DOCKET No.: HHD-CV22-6158556-S
`
`SUPERIOR COURT
`HARTFORD JUDICIAL DISTRICT
`Sided AT HARTFORD
`BANK OF AMERICA, N.A.
`
`vs.
`ROBERT JAMES HUTCHINSON
`
`Plaintiff
`
`May 2, 2023
`
`R & R File No. 1435790
`
`]
`
`Defendant (s)
`
`MOTION FOR JUDGMENT AND ORDER OF PAYMENTS
`
`Plaintiff requests that Judgment, based upon the previously entered
`default, be entered in favor of the plaintiff and against the defendant
`ROBERT JAMES HUTCHINSON
`,
`in accordance with the Affidavit of
`Debt. Plaintiff requests judgment to be entered for damages of
`8,313.67
`7,875.07
`and costs of
`438.60
`, for a total of
`The plaintiff further moves that an Order for nominal weekly payments be
`entered in the amount of $35.00 per week in accordance with the provisions
`of the Connecticut General Statutes.
`
`The plainti:
`
`
`By,
`Adam J. Olshan, Esq.
`Kimberly Peterson, Esq.
`Hotly R. Nelen, Esq.
`ichard A. Terry, Esq.
`Rubin & Rothman, LLc
`1787 Veterans Highway
`Islandia, NY 11749
`800-298-6058
`Juris No. 438783
`
`CERTIFICATION OF SERVICE
`
`I certify that a copy of this Motion for Judgment and Order of Payments
`was or will immediately be mailed or delivered electronically or
`non-electronically on
`5/02/2023
`to all counsel and self-represented
`parties of record and that written consent for electronic delivery was
`received from all counsel and self-represented parties of record who were
`or will immediately be electronically served.
`
`RODERICK DAVID WOODS, ESQ at RODERICK.WOODS@RDW-LAW.COM
`
`By,
`Adam J. Olshan, Esq.
`Kimberly Peterson, Esq.
`Holly R. Nelen, Esq.
`Richard A. Terry, Esq.
`
`

`

`DOCKET No.: HHD-CV22-6158556-S
`
`oe noe nren een eo 7+ +--+ -- +--+ ---------
`BANK OF AMERICA, N.A.
`
`SUPERIOR COURT
`HARTFORD JUDICIAL DISTRICT
`AT HARTFORD
`
`vs.
`ROBERT JAMES HUTCHINSON
`
`Plaintiff
`
`May 2, 2023
`
`R & R File No. 1435790
`
`J
`
`Defendant (s)
`
`BILL OF COSTS
`
`0.00
`78.60
`360.00
`0.00
`
`438.60
`
`Writ Fee:
`Marshal's Fee:
`Entry Fee:
`Other:
`
`TOTAL:
`
`Dated this
`
`2nd day of May, 2023.
`
`‘The plaintiff,
`
`By,
`Adam J. Olshan, Esq.
`Kimberly Peterson, Esq.
`Holly R. Nelen, Esq.
`tRichard A. Terry, Esq.
`Rubin & Rothman, LLC
`1787 Veterans Highway
`Islandia, NY 11749
`800-298-6058
`Juris No. 438783
`
`CERTIFICATION OF SERVICE
`I certify that a copy of this Bill of Costs was or will immediately be
`mailed or delivered electronically or non-electronically on
`5/02/2023
`to all counsel and self-represented parties of record and that written
`consent for electronic delivery was received from all counsel and
`self-represented parties of record who were or will immediately be
`electronically served.
`
`RODERICK DAVID WOODS, ESQ at RODERICK. WOODS@RDW-LAW.COM
`
`By,
`Adam J. Olshan, Esq.
`Kimberly Peterson, Esq.
`Holly R. Nelen, Esq.
`
`

`

`AI
`
`000006527641
`
`HARTFORD JUDICIAL DISTRICT
`AT HARTFORD
`
`
`BANK OF AMERICA, N.A.
`
`~against-—
`
`ROBERT JAMES HUTCHINSON
`
`Plaintiff,
`
`Defendant.
`
`
`Our File No. 1435790
`
`Index No. HHD-CV22-6158556-S
`
`COVER SHEET
`TO BE ATTACHED
`AFFIDAVIT OF MERIT
`
`

`

`The undersigned, being duly sworn, states that:
`
`AFFIDAVIT
`
`tam over 19 years old and competent to make this Affidavit. lam employed by Bank of America, N.A. as an officer of the bank
`and am duly authorized to makethis Affidavit. Bank of America, N.A. is a wholly-owned subsidiary of Bank of America Corporation and
`the successor-in-interest to FIA Card Services, N.A., formerly known as MBNA America Bank,N.A. (“FIA”). FIA was merged into and under
`the charter andtitle of Bank of America, N.A. effective October 1, 2014. FIA and Bank of America, N.A. are collectively referred to herein
`
`1am familiar with and have personal knowledge of the manner and method by which BANA maintainsits normal business books
`and records, including computer records, and the methods by which such records are made. These books and records are kept by BANA
`in the course of regularly conducted businessactivity. It is BANA’s regular practice to make such books and records and these books and
`records are made:(i) at or near the time the events they purport to describe occurred, by or from information transmitted by a person
`with knowledgeofthe acts and events and a business duty to report, or(ii) by a computer or other similar digital means, which
`contemporaneously and reliably records an eventas it occurs. The contents ofthis Affidavit related to the Defendant's accountare true
`and correct based upon my personal knowledge of the record keeping systems under which BANA maintainsits business books and
`
`The books and records of BANA show that Defendant, ROBERT JAMES HUTCHINSON,obtained an account with BANA ora
`predecessorin interest for the purpose of obtaining an extension ofcredit {the “Account”) and thereafter used or authorized the use of
`the Accountfor the acquisition of goods, services, balance transfers or cash advances in accordance with the customer agreement
`(“Agreement”) governing use of the Account. Defendant breached the Agreementbyfailing to make periodic payments as required
`
`The account was opened on 08/10/2015. Defendant's current Account numberis XXXXXXXXXXXX1428. As of the execution
`dateof this Affidavit, Defendant is indebted to BANA on the Accountfor $7875.07, which includes pre-charge-off interest allowed under
`the Agreement. The Account charged-off on 01/31/2022. The last paymentposted to the Account on or about 06/25/2021. The
`Accountis not accruing post charge-off interest and all payments and credits have been applied.
`
`In accordance with federal regulations, monthly periodic statements reflecting the amount due on the Account have been
`provided to the Defendant. Attached hereto is a true and correct copy of (1) the last periodic statement provided to Defendant prior to
`charge-off of the Account(the "Last Statement") and (2) the most recent pre-charge-off periodic statementthat reflects a purchase
`transaction, service billed, payment(including a paymentthatlater returned as unsuccessful whetherdueto insufficient funds or
`otherwise), or balance transfer. If only one periodic statement (the Last Statement) is attached, then the most recent pre-charge-off
`activity on the Account(as described above) appears on the Last Statement. Based on BANA’s records, there are no unresolved billing
`disputes regarding the Account.
`
`| declare under the penalty of perjury that the foregoingis true and correct andif called as a witness t would competently testify,
`underoath, thereto.
`
`4 2023
`fe
`Angela Burton___,Officer
`AFFIANT NAME
`
`
`
`AFFIANT SIGNATURE
`
`State of: NORTH CAROLINA County of: GUILFORD
`
`SIGNEDand swornto (or affirmed) before me, the undersigned Notary Public in and for the jurisdiction aforesaid, by
`Angela Burton,onthis day,APR042023)
`unite,
`
`My Commission Expires: OCT 02 2024
`
`

`

`ate,
`BANK OF AMERICA “2
`
`WILMINGTON, DE 19850
`
`ROBERT JAMES HUTCHINSON
`LITIGATION PRACTICE GROUP
`PO BOX 513018
`LOS ANGELES CA 90051-1018
`
`Customer Service Information:
`Wwww.aaanetaccess.com
`1.888.685.3669
`Mall billing inquiries to:
`AAA Financial Services
`P.O. Box 672050
`Dallas TX 75267-2050
`Mail payment to:
`AAA Financial Services
`P.O, Box 15019
`Wilmington DE 19886-5019
`
`Visa Signature®
`AccountsIM sccs
`December 29 - January 28, 2022
`
`Account Summary
`Payment Information
`$7,775.47
`Previous Balance
`$7,875.07
`NewBalance Total
`$0.00
`Payments and Other Credits
`$177.00
`Current Payrnent Due
`$0.00
`Purchases and Adjustments
`$1,382.00
`Past Due Amount
`eneeee
`Fees Charged
`$0.00
`Total Minimum Payment Due
`$1,559.00
`Interest Charged
`$99.60
`
`Payrnent Due Date
`02/25/2022
`Late Payment Warning:If we do not receive your Total Minimum
`Payment by the datelisted above, you may have to pay a late fee of up to
`$39.00 and your APRs may be Increased up to the Penalty APR of 29.99%,
`Total Minimum Payment Warning: If you make only the Total Minimum
`Payment each period, you will pay more in interest and it will take you
`longer to pay off your balance. For example:
`
`New Balance Total
`
`Total Credit Line
`Total Credit Available
`Cash Credit Line
`Portion of Credit Available
`
`Statement Closing Date
`Days In Billing Cycle
`
`$7,875.07
`
`$7,400.00
`$0,00
`$2,220.00
`
`$0.00
`01/28/2022
`31
`
`
`
`If you would like information about credit counseling services, call
`866.300.5238.
`
`28
`
`AAA FINANCIAL SERVICES
`Account Number: IIE 3665eeeemma
`P.O, BOX 15019
`WILMINGTONDE 19886-5019
`New Balance Total
`$7,875.07
`Total Minimum Payment Due
`$1,559.00
`Payment Due Date
`02/25/2022
`
`ROBERT JAMES HUTCHINSON
`LITIGATION PRACTICE GROUP
`PO BOX 513018
`
`Enter payment amount
`
`§
`
`

`

`ROBERT JAMES HUTCHINSON | Account #[MMMM 3665 [| December 29 - January 28, 2022
`004 - 000 - 000 -G
`
`IMPORTANTINFORMATION ABOUT THIS ACCOUNT
`
`PAYING INTEREST- We will not charge interest on Purchases on the next
`statement if you pay the New Balance Totalin full by the Payment Due Date,
`and you had paidin full by the previous Payrnent Due Date. We will begin
`charging Interest on Balance Transfers and Cash Advances on the transaction
`
`TOTAL INTEREST CHARGE COMPUTATION- Interest Charges accrue and
`are compounded on a daily basis. To determine the Interest Charges, we
`multiply each Balance Subject to Interest Rate by its applicable Daily Periadic
`Rate and that result is multiplied by the numberofdays in thebilling cycle. To
`determine the total Interest Charge forthe billing cycle, we add the Periodic
`Rate Interest Charges together. A Daily Periodic Rate is calculated by dividing
`an Annual Percentage Rate by 365.
`HOW WE ALLOCATE YOUR PAYMENTS- Payments areallocated to
`posted balances. If your account has balances with different APRs, we will
`allocate the amount of your payment equal to the Tota! Minimum Payment Due
`to the lowest APR balancesfirst (including transactions made afterthis
`statement). Payment amounts in excess of your Total Minimum Payment Due
`will be applied to balances with higher APRs before balances with lower APRs.
`IMPORTANT INFORMATION ABOUT PAYMENTS BY PHONE- When
`using the optional Pay-by-Phone service, you authorize us to initiate an
`electronic payment from your account at the financtal institution you designate.
`You must authorize the amount and timing of each payment. For your
`protection, we will ask for security information. To cancel, call us before the
`scheduled payment date. Same-day payments cannot be edited or canceled.
`YOUR CREDIT LINES- The Total Credit Line is the amountof credit
`available for the account; however, only a portion of that is available for Bank
`Cash Advances, The Cash Credit Line is that amount you have available for
`Bank Cash Advances, Generally, Bank Cash Advancesconsist of ATM Cash
`Advances, Over the Counter (OTC) Cash Advances, Same-Day Online Cash
`Advances, Overdraft Protection Cash Advances, Cash Equivalents, and
`applicable transaction fees.
`MISCELLANEOUS- Promotional Rate End Date: This date is based ona
`future statementClosing date. If you change your payment due date, this date
`could change. The New Balance Total which appears on this statement is not a
`payoff amount and may be subject te additional interest charges when you pay
`in full after your statement closing date. Please contact the customer service
`numberlocated on the front of this statement for a pay-off amount. Virtual
`Cards are the digital form of your eligible physical credit cards stored within a
`
`© 2022 Bank of America Corporation
`
`CALCULATION OF BALANCES SUBJECT TO INTEREST RATE
`Average Dally Balance Method(including new Purchases}: We calculate
`Separate Balances Subject to an Interest Rate for Purchases and for each
`Introductory or Promotional Offer balance consisting of Purchases. We do this
`by: (1) calculating a daily balance for each dayin the billing cycle; (2) adding alt
`the daily balances together; and (3) dividing the sum of the daily balances by
`the numberof daysin thebilling cycle.
`To calculate the daily balance for each day in this statement's billing cycle, we:
`(1) take the beginning balance;(2) add an amount equal to the applicable Daily
`Periodic Rate multiplied by the previous day's daily balance; (3) add new
`Purchases, new Account Fees, and new Transaction Fees; and (4} subtract
`applicable payments andcredits, If any daily balanceis fess than zero wetreat
`it as zero.
`
`Average Balance Method(including new Balance Transfers and new Cash
`Advances}: We calculate separate Balances Subject to an Interest Rate for
`Balance Transfers, Cash Advances, and for each Introductory or Promotional
`Offer balance consisting of Balance Transfers or Cash Advances. We do this by:
`(1) calculating a dally balance for each day in this statement’s billing cycle; (2}
`calculating a daily balance for each day prior to this statement'sbilling cycle
`that had a “Pre-Cycle balance” - a Pre-Cycle balance is a Balance Transfer or a
`Cash Advance with a transaction date prior to this statement'sbilling cycle but
`with a posting date within this statement's billing cycle; (3) addingall the dally
`balances together; and (4) dividing the sum of the dally balances by the number
`of days In this statement'sbilling cycle.
`To caiculate the daily balance for each day in this staternent’sbilling cycle, we:
`(1) take the beginning balance; (2) add an amount equal to the applicable Daily
`Periodic Rate multiplied by the previous day's dally balance;(3) add new
`Balance Transfers, new Cash Advances and Transaction Fees; and (4) subtract
`applicable payments and credits. If any daily balance is tess than zero we treat
`it as zero.
`To calculate a daily balance for each day priorto this statement’s billing cycle
`that had a Pre-Cycle balance: (1) we take the beginning balance attributable
`solely to Pre-Cycle balance (which will be zero on the transaction date of the
`first Pre-Cycle balance); (2) add an ammount equal to the applicable Daily
`Pericdic Rate multiplied by the previous day's daily balance; (3) and add only
`the applicable Pre-Cycle balances and their related Transaction Fees. We
`exclude from this calculation all transactions posted in previousbilling cycles,
`
`For the complete terms and conditions of your account, consult your Credit
`Card Agreement. This accountis issued and administered by Bank of America.
`Bank of America is a registered trademark of Bank of America Corporation.
`
`PAYMENTS- Wecredit mailed payments as of the date received, If the paymentis: (1) recelved by 5 p.m. localtime at the address shown an the remittance portion of your
`monthly statement; (2) pald with a check drawn In U.S. dollars on a U.S.financial institution or a U.S. dollar money order; and (3) sent In the return envelope with only the remittance
`portion of your statement accompanying it. Payments recefved by mail after 5 p.m. local time at the remittance address on any day induding the Payment Due Date, but that otherwise
`meet the above requirements,will be credited as of the next day, Payments made online or by phone will be credited as of the date of receipt if made by 5 p.m. Central. Credit for any
`other payments may be delayed up to five days. Cash payments made with ourtellers will only be accepted with a valid identification (ID).
`No payment shail operate as an accord and satisfaction without the prior written approvalof one of our Senior Officers.
`We pracess most payment checks electronically by using the information found on your check Each check authorizes us to create a one-time electronic fundstransfer (or process itas a
`check or paper draft). Funds may be withdrawn from your account as soon as the same day we receive your payment. Checks are not returned te you.
`If you have authorized us to pay your credit card bill automatically from your savings or checking account with us, you can stop the Payment on any amountyou think is wrong, To stop
`payment, your letter must reach us at least three business days before the automatic payment Is scheduled to occur.
`
`Change of Address/Phone number: Online at www.aaanetaccess.com
`
`

`

`ROBERT JAMES HUTCHINSON | Account +B 3665 | December 29- January 28, 2022
`
`Transactions
`Account
`Reference
`Transaction Posting
`Date
`Description
`Number
`Nurnber
`Amount
`Total
`
`Interest Charged
`01/28~~INTEREST CHARGED ON PURCHASES 99.60
`
`01/28
`INTEREST CHARGED ON BALANCE TRANSFERS
`0.00
`01/28
`INTEREST CHARGED ON DIR DEP&CHK CASHADV
`0.00
`
`01/28—sINTEREST CHARGED ON BANK CASH ADVANCES 0.00
`TOTAL INTEREST CHARGED FOR THIS PERIOD
`$99.60
`
`2022 Totals Year-to-Date
`
`$99.60
`
`Total fees charged in 2022
`
`Total interest charged in 2022
`
`$0.00
`
`Interest Charge Calculation
`Your Annual Percentage Rate (APR)is the annualinterest rate on your account.
`
`Annual
`Percentage
`Rate
`
`Promotional
`Transaction
`Type
`
`Promotional
`Offer ID
`
`Promotional
`Rate End
`Date
`
`Balance
`Subject to
`Interest
`Rate
`
`interest
`Charges by
`Transaction
`Type
`
`14.99%V 7,823.54=$$ 99.60
`
`
`
`Balance Transfers
`14.99%0V
`$
`000
`6S
`0.00
`Direct Deposit and Check Cash
`17.99%V
`$
`000.
`6
`0.00
`
`
`
`
`
`Bank Cash Advances 0.00=6§24.99% V $ 0,00
`
`APR Type Definitions Daily interest Rate Type: V= Variable Rate (rate may vary)
`
`Important Messages
`Your statement balance exceeds the Total Credit Line. To ensure uninterrupted use of your account, please make a payment to bring your
`balance under the Total Credit Line. There is no fee for being over your Total Credit Line.
`
`Whenthis statement was created, the account’s Credit Line was In a restricted status and not available for use.
`
`Points earned can expire if not redeemed within 60 months from the month earned. To view current point totals and when points expire,
`visit bankofamerica.com, Choose the credit card account related to this statement in Accounts Overview, then select the Rewards Tab and
`access the'see expiration schedule’link for a full view of total points by month of expiration.
`
`

`

`ROBERT JAMES HUTCHINSON | Account +MMMM 3665 | December 29 - january 28, 2022
`
`Your Reward Summary "
`.0O BASE EARNED THIS MONTH
`00 TOTALAVAILABLE
`=
`WWW.AAANETACCESS.COM FOR POINTSINFO
`
`
`
`
`
`
`
`
`Make the most of your
`rewards programtoday!
`
`
`
`
`
`

`

`BANK OF AMERICA “2
`
`WILMINGTON, DE 19850
`
`ROBERT JAMES HUTCHINSON
`181 WYNWOOD DR
`ENFIELD CT 06082-6167
`
`Customer Service Information:
`WWw.aaanetaccess,com
`1.888.685.3669
`Mail billing inquiries to:
`AAA Financial Services
`P.O. Box 982234
`Ei Paso TX 79998-2234
`Mail payment to:
`AAA Financial Services
`P.O. Box 15019
`Wilmington DE 19886-5019
`
`May 29 - June 28 2021
`Account#AT 3665
`
`Account Summary
`Payment Information
`$7,015.33
`Previous Balance
`$6988.26
`New Balance Total
`~$157.00
`Payments and Other Credits
`$158.00
`Current Payment Due
`nentne
`Purchases and Adjustments
`$39.99
`Fees Charged
`$0.00
`Interest Charged
`$89.94
`
`
`Total Minimum Payment Due
`Payment Due Date
`
`$158.00
`07/25/2021
`
`New Balance Total
`
`Total Credit Line
`Total Credit Available
`Cash Credit Line
`Portion of Credit Available
`
`Statement Closing Date
`Days In Billing Cycle
`
`$6,988.26
`
`$33,000.00
`$6,011.74
`$3,900.00
`
`$3,900.00
`06/28/2021
`31
`
`Late Payment Warning:If we do not receive your Total Minimum
`Payment by the date listed above, you may have to paya late fee of up to
`$39.00 and your APRs may be increased up to the Penalty APR of 29.99%.
`Total Minimum Payment Warning: if you make only the Total Minimum
`Payment each periad, you will pay morein interest andit will take you
`longer to pay off
`your balance. For example:
` a
`
`
`
`
`
`21 years
`Only the Total
`$14,816.00
`Minimum Payment
`
`$8,712.00
`36 months
`$242.00
`(Savings = $6,104.00)
`
`If you would like information about credit counseling services, calf
`866.300.5238.
`
`
`
`
`
`
`
`28
`
`AAA FINANCIAL SERVICES
`Account Number:NN soosNTOOT
`P.O. BOX 15019
`WILMINGTON DE 19886-5019
`
`New Balance Total
`Total Minimum Payment Due
`Payment Due Date
`
`$6,988.26
`$158.00
`07/25/2021
`
`ROBERT JAMES HUTCHINSON
`151 WYNWOOD OR
`ENFIELD CT 06082-6167
`
`Enter payment amount
`
`$
`
`

`

`ROBERT JAMES HUTCHINSON | Account #MMMM 3665 | May 29 - june 28, 2021
`
`004 - 000 - 000 - G
`
`IMPORTANT INFORMATION ABOUT THIS ACCOUNT
`
`PAYING INTEREST- We will not charge Interest on Purchases on the next
`statement if you pay the New BalanceTotalin full by the Payment Due Date,
`and you had paid In full by the previous Payment Due Date. We will begin
`charging interest on Balance Transfers and Cash Advances on the transaction
`
`TOTAL INTEREST CHARGE COMPUTATION- Interest Charges accrue and
`are compounded ona daily basis. To determine the Interest Charges, we
`multiply each Balance Subject ta Interest Rate by its applicable Daily Periodic
`Rate and that result is multiplied by the numberof daysin the billing cycle. To
`determine the total interest Charge for the billing cycle, we add the Perfodic
`Rate Interest Charges together. A Dally Periodic Rate is catculated by dividing
`an Annual Percentage Rate by 365.
`HOW WE ALLOCATE YOUR PAYMENTS- Payments are allocated to
`Posted balances. If your account has balances with different APRs, we will
`allocate the amount of your payment equal to the Total Minimum Payment Due
`to the lowest APR balancesfirst (Including transactions made after this
`statement). Payment amountsin excess of your Total Minimurn Payment Due
`will be applied to balances with higher APRs before balances with lower APRs.
`IMPORTANT INFORMATION ABOUT PAYMENTS BY PHONE- When
`using the optional Pay-by-Phone service, you authorize us to initiate an
`electronic payment from your account at the financial institution you designate.
`You must authorize the amount and timing of each payment. For your
`Protection, we will ask for security information. To cancel, call us before the
`scheduled payment date. Same-day payments cannot be edited or canceled.
`YOUR CREDIT LINES- The Total Credit Line is the amount of credit
`available for the account; however, only a portion ofthatis avaliable for Bank
`Cash Advances. The Cash Credit Line is that amount you have available for
`Bank Cash Advances. Generally, Bank Cash Advances consist of ATM Cash
`Advances, Over the Counter (OTC) Cash Advances, Same-Day Online Cash
`Advances, Overdraft Protection Cash Advances, Cash Equivalents, and
`applicable transaction fees.
`MISCELLANEOUS- Promotional Rate End Date: This date is based ona
`future staternent closing date. If you change your payment due date, this date
`could change. The New Balance Total which appears on this statementis not a
`payoff amount and may be subject to additional interest charges when you pay
`in full after your staternent closing date. Please contact the customerservice
`number lacated on the front of this statement for a pay-off amount. Virtual
`cards are the digital form of your eligible physical credit cards stored within a
`
`© 2021 Bank of America Corporation
`
`CALCULATION OF BALANCES SUBJECT TO INTEREST RATE
`Average Daily Balance Method(including new Purchases): We calculate
`separate Balances Subject to an Interest Rate for Purchases and far each
`Introductory or Promotional Offer balance consisting of Purchases. We do this
`by: (1) calculating a daily balance for each day in thebilling cycle;(2} adding ali
`the daily balances together; and(3)dividing the sum of the daily balances by
`the number of days in the billing cycle.
`To calculate the dally balance for each day in this statement’s billing cycle, we:
`(1} take the beginning balance; (2) add an amount equal to the applicable Daily
`Periodic Rate multiplied by the previous day's dally balance; (3} add new
`Purchases, new Account Fees, and new Transaction Fees; and(4) subtract
`applicable payments andcredits. If any daily balance is less than zero wetreat
`it as zero.
`
`Average Balance Method(including new Balance Transfers and new Cash
`Advances): We calculate separate Balances Subject to an Interest Rate for
`Balance Transfers, Cash Advances, and for each Introductory or Promotional
`Offer balance consisting of Balance Transfers or Cash Advances. Wedothis by:
`(1) calculating a daily balance for each day in this staternent’sbilling cycle; (2)
`calculating a daily batance for each day prior to this statement’sbilling cycle
`that had a “Pre-Cycle balance” - a Pre-Cycle balance is a Balance Transfer or a
`Cash Advance with a transaction date prior to this statement’s billing cycle but
`with a posting date within this statement’s billing cycle; (3) addingall the daily
`balances together; and (4) dividing the sum of the daily balances by the number
`of daysin this statement's billing cycle.
`To calculate the daily balance for each day in this statement’sbilling cycle, we:
`(1) take the beginning balance; (2) add an amount equal to the applicable Daily
`Periodic Rate multiplied by the previous day's daily balance; (3) add new
`Balance Transfers, new Cash Advances and Transaction Fees; and (4) subtract
`applicable payments and credits. If any daily balance is fess than zero we treat
`it as zero,
`To calculate a daily balance for each day priorto this staternent's billing cycle
`that had a Pre-Cycle balance: (1) we take the beginning balance attributable
`solely to Pre-Cycie balance (which wii! be zero on the transaction date of the
`first Pre-Cycle balance); (2) add an amount equal to the applicable Daily
`Periodic Rate multiplied by the previous day's daily balance; (3) and add only
`the applicable Pre-Cycle balances and their related Transaction Fees, We
`exclude from this calculation all transactions posted in previousbilling cycles.
`
`For the complete terms and conditions of your account, consult your Credit
`Card Agreement. This accountis issued and administered by Bank of America,
`Bank of America is a registered trademark of Bank of America Corporation.
`
`PAYMENTS- wecredit maited payments as of the date ieceived, If the paymentIs: (1) received by 5 p.m. lacal time at the address shown on the remittance portion of your
`monthly staterent; (2) pafd with a check drawnIn U.S. dollars on a U.S. financial Institution or a U.S, dollar money order; and (3) sent in the return envelope with only the remittance
`portion of your staternent accompanying It Payments received by mall after 5 p.m, local time at the remittance address on any day induding the Payment Due Date, but that otherwise
`meet the above requirements,will be credited as of the next day. Payments made online or by phonewill be credited as of the date of receipt If made by 5 pm. Central. Creditfor any
`other payrnents rnay be delayed up to five days. Cash payments made with ourtellers will only be accepted with a valid identification (ID),
`No payment shall operate as an accord and satisfaction without the prior written approval of one of our Senior Officers.
`We process most payment checks electronically by using the Information found on your check. Each check authorizes usto create a one-time electronic funds transfer(or process It as a
`check or paper draft). Funds may be withdrawn from your account as soon as the same day we receive your payment Checks are not returned to you.
`If you have authorized us to pay your credit card bill automatically from your savings or checking account with us, you can stop the payment on any amount you think Is wrong. To stop
`payment, yourletter must reach us at least three business days before the automatic paymentIs scheduled to occur.
`
`Change of Address/Phone number: Online at www.aaanetaccess.com
`
`

`

`ROBERT JAMES HUTCHINSON | Account +N 3665 | May 29 - June 28, 2021
`
`Transactions
`
`Transaction Posting
`Date
`
`06/25
`
`06/07
`
`06/28
`06/28
`06/28
`06/28
`
`Description
`Payments and Other Credits
`Automated Phone Payment-Thank You
`TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD
`
`Reference
`Number
`
`1055
`
`Account
`Number
`
`3665
`
`Purchases and Adjustments
`BIOGIX INC
`800-993-6339 CA
`TOTAL PURCHASES AND ADJUSTMENTS FOR THIS PERIOD
`
`2372
`
`3665
`
`interest Charged
`INTEREST CHARGED ON PURCHASES
`INTEREST CHARGED ON BALANCE TRANSFERS
`INTEREST CHARGED ON DIR DEP&CHK CASHADV
`INTEREST CHARGED ON BANK CASH ADVANCES
`TOTAL INTEREST CHARGED FOR THIS PERIOD
`
`Amount
`
`-157.00
`
`39.99
`
`89.94
`0.00
`0.00
`0.00
`
`Total
`
`~$157.00
`
`$39.99
`
`$89.94
`
`2021 Totals Year-to-Date
`
`$539.54
`
`Total fees charged in 2021
`
`Total interest charged in 2021
`
`$28.00
`
`Interest Charge Calculation
`Your Annual Percentage Rate (APR)is the annual interest rate on your account.
`
`Annual
`Percentage
`Rate
`
`Promotional
`Transaction
`Type
`
`Promotional
`Offer ID
`
`Promotional
`Rate End
`Date
`
`Balance
`Subject to
`Interest
`Rate
`
`Interest
`Charges by
`Transaction
`Type
`
`89.94
`§
`7,064.47
`$
`14.99%V
`
`
`
`Balance Transfers 000=6$14.99%V S 0.00
`
`
`
`
`
`Direct Deposit and Check Cash @.00)66§17.99%V $ 0.00
`
`
`
`
`
`
`24.99% V S$ 0.00)6SBank Cash Advances 0.00CLCLLTTLAAenerpeneetnssstsieerreniaenaires
`
`
`
`APR Type Definitions Daily Interest Rate Type: V= Variable Rate (rate may vary}
`
`

`

`ROBERT JAMES HUTCHINSON | Account +MMM 3665 | May 29 - June 28, 2021
`
`
`important Messages
`Paints earned can expire if not redeemed within 60 months from the month earned. To view current point totals and when points expire,
`visit bankofamerica.com. Choose thecredit card account related to this statement In Accounts Overview, then select the Rewards Tab and
`access the ‘see expiration schedule’ link for a full view of total points by month of expiration.
`
`
`
`Your Reward Summary
`- "39.99 BASE EARNED THIS MONTH
`
`
`6,006.11
`TOTAL AVAILABLE
`
`
`WWW.AAANETACCESS.COM FORPOINTS INFO
`
`
`
`
`
`
`Make the most of your.
`rewardsprogram today!
`
`
`

`

`R & R File No. 1435790
`
`j
`
`DOCKET No.: HHD-CV22-6158556-S
`
`~ = --------------------------------------
`BANK OF AMERICA, N.A.
`
`SUPERIOR COURT
`HARTFORD JUDICIAL DISTRICT
`AT HARTFORD
`
`vs.
`ROBERT JAMES HUTCHINSON
`
`Plaintiff
`
`May 2, 2023
`
`Defendant (s)
`
`The undersigned being duly sworn deposes and says that the defendant
`ROBERT JAMES HUTCHINSON
`, social security number, first and
`last name was electronically communicated to the Department of Defense
`Manpower Data Center
`("DMDC"). Based upon this information,
`the DMDC
`indicated that it does not possess any information indicating the
`individual is on active duty with the military services.
`The defendant's
`military status is not contested.
`
`
`
`_ Joanne Klemba, deponent
`X\oNicole PéSino, deponent
`_ Rachel Simons, deponent
`_ Kathleen LeBlanc, deponent
`
`State of Connecticut, Hartford County
`5/a/2023
`before me,
`the undersigned notary public, appeared
`idole
`fegino
`, who having been known to me or satisfactorily
`proven to be the person described in the foregoing stipulation,
`acknowledged the same to be his or her own free act and deed and
`executed the same before me.
`
`
` Joanne Kle
`
`Notary Public-Connecticut
`ion Expires
`
`1,
`2027
`
`
`

`

`Results as of : May-02-2028 04:45:45 AM
`SCRA5.16
`
`Department of Defense Manpower Data Center
`
`
`
`Status Report
`Pursuant to Servicomembers Creil Relief Act
`
`XXX-XX-XXXX
`
`XXX-XX-XXXX
`
`HUTCHINSON
`
`ROBERT
`
`Middie Name:
`
`JAMES
`
`Status As Of: May-02-2023
`Certificate ID:
`D79RBDBLLOO2QOX
`
`This responsereflects
`
`individual feft active
`
`4
`
`‘
`
`This responsereflects whetherth
`
`d
`
`ty Status Date
`
`d
`
`;
`
`sn to report for active duty
`
`Upon searching the data banks of the Department of Defense Manpower Data Centér, based on the information that you provided, the aboveis the status of
`the individual on ihe active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and
`Ceast Guard). This status includes information on a Servicememberor his/her unit receiving notification of future orders to report for Active Duty.
`
`
`
`Michael V. Sorrento, Director
`Department of Defense - Manpower Data Center
`
`Seaside, CA 93955
`
`

`

`The Defense Manpower Data Center (DMDC)is an organization of the Departmentof Defense (DoD)that maintains the Defense Enrollment and Eligibility
`Reporting System (DEERS) database whichis theofficial source of data oneligibility for military medical care and othereligibility systems.
`
`The DoDstrongly supports the enforcement of the ServicemembersCivil Relief Act (50 USC App. § 3901 et seq, as amended) (SCRA)(formerly known as
`the Soldiers’ and Sailors’ Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the
`individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above,or any family
`member,friend, or representative asserts in any mannerthat the individual was on active duty for the active duty status date, or is otherwise entitled to the
`protections of the SCRA,you are strongly encouragedto obtain further verification of the person's status by contacting that person's Service. Service contact
`information can be found on the SCRA website's FAQ page (Q35) via this URL: https://scra.dmdc.osd.mil/scra/#/faqs. If you have evidence the person
`wason active duty for the active duty status date and youfail to obtain this additional Service verification, punitive provisions of the SCRA maybe invoked
`against you. See 50 USC App. § 3921 (c).
`
`(1) The individual's Active Duty status on the Active Duty Status Date (2) Whethertheindividual left Active
`This responsereflects the following information:
`Duty status within 367 days preceding the Active Duty Status Date