Cavalry SPV |, LLC
`Plaintiff,
`v.
`JASON F SORENSON
`
`Defendant
`
`AFFIDAVIT OF DEBT
`
`The undersigned, being duly sworn, makes the following oath:
`
`1.
`
`2.
`
`3.
`
`4.
`
`5.
`
`6.
`
`i am the Legal Administrator and employee of Cavalry
`{am over 18 years old and competent to makethis affidavit.
`Portfolio Services, LLC, a Delaware Limited Liability Company. The servicing and collection rights of the portfolios of
`non-performing receivables purchased by the Plaintiff, Cavairy SPV I, LLC, 500 Summit Lake Drive, Suite 400, Valhalla,
`NY 10595, are assigned to Cavalry Portfolio Services, LLC, its affiliate.
`| am duly authorized to make this affidavit
`based on my review of Plaintiffs documents and records. | am familiar with the manner and method by which Cavalry
`SPV |, LLC and Cavalry Portfolio Services, LLC, maintain their norma! business books and records, including
`computer records of defaulted accounts.
`
`| have accessto the records of the Plaintiff, am familiar with and knowledgeabie about the computer systems and manner
`and methodthe Plaintiff maintains, or causes to be maintained, the documents and records ofits accounts. My
`knowledge includes some working acquaintance with the methods by which computerized records are made and in my
`experience the records are reliable.
`| have reviewed the documents and records pertaining to this action, and therefore
`have knowledgeof the facts set forth herein, based on my review of the account documents and records.
`
`The documents and records of Cavalry Portfolio Services, LLC show that the Defendant, JASON F
`SORENSON, opened an account with Citibank, N.A., (the "Account"), did thereafter use or authorize the use of
`the Account for the acquisition of goods, services, or cash advances; which Account became delinquent and
`was charged-off.
`
`That the Account was purchased by Cavalry SPV 1, LLC on or about 10/01/2018 from Citibank, N.A.. True and correct
`copies of the original bill{s) of sale and assignment(s} of joans are attached hereto as Exhibit"A". In connection with
`the purchase of the account Citibank, N.A. transferred copies of its electronic business records which records have
`been transferred to Cavairy SPV 1, LLC in connection with its purchase and were loaded into the computer system
`of Cavalry Portfolio Services, LLC and which are maintained in an electronic format.
`
`(nthe normal course of business, Cavalry Portfolio Services, LLC maintains computerized account records for account
`holders. Cavalry Portfolio Services, LLC maintains such records in the ordinary and routine course of business and is
`charged with the duty to accurately record any business act, condition or event onto the computer record maintained for
`the accounts, with the entries made at or very near the time of any such occurrence.
`| have reviewed the applicable
`computer record as it relates to the Account, and | make this Affidavit based upon information from that review.
`
`A true and accurate copy of statement(s), including the statement showing the balance due as of 03/13/2018, are
`attached as Exhibit “B”. The statement(s) do not reflect any payment(s) made after the account was charged off. My
`review of the records shows that as of 06/12/2019,
`the Defendant is indebted to Cavalry SPV I, LLC on account
`number XXXXXXXXXXXX7356 in the amount of $1,233.88 and that all post charge off payments and credits,if any,
`have been credited .
`
`7. Ate and accurate copy of the most recent monthly statement(s) recording a purchase transaction, service billed, iast
`payment or balance transfer, is attached as Exhibit "C".
`
`8.
`
`i declare under the penalty of perjury that the foregoing is true and correct and if called as a witness | would
`competently testify, under ogth, thereto.
`
`Subscribed and sworn to before me on 06/13/2079
`
`a
`
`
`Karol Catiela
`
`
`
`
`CT-SCHREIBER/COHE
`21132313
`
`Daniel D. Velez
`Notary Public - State of New York
`No. 01VE6314317
`Qualified in Bronx County
`Commission Expires November 3, 2022
`
`

`

`Exhibit A
`
`

`

`
`
`BILLOFSALEANDASSIGNMENT
`
`Controct [D: CVEMUMAA082217
`Document ID: CV8MUMAAGS2618C19
`Document ID: 0927718CViIMUISBBI
`
`THIS BILL OF SALE AND ASSIGNMENT dated October 1, 2018, is by Citibank, N.A., a
`national banking association organized under the laws of the United States, located at 701 East
`60" Street North, Sioux Falls, SD 57117 (the "Bank") to Cavalry SPV I, LLC, organized under the
`laws of the State of Delaware, with its headquarters/principal place of business at 500 Summit
`Lake Drive, Suite 400, Valhalin, NY 10595 ("Buyer").
`
`For value received and subject to the terms and conditions of the Master Purchase and Sale
`Agreement dated August 22, 2017 and Addendum No. 19 dated September 26, 2018, between
`Buyer and the Bank (the "Agreement"), the Bank does hereby transfer, sell, assign, convey, grant,
`bargain, set over and deliver to Buyer, and to Buyer's successors and assigns,
`the Accounts
`described in Exhibit 1 10 the Addendum and the final electronicfile.
`
`Citibank, N.A.
`
`By:_KB>—=
`
`(Signatur.
`
`Name:
`
`Title:
`
`SVP
`
`Seen M.
`Citibank, NA.
`11500 NYYAmbanxaciar Drive, Sve,
`Kansan Chy, MO 84163
`eeeieatcom
`
`“0
`
`Cavalry O82297
`
`1
`
`

`

`Contract ID: CV8MUMAAD82217
`Document ID; CVEMUMAA092618CI19
`Document ID; 091718CVIMUISBAI
`
`Exhibit 1
`
`The individual Accounts transferred are described in the final electronic file and delivered
`by the Bank lo Buyer, the same deemed attached hereto by this reference.
`
`
`
`Sale ID
`
`19/17/2018
`
`
`—- a
`
`
`
`
`Brands-
`Costco
`DNC
`Bulk
`
`Cavalry 082217
`
`

`

`Exhibit 1
`
`OUNT NUMBER
`
`0906
`
`Purchase Date:10/1/2018
`
`NUMB
`
`‘MeN ia-a-
`CONSUMER
`PONS
`IK
`CONSUMER
`
`)
`
`NOR
`
`OUNT
`
`“Information displayed has been redacted for consumerprivacy
`
`

`

`Exhibit B
`
`

`

`
`
`i® DiamondPreferred® Card
`
`JASON F SORENSON
`
`Member Since 2013 Account number ending in: 7356
`Blliing Perlod:02/14/18-03/13/18
`
`www.cltlcards.com
`Customer Service 1-800-823-4086
`TTY-hearing-Impaired services only 1-800-325-2865
`BOX 6560 SIOUX FALLS, SD S717
`
`Your account Is past due. Piease pay at
`least the minimum payment due, which
`MARCH STATEMENT
`
`Minimum paymentdwa sd,54.1454.14 includes a past due amountof $388.92 and
`.
`i
`an overlimit amount of $254.14,
`New balance as of 03/13/18:
`$1,254.14
`$
`Payment due date:
`04/09/18
`Account Summary
`$1,233.88
`Previous balance
`“0,00
`Payments
`Late Payment Warning: If we do not receive your minimum payment by the
`“$0.00
`Credits
`date fisted above, you may have to paya late fee of up to $35 and your APRs
`+50.00
`Purchases
`may be increased up to the variable Penalty APR of 29.99%,
`+$0.00
`Cash advances
`Minfmum Payment Warning: !f you make only the minimum payment each
`+$0.00
`Fees
`period, you will pay more in Interest and It will take you longer to pay off your
`balance, For example:
`‘
`
`If you make no additional820.26You will pay off the And you will end up Interest,
`
`
`
`
`
`
`charges using this card
`balance shown on this
`aying an estimated
`New balance
`$1,254.14
`
`and each month you pay...|statement in about... otal of... ,
`
`
`
`Only the minimum payment
`Credit Limit
`Credit limit
`For information about credit counseling services, call 1-877-337-8188New York
`4
`residents may contact the New York State BankingDepartment to obtain a comparative
`includes $300 cash advance lImit
`
`.
`
`$1,000
`
`listing of crecit card rates, fees and grace periods by calling 1-877-226-5697,
`
`Savings.
`Spotlight...
`
`
`
`Z
`
`Your Diamond Preferred Lifetime Savings:
`
`Seepage 3to viewyour
`Savings Summary.~—
`..-
`
`Please print Address Changes on the reverse side
`
`withtheCHMobile’ApekodLitPCaine
`.
`. " nt
`ppan
`mine
`9 down
`4
` oF goto your device's app store.
`] Text ‘Apptsto Myciti (692464)
`Or visit www.citlcards.com
`
`Minimum paymentdue
`New balance
`Payment due date
`
`Amount enclosed:
`
`$1,254.14
`$1,254.14
`04/09/18
`
`COOO00 MC 3240
`
`JASON F SORENSON
`139 CHURCH ST
`APT 4
`MIDDLETOWN CT 06457-3619
`
`Account numberending in 7356
`
`CiTl CARDS
`PO Box 70166
`Philadelphia PA 19176-0166
`
`

`

`www.citicards.com
`JASON F SORENSON
`
`.
`
`Customer Service 1-800-823-4086
`TTY-hearing-impalred services only 1-800-325-2865
`
`Page 2 of 2
`
`Account Summary
`Trans.
`Post
`date
`date
`Fees charged
`
`Total fees charged In this bifling period
`$0.00
`
`Description
`
`Interest charged
`Date
`Description
`03/13
`INTEREST CHARGED TOSTANDARD PURCH
`Total interest charged In this billing period
`
`Amount
`$20.26
`$20.26
`
`
`eo be ae
`Amount et So os
`Savings Spotlight
`Your Citi® Diamond Preferred®
`~o.. Savings Summary). -
`Citl Diamond Preferred
`Lifetime Savings
`BH interest:
`
`
`
`$70.02 F
`
`
`
`Total interest charged in 2018
`
`Interest charge calculation
`DaysIn olliing cycle: 28
`
`
`
`Your Annual Percentage Rate (APR}is the annual Interest rate on your account.
`Annual percentage Balance subject
`rate (APR)
`to Interest rate
`
` 243.62 (D)
`
`
`21.24% (V)
`Standard Purch
`.
`AVANCEa scsssssssecssarssusvassnsstesseueessesseseetuuscassssceeuesieansssseeenssnesesseeeessnisuteuneteseneeeeee
`
`
`$0.00
`$0.00 (D)
`26.49% (VY)
`Standard Adv
`Your Annual Percentage Rate (APR)Is the annual interest rate on your account. APRs followed
`by (V) may vary. Balances followed by (D) are determined by the daily balance method
`{Including current transactions),
`Account messages
`SAVINGS SPOTLIGHT DETAILS
`
`2018 totais year-to-date
`
`Total fees charged in 2018
`
`Balancetype
`
`
`
`
`Interest charge
`
`
`
`
`INTEREST: lf you have promotional balances on your account, we have
`estimated your savings. This savings is the difference between the interest
`that was assessed against the promotional balances using the promotional
`APRsand the estimated interest that would have been assessed against these
`same balances using the Enhanced Purchase APRs. This savings amount does
`net include any balance transfer fees. This savings is from your billing period
`covered by this statement,
`
`CITI EASY DEALS: Hf you made a purchase on Citi Easy Deals, your savings Is
`the difference between the retall price and the price you paid. This savingsis
`from the prior calendar month.
`
`CITI PRICE REWIND: Hf you received a Citi Price Rewind refund, savings is the
`refunded amount, This savings is from the prior calendar month.
`
`CITI DIAMOND PREFERRED LIFETIME SAVINGS: The savings from interest, Citi
`Easy Deals and Citi Price Rewind since you became a Cit] Diamond Preferred
`cardmember. This savings amount does not include any balance transfer fees.
`
`Please note that if we received your pay by phone or online payment between
`5 p.m. ET and midnight ET on the last day of your billing period, your payment
`will not be reflected until your next statement,
`Please be sure to pay on time. If you submit your payment by mail, we suggest
`you mai it no tater than 04/02/2018 to allow enough time for requiar mail to
`reach us,
`
`See Account Messages
`for more [nformation about
`Savings Spotlight .
`“
`
`

`

`Exhibit C
`
`

`

`
`
`aeeee Preferred® ete
`
`VASON F SORENSON
`MemberSince 2013 Account number ending In: 7356
`Billing Period: OT/1417-08/11/17
`
`www.citicards.com
`Customer Service 1-800-823-4086
`TTY-hearing-Impatred services only 1-800-325-2865
`BOX 6500 SIOUX FALLS, SD 571i?
`
`$20.00
`§502.01
`09/a9/17
`
`AUGUST STATEMENT
`Minimum payment due:
`New balance as of 08/11/17:
`Payment due date:
`
`Account Summary
`$738.65
`Previous balance
`-$450.00
`Payments
`-$0.00
`Credits
`+$202.69
`Purchases
`+$0.00
`Cash advances
`+$0,00
`Fees
`Late Payment Warning: If we do not recelve your minimum payment dy the
`+$10.67
`interest
`date listed above, you may have to pay a late fee of up to $35 and your APRs
`may be Increased up to the variable Penalty APR of 29.99%, ——
`New balance
`$502.01
`Minimum Payment Warning: You make only the minimum payment gach
`period, you will
`pay more In interest and
`it will take you fonger to pay off your
`Credit Limit
`batance. For example:
`$1,000
`Credit limit
`if you make no additional
`You will pay off the
`And you will and up
`
`
`Includes $300 cashadvanceRettoe
`chargesusingthis card
`balance shownon this
`ayingan estimated
`
`
`
`and you pay...|statementeach month in abou otal o ‘Availablecredit €497
`
`
`
`
`
` Only the minimum payment
`Includes $360 available for cash advances
`For information about credit counseling services, call 1-877-337-8187 New York
`residents may contact the New York State Banking Department fo obtain a comparative
`listing of credit card rates, fees and grace periodsby calilng 1-877-226-5697,
`
` Savings|
`Spotlight |
`:
`. YourDiamond Preferred Lifetime Savings: ,
`_ $70.02—
`See page 3 toview your
`Savings Summary.
`
`Please print Address Changes on the reverse side
`
`Pay your blil from virtually anywhere
`lth the Clit] Mobile?
`A
`d CIF Onil
`oe
`pp an
`mee
`To download:
`& Text “Appi5'to MyCitl (692464)
`
`or go to your device's app store.
`Or visit www.citicards.coem
`
`Minimum payment due
`New balance
`Payment due date
`
`Amount enclosed:
`
`§20.00
`$502.01
`O9/O9/1T
`
`O0000G MC 00 AO
`
`JASON F SORENSON
`404 EAST ST
`APT 2N
`NEW BRITAIN CT O605t-2747
`
`Account number ending in 7356
`
`CITI CARDS
`PO Box 70166
`PhHadeiphla PA 19176-0166
`
`
`
`

`

`Customer Service 1-800-823-4086
`TTY-haarlng-impalred services anly 1-800-325-2865
`
`Page 2? of 3
`
`www.cliticards.com
`
`JASON F SORENSON
`
`Account Summary
`Trans.
`Post
`date
`date
`
`. Description
`
`Payments, Credits and Adjustments
`OTH0 _ PAYMENT THANK YOU
`
`Standard Purchases
`
`Amount
`
`-$450.00
`
`$56.15
`07/2407/24 NEWBRITAIN DINER NEW BRITAIN. CT
`07/25
`O7/25NEWBRITAINDINER NEWBRITAINCT «$15.72
`
`O7/2507/25CONNECTICUTNNATURALUO866-3866210ct$20.84
`O8/ot 08/01SHELLOIL575429213PSNEWBRITAINCT 818.24
`SHELLOl. 575429213QPSNEWBRITAINCT
`oa/or08/tl
`“$37.83
`
`08/03
`OB/03.
`$59.94
`WMV*MATCHCOM -800-326-St61Tx -
`
`
`Fees charged
`Total fees charged In thie billing perlod
`
`$0.00
`
`Interest charged
`Date
`Description
`oB/i
`INTEREST CHARG
`
`Total fees charged in2017
`
`Total Interest charged In this billing perlod
` 2017 totais year-to-date
`“Total‘interest chargedin oT _ $23.45—
`
`
`
`
`
`“$113,49—
`
`DaysIn bliling cycle: 29
`Interest charge calculation
`YourAnnual Percentage Rate(4(APR)Is theannualinterest rate(onyouraccount.
`Annual percenta
`Balance subject
`Balancetype
`_fate(APR)
`to Interestrate
`PURCHASES
`Standard Purch|
`20.99% (V}
`$69.67)
`ADVANCES“nvivinntiinvininninninnnuninrinnanininnenane
`Standard Adv
`26.24% (V)
`$0.00 {D)
`
`Interest charge
`
`
`SavingsSpotlight.
`YourCiti® DiamondPreferred®
`Savings Summary.:
`Clit} Diamond Preferred
`Lifetime Savings
`M@ Interest:
`
`$70.02 §
`
`_° See Account Messages...
`for more Information about
`Savings Spotlight
`
`- Citi Easy Deals”
`To find out your current tler:
`Visit citleasydeals.com or call the.
`number providedabove,
`oe
`
`
`
`Your Annual Percentage Rate (APR}is the annual Interest rate on your account. APRs followed
`by (Vv) may vary. Balances followed by (D) are determined by the dally balance method
`(ncuding current transactions),
`
`Deals you can access,by tler:
`
`« Mintmum Annual Purchases: $0.00
`® Coupons for local dining and shopping
`Enhanced Tier
`® Minimum Annuat Purchases: $100
`= Base tier benefit
`
`® Plus deals on git cards and magazines
`Cems
`@ Minimum Annual Purchases: $500
`© Base and Enhancedtler benefits
`= Plus deals on merchandise, travel and
`dally deals
`
`» For complete detalis, go to
`citieasydeals.com
`“aRDARTHAeeaterypopeeeearent
`
`

`

`www.clticards.com
`JASON F SORENSON
`
`Account messages
`SAVINGS SPOTLIGHT DETAILS
`
`Customer Service 1-300-823-4086
`TTY-hearing-impaired services only 1-800-325-2865
`
`Page 3 of 3
`
`INTEREST: H you have promotional balances on your account, we have
`estimated your savings. This savings is the difference between the interest
`that was assessed against the promotional balances using the promotional
`APRsand the estimated interest that would have been assessed against these
`same balances using the Enhanced Purchase APRs. This savings amount does
`nat include any balance transfer fees, This savings is from your billing period
`covered by this statement.
`
`CITLEASY DEALS: H you made a purchase on Citi Easy Deals, your savings is
`the difference between the retail price and the price you paid. This savings is
`from the prior calendar month.
`
`CITE PRICE REWIND:H you received a Citi Price Rewind refund, savings is the
`refunded amount. This savings is from the prior calendar month.
`
`CITE DIAMOND PREFERRED LIFETIME SAVINGS: The savings from interest, Citi
`Easy Deals and Citi Price Rewind since you becamea Citi Diarnond Preferred
`cardmember. This savings amount does not include any balance transfer fees.
`Please be sure to pay on time.If you submit your payment by mail, we suggest
`you mail it no later than 09/02/2017 to allow enough time for regular mail to
`reach us.
`
`