JD-CV-103 Rav, 7-09
`
`AND YOU ARE IN DANGER OF LOSING-YOURPROPERTY-
`
`YOU ARE BEING SUED"
`
`str
`
`ltyitoed gan
`
`The Connecticut Superior Court requires thatthis notice be sentte you about the residential foreclosureprocass.
`This is not jegal advice. Please readit carefully,
`
`itis important that you learn about your options in foreclosure, Thera are government agencies, legalaid
`programs and other non-profit organizations that you may call far Information aboutforeclosure.
`
`To protect yourrights, you should speak to an attomey or go to the foreclosure clerk, foreclosure caseflow
`coordinator or Court Service Centerin the Court where your case wasfiled for Information on what to do next,
`If you do not take action, you could lose your property.
`
`If you do notfile an Appearance formwith the Court, you will not get Important notices about your case
`AND tho Court may make a decision (enter a defaultJudgment) against you.File the Appearance form at the
`Court where your case is pending.
`
`You should also work with your lenderor other person bringing thts lawsuit or, If this foreclosure Involves your
`home,to contact a HUD-certlfled housing counselor during this process.
`
`If this foreclosure Involves your home, you may be eligible for the Foreclosure
`Mediation program. Informatlon about the program is attached to these papers
`andis also avallable at any Superior Court Judicial District courthouse or on the
`courts website at www.fud.ctgov. To locate assistance near you, YOu may call
`the Connecticut Housing Finance Authority's
`call
`center
`toll
`free
`at
`1-877-571-2432, Customer Service Representatives are avaliable Monday
`
`through Friday from 8:30 a.m, to 5:00 p.m. You may also call 2-1-1 for other help.
`
`PROCEED WITH CAUTION
`You may be contacted by people offering to help you avald foreclosure. Please follow these procautians:
`
`1,
`2.
`5.
`
`Get iagal advice before entering into any deal involving your house.
`Gel legal advice before paying any money to anyone offering to help you avold foraclosure,
`Bo nat sign any payars you do nat understand.
`
`READ THE PAPERS UNDER THIS NOTICE
`
`

`

`UNIFORM FORECLOSURE
`STANDING ORDERS
`ID-CV-104,
`roy, 4-14
`
`STATE OF CONNECTICUT
`SUPERIORCOURT
`
`Eifective September t, 2009,efiling of all foreclosure matters was made mandatory for attorneys and firms
`absent an exciusion from E-Services.All pleadings, motions and documents, with the exception of the
`Committee Deed, fn a foreclosure matler which is a 6 million or € million series case must be filed
`alectronically, Ail documents necessary to obtain Judgmentof Foreclosure as set forth In the Uniform
`Procedures for Foreclosure Judgment Presentation [nstructlons (JD-C'V-78) exceptoriginal notes, mortgage
`deeds and assignment of mortgages, must be efiled separately using the appropriatetitle ofthe document by
`8:00 a.m. on the Friday before the Monday Short Catendar.
`The notice "You Are Baing Sued and You Are in Dangerof Losing Your Property" (JD-CV¥-103) must be
`attached as a cover sheetto the top of the Summons and Complaintin all residential forectosure actions,
`The plaintiffs preliminary statement ofdebt must Include the principal, Interest, per diem, escrow advances
`and corporata advances.
`
`» Within 10 days following the entry ofJudgmentofstrict foreclosure ihe plaintiff must send a letter by certified
`mail, retum receipt raquested, and by regular mail, to all hon-appearlng defendant owners of the equity and a
`copy of the notice must ba sentta the clarks office, The {etter must contaln the following information; a.) the
`letter Is being sent by orderofthe Superlor Court: b.) the terms of the judgmentof strict foreclosure: c.) non-
`appearing defendant owner(s) of equity risk the loss of the propertyIf thayfail te take steps to protect thelr
`interest in the property on or before the defendant owners’ law day; d.} non-appearing defendant owner(s)
`should eltherfile an Individual appearance or have counselfile an appearanée in orderto protect thelr
`interest fn the equity. The plaintiff must file the retum receipt with the Court, The Plalntiff Must Not File A
`Cartificate Of Foreclosure On The Land Records Before Proof Of Malling Has Been Filed With The Court.
`lf the court grants a motlon by the plaintiff to.open a judgmentforthe purpose of vacating the judgment due
`to a loss mitigation initiative with any of the borrowers regarding the mortgage loan, Including, without
`limitation, a repayment plan, and the court requires a withdrawalof action as a condition of-granting the
`motion to open thejudgment, the court will retain Jurisdiction overthe actlon for the purpose of acting ona
`motion by the plaintiff to restore tha case to the docket. Any motion to restore the caseto the docket must be
`filed within 120 days of the date of the filing of the withdrawal,
`
`- Ata hearing on a motion to open judgmentafter bankruptcyin order to set a new sale or law dateafter
`racelving relief from the automatic bankruptcy stay, a bankruptcy dismissal or any other bankruptey order or
`law thatallows the plaintiff fo proceed withits foreclosure action, tha plaintiff must present to the court an
`updated affidavit of debt that the court will use fo make a new finding ofthe Judgment debt as of the date of
`the hearing. Additionally,if the last finding made by the court as to the fair market value ofthe promises Is
`more than 120 days old, then the plalntif must atso present to the court an updated appraisal for the court to
`thake an updated finding of the fair market value of the Premises on the date ofthe hearlng.
`During the redamption period, the purchaseror the municipality must have a sufficient insurable interest in
`buildings and improvements upon the property to insure them agalnstfire and otherrisk of physical loss, and
`may petition the Superior Court for the appointmentofarecelverorfor other equitable rellefif thera is an
`imminent danger of damageto, or destructionof, the property or imminent dangerofinjury to persons or to
`other property resulting from conditions on the property or on adjoining properties.
`
`

`

`Instructions
`+"otf Type-orprint.
`Towneae
`"2. For Criminal and Motor Vehicle cases; Fill out the form,
`“Including the certification section at the bottom of the
`‘ "form.File the orlginal with the clerk. Mall or deliver a copy
`’
`of the appearanceto the prosecutor. (Sections 3-4(d) and
`3-6 ofthe Connecticut Practice Book)
`8. For Civil, Eviction (Summary Process}, and Smaft
`Claims cases:Fill out the form, including the certification
`section at the bettom of the form. File the original with the
`clerk, Mail or deliver a copy to all counsel and self-
`represantad parties of record. If a party who has been
`defaulted for fallure to appearfiles an appsarance before
`the entry of Judgment after default, the default will
`automatically be set aside by the clerk, (Sections 3-4(a),
`3-4(b), 3-6 and 17-20 ofthe Connecticut Practice Book)
`4, For Family cases:Fill out the form,including the
`certification section at the battom of the form. in addition
`
`JD-CL-12 (Back’Page 2) Rey 0-45
`
`to selecting plaintiffordefendant, Indicate the scope of
`Your appearance. File the origina) withtheclerk, Mall or
`daliver 4 copy to all counsel and self-represented parties
`of record, (Seations 3-4(a) and 3-5 ofthe Connectiout
`Practice Book)
`
`6. For Juvonile cases: Do not use this form. Use form
`JD-JM-13 Appearance, Juvenile Matters,
`
`§. For Seff-represented parties who have changed thelr
`addressafterfiling an appearance: Check the box at
`the top of the other side or page 1 of this form, Fill out the
`form, including your new address In the Mailing Address
`section of this form.Fill out the certification section at the
`bettom of the form. File the original with the olerk. Mait or
`deliver a copy to all counsel and self-representad parties
`of record or, in a criminal case, to the prosecutor.
`
`
`
`ADA NOTICE
`;
`
`
`
`The Judicial Branch of the State of Connecticut complies with the Americans with
`Disabilities Act (ADA),If you need a reasonable accommadation in accordance with the
`
`
`ADA,contact a court clerk or an ADA contact pe
`rson listed at wwveJud.ct.gow/ADA,
`
`
`
`

`

`STATE OF CONNECTICUT
`SUPERIOR
`C
`
`APPEARANCE
`JD-CL+12 Rev, 9-13
`SUPERIORCOURT
`_
`REPOSSEfoe2a
`.
`8,
`Bs
`;
`Notice T6Solf-ReprosentedPartles -
`A salf-rapresentedparty is a person who represents himselforherself. ifyou ara a self-
`representedpartyandyoufiled an appearance before andyou have since changedyouraddress,
`you mustlet the court and all aliommeys and solf-represontedparilos ofrecord know that you fave
`changed your address by cheoking the hox below:
`[_] / am fling this appearance to fet the court and ailattorneys andselt-reprasented
`parties ofrecord know that { have changed my address, My new address fs below.
`
`Name of case (Fulnane ofPainllfvs, Fullname ofDefendant)
`
`
`
`Instructions -- Sea Back/Paye 2
`ADA Notice SeeBack/Pagg2.
`g
`ns
`
`
`
`
`
`
`Docket niimbar
`
`
`
`
`(Number, siragt, townSngtip code}
`
`Judicial Housing
`Small
`Geographic
`Distlct
`Session
`Claims Area number
`
`
`
`
`Address of Couit
`
`=] Yes
`Datesigned
`
`[_] No
`
`Please Enter the Appearance of
`Name ofself-represenledpaity{See Wollce fo SelRepresontedPatiias”altop}, orname oFofficial,fim, professional cofporaiton,
`
` or Individual]
`Jutis number
`of
`allomey
`
` wiooee ~
`Maiting Address (hunter, strea’) (otios lo-allontaysAnd lawfirma- Thoadkirassto whichpapers Willbo mailed froin the|Posl olfics box
`
`
` ‘elaphone number (Area code firs
`courIstheone nagisteredoratifeledwilhFourjuris number. Thal addresscannot beShargadin hlsform)
`
`
`Cltytown
`
`
`
`in the case named above for (%"oneofthe followingparties;ifthisleaFamilyMatterscase, alsoIncicatethescapeofyourappearance)
`("] The Plaintif (includes the person suing anotherperson),
`(_] All Plalatifs.
`[| The following Plaintifi(s) only:
`(_| The Defendant (Ineludes the person being suedorcharged with 4 crime).
`[_| The Defendantfor the purpose ofthe bail hearkng only (in criminalandmotorvehicle cases anty).
`[} All Defendants.
`;
`.
`["] Thefollowing Defendant(s) only:_
`[_] Other(Specify):
`anes
`{_] This is a Family Matters case and my appearanceis for: "x"one orBoth)
`[_] matters in the Family Division ofthe Superlor Court=[[] Title IV-D Child Support matters
`Note: fothercounsel ora selFrepresentadpartyhas alraadyfad an appearance fortheparty orparties "x’d"above, put
`an "x" In box 7 or 2 below:
`1. [] This appearanceis In place of the appearance ofthe following attomey,
`firm or self-represented party on file (P.B. Sec. 3-8);
`ornen SUS a
`2, [_] This appearance jsin addition to an appearance already on file,
`ar)
`.
`! agree to accept papers (service) slectronically in this case under Practice Book Section 10-13
`Slaned(individualaltomayorseltropresented:party)
`:
`ame ofparson signliig alfelt (Printortypes
`> wd
`
`$$
`Certification
`toailattorneys
`I certify that a copy ofthis document was mailed ordelivared etectronically or homsactronicallyon (date)
`and self-representedparties ofrecord andthatwritten consent forelectronicdeliverywas recalved from all attorneys and self-represented
`_partlas recelving algctronic dallvery,
`
`Name and addrasy of each paty and altamey thal copy was malied of tellvared to*
`
` For Court Use Only
`
`
`Signed (Signature ofter)
`Prini or type name of parson signing
`
`Date signed
`wephone nuviber
`>
`.
`Nfnecessary,atieaha additionalSheetofabeetswilhthenameofeachpailyand thaaddrasswhich thecopywasmailed ordalivaradto,
`
`
`
`’ 1
`
`i
`
`

`

`.
`
`:
`
`.
`
`STATE OF CONNECTICUT
`SUPERIOR COURT #62Se
`IAL
`JUDIG an"oon hay
`
` aq
`
`
`FOREGLOSURE MEDIATION
`CERTIFICATE
`UD-CV-108 Rev, 7-15 1
`O.G.8. §§40-31,45-30PLA, 15124
`- oo
`ee gtr
`os
`=~
`Instructions to Homeowner Applicant
`1, Use this farm If the return dafein your cage Is on orafter July 1, 2009,
`
`2. Fill out ils Gertifieate form and an Appearance form, JD-CL-12 {avallable at tha courthouse or online alsanJudchoov}
`and file them with the court nef more than 15 days after the mtuzn date on tho Summons,
`%, You must mail ofdeltver a copyof this completad Cerificate fom to the plaintif's altomey, or to the plalntii If the plaintitt
`is not represented by an attorney, and to ull parties who have fled an appearance In ihe case,
`This form will be used to determineyoureligibility for the Foreclosure Mediation Program,
`Type orPrint Leglbly
`Nama of case (PlaintifFon Summons vs. DeFardanion Sunvnens)
`
`
`Relum dais (Oruppernight portion of Suminons,
`
`
`Your name
`
`
`Address (Number, sireal, Lown, slate, zip code)
`
`nner
`
`ttA
`
`Telaphone number
`4)
`
`Business phone
`()
`
`Gell hone
`(_)
`
`A.
`
`If you ave an individual, answer the following questions;
`[]No
`LlYes
`1, Do you own the property?
`[J] No
`[ives
`2, Do youlive in the property?
`[]No
`(j Yes
`3. Is It your pr mary residence?
`[J]No
`4. [sita 1, 2, 3 or 4 family residential property located in Connecticut? Li Yes
`[]No
`5. ls this. 4 mortgage foreclosure?
`[i¥es
`[[] Ne
`8, Ara you @ borrower on the note?
`EdYes
`ifyou are not a borroweron the nofe, bul answered “yes”to questions one (1) through five (5) andyou are the spouse
`orformer spouse of a borrower, go to Section C, on Page 2
`ifyou answered “yes”fo questions ane (1) through six (6)andanotherdefendant in this case hes requested ormay
`reqitest in Section C to participate in the Foreclasure Mediation Program as a Parmitted Successorin- Interest, who
`became the owner ofthe properly as a result ofdivorce, fegatseparation, or aproperty settlement agreement related to
`a divorce or legalseparation, go to Section D.1.
`
`OR
`
`B, Ifyou arefillng this on behalf of a religtons organization, answer the following questions:
`1. Dogs a religious organtzation own the property?
`[] Yes
`({]No
`2, Is the property located in Connecticut?
`,
`L] Yes
`{|No
`3. Is the religious organization the borrower on the note?
`L{Yes
`[]No
`4.Is the raturn date In the case on or after October 4, 20117
`C]Yes
`[]No
`
`
`
`ADA NOTICE
`of
`tha State
`Judicial Branch
`of
`The
`Connecticut complies with the-Americans with
`Disabjiities Act
`(ADA)
`Hf
`you nead a
`
`reasonable eccommoedation
`in accordance
`
`with the ADA, contact a court clerk of an ADA
`
`contact parsonIisted.at www,judot.gawADA,
`hreWay
`
`
`
`
`‘ Continued on next page...
`
`Paye 1 of 2
`
`

`

`C. Permitted Successors-in-Interast
`if you are hot a borrower on the note, butanswered “yes”to questions one (1) through five (8} in Section A
`and you are the spouse or former spouse of a borrower, you may be able to particlpate in the Foreclosure
`Mediation Program as 4 Permitted Successorlirinterest. Answer the following questions to help the Court
`determines if you qualify:
`a
`.
`1. Ate you a defendant inthis case? 7";
`.
`Cl¥es
`[No
`2. Is the return date In this case on or after October 1, 20157
`L)] Yes
`[| No
`8. Ifyou answered “yes” to one {1) and two (2), how did you become tha ownerof the property?
`{check the box that applies to yeu,if any}
`[] 3a. | became the only owner of the property whenit was transferred to me from my deceased spouse's esiate,
`[[] 3b. | becamethe only awnorof the property because my deceased spouse and]heldJoint title to the property.
`[] 3c. | became the ownerofthe properly becauseIt was transferred to me as a result of a divorce,legat
`separation, or a property settlement agreement related to a divorce or legal separation.
`Ifyou checked 3¢., go to Section D.2 and Section 0.2.
`
`D. Consents
`if a Permitted Succassor-in-Interest, who bacama the ownerof the property as a result of divorce, legal
`soparation, or a property settiement agreement related to 4 divorce ar legal separation, has applied or may
`apply for the Foreclosure Mediation Program, you must complete this saction to qualify for the Foractosure
`Mediation Program: (check only the boxes) that apply}
`1.
`ifyou answered "yes" to questions one a through six (8) in SectionA and another defendant has
`requested or may request to participate in the Foreclosure Mediation Program as a Permiited Succesaor-ln-
`interest, who became the ownerofthe property as a result ofdivorce, legal separation, or a property
`settlement agreementrelated to a divorce or legal separation, checkthis box to complete your consent:
`[7]
`fconsentto the plaintiff mortgagee's disclosure of my non-public personalfinancial information to the
`spouse or former spouse who qualifies as a Permitted Successor-in-Interestto the extent that the
`plaintif morigagee has that Information,
`2. Ifyou answered “yes” fo questions one (1) and two(2) In Section C, and cheoked box 3e,, check this box to
`complete your consent:
`- () I consentto the plaintiff mertgagee's disclosure of my non-public personalfinancial information to all
`___
`borrowers on this note, to the extent that ihe plaintiff morigagee has thatinformation,
`3, ifyou answered "yes" to quesilons one (1) and two (2) in Section C, and checked box 3c., check this box to
`certify that all borrowers on the note have provided thelr consent:
`[] 1 certify that all borrowers on the note have agreedto allow the plaintiff mortgagee to disclose their non-
`public personal financialInformation to me,to the extentthat the plaintiff mortgagee has that
`information, and that the borrowers have shown thelr consent by (check any boxthat applies):
`{_] Submitting a Foreclosure Mediation Certificate coritalning their consent, or
`{] Gling documentation to the plaintiff mortgagee that allowsfor the full disclosure of the borrower's
`non-public personalfinancial information to me.
`.
`
`Sluned
`
`
`|Printnameofparsonsigning
`
`| Bateslgaad
`
`Certification
`| certify that a copy of this document was or will Immediately be mailed or delivered electronically or nan-electronically on
`{date}
`to all attomeys and self-represented partlas of record and that written consentfor electronic delivery
`was received from all altorneys and self-rapresented parties of record who were or will Immediately be al
`lectronivally served.
`Raine and address of each parly and stlornay that copywas orwill Immediately be male of dollvared Io™
`—————
`
`aa
`“ifnecessary, attach additional sheel or sheets with name and address which the copy
`was of will immediately be matled or deliveredto.
`
`
`Date signad
`Signed (Signetura offiler}
`nf or ype name OFperson algniny
`*
`
`
`
`
`Welling address (Number, street, taum, alata andzipcgay
`
`
`.
`
`at
`
`ae teeny
`
`Page 2 of2
`
`Pye te
`
`

`

`FORECLOSURE MEDIATION
`.
`COURT NOTICE TO HOMEOWNER pO aiiteheaut
`Coba2aPeO90
`‘
`co |
`MUDICIALBRANCH | ‘Rei
`
`yewjudo.gov
`
` ADA NOTICE
`
`The Judicial Branch of bin Stata of Connueticut complies with (he
`
`Americens with DisebYitaa Act (ADA) Hf You Sead @ mtansonabls
`accommodation in accordance wih tie ADA,contact # court derk or
`
`
`
`
`an AQA cintact person lisled at WHfi0.cLgoWADA,
`Notice OF Foreclosure Mediation Program
`The Cow has a Foreclosure Medtation Program that may helpyou (the homeowner} and the lenderin your
`mortgage foreclosure case reach a falr and voluntary agreement, State law requires you fo:
`Followeither instruction #1 or Instruction #2 below depending on the Return Date listed on the
`foreclosure papirs delivered to you (The Return Dato IsPHntedon the upperrightportion ofthe
`Summons form that was delivered to yati):
`Instruction # 1, If he Retum Date ls before October 41, 201 T, en Appaaranceform (JD-CL-12), and a
`Foreclosure Mediation Certificate form (J0-CV-108) should have been attached to the forectosure papers that
`were delivered to you, (Ifthese forms were not attached, you can get them on the Judicial Branch website at
`wwwjud2.ct.govwebtorms/orat any Judicial District court clerk's office),
`* You must ile these two forms with the Court notmore than 18 days afterthe return dateprinted
`om the upper rightportfon ofthe Summons form that was delivered to you for served onyou).
`instruction # 2, [Fhe Retum Date Is October1, 2014 or later, an Appearance form (J0-CV-12), a Foreclosure
`Mediation Certificate form (J0-CV-108), a Mediation Information form (JD-CV~125) for Return Dates from
`October 1, 201 t through Sepiember30, 2013; or a Mediation Information form (JD-CV-t35) for Retum Dates
`October 1, 2013 of later. A Notice of Community-Based Resources form WD-C¥-126}should have been
`attached to the forectasure papers that were delivered ta you. (Ifthese forms were not attached, you ean get
`them-on the Judicial Branch website at www,jud2.ef.govAvablorms/or al any Judicial District court clark's
`ollica),
`+ You must filo theAppearance form (40-CL-42) andForeclosureMediation Cartificate form
`(JB-CV-108} with the Court notmore than 18 days efterthe return date printed on the upperright
`portion of the Summons fort that was delivered to You forserved on you},
`* For Return Oates from October 1, 2014 through September 30, 2013, yau also mustfil out the Mediation
`information Form (JD-CV-125) and attach the required papervork and send ther to the lender's atiomey
`as soon as possible but at least 16 business days (about 3 woeka} before the first medlatian
`session. The addressof the lender's attomey Is on the summons form. Do Hot walt until you got the
`court notice of the dato of yourfirstmotilation seasion to send this form te ihe attomey, Keep a
`copy of the Mediation Information Forny (40-OV-125)that you fil out and the paperwork that goes with It
`and bring alt coples to the first mediation session, Do not mail those papers te the court,
`* For Return Dates October 1, 2013 or kxter, you should review the Mediation Information form
`(JD-CV-136) and begin to gatherfinancial Information for use In meeting with the mediator and in
`mediallon, This wit Inchide, among other things, proofofal sources of income, bank statements, and
`Federaltax returns. Your landerwill provide to you and the mediator a complete list of all documentation
`required, a8 well as all necessary forms. Bring the completed forms and all dacumentation to your
`meeting with the madlator,
`The Court will review the Certificate form to decide ifyour caseis ellglolefor the mediation program.
`IFyour case Is eligible for the madiation program the Court will send you a notice felling you wher to come ta court
`for the mediation or meeting with the mediator,
`;
`
`

`

`FORECLOSURE MEDIATION
`
`NOTICEOFCOMMUNITY-BASED
`RESOURGE3s
`CGS, § 40-34
`
`STAGUPERIONConte ue
`
`. ty
`'
`; JUDICIALBRANCH
`TR ee,
`
`wwefud.ctgov
`
`approved
`aséjeria de
`
`State of Connecticut Department of Banking Foreclosure Hotline Bulletin
`Community-Based Resources for Connecticut Homeowners in Foreclosure
`Note? Assistance in multipfe janguages Is avaitable through ConnecticutHousingFinanee Authority (CHFAAHUD)
`housing counselingagencies (refer to the list helow). Ayuda anEspafiol es disponible a través de agenciag cle co
`vivienda aprobade por CHFAVHUD (favor de refertrse a fa sta de abajo),
`Toll-free Mortgage Foreclosure Assistance Hotline: 1-877-472-8313
`Department of Banking Website: www.ct.govidob
`The free Foreclosure Hotline is open Monday ~ Friday 8:00 a.m. to 6:00 p.m. Calls will be retumed within two business days,
`Homeowners who are currently a parly to @ foreclosure action with tlme sensttive forecfosure concerns should call the Hotline
`for assistance. You can also reach the Department of Banking by calling 1-800-834-7225 (toll-free) or 860-240-0299,
`Mortgage Assistance from the Connecticut Housing Finance Authority (CHFA)
`The Connecticut Housing Finance Authority administers the state's Emergency Morigage Assistance Program (EMAP)
`which was created by the Connecticut General Assembly, EMAP canhelp eligible homeowners with overdue payments and
`provide monthly mortgage assistance. For more information, contact a CHFA/HUD-approved housing counseling agencywww,
`(listed below), call CHFA at 1-877-871-2432,or visit
`chfa.org.
`CHFA/HUD-Approved Housing Counselors:
`CHFAVHUD-appreved housing counselors provide free help to Connecticut homeowners who ara struggling financially and
`maybe atrisk offorectosure. Thay can reviewyour budget andtry to find ways to helpwith your financial issues. They are
`trained in handling FHA and "conventional" toans and can heip you negotiate with your mortgage companyorapply to CHFA
`foran Emergency Mortgage Assistance loan,ia foreclosure case has been filed against you and you have asked to
`participate in the Foreclosure Mediation Program, they can help you get ready for mediation (Inckiding the Premediation
`meetings with your mediator) and halp yousubmit tinanclal documents to yourmortgage campany as part ofthe mediation
`process. GHFA/HUD approved housing counsefors walcome residents from all over Gonnecticut. You do not need to
`go to the agency closestto you.
`
`County
`CHPA/RUD-Approved Housing Counseling Agency
`Bridgeport Nelghborhood Trust, $70 State Street, Bridgepart
`www,botweb.ory
`we
`Urban League of Southern Gennecticut, Inc., 137 Hanry Straet, Stamford
`ey, tise, ore
`Neighborhood Housing Services of New Britain, 223 Broad Streat, New Britain
`Hartford
`
`ww.nbsp.orgReA8
`860-224-2493
`
`
`New Haver HomeOwnership Conter, Inc., 333 Sherman Avenue, New Havenwww,nhsofnewhevenarghoc
`
`203-777-6925
`FanEA
` es
`
`Capital for Ghange,Inc., 171 Orange Street, New Haven
`wnnwanhcltorg
`"
`
`203-290-4249
`
`203-327-5810
`
`203-424-7406
`
`
` 203-753-1896
`
`Falrfield
`
`Now Haven
`
`Nelgbborhood Housing Services of Waterbury, 164 North Maln Sirest, Waterbury
`Www.niiswatarburyorg
`
` ADA NOTICE
`
`The Judiolal Branch of the Stale of Cannectioul
`complies wilh the Amerleans with Digabiiiles Act
`
`{ADA).If you need a reasonable agcommadalonit:
`
`accordance wiih the ADA, contact a coud clerk af ad
`ADA contact parson Keted at WwwJudetgovsADA,
`
`
`
`
`
`

`

`Legal Resources
`Foreclosure Prevention Clinles: The Connecticut Falr Housing Center and the Department of Banking presentfree clinica
`for homeowners In foreclosure. The clinics offer Information on the foreclosura process and on preparing for court fram a
`Genter altorney, and on resources for homeowners from the Departmentof Banking. After the pregantations, homeowners
`‘can talk about thelr situations one-on-one with volunteer atiorneys and paralegals, When seheduled In Hartford County,
`the clinic is held on the 3rd Tuesday evening of the month and Is run by the Connecticul Falr Housing Center and the
`University of Hartford Paralegal Studies Program. When schoduled In Falrfleld County, the clinic ts held on the 3rd
`Wednesday evening of the month, and is run by the Connectlout Fair Housing Center and Homes Saved By Falih. The
`Falrfleld County clinics are sponsored by the mayors of Bridgeport, Stamford, and Norwalk, Call 1-883-247-4404 or visit
`www.ctfairhouging.orgfor more information.
`Judicial Branch Foreclosure Volunteer Attorney Program: Volunteer attomeys are available to giva advice and answer
`questions about foreclosure at certaln courthouses In tha state, Homeowners facing foreclosure throughout Connecticut are
`welcome to attend, Call 860-263-2734 for addillonal information, or visit
`ttn./dud.cl.gov/volunteer_altypram.akn.
`Foraclosure Manual for Self-Represented Homeowners: The Connecticut Falr Housing Center publishes "Representing
`Yourself in Foreclosure: A Guide for Connecticut Homeowners,” a free manual describing the foreclosure end mediation
`processfor self-represented homeowners. Copies are avallabla from CHFAMHUD-approved housing counselors, on
`ww.clfalthousing.arg, or by calling tha Center at 1-888-247-4401,
`Statewide Legal Services {8LS); SLS providesfree legal advice and referrals for callers qualifying for its services
`
`(guidelines include Incomelimits). Call 1-800-453-3320 or 060-344-0380 orvisitwww.sisct.org for more Information.
`Court Service Centers:In certain Superior Court locations, Court Service Centers provide public access computers,
`printere, fax machines, coplers, phones, and work spaceforself-represented partles, Refer to www.jud,et.gov, and go to
`the Quick Links menu on the home page ofthe Judicial website for more Information,
`Lawyer Refarral Services; County Bar Assoclations in Connecticut offer referral services that introduce homeowners to
`lawyers who can answer questions during aninitial half-hour consultation. You can send an e-mail with your questions and
`availability, Services beyond the 1st half-hourfee will be at the attorney's usualfae,
`
`.
`
`
`
`" [feba@conversent.nat
`Telerral
`i
`wi
`208-335-4116
`360-605-6052 ‘nww.hertordbarom|nebagpherifordbarorg
`
`|NewHaven[203-862-6760
`NHCBAinfo@newhavenbar.org
`|"
`860-889-9384
`See website for contact form
`*The Hartford County Baralso covers Litchfield, Middlesex, Tolland, and Windham Counties.
`
`Phone
`
`How Foreclosure Rescue Scams Work, People in foreclosure are often the target of “foreclosure rescue scams.”
`Be very careful of nonJawyers who ask you to pay a fee for counseling, loan modification, foreclosure prevention, or a
`“forensic audit" of your loan documents, regardless oftheir promises orclaims. Many out-of-state attomeys target
`Connecticut residents: you should never pay attorneys that you do not meet, Contact the Department of Banking for more
`information at 1-877-472-8374 or vist Www.praventloanscams.org.
`Mortgage Crisis Job Tralning Program. Thestate-funded Mortgage Crisis Job Tralning Program Is a project of The
`WorkPlace,Inc., in partnership with the Connecticut Housing Finance Authority (CHFA), Capital Workforce Partners, and
`Connecticut's workforce system, The Program helps homeowners increase thelrjob skills and eaming potential. It offers
`customized employment services, job training scholarships,financial literacy, and credit counseling, For Information call
`1-068-683-1682 or go io www.workplace.org/mortyaye-crisis-job-tralning-programy/.
`Financial Assistance Programs. Connecticut's 12 Community Action Agencies (CAAs) help people meet immediate
`needs through services such as Eviction and Foreclosure Prevention, energy/heating assistance, food pantrias, and
`weatherization. CAAs also empower people to improve theirfinanelal future through employment services, financla} literacy
`training, and other programs. To locate your tocal CAA call the Connecticut Association for Community Action at
`860-832-9438 orvisit: www,cafca.org/our-network.
`mo,
`i."For merétnformation on programs for homeowners facing financial distress, review theDeparttient-ot Banking's materials on
`www.ct.Gov/dobor call 1-877-472-8313. You can also call Info line al 2-1-4 for resources,
`
`rayair Ath ote,
`
`JD-CV-128 Rev. 10-17
`
`Page 2 of 2
`
`

`

`FORECLOSURE MEDIATION
`NOTICE TO HOMEOWNER OR
`ae (Foreaeas ORGANIZATION '
`(Forcaseswith « Return Date o
`+
`°"U0/1/207Tor later)
`*
`ID-CV427) Rev. 715
`.C.G.8, $8405), 40-316; PA 15-124
`
`;
`
`STATE OF CONNECTICUT
`ioleee
`ANG] ee,
`wwwJudel.gov
`
`
`
`
`
`
`ADA NOTICE
`
`The Judicial Branch of the State of Connecticut complies with the
`
`Amerioans with Disabilitles Act (ADA). If you need a reasonable
`
`aocammedation in accordance with the ADA, conlact a court clerk
`
`or an ADA contact parsonlisted at www,fud.cl.gowADA,
`
`
`
`
`
`Notice to Horneowneror Religious Organization:
`Availability of Foreclosure Mediation
`You have been served with a foreclosure complaint that could cause you to lose your
`property.
`
`[eR
`
`A Foreclosure Mediation Program has been set up to help certain homeowners and
`religious organizations,
`
`You mustfill out the attached Foreclosure Mediation Certificate form, JD-CV-408 and
`Appearance form, JD-CL-12 and file them with the Court no later than 15 days from the
`Return Date on the Summons form that was served on you (or delivered to you). If these
`forms are not attached, you may get them at any Judicial District courthouse or from the
`Judicial Branch website atwwwjud.ct.govAvebforms.
`
`A mediation may be scheduled If
`1. You are the owner-occupantof a 1, 2, 3 or 4 family residential property; and
`* you are a borroweror a spouse or former spouse of a borrower who qualifies
`as a Permitted Successor-in-Interest (see Foreclosure Mediation Certificate,
`form JD-CV-108, ta determineif you qualify as a Permitted Successor-in-Interest);
`and
`
`¢ the mortgage on your owner-occupied residential property is being
`foreclosed; and
`
`e the property being foreciosed Is your primary residence; and
`
`the property is located in Connecticut; or
`2. the property is owned by @ religious organization thatIs the borrower, and is
`located in Connecticut.
`
`3. Ifyou are eligible based on the abovecriteria, you will first meet with a mediator who
`will determine if mediation with yourtenderor mortgage servicerwill be scheduled.
`Mediation is where a person who doasnot take sides helps parties try to settle their case,
`Judicial Branch mediators will conduct mediation sessions at the courthouse.
`"nasiall fo tor thie program,
`
`Ifo
`
`tae eg
`
`ons
`
`

`

`www,fud.ct.gov
`
`MEDIATION INFORMATION FORM
`STATE OF CONNECTICUT
`
`{For caseg withaRaturn Date of SUPERIOR COURT
`10/4/13 orlater)..
`.
`nets
`JUDIGIAL BRANCH
`UD-CV435 Rel,8137°
`4,
`0}
`‘-
`uo
`C.G.8. § 49-347, PA 13436
`
`
`ADA NOTICE
`Tha Judicial! Branch of the Stata of Connecticut complies with the
`
`Americans with Dis