`FAILURE TO APPEAR, JUDGMENT
`AND ORDER FOR WEEKLY PAYMENTS
`
`STATE OF CONNECTICUT
`SUPERIOR COURT
`Www.jud.ct.gov
`
`
`RETURN DATE
`INSTRUCTIONS TO PLAINTIFF/PLAINTIFF'S ATTORNEY
`JD-CV-49 Rev. 8-99
`
`
`P.B. §§ 17-23, et seq. Complete this Motion and an Affidavit of Debt (JD-CV-52) and send original of each|04/18/17
`to the Clerk's Office and one copy of eachto all defendants. Complete section | of
`
`DOCKET NO.
`the Notice of Judgment and Order for Weekly Payments (JD-CV-50) andfile in
`HHBCV176037134S
`
`duplicate with the Clerk's Office.
`TO: The Superior Court
`AODRESS OF COURT(No., street, town and zip code)
`
`Housing
`Judicial
`20 Franklin Square , New Britain CT 06051
`[ G.A. No.
`Session
`bx District
`
`
`NAME OF CASE(Plaintiff v. Defendant)
`Discover Bank V. BETHZAIDA F BONDOC
`
`
`
`COURT USE ONLY
`
`
`Mt Kl ll lll
`
`
`NAME(S) OF ALL DEFENDANT(S) AGAINST WHOM MOTION IS FILED
`BETHZAIDA F BONDOC
`
`
`MOTION FOR DEFAULT FOR FAILURE TO APPEAR, JUDGMENT AND ORDER FOR WEEKLY PAYMENTS
`
`In the above entitled action, the Plaintiff(s) respectfully represent(s) that the Defendant(s) named above has (have)failed to
`file an appearance within two daysafter the return date. The Plaintiff(s) therefore request(s) that a default be entered
`against the Defendant(s) for failure to appear and that the Court enter judgmentafter default in favor of the Plaintiff(s) in
`accordance with the Affidavit of Debt attached. (“X“ one ofthe following)
`The Plaintiff(s) also request(s) that an orderfor Xx NOMINAL [_] REASONABLE
`$35.00
`NAME OF PERSON
`SIGNING MOTION
`ADDRESS
`Sehreiber, Esq. (438731)
`53 Stiles Rd. Suite A102, Salem, NH 03079
`xX
`L_]PLAINTIFF
`[XJATTORNEY FORPLAINTIFF(S)
`The Liocwaa being duly sworn, deposesand saysthat : ("X”one ofthe following)
`MILITARY SERVICE AFFIDAVIT
`
`weekly payments be entered.
`
`DATE SIGNED
`g-2- /Sy
`
`[_] the undersignedis unable to determine whether or not the Defendant(s) in this action are in the military or naval service
`of the United States.
`no Defendantin this action is in the military or naval service of the United States, and that, to the personal knowledge
`of the undersigned (state facts showing defendantis not in such service):
`
`1. Defendant resides at: 20BOULEVARD NEWINGTON,CT 06111-3604
`2. The undersigned conducted a search by Defendant's name and Social Security Number on the Department of
`
`bed
`
`to bef
`
`;
`
`before me
`
`__
`
`PLAINTIFF'S BILL OF COSTS
`
`CERTIFICATION OF SERVICE
`This is to certify that copies of the above Motion, Miltary Service Affidavit,
`Affidavit of Debt, and Plaintiff's Bill of Costs were delivered/mailed via
`$
`Complaint Fee..........0..0065
`U.S. Mail, postage prepaid on (date): oe |
`$ 360.00
`Entry FG. occsesseeseeseen
`to the following Defendants: (Enter name(s) and address(es) of
`$ 103.20
`Sheriffs Fe@.....--cccccccceccececeeee
`Defendant(s)).
`$
`Proceedings Before Trial........
`
`o._|BETHZAIDA F BONDOC
`20 BOULEVARD
`
`agnnaod
`
`TOTAL.)
`Xx GF
`A S3-=a /¢
`
`ve Ko
`
`\ecccctttstees
`
`(
`
`
`
`$ae3.2000463.20
`
`NEWINGTON,CT06111-3604
`[7]PLAINTIFF
`
`Sq ATTORNEY FOR PLAINTIFF (S)
`
`FORCOURTUSEONLY
`
`
`
`Defense website: https://www.dmdc.osd.mil/appj/scra/scraHome.do
`
`3-2-/
`2G, Seadll
`
`
`SIGNED (Affiantf
`PRINT NAME AND, IF APPLICABLE, TITLE, OF AFFIANT
`
`i
`? bscribed and sworn to
`
`e
`
`ey
`
`A
`
`hreibe
`
`SIGNED (Comm. of Sup. Court/Notary)
`
`DATE SIGNED
`
`
`DATE SIGNED
`
`,
`
`Se
`
`PY
`Ky
`
`(438
`gd.
`Wain p
`
`
`
`Department of Defense Manpower Data Center
`
`RESERNESIOSpatRebsSCESS ne Ens
`SCRA 44
`
`
`
`
`@Status Report
`y Pursuant to Servicemembers Civil Relief Act
`
`
`SSN:
`
`XXX-XX-3126
`
`Birth Date:
`
`Mar-XX-1979
`
`Last Name:
`
`BONDOC
`
`First Name:
`
`BETHZAIDA
`
`Middie Name:
`
`F
`
`Status As Of:
`
`Feb-28-2018
`
`OC82TCKHNKSJ7DY
`Certificate ID:
`
`
`This response
`
`
`
`
`
`This response reflects
`
`
`
`
`This response reflects whetherthe:
`
`fo report fer active duty
`
`éf, based on the information that you provided, the aboveis the status of
`Upon searching the data banks of the Department of Defense Manpower Data’
`the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and
`Coast Guard). This status includes information on a Servicememberor his/herunit receiving notification of future orders to report for Active Duty.
`
`
`
`Michael V. Sorrento, Director
`Department of Defense - Manpower Data Center
`400 Gigling Rd.
`Seaside, CA 93955
`
`
`
`The Defense Manpower Data Center (DMDC)is an organization of the Department of Defense (DoD) that mainiains the Defense Enrollment and Eligibility
`Reporting System (DEERS) database whichIs the official source of data on eligibility for milRary medical care and othereligibilily systems.
`
`The DoD strongly supports ihe enforcement of the Servicemembers Civil Relief Act (50 USC App. ? 501 el seq, as amended} (SCRA) (formerly known as
`ihe Soldiers’ and Sailors! Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does noi possess any information indicating that the
`individual is currently on active duty" responses, and has experienced only a small error rate.
`In the event the individual referenced above, or any family
`member, friend, or represeniative asseris in any manner that ithe individual was on active duty for ihe active duty status date, or is olherwise enilied to the
`protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person’s Service. Service contact
`inforrnaiion can be found on the SCRA website's FAQ page (Q33)via this URL: hitps://scra.dmdc.osd milfac.xhiml#O33.
`if you have evidence ihe person
`was on active duly for ihe active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be Invoked
`against you. See 50 USC App. ? 521(c}.
`
`(1) The individual's Active Duty status on the Active Duly Status Date (2) Wheiherthe individual left Active
`This responsereflects the following information:
`Duty status within 367 days preceding the Active Duly Status Date (3) Whether the individual or his/her unit received early notification io report for active
`duty on the Active Duty Status Date.
`
`More information on “Active Duty Status”
`Acitve duly status as reportedin this certificate is defined in accordance with 10 USC ? 104(d) (1). Prior to 2010 only some of the aclive duly periods less
`ihan 30 consecutive days in length were available.
`In the case of a memberof the National Guard, this Includes service under a call to active service
`aulhorized by the President or the Secretary of Defense under 32 USC ? 502(f) for purposes of responding to a national emergency declared by the
`Presideni and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the
`unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve {ARs} and Coast Guard Reserve
`Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member whois an active duty commissioned officer of the U.S.
`Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps}.
`
`Coverage Under the SCRAis Broader in Some Cases
`Coverage under the SCRA Is broader in some cases and includes some calegories of persons on active duty for purposes of the SCRA who would not be
`reported as on Active Duty underthis certificate. SCRA protections are for Title 10 and Title 14 active duly records for all the Uniformed Services periods.
`Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC ? 101(d){4).
`
`Many times orders are amended to extend ihe period of active duly, which would extend SCRAprotections. Persons seeking to rely on this website
`cérlification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dales of service.
`Furthermore, some protections of ihe SCRA may extend to persons who have received orders to report for active duly or to be inducted, but who have not
`actually begun active duly or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of ihe SCRA
`extend beyond the last dates of active duty.
`
`Those who could rely on this cerlificate are urged io seek qualified legal counsel to ensure thatall rights guaranteed to Service members under the SCRA
`are protected
`
`WARNING: This certificate was provided based on alast name, SSN/date of birth, and active duty status date provided by the requester. Providing
`erroneous information will cause an erroneous certificate to be provided.
`
`
`
`AFFIDAVIT OF DEBT
`
`RE: MOTION FOR DEFAULT
`FOR FAILURE TO APPEAR,
`JUDGMENT AND ORDER FOR
`
`WEEKLY PAYMENTS
`JD-CV-52 Rev. 5-99
`P.B. §17-25
`
`STATE OF CONNECTICUT
`SUPERIOR COURT
`
`INSTRUCTIONS
`
`[oan
`AH
`a ll | [| lll
`
`EE a
`
`1. Complete this affidavit and send original with your completed Motion far Default to Appear, Judgment and Order
`for Weekly Payments (JD-C V-49) and Notice of Judgment and Order of Payments (JD-C V-50) to the Clerk's Office.
`2. Attach a copyof the contract, lease or other documenit,
`if applicable, to the completedaffidavit.
`3. if interest is being claimed, the period covered andthe rate claimed mustbe stated.
`4. If claiming attorney's fees, a copy of the agreement must be attached.
`RETURN DATE
`5. Send one copy of the completed Affidavit and Motion to each defendant.
`
`
`04/18/17
`DOCKET NO.
`
`
`HHBCV176037134S
`TO: The Superior Court
`
`COURT
`
`ADDRESS OF COURT(No., street, town, and zip code)
`
`JUDICIAL
`HOUSING
`G.A.
`
`DISTRICT
`SESSION
`NO.
`20 Franklin Square , New Britain 06051
`
`
`
`NAME OF CASE (Plaintiff v. Defendant)
`Discover Bank V. BETHZAIDA F BONDOC
`
`NAME(S) OF (ALL) DEFENDANT(S) AGAINST WHOM MOTION IS FILED
`BETHZAIDA F BONDOC
`
`AFFIDAVIT OF DEBT
`
` DX{ (title) Attorney
`The undersigned deposesand saysthat (s)he isthe [_| Plaintitfor
`Plaintiff and is familiar with the facts stated below. The Defendant(s) is/are indebted to the Plaintiff(s) as follows:
`
`of the
`
`A detailed affidavit of debt, executed by the Plaintiff, Discover Bank is attached hereto and made a part
`hereof.
`
`This communication is from a debt collector.
`3980492
`
`xX Continuationofthis affidavit of debt is attached and madea part hereof.
`
` SIGNED (Affiant)
` PRINT NAME OF AFFIANT
`
`__Jeffrey A. Schreiber
`Parad
`
`
`SIGNEDGomnofSy
`7
`Subscribed)
`—<—
`
`
`4 &
`
`
`
`
`ACCOUNT NUMBER:
`BALANCE:
`CARDMEMBER(S):
`
`XXXXXXXKXKKK3 984
`$5,367.48
`BETHZAIDA F BONDOC
`
`STATE OF OHIO
`COUNTY OF FRANKLIN
`
`Ruby Cordova, personally appeared before me, on this day and after being duly sworn, accordingto law, and
`upon myoath andstates as follows:
`
`I ama Litigation Support Specialist for DISCOVER PRODUCTSINC., successor by merger to DB
`SERVICING CORPORATION,the servicing affiliate of DISCOVER BANK, an FDIC insured Delaware
`State Bank. DISCOVER PRODUCTSINC. is responsible for, among other things, maintaining account
`recordspertaining to Discover Card accounts and interacting with Discover Card account holders with regard
`to payments owed on those accounts.
`
`This affidavit is made on the basis of my personal knowledge and in support ofthe Plaintiffs suit on account
`against the Cardmember(s).
`
`In mycapacity as Litigation Support Specialist, I have knowledge regarding, and accessto, records regarding
`the Discover Card account of the above referenced Cardmember(s). DISCOVER PRODUCTSINC.
`maintains these records in the ordinary course of its business, and the records are updated with information on
`events (such as charges and payments on the account) by individuals with personal knowledge of those events
`or by automated processes that track such eventsat or near the time that the events occur. The same systems
`that record this information also generate periodic statements that are sent to Discover Cardmember(s), and
`store copiesof these periodic statements.
`In addition, these same record-keeping systems contain information
`about which version of Discover Bank’s terms and conditions has been communicated to an account holder
`and accepted by an account holder through the use of his or her Discover Card after receipt of the terms and
`conditions.
`I have personally inspected the records pertaining to the account of the Cardmember(s),
`including the last periodic statement sent to the Cardmember(s) by DISCOVER PRODUCTSINC., to
`ascertain the applicable terms and conditions, the balance due on said account and whether the
`Cardmember(s) have made payments on that balance.
`
`According to the records maintained by DISCOVER PRODUCTSINC., during the period of timethat
`account statements were generated, such statements were either provided to the Cardmember(s)
`electronically or mailed to the Cardmember(s) at the address maintained on file during that time period.
`Accordingto the records maintained by DISCOVER PRODUCTSINC., the last known address associated
`with the Cardmember(s)is/are:
`
`20 BOULEVARD
`NEWINGTON, CT 06111-3604
`
`The accountis in default because the Cardmember(s) have not paid the amounts due and owing to Discover
`Bank on the account.
`
`The business records maintained by DISCOVER PRODUCTSINC. and described above show that the
`Cardmember(s)’ account with Discover Bank is governed by terms and conditions referredto as “terms level
`25K.” A true and correct copy of these terms and conditions have been provided to DISCOVER PRODUCTS
`INC.’s counselinthis case.
`
`Exhibit A is a true and accurate copyofthelast periodic statement sent by DISCOVER PRODUCTSINC. to
`
`SCB_BONDOC_543592_1.1
`
`v1.1
`
`
`
`the Cardmember(s), retrieved from the record-keeping system described above, and shows the amountthatis
`now due and owing Discover Bank onthe account.
`
`DISCOVER PRODUCTSINC. hasaccessto a system of records maintained by the United States Department
`of Defense, which allows DISCOVER PRODUCTSINC. to ascertain whether a particular personis engaged in
`active duty in any branchof the U.S. military.
`It is the regular practice of DISCOVER PRODUCTSINC. to
`query this system with respect to any accountholderpriorto initiating a collection action against that account
`holder. DISCOVER PRODUCTS INC. maintains records in the normal course of its business that indicate the
`results of that query. Based on my review of the account records applicable to Cardmember(s), to the best of
`my knowledge andbelief the above referenced Cardmember(s) is not engagedin anyofthe military services of
`the United States.
`
`I declare underpenalty ofperjury that the foregoingis fue and correct to the best ofmy knowledge.
`f.
`a.Cony A,
`AffiantLL=
`caianeadl
`_, 2017,
`SUBSCRIBED TO AND SWORNTObefore methis /0 day of /}I},UN
`padsAAbar
`
`
`
`Re,“s,
`24
`=
`
`Jayne Wilson
`Notary Public, State of Ohio
`My Commission Expires
`November 22, 2024
`
`
`
`
`
`,E OFHiT71,
`
`SCB_BONDOC.543592_1.1
`
`v1.1
`
`
`
`
`DISCVER
`
`ACCOUNT SUMMARY
`
`Previous Balance
`Payments and Credits
`Purchases
`Balance Transfers
`Cash Advances
`
`Fees Charged
`Interest Charged
`New Balance
`
`
`
`Cash Advance Credit Line Available
`
`You may be able to avoid interest on Purchases.
`See reverse for details.
`
`FICO’ Score Meter Track recent scores on your FICO® page in this statement.
`
`$5,234.81
`$0.00
`$0.00
`$0.00
`$0.00
`$37.00
`$95.67
`
`$5,367.48
`
`$1,800
`
`$0
`
`Discover it® Card
`
`Account number ending in 3984
`Open Date: Oct 5, 2016- Close Date: Nov 4, 2016
`CardmemberSince 2014
`
`Page 1 of 6
`
`PAYMENT INFORMATION
`
`New Balance
`$5,367.48
`Minimum Payment Due *
`$1,064.00
`
`
`Payment Due Date
`December 1, 2016
`
`* Includes past due amountof:
`$911.00
`
`
`
`If you would like information aboutcredit counseling services, call 1-800-347-1121.
`
`Cashback Bonus®
`
`Opening Balance
`New Cashback Bonus This Period
`RedeemedThis Period
`Cashback Bonus Balance
`To learn more,log in at Discover.com
`
`Anniversary Month
`May
`0.00
`0.00
`0.00
`
`0.00
`
`
`Late Payment Warning: If we do notreceive your minimum paymentbythe
`datelisted above, you may have to pay a late fee of up to $37.00.
`Minimum Payment Warning: If you make only the minimum payment each
`period, you will pay morein interest andit will take you longer fo pay off your
`
`See Interest Charge Calculation section following the
`balance. For example:
`Transactions section for detailed APR information
`
`
`
`
`
`IF you make no additional charges|You will pay off the
`Credit Line
`And you will end up
`$4,500
`
`
`using. this card and each month balance shownonthis|paying an estimatedtotal
`
`
`Credit Line Available
`$0
`youpay... statementin about...|of.
`
`
`
`
`
`
`Cash Advance Credit Line
`$15,460
`
`
`
`REWARDS
`
` S
`
`You are overlimit by $867.48. Paying more than the Minimum
`Payment Due will reduce your overlimit amount.
`
`NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
`
`Make Check payable to Discover. Do Not Send Cash.
`Please fold on the perforation below, detach and return with your payment.
`
`Please do notfold, clip or staple.
` Pay by Phone
`
`3984
`Account number ending in
`$1,064.00
`Minimum Payment Due
`New Balance
`$5,367.48
`PaymentDue Date
`December 1, 2016
`
`1-800-347-3085
`
`
`[s
` Amountenclosed
`
`
`
`
`
`Payment Coupon
`
`a
`
`Pay Online
`Discover.com
`
`BETHZAIDA F BONDOC
`20 BOULEVARD
`NEWINGTON CT 06111-3604
`
`oea2
`
`Phone and Internet payments must be received before midnight ET on your due date to be
`credited as of the same day.
`Address, e-mail or telephone changed? Note changes on reverseside,
`
`PO BOX 71084
`CHARLOTTE NC 28272-1084
`heed ypee ge TTPLTPUTA TTT ppyggpeeg gy peeeng [Epps feng [edly
`
`0000019864501592947?20053b67?48002000001L0b400
`
`
`
`BETHZAIDA F BONDOC
`
` Account number ending in 3984 Upen Date: Oct 5, 2016 - Close Date: Nov 4, 2016 Page2 of 6
`
`Important Information
`You can set automatic paymentsfor:(i) statement New Balance,(ii) statement
`
`See your Cardmember Agreement. Your Cardmember Agreement contains Minimum PaymentDue,(iii) statement Minimum Payment Due plusafixed
`all the terms of your Account.
`dollar amount,or (iv) other dollar amount.
`If your scheduled "Other dollar
`amount" paymentis not enough to cover the Minimum Payment Dueas listed
`Lost or stolen cards. Report immediately! Call 1-800-347-3085.
`on your monthly billing statement, your scheduled payment for that month
`WhatTo Do If You Think You Find A Mistake On Your Statement:
`will be increased fo cover the Minimum Payment Due. If the scheduled
`If you think there is an error on your statement, write to us at Discover, PO
`paymentis greater than the Minimum Payment Due, anyexcesswill be
`Box 30421, Salt Lake City, UT 84130-0421, or submit the form provided at
`applied in accordance with your Cardmember Agreement. If your scheduled
`https://discover.com/billingerrornotice. You must contact us within 60 days
`paymentis greater than the New Balance on your billing statement, that
`payment will be processed only for the amount of your New Balance. Your
`after the error appeared on your statement. You maycall us, but if you do
`we are not required to investigate any potential errors, and you may have to
`automatic payment amount maybe less than the amountindicated on the
`pay the amount in question. The Billing Rights Notice further explains your
`billing statement based on credits or payments after the Close Date.
`rights. Please see your Cardmember Agreement orvisit
`If ree enroll by phone in our automatic paymentservice,pleasefill-in the
`https://discover.com/billingrights for a copy ofthis Notice.
`
`
`
`following blanks below and retain the authorization for your records.
`time.
`Payments. You may payall or part of your Account balance at any
`
`
`
`
`
`However, you must pay at least the Minimum Payment Due by the Payment
`
`
`
`
`Amount:LJFull Pay
`Min Pay
`Min Pay+ $
`
`Due Date. Send only your allowable form of payment("Payment") and the
`
`Other Amount$
`
`; Bank Routing #:
`bottom portion of this statement in the envelope provided, after affixing
`’
`
`Bank Account #
`postage. Payments sent without proper
`postage will be returned to the
`
`sender. If you pay by check,
`you authorize us to use information on your
`
`check to make an electronic tund transfer from your accountat the financial
`
` Payment Due Date
`Monthly on the
`
`institution indicated on your check or to process the payment as a check
`
`
`Day of month(insert date)
`transaction. If a Paymentis processed as an electronic fund transfer, the
`transfer will be for the amount of the check, funds may be withdrawn from
`your account as soon as the same daywereceive your check, and you will
`not receive your check back.
`
`
`
`Please do not send cash. Sending cash is not allowed. The processing of
`your allowable form of Payment may be delayedif you send cash or
`correspondence with your Payments, if you send the Paymentto any other
`address, or if you use an envelope other than the one provided. Payments
`received
`at our processing facility by 5PM local time on any daywill be
`credited to your Account as of that day. Payments received at our processing
`facility afer 5PM local time will be credited
`to your Account as of the next
`day. \Fyou hove misplaced your envelope, send your Paymentto Discover,
`PO Box 6103, Carol Stream, IL 60197-6103. Please allow 7-10 days for
`delivery. If your Payment is returned unpaid, we reserve the right to resubmit
`it as on electronic debit. Payments made online or by phone will be credited
`as of the day of receipt if made by Midnight ET on the Payment Due Date or
`5PM ET on any other day.
`
`You can also make a Payment or set up automatic payments by calling
`1-800-347-3085. Automatic paymentsfor the billing period shown on your
`statement will be deducted on the Payment Due Date shown on that
`statement, or the next aufomatic paymentdate referred to on your statement,
`unless you request a recurring payment date that occurs before your Payment
`Due Date. If your scheduled payment date falls on a weekend or bank
`holiday, your paymentwill be processed the business day prior to the
`weekend or bank holiday. In order to schedule monthly payments by
`telephone, you will need this statement and your bank account information.
`You will be asked to provide the lost four (4) digits of the social security.
`number of the primary borroweras your electronic signature. By providing
`those numbers, you will be agreeing to this authorization to allow us and
`your bank to deduct each payment you authorize, in the amountselected by
`you, from your bank account. You also authorize usto initiate debit or credit
`entries to your bank account, as applicable, to correct an error in the
`processing of such payment. You can cancel a scheduled payment by phone
`
`at 1-800- 47-3085 or by mail at Discover, PO Box 30421, Salt Lake ri
`
`UT 84130-0421; payment cancellations must be received before 5 PMET of
`the scheduled withdrawal date.
`
`If your payments mayvary in amount, wewill tell you on each monthlybilling
`statement when your payment will be made and how muchit will be. You
`must ensure that sufficient funds are available in your bank account, and all
`transactions must comply with U.S. law.
`
`Credit Reporting. We may report information about your Accountto credit
`bureaus. Late payments, missed payments, or other defaults on your Account
`may bereflected in your credit report. We normally report the status and
`paymenthistory of your Accountto credit reporting agencies each month. If
`you believe that our report is inaccurate or incomplete, please write us atthis
`address: Discover, PO Box 15316, Wilmington, DE 19850-5314. Please
`include your name, address, home telephone number and Account number.
`
`Paying Interest. Your due date is at least 25 days after the close of each
`billing period (at least 23 daysforbilling periods that begin in February). We
`will not charge you anyinterest on Purchases if you pay your entire balance
`by the due date each month. Wewill begin charging interest on Cash
`Advances and Balance Transfers as of the later of the Transaction Date or the
`first day of the billing period in which the transaction posted to your Account.
`
`How WeCalculate Interest Charges. We Use the Daily Balance Method
`(including current transactions) to calculate the Balance Subject to Interest
`Rate. For more information, please call us at 1-800-347-3085.
`
`Balance Subjectto Interest Rate. Your statement shows a Balance Subject
`to Interest Rate.
`It showsthis for each transaction category. The Balance
`subied to Interest Rate is the average of the daily balances during thebilling
`period,
`Credit Balances.
`If your Account has a credit balance, the amountis shown
`on the front of your billing statement. A credit balance is money that is owed
`to you. You may make charges against this amountif your Accountis open.
`Wewill send you a refund of any remaining balance of $1.00 or more after
`6 months, or as otherwise required by applicable law, or upon request made
`to the address in the Contact Us section on page 3 ofyour billing statement.
`Balance Transfers. Balance Transfers are offered at our discretion and
`accrue interest at the standard purchase rate unless wetell you otherwise.
`Discover may monitor and/or record telephone calls between you and
`Discoverrepresentatives for quality assurance purposes.
`The Discover® cardis issued by Discover Bank, Member FDIC. pir23-25.1116
`
`CHANGE OF ADDRESS
` #
`If correct on front, do notuse. Please print clearly in blue or black ink, in the space provided.
`
`
`
`Street Address
`
`Home Phone
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`City
`
`State, Zip
`
`Work Phone
`
`
`
`
`
`
`
`To make changes to your address, email or telephone number,visit Discover.com
`
`Continued on next page
`
`
`
`Discoverit® Card
`
`Account number ending in 3984
`OpenDate: Oct 5, 2016 - Close Date: Nov 4, 2016
`Page 3 of 6
`
`iD
`
`ISCe VER
`
`
`Web
`(A
`Mobile
`Phone
`Inquiry
`Mail Payments
`p—Y
`Access your
`a
`Manage your
`Discover
`Discover
`1-800-347-3085
`account securely
`account anytime,
`PO Box 30943
`PO Box 6103
`at Discover.com
`anywhereat
`TDD 1-800-347-7449
`Salt Lake City
`Carol Stream
`m.Discover.com
`UT 84130
`IL 60197-6103
`
`Transactions
`Trans. Date
`Post Date
`
`
`Fees
`
`Nov 1
`
`Nov 1
`
`Interest Charged
`
`2016 Totals Year-to-Date
`
`LATE FEE
`TOTAL FEES FOR THIS PERIOD
`
`INTEREST CHARGE ON PURCHASES
`INTEREST CHARGE ON CASH ADVANCES
`INTEREST CHARGE ON BALANCE TRANSFERS
`TOTAL INTEREST FOR THIS PERIOD
`
`TOTAL FEES CHARGED IN 2016
`TOTAL INTEREST CHARGED IN 2016
`
`Interest Charge Calculation
`Your Annual Percentage Rate (APR) is the annual interest rate on your account.
`CurrentBilling Period:31 days
`
`$
`
`$
`
`$
`$
`
`37.00
`37.00
`
`56.27
`39.40
`0.00
`95.67
`
`230,00
`870.68
`
`TYPE OF BALANCE
`Purchases
`Cash Advances
`V=Variable Rate
`Blaaaaaaa
`Information For You
`
`INTEREST CHARGE
`$56.27
`$39.40
`
`ANNUAL PERCENTAGE RATE
`(APR)
`19,24% V
`25.24% V
`
`BALANCE SUBJECT TO
`INTEREST RATE
`$3,443.08
`$1,837.87
`
`As of January 31", 2017, Discover will discontinue the Job Loss Support benefit. We will continue, however, fo provideeligible customers with repayment
`options if they are experiencing difficulty making payments.
`
`For moreinformation about how interest charges are calculated see your Cardmember Agreementor go to www.discover.com/interestcharges
`
`Enrollment Changes for DirectPay
`
`Effective January 1, 2017, wewill no longer accept written requests to enroll in DirectPay. You can still enroll by phone at 1-800-DISCOVER (800-347-2683)
`or at Discover.com.
`
`NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
`
`
`
`
`
`BETHZAIDA F BONDOC Page4ot 6Account numberending in 3984 Open Date: Oct 5, 2016 - Close Date: Nov 4, 2616
`
`
`
`
`
`Information For You ... Continued
`
`FICO® Credit Score Terms
`
`Your FICO®Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for
`and only provided to Primary cardmembers who havean available score, See Discover.com/FICO aboutthe availability of your score. Your score and key
`factors are available on Discover.com and your score is provided on statements. You will see up to a year of recent scores online starting when you become a
`cardmember. Discover and other lenders may use different inputs, such as a FICO® Credit Score, other credit scores and more information in credit
`decisions. This benefit may change orend in the future. FICOis a registered trademark of the Fair Isaac Corporation in the United States and other
`countries.
`
`If you prefer not to receive your FICO Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us twobilling cycles to process your
`request. To learn more, visit Discover.com/FICO
`
`Discover Financial Services and Fair Isaac are not credit repair organizations as defined underfederal or state law, including the Credit Repair Organizations
`Act. Discover Financial Services andFair Isaac do notprovide "credit repair" services or assistance regarding "rebuilding" or "improving" your credit record,
`credit history or credit rating.
`
`Availability of FICO® Credit Score
`
`As an active cardmember, you may see your FICO® Credit Score on your monthly statement or online. Reasons why you maynot see your FICO® Credit
`Score include: if you opt out; if you have key information that is mismatched or missing, as one example, an address change that has not been updated with
`Discover or TransUnion; if your credit history is too new;
`if your accountstatus is abandoned, bankrupt, fraud, lost or stolen, closed, revoked, or chargedoff;
`if you have a foreign address. Your FICO® Scoreis disclosed on statements when your statementis available. You may not receive a statementif you have no
`account activity such as no purchase transactions, fees, interest, or payments for approximately 30 days.
`
`Starting in 2017, your FICO® Credit Score history chart will be shown quarterly on the last page in every Jan, Apr, Jul and Oct statement whenyou have any
`FICO® Score on record over the past 12 months. Your history chart will continue to be available any time both online and on mobile.
`
`SSSSSSaaay
`
`
`
`
`
`Discover it® Card
`
`Account number ending in 3984
`Open Date: Oct 5, 2016- Close Date: Nov 4, 2016
`CardmemberSince 2014
`
`Page 5 of 6
`
`CSae :
`
`
`
`Your FICO® Credit Score History
`
`
`
`
`Important Information:
`- We may not always receive a score for you each month so there may be monthswith no scores.
`- For questions on the availability of your score go to the "Information For You" section of the document.
`
`Starting in 2017, your FICO® Credit Score history chart will only be available quarterly in your
`statements every Jan, Apr, Jul and Oct. It will continue to be available any time both online and on
`mobile.
`
`What your FICO® Credit Score meansto lenders
`
`580 - 669
`300- 579
`
`SEI nOes SENSES DT
`Indication of
`Samelenders will
`a very risky
`approve borrowers
`borrower
`with this score
`
`670 - 739
`aaa
`aiaeanoe
`Scores in this average
`U.S. range are
`considered good
`
`740 - 799
`ai
`iio
`Indication of «
`very dependable
`borrower
`
` a
`
`
`
`
`
`
`800 - 850
`ararciaart en
`Indication of
`an exceptional
`borrower
`
`See FICO®Credit Score Terms on the ‘Information For You! section of the statement.
`
`© 2015 Discover Bank, Member FDIC
`CODE_SUM_0115
`7
`
`Ne
`
`
`
`BETHZAIDA F BONDOC
`
`Account numberending in 3984
`
`Open Date: Oct 5, 2016 - Close Date: Nov 4, 2016
`
`Page 6 of 6
`
`
`
`instructions to Clerk
`Mail a copy ofthis notice and orderto plaintiff/plaintiff's
`attorney and keep the original in the court file.
`
`Day
`
`NOTICE OF JUDGMENT
`AND ORDER FOR
`WEEKLY PAYMENTS
`JD-CV-50 Rev. 9-09
`P.B. § 17-23 et seq.
`
`STATE OF CONNECTICUT
`BN,
`SUPERIOR COURT
`dye
`wwwjud.ct.gov
`Iey’
`j
`— ay
`pe
`Court Use Only
`instructions to Plaintiff/Plaintiff's Attorney
`‘egeese
`RETJGOR
`1. Complete Section |.
`2. Complete "Payable to” line in SectionIf by filling in the name
`AI TAINUE IT TUIE 1
`3, Alternotationofudgmentsendacopyofthisnonce tothe
`Docket number
`Defendant(s) and return the original to Clerk's Office with the
`HHBCV1760371345
`certification below completed (SectionIII).
`
`Section |
`(To be completed by Plaintiff/Plaintiff's Attorne
`
`Housing
`ceomepnn
`Addressof court (Number, street,
`town, and zip code)
`Judicial
`
`
`
`Session
`District
`Number
`20 Franklin Square , New Britain 06051
`Name of case (Plaintiff v. Defendant)
`Discover Bank V. BETHZAIDA F BONDOC
`
`Name(s) of Defendant's who must pay the judgment
`BETHZAIDA F BONDOC
`
`Section Il — Notice To All Parties (To be completed by clerk)
`
`The following judgment may be enforced 21 (twenty-one) days after the clerk receives a
`certification that a copy of this notice was served on each judgment debtor (defendant).
`
`Judgment
`After reviewing the affidavits filed in this matter, the court finds that the defendant(s) named aboveis/are not in the military
`or naval service and that the following are owed to the Plaintiff(s):
`
`1. Amount Due On Claims..............
`
`$ 5367.48
`
`2. Interest... 2... ee $
`
`3. Reasonable Attorney's