throbber
JO-CV-103 Rev. 7·09
`
`YOU ARE BEING SUED
`
`AND YOU ARE IN DANGER OF LOSING YOUR PROPERTY
`
`The Connecticut jperlor Court requires that this notice be sent to you about the rus/denllal foreclosure process.
`ThIs Is not legal a viae. Please read It carefully.
`
`It Is important that you learn about your optIons In foreclosure. There are government agencies, lagal aid
`programs and Othr non-profit organizations that you may call for Information sbout foreclosure.
`
`To protect your rlg~tsl YDU should speak to an attorney or go to the foreclosure clel1<, foreclosure caseflow
`coordinator or COf Service Center In the Court where your case was filed for information on what to do next.
`If you do not tak action, you could loae your property.
`
`If you do not file n Appearance form with the Court, you will not get Important nodeea about your Ca&8
`AND the Court m y make a decision (enter a dafaultJudgment) against you. File the Appearance fonn at the
`Court where your esse Is pending.
`
`You should also work with your lender or other person bringing Ihls lawsuIt or, If this foreclosure Involves your
`home, to contact a HUD-certlfled housIng counselor during thle process,
`
`I
`
`If this forecloaure involves your home, you may be eligible for the Foreclosure
`Mad atien program. InformatIon about the program Is attached to theae papers
`and 18 also available at any Superior Court Judicial DIstrict courthouse or on the
`court's website at wwwJud,cf.gov. To iocate assIstance near you, you may call
`the IConnecticut Housing Finance Authority's call center
`toll
`free at
`1-877-571-2432. Customer Servloe Representatives are available Monday
`thrOl i gh Friday from 8:30 a.m. to 5:00 p.m. You may al80 call2~1-1 for other help.
`
`You may be cont~cled by people offering to help you avoid forecloau.... Please follow these precautions:
`
`PROCEED WITH CAUnON
`
`1.
`
`3.
`
`Get legal advice before entering Into any deal involving your house.
`
`not sign any papers you do not understand.
`
`2. ·at legal advice before paying any money to anyone offering to help you avoid foreclosure.
`f READ THE PAPERS UNDER THIS NOTICE
`
`

`

`I
`
`FORECLOSURE MEDIATION
`NOTICE TO HOMEOWNER OR
`RELIGIOUS ORGANIZATION
`(For cases with a Return Date of
`10/112011 or later)
`JO·CV-127 Rev. 7·15
`0.G.9.11149·31', 49·31k; PI. 15-124
`
`ADA NOTICE,
`
`..
`
`'-j
`
`,-~..
`
`":{., ~./
`STATE OF CONNECTICUT
`SUPERIOR COURT
`IJ ~!'''''' if.
`JUDICIAL BRANCH • ,'il'"I,"'$ '.',
`www,jud.ct.gov .-r:,Jv.~i·\'·'
`
`~,
`The Judicial Branch of the State of Connectlcut complies with the
`Americans with Disabilities Act (ADA). If ,YOU need a reasonable
`accommodation In Bccorda/lQe with the ADA, contact 8 court clerk
`or an ADA contact
`listed at ~i~:Cf.govIADA. ,.. .,.... _.
`
`Notice to Home wner or Religious Organization:
`Availability of F reclosure Mediation
`You have bee served with a foreclosure complaint that could cause you to lose your
`property.
`
`A Foreclosu Mediation Program has been set up to help certain homeowners and
`religious orga Izations.
`
`You must fill 0 t the attached Foreclosure Mediation Certlficate form. JD..CV-108 and
`rm, JD..CL-12 and file them with the Court no later than 15 days from the
`Appearance
`the Summons form that was served on you (or delivered to you). If these
`Return Date 0
`forms are not ttached, you may get them at any Judicial District courthouse or from the
`Judicial Branc website at.www..jucL.cl.goll/w.ebforms.
`A mediation ~ay be scheduled If:
`1. You ara the owner-occupant of a 1. 2, 3 or 4 family residential property; and
`
`• you oIiIre a borrower or a spouse or former spouse of a borrower who qualifies
`8S a Permitted Successor-ln-Interest (see Foreclosure Mediation Certificate,
`forml JO-CV-108, to determine If you qualify a8 a Permitted Successor-In-Interest);
`and!
`
`•
`
`•
`
`•
`
`!
`
`the ",ortgage on your owner-occupied residential property Is being
`foreblosed; and
`
`the property being foreclosed is your primary residence; and
`
`the property is located In Connecticut; or
`
`2. the pro 'erty Is owned by a religious organization that 18 the borrower, and Is
`located In Connecticut.
`
`3. If you a eligible based on the above criteria, you will finst meet with a mediator who
`will del rmine if mediation with your lender or mortgage servlcer will be scheduled.
`
`Mediation Is here a person who does not take sides helps parties try to settle their case,
`
`Judicial Bran mediators will conduct mediation sessions at the courthouse.
`
`There Is no a plication fee for this program.
`
`

`

`FORECLOSURE MEDIATION
`CERTIFICATE
`,
`JD·CV-l0a Rev. 1-15
`e.G.s §§ ~9 :l1k. 49,31J,P.A 151:24
`
`"",
`STATE OF CONNECTICUT
`SUPERIOR COURT • /~':'I ,:::,
`I I'
`'
`JUDICIAL BRANCH .~ ' l
`" ...
`wwwJud cl gov
`
`. ,
`
`Instructions to Homeown r Applicant
`1. Use (his form If the return de e In your case Is on or after July 1, 2009.
`
`2, Fill out this Certificate 101m d an Appearance form, JO-CL-12 (available at the courthouse or online at \\IW'<I JIIII ,I p)
`
`I
`
`FMREQ
`
`IlltIlIH~~BI"~~
`
`and file tham with the cou not more than 15 days after the return data on the Summon••
`3. YOlt must man or dellyer 8 e py of 1118 completed Certificate form to the plalnllffs attorney, or to the plalnllff If the plaintiff
`15 not reprusented by an aU mey, Bnd to all parties who haw filed an appearanclIln the case.
`This form will be us-ed to determine your eligibility for the Foreclosure Mediation Program.
`
`Typo or Print Logthly
`N.""" III ~~:;o IPlif1tlll" "" ~i,u..·"t.tm· 1m, fi""M~'" on SVllIfl1aIlJ1
`:
`
`I
`
`(0" UP/Ml' 'f1:hi''''l;1~' Dr Summo"s) Iludk!41 Dlstll'.ol (Ill] uiJP'u ;n/l. put/IOn, I :;"''' ~'A,<I
`
`a,,!um·I."
`
`\'"ul flDme
`
`.
`-
`AdUlu~~ (MJIf1bl>l. lIf,eel. "'wn, ,/ Ill, lin cadet)
`
`--- ---
`
`rctl~n(jm' numbSf
`
`'I Bu~lncl& 1'''1>11"
`t
`)
`
`A. If you are an Indlvl ual, answer the following que.tlona:
`1. Do you own th property?
`2. Do you live in t e property?
`3. Is It your prima
`residence?
`4. Is It a 1, 2, 3 or4 family residential property located In Connecticut?
`5. Is this a mortglg8 foreclosure?
`I] Ye!!!
`6. Are you a b0""9Wer on the note?
`Ifyou are not II borrowsr on the note, but answered "yes· to questions one (1) through five (6) and you a1'8 the spouse
`or (ormer spouse' f a borrower, go to Section C, on Page 2.
`
`L,J, Ves
`[J Ves
`o Ves
`YesB
`
`Yes
`
`(B}.BIJlJ another defendant fn this case has reqlJ88tetl ormey
`Ityou answered, iii s· to quoatlons one (1) through •
`Cto pattldpate In the FOI6dosute Mediation Program sa ,. Permitted SucQelSQll-/n- 1r1tetwud, who
`request In Se
`became the own of the property IllS 8 msuit of dlvorce, lega/separatlon, or a properly settlement agreement related to
`8 d'NOt'OII or legal eparatWn. go to Section D; 1.
`
`OR
`
`B. If you are flllno thl~ on behalf of a religious organization, answer the (ollowlng qt.I98tJons:
`1. 009S a religlou~ organization own the property?
`C1 Yes
`2. Is the property located In Connecticut?
`. No
`fJ Ves
`"".. No
`3. Is the religious rganization the borrower on the note?
`0 Yes 0 No
`4, \s the return d e In the case on or after October 1, 2011?
`
`[J Yes §No
`
`ADA NOTICE
`the State of
`The Judicial Branch of
`Connecticut compiles with the American. with
`DIsabilities Act
`If you naad a
`(ADA).
`reasonable accommodation
`In accordance
`with the ADA, contact a court clark or an ADA
`contact person listed at wwwJud.ct.govIADA.
`
`Continued on next p.g••.•
`
`Page 1 of 2
`
`! Ha5eftoim~f
`
`

`

`!
`
`C. Permitted Successors-In-Interest
`If you are not a borrower on the note, but answered "yes" to questions one (1) through five (5) in Section A
`and you are the .pouse or former spouse of 8 borrower, you may be able to participate In the Foreclosure
`Mediation Progra as a Permitted Successor-In-Interest. Answer the following questions to help the Court
`determine If you uallfy:
`0 Yes 0 No
`1. Are you 8 dafe dant In this case?
`0 Yes D No
`2. Is the return da e in this case on or aner October 1. 20157
`3. If you answers ·yes" 10 one (1) Bnd two (2), how did you become the owner of the property?
`
`(check the box hat applies to you, if any)
`
`o 3a. 1 beea e the only owner of the property when It was transferred to me from my deceased spouse's estate.
`Dab. I beea e the only owner of the property because my deceased spouse and I hald joint title to the property.
`o 3c. I beea e the oWfler of the property because It was transferred to me as a result of a divorce, legal
`, or a property settlement agreement related to a divorce or legal separation.
`saps
`Ifyou 008 ed 30., go to Section D.2.and Section D.3.
`
`D. Consents
`If a Permitted Sl.Ifceslor-in-lnterest, who became the owner of the property as a result of divorce. legal
`separation, or a property settlement agreement related to a divorce or legal separation, haa applied or may
`apply for the Fo"'clolure Mediation Program, you must complete this section to qualify for the Foreclosure
`Mediation Program: (check only the box(_) that apply)
`1. If you .nswered "yes· to questions one (1) through six (6) In Section A.and another defendant has
`reque . d or may request to participate In the Foreclosure Mediation Program as a Permitted Successor-tn­
`Intere who became the owner of the property as a result of divorce, legsl separation. or a property
`setUem nt agreement related to a divorce or legal separation, check this box to compJate your consent:
`D I nsent to the plaintiff mortgagee's disclosure of my non-publlo personal flnanclallnformatlon to the
`sp use or former spouse who qualifies as a Permitted Successor-ln-Interest to the extent that the
`pia ntlff mortgagee has that Information.
`2, If you nswered "yes· to questions one (1) and two (2) In Seellon C, and checked box 3c., check this box to
`comple e your consent:
`Ole nsent to the plaintiff mortgagee's disclosure of my non-public personal financial Information to all
`bo awars on this nota, to the extent that the plaintiff mortgagee haa that Information.
`3. If you nswered "yes" to questions one (1) and \Wo (2) In Section C, and checked box 30., check thle box to
`certify that all borrowers on the note have provided their consent:
`o I ~rtIfy that &II borrowers on the note have agreed to allow the plalnttff mortgagee to dlsclo8e their non­
`pu~lIc personal finsnolallnf'ormaUon to me, to lhe extent that the plaintiff mortgagee has that
`In~rmatlon. and that the borrowers have shown theIr consent by (check any box that appUes):
`o Submitting a Foreclosure Mediation Certificate containing thalr con8ent, or
`o Giving dooumentatlon to the plaintiff mortgagee that allows for the fun disclosure of the borrower's
`
`non-publlc personal financial Information to me.
`
`Certification
`8 document was or wlilimmedlately bEt mailed or delivered electronlceny or non-electronically on
`I oertlfy that a copy of
`to all attorneys and self-represented parties of record and that wrttten consent for electronic delivery
`(date) .
`was received from ell a orneys and self-represented parties of record who were or will Immediately be electronically served•
`
`. ·If !\lIr~!"~lr~. ~Ilaoh.a~1!f?nItJsheet or sho,.ta ~11h na~".and ~dd!f'8S Which tJle~£~~8~! ~lllm,nodl!*~I~ be.,lIU,Illed or de~ered W.
`
`;Md ~...:~..~
`
`Mailing addtil5& (Number, &l1li.1. latm, .,.,. tiM lip t."dlrJ
`
`'"
`
`-~ ~-
`
`I""d'", M ......~. , , - .
`
`F'':':' _
`
`lurephane numbtr
`
`Page2of2
`
`-
`
`.
`
`" " - " " ­
`
`

`

`vlrGfUfl9 Uti IfltJ qUf:HiUUU IIU1'''~ to'l I Will Y'VtI yuu IIIIU/HltlUU" tUJUUl IIlal .')tH.. jlUU UI Ilfl:i' u."""..
`AI hac:er clie en e\ signa de Inlerrogacl6n (;~) cbtendra informaci6n sobre esa parte del formularlo.
`
`Instructions
`1. Type or print.
`r Vehicle cases: Fill out the form,
`2. For Criminal and M
`Including the certifies Ion section at the bottom of the
`fmlll. File Ihe original with the clerk. Mall or c!ellver a copy
`of the appeAfance to Iha Pl'Osflcutor. (Sections 3-4(d) and
`3·5 of IIlf~ Connect/oi t Pl'(Jctic:e Book)
`3. For Civil J Eviction ummary Proof1ss), and Small
`Claims Gases: Fill 0 I tho form, Including the certification
`section at the bottom of the form. file the original with the
`clerk. Mail or dolivor. cOI'Y to all.coulls!!1 and self­
`represented pMlos Of record. If a party who has been
`defaulted for failure to appear flies an appearance before
`the enlry or judgment after default, the default wiU
`automatically be set ~8lde by the cleric. (Seotlons 3-4(a).
`3-4(b). 3-5 and 17·20 of the Connect/cut Practice Book)
`4. For Family cases: FOI oul the form. inoluding the
`certification section E Ihe bottom of the form. In addition
`
`J[).CL-12 !BuclclPug82) Rev. 9 Ita
`
`to selecting plaintIff or defendant, Indicate the scope of
`your appearance. File the original with the derk. Mail or
`deliver a copy 10 all counsel and self-represented parties
`or rer:ord. (S(mtions 3-4(a) and 3-5 of the Connecticut
`Practice flook)
`
`5. For Juvenile cases: Do not use this form. Use form
`JO-JM-13 Appearance, Juvenile Matters,
`
`6. For Self-represented parties who have changed their
`address after filing an appoarance: Check the box at
`lhe top of the other side or page 1 of this form. Fill out the
`form. Including your new address In the Mailing AddrGS$
`suction of this form. Fill oul the oertlftcatlon seo1lon at the
`bottom of the form. Fila the original with the clerk. Mail or
`deliver a copy to all counsel and self-represooted parties
`of record or, in a criminal case, to the prosecutor.
`
`ADA NOTICE
`The Judicial Brooch of the State of Connecticut compiles With the Americans with
`Dlsa~lIIties Act (ADA). If you need a reasonable accommodation 'n accordanoe with the
`AOA~ contact a court clerk or an ADA contact person listed at www.jud.ct.govIADA.
`
`LBln.cl form I
`
`

`

`APPEARANCE
`JD·CL·12 Rev. 12·21
`P.B. §§ 3.1lhrough 3-12,10-13, 25.6A. 5a-2,25,,-3
`
`This form is available
`;n other language(s).
`
`There are instructions and I portant notices on page 2 (the back) of this form.
`
`Read page 2 before filling 0 , tthls form.
`o I am tiling this appearance lQ let the court and sit aUorneys and salt-represented
`
`pariies of record know that Illave changed my address. My flew address is below.
`
`
`STATE OF CONNECTICUT
`SUPERIOR COURT
`
`www.jud.ot.gov 1
`
`""om d.,. Ir., 01..._ ". . . ._ - .
`
`
`Docket Number
`
`
`Name of case (Full name of first ~;~'i;ijff v Full name of first Defendant) Note: 'In CrlmlnalNotor Vehicles cases, the PlaIntiff Is The Slate of Connecticul
`
`. - - ~-.-
`
`---0--0
`0
`A, ass of court (NumbD!'. r//'fInt. IOlYn IJnd Ii" ~Ddol
`HOI/my JudiCIal Goooraptllc
`.w._-'-_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _I _______~._____.____
`Ami!
`~ Olslf!!j!
`Enter the Appearance of
`Name tyOIll name or nSITlfJ of oIfit:inJ ~. professiMaJ corporalion. or /ndWidImI aI/ottley]
`
`Jim. Jll.lrilbOl (For arfQl'llCyllaw f,rm)
`
`I
`
`MoIflng addles.
`
`CI\yIIoYm
`
`.I State IZip code
`
`_ _ o _ _ _ _ ._~"•••
`
`If'ax number
`
`Post OfflClJ box numbsr -_. TelephOl'lD "limber (Arou code ("m)
`
`E-mall address
`
`In the case named above for (Select one of the fol/owing pariies. See descriptions/notes on page 2 of this fonn.)
`PLAINTIFF
`DEFENDANT
`
`o The Defendant.
`o All Defendants.
`o The following Defendant(s) only:
`
`o The Plaintiff.
`o All Plaintiffs.
`o The following Plaintlff(s) only:
`o Other (SpecIfy);
`o This Is a Family Matters case (such as divorce, custody, or child support). My appearance is for: (Select one or both)
`o matters in the Family Division oftha SuperIor Court
`0 Title IV·D Child Support matters
`o This Is a Criminal/Motor Wehlele case, and I am filing this appearance as 0 a Public Defender m: 0 Assigned Counsel
`o This appearance is for the purpose of a ball hearing only.
`D This appearance Is for the purpose of alternatiVe arraignment proceedings only.
`If an appearance by other cOLlnsel or self-represented party is on file for this party/parties, select one option below:
`1 0 This appearance s n
`I
`~ ace 0 f h I I t e appearance a : f
`
`
`Rame and Juris Rum1i6r FfI appllr::86/e} 10 be f9plscOd
`2. 0 This appearance is In eddition to an appearance already on file.
`
`(Special Public Defender)
`
`I agree that documents can be delivered (served) to me electronically In this case. (Practice Book Sec. 10·13) DYes DNo
`SIgned (il'ldMdual aflomey Dr aeff-represe (lid patty)
`
`INama or person signing stlelt (Print Dr lyPeJ
`
`IDara signed
`
`Certification
`I certify that a copy of this docurnent was or win Immediately be mailed or delivered electronically or
`non-electronIcally on (date)
`to all attorneys and self-represented parties of
`record and that written consent for electronic delivery was received from all attorneys and self-
`represented parties of record w~o received or will Immediately be receiving electronic delIVery.
`Name and address ot each party and altor ey thaI copy was or will be mailed or delivered to·
`
`FOR COURT USE ONt Y
`
`°If necessary, attach additional sheet Dr sheets WIth name and address Which the copy was or will be mailed or delivered to.
`Signed (SJgnalure Qf flier)
`Prim or type name of person signing
`Dille signed
`
`I
`
`I
`
`D..",niCI "'l nf?
`
`

`

`Instructions
`
`Do n!ll use this form for Juvenile cases.
`1. Type or print clearly In da~k ink.
`2. Fitl out page 1, including the Certification section at the bottom.
`3. Make a copy of the comp
`ted form and keep it for your records.
`4. File your completed form
`ith the court clerk.
`5. For Criminal and Motor ehicle cases: Mail or deliver a copy of the appearance to the prosecutor.
`For all other cases: Mail a deliver a copy to all counsel and self-represented parties of record.
`Notice for Civil cases, Inclu .ing Housing Matters and Small Claims
`If a party who has been defaulted for failure to appear flies an appearance before the entry of judgment after default, the default will
`automatically be set aside by the clerk.
`

`r
`
`Notice to people representiig themselves
`
`People who represent themse ves in court are called self.represented parties.
`
`Self-represented parties: W ich party do I select on page 1?
`
`You are a plaintiff if...
`
`• You filed this court case to sue someone.
`• You are the one who started this court case,
`o Your name is listed before the "v." in the name of case on court documents.
`
`If you are the ONLY plaintiff. select "The Plaintiff'.
`
`If there is more than one Plalnflff, select "The following Plaintiff(s) only" and write your name on the line.
`
`You are a defendant if...
`• This is a criminal or motor ehicle case.
`o You are being sued.
`I
`• Your name is listed after the "v," In the name of case on court documents.
`• Your landlord started this c~se to evict you.
`• You were served with the court papers at the beginning of this case.
`
`If you are the ONL Y defendsn·select ''The Defendant",
`l
`
`If there Is more than one defe dant. select ''The following Defendant(s) only" and write your name on the line.
`Select Other...
`• If you and your spouse file a nonadversarlal divorce, select "Other" and write If you are Petitioner A or Petitioner B on the line.
`• If you asked the court to let you intervene and you are listed as an Intervenor, select "Other" and then describe who you are.
`• If you are listed as a party tp the case for some other reason, select "Other" and write who you are in the case on the line.
`Self-represented parties In Family Matters: Filing "In addition to" an attorney (dual representation)
`
`If you are a self-represented ~Irty who Is filing an appearance "In addition to" an attorney who already has an appearance In this
`
`court case, be aware ofthe fol owing:
`
`your behalf must be signed by your attorney pursuant to Practice Book Section 4-2.
`• Any document being filed
`• If a document being filed 0 your behalf is not signed by your attomey, the court may order that the matter be stayed (delayed)
`until the attorney adopts th . document.
`o If you Inform the court that ~ere is no attorney actively representing you, the court may delay the matter until you file a new
`
`appearance "'n place of' yQur attorney(s).
`
`o If your attorney does not adopt your motion and the motIon Is not disposed of or withdrawn:
`• You are responsible for~osecutlng or litigating that motion .
`• An attorney for any other arty on the case may contact you directly with respect to the subject matter of that motion .
`• If multiple motions are s eduled for hearing at the same time, one or more of which have been adopted by your attorney and
`one or more of which hav not, it is up to the court how to proceed.
`• If you file any other document that Is not signed by your attorney, it is up to the court how the document will be treated.
`Self·represented parties: Address changes
`If you are a self·represented p~rty, you must give notice if your mailing address changes after you tile an appearance,
`You must tell the court and alitttomeys and self-represented parties of record your new mailing address by filling out another
`appearance. Select the box at the top of page 1 of this form and till out the rest of page 1 using your new mailing address,
`Notice to attorneysllaw firm
`1. Except as noted below, If au are an attorney, you are nat exempt from e-tlling, and the file in this case Is electronic, do D.Ql use
`this form. File your appearance in the E·flllng system.
`2. Notices from the court will jbe mailed to the address associated with your Juris Number. You cannot use this form to have the
`court mail notices to a different address.
`3. If you are an attorney adm'tted pro hac vice or filing on behalf of a non-party, you must file this form on paper with the clerk.
`
`I
`
`ADA NOTICE
`
`The Judie lal Branch of the State of Connecticut complies wIth the Americans with
`
`Disabilities Act (ADA). If you need a reasonable accommodation In accordance with
`
`the ADA, ~ontact a court clerk or an ADA contact person listed at www.jud.ct.govIADA.
`
`
`

`

`FORECLOSURE MEDI TION NOTICE OF
`COMMUNITY-BASED ESOURCES
`JO-CV·126 ROII.10-19
`C.G.S. §§ ~g..311. 49-31(
`
`STATE OF CONNECTICUT
`
`SUPERIOR COURT
`
`JUDICIAL BRANCH
`www.jud.ct.go"
`
`Stnte of Connec leut Department of Banking Foreclosure Hotlino Bulletin
`Comfllunlty..Bas d Resources for Connecticut Homeowners In Foreclosure
`.
`Note: Assistance In mu lple languages is available through Connecticut Housing finance Authority (CHFAlHUDJ-approved
`housing counseling age o/ss (refer to the list below). Ayuda en Espafio/ es dlsponible a traves de agendas de consejerla de
`vivlends sprobado por HfAlHUD "avor de referirse a la /lsta de abajo).
`
`Toll-free Mortga e Foreclosure Assistance Hotline: 1·877--472 ..8313
`Department of anking Website: www.ct.gov/dob
`The free Foreclosure H tUne is open Monday· Friday 8:00 a.m. to 5:00 p.m. Calls will be returned within two business days.
`Homeowners who are 0 rrontlya party to a foreclosure action with time sensitive foreclosure concerns should call the Hotline
`for assistance. You can so reach the Department of Banking by calling 1-800·831·7225 (toll-free) or 860-240-8299.
`
`Mortgage Assls ance from the Connecticut Housing Finance Authority (CHFA)
`
`The Connecticut Houe hg Finance Authority administers the state's Emergency Mortgage Assistance Program (EMAP)
`
`which was created by th Connecticut General Assembly. EMAP can he!p eligible homeowners with overdue payments and
`
`provide monthly mortgage assistance. For more Information, contact a CHFAlHlI[)..approved housing counseling agency
`
`(listed below), call CHF~ at 1-877-571-2432, or visit WWW.Qh.fa.o~g.
`
`
`CHFAlHUO-APph,ved Housing Counselors:
`CHFAlHUD-approved housing counselors provide free help to Connecticut homeowners who are struggling financially and
`may be at risk of forecl~unr. They can review your budget and try to find ways to help with your flnanolallsaues. They are
`trained In handling FHA end "conventional" loans and can help you negotiate with your mortgage company or apply to CHFA
`for an Emergency Mortgage Assistance loan. If a foreclosure case has bean flied against you and you have asked to
`participate In the Foreclosure Mediation Program. they can help you get ready for mediation (including the Premedlatiah
`meetings with your mediator) and help you submit financial documents to your mortgage company as part of the mediation
`process. CHFAlHUD approved housing counselors welcome ....idents from all over Connecticut. You do not need to
`go to the agency ciosist to you.
`
`County
`
`Fairfield
`
`Hartford
`
`New Haven
`
`CHFAlHUD-Approvad Hou.IflU Count.llng Agency
`Brl~geport H.ll1hborh~od Trust, 570 State Street, Bridgeport
`.w~blllwclllf1l!1
`'"'~r
`U~an ....gu. of Southern Connecticut, Inc., 137 Henry street, Stamford
`~,IIISC,CQ
`He ghborhood Housing S.M". of New Britain, 223 Broad Street, New Britain
`.1Iba"b.org
`Ne~ Haven HomeOwnerahJp Center, Inc.. 333 Sherman Avenue, New Haven
`
`~,""&l)/tlG'WIltlvcn, OT!I
`caPItal for Change, Inc., 171 Orange Sireet, 3rd Floor, New Haven
`WI\jW.CDpltallorc/lallSJu,O(!1
`
`'Neighborhood HousIng S.rvlees of Waterbury, 193 Grand Street. 3rd Floor, WaterbUI'Y
`www.II/1S\.lllfa(bl1ly.o!!]
`
`Phone
`
`203-290-4265
`
`861)..224-2483
`
`203-562-0598
`
`203-824-7406
`Extension 1320
`
`203.763-1896
`
`ACANOTICE
`
`The Judicial Branch of
`the State of
`
`Connecticut oomplles with the Amerloans
`
`with Disabllltlell Act (ADA). If you need a
`
`reasonable aocommodation In accordance
`
`with the ADA. contact a court oIerk or an ADA
`
`contact person IIstod at wwwJud.ct.govIADA.
`
`
`

`

`Legal Resource$
`Foreclosure Prevantlo~ Clinics: The Connecticut Fair HousIng Center, together with Homes Saved by Faith, regularly
`presents free clinics for homeowners facing foreclosure. The cUnlcs offer information from a Center attorney on how to
`prepare for court and what resources exlsl for homeowners. After the presentation, homeowners can discuss their situations
`briefly, one-an-one, wit" an attorney. The clinics are typically on weekday evenings in either Hartford or Fairfield County.
`Call 1-888·247-4401 or· islt www,clf~.Idl!l.tWruJ,o.[g for more information on dates and locations.
`Judlolal Branch Foree OBure Volunteer Attorney Program: Volunteer attomeys are available to give advice and answer
`questions about foreclo ure at certain courthouses In the state. Homeowners facing foreclosure throughout Connecticut are
`welcome to attend. Call 60-263-2134 fer additional Information, or visit htlp..:1/ju~J,~t.go,vlVol~lnj~!H:...~~y..p.r.gm.hlm..
`Foreclosure Manual f Self·Represerited Homeowners: The Connecticut Fair Housing Center publishes "Representing
`Yourself in Foreclosure: A Guide for Connecticut Homeowners," a free manual describing the foreclosure and mediation
`process for self·represe ted homeowners. Copies are available from CHFAlHUD-epproved housing counselors, on
`www.c;.tfair.bp.u$.il.lg.Q[ .' or by calling the Center a( 1-888-247-4401.
`Statewide Legal Services (SLS): SLS provides free legal advice and referrals for callers qualifying for Its services
`(guidelines Include Inoo~e limits). Call 1-800-453·3320 or 860·344.0380 or visit wWW"lsot.grg for more Information.
`Court Service Centers~ In certain Superior Court locations, Court Service Centers provide public aocess computers, printers,
`fax machines, copiers, phones, and work space for self-represented parties. Refer to W\NW.JQd, 1:11.99-.1(, and go to the Quick
`Links menu on the home page ofthe Judicial website for more InformaUon.
`Lawyer Referral Servl 8: County Bar Associations In Connecticut offer referral services that introduce homeowners to
`lawyers who can ans
`questions during an Initial half-hour consultation. You can send an ew(11811 with your quesUons and
`availability. Services be and the 1st half-hour fee will be at the attorney's usual fee.
`
`I one I F~:~:u~t~Onur
`!
`I County
`Email
`Website
`l'I"\V,~ltit'llIJIl'II'h/ll<o,V
`-!CTUiervlce04OYahoo.com-
`
`$40 -
`Fairfield
`203 36-4111
`• 20~8~SO I
`t H~ 25-810i-!
`l'tl~~"~!'(!tl!~d/'u! .CJIII
`f35
`Hartford" -
`hebaGhanfordbar.arg
`
`~V~.l!t1~/IVUU"b?!:f'~~,
`$~
`.hRS~~!j~~
`
`N.fNI. Haven..
`lI!ew Londe:m _ ._.L'l!0.888-9384 ~6 __ W~,:!~.flIt1!l2!(It!l _
`newtond~aII.com
`*The Hartford County err also covers litchfield. Middlesex, Tolland, and Windham Counties.
`How Foreclosure Jescue Scams Work. People In foreclosure are often the target of ''foreclosure rescue scams"
`Be very carefUl of non-l wyers who ask you to pay a fee for counseRng. loan modification. foreclosure prevenUon, or a
`"forenslo audit" of your I an documents. regardle8s of their promise. or claims. Many out-ot-etate aUomeys target
`Connecticut residents: au should never pay attorneys that you do not meeL Contaot the Department of Banking for more
`Information at 1-877-47 -8313 or visit ~~~I1U~HU:ls.QI.ma;,Q'"g.
`Mortgage Crisis J b Training Program. The state-funded Mortgage Crisis Job Training Program Is a project ofTha
`WorkPlacB, Inc., In part ershlp with the Connactlcut Housing Finance Authority (CHFA), Capital Workforce Partners, and
`Connecticut's workforo $ystem. The Program helps homeowners Increase their job skills and earning potential. It offers
`customized employme services, job training scholarshIps, financlalliteraov, and credit counseling. For Information 0811
`1-868-683·1682 or go ~ www~.w..Qr~RLacetp.rglmQrtgJ.9~"cr.is.h~:,lQb~tJ:aJnln~rograml.
`Financial AS8lsta~ce Programs. Connecticut's 12 Community Action Agencies (CMs) help people meet Immediate
`needs through aervlces!such as Eviction and Foreclosure Prevention; energy/heating assistance, food pantries. and
`weatherization. eMs also empower people to Improve their UnanGial futUre through employment services, flnanclaillteracy
`training, and other programs. To locate your local eAA call the Connecticut ASSociation for Community Action at
`860-832-8438 or visit: ww,_f;afca..Ql'g/our-ll~twotk.
`For more Informat/on 0 programs for homeowners racing financial distress. review the Department of Banking's materials on
`~J;l\gQY1.do.b or call
`·877-472-8313. You can also call Info line at 2-1-1 for resources,
`
`l l i '
`
`JO.cv·126 Rev.1()'19
`
`Page 20(2
`
`IFfCSot Form I
`
`

`

`MEDIATION INFORMATI N FORM
`(For cases with a Return Date of 10/1/13 or later)
`r---------------,
`JD-CV-135 Rev 9·19
`ADA NOTICE
`C.G.8, § 49':111
`The Judicial Branch of
`tha Stale of
`ConnecUcut complies with the Americans wilh
`If you need a
`Disabilities Act
`(ADA).
`reasonable accommodation
`In accordance
`with the ADA, contact a court clerk or an ADA
`contact person listed at wwwJud.cl.govIADA.
`
`....• ·.':.;~.:.;.A')
`STATE OF CONNECTICUT
`SUPERIOR ~OURT \':~~I~"4!
`,,\~ .....,••<
`wwwJud,ct.gov
`
`I
`
`The Court's Foreclosure Mediation Program is set up to help eligible homeowners and their lenders or mortgage
`servlcers see whether they can reach a fair and voluntary agreement under the supervision of a neutral mediator
`employed by the Court. he program addresses all aspects of the foreclosure Including any assistance options
`that may be available th oUgh the lender or mortgage servlcer to help homeowners 1) keep their homes, or
`2) gracefully exit from th ir homes by way of a short sale. deed-in-lieu of foreclosure, or negotiated sale date or
`law day.
`The objectives of, he mediation program are:
`1. To determine whethdr the parties can reach an agreement that may allow the parties to either:
`a. Stop the foreclosure by using programs available through the lender or mortgage servicer; or
`b. Go forward with th~ foreclosure In a way that is acceptable to the homeowner and the lender or mortgage
`servicer.
`2. To reach some agre ·ment with reasonable speed and efficiency, with both parties participating In the mediation
`process in good faith without unreasonable and unnecessary delays.
`What you must d :
`1. Fill out the Appearan e form and Foreclosure Mediation Certificate. These forms are Included in this packet.
`You must file them wi h the court no later than 15 days after the return date. The return date is printed on the
`upper right part of the Summons fonn In this packet. You do not have to come to court on the retum date.
`The court cannot notify you of the date and time you must come for your first premediation meeting until you file
`these forms.
`2. Mall a copy of the Appearance form and the Foreclosure Mediation Certificate to the Plaintiff's attorney at the
`address of the attomE$y or law firm on the Summons form, and to any other party who has filed an appearance
`in your case.
`3. Start gathering doc mentation so that you will be prepared to meet with your mediator. Lenders typically
`request copies of the allowing documents:
`Proof of Income
`• Wage/Salary Incom - Pay stubs covering the last 30 days.
`• Self-Employment Ineame - Profit &Loss statement for the most recent quarter or year to date, signed and
`dated.
`•
`• B

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