
`further
`
`assigned
`
`to Plaintiff
`
`by
`
`virtue
`
`of an Assignment
`
`of Mortgage,
`
`recorded
`
`in the
`
`KINGS
`
`15 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`County
`
`Clerk's
`
`Office
`
`on March
`
`27,
`
`2013,
`
`in CRFN
`
`2013000124531..
`2013000124531.
`
`AND,
`
`NOTICE
`
`IS FURTHER
`
`GIVEN,
`
`that
`
`the mortgaged
`
`premises
`
`described
`
`in such
`
`mortgage(s)
`
`affected
`
`by
`
`the
`
`said
`
`foreclosure
`
`action,
`
`were,
`
`at
`
`the time
`
`of
`
`the
`
`commencement
`
`of
`
`this
`
`action,
`
`and
`
`at
`
`the time
`
`of
`
`the
`
`filing
`
`of
`
`this Notice,
`
`situated
`
`in the County
`
`of KINGS
`
`and State
`
`of New York,
`
`and are described
`
`in
`
`"Schedule
`
`A - Legal
`
`Description"
`
`attached
`
`hereto
`
`and made
`
`a
`
`part
`
`hereof.
`
`The
`
`Clerk
`
`of
`
`the County
`
`of KINGS,
`
`is directed
`
`to index
`
`this Notice
`
`against
`
`the
`
`names
`
`of
`
`all
`
`the
`
`defendant(s).
`
`DATED:
`
`September
`
`/
`
`2013
`
`Mar
`
`/C
`K. Broyles
`SUCH
`CRANE,
`for Plaintiff
`and P.O.
`
`s
`
`.
`
`LLP
`
`FEIN,
`Attorneys
`
`Office
`
`Address
`
`28 East Main
`Street,
`New York
`No.
`(585)232-7400
`
`Suite
`14614
`
`Rochester,
`Telephone
`CHJNCO34
`
`1800
`
`Address:
`
`Property
`Tax Map/Parcel
`
`228 PENNSYLVANIA
`ID No.:
`Block:
`3720
`
`BROOKLYN,
`AVENUE,
`the BOROUGH
`35 of
`
`Lot:
`
`NY 11207
`of BROOKLYN,
`
`NY 11207
`
`16 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`FILE . KINGSCOUNTY CLERK02
`18 10 23AM
`
`NYSCEF DOC. NO.
`90
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`INDEX N0505837/2013 H
`
`
`
`
`
`
`RaCaIVaD VYSCEF: 02/01/2018
`RECEIVED NYSCEF: 02/01/2018
`
`SCHEDULE "A" LEGAL DESCRIPTION
`
`17 of 120
`17 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`certain
`piece
`ALL That
`plot,
`the Borough
`of Brooklyn,
`described
`as follows;
`
`or parcel
`of
`land,
`of Kings, City
`
`County
`
`thereon
`erected,
`situate,
`of New York,
`State
`and
`
`lying
`bounded
`
`and
`
`being
`and
`
`in
`
`BEGINNING
`
`Northerly
`Avenue
`
`on the Westedy
`of Pennsylvania
`at a point
`side
`from the corner
`by the intersection
`of
`formed
`of Pitkin Avenue:
`with
`side
`the Northerly
`
`Avenue,
`the Westerly
`
`feet
`distant60
`of Pennsylvania
`side
`
`RUNNING
`
`party
`
`wall,
`
`THENCE Westerly
`100 feet:
`
`parallel
`
`with Pitkin Avenue
`
`and
`
`part
`
`of
`
`the
`
`distance
`
`through
`
`a
`
`THENCE Northerly
`
`parallel
`
`with
`
`Pennsylvania
`
`Avenue,
`
`20 feet:
`
`THENCE
`
`Easterly
`party
`
`parallel
`again
`100 feet
`
`wall,
`
`with Pitkin Avenue
`to the Westedy
`side
`
`of
`part
`and
`of Pennsylvania
`
`the
`
`distance
`
`through
`
`Avenue;
`
`THENCE Southerly
`along
`of
`BEGINNiNG.
`or pioce
`
`said Westedy
`
`side
`
`of Pennsylvanic
`
`Avenue,
`
`20 feet,
`
`to the
`
`point
`
`18 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`MARK K. BROYLES,
`ESQ... .. an attorney
`duly
`Such & Crane,
`partner
`in the law firm of Fein,
`documents:
`
`licensed
`to practice
`certifies
`with
`
`LLP,
`
`of New York,
`and a
`in the State
`papers
`regard
`and/or
`to the following
`
`FORECLOSURE
`FORECLOSURE
`IN MORTGAGE
`OF PENDENCY
`HAS BEEN
`NOTICE
`
`(AFFIDAVIT
`OF THE MORTION
`
`OF TENANCY)
`FOR SUMMARY
`
`JUDGMENT
`
`AFFIDAVIT
`IN SUPPORT
`OF SERVICE
`OF PENDENCY
`
`OF ACTION
`
`X
`
`OF APPEARANCE
`IN MORTGAGE
`NOTICE
`AND WAlVER
`OF APPEARANCE
`NOTICE
`OF NO ANSWER
`& THAT
`AFFIRMATION
`FILED
`SUPPLEMENTAL
`AFFIDAVITS
`AFFIDAVITS
`NOTICE
`SUMMONS
`COMPLAINT
`AMENDED
`OF PENDENCY
`NOTICE
`SUMMONS
`SUPPLEMENTAL
`AMENDED
`COMPLAINT
`ANSWER
`IN OPPOSITION
`AFFIDAVIT
`OATH & REPORT
`REFEREE'S
`OF SALE
`REFEREE'S
`REPORT
`TO CANCEL
`LIS PENDENS
`STIPULATION
`TO ACCOMPANY
`STIPULATION
`AFFIDAVIT
`MEMORANDUM
`& TERMS
`OF SALE
`ATTORNEY
`IN SUPPORT
`AFFIRMATION
`SALE
`ATTORNEY
`SALE
`ORDER TO CANCEL
`FORECLOSURE
`AFFIRMATION
`AFFIDAVIT
`JUDGMENT
`AGREEMENT
`FOREBEARANCE
`ATTORNEY
`AFFIRMATION
`IN SUPPORT
`PUBLICATION
`ATTORNEY
`
`OF ACTION
`
`TO SUMMARY
`OF AMOUNT
`
`JUDGMENT
`DUE
`
`TO CANCEL
`
`LIS PENDENS
`
`OF JUDGMENT
`
`OF FORECLOSURE
`
`&
`
`AFFIDAVIT
`
`IN SUPPORT
`
`OF JUDGMENT
`
`LIS PENDENS
`
`AND VACATE
`
`OF FORECLOSURE
`
`&
`
`JUDGEMENT
`
`OF
`
`IN SUPPORT
`IN SUPPORT
`
`LIS PENDENS
`OF THE ORDER TO CANCEL
`FOR DEFICIENCY
`OF MOTION
`OF NOTICE
`
`OF ORDER
`
`FOR SERVICE
`
`BY
`
`AFFIRMATION
`
`OF REGULARITY
`
`that
`
`information
`to his knowledge,
`the presentation
`circumstances,
`© of section
`subsection
`130-1.1
`
`and belief,
`the paper
`the Rules
`
`after
`formed
`or contentions
`the Chief
`of
`
`an inquiry
`therein
`Administrator
`
`reasonable
`are not
`frivolous
`[22NYCRR
`
`the
`under
`as defined
`130-1.1
`
`of
`of
`
`in
`
`©].
`
`f
`
`Dated
`
`/2-
`
`/
`
`f
`
`z 4
`
`19 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`CLERIE1õ/o2/id£3
`COUNTY
`KÎNGS
`FILED
`NYSCEF DOC. NO. 90
`1
`DOC.
`NO.
`NYSCEF
`
`505837/2013
`NO.
`INDEX
`INDEX NO. 505837/2013
`10/02/2013
`NYSCEF:
`RECEIVED
`RECEIVED NYSCEF: 02/01/2018
`
`STATE
`SUPREME
`
`OF NEW YORK
`COURT
`
`COUNTY
`
`OF KINGS
`
`JPMC
`
`SPECIALTY
`
`MORTGAGE,
`
`LLC,
`
`-vs-
`
`Plaintiff,
`
`SUMMONS
`
`MAE TOLBERT;
`BEAUTY
`NEW YORK CITY
`ENVIRONMENTAL
`CONTROL
`BOARD;
`DOE"
`AND "JANE
`"JOHN
`it being
`and
`any
`herein,
`
`names
`
`Plaintiff
`
`being
`
`fictitious,
`being
`to designate
`foreclosed
`
`intention
`the
`occupants
`
`all
`
`of
`of premises
`
`DOE"
`
`said
`
`Index
`
`No.
`
`Defendants.
`
`Premises:
`Mortgaged
`228 PENNSYLVANIA
`NY 11207
`BROOKLYN,
`
`AVENUE
`
`to answer
`
`the Complaint
`
`in the
`
`above
`
`entitled
`
`action
`
`within
`
`other
`
`of
`days
`(20)
`days
`after
`(30)
`by personal
`delivery
`as a defendant
`in this
`action,
`will
`to answer
`
`twenty
`
`thirty
`than
`
`or
`
`the
`service
`
`may
`result
`
`TO THE ABOVE NAMED
`YOU ARE HEREBY
`to serve
`of your
`a copy
`Summons,
`where
`is complete
`the State.
`The United
`
`and
`
`service
`
`the
`of
`within
`
`of
`
`this
`
`same
`
`DEFENDANT(S):
`SUMMONED
`Answer
`on the
`
`exclusive
`
`of
`
`service
`
`States
`
`answer
`
`or appear
`
`within
`
`plaintiff's
`
`attorney
`of
`or within
`service,
`in any manner
`if designated
`Your
`failure
`
`the
`day
`is made
`of America,
`days
`service.
`of
`for
`the
`
`relief
`
`in a judgment
`
`against
`
`you
`
`deficiency
`unless
`and
`
`just
`
`balance
`the Defendant
`equitable.
`
`remains
`
`obtained
`
`(60)
`sixty
`by default
`from
`the
`sale
`a bankruptcy
`
`to appear
`in the Complaint.
`
`In the
`
`event
`
`that
`
`a
`
`demanded
`a judgment
`and
`such
`
`proceeds,
`discharge
`
`may
`other
`
`be entered
`or
`further
`
`against
`
`relief
`
`you,
`as may
`
`be
`
`NOTICE
`YOU ARE IN DANGER
`OF LOSING
`
`YOUR HOME
`
`do not
`
`respondtothis
`
`summons
`
`and
`
`complaint
`
`If
`
`you
`
`answer
`
`proceeding
`entered
`
`on the
`
`attorney
`against
`you
`
`for
`
`the mortgage
`
`and
`
`the
`
`filing
`home.
`
`and
`
`you
`
`can
`
`lose
`
`your
`
`company
`answer
`with
`
`who
`
`court,
`
`by
`serving
`filed
`this
`
`a copy
`foreclosure
`
`of
`
`the
`
`a default
`
`judgment
`
`may
`
`be
`
`20 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`Speak
`
`information
`
`go to the
`or
`to an attorney
`on how to answer
`
`the
`
`court
`
`where
`
`your
`
`case
`
`summons
`
`and
`
`protect
`
`is pending
`your
`property.
`
`for
`
`further
`
`Sending
`
`a payment
`
`to your
`
`mortgage
`
`company
`
`will
`
`not
`
`stop
`
`this
`
`foreclosure
`
`action.
`
`BY SERVING
`YOU MUST
`RESPOND
`FOR THE PLAINTIFF
`ATTORNEY
`THE COURT.
`THE ANSWER WITH
`
`A COPY OF THE ANSWER
`(MORTGAGE
`COMPANY)
`
`ON THE
`AND FILING
`
`KINGS
`the mortgaged
`
`County
`premises.
`
`is designated
`
`as the
`
`place
`
`of
`
`trial.
`
`The
`
`basis
`
`of
`
`venue
`
`is the
`
`location
`
`of
`
`Dated:
`
`September
`
`L L,
`
`2013
`
`BLOCK:
`LOT:
`
`35
`
`3720
`
`/ 4
`
`, Êsq.sq.
`CRANE,
`for Plaintiff
`
`K. Broyl
`SUC
`
`M
`FEIN,
`Attorneys
`
`LLP
`
`Address
`
`Street,
`New York
`No.
`
`(585)
`
`Suite
`
`1800
`
`14614
`
`232-7400
`
`and P.O.
`Office
`28 East Main
`
`Rochester,
`Telephone
`CHJNCO34
`
`21 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`
`RECEIVED NYSCEF: 02/01/2018
`
`NATURE
`
`AND OBJECT
`
`OF ACTION
`
`The
`the County
`
`of
`object
`of KINGS,
`
`the
`
`above
`is to foreclose
`action
`of New York
`
`as more
`
`State
`
`a mortgage
`
`held
`
`by
`
`particularly
`
`described
`
`the Plaintiff
`recorded
`in the Complaint
`
`herein.
`
`in
`
`TO THE DEFENDANT,
`
`the
`
`plaintiff
`
`makes
`
`no personal
`
`claim
`
`against
`
`you
`
`in this
`
`action.
`
`22 of 120
`
`

`

`FILED: KINGS COUNTY CLERK 02/01/2018 10:23 AM
`FILED: KINGS COUNTY CLERK 02m2018 10:23 AM
`
`NYSCEF DOC. NO.
`90
`NYSCEF DOC. NO. 90
`
`INDEX NO. 505837/2013
`INDEX NO~ 505837/2013
`
`
`
`
`
`RaCaIVaD VYSCEF: 02/01/2018
`RECEIVED NYSCEF: 02/01/2018
`
`
`
`NOTICE OF RIGHTS
`NOTICE
`OF RIGHTS
`
`THAT WE ARE ATTEMPTING
`YOU ARE HEREBY
`PUT ON NOTICE
`A
`YOU ARE HEREBY PUT ON NOTICE THAT WE ARE ATTEMPTING TO COLLECT A
`TO COLLECT
`AND ANY INFORMATION
`BE USED
`OBTAINED
`WILL
`FOR THAT
`PURPOSE.
`DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
`DEBT,
`
`UNLESS YOU DISPUTE THE VALIDITY OF THIS DEBT OR ANY PORTION THEREOF
`YOU DISPUTE
`DEBT OR ANY PORTION
`THE VALIDITY
`OF THIS
`UNLESS
`THEREOF
`YOUR RECEIPT
`WE WILL
`ASSUME
`WITHIN
`THIRTY
`(30) DAYS
`AFTER
`WITHIN THIRTY (30) DAYS AFTER YOUR RECEIPT HEREOF, WE WILL ASSUME
`HEREOF,
`THAT
`THE DEBT
`IS VALID.
`THAT THE DEBT IS VALID.
`
`AND NOTIFY
`SHOULD YOU DISPUTE TIHS DEBT AND NOTIFY US IN WRITING OF THE DISPUTE
`YOU DISPUTE
`SHOULD
`DEBT
`US IN WRITING
`OF THE DISPUTE
`THIS
`(30) DAYS, WE WILL
`YOU WITH
`WITHIN
`THIRTY
`PROVIDE
`OF THE
`VERIFICATION
`WITHIN THIRTY (3 0) DAYS,