STATE OF CONNECTICUT _
`MOTION FOR DEFAULT FORFAILURE TO
`S8e)
`JUDICIAL BRANCH BSG
`APPEAR AND JUDGMENT, REQUEST FOR
`SUPERIOR COURT (:\
`ORDER OF WEEKLY PAYMENTS, AND NOTICE
`7:/
`8-0
`NUXcZsL2/
`www,jud.ct.gov errs?”
`JD-CV-49 Rev. 3-24
`
`P.B. §§ 17-21, 17-23; P.A. 16-65
`
`24-17713
`
`
`
`
`
`
` Instructions to plaintiff/plaintiff's attorney
`
`For information on ADA accommodations, contact the Centralized
`ADA Office at 860-706-5310 or go to: www.jud.ct.gov/ADA/
`
`
`Complete this form and an Affidavit of Debt (form JD-CV-52) and
`file them with the Court. Deliver one copy ofeachto all defendants.a
`
`
`
`Address of Court (Number, street, town and zip code)
`
`judicial (Housing|1 Court Street, Middletown, CT 06457
`
`Nameof case (Plaintiff v. Defendant)
`MIDLAND CREDIT MANAGEMENT,INC v. ALLISON AVERY
`Name(s)ofall defendant(s) against whom motionis filed
`ALLISON AVERY
`
`Motion for Default for Failure to Appear and Judgment
`In the above-entitled action, the plaintiff(s) respectfully represent(s) that the defendant(s) named above has (have)failed to file an
`appearancewithin two days after the return date. Theplaintiff(s) therefore request(s) that a default be entered against the defendant(s)for
`failure to appear and that the Court enter judgment after defaultin favorof the plaintiff(s) as proposed below and in accordance with the
`Affidavit of Debtfiled in connection with this form.
`,
`:
`
`Docket number
`
`DECEMBER3, 2024
`
`MMX-CV-24-6043489-S
`
`(To be completedby plaintifi/plaintiffs counsel)
`Proposed Judgment
`1. Amount Due on Claims................
`$9,938.21
`2. IntereSt.... 0... eee ee eee eee
`$.00
`3. Reasonable Attorney's Fees ...........
`$0.00
`4. Other Lawful Charges .................
`$.00
`5. Total Amount of Judgment.............
`$9,938.21
`(Total of lines 1-4)
`6. Plaintiff's Costs. ........... 0... ee eee
`7. Total Amount of Judgment and Costs
`(Total of lines 5 and 6)
`Request for Order of Weekly Payments
`weekly payments be entered payable
`“35.00
`§
`[_] Reasonable
`Theplaintiff(s) also request(s) that an order for [XI Nominal
`to (Name and address ofperson to receive payments)
`London & London,48 Christian Lane, Newington, CT 06111
`with thefirst payment to begin on (date)
`03/09/2025
`)
`
`$453.00
`
`}
`
`Notice to all parties
`
`Execution on a judgment may be enforced twenty-one (21) days after the clerk receives a certification that a copyof this notice was served
`on each judgment debtor (defendant).
`
` Address
`Nameof person singing motion
`48 Christian Lane, Newington, CT 06111
`
`Russell L. London
`
`Date signed
`[_] Plaintiff
`
`
`1/27/2025
`[X] Attorneyforplaintiffs)
`
` Military Service Affidavit
`The person signing below, being duly sworn, deposes and saysthat: (Select one ofthe following)
`[_] they are unable to determine whetherornot the defendant(s) in this action are in the military or naval service of the United States.
`[X] no defendantin this action is in the military or naval service of the United States: (state facts below)
`See attached military affidavit.
`
`The person signing below, being duly sworn, states that they have read the claim above andthe information containedin this form and, to
`the best of their-knowledge,information and belief, there is good ground to support the claim and the informationis true.
`a)
`
`
` Date signed
`
`
`Signed (Affiant) Lp Printnameand,ifapplicable,title ofAffiant
`
`1/27/2025
`
`
`Date signed
`.
`
`1/27/2025
`
`
`
`
`
`Alina Yavorska
`Signed (GlereNetary, Commissiofier of Superior Court)
`
`Page 1 of 2
`
`

`

`Nameof case (Plaintiff v. Defendant)
`MIDLAND CREDIT MANAGEMENT,INC v. ALLISON AVERY -
`
`Docket number
`MMX-CV-24-6043489-S
`
`Certification
`| certify that a copy of this document wasorwill immediately be mailed or delivered electronically or non-electronically on
`(date)_ 1/27/2025
`to all attorneys and self-represented parties of record and that written consent for electronic delivery was
`received from all attorneys and self-represented parties of record who received orwill immediately be receiving electronic delivery.
`Name and addressof each party and attorney that copy wasorwill be mailed or delivered to*
`
`
`‘ALLISON AVERY
`7 HUCKLEBERRY ACRES RD
`EAST HAMPTON CT 06424
`
`
`
`“If necessary, attach additional sheet or sheets with name and address which the copy was or will be mailed or delivered to.
`
`
`Date signed
`Signed (Signature offiler)
`Print or type nameof personsigning
`
`1/27/2025
`>
`Russell L. London
`
`
`
`
`
`
`
`Plaintiff's Bill of Costs
`Complaint Fee................. $0.00
`Entry Fee..................e eee $360.00
`Service Fee .................6. $93.00
`Proceedings Before Trial....... $0.00
`
`0)| $453.00
`
`
`
` Vbjaw|| Plaintiff
`
`Datesigned
`
`
`
`
`Signed
`——e [X] Attorneyfor plaintitf(s)|1/27/2025
`
`
`>
`
`
`Page 2 of 2
`
`

`

`AFFIDAVIT OF DEBT RE: MOTION FOR DEFAULT
`FOR FAILURE TO APPEAR, JUDGMENT, AND
`ORDER FOR WEEKLY PAYMENTS
`JD-CV-52 Rev. 3-24
`P.B.§ 17-25
`
`
`
`
`COURT USE ONLY
`
`
`
`
`
`
`
`www.jud.ct.gov/ADA/
`
`For information on ADA
`accommodations, contact the
`Centralized ADA Office at
`860-706-5310 or go to:
`
`Instructions’
`1. Complete this affidavit andfile with your completed Motion for Default for Failure to Appear and Judgment,
`Requestfor Order of Weekly Payments, and Notice (form JD-CV-49).
`. Attach a copyofthe contract, lease or other document, if applicable, to the completedaffidavit.
`ND
`3.
`If you are claiming interest, the period covered, the rate claimed, the mannerin whichit was calculated, and
`the authority upon which the claim for interest is based mustbe stated.
`if you are claiming attorney's fees, a copy of the agreement mustbe attached.
`.
`. Send one copyof the completed Affidavit and Motion to each defendant.
`
`
`Retum date
`
`DECEMBER 3, 2024
`aw
`
`
`Docket number
`
`
`
`Court
`Address of Court (Number, street, town, and zip code)
`
`Judicial
`Housing
`
`
`1 Court Street, Middletown, CT 06457
`District
`Session
`
`
`Nameof case (Plaintiff v. Defendant)
`
`
`
`MMX-CV-24-6043489-S
`
`
`
`
`MIDLAND CREDIT MANAGEMENT,
`INC v. ALLISON AVERY
`Name(s)of(all) Defendant(s) against whom motionisfiled
`ALLISON AVERY
`|, the person signing below, say under oath that | am the [_] Plaintiff or X] (title)
`Attorney
`of the
`Plaintiff and am familiar with the facts stated below. In this case, the Defendant(s)is/are in debt to the Plaintiff(s) as follows:
`
`POST JUDGMENT INTEREST PURSUANT TO CONNECTICUT GENERAL STATUTE37-3A IS
`REQUESTED
`
`SEE ATTACHED AFFIDAVITS OF DEBT
`
`ALL COPIES ATTACHED HERETO ARE TRUE COPIES OF THE ORIGINALS.
`
`
`
`ALINA YAVORS
`
`
`
`Notary Public Sia
`mn
`.
`oC, olate of Connecti
`MyCommission ExpiresAugust31"2029
`
`
`
`
`[X] Continuation ofthis affidavit of debt is attached and madea part hereof.
`
`,
`
`Being duly sworn, | state that to the best of my information andbelief, there is good ground to support the claimsin this affidavit
`andthat the information is true. | also state that any documents attached to this affidavit are true copies of the original.
`
`Subscribed and
`
`.
`
`LL
`sworn‘to before me:
`
`:
`
`|‘
`
`Signed (Gtere’GommiseioneroFSuperior Court/Nofa
`
`Russell L. Londor
`“ee Pe
`
`—
`
`;
`.
`4/27/2025
`
`ate signed’
`
`

`

`MMX-CV-24-6043489-S°
`
`MIDLAND CREDIT MANAGEMENT,INC
`a
`
`VS.
`ALLISON AVERY
`
`.
`
`:
`
`;
`
`SUPERIOR COURT
`
`JUDICIAL DISTRICT OF
`MIDDLESEX
`
`AT MIDDLETOWN ~
`JANUARY27, 2025
`
`AFFIDAVIT OF MILITARY SERVICE
`
`STATE OF CONNECTICUT
`
`COUNTY OF HARTFORD
`
`}
`}
`
`ss. Newington
`
`The undersigned, being duly sworn, deposes and says:
`| am
`1.
`| am over the age of eighteen and | believe in the obligation of an oath.
`a legal assistant at London & London, counselfor the aforementioned plaintiff: and based
`on the foregoing, | am familiar with the statements contained in this Affidavit.
`2.-
`The law office of London & London, requested from the Department
`ManpowerData-Center, the militarystatus of the Defendant, ALLISON AVERY,based on
`dateofbirth and/or social security number and last name.
`|
`3.
`London & London received by internet a signed statement from the
`Department ManpowerData Centerwhichis attached hereto.
`|
`4.
`The attached statementindicates that the defendant, ALLISON AVERY,is
`not and has not beenin the military services during the pendencyofthis action.
`
`Dated at Newington, Connecticut, this the 27" day of January, 2025.
`
`Alina Yavorska
`
`Subscribed and sworn to before
`me on this the 27" day of January, 2025.
`
`
`Russell L. London
`Commissionerof the Superior Court
`
`24-1713
`
`London & London @ Attorneys At Law
`48 Christian Lane @ Newington, CT 06111 © (860) 666-4500 @ JURIS No. 406548
`
`

`

`Department of Defense ManpowerData Center
`
`Results as of : Jan-27-2026 09:12:06 AM EST
`SCRA 5.23
`
`
`
`Status Report
`Pursuant to Servicemembers Civil Relief Act,
`
`___
`SSN:
`Birth Date: fo
`Last Name:
`AVERY
`
`First Name:
`
`ALLISON
`
`Middle Name:
`
`Status As Of:=Jan-27-2025
`
`Certificate ID:
`
`XWLYDDC1F5QGJMP
`
`
`
`Active Duty Start Date
`
` ‘Servicé Component
`.
`Active Duty End Date
`
`:
`
`™
`
`.
`Service Component
`
`:
`
`a
`
`
`
`
`
`'
`ME se
`
`The Member or His/Her Unit Was Notified of a Future Call-Upto Active Duty on Active Duty Status Date
`.
`
`OrderNotificationStart Date . aeeService Component7 . OrderNotification EndDate
`
`
`
`
`
`This response reflects whetherthaindividualor his/her unit has receivedearly notificationto report for active duty
`
`
`
`Upon searching the data banksof the Departmentof Defense Manpower|
`ased on the information that you provided, the aboveis the status of
`
`the individual on the active duty status date asto all branchesof the Uniformed Services (Army, Navy, Marine Corps,Air Force, Space Force, NOAA,Public
`Health, and Coast Guard). This status includes information on a Servicememberorhis/herunit receiving notification of future orders to report for Active Duty.
`
`
`
`
`
`
`
`Sawn L ousepgactal
`
`Sam Yousefzadeh, Director
`Departmentof Defense - Manpower Data Center
`4800 Mark Center Drive, Suite 04E25
`Alexandria, VA 22350
`
`.
`Active Duty Start Date
`
`—
`
`On Active Duty On Active Duty Status Date
`
`Active Duty End Date
`;
`Tee wee
`fet PS Pe
`
`,
`
`fe
`
`
`
`
`
`
`
`©
`
`

`

`The Defense ManpowerData Center (DMDC)is an organization of the Department of Defense (DoD)that maintains the Defense Enrollment andEligibility
`Reporting System (DEERS) database whichis the official source of data oneligibility for military medical care and othereligibility systems.
`
`The DoD strongly supports the enforcementof the Servicemembers Civil Relief Act (60 USC App. § 3901 et seq, as amended) (SCRA)(formerly known as
`the Soldiers‘ and Sailors' Civil Relief Act of 1940). DMDC has issued hundredsof thousandsof “does not possess anyinformation indicating that the
`individualis currently on active duty" responses, and has experienced only a small errorrate. In the eventthe individual referenced above,or any family
`member,friend, or representative asserts in any mannerthat the individual was on active duty for the active duty status date,oris otherwise entitled to the
`protections of the SCRA, you are strongly encouragedto obtain furtherverification of the person's status by contacting that person's Service. Service contact
`information can be found on the SCRA website's FAQ page (Q35) via this URL: https://scra.dmdc.osd.mil/scra/#/faqs. If you have evidence the person
`was on active duty for the active duty status date and youfail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked
`against you. See 50 USC App. § 3921(c).
`
`(1) The individual's Active Duty status on the Active Duty Status Date (2) Whetherthe individualleft Active
`This responsereflects the following information:
`Duty status within 367 days preceding the Active Duty Status Date (3) Whetherthe individualor his/her unit received early notification to report for active
`duty on the Active Duty Status Date.
`
`Moreinformation on "Active Duty Status”
`Active duty status as reportedinthis certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less
`than 30 consecutive days in length were available.
`In the case of a memberof the National Guard, this includes service undera call to active service
`authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of respondingto a national emergency declared by the
`President and supported by Federalfunds. All Active Guard Reserve (AGR) members mustbe assigned against an authorized mobilization position in the
`unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve
`Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member whois an active duty commissionedofficer of the U.S.
`Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps).
`
`Coverage Under the SCRAis Broader in Some Cases
`Coverage under the SCRA is broaderin some cases and includes some categories of personsonactive duty for purposes of the SCRA who would not be
`reported as on Active Duty underthis certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods.
`Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1).
`
`Many times orders are amendedto extendthe period of active duty, which would extend SCRA protections. Persons seekingto rely on this website
`certification should check to make sure the orders on which SCRA protections are based have not been amendedto extendtheinclusive datesof service.
`Furthermore, some protections of the SCRA mayextend to persons who havereceivedordersto report for active duty or to be inducted, but who have not
`actually begunactive duty or actually reported for induction. The Last Date on Active Duty entry is important because a numberof protections of the SCRA
`extend beyondthelast dates of active duty.
`
`Those whocould rely on this certificate are urged to seek qualified legal counselto ensurethatall rights guaranteed to Service members underthe SCRA
`are protected
`
`WARNING: This certificate was provided based on a last name, SSN/dateofbirth, and active duty status date provided by the requester. Providing
`erroneousinformation will cause an erroneouscertificate to be provided.
`
`

`

` MMX-CV-24-6043489-S
`
`MIDLAND CREDIT MANAGEMENT,INC.
`
`VS.
`
`ALLISON AVERY
`
`;
`:
`
`;
`
`SUPERIOR COURT
`
`JUDICIAL DISTRICT OF
`MIDDLESEX
`
`AT MIDDLETOWN
`
`JANUARY27, 2025
`
`SUMMARYOF AFFIDAVITS ATTACHED
`
`Affidavits of Debt:
`Chain of Title Documents
`Credit Card Billing Statement(s)
`
`Affidavit1
`
`.
`
`Charge-Off Date:
`Suit Amount:
`
`Case Summary - Account ending ************4807
`October 11, 2023
`$6,559.39
`
`Affidavit 2
`
`Charge-Off Date:
`Suit Amount:
`
`Case Summary - Account ending ************0146
`January 2, 2024
`$3,378.82
`
`

`

`AFFIDAVIT 1
`
`

`

`MIDLAND CREDIT MANAGEMENT,INC,
`
`STATE OF CONNECTICUT
`
`Plaintiff
`-vs-
`
`ALLISON AVERY,
`
`AFFIDAVIT OF BRENDA BITTMAN
`
`Defendant(s).
`---7 "
`°
`Brenda Bittman, whosebusiness address is 600 W. Saint Germain St Suite 200,St.
`Cloud, MN 56301-3616, certifies and says:
`1.
`Lam employed as a Legal Specialist and have access fo pertinent records for Midland
`Credit Management, Inc, ("Plaintiff or "MCM"). ] am a competent person over eighteen
`years of age, and makethe statements herein based upon personal knowledge ofthose
`account records maintained by Plaintiff. Plaintiff is the current owner of, and was assigned
`all the rights,title and interest to Defendant's CITIBANK, N.A./DOUBLECASHaccount
`XXKXXXKXXXXX4807 (hereinafter "the Account").
`2.
` Thave access to and have reviewed the electronic records pertaining to the Account
`maintained by MCM and am authorized to makethis affidavit on MCM's behalf. The
`electronic records reviewed consist of(i) data and records acquired from the seller or assignor
`when MCMpurchased orwas assigned the Account, which were incorporated into MCM's
`business records upon purchaseor assignment, and(ii) data and records generated by MCM
`in connection with servicing the Account since the date the Account was purchased by or was
`assigned to MCM.In addition, I reviewed the documents that are attachedto this affidavit.
`3.
`Lam familiar with and trained on the manner and method by which MCM creates
`and maintainsits business records pertaining to the Account, which consist of (i) data and
`documents acquired from theseller or assignor, and (ii) subsequent collection and/or servicing
`activities by MCM.The recordsare acquiredorcreated, and are kept in the regular course of
`MCM'‘sbusiness.It was in the regular course of MCM's business for a person with knowledge
`ofthe subsequent collection and/or servicingactivities recorded, and a business duty to report,
`
`ee
`AFFIDAVIT OF BRENDA BITTMAN - 1
`(REGDANNGNCHOGAGCACAATIEMEAEGO TUCO
`AFFRECATTACHII
`24-17713
`
`LODAOSECOOCA
`19
`324691947
`
`

`

`to make the record or data compilation,or to transmit information thereofto be included in
`such record, or for such information to be posted in MCM's records by a computeror similar
`digital means.In the regular course of MCM's business, the record or compilation of the
`subsequentcollection activities is made at or near the time ofthe act or event by MCM as a
`
`regular practice.
`4.
`The accuracy of such recordsis relied upon by Plaintiff in collecting this Account. These
`records are trustworthy and relied upon because the original creditor was required to keep
`careful records of the Accountat issue in this case as required by law and/or suffer business
`
`loss.
`
`5. MCM's records showthat this action is based upon a credit agreement between
`Defendant(s) and the original creditor. MCM's records further show that Defendant(s) used or
`authorized the use of the credit Accountbutfailed to make the payments due pursuantto the
`
`agreement.
`6.|MCM'srecords show thatthe Account was opened on 2019-10-08 and charged off on
`2023-10-11 with a balance of $6,559.39. Onor about 2023-11-22, Plaintiff purchased and
`was assigned the balance owed by Defendant of $6,559.39. As of 2024-08-08, MCM's records
`show that the balance of $6,559.39 remains due and owing and nointerest has been assessed
`to the Account. Therefore, Plaintiff seeks the amount of $6,559.39 from Defendant. All credits
`
`andoffsets for payments have been applied to the balance.
`7.
`MCM's records showsthat the last payment posted to the Accounton 2023-08-01.
`8.
`The complete chain oftitle including CITIBANK,N.A.,the original creditor, and all
`post-charge-off purchasers/assigneesof the debtare as follows:
`1.
`2023-11-22 CITIBANK,N.A.
`5800 SOUTH CORPORATE PLACE,SIOUX
`FALLS,SD,57108
`
`2.
`
`Midland Credit Management, 350 CAMINO DE LA REINA,SUITE
`Inc.
`100,SAN DIEGO,CA,92108
`
`9.
`
`Attached hereto are the following records regarding the Account:
`
`a t
`AFFIDAVIT OF BRENDA BITTMAN - 2
`
`(OACAEA
`
`324691947
`
`LEATRC a
`
`AFFRECATTACHII
`
`

`

`Exhibit A.
`
`Exhibit B.
`
`Exhibit C.
`
`Statement(s) (including statement(s) reflecting the charge-off balance, and
`recording the last purchase transaction, service billed, payment, or balance
`transfer) and an additional statement sent to Defendant(s) while the Account
`was active, which shows the Defendant's name and address
`Bill(s) of Sale, Assignment and/orAffidavit(s) of Sale
`Credit agreement(s) provided to Plaintiff by its predecessor in interest as the
`agreement(s) applicable to Defendant’s Account
`Seller data sheetreflecting the individual Account information from the
`electronic records provided by the seller or assignor pursuantto the Bill{s)
`of Sale, Assignment(s) and/or Affidavit(s) of Sale in connection with the
`sale or assignmentof the Accountto Plaintiff
`The documents attached hereto aretrue and correct copies ofthe originals, being a
`10.
`reproduction ofPlaintiff's records, based upon my review, except to the extent that confidential
`and privileged information and/or personal identifying information is omitted or redacted as
`required by local rules, and applicable state and federal law.
`ll.
`Ifcalled to testify as a witness thereon, I could and would competentlytestify as to all
`
`Exhibit D.
`
`the facts stated herein.
`
`LEFT BLANK INTENTIONALLY
`
`on
`AFFIDAVIT OF BRENDA BITTMAN - 3
`NCUARSACAOOCARNGEAGAN
`AFF
`ACHII
`RECATTAC
`
`ODONEONERTOA
`24-17713
`
`MLNNOE
`324691947
`
`

`

`I certify under penalty ofperjury that the foregoing statements are true and correct.
`
`SEP 19 2024
`
`ate
`_ COUNTY OF STEARNS
`
`STATE OF MINNESOTA
`
`%j¢ |
`
`Brenda Bittman
`
`.
`
`-
`
`;
`,
`Signed and sworn to (or affirmed) before me on
`
`SEP 1 9 2024
`
`
`
`by Brenda Bittman.
`
`1c
`
`
`Notary
`
`CTl
`
`aAFFIDAVIT OF BRENDA BITTMAN -4_
`(SANNA
`FEALLCAONANNROUTE
`EARLATDUNE
`324691947
`AFF
`ACHII
`24-17713
`RECATT:
`
`

`

`Citi Rewardst®
`
`ALLISON AVERY
`MemberSince 2019 Account number ending in: 4807
`Billing Period:09/13/23-10/11/23
`
`Billing Inquiries and Customer Service
`BOX 6062 SIOUX FALLS, SD S717
`1-800-THANKY OU(I-800-8 42-6596), (TTY: 711)
`www.citicards.com
`
`OCTOBER STATEMENT
`$6,559.39
`Minimum payment due:
`$6,559.39
`New balance as of 10/11/23:
`10/11/23
`Payment due date:
`Seethelast page of this statementfor important information about how to
`avoid paying interest on purchases.
`
`Your accountis past due $560.00 and
`overlimit $349.39. You are in a payment
`program & are required to pay at least the
`payment program amount of $112.00. This
`may be jess than the total minimum payment
`due, which includes the program payment
`amountplus any past due amounts and any
`overlimit amounts.
`
`Late Payment Warning:If we do not receive your minimum payment by the
`Account Summary
`date listed above, you may haveto pay a late fee of up to $41 and your APRs
`$6,559.39
`Previous balance
`may be increased up to the Penalty APRof 29.99%.
`-$0.00
`Payments
`Minimum Payment Warning: /f you make only the minimum payment each
`-$0.00
`Credits
`period, you will pay morein interest andit will take you longer to pay off your
`+§0.00
`Purchases
`balance. For example:
`+50.00
`Cash advances
`If you make no additional
`You will pay off the
`And you will end up
`+$0.00
`Fees
`charges usingthis card
`balance shown on {hls
`payingan estimated
`
`
`
`
`and each month you pay...|statement In about... otal of... Interest +§0.00
`
`
`
`
`
`
`
`Only the minimum paymant|1 month(s) New balance $6,559.39
`
`residents may contact the New YorkState Departmentof Financial Services at (800)
`Credit Limit
`For information about credit counseling services, call 1°877-337-8188New York
`‘
`342-3736 orsoondis.ov.goylor free information on comparative credit card rates, fees
`Revolving Credit limit
`and
`grace periods.
`3
`°
`Includes SO cash advancelimit
`
`$6,210
`'
`
`For Payments, send check to: CiTI CARDS, PO BOX 70166, Philadelphia PA, 19176-0166
`
`,
`
`Pay your dit! from virtually anywnere
`with the Cit! Mobli@ App
`and Cit
`Online
`4
`PP
`feoTo download:
`- Eaten
`Text ‘Appts! to Myciti (692464)
`oo, oF goto your device's app store.
`A.
`Or visit www.citieards.com
`so
`
`:
`
`Minimum payment due
`New balance
`Payment due date
`
`Amount enclosed:
`
`,
`
`$6,559.39
`$6,559.39
`10/11/23
`
`000 PW 44 AO
`00000
`
`ALLISON AVERY
`17 PROSPECT ST
`PORTLAND CT 06480-1105
`
`Account numberending in 4807
`Please make check payable to CITI CARDS.
`CITI CARDS
`PO BOX 70166
`Philadelphia PA 19176-0166
`
`EXHIBIT A
`
`45009 ObS5939 0655939 0011200 4307 oa08
`
`

`

`www.citicards.com
`ALLISON AVERY
`
`CustomerService 1-800-THANKYOU(1-800-842-6596)
`(TTY: 718)
`
`Page 2 of 2
`
`Account Summary
`Trans.
`Post
`evoepeeesansscncewennnsassennannenes sees engescnannsenee nescernmrnsGOSS UNUNDEDSS,oansen,
`date
`date
`Description
`.
`Amount
`
`Fees chargedeeere
`Total fees charged In this billing period
`$0.00
`
`Interest charged
`Total Interest charged In thls billing period
`
`2023 totals year-to-date
`
`$0.00
`
`
`Interest charge calculation
`«) Days In billing cycle: 29
`YourAnnual Percentage Rate (APRs theannual interest rate on your account.
`.
`Annual percentage Balance subject
`Interest charge
`Balance type
`rate (APR)
`to Interest rate
`
`
`PURCHASES
`
`$82.97 (D)
`
`Total interest charged in 2023
`
`
`sesuseese$3,701.67(0)
`
`
`$1,126.29 (D)
`
`$0.00 (0) Standard Adv
`
`Your Annual Percentage Rate (APR)is the annual interest rate on your account, APRs followed
`by (V) may vary. Balances followed by (D) are determinedby the daily balance method
`(including current transactions).
`
`Account messages
`Please note thatif we received your pay by phoneor online payment between
`5 p.m. ET and midnight ET on the last day of your billing period, your payment
`was credited as of the date of receipt, but will not be reflected until your next
`statement.
`
`©2023 Citibank, N.A.
`Citi, Citi and Arc Design and other marks used herein are service marks of
`Citigroup Inc.orits affiliates, used and registered throughout the world.
`
`

`

`Pa CIT
`
`Cl
`
`t St. Louls, MO63179-9819
`| PO Box 790040
`
`Account NumberEndingIn: 4807
`
`11/25/2023
`
`Hpaleade Ee LaneUVY MUD DAT aeMego EE paatet Aad tnenaa!
`
`ALLISON AVERY
`17 PROSPECT ST
`PORTLANDCT 06480-0000
`
`Dear ALLISON AVERY:
`Your account ending In 4807 with a balance of $6559.39 has besn soid to Midland Credit Management, Inc. and is no longer
`owned by Citi. The balance consists of $6117.43 of principal, $318.96 in interest, and $123in fees.
`Effective immediately, please send anyfuture payments or correspondenceto Midland Credit Management,Inc.at:
`
`Midland Credit Management,Inc.
`P.O. Box 301030
`Los Angeles CA 90030-1030
`
`Midland Credit Management, Inc. may also be reached at 1-877-451-6682.
`in case you have already sent paymentto Citi, the payment will be forwarded to Midland Credit Management,Inc.. Please
`
`notethis is notabill. .
`
`Sincerely,
`
`Your Citi Team
`Citibank, N.A.
`
`2100
`
`

`

`Citi Rewards+®
`
`ALLISON AVERY
`Member Since 2019 Account numberending in: 4807
`Billing Period:07/13/23-08/10/23
`
`Billing inquiries and Customer Service
`BOX 6062 SIOUX FALLS, SO 57117
`1-800-THANKYOQU(1-800-842-6596),(TTY: 711)
`www.citicards.com
`
`Your accountis past due $336.00 and
`overlimit $349.39. You are in a payment
`pragram & are required to pay at least the
`payment program amountof $112.00. This
`maybe less than the total minimum payment
`due, which includes the program payment
`amount plus any past due amounts and any
`overlimit amounts.
`
`ote
`797.39
`AeUsT Sane
`$6 559.39
`New- balance as of 08/10/23:
`09/08/23
`Payment due date:
`°
`*
`Your Citi Flex Plan Payment Amount Is Included in your minimum payment due.
`For more details, see the Gl iFlex Fartdetails Section of this state oat, Ge the
`last
`page of
`this statement
`for important information about howto avold paying
`interest on purchases.
`,
`Late Payment Warning: if we do not receive your minimum paymentby the
`Account Summary
`date listed above, you may have to pay a late fee of up to $41 and your APRs
`$6,671.39
`Previous balance
`may be increased up to the Penalty APR of 29.99%.
`-$112.00
`Payments
`Minimum Payment Warning:|i you make only the minimum payment each
`-$0.00
`Credits
`period, you will pay more in interest andit will take you longer to pay off your
`+$0.00
`Purchases
`balance. For example:
`
`If you make no additional|You will pay offthe—|And youwill end up Cash advances +$0.00
`
`chargesusingthis card
`balance shownon this payingan estimated
`Fees
`+§0.00
`
`
`a
`ay...
`oe
`see
`
`
`
`and you pay...|statementeach month in abou ‘otal o interest +$0.00
`
`
`
`
`
`Only the minimum payment| S year(s)
`New balance
`$6,559.39
`residents may contact the New York State Department of Financial Services at (800)
`Credit Limit
`For information about credit counseling services, call -877-337-8188New York
`342-3736 or www.dis.ny.govfor free information on comparative credit card rates, fees
`Revolving Credit limit
`.
`and grace periods.
`Includes $0 cash advancelimit
`
`$6,210
`*
`
`For Payments, send check to: CITI CARDS, PO BOX 70166, Philadelphia PA, 19176-0166
`
`Pay yourbill from any nO;
`with the Cit] Mobile
`App
`and Citl® Online
`pp
`(~Ty To download:
`ATC
`Text ‘Appis' to MyCiti (692484)
`or go to your device's app store.
`Or visit www.citicards.com
`
`Minimumpayment due
`New balance
`Payment due date
`
`Amountenclosed:
`
`$797.39
`$6,559.39
`09/08/23
`
`(0000 PW 44 A0
`9000
`
`ALLISON AVERY
`17 PROSPECT ST
`PORTLAND CT 06480-1105
`
`Account number ending in 4807
`:
`Please make check payable to CITI CARDS.
`
`CITI CARDS
`PO BOX 70166
`Philadelphia PA 19176-0166
`
`15005 0079739 Ob55935 0011200 so? cac3
`
`

`

`www.cliticards.com
`ALLISON AVERY
`
`New Balance Sreakout
`
`Customer Service 1-800-THANKYOU(1-800-842-6596)
`(TTY: 711)
`
`Page 2 of 3
`
`$6,559.39
`
`NewBalance
`
`$6,559.39
`
`Account Summary
`Trans.
`Post
`date
`date
`
`Description
`
`
`
`Amount
`
`Fees chargedeeeee
`Total fees charged In this billing perlod
`$0.00
`
`Interest charged
`Total Interest charged tn this billing perlod
`
`$0.00
`
`Total interest charged in 2023
`
`Citi Flex Plan details
`Plan
`Plan
`inittal
`number
`
`$209.28
`
`$184.99
`
`24
`
`24
`
`Plan
`payment
`
`Payments
`ramaining
`
`Principal
`remaining
`
`Total Cit! Flex Plan Payment Amount
`
`
`DaysIn bliling cycle: 29
`Interest charge calculation
`
`
`Your Annual Percentage Rate (APR)isthe annual interest rateonyour account.
`cccecsesupsausssaseees
`Annual percentage Balance subject
`
`Balance type
`rate (APR)
`to Interest rate
`Interest charge
`
`
`
`‘PURCHASES
`
`BalTrnOffer 10
`
`
`
`
`$178.81 (0)
`ADVANCES.asssstsseeene
`
`
`Standard Adv
`$0.00 (0)
`Your Annual Percentage Rate (APR)is the annualinterest rate on your account. APRs followed
`by (V) mayvary. Balances followed by (0) are determined by the daily balance method
`(including current transactions).
`Weapply any amountyoupay aboveyour Minimum Payment Oue first to the balance with the
`highest APR, then to the balance with the next highest APR, and so on. As a result, if the APR
`for a Citi Flex Plan balanceis higher than the APR of other balances on your Account, wewill
`apply the amount above the Minimum PaymentDuefirst to that Citi Flex Plan balance, and
`then, after that Citi Flex Plan balance has been paid in full, to the other balances. This will
`cause youto pay off that Citi Flex Plan balance before the end of its repayment period and may
`
`

`

`www.citicards.com
`
`ALLISON AVERY
`
`Customer Service 1-G00-THANKYOU(1-800-842-6596)
`(TTY: 711)
`
`Page J of 3
`
`result in an amount remaining due on your next billing statement for the otherbalance,
`increasing your Adjusted NewBalance on your nextbilling statement.
`
`Account messages
`©2023 Citibank, N.A.
`Citi, Citi and Arc Design and other marks used herein are service marks of
`CitigroupInc. or its affiliates, used and registered throughout the world.
`
`

`

`Citi Rewards+®
`
`.
`ALLISON AVERY
`Member Since 2019 Account numberending in: 4807
`Billing Period:10/13/22-11/10/22
`
`.
`
`information about how to avoid paying
`
`NOVEMBER STATEMENT
`Minimum payment due;
`$288.70
`New balance as of 11/10/22:
`$7,489.30
`Payment due date:
`12/08/22
`PUGHeteeeAES ASCURGTADateSee
`this statement for important
`pace of
`ast
`interest on purchases.
`Late Payment Warning: If we do not receive your minimum payment by the
`date listed above, you may haveto pay a late fee of up to $41 and your APRs
`may be increased up to the Penalty APR of 29.99%.
`Minimum Payment Warning:|f you make only the minimum payment each
`period, you will pay morein interest andit will take you longerto pay off your
`balance. For example:
`
`
`And you will end up
`If you make no additional
`paying an estimated
`charges using this card
`‘otal
`of...
`and each month you pay...
`
`
`You will pay off the
`balance shown on this
`statement in about...
`
`
`
`
`
`Only the minimum payment
`
`For information about credit counseling services, call 1-877-337-8187 New York
`residents may contact the New York State Department of Financial Services at (800)
`342-3736 or www.dls.ny.gov for free Information on comparative credit card rates, fees
`and grace periods.
`
`i
`
`Bliling Inquiries and Customer Service
`BOX 6062 SIOUX FALLS, SD 57iI7
`1-800-THANKYOU(I-800-842-6596),(TTY: 711)
`www.citicards.com
`
`Account Summary
`Previous balance
`Payments
`Credits
`Purchases
`Cash advances
`Fees
`Interest
`New balance
`
`Credit Limit
`Revolving Credit limit
`Includes $0 cashadvance limit
`Available Revolving credit
`
`$7,944.99
`-$581.20
`-$0,00
`+$91.07
`+$0.00
`+$0.00
`+$34.44
`$7,489.30
`
`$7,860
`
`$370
`
`
`
`thankyou 7;
`
`
`
`
`
`
`For Paymants, send check to: CIT! CARDS, PO BOX 70166, Philadelphia PA, 19176-0166
`
`Pay yourbill from virtually anywhere
`with the Cit! Mobile App and CItP Onilne
`(“ony
`TO download:
`ahd Text ‘ApptiS'to MyCitl (692464)
`or go to your device's app store.
`Or visit www.clticards.com
`
`Minimum payment due
`New balance
`Payment due date
`
`Amount enclosed:
`
`$288.70
`$7,489.30
`12/08/22
`
`.
`
`:
`
`000000 PW 00 AO
`
`ALLISON AVERY
`17 PROSPECT ST
`PORTLAND CT 06480-1105
`
`Account number ending in 4807
`Please make check payable to CITI CARDS.
`CITI CARDS
`PO BOX 70166
`Philadelphia PA 19176-0166
`
`150049
`
`Ouz8e70 0748930 0033100 807 0401
`
` 3
`
`2,288
`
`Total ThankYou Member
`Available Point Balance:
`as of 10/31/22
`hy See page 3 for more Information
`
`about your rewards.
`i
`eee
`
`
`
`

`

`Customer Service 1-800-THANKYOU(1-800-842-6596)
`{TTY: 711) |
`
`Page 2 of 3
`
`www.citicards.com
`
`ALLISON AVERY
`
`New Balance Breakout
`Adj
`
`
`
`$