ELECTRONICALLY
`F I L E D
`
`Superior Court of California,
`County of San Francisco
`02/20/2024
`Clerk of the Court
`BY: RONNIE OTERO
`Deputy Clerk
`
`
`
`File No. 21-27993-0
`Robert Scott Kennard
`State Bar No. 117017
`Gloria Zarco
`State Bar No. 199702
`NELSON AND KENNARD
`Street Address:
`5011 Dudley Blvd., Bldg. 250, Bay G
`McClellan, CA 95652
`Mailing Address:
`P.O. Box 13807
`Sacramento, CA 95853
`Telephone: (916) 920-2295
`Facsimile: (916) 920-0682
`
`Attorneys for Plaintiff
`CAVALRY SPV I, LLC
`
`
`
`
`SUPERIOR COURT OF CALIFORNIA
`COUNTY OF SAN FRANCISCO
`LIMITED CIVIL CASE
`
`
`
`
`Plaintiff,
`
`
`CAVALRY SPV I, LLC,
`
`
`
`
`
`MILES A GARNIER, et al.
`
`
`
` Defendants.
`
`vs.
`
`CASE NO. CGC-22-600929
`)
`
`)
`PLAINTIFF’S TRIAL EXHIBITS
`)
`
`)
`
`)
`DATE: 03/04/2024
`)
`TIME: 9:30 a.m.
`)
`DEPT: 206
`)
`
`)
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`Plaintiff CAVALRY SPV I, LLC submits the following as and for
`
`23
`
`its Trial Exhibits:
`
`24
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`26
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`27
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`28
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`
`
`Exhibit
`No.
`
`1
`
`
`
`
`
`
`
`
`
`
`Description
`
` Offered Admitted
`
`
`Statements of account from
`March, 2017 through March,
`2019
`
`
`
`
`
`
`
`
`
`
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`
`
`
`
`PLAINTIFF’S TRIAL EXHIBITS - 1
`
`
`

`

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`28
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`2
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`3
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`
`
`
`
`
`
`
`Citibank, N.A.’s credit card
`member agreement effective
`11/19/07
`
`Bill of Sale / Chain of Title
`/ Assignment of Account
`evidencing the
`transfer/assignment of the
`account from Citibank, N.A.
`to Plaintiff
`
`
`
`
`
`
`
`
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`PLAINTIFF’S TRIAL EXHIBITS - 2
`
`

`

`EXHIBIT 1
`
`P. 0001 of 0080
`
`EXHIBIT 1
`
`P. 0001 of 0080
`
`

`

`
`
`For Payments, send check to: CITI CARDS, PO BOX 78045, PHOENIX, AZ, 85062-8045
`Pay online
`Pay by phone
`Pay by mail
`�
`�
`Total Purchases
`+$0.00
`Please make check payable to CITI CARDS.
`Total ThankYou Member
`Available Point Balance:
`» See page 3 for more information
` about your rewards.
`Monthly Activity by Category
`745
`®
`Amount enclosed:
`Minimum payment due
`$92.17
`New balance
`$4,445.09
`Payment due date
`04/17/17
`Billing Inquiries and Customer Service
`www.citicards.com
`MILES A GARNIER
`02/23/17-03/22/17
`MARCH STATEMENT
`Minimum payment due:
`$92.17
`New balance as of 03/22/17:
`$4,445.09
`Payment due date:
`04/17/17
`CITI CARDS
`PO BOX 78045
`PHOENIX, AZ 85062-8045
`MILES A GARNIER
`77 CHULA LN
`SAN FRANCISCO CA 94114-1725
`
` 000000 PM 00 A 0
`www.citicards.com
`1-866-834-9486
`
`Use this coupon
`Account number ending in 9559
`as of 02/28/17
`
`
`BOX 6500 SIOUX FALLS, SD 57117
`1-866-834-9486, (TTY: 711)
`Member Since 2007 Account number ending in: 9559
`Billing Period:
`Enclose a valid check or money order payable
`to CITI CARDS. No cash or foreign currency.
`Write the last four digits of your
`account number on your check.
`9559
`Citi Professional Card
`P. 0002 of 0080
`
`

`

`
`Payments, Credits and Adjustments
`Total Payments, Credits and Adjustments
`-$95.26
`Fees and Finance Charges
`Total Fees and Finance Charges
`$48.17
`Total Interest Charge/FINANCE CHARGE
`$48.17
`Annual Percentage Rate (APR)
`Member ID: 8910231162046836
`ThankYou Points Earned This Period
`Total Earned
`0
`Total Earned
`0
`» Visit thankyou.com
` to redeem points or see full
` rewards details.
`Transactions
`Interest Charge/Finance Charge Summary
`Account messages
`Nominal APR
`Balance Subject to
`Finance Charge
`Periodic
`FINANCE CHARGE
`Transaction Fee/
`FINANCE CHARGE
`www.citicards.com
`Customer Service 1-866-834-9486
`(TTY: 711)
`MILES A GARNIER
`Page 2 of 2
`Trans.
`date
`Post
`date
`Description
`Amount
`03/15
`PAYMENT THANK YOU
`-$95.26
`Standard Purch
`03/22
`PURCHASES*INTEREST CHARGE*PERIODIC RATE
`$48.17
`Days in billing cycle: 28
`
`PURCHASES
` Standard Purch
`13.990%
`$4,488.25
`$48.17
`$0.00
`CASH ADVANCES (continued)
` Standard Adv
`19.990%
`$0.00
`$0.00
`$0.00
`Bonus Points may take one to two billing
`cycles to appear on your statement. Please
`refer to the specific terms and conditions
`pertaining to the promotion for further
`details.
`Did you know that with a single phone call, a Citi Client First Account
`Specialist can provide you with information and options that may be available
`on all of your Citibank accounts? Please contact us Monday - Friday 7:00AM -
`10:00PM; Saturday 7:00AM - 7:00PM; Sunday 8:00AM - 7:00PM Central time at
`1-866-680-8625 to speak with an Account Specialist for more information.
`Base
` 0
`Category Bonus
`+ 0
`Merchant Bonus
`+ 0
`Cardmember Bonus
`+ 0
`Adjusted
`+ 0
`
`ThankYou Points Earned Year to Date
`Total Base
`0
`Total Bonus
`+ 0
`Total Adjusted
`+ 0
`
`Your
`is the annual interest rate on your account.
`Your annual percentage rates (APRs) and periodic rates may vary. (D) and (F) indicates a daily
`periodic rate. (M) indicates monthly periodic rate.
`
`
`P. 0003 of 0080
`
`

`

`
`
`For Payments, send check to: CITI CARDS, PO BOX 78045, PHOENIX, AZ, 85062-8045
`Pay online
`Pay by phone
`Pay by mail
`�
`�
`Total Purchases
`+$0.00
`Please make check payable to CITI CARDS.
`Total ThankYou Member
`Available Point Balance:
`» See page 3 for more information
` about your rewards.
`Monthly Activity by Category
`745
`®
`Amount enclosed:
`Minimum payment due
`$100.18
`New balance
`$4,409.10
`Payment due date
`05/16/17
`Billing Inquiries and Customer Service
`www.citicards.com
`MILES A GARNIER
`03/23/17-04/24/17
`APRIL STATEMENT
`Minimum payment due:
`$100.18
`New balance as of 04/24/17:
`$4,409.10
`Payment due date:
`05/16/17
`CITI CARDS
`PO BOX 78045
`PHOENIX, AZ 85062-8045
`MILES A GARNIER
`77 CHULA LN
`SAN FRANCISCO CA 94114-1725
`
` 000000 PM 00 A 0
`www.citicards.com
`1-866-834-9486
`
`Use this coupon
`Account number ending in 9559
`as of 03/31/17
`
`
`BOX 6500 SIOUX FALLS, SD 57117
`1-866-834-9486, (TTY: 711)
`Member Since 2007 Account number ending in: 9559
`Billing Period:
`Enclose a valid check or money order payable
`to CITI CARDS. No cash or foreign currency.
`Write the last four digits of your
`account number on your check.
`9559
`Citi Professional Card
`P. 0004 of 0080
`
`

`

`
`Payments, Credits and Adjustments
`Total Payments, Credits and Adjustments
`-$92.17
`Fees and Finance Charges
`Total Fees and Finance Charges
`$56.18
`Total Interest Charge/FINANCE CHARGE
`$56.18
`Annual Percentage Rate (APR)
`Member ID: 8910231162046836
`ThankYou Points Earned This Period
`Total Earned
`0
`Total Earned
`0
`» Visit thankyou.com
` to redeem points or see full
` rewards details.
`Transactions
`Interest Charge/Finance Charge Summary
`Account messages
`Nominal APR
`Balance Subject to
`Finance Charge
`Periodic
`FINANCE CHARGE
`Transaction Fee/
`FINANCE CHARGE
`www.citicards.com
`Customer Service 1-866-834-9486
`(TTY: 711)
`MILES A GARNIER
`Page 2 of 2
`Trans.
`date
`Post
`date
`Description
`Amount
`04/14
`PAYMENT THANK YOU
`-$92.17
`Standard Purch
`04/24
`PURCHASES*INTEREST CHARGE*PERIODIC RATE
`$56.18
`Days in billing cycle: 33
`
`PURCHASES
` Standard Purch
`13.990%
`$4,441.68
`$56.18
`$0.00
`CASH ADVANCES (continued)
` Standard Adv
`19.990%
`$0.00
`$0.00
`$0.00
`Bonus Points may take one to two billing
`cycles to appear on your statement. Please
`refer to the specific terms and conditions
`pertaining to the promotion for further
`details.
`Did you know that with a single phone call, a Citi Client First Account
`Specialist can provide you with information and options that may be available
`on all of your Citibank accounts? Please contact us Monday - Friday 7:00AM -
`10:00PM; Saturday 7:00AM - 7:00PM; Sunday 8:00AM - 7:00PM Central time at
`1-866-680-8625 to speak with an Account Specialist for more information.
`Base
` 0
`Category Bonus
`+ 0
`Merchant Bonus
`+ 0
`Cardmember Bonus
`+ 0
`Adjusted
`+ 0
`
`ThankYou Points Earned Year to Date
`Total Base
`0
`Total Bonus
`+ 0
`Total Adjusted
`+ 0
`
`Your
`is the annual interest rate on your account.
`Your annual percentage rates (APRs) and periodic rates may vary. (D) and (F) indicates a daily
`periodic rate. (M) indicates monthly periodic rate.
`
`
`P. 0005 of 0080
`
`

`

`
`
`For Payments, send check to: CITI CARDS, PO BOX 78045, PHOENIX, AZ, 85062-8045
`Pay online
`Pay by phone
`Pay by mail
`�
`�
`Total Purchases
`+$0.00
`Please make check payable to CITI CARDS.
`Total ThankYou Member
`Available Point Balance:
`» See page 3 for more information
` about your rewards.
`Monthly Activity by Category
`745
`®
`Amount enclosed:
`Minimum payment due
`$90.26
`New balance
`$4,356.18
`Payment due date
`06/16/17
`Billing Inquiries and Customer Service
`www.citicards.com
`MILES A GARNIER
`04/25/17-05/22/17
`MAY STATEMENT
`Minimum payment due:
`$90.26
`New balance as of 05/22/17:
`$4,356.18
`Payment due date:
`06/16/17
`CITI CARDS
`PO BOX 78045
`PHOENIX, AZ 85062-8045
`MILES A GARNIER
`77 CHULA LN
`SAN FRANCISCO CA 94114-1725
`
` 000000 PM 00 A 0
`www.citicards.com
`1-866-834-9486
`
`Use this coupon
`Account number ending in 9559
`as of 04/30/17
`
`
`BOX 6500 SIOUX FALLS, SD 57117
`1-866-834-9486, (TTY: 711)
`Member Since 2007 Account number ending in: 9559
`Billing Period:
`Enclose a valid check or money order payable
`to CITI CARDS. No cash or foreign currency.
`Write the last four digits of your
`account number on your check.
`9559
`Citi Professional Card
`P. 0006 of 0080
`
`

`

`
`Payments, Credits and Adjustments
`Total Payments, Credits and Adjustments
`-$100.18
`Fees and Finance Charges
`Total Fees and Finance Charges
`$47.26
`Total Interest Charge/FINANCE CHARGE
`$47.26
`Annual Percentage Rate (APR)
`Member ID: 8910231162046836
`ThankYou Points Earned This Period
`Total Earned
`0
`Total Earned
`0
`» Visit thankyou.com
` to redeem points or see full
` rewards details.
`Transactions
`Interest Charge/Finance Charge Summary
`Account messages
`Nominal APR
`Balance Subject to
`Finance Charge
`Periodic
`FINANCE CHARGE
`Transaction Fee/
`FINANCE CHARGE
`www.citicards.com
`Customer Service 1-866-834-9486
`(TTY: 711)
`MILES A GARNIER
`Page 2 of 2
`Trans.
`date
`Post
`date
`Description
`Amount
`05/15
`PAYMENT THANK YOU
`-$100.18
`Standard Purch
`05/22
`PURCHASES*INTEREST CHARGE*PERIODIC RATE
`$47.26
`Days in billing cycle: 28
`
`PURCHASES
` Standard Purch
`13.990%
`$4,403.33
`$47.26
`$0.00
`CASH ADVANCES (continued)
` Standard Adv
`19.990%
`$0.00
`$0.00
`$0.00
`Bonus Points may take one to two billing
`cycles to appear on your statement. Please
`refer to the specific terms and conditions
`pertaining to the promotion for further
`details.
`Did you know that with a single phone call, a Citi Client First Account
`Specialist can provide you with information and options that may be available
`on all of your Citibank accounts? Please contact us Monday - Friday 7:00AM -
`10:00PM; Saturday 7:00AM - 7:00PM; Sunday 8:00AM - 7:00PM Central time at
`1-866-680-8625 to speak with an Account Specialist for more information.
`Base
` 0
`Category Bonus
`+ 0
`Merchant Bonus
`+ 0
`Cardmember Bonus
`+ 0
`Adjusted
`+ 0
`
`ThankYou Points Earned Year to Date
`Total Base
`0
`Total Bonus
`+ 0
`Total Adjusted
`+ 0
`
`Your
`is the annual interest rate on your account.
`Your annual percentage rates (APRs) and periodic rates may vary. (D) and (F) indicates a daily
`periodic rate. (M) indicates monthly periodic rate.
`
`
`P. 0007 of 0080
`
`

`

`
`
`For Payments, send check to: CITI CARDS, PO BOX 78045, PHOENIX, AZ, 85062-8045
`Pay online
`Pay by phone
`Pay by mail
`�
`�
`Total Purchases
`+$0.00
`Please make check payable to CITI CARDS.
`Total ThankYou Member
`Available Point Balance:
`» See page 3 for more information
` about your rewards.
`Monthly Activity by Category
`745
`®
`Amount enclosed:
`Minimum payment due
`$95.71
`New balance
`$4,318.63
`Payment due date
`07/17/17
`Billing Inquiries and Customer Service
`www.citicards.com
`MILES A GARNIER
`05/23/17-06/22/17
`JUNE STATEMENT
`Minimum payment due:
`$95.71
`New balance as of 06/22/17:
`$4,318.63
`Payment due date:
`07/17/17
`CITI CARDS
`PO BOX 78045
`PHOENIX, AZ 85062-8045
`MILES A GARNIER
`77 CHULA LN
`SAN FRANCISCO CA 94114-1725
`
` 000000 PM 00 A 0
`www.citicards.com
`1-866-834-9486
`
`Use this coupon
`Account number ending in 9559
`as of 05/31/17
`
`
`BOX 6500 SIOUX FALLS, SD 57117
`1-866-834-9486, (TTY: 711)
`Member Since 2007 Account number ending in: 9559
`Billing Period:
`Enclose a valid check or money order payable
`to CITI CARDS. No cash or foreign currency.
`Write the last four digits of your
`account number on your check.
`9559
`Citi Professional Card
`P. 0008 of 0080
`
`

`

`
`Payments, Credits and Adjustments
`Total Payments, Credits and Adjustments
`-$90.26
`Fees and Finance Charges
`Total Fees and Finance Charges
`$52.71
`Total Interest Charge/FINANCE CHARGE
`$52.71
`Annual Percentage Rate (APR)
`Member ID: 8910231162046836
`ThankYou Points Earned This Period
`Total Earned
`0
`Total Earned
`0
`» Visit thankyou.com
` to redeem points or see full
` rewards details.
`Transactions
`Interest Charge/Finance Charge Summary
`Account messages
`Nominal APR
`Balance Subject to
`Finance Charge
`Periodic
`FINANCE CHARGE
`Transaction Fee/
`FINANCE CHARGE
`www.citicards.com
`Customer Service 1-866-834-9486
`(TTY: 711)
`MILES A GARNIER
`Page 2 of 2
`Trans.
`date
`Post
`date
`Description
`Amount
`06/15
`PAYMENT THANK YOU
`-$90.26
`Standard Purch
`06/22
`PURCHASES*INTEREST CHARGE*PERIODIC RATE
`$52.71
`Days in billing cycle: 31
`
`PURCHASES
` Standard Purch
`14.240%
`$4,358.44
`$52.71
`$0.00
`CASH ADVANCES (continued)
` Standard Adv
`19.990%
`$0.00
`$0.00
`$0.00
`Bonus Points may take one to two billing
`cycles to appear on your statement. Please
`refer to the specific terms and conditions
`pertaining to the promotion for further
`details.
`Did you know that with a single phone call, a Citi Client First Account
`Specialist can provide you with information and options that may be available
`on all of your Citibank accounts? Please contact us Monday - Friday 7:00AM -
`10:00PM; Saturday 7:00AM - 7:00PM; Sunday 8:00AM - 7:00PM Central time at
`1-866-680-8625 to speak with an Account Specialist for more information.
`Base
` 0
`Category Bonus
`+ 0
`Merchant Bonus
`+ 0
`Cardmember Bonus
`+ 0
`Adjusted
`+ 0
`
`ThankYou Points Earned Year to Date
`Total Base
`0
`Total Bonus
`+ 0
`Total Adjusted
`+ 0
`
`Your
`is the annual interest rate on your account.
`Your annual percentage rates (APRs) and periodic rates may vary. (D) and (F) indicates a daily
`periodic rate. (M) indicates monthly periodic rate.
`
`
`P. 0009 of 0080
`
`

`

`
`
`For Payments, send check to: CITI CARDS, PO BOX 78045, PHOENIX, AZ, 85062-8045
`Pay online
`Pay by phone
`Pay by mail
`�
`�
`Total Purchases
`+$0.00
`Please make check payable to CITI CARDS.
`Total ThankYou Member
`Available Point Balance:
`» See page 3 for more information
` about your rewards.
`Monthly Activity by Category
`745
`®
`Amount enclosed:
`Minimum payment due
`$95.83
`New balance
`$4,276.75
`Payment due date
`08/16/17
`Billing Inquiries and Customer Service
`www.citicards.com
`MILES A GARNIER
`06/23/17-07/24/17
`JULY STATEMENT
`Minimum payment due:
`$95.83
`New balance as of 07/24/17:
`$4,276.75
`Payment due date:
`08/16/17
`CITI CARDS
`PO BOX 78045
`PHOENIX, AZ 85062-8045
`MILES A GARNIER
`77 CHULA LN
`SAN FRANCISCO CA 94114-1725
`
` 000000 PM 00 A 0
`www.citicards.com
`1-866-834-9486
`
`Use this coupon
`Account number ending in 9559
`as of 05/31/17
`
`
`BOX 6500 SIOUX FALLS, SD 57117
`1-866-834-9486, (TTY: 711)
`Member Since 2007 Account number ending in: 9559
`Billing Period:
`Enclose a valid check or money order payable
`to CITI CARDS. No cash or foreign currency.
`Write the last four digits of your
`account number on your check.
`9559
`Citi Professional Card
`P. 0010 of 0080
`
`

`

`
`Payments, Credits and Adjustments
`Total Payments, Credits and Adjustments
`-$95.71
`Fees and Finance Charges
`Total Fees and Finance Charges
`$53.83
`Total Interest Charge/FINANCE CHARGE
`$53.83
`Annual Percentage Rate (APR)
`Member ID: 8910231162046836
`ThankYou Points Earned This Period
`Total Earned
`0
`Total Earned
`0
`» Visit thankyou.com
` to redeem points or see full
` rewards details.
`Transactions
`Interest Charge/Finance Charge Summary
`Account messages
`Nominal APR
`Balance Subject to
`Finance Charge
`Periodic
`FINANCE CHARGE
`Transaction Fee/
`FINANCE CHARGE
`www.citicards.com
`Customer Service 1-866-834-9486
`(TTY: 711)
`MILES A GARNIER
`Page 2 of 2
`Trans.
`date
`Post
`date
`Description
`Amount
`07/14
`PAYMENT THANK YOU
`-$95.71
`Standard Purch
`07/24
`PURCHASES*INTEREST CHARGE*PERIODIC RATE
`$53.83
`Days in billing cycle: 32
`
`PURCHASES
` Standard Purch
`14.240%
`$4,311.88
`$53.83
`$0.00
`CASH ADVANCES (continued)
` Standard Adv
`19.990%
`$0.00
`$0.00
`$0.00
`Bonus Points may take one to two billing
`cycles to appear on your statement. Please
`refer to the specific terms and conditions
`pertaining to the promotion for further
`details.
`If you contacted Customer Service regarding an issue with your account,
`please review your statement to confirm that all your transactions were
`processed correctly. If you have any questions, visit citi.com or call the
`number on the back of your card. Citi's telecommunication number for
`hearing- and speech-impaired customers is located on your billing statement
`and in the "Contact Us" section on citi.com.
`Did you know that with a single phone call, a Citi Client First Account
`Specialist can provide you with information and options that may be available
`on all of your Citibank accounts? Please contact us Monday - Friday 7:00AM -
`10:00PM; Saturday 7:00AM - 7:00PM; Sunday 8:00AM - 7:00PM Central time at
`1-866-680-8625 to speak with an Account Specialist for more information.
`Base
` 0
`Category Bonus
`+ 0
`Merchant Bonus
`+ 0
`Cardmember Bonus
`+ 0
`Adjusted
`+ 0
`
`ThankYou Points Earned Year to Date
`Total Base
`0
`Total Bonus
`+ 0
`Total Adjusted
`+ 0
`
`Your
`is the annual interest rate on your account.
`Your annual percentage rates (APRs) and periodic rates may vary. (D) and (F) indicates a daily
`periodic rate. (M) indicates monthly periodic rate.
`Reminder: Verify your account transactions
`
`
`P. 0011 of 0080
`
`

`

`
`
`For Payments, send check to: CITI CARDS, PO BOX 78045, PHOENIX, AZ, 85062-8045
`Pay online
`Pay by phone
`Pay by mail
`�
`�
`Total Purchases
`+$15.17
`Please make check payable to CITI CARDS.
`Total ThankYou Member
`Available Point Balance:
`» See page 3 for more information
` about your rewards.
`Monthly Activity by Category
`745
`®
`Amount enclosed:
`Minimum payment due
`$90.52
`New balance
`$4,244.61
`Payment due date
`09/18/17
`Billing Inquiries and Customer Service
`www.citicards.com
`MILES A GARNIER
`07/25/17-08/22/17
`AUGUST STATEMENT
`Minimum payment due:
`$90.52
`New balance as of 08/22/17:
`$4,244.61
`Payment due date:
`09/18/17
`CITI CARDS
`PO BOX 78045
`PHOENIX, AZ 85062-8045
`MILES A GARNIER
`77 CHULA LN
`SAN FRANCISCO CA 94114-1725
`
` 000000 PM 00 A 0
`www.citicards.com
`1-866-834-9486
`
`Use this coupon
`Account number ending in 9559
`as of 05/31/17
`
`
`BOX 6500 SIOUX FALLS, SD 57117
`1-866-834-9486, (TTY: 711)
`Member Since 2007 Account number ending in: 9559
`Billing Period:
`Enclose a valid check or money order payable
`to CITI CARDS. No cash or foreign currency.
`Write the last four digits of your
`account number on your check.
`9559
`Citi Professional Card
`P. 0012 of 0080
`
`

`

`
`Payments, Credits and Adjustments
`Total Payments, Credits and Adjustments
`-$95.83
`Purchases
`Services
`Total Services
`$15.17
`Total Purchases
`$15.17
`Fees and Finance Charges
`Total Fees and Finance Charges
`$48.52
`Total Interest Charge/FINANCE CHARGE
`$48.52
`Annual Percentage Rate (APR)
`Member ID: 8910231162046836
`ThankYou Points Earned This Period
`Total Earned
`15
`Total Earned
`15
`» Visit thankyou.com
` to redeem points or see full
` rewards details.
`Transactions
`Interest Charge/Finance Charge Summary
`Account messages
`Nominal APR
`Balance Subject to
`Finance Charge
`Periodic
`FINANCE CHARGE
`Transaction Fee/
`FINANCE CHARGE
`www.citicards.com
`Customer Service 1-866-834-9486
`(TTY: 711)
`MILES A GARNIER
`Page 2 of 2
`Trans.
`date
`Post
`date
`Description
`Amount
`08/15
`PAYMENT THANK YOU
`-$95.83
`Standard Purch
`07/25
`07/25
`DNH*GODADDY.COM 480-5058855 AZ
`$15.17
`Standard Purch
`08/22
`PURCHASES*INTEREST CHARGE*PERIODIC RATE
`$48.52
`Days in billing cycle: 29
`
`PURCHASES
` Standard Purch
`14.240%
`$4,288.97
`$48.52
`$0.00
`CASH ADVANCES (continued)
` Standard Adv
`19.990%
`$0.00
`$0.00
`$0.00
`Bonus Points may take one to two billing
`cycles to appear on your statement. Please
`refer to the specific terms and conditions
`pertaining to the promotion for further
`details.
`Did you know that with a single phone call, a Citi Client First Account
`Specialist can provide you with information and options that may be available
`on all of your Citibank accounts? Please contact us Monday - Friday 7:00AM -
`10:00PM; Saturday 7:00AM - 7:00PM; Sunday 8:00AM - 7:00PM Central time at
`1-866-680-8625 to speak with an Account Specialist for more information.
`Base
` 15
`Category Bonus
`+ 0
`Merchant Bonus
`+ 0
`Cardmember Bonus
`+ 0
`Adjusted
`+ 0
`
`ThankYou Points Earned Year to Date
`Total Base
`15
`Total Bonus
`+ 0
`Total Adjusted
`+ 0
`
`Your
`is the annual interest rate on your account.
`Your annual percentage rates (APRs) and periodic rates may vary. (D) and (F) indicates a daily
`periodic rate. (M) indicates monthly periodic rate.
`
`
`P. 0013 of 0080
`
`

`

`
`
`For Payments, send check to: CITI CARDS, PO BOX 78045, PHOENIX, AZ, 85062-8045
`Pay online
`Pay by phone
`Pay by mail
`�
`�
`Total Purchases
`+$0.00
`Please make check payable to CITI CARDS.
`Total ThankYou Member
`Available Point Balance:
`» See page 3 for more information
` about your rewards.
`Monthly Activity by Category
`760
`®
`Amount enclosed:
`Minimum payment due
`$93.35
`New balance
`$4,205.44
`Payment due date
`10/17/17
`Billing Inquiries and Customer Service
`www.citicards.com
`MILES A GARNIER
`08/23/17-09/22/17
`SEPTEMBER STATEMENT
`Minimum payment due:
`$93.35
`New balance as of 09/22/17:
`$4,205.44
`Payment due date:
`10/17/17
`CITI CARDS
`PO BOX 78045
`PHOENIX, AZ 85062-8045
`MILES A GARNIER
`77 CHULA LN
`SAN FRANCISCO CA 94114-1725
`
` 000000 PM 00 A 0
`www.citicards.com
`1-866-834-9486
`
`Use this coupon
`Account number ending in 9559
`as of 08/31/17
`
`
`BOX 6500 SIOUX FALLS, SD 57117
`1-866-834-9486, (TTY: 711)
`Member Since 2007 Account number ending in: 9559
`Billing Period:
`Enclose a valid check or money order payable
`to CITI CARDS. No cash or foreign currency.
`Write the last four digits of your
`account number on your check.
`9559
`Citi Professional Card
`P. 0014 of 0080
`
`

`

`
`Payments, Credits and Adjustments
`Total Payments, Credits and Adjustments
`-$90.52
`Fees and Finance Charges
`Total Fees and Finance Charges
`$51.35
`Total Interest Charge/FINANCE CHARGE
`$51.35
`Annual Percentage Rate (APR)
`Member ID: 8910231162046836
`ThankYou Points Earned This Period
`Total Earned
`0
`Total Earned
`15
`» Visit thankyou.com
` to redeem points or see full
` rewards details.
`Transactions
`Interest Charge/Finance Charge Summary
`Account messages
`Nominal APR
`Balance Subject to
`Finance Charge
`Periodic
`FINANCE CHARGE
`Transaction Fee/
`FINANCE CHARGE
`www.citicards.com
`Customer Service 1-866-834-9486
`(TTY: 711)
`MILES A GARNIER
`Page 2 of 2
`Trans.
`date
`Post
`date
`Description
`Amount
`09/15
`PAYMENT THANK YOU
`-$90.52
`Standard Purch
`09/22
`PURCHASES*INTEREST CHARGE*PERIODIC RATE
`$51.35
`Days in billing cycle: 31
`
`PURCHASES
` Standard Purch
`14.240%
`$4,246.15
`$51.35
`$0.00
`CASH ADVANCES (continued)
` Standard Adv
`19.990%
`$0.00
`$0.00
`$0.00
`Bonus Points may take one to two billing
`cycles to appear on your statement. Please
`refer to the specific terms and conditions
`pertaining to the promotion for further
`details.
`The American Red Cross is accepting donations to support their work in
`providing shelter, food, emotional support and other assistance in response to
`disasters. Visit www.redcross.org, call 1-800-RED-CROSS, or text REDCROSS
`to 90999 to make a $10 donation. Citi ThankYou® Rewards members can
`also use their points to make a donation to the American Red Cross at
`www.thankyou.com. Contributions may also be sent to your local American
`Red Cross chapter or to the American Red Cross, P.O. Box 37243, Washington,
`D.C. 20013.
`Did you know that with a single phone call, a Citi Client First Account
`Specialist can provide you with information and options that may be available
`on all of your Citibank accounts? Please contact us Monday - Friday 7:00AM -
`10:00PM; Saturday 7:00AM - 7:00PM; Sunday 8:00AM - 7:00PM Central time at
`1-866-680-8625 to speak with an Account Specialist for more information.
`Base
` 0
`Category Bonus
`+ 0
`Merchant Bonus
`+ 0
`Cardmember Bonus
`+ 0
`Adjusted
`+ 0
`
`ThankYou Points Earned Year to Date
`Total Base
`15
`Total Bonus
`+ 0
`Total Adjusted
`+ 0
`
`Your
`is the annual interest rate on your account.
`Your annual percentage rates (APRs) and periodic rates may vary. (D) and (F) indicates a daily
`periodic rate. (M) indicates monthly periodic rate.
`
`
`P. 0015 of 0080
`
`

`

`
`
`For Payments, send check to: CITI CARDS, PO BOX 78045, PHOENIX, AZ, 85062-8045
`Pay online
`Pay by phone
`Pay by mail
`�
`�
`Total Purchases
`+$0.00
`Please make check payable to CITI CARDS.
`Total ThankYou Member
`Available Point Balance:
`» See page 3 for more information
` about your rewards.
`Monthly Activity by Category
`760
`®
`Amount enclosed:
`Minimum payment due
`$91.86
`New balance
`$4,162.95
`Payment due date
`11/16/17
`Billing Inquiries and Customer Service
`www.citicards.com
`MILES A GARNIER
`09/23/17-10/23/17
`OCTOBER STATEMENT
`Minimum payment due:
`$91.86
`New balance as of 10/23/17:
`$4,162.95
`Payment due date:
`11/16/17
`CITI CARDS
`PO BOX 78045
`PHOENIX, AZ 85062-8045
`MILES A GARNIER
`77 CHULA LN
`SAN FRANCISCO CA 94114-1725
`
` 000000 PM 00 A 0
`www.citicards.com
`1-866-834-9486
`
`Use this coupon
`Account number ending in 9559
`as of 09/30/17
`
`
`BOX 6500 SIOUX FALLS, SD 57117
`1-866-834-9486, (TTY: 711)
`Member Since 2007 Account number ending in: 9559
`Billing Period:
`Enclose a valid check or money order payable
`to CITI CARDS. No cash or foreign currency.
`Write the last four digits of your
`account number on your check.
`9559
`Citi Professional Card
`P. 0016 of 0080
`
`

`

`
`Payments, Credits and Adjustments
`Total Payments, Credits and Adjustments
`-$93.35
`Fees and Finance Charges
`Total Fees and Finance Charges
`$50.86
`Total Interest Charge/FINANCE CHARGE
`$50.86
`Annual Percentage Rate (APR)
`Member ID: 8910231162046836
`ThankYou Points Earned This Period
`Total Earned
`0
`Total Earned
`15
`» Visit thankyou.com
` to redeem points or see full
` rewards details.
`Transactions
`Interest Charge/Finance Charge Summary
`Account messages
`Nominal APR
`Balance Subject to
`Finance Charge
`Periodic
`FINANCE CHARGE
`Transaction Fee/
`FINANCE CHARGE
`www.citicards.com
`Customer Service 1-866-834-9486
`(TTY: 711)
`MILES A GARNIER
`Page 2 of 2
`Trans.
`date
`Post
`date
`Description
`Amount
`10/16
`PAYMENT THANK YOU
`-$93.35
`Standard Purch
`10/23
`PURCHASES*INTEREST CHARGE*PERIODIC RATE
`$50.86
`Days in billing cycle: 31
`
`PURCHASES
` Standard Purch
`14.240%
`$4,206.02
`$50.86
`$0.00
`CASH ADVANCES (continued)
` Standard Adv
`19.990%
`$0.00
`$0.00
`$0.00
`Bonus Points may take one to two billing
`cycles to appear on your statement. Please
`refer to the specific terms and conditions
`pertaining to the promotion for further
`details.
`Did you know that with a single phone call, a Citi Client First Account
`Specialist can provide you with information and options that may be available
`on all of your Citibank accounts? Please contact us Monday - Friday 7:00AM -
`10:00PM; Saturday 7:00AM - 7:00PM; Sunday 8:00AM - 7:00PM Central time at
`1-866-680-8625 to speak with an Account Specialist for more information.
`Base
` 0
`Category Bonus
`+ 0
`Merchant Bonus
`+ 0
`Cardmember Bonus
`+ 0
`Adjusted
`+ 0
`
`ThankYou Points Earned Year to Date
`Total Base
`15
`Total Bonus
`+ 0
`Total Adjusted
`+ 0
`
`Your
`is the annual interest rate on your account.
`Your annual percentage rates (APRs) and periodic rates may vary. (D) and (F) indicates a daily
`periodic rate. (M) indicates monthly periodic rate.
`
`
`P. 0017 of 0080
`
`

`

`
`
`For Payments, send check to: CITI CARDS, PO BOX 78045, PHOENIX, AZ, 85062-8045
`Pay online
`Pay by phone
`Pay by mail
`�
`�
`Total Purchases
`+$0.00
`Please make check payable to CITI CARDS.
`Total ThankYou Member
`Available Point Balance:
`» See page 3 for more information
` about your rewards.
`Monthly Activity by Category
`760
`®
`Amount enclosed:
`Minimum payment due
`$89.71
`New balance
`$4,119.80
`Payment due date
`12/18/17
`Billing Inquiries and Customer Service
`www.citicards.com
`MILES A GARNIER
`10/24/17-11/22/17
`NOVEMBER STATEMENT
`Minimum payment due:
`$89.71
`New balance as of 11/22/17:
`$4,119.80
`Payment due date:
`12/18/17
`CITI CARDS
`PO BOX 78045
`PHOENIX, AZ 85062-8045
`MILES A GARNIER
`77 CHULA LN
`SAN FRANCISCO CA 94114-1725
`
` 000000 PM 00 A 0
`www.citicards.com
`1-866-834-9486
`
`Use this coupon
`Account number ending in 9559
`as of 10/31/17
`
`
`BOX 6500 SIOUX FALLS, SD 57117
`1-866-834-9486, (TTY: 711)
`Member Since 2007 Account number ending in: 9559
`Billing Period:
`Enclose a valid check or money order payable
`to CITI CARDS. No cash or foreign currency.
`Write the last four digits of your
`account number on your check.
`9559
`Citi Professional Card
`P. 0018 of 0080
`
`

`

`
`Payments, Credits and Adjustments
`Total Payments, Credits and Adjustments
`-$91.86
`Fees and Finance Charges
`Total Fees and Finance Charges
`$48.71
`Total Interest Charge/FINANCE CHARGE
`$48.71
`Annual Percentage Rate (APR)
`Member ID: 8910231162046836
`ThankYou Points Earned This Period
`Total Earned
`0
`Total Earned
`15
`» Visit thankyou.com
` to redeem points or see full
` rewards details.
`Transactions
`Interest Charge/Finance Charge Summary
`Account messages
`Nominal APR
`Balance Subject to
`Finance Charge
`Periodic
`FINANCE CHARGE
`Transaction Fee/
`FINANCE CHARGE
`www.citicards.com
`Customer Service 1-866-834-9486
`(TTY: 711)
`MILES A GARNIER
`Page 2 of 2
`Trans.
`date
`Post
`date
`Description
`Amount
`11/15
`PAYMENT THANK YOU
`-$91.86
`Standard Purch
`11/22
`PURCHASES*INTEREST CHARGE*PERIODIC RATE
`$48.71
`Days in billing cycle: 30
`
`PURCHASES
` Standard Purch
`14.240%
`$4,162.05
`$48.71
`$0.00
`CASH ADVANCES (continued)
` Standard Adv
`19.990%
`$0.00
`$0.00
`$0.00
`Bonus Points may take one to two billing
`cycles to appear on your statement. Please
`refer to the specific terms and conditions
`pertaining to the promotion for further
`details.
`The American Red Cross is accepting donations to support their work in
`providing shelter, food, emotional support and other assistance in response to
`disasters. Visit www.redcross.org, call 1-800-RED-CROSS, or text REDCROSS
`to 90999 to make a $10 donation. Citi ThankYou® Rewards members can
`also use their points to make a donation to the American Red Cross at
`www.thankyou.com. Contributions may also be sent to your local American
`Red Cross chapter or to the American Red Cross, P.O. Box 37243, Washington,
`D.C. 20013.
`Did you know that with a single phone call, a Citi Client First Account
`Specialist can provide you with information and options that may be available
`on all of your Citibank accounts? Please contact us Monday - Friday 7:00AM -
`10:00PM; Saturday 7:00AM - 7:00PM; Sunday 8:00AM - 7:00PM Central time at
`1-866-680-8625 to speak with an Account Specialist for more information.
`Base
` 0
`Category Bonus
`+ 0
`Merchant Bonus
`+ 0
`Cardmember Bonus
`+ 0
`Adjusted
`+ 0
`
`ThankYou Points Earned Year to Date
`Total Base
`15
`Total Bonus
`+ 0
`Total Adjusted
`+ 0
`
`Your
`is the annual interest rate on your account.
`Your annual percentage rates (APRs) and periodic rates may vary. (D) and (F) indicates a daily