>
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`12915
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`28
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`PLAINTIFF'S AFFIDAVIT OF INDEBTEDNESS AND OWNERSHIP OF ACCOUNT
`
`I am an Portfolio Support Specialists for Resurgent Capital Services, servicer for the current owner, LVNV Funding
`LLC (hereafter the "Plaintiff"), and hereby certify as follows:
`
`. T have personal knowledge regarding Plaintiff's creation and maintenance of its normal business records which includes
`the computer records of its accounts and comesponding receivables. This information is regularly and
`contemporaneously maintained during the course of Plaintiffs business.] am personally familiar with the data
`maintained in Plaintiff's computer system that was entered at time of purchase for which I relied upon in attesting to
`this affidavit. I am familiar with said computer system and know it to be reliable.
`
`. In the regular course of business, Plaintiff acquires revolving credit accounts, installment accounts, service accounts
`and/or other credit lines or obligations. The records provided to Plaintiff in connection with such acquisitions are
`represented to include accurate information provided by the original creditor and/or subsequent owners, and that
`information is reliably incorporated into Plaintiff's business records. Such information includes the debtor's name and
`social security number, the account balance, the identity of the original creditor and the account number.
`
`. Based on the business records maintained on account XXXXXXXXXXX9884 and its cormesponding receivables
`(hereinafter the "Account"), which are a compilation of the information provided upon acquisition and information
`obtained since acquisition, the Account was originated on 06/28/2021 by Credit One Bank, N.A. and represents a valid
`obligation of Jeffrey Stone .
`
`. Plaintiff s the current owner of the Account. Plaintiff's business records indicate that subsequent to the Accounts
`origination other owners of the Account included:
`
`Credit One Bank, N.A.
`
`MHC Receivables, LLC and FNBM, LLC
`Credit Asset Sales LLC
`
`Resurgent Acquisitions LLC
`
`. On09/26/2023 all ownership rights in the Account were assigned to, transferred to and became vested in Plaintiff,
`mcluding the right to collect the current balance owing of $1,213.89 plus any legally permissible interest.
`
`. To the best of my knowledge and belief, the Defendant is not a minor or mentally incompetent person.
`
`. Based on the business records maintained in regard to the Account, the above-stated amount is justly and duly owed
`by the Defendant to the Plaintiff and all just and lawful offsets, payments and credits to the Account have been
`allowed. Demand for payment was made more than thirty days ago.
`
`. All documents attached hereto are true and correct reproductions of the original business records maintained by
`Plaintiff.
`
`I affirm under penalty of perjury that the above facts are true and cormrect to the best of my knowledge based on the
`Plaintiff's business records. SI )
`
`Chantal Peoples
`07/07/2025
`The foregomg affidavit was signed to and subscribed before
`me this Monday, July 7, 2025
`
`(Notary Public)
`
`GRAVIELA VILLASENOR
`Notary Publie-State of South Carolina
`12915 My Commission Expires
`August 18, 2033
`
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`
`
`CREDIT ONE BANK CREDIT CARD STATEMENT
`Account Number 9884
`July 11, 2023 lo August 10, 2023
`
`SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION
`Previous Balance $1.150.55 New Balance $1,213.89
`Paymenls $0.00 Past Due Amount $242.00
`Other Credits - $0.00 Amount Due This Period $1.010.89
`Purchases + $0.00 Minimum Payment Due $1,213.89
`Balance Transfers + $0.00 Payment Due Date 09/06/23
`Cash Advances + $0.00 .
`Late Payment Warning:
`Fees Charged * $39.00 If we do nol receive your minimum payment by the date listed above,
`Interest Charged * $24.34 you may have lo pay a late fee up (o $39.
`New Balance $1,213.89 Minimum Payment Warning:
`o If you make only the minimum paymenl each period, you will pay more
`Credit Limit $800.00 in interest and it will lake you longer to pay off your balance
`Available Credit $0.00
`Slatement Closing Date 08/10/23 For example:
`Days in Biling Cycle 31 If you make no You will pay off the And you will
`additional charges baelance shown on end up paying
`QUESTIONS? using this card and the statement in an estimated
`Call Cuslomer Service or Report each month you pay about total of .
`a Lost or Stolen Credit Card 1-877-825-3242 ST
`. 709-405. nly the minimum
`Outside the U.S. Call 1-702-405-2042 payment 1 month(s) $1.214.00
`Please send billing inquiries and correspondence to: - > . - -
`P.O. Box 98873, Las Vegas, NV 89193-8873 If you would like a localion for (:‘re_zdll cm{nse_llng services, call
`1-866-515-5720. Or you may visit www.justice gov/ustfist-
`credil-counseling-agencies-approved-pursuanl-11-usc-111.
`
`TRANSACTIONS
`Reference Number Trans Dale Post Date Description of Transaction or Credit Amount
`
`Payments, Credits, and Adjustments
`Fees
`
`08/10 08/10 LATE FEE 39.00
`TOTAL FEES FOR THIS PERIOD 39.00
`Interest Charged
`
`08/10 08/10 Interest Charge on Purchases 24.34
`
`08/10 08/10 Interest Charge on Cash Advances 0.00
`TOTAL INTEREST FOR THIS PERIOD 24.34
`
`2023 Totals Year-to-Date
`Total fees charged in 2023
`Tolal interest charged in 2023
`
`$294.00
`$167.40
`
`Your account is currently closed.
`
`INTEREST CHARGE CALCULATION
`
`Your Annual Percentage Rate (APR) is the annual inlerest rale on your account.
`
`Balance Subjsct to
`
`Type of Balance Annual Percentage Rate (APR) Interest Rate Interest Charge
`
`Purchases 28.99%(v) $1,007.49 $24.34
`Cash Advances 28.99%(v) $0,00 $0.00
`STANDARD BALANCE TRANSFER 28.99%(v) $0.00 $0.00
`(v) = Variable Rate
`
`5385 JBH 001 7 10 230810 0 CX PAGE 10f1 20 6388 6300 NO72 0O1GQ5385
`
`Please rlusn Lhis portion veih your paymen, and wile your account numher on your check, made payabie 10 CREDIT ONE BARNK,
`
`s ) PAY YOUR BILL ONLINE at CreditOneBank.com
`i * | PO.BOX 98873 Account Number: I o5+
`Cred’tone LAS VEGAS, NV 83193-8873
`8 A N KX New Balance: $1,213.89
`Minimum Payment Due: $1,213.88
`09/06/23
`
`. Paymenl Due Date:
`For address, telephone and email changes, Y
`
`please complete the reverse side
`Or, update your contact information online
`
`at www CreditOneBank com AMOUNT ENCLOSED:
`CREDIT ONE BANK JEFFREY STONE
`
`PO BOX 60500
`CITY OF INDUSTRY CA 91718-0500
`
`8 MULLIN ST APT C
`NORWICH CT 06360-5166
`
`
`
`
`
`
`
`
`CREDIT ONE BANK CREDIT CARD STATEMENT
`Account Number 9884
`December 11, 2022 lo January 10, 2023
`
`SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION
`Previous Balance $658.40 New Balance $800.27
`Paymenls $30.00 Past Due Amount $0.00
`Other Credits - $2.42 Amount Due This Period $60.00
`Purchases + $126.51 Minimum Payment Due $60.00
`Balance Translers + $0.00 Payment Due Date 02/06/23
`Cash Advances + $0.00 .
`Late Payment Warning:
`Fees Charged * $30.00 If we do nol receive your minimum payment by the dale lisled above.
`Interest Charged d $17.78 you may have to pay a late fee up to $39
`New Balance $800.27 Minimum Payment Warning:
`. If you make only the minimum payment each period, you will pay more
`Cfe‘_i" Limit i $800.00 in interesl and it will take you longer to pay off your balance
`Available Credit $0.00
`Statement Closing Date 01/10/23 For example
`Days in Biling Cycle 3 If you make no You will pay off the And you will
`additional charges balance shown on end up paying
`QUESTIONS? using this card and the statement in an eslimated
`Call Customer Service or Report each monlh you pay aboul \otal of
`a Lost or Stolen Credit Card 1-877-825-3242 S th -
`- = » - nly the minimum
`Outside the U.S. Call 1-702-405-2042 payment 4years $1.274.00
`Please send billing inquiries and correspondence to:
`P.O. Box 98873, Las Vegas, NV 89193-8873 Il you would like a lacation for credil counseling services, call
`' ’ 1-866-515-5720. Or you may visil www juslice gov/ust/list-
`credit-counseling-agencies-approved-pursuant-11-usc-111
`
`TRANSACTIONS
`
`Reference Number Trans Date Post Dale Description of Transaction or Credil Amount
`73793JVIRB200YGJA 12112 12/12 DOLLAR GENERAL #23948 000 UNCASVILLE CT 19.25
`73793JVIR8200YGJA 12113 12/13 BT'DD *DOORDASH 99RESTAUR SAN 60.04
`FRANCISCO CA
`73793JVIX4A00YGIA 12117 12/17 MOE'S 3554 3554 WATERFORD CT 14.36
`73793JV1IX4A00YGJIA 12/18 12118 BT*DD *DOORDASH WENDYS SAN FRANCISCO 32.86
`CA
`Payments, Credits, and Adjustments
`F572700PUODOFR 12128 12/28 CREDIT ONE REWARD CREDIT LAS VEGA -2.42
`CREDIT
`P638802VVEHOQ008E 01/10 01/10 PAYMENT - MOBILE APP LAS VEGAS NV -30.00
`Fees
`01/10 01/10 LATE FEE 30.00
`TOTAL FEES FOR THIS PERIOD 30.00
`Interest Charged
`01/10 01/10 Interest Charge on Purchases 17.78
`01/10 01/10 Interest Charge on Cash Advances 0.00
`TOTAL INTEREST FOR THIS PERIOD 17.78
`
`2023 Totals Year-to-Date
`
`[ Total fees charged in 2023 $30.00
`Total interest charged in 2023 $17.78
`
`INTEREST CHARGE CALCULATION
`
`Your Annual Percentage Rate (APR) is the annual interest rate on your accounl
`
`Balance Subject to
`
`Type of Balance Annual Percentage Rate (APR) Interest Rate Interest Charge
`
`Purchases 28.24%(v) $755.83 $17.78
`Cash Advances 28.24%(v) $0.00 $0.00
`STANDARD BALANCE TRANSFER 28.24%(v) $0.00 $0.00
`(v) = Variable Rate
`
`5385 JBH 001 7 10 230110 0 OPAGE 101 1 20 638 6300 ND72 01GQ5385
`
`Piease relusn (his porlion wilh your payinent. and wrile your accounl nuimber on yaur check. made payabic 1o CREDIT ONE BANK
`
`= ) PAY YOUR BILL ONLINE at CreditOneBank.com
`; " | PO.BOX 98873 Account Number: I oc:
`Cr Ed’ ton e LAS VEGAS, NV 89193-8873
`B A N K New Balance: $800.27
`
`Minimum Payment Due: $60.00
`02/06/23
`
`AMOUNT ENCLOSED:
`
`Di ate:
`For address, telephone and email changes, Payment Due D
`
`please complete lhe reverse side
`Or, update your contact information online
`at www.CredilOneBank.com
`
`CREDIT ONE BANK
`PO BOX 60500
`CITY OF INDUSTRY CA 91716-0500
`
`JEFFREY STONE
`8 MULLIN STAPTC
`NORWICH CT 06360-5166
`
`
`
`
`
`
`
`
`CREDIT ONE BANK CREDIT CARD STATEMENT
`Account Number 9884
`January 11, 2023 to February 10, 2023
`
`SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION
`Previous Balance $800.27 New Balance $848.68
`Payments - $0.00 Pasl Due Amount $30.00
`Olher Credits - $0.00 Amount Due This Period $60.00
`Purchases + $0.00 Minimum Payment Due $90.00
`Balance Transfers + $0.00 Payment Due Date 03/06/23
`Cash Advances + $0.00 A
`Late Payment Warning:
`Fees Charged * $30.00 Il we do nol receive your minimum paymenl by the date listed above
`Interest Charged h $18.41 you may have to pay a late fee up to $39.
`New Balance $848.68 Minimum Payment Warning:
`e Il you make only lhe minimum payment each period, you will pay more
`C’e‘?“ Limit ’ $800.00 in interest and it will take you longer 1o pay off your balance
`Available Credit $0.00
`Statement Closing Dale 02/10/23 For
`Days in Billing Cycle 31 If you make no You will pay off the And you will
`| charges balance shown on end up paying
`QUESTIONS? using this card and \he stalement in an eslimated
`Call Customer Service or Report each month you pay about tolal of
`a Lost or Stolen Credit Card 1-877-825-3242 A
`. = 2 nly the minimum
`Outside the U S. Call 1-702-405-2042 payment ilyears §1.357.00
`Please send biiling inquiries and correspondence ta:
`P.O. Box 98873, Las Vegas, NV 89193-8873 If you would like a lacation for credit counseling services, call
`' ’ 1-866-515-5720. Or you may visit www.justice. gov/ustlist-
`credit-counseling-agencies-approved-pursuant-11-usc-111
`
`TRANSACTIONS
`Reference Number Trans Dale Post Date Description of Transaclion or Credil Amount
`
`Payments, Credits, and Adjustments 1
`Fees
`
`02/10 02110 LATE FEE 30.00
`TOTAL FEES FOR THIS PERIOD 30.00
`Interest Charged
`
`02/10 02/10 Interest Charge on Purchases 18.41
`
`02/10 02/10 Interest Charge on Cash Advances 0.00
`TOTAL INTEREST FOR THIS PERIOD 18.41
`
`2023 Totals Year-to-Date
`
`Total fees charged in 2023
`
`Total interest charged in 2023
`
`$60.00
`$36.19
`
`MISSING A PAYMENT CAN HAPPEN BUT GETTING ON
`TRACK |S EASY PLEASE PAY ONLINE, ON THE MOBILE
`APP, BY MAIL, OR CALL (888) 729-6274 SET UP
`ALERTS TO REMIND YOU ABOUT PAYMENTS ONLINE OR
`ON OUR MOBILE APP
`
`INTEREST CHARGE CALCULATION
`
`Type of Balance
`
`Your Annual Percentage Rate (APR) is the annual interest rate on your account.
`
`Annual Percentage Rate (APR)
`
`Balance Subject to
`
`Interest Rate Interest Charge
`
`Purchases 28.24%(v) $782.49 $18.41
`Cash Advances 28.24%(v) $0.00 $0.00
`STANDARD BALANCE TRANSFER 28 24%(v) $0.00 $0.00
`(v} = Variable Rale
`5385 bl 001 7 10 230210 O XPAGE 101 20 6388 6300 NO72 01GQ5385
`Plizas luen this portion wilh your paymenl. and vaile your account number an your check, made payabic lo CREDIT ONE BANK
`
`P.0.BOX 98873
`LAS VEGAS, NV 89193-8873
`
`Crgc!i the'
`
`For address, \e ephone and email changes,
`please comple - the reverse side
`
`Or, updale yo.* contact information online
`at www Credii(3~eBank com
`
`CREDIT ONE BANK
`PO BOX 6000
`CITY OF INDUSTRY CA 91716-0500
`
`PAY YOUR BILL ONLINE at CreditOneBank.com
`I -
`New Balance: $848.68
`
`Minimum Payment Due: $90.00
`
`03/06/23
`
`Account Number:
`
`Payment Due Date:
`
`JEFFREY STONE
`8 MULLIN ST APT C
`NORWICH CT 06360-5166
`
`
`
`
`
`
`
`
`BILL OF SALE AND ASSIGNMENT OF ACCOUNTS
`FROM CREDIT ONE BANK, N.A. TO MHC RECEIVABLES, LLC
`
`As of August 31, 2023, for good and valuable consideration, the receipt and sufficiency of which is hereby
`acknowledged, Credit One Bank, N.A. (“Assignor”) has iransferred, has sold, has assigned, has conveyed, has granled
`and has otherwise delivered to MHC Receivables, LLC (“Assignee™), all of Assignor’s right, title and interest in and
`to (i) the charged-off credit card accounts identified on an accounl level basis in the data file named
`CreditOne_Fresh_Resurgent_092023 (the “Computer File”), a copy of which is attached hereto and incorporated
`herein by reference as “Exhibil A™; and, (ii) certain refated account level imedia or electronic copies thereof {including,
`but not limited to applications, stalements, terms and condition), and (iii) all claims or rights arising out of or relating
`to each account referenced on the Computer File (collectively hereinafter, the “Accounts”) including, but not limited
`1o, all claims and righis afforded each Account by virlue of that Accounl’s corresponding terms and conditions.
`
`The Accounts transferred under the terms of this Bill of Sale and Assignment of Accounts were cach
`transferred 10 Assignee immediately following charge off for each applicable Account, as shown in the Computer File,
`
`With respect to information for the Accounts, Assignor represents and warrants to Assignee thal the business
`records conveyed to Assignee relating lo: (i) the Accounts issued by Assignor; and (ii) the sale and assignment of
`Accounts by Assignor (collectively, the “Business Records™), are kept by Assignor in the regular eourse of its business.
`It is in the regular course of business of Assignor for an employee or an authorized representative with personal
`knowledge of the act, event, condition, or opinion (collectively “Event”} to be recorded, 1o make the appropriate
`meinorandum or recording of the Event al or reasonably near the time of the Event. Furthermore, Assignor represents
`and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the
`information in Assignor's custody and control for the Accounls from their creation wniil the time of transfer 1o
`Assignee. These representations and warranties are intended to augment any other representations and warranties the
`parties may have in place and nol supplant any other existing warranties and representations.
`
`This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for the Accounts
`conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to
`transfer the Accounts.
`
`CREDIT ONE BANK, N.A.
`
`A=) S
`
`Michael Wiese
`Vice Presideni
`
`
`
`
`
`
`
`
`
`EXHIBIT A
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent_092023
`with such electronic file incorporated herein by reference.
`
`
`
`
`
`
`
`
`BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
`FROM CREDIT ONE BANK, N.A. TO MHC RECEIVABLES, LLC
`
`As of August 31, 2023 for good and valuable consideralion, the receipt and sufficiency of which is hereby
`acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has granted
`and has otherwise delivered to MBC Receivables, LLC (“Assignee"), all of Assignor’s right, title and interest in and
`lo (i) the receivables associated with each and every account referenced in the data file named
`CreditOne_Fresh_Resurgent_092023 (ihe “Computer File"), a copy of which is atlached hereto and incorporated
`herein by reference as “Exhibit A”; and, (ii} all claims or rights arising out of or relating to each of those Receivables
`(hereinafter, the “Receivables™).
`
`The Receivables transferred under Lhe terms of this Bill of Sale and Assignment of Receivables were each
`transferred to Assignee prior to the charge off of the associated accounts, as shown in the Computer File. This Bill of
`Sale and Assignment of Receivables evidences the intent between the parties for the transfer of the Receivables, acts
`as an acknowledgement of those transfers, and, to the extenl necessary, ratification of the wansfers.
`
`With respect to information for the Receivables, Assignor represents and warrants to Assignee that the
`business records conveyed to Assignee relaling to the Receivables (the “Business Records"”), are kept by Assignor in
`the regular course of ils business. It is in the regular course of business of Assignor for an employee or an authorized
`representative with personal knowledge of the act, event, condition, or opinion (collectively “Evenl”) to be recorded,
`to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Evenl.
`Furthermore, Assignor represents and warranls 1o Assignee that the Business Records are materially complete and
`accurate, and thoroughly embody the information in Assignor’s custedy and control for the Receivables from their
`creation until the time of transfer to Assignee. These representations and warranties are intended to augment any othet
`representations and warranties the parties may have in place and nol supplant any other existing warranties and
`representalions.
`
`This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for the Receivables
`conveyed hereby and shall serve as an acknowledgment, as ratification, and as cvidence of the intent of the parties to
`transfer the Receivables.
`
`CREDIT ONE BANK, N,A.
`
`TR il
`
`Michael Wiese
`Vice President
`
`
`
`
`
`
`
`
`
`EXHIBIT A
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent_092023
`with such electronic file incorporated herein by reference.
`
`
`
`
`
`
`
`
`BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
`FROM MHC RECEIVABLES, LLC, TO FNBM, LL.C
`
`As of September 26, 2023, MHC Receivables, LLC (“Assignor”), for good and valuable consideration, the
`receipl and sufficiency of which is hereby acknowledged, has periodically transferred, has sold, has assigned, has
`conveyed, has granted and has otherwise delivered lo FNBM, LLC, (“Assignee”) all of its rights, tille and interest in
`and to (i) the receivables identified and specifically referenced for each of the accounts on an account level basis on
`the data file titled CreditOne_Fresh_Resurgent. 0920823 attached hereto and incorporated by reference as “Exhibit
`A” ; and (ii) all claims or rights arising oul of or relating to the account level receivables (hereinafier the
`“Receivables™),
`
`With respect to information for the Receivables, Assignor represents and warrants o Assignee thal the
`business records conveyed to Assignee relating to the Receivables (the “Business Records™), are kept by Assignor in
`the regular course of its business, It is in the regular course of business of Assignor for an employee or an authorized
`representative with personal knowledge of the acl, event, condition, or opinion (collectively “Event™) to be recorded,
`to make the appropriale memorandum or recording of the Event al or reasonably near the time of the Event
`Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and
`accurate, and thoroughly embody the information in Assignor’s custody and control for the Receivables from their
`creation unlil the time of transfer to Assignee. These representations and warranties are intended lo augment ahy other
`representations and warranties the parties may have in place and not supplant any other existing warranties and
`representations.
`
`This Bill of Sale and Assignmeni of Receivables shall serve as an acknowledgment, as ratification, and as evidence
`of the intent of the parties to transfer the Released Receivables referenced herein,
`
`MHC Receivables, LLC
`
`Mark Rufail, Authorized Representalive
`
`
`
`
`
`
`
`
`
`EXHIBIT A
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent_092023,
`with such electronic file incorporated herein by reference.
`
`
`
`
`
`
`
`
`BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
`FROM FNBM, LLC, TO CREDIT ASSET SALES LL.C
`
`On September 26, 2023, FNBM, LLC (*Assignor”), for good and valuable consideration, the receipt of
`which is hereby acknowledged, hereby transfers, sells, assigns, conveys, grants and delivers to Credit Asset Sales
`LLC (“Assignee’), all of ils rights, title and interesl in and to (i) the receivables identified and specifically referenced
`for each of the accounts on an account level basis on the data file titled CreditOne_Fresh_Resurgent_092023
`attached hereto and incorporated by reference as “Exhibil A”; and (ii) all claims or rights arising out of or relating to
`the receivables (hereinafter the “Receivables”).
`
`This Bill of Sale and Assignmenl of Receivables shall serve as evidence of ownership for any of the
`Receivables conveyed hereby.
`
`FNBM, LLC
`
`Greg Hammond, Authorized Representative
`
`With respect to information for the Receivables, MHC Receivables, LLC (“MHC") represents and warrants
`1o Assignee that the business records conveyed to Assignee relating 1o the Receivables (the “Business Records”), are
`kept by MHC in the regular course of its business. It is in the regular course of business of MHC for an employee or
`an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Event™)
`10 be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the
`Event. Furthermore, Assignor represents and warrants 1o Assignee that the Business Records are materially complete
`and accurate, and thotroughly embody the information in Assignor's custody and control for the Receivables from their
`creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other
`representations and warrantics the parties may have in place and not supplanl any other existing warranties and
`representations.
`
`MHC Receivables, LLC
`
`A
`
`Mark Rufail, Authorized Representative
`
`
`
`
`
`
`
`
`
`EXHIBIT A
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_092023,
`with such electronic file incorporaled herein by reference.
`
`
`
`
`
`
`
`
`BILL OF SALE AND ASSIGNMENT OF ACCOUNTS
`FROM MHC RECEIVABLES. LLC TO CREDIT ASSET SALES LLC
`
`On September 26, 2023, for good and valuable consideration, the receipt and sufficiency of which is hereby
`acknowledged, MHC Receivables, LL.C (“Assignor'”), hereby transfers, sells, assigns, conveys, grants and otherwise
`delivers to Credit Asset Sales LLC (“Assignee™), all of Assignor’s, rights title and interest in and to (i) the charged-
`off accounts identified on an account level basis in the data file named CreditOne_Fresh_Resurgent_092023 (the
`“Compuler File"), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and, (if)
`certain related account level media or electronic copies thereof (including, but not limiled lo applications, statements,
`terms and condition), and (iii) all claims or rights arising out of or relating to each referenced account (collectively
`hereinafter the “Accounts™) including, but not limited 1o, all claims and rights afforded each account by virtue of that
`account’s corresponding terms and conditions.
`
`With respect to information for the Accounts described in the retated Computer File, Assignor represents and
`warranis Lo Assignee that the business records relating io: {i) the Accounts owned by Assignor; and (ii) the sale and
`assighment of Accounts by Assignor (collectively, the “Business Records™), are kept by Assignor in the regular course
`of its business. Il is in the regular course of business of Assignor for an employee or an authorized representative with
`personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, o make the
`appropriatc memorandum or recording at or reasonably near the time of the Event. Furlhermore, Assignor represents
`and warranis to Assignee that the Business Records are materially complete and accurate and thoroughly embody the
`information in Assignor’s custody and control for the Accounts listed in the Computer File from Assignor’s receipt
`of those Accounts until the time of transfer to Assignee. These representations and warranties are intended to augment
`any other representations and warranties the parties may have in place and not supplam any other exisling warranties
`and representations.
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`This Bill of Sale and Assignment of Accounls shall serve as evidence of ownership for any of the Accounts
`conveyed hereby.
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`MHC Receivables, LLC
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`L A
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`Mark Rufail, Authorized Representalive
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`EXHIBIT A
`ACCOUNT SCHEDULE
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`The Accounls that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent 092023,
`with such efectronic file incorporated herein by reference.
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`BILL OF SALE AND ASSIGNMENT OF ACCOUNTS AND RECEIVABLES
`FROM CREDIT ASSET SALES LLC TO RESURGENT ACQUISITIONS LLC
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`Credit Asset Sales LLC (“Seller”), the owner of certain accounts and associated receivables (hereinafler referred to
`collectively as “‘Purchased Accounts™), for value received and in accordance with the terms of the Purchase and Sale
`Agreemenl|, by and between Seller and Resurgent Acquisitions LLC, (“Buyer™), dated as of August 1, 2023
`(“Agreement”), does hereby sell, assign and transfer to Buyer, its successors and assigns, all right, title and interest in
`and to the Purchased Accounts as described on the computer file nameéd CreditOne_Fresh_Resurgent_092023 (the
`*Computer File™), a copy of which is atiached hereto ard incorporated herein by reference as “Exhibit A”.
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`This Bill of Sale and Assignment of Actounts and Receivables is subject to the terms of the Agreement and
`is made without representations and warranties of any kind or characler except as expressly staied in the Agreement,
`or as expressly staled below.
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`With respect to information for the Purchased Accouits described in the relaled Computer File, to the best
`of Seller's knowledge, Seller représénts and warrants 6 Buyer that such information (i) is materially complete and
`accurale; (ii) constitutes Seller’s own business records that pertain to the Purchased Accounts and accurately reflects,
`in all material respects the information in Seller’s database; (iii) was képt in the regular course of Seller’s business;
`(iv) was made, entered or compiled in the regular course of business; (v) was recorded at or near the lime the
`underlying activity accurred, by a person with knowledge of the data recorded; (vi) has been accurately maintained in
`Seller’s database since il was recorded thére; and (vii) it is the regular practice of Seller’s business 10 maintain and
`compile such data,
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`This Bill of Sale and Assignment of Accounts and Receivables may be entered as evidence of éwnership for
`any of the Purchased Accounts conveyed hereby.
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`Closing date: September 26, 2023
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`Credit Asset Sales LL.C
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`G5
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`Craig\&/nneu. Authorized Representative
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`EXHIBIT A
`ACCOUNT SCHEDULE
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`The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_092023,
`with such electronic file incorporated herein by reference.
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`Exhibit F
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`ATFIDAVIT OF SALE OF ACCOUNTS BY
`CREDIT ASSET SALES LLC
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`State of South Carolina
`Counly of Charleston
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`I, Craig Bennell, hereby affirm as follows:
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`f, I am over 18 and not a party to this action. ] am an Authorized Signatory of Credit Asset Sales LLC
`{“Credit Asset Sales LLC”). 1n that capacity, I have access to certain books and records of Credil Asset Sales
`LLC and cerlain of its subsidiaries and affiliates and am aware of the process of the sale and assignment of
`clectronically stored business records.
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`2. Credit Asset Sales LLC owns cerlain accounts and maintains and records information in its business
`records as those records relate to such accounts. T am authorized to make the statements and representations
`set forth in this affidavit on behalf of Credit Asset Sales LLC, The statements set forth herein are Irue and
`correct to the best of my knowledge, information, and befief, based on either personal knowledge or review
`of the business records of Credit Asset Sales LL.C.
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`3. On September 26, 2023 (the “Sale Date”), Credit Assel Sales LLC sold a pool of charged-off
`accounts, and receivables due and owing associated with those accounts (hereinafier referred to collectively
`as "Purchased Accounts”), described on the computer filc which specifically references cach account in the
`data file, named CreditOne_Fresh_Resurgent_092023 (the “Computer File) by a Purchase and Sale
`Apgreement and a Bill of Sale and Assignment to Resurgent Acquisitions LLC (the “Buyer™) (such transaction
`being the “Sale”). The originating creditor, charge-off creditor, and prior servicer of the Purchased Accounts
`was Credit One Bank, N.A.
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`4. Pursuant to the Sale, Credit Assel Sales LLC sold, transferred, assigned, conveyed, granted,
`bargained, sel over and delivered to the Buyer and its successors and assigns as of the Sale Date: (i) good
`and marketable title to the Purchased Accounts; (ii) the right to any future payments madc arising out of the
`Purchased Accounts, (iii} anCreditOne_Deceased_082023-Finaly unpaid balance related to the Purchased
`Accounts, and (iv) all account documents in Credil Asset Sale LLC’s’ possession. All of the assets
`transferred to Buyer were (ransferved free and clear of any encumbrance, equity, lien, pledge, charge, claim
`or securily interest of any kind. I ara not aware of any errors or defects related to the Purchased Accounts,
`the Computer File, the account documents, or Credit Asset Sales LLC’s ownership of and title to the
`Purchased Accounts,
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`5. Tn connection with the Sale of the Purchased Accounts, various records in different (ormats were
`transferred to or otherwise made available to the Buyer (the “Business Records”). As part of my regular job
`duties, T have knowledge of and access to Business Records relating to the Purchased Accounts. These
`Business Records were kept by Credit Asset Sales LLC in the regular course of business. h was within Credit
`Asset Sales LLC's’ regular course of business for a representative with personal knowledge of the act, event,
`condition, or opinton recorded to make memorandums or records or 1o transmit information thereof Lo be
`included in memorandums or records. Any such memorandums or records were crealed al or near the time
`of the act or event recorded or reasonably soon thereafler. To the extent that the Business Records include
`records that were prepared by a third party, an agent, an affiliate, or a subsidiary, those records were
`incorporated inlo Lhe records of Credit Asset Sales becoming part of its own Business Records.
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`[signatures included on following page}
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`The above sl:\lcmcn(s are true to the bes! of my knowledge.
`of October, 2023
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`Affirmed to and subscribed before me thisu_, day of October, 2023
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`=== Notary
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`ALYSA BRADY
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`Notary Public-State of South Caroling
`My Commission Expires
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`March 14, 2029
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`Transfer and Assignment
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`Resurgent Acquisitions LLC (“RALLC”), without recourse, to the extent permitted by
`applicable law, hereby transfers, sells, assigns, conveys, grants and delivers to LVNV Funding
`LLC (“LVNV”) all of its right, title and interest in and to the receivables and other assets (the
`“Assets”) identified on Exhibit A, in the Receivable File dated September 06, 2023 delivered by
`Credit Asset Sales LLC on September 26, 2023 for purchase by RALLC on September 26, 2023.
`The transfer of the Assets included electronically stored business records.
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`Dated: September 26, 2023
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`Dated: September 26, 2023
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`Resurgent Acquisitions LLC
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`a Delaware Limited Liability Company
`By: GWM/
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`“I:I'a#: Jackson Walker
`Titlé: Authorized Representative
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`LVNYV Funding LL.C
`a D