PLAINTIFF'S AFFIDAVIT OF INDEBTEDNESS AND OWNERSHIP OF ACCOUNT
`
`I am an Authorized Representative for the current owner, LVNV Funding LLC (hereafter the "Plaintiff'), and hereby
`certifY as follows:
`
`1. I have personal knowledge regarding Plaintiffs creation and maintenance of its normal business records which includes
`information
`is regularly and
`the computer records of its accounts and corresponding receivables. This
`contemporaneously maintained during the course of Plaintiffs business.
`
`2. In the regular course of business, Plaintiff acquires revolving credit accounts, installment accounts, service accounts
`and/or other credit lines or obligations. The records provided to Plaintiff in connection with such acquisitions are
`represented to include accurate information provided by the original creditor and/or subsequent owners, and that
`information is incorporated into Plaintiffs business records. Such information includes the debtor's name and social
`security number, the account balance, the identity of the original creditor and the account number.
`
`3. Based on the business records maintained on account XXXX-XXXX-XXXX-2142 and its corresponding receivables
`(hereinafter the "Account"), which are a compilation of the information provided upon acquisition and information
`obtained since acquisition, the Account was originated on 08/27/2014 by Credit One Bank, N.A. and represents a valid
`obligation of Jason Bermudez .
`
`4. Plaintiff is the current owner of the Account. Plaintiffs business records indicate that subsequent to the Account's
`origination other owners of the Account included:
`
`Credit One Bank, N.A.
`MHC Receivables, LLC and FNBM, LLC
`Sherman Originator Ill LLC
`Sherman Originator LLC
`
`5. On 01/12/2017 all ownership rights in the Account were assigned to, transferred to and became vested in Plaintiff,
`including the right to collect the current balance owing of$1,110.97 plus any legally permissible interest.
`
`6. To the best of my knowledge and belief, the Defendant is not a minor or mentally incompetent person.
`
`7. Based on the business records maintained in regard to the Account, the above-stated amount is justly and duly owed
`by the Defendant to the Plaintiff and all just and lawful offsets, payments and credits to the Account have been
`allowed. Demand for payment was made more than thirty days ago.
`
`8. All documents attached hereto are true and correct reproductions of the original business records maintained by
`Plaintiff
`
`I affmn under penalty of perjury that the above facts are true and co
`Plaintiffs business records.
`
`The foregoing affidavit was signed to and subscribed before
`me this Friday, June 4, 2021
`
`(Notary Public)
`
`1111111111111111111111111111111111111111111111111111111111111111111111111
`630600421
`
`

`

`CREDIT ONE BANK CREDIT CARD STATEME'<T
`Account Number
`2142
`November 03, 2016 to Oetember 02. 2016
`
`SUMMARY OF ACCOUNT ACTIVITY
`Prev10us Balance
`$1 048.79
`Payments
`$!).00
`Other Credits
`$0.00
`Purchases
`$000
`$000
`Cash Ad•-an<X!S
`Fees Charged
`$43.25
`$18.93
`Interest Charged
`
`+
`
`.
`•
`•
`
`New Balance
`Cree~ Lm1
`Available Credn
`Statement Closing Date
`Days 10 Billtng Cyde
`
`$1.110.97
`
`$6!>000
`$0.00
`'2U2"6
`30
`
`OUESilONS?
`Call Customer ServiCe or Report
`a Lost or Stolon Credd Card
`1 ·877-625·3242
`Outsooe the U S Call
`1 '702·405·2042
`Please send bitrong inquiries and correspondence to·
`P 0 Bo• 98873, Las Vegas, NV 89193 8873
`
`PAYMENT INFORMATION
`
`Ne>A Ba<ance
`Past Due Amount
`Amount t>..e Thas Period
`Minimum Payment Due
`Payment Due Dale
`Lai~ P<ilyM&nt W11:r.mg:
`If w~ do not rot$! \Iff VW' mn\fn<.Jm payme"t b~ the d~te tsled above,
`you rna)' 11ave to pay a lat.e fee up lo $35.
`
`$1.110.97
`$308.00
`$837.97
`$1,110.97
`12127116
`
`l,.itr!fml..om f'ay~l Wa.m1ng-;
`If you f"lmm.~ only I"'£! mimm.Jm: payment eaCh penoo. you w 11 pay more
`Ill lr:terest and It Wt1l take you lo!"l!Qer 1o wy of1 )'ti'U'f balance,
`
`For ex.alr!Pte:
`I! you lrlJJ<eno
`ad:1ll0nai ct.arges
`USlll(l tt!1s ta•d antS
`each m~h you pay ...
`
`On y t!l£! mtn1m,;m
`!laytne"l
`
`You wiH pay ott lhe
`balance~or.
`tna stattmteot •n
`ai>O.Jt •••
`
`And you wol!
`end cc pa'ing
`an OSIHt!ated
`tolalof
`
`1 rnor.!ns:
`
`$1,11100
`
`I! yO\J v.-o.Ad ii~ a IO"'..aloOn 10!' cre-::il counseling serv.c;cs.
`cail '·S65·51~5720.
`
`Reltlr ence N\.1mbef
`
`F5 72 700P 1 OOOCYLAC
`
`TRANSACTIONS
`ira"s Date ?us.1 !late 0Kcr1pt:on of r,ar.s.achon o' Cre<bt
`Fees
`12102 A'INUAL FEE 01117THROUGH01117
`12'02 LATE FEE
`TOTAL FEES FOR THIS PERIOD
`
`12/02
`12;U2
`
`~2'02
`12/02
`
`12;U2
`12/02
`
`Interest Charged
`1111erest Charge on Purchases
`Interest Charge on Cash Advances
`TOTAL INTEREST FOR THIS PERIOD
`
`Arnow<'!
`
`8.25
`3500
`43.25
`
`18.93
`000
`18.93
`
`I
`
`2016 Totals Veat·to·Date
`
`I Total fees charged in 2016
`
`Total interest d'targed in 2016
`
`I
`
`$403.00
`$144.24
`
`YOUR ACCOUNT tS SCHEDULED TO BE CHARGED OFF.
`THE BALANCE WILL BE DUE IN FULL CALL i888)
`729-6274.
`
`Your account is currer.lly dosed
`
`INTEREST CHARGE CALCULATION
`
`Your Annual Percentage Rate (APR) is the annual inlcres! rate on your account.
`
`Type of Balance
`Purchase•
`Cash Advances
`
`{v) • Variable Rate
`
`Annual Percen1age Rate (APR)
`24.15%(v)
`24.15'%(v)
`
`Balance SUbject 10
`Interest Rate
`$940.23
`$0.00
`
`Interest Charge
`$1893
`$000
`
`II l
`I'
`
`J9H
`
`ovt
`
`7 2
`
`u:am o
`
`C'X.P~E IQ4J
`
`.-------.
`CreditOife'
`
`If A N
`
`J(
`
`Ftx ac)jre5S. 1ee::ihorJe and err~1l cr.anges,
`pieaoo c::t)f'nplete t!1e reverse stde.
`Of. t.;xime yowr rontad rtO!lr'.a1:0f'l oniire
`at www C!edi!~c:orn.
`
`PAY YOUR BILL ONLINE at CreditOneBank.eom
`Accoum '<umber:
`2142
`$1,110.97
`New Ba!aoce:
`MinimumPay~Due: $1,110.97
`12'27/16
`Payment Due Date:
`
`AMOUNT ENCLOSED: ~.:Is;__ ___ .:._~
`
`II,IJ,,.II.,,,J,.,IIIIII,IIt,,I,IIIIII!,IJI.III,.,ll.ll,!llll,,,
`
`CREDIT ONE BANK
`PO BOX 60:>00
`CITY OF INDUSTRY CA 9171&0500
`,l,,,,lt,J,,,Ifi!II.,IIII,II,J!I,,,,Il,ll.,,,ll.l!.l,ll,l,ll,,lll
`
`JASON BERMUDEZ
`4 LEMON STREET CT U'IIT 2
`SALEM MA 01970,3903
`
`Exhibit Documents - Page 1 of 14
`
`

`

`CREDIT ONE BANK CREDIT CARD STATEMENT
`Acwurn Num!>er
`2142
`April 03. 20· 610 May 02.2016
`
`SUMMARY OF ACCOUNT ACTIVITY
`Prev~Vus Balance
`$647.22
`Payments
`$35.00
`other Credrls
`$029
`PurchaSes
`$27.55
`Casi1 Advances
`$000
`Feea Charged
`$41.25
`lntorest Charged
`$13.29
`
`.
`.
`•
`..
`
`New Balance
`Cree~ Ltm<l
`Available Credit
`SJalemenl Closing Dale
`Days m Bdhng Cycle
`
`$694.02
`
`$650.00
`$0.00
`0!>'02'16
`30
`
`QUESTIONS?
`Call Customer Serv>ee 01 Repor1
`a Lost or Slolen Cree~ Card
`1·877·825·3242
`O.Jtsoae the u s Call
`1 · 7C2 405 2042
`Please send billing ro~umes and correspondence lo.
`P.O. Box 90073, Las Vegas. NV 00193·8873
`
`I'A YMENT INFORMATION
`
`New Balance
`Past Due Amount
`AmoU!11 Due This Period
`Minimum Payment Due
`Paymont Due Dale
`Lale Piiytnf!fll Wa•r:1p.g.
`If we do r.ot rea~~ Ye }'o.Jr m.~iJI"'"' payMefll by t~e dale hS10'::1 at.~ov&,
`you- may have 10 pay .a la1t~ fee up lo $35.
`M~niiT'lUf"l Paymenl Warn•ng
`It you ~e OOI)' I~";£~ f!"!JJHm;m; payt'!'let'!l each per.oct y<:~u wJl PI!Y moreo
`10 1flterest and d will tul-ie you lof"'QC"f to pay off yzy.Jr balance.
`
`$694 02
`$0.00
`$68.00
`$68.00
`05<'27116
`
`~or erar."lp!e:
`JlyoJma;keno
`ad::ibOfl:alct'..ar~
`i.:Slltli; mis ca•d and
`eact. moMh ret" pay ..
`
`On y ~ 1'!'!1111n.;~
`paymt:ml
`
`You wi\: pay off the
`.baia:-.ce~or.
`tree slalenwr.t •n
`aoo-..t...
`
`AmJ )'00 W1b
`l!fXLP;>a)'mQ
`an ost.matcd
`10011 ol ...
`
`3 yea-s
`
`S958 00
`
`l~ y(N w.-o.Ad ;,~a lor-..at,on lor cr&::il counse~ng serv.ces.
`call '-1166·51~·5720.
`
`.~eterence N~.1mbe'
`24431 OOF05SWZ£W77
`2444500FDOOHTJ581
`f572700G6000FR
`
`7407193G800X1MJLV
`
`f:072700GSOOOCYLAC
`
`TRANSACTIONS
`Trans Dal~ ~~ Jate {)e:s.Q!pl!on of Tr3f!.s.actlon tv Credit
`IHOP #3206 SALEM MA
`03'31
`04103
`041()3 CMSVEND"A&S VENDI'IG CO CA.'HERBURV NH
`04/01
`04/27 CREDIT ONE REWARD CREDIT LAS VEGA
`04/27
`CREDIT
`INTERNET PAYMENT
`Fees
`05!02 ANNUAL FEE
`05/()2 LATE FEE
`TOTAL FEES fOR THIS PERIOD
`
`05:02
`05/02
`
`06!16 THROUGH 0&"6
`
`04/29
`
`04·'29
`
`LAS VEGAS NV
`
`05.'02
`()51()2
`
`05j02
`05102
`
`Interest Charged
`lnlerest Charge on Purchases
`lnierest Charge on Cash Advances
`TOTAL INTEREST FOR THIS PERIOD
`
`2016 Totals Year-to·Dite
`Total lees charged in 2016
`Toial interesl charged in 2016
`
`$1002& I
`
`I
`
`$3004
`
`Amount
`25.95
`1.60
`0.29
`
`·35.00
`
`8.25
`33.00
`41.25
`
`13.29
`000
`13.29
`
`Your Annual PercenJage Rale (APR) is the annual inlerest rate on your account
`
`INTEREST CHARGE CALCULATION
`
`Type of Balance
`Purchases
`Cash Advances
`
`(v) • Variable Raie
`
`Annual Percentage Rate (APR)
`24 15%(v)
`24 15%{v)
`
`Ba~nce Subject to
`lmereSI Rate
`$66015
`$0.00
`
`lmerest Charge
`$1329
`$0.00
`
`G ..~.-o~·
`reutt ne
`
`R A N C
`
`For acl:tfK...s. Wephone and err..a11 cr.anges:.
`please complete 1'10: reveroe sdc.
`0". update your oom.tct mrorrnat:on on:lne
`at Y..WW Cred10ne8aM.corn.
`
`OPAOOIQ!t
`
`PAY YOUR BILL
`Accounl Number:
`New Balance.
`$694.02
`l~inirnum Paymenr Due: $68.00
`Payrrenl Due Dale:
`05'2i/1 6
`
`AMOUNT ENCLosED: l~.:s ____ '----'
`
`...IIJ,,,.,,,,,I, .. !,fiiiii!,, .. I,JI,Il .. lll.lll, .. lll .. l,.l •• ,l,
`
`CREDIT ONE BANK
`PO BOX 60500
`CITY OF INDUSTRY CA 91 716·0500
`,,lf,.J,,I,IJ,(,.,!,IIJ,JII,Iolll,,l,,.,(,.,flll,f,,,l,f,,,l,,lll
`
`JASON BERMUDEZ
`4 LEMON STREET CT U'liT 2
`SALEM MA 01970·3903
`
`--------1421
`
`Exhibit Documents- Page 2 of 14
`
`

`

`BILL OF SALE AND ASSIGNMENT Of' ACCOUNTS
`FROM CREDIT ONE BANK, N.A. TO MHC RECEIVABLES, LLC
`
`As of December 31, 2016, for good and valuable consideration, the receipt and sufficiency of which
`is hereby acknowledged, Credit One Bank, N.A. ("Assignor") has transferred, has sold, has assigned, has
`conveyed, has granted and has otherwise delivered to MHC Receivables, LLC ("Assignee"), all of
`Assignor's right, title and interest in and to (i) the charged-off credit card accounts identified on an account
`level basis in the data file named Credit0ne_Sherman_Ol2017 (the "Computer File''), a copy of which is
`attached hereto and incorporated herein by reference as "Exhibit A"; and, (ii) certain related account level
`media or electronic copies thereof (including, but not limited to applications, statements, terms and
`conditions), and (iii) all claims or rights arising out of or relating to each account referenced on the
`Computer File (collectively hereinafter, the "Accounts") including, but not limited to, all claims and rights
`afforded each Account by virtue of that Account's corresponding terms and conditions.
`
`The Accounts transferred under the terms of this Bill of Sale and Assignment of Account~ were each
`transferred to Assignee immediately following charge off for each applicable Account, as shown in the
`Computer File.
`
`With respect to information for the Accounts, Assignor represents and warrants to Assignee that the
`business records conveyed to Assignee relating to: (i) the Accounts issued by Assignor; and (ti) the sale and
`assignment of Accounts by Assignor (collectively, the "Business Records"), are kept by Assignor in the
`regular course of its business. It is in the regular course of business of Assignor for an employee or an
`authorized representative with personal knowledge of the act, event, condition, or opinion (collectively
`"Event") to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably
`ncar the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business
`Records are materially complete and accurate, and thoroughly embody the information in Assignor's
`custody and control for the Accounts from their creation until the time of transfer to Assignee. These
`representations and warranties are intended to augment any other representations and warranties the parties
`may have in place and not supplant any other existing warranties and representations.
`
`This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for the Accounts
`conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the
`parties to transfer the Accounts.
`
`I I
`
`CREDIT ONE BANK, N.A.
`
`~ Vice President
`
`1111111111111111111111111111111111111
`
`2n14,511427,1
`
`Page 1 of 2
`
`Exhibit Documents- Page 3 of 14
`
`

`

`EXHIBIT A
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named
`Credit0ne_Shennan_Ol2017 with such electronic file incorporated herein by reference.
`
`11111111111 II 1111111 II I II 11111111111 II II II
`
`27714,511427,2
`
`Page2of2
`
`Exhibit Documents - Page 4 of 14
`
`

`

`BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
`FROM CREDIT ONE BANK. N.A. TO 1\IHC RECEIVABLES. LLC
`
`As of December 31, 2016, for good and valuable consideration, the receipt and sufficiency of which
`is hereby acknowledged, Credit One Bank, N.A. ("Assignor") has transferred, has sold, has assigned, has
`conveyed, has granted and has otherwise delivered to MHC Receivables, LLC ("Assignee"), all of
`Assignor's right, title and interest in and to (i) the receivables associated with each and every account
`referenced in the data file named Credit0ne_Sherman_Ol2017 (the "Computer File"). a copy of which is
`attached hereto and incorporated herein by reference as "Exhibit A"; and, (ii) all claims or rights arising out
`of or relating to each of those Receivables (hereinafter, the "Receivables").
`
`The Receivables transferred under the terms of this Bill of Sale and Assignment of Receivables were
`each transferred to Assignee prior to the charge off of the associated accounts, as shown in the Computer
`File. This Bill of Sale and Assignment of Receivables evidences the intent between the parties for the
`transfer of the Receivables, acts as an acknowledgement of those transfers, and, to the extent necessary,
`ratification of the transfers.
`
`With respect to information for the Receivables, Assignor represents and warrants to Assignee that
`the business records conveyed to Assignee relating to the Receivables (the "Business Records"), are kept by
`Assignor in the regular course of its business. It is in the regular course of business of Assignor for an
`employee or an authorized representative with personal knowledge of the act, event, condition, or opinion
`(collectively "Event") to be recorded, to make the appropriate memorandum or recording of the Event at or
`reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the
`Business Records are materially complete and accurate, and thoroughly embody the information in
`Assignor's custody and control for the Receivables from their creation until the time of transfer to Assignee.
`These representations and warranties are intended to augment any other representations and warranties the
`parties may have in place and not supplant any other existing warranties and representations.
`
`This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for the
`Receivables conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the
`intent of the parties to transfer the Receivables.
`
`CREDIT ONE BANK, N.A.
`
`Vice President
`
`I II 111111 Ill IIIII II Ill Ill Ill Ill Ill Ill
`
`27714,511427,3
`
`Page 1 of 2
`
`Exhibit Documents- Page 5 of 14
`
`

`

`EXHIBIT A
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named
`Credit One_ Sherman_ 01201 7 with such electronic file incorporated herein by reference.
`
`1111111111111 II 11111111 II I II 1111111111 II II II II
`
`2n14,511427.4
`
`Page 2of2
`
`Exhibit Documents - Page 6 of 14
`
`

`

`BILL OF SALE Al'\D ASSIGNMENT OF RECEIVABLES
`FROM MHC RECEIVABLES, LLC TO FNBl\-1, LLC
`
`As of January 12, 2017, I\fHC Receivables, LLC ("Assignor"), for good and valuable consideration,
`the receipt and sufficiency of which is hereby acknowledged, has periodically transferred, has sold, has
`assigned, has conveyed, has granted :md has otherwise delivered to F.!\ 13M, LLC, ("Assignee") all of its
`rights, title and interest in and to (i) the receivables identified and specifically referenced for each of the
`accounts on an account level basis on the data file titled Credit0ne_Sherman_Ol2017 attached hereto and
`incorporated by reference as "Exhibit A" ; and (ii) all claims or rights arising out of or relating to the
`account level receivables (hereinafter the "Receivables'').
`
`With respect to information for the Receivables, Assignor represents and warrants to Assignee that the
`business records com eyed to Assignee relating to the Receivables (the ''Business Records'"), are kept by
`Assignor in the regular course of il" business. It is in the regular course of business of Assignor for an
`employee or an authorized representative with personal knowledge of the act, event, condition, or opinion
`(collectively "Event") to be recorded, to make the appropriate memorandum or recording of the Event at or
`reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the
`Business Records arc materially complete and accurate, and thoroughly embody the information in
`Assignor's custody and control for the Receivables from their creation until the time of transfer to Assignee.
`These representations and warranties are intended to augment any other representations and warranties the
`parties may have in place and not supplant any other existing warranties and representations.
`
`This Bill of Sale and Assignment of Receivables shall serve as an acknowledgment, as ratification, and
`as evidence oft he intent of the parties to transfer the Released Receivables referenced herein.
`
`i\UIC Receivables, LLC
`
`~v1ark Rufail, Authorized Representative
`
`11111111111111111111111111111111111
`
`27714,511428,1
`
`Page 1 of 2
`
`Exhibit Documents- Page 7 of 14
`
`

`

`EXHIBIT A
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named Crcdit0nc_Sherman_012017
`with such electronic file incorporated herein by reference.
`
`11111111111111111111111 11111111111111
`
`27714,511428,2
`
`Page2of 2
`Exhibit Documents- Page 8 of 14
`
`

`

`BILL OF SALE AND ASSIGNMEl\T OF ACCOU~TS
`FROJ\1 \1HC RECEIVABLES. LLC TO SHER!\1AN ORIGINATOR Ill LLC
`
`On January 12.2017, for good and valuable consideration, the receipt and sufficiency ofwhich is
`hereby acknowledged, ~1HC Receivables, LLC ("Assignor"), hereby transfers, sells, assigns, conveys,
`grants and otherwise deliwrs to Shennan Originator Ill LLC ("Assignee"), all of Assignor's, rights title and
`interest in and to (i) the charged-off accounts identified on an account level basis in the data file named
`CreditOne_Sherman_O 12017 (the "Computer File"), a copy of which is attached hereto and incorporated
`herein by reference as "Exhibit A"; and, (ii) ce11ain related account le\·el media or electronic copies thereof
`(including, but not limited to applications, statements, terms and condition), and (iii) all claims or rights
`arising out of or relating to each referenced account (collectively hereinafter the "Accounts") including, but
`not limited to, all claims and rights afforded each account by virtue of that account's corresponding terms
`and conditions.
`
`With respect to information for the Accounts described in the related Computer File, Assignor
`represents and warrants to Assignee that the business records relating to: (i) the Accounts owned by
`Assignor; and (ii) tl1e sale and assignment of Accounts by Assignor (collectively, the "Business Records"),
`are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor
`for an employee or an authorized representative with personal knowledge of the act, event, condition, or
`opinion (collectively "EYent") to be recorded, to make the appropriate memorandum or recording at or
`reasonably near the time of the Event. Fm1hem10re, Assignor represents and WaiTants to Assignee that the
`Business Records are materially complete and accurate and thoroughly embody the information in
`Assignor's custody and control for the Accounts listed in the Computer File from Assignor's receipt of
`those accounls until the time of transfer to Assignee. 1l1ese representations and warranties are intended to
`augment any other representations and warranties the parties may have in place and not supplant any other
`existing warranties and representations.
`
`This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for any of the
`Accounts conveyed hereby.
`
`:\lHC Recei\'ablcs, LLC
`
`Mark Rufail, Authorized Representative
`
`11111111111111111111111111111111111
`
`27714,439426,1
`
`Page 1 of 2
`
`Exhibit Documents-- Page 9 of 14
`
`

`

`EXHIBIT A
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named Credit0ne_Sherman_OI2017
`with such electronic file incorporated herein by reference.
`
`Ill 11111111111111111111111111111111111111111
`
`27714,439426,2
`
`Page 2 ot 2
`Exhibit Documents -- Page 10 of 14
`
`

`

`BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
`FROM FNBM. LLC TO SHERMAN ORIGINATOR III LLC
`
`On January 12, 2017, FNBM, LLC ("Assignor"), for good and valuable consideration, the receipt of
`which is hereby acknowledged, hereby transfers, sells, assigns, conveys, grants and delivers to Shennan
`Originator III LLC ("Assignee"), all of its rights, title and interest in and to (i) the receivables identified and
`specifically referenced for each of the Accounts on an account level basis on the data file titled
`CreditOne _Shennan_ 0 I 2017 attached hereto and incorporated by reference as ''Exhibit A"; and (ii) all
`claims or rights arising out of or relating to the receivables (hereinafter the "Receivables").
`
`With respect to infonnation for the Receivables, Assignor represents and warrants to Assignee that the
`business records relating to the Receivables (the "Business Records") are kept by Assignor in the regular
`course of its business. It is in the regular course of business of Assignor for an employee or an authorized
`representative with personal knowledge of the act, event, condition, or opinion (collectively "Event") to be
`recorded, to make the appropriate memorandum or recording at or reasonably near the time of the Event.
`Furthennore, Assignor represents and warrants to Assignee that the Business Records are materially
`complete and accurate and thoroughly embody the infonnation in Assignor's custody and control for the
`Receivables from Assignor's receipt of those Receivables until the time of transfer to Assignee. These
`representations and warranties are intended to augment any other representations and warranties the parties
`may have in place and not supplant any other existing warranties and representations.
`
`This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for any of the
`Receivables conveyed hereby.
`
`FNBM,LLC
`
`111111111111111111111111111111111111
`
`27714,439426,3
`
`Page 1 of 2
`Exhibit Documents- Page 11 of 14
`
`

`

`EXHIBIT A
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named CrcditOne _Shennan_ 012017 with
`such electronic file incorporated herein by reference.
`
`I
`
`I
`I
`I
`I
`I
`
`I
`
`i
`
`I II llllllllllllllllllllllllllllllllllll
`
`27714.439426,4
`
`Page2 of 2
`Exhibit Documents-- Page 12 of 14
`
`

`

`Declaration of Account Transfer
`
`Sherman Originator III LLC ("SOLLC III"), without recourse, to the extent permitted by
`applicable law, transferred, sold, assigned, conveyed, granted and delivered to Shennan
`Originator LLC ("SOLLC") all of its right, title and interest in and to the receivables and other
`assets (the "Assets") identified on Exhibit A, in the Receivable File dated January 05, 2017
`delivered by MHC Receivables, LLC and FNBM, LLC on January 12, 2017 for purchase by
`SOLLC III on January 12,2017. The transfer of the Assets included electronically stored
`business records.
`
`SOLLC, subsequent to the above mentioned transfer, transferred, sold, assigned, conveyed,
`granted and delivered to L VNV Funding LLC ("L VNV'), the above mentioned Assets. The
`transfer of the Assets included electronically stored business records.
`
`Shem1an Originator III LLC
`a Delaware Limited Liability Cfmpany
`
`Na
`
`Sherman Originator LLC
`a Delaware Limited Liability Company
`
`By:~
`
`ramgan
`am : evn
`Title: Authorized Representative
`
`L VNV Funding LLC
`a Delaware Lirite~/Liab\lit' Company
`
`By:
`
`Unit
`
`t (l (
`
`Name: Rusty Kendall
`Title: Authorized Represcntati ve
`
`Exhibit Documents -- Page 13 of 14
`
`

`

`Receivables File
`01.12.17 Credit0ne_Sherman_Ol2017
`
`Exhibit A
`
`Transfer Group
`439426
`
`Portfolio
`27714
`
`Transfer Batch
`NIA
`
`Exhibit Documents -- Page 14 of 14
`
`