`
`State-of Texas
`County:ofTarrant ss.
`TanishaGowans
`I, the undersigned,
`
`:
`_...» Custodian of Records, for Portfolio Recovery Associates, LLC hereby.
`depose, affirm-and state as follows:
`
`1.
`
`I am competentto. testify to the matters contained herein.
`
`Tam an authorized employee ofPortfolio RecoveryAssociates, LLC, (“Account Assignee”) which is doing business:at
`2.
`Riverside Commerce. Center, 120. Corporate. Boulevard, Norfolk; Virginia, and I am authorized to make the statements,
`Tepresentations -and averments herein, and do so based upon a review of the business records of the Original Creditor
`SYNCHRONY BANK/AMAZONand those records transferred to Account Assignee from SYNCHRONY BANK (‘Aceount
`Seller”); which have become.a part of and have-integrated into Account Assignee’s. business records, in the ordinary course of
`business: The attached documents aretrue copies ofthe originals exceptto the extentthat confidential and privileged information
`is omittedor redacted and personal identifying information is omitted or redacted as required by.local.rules, and applicable state
`and federal law.
`
`According to the business records, which are maintained in the ordinary course ofbusiness; the account, and/all proceeds
`3,
`of the account are now owned by theAccount Assignee,all of the Account Seller’s interest in such account having been sold,
`assigned andtransferred bythe AccountSelleron 11/19/2017. Further, the Account Assignee has been assigned all ofthe Account
`Seller’s power and authority to.do and perform.all acts necessary for the settlement, satisfaction, compromise, collectionor
`adjustment ofsaid account,andthe:AccountSellerhas retained no further interest in said account or the proceeds thereof, for any:
`purpose whatsoever.
`
`Accordingto therecordstransferred tothe Account Assignee fromAccountSeller, and maintained in the ordinary course
`4:
`ofbusiness by the Account Assignee, there was due and payable from TIM TOPPING (“Debtor and Co-Debtor”)to the Account
`Seller the sum of$1,450.97 with the respectto account numberending in 2912 as ofthe-date of 10/31/2017 with there being no
`knowniin-credited payments, counterclaimsoroffsets againstthe said debt as of the date ofthe'sale.
`
`Accordingto the account records of said Account Assigriee, after all known payments, counterclaims, and/or setoffs
`5.
`occurring subsequent to:the date:of sale, Account Assigties claims the sum of$1,415.97 as due and owing as of thedate ofthis
`affidavit,
`
`Plaintiff believes that the defendantis nota minoror an incompetent individual, and declares that the Deferidantis fot
`6.
`on active military service of the United States.
`
`2LS,Associates, LLC
`A rca
`
`=
`
`(fai, COURTNAY6, BRADLEY
`
`
`
`
`
`
`Fee,
`
`NAY PUTS,
`eh
`
`
`$3 8% Notary Public, State of Texas
`My,
`
`
`By:__Tanisha Gowans_ , Custodian ofRecords
`
`
`
`Zii
`PACISE comm. Expires 07-02-2022 |
`
`
`
`Ge
`Notary ID 131629308 |
`|
`|
`FEB 25 2019
`
`“CBIto:before-méon...
`
`Notary: Public
`
`
`
`AE7681
`
`This communication is from a debt:collector and is an attempt to collect:a debt.
`Any information obtained will be used for that purpose.
`
`vl
`
`
`
`
`
`“synchrony
`
`BANK
`
`BILLof SALE
`
`FRA
`
`{5)— FL
`
`ember 20
`
`For value receivedandinfurther consideration ofthe mutual covenants and
`conditionsset forth inthe Forward Flow:Accounts Purchase Agreement(the
`“Agreement”), dated as ofthis 20° dayofFebruary, 2017, by and between Synchrony
`Bankformerly knownus GE Capital Retail Bank; RFS HoldingLLC.and Retail Finance
`Credit Services, LLC., (“Seller”) and PortfolioRecovery Associates, LLC(“Buyer”),
`Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and
`assigns, withoutrecourse exceptasset forth in the Agreement, to the extent ofits
`ownership, theAccounts as setforth in the Notification Files (as defined in the
`Agreement),deliveredby Seller to Buyer on November 19, 2017, and as further
`described in the Agreement.
`
`Synchrony Bank
`By;
`mF
`Ken Wojcik!
`
`Title: SVP Collections & Recovery
`
`RFS Holding LLC
`By: MG
`’
`Ken Wojcik
`
`Title: Attorney In Fact
`
`?
`
`Retail Finance Credit Services, LLC
`By: en
`
`Ken Wojcik -
`
`Title: Attomey In Fact
`
`
`
`
`
`amazon.com
`
`
`SYNCHRONY BANK
`
`TIM TOPPING
`Account NumberIS [2912
`
`Visit us at www.syncbank.com/amazon
`Customer Service: 1-866-771-1104
`
`Summary of Account Activity
`
`$1,349.48
`Previous Balance
`+ Fees Charged
`
`
`
`+ Interest Charges
`
`
`New Balance
`
`Credit Limit
`$1,000.00
`
`
`Available Credit
`$0.00
`
`
`Statement Closing Date
`1002/2017
`Daysin Billing Cycle
`31
`
`
`
`
`
`PaymentInformation
`New Balance
`Amount Past Due
`Total Minimum Payment Due
`Overlimit Amount
`Payment Due Date
`
`$1,415.97
`$387.00
`$468.00
`$415.97
`10/25/2017
`
`Late Payment Warning: if we do notreceive your Total
`Minimum Payment Due by the Payment Due Datelisted above,
`
`paymenteach period, you will pay morein interest andit wil
`take you longerto payoff your balance. For example:
`If you make no
`You will pay off
`And you will end
`additional charges
`the balance
`up paying an
`using this card
`shown onthis
`estimated total
`and each month
`statement in
`of...
`you pay ...
`about ...
`
`Only the minimum
`payment
`
`$2,019.00
`
`if you would like information about
`
`credit counseling
`
`services,call 1-877-302-8775.
`you may haveto pay a fate fee up to $35.00. Minimum Payment Warning: If you make only the minimum
`and to confirm youreligibility.
`(Continued on next page)
`
`Statement Credits Summary
`+ 5% Back
`+ Bonus Statement Credits
`
`Monthly Statement Credits
`Statement Credits YTD
`
`Statement Credits Explained
`Amazon Prime Store Cardholders can eam 5% Back
`‘oneligible Amazon.com purchases(as a Statement
`Credit), and also earn Bonus Statement Credits by
`purchasing select items at Amazon.com. Bonus
`Statement Credits are earned in addition to the 5%
`Back benefit.
`
`
`
`Visit www.amazon.com/storecard for details
`
`
`
`
`
`
`
`
`Transaction Summary
`Tran Date PostDate Reference Number
`
`09/25
`
`10/02
`
`10/02
`
`Description of Transaction or Credit
`FEES
`LATE FEE
`TOTAL FEES FORTHIS PERIOD
`INTEREST CHARGED
`INTEREST CHARGE ON PURCHASES.
`
`PAYMENT DUE BY 5 P.M.(ET) ON THE DUE DATE.
`NOTICE: We may convert your paymentinto an electronic debit. See reverse for details, Billing Rights Information and other
`important information.
`
`Detach and mail this portion with your check. De not include any correspondence with your check.
`amazoncony’
`Account Number:I2912
`
`New Balance
`Payment Due
`Overlimit
`Total Minima| Amount
`
`
`PastDueDate Amount_
`
`
`
`10/25/2017
`$415.97
`$1,415.97
`$468.00
`[$387.00
`
`Payment Enclosed: Please use
`blue os black ink.Save a stamp,
`pay on-line at
`www.syncbank.com/amazon.
`
`New address or email? Print Changes on back.
`
`TIM TOPPING
`42 MIDWCOD RD
`BRANFORDCT 06405-4852
`
`Make Payment to: SYNCHRONY BANK/AMAZON
`PO BOX 960013
`ORLANDO,FL 32896-0013
`
`
`
`
`
` Transaction Summary(Continued)
`Tran Date Post Date Reference Number
`Description of Transaction or Credit
`Amount
`
`TOTAL INTERESTFOR THIS PERIOD
`2017 Totals Year-to-Date
`
`$200.00
` Total Fees Charged in 2017
`
`$178.91
` TotalInterest Charged in 2017
`
`
`$15.16
`Total interest Paid in 2017
`
`
`
`
`
`
`
`
`
`
`
`Interest Charge Calculation
`
`Your Annual Percentage Rate (APRsthe annualinterest rate on your account.
`
`interest
`Balance Subject
`Expiration
`Annual
`Charge
`to Interest Rate
`Date
`Percentage Rate
`Type of Balance
`Regular Purchase
`NA
`26.99% {(v}
`$1,373.60
`$31.49
`{v) = Variabie Rate
`
`Cardholder News and Information
`YOUR ACCOUNT IS PAST DUE. PLEASE PAY THE MINIMUM PAYMENT DUE OR
`CONTACT THIS OFFICE AT THE PHONE NUMBERLISTED ON YOUR STATEMENT.
`
`
`
`
`
`amazon.com
`
`
`TIM TOPPING
`Account N'lumberro2912
`
`Visit us at www.syncbank.com/amazon
`Customer Service: 1-866-634-8379
`
`Summary of AccountActivity Previous Balance $329.10
`
`
`
`- Payments
`$285.00
`
`
`- Other Credits
`$132.09
`
`
`$996.41
`+ Purchases/Debits
` + Interest Charges
`
`New Balance
`
`$1,000.00
`Credit Limit
`
`
`Available Credit
`$22.00
`
`
`Statement Closing Date
`04/02/2017
`
`
`Daysin Billing Cycle
`3t
`
`$923.58
`$25.00
`04/25/2017
`
`PaymentInformation
`New Balance
`Total Minimum Payment Due
`Payment Due Date
`Late Payment Warning: if we do not receive your Total
`Minimum Payment Oue by the Payment Due Date listed above,
`you mayhaveto paya late fee up to $35.00.
`Minimum Payment Warning: If you make only the minimum
`payment each period, you will pay morein interest andit will
`take you fonger to pay off your balance. For example:
`And you will end
`You will pay off
`if you make no
`the balance
`up paying an
`additional charges
`estimated total
`shownonthis
`usingthis card
`of...
`statement in
`and each month
`about ...
`you pay...
`
`_ $
`
`1,349.00
`(Savings=
`
`Only the minimum
`payment
`
`~
`
`if you wouldlike information about
`services,call 1-877-302-8775.
`
`credit counseling
`
`$431.00)
`
`
`
`Statement Credits Summary
`5% Back
`Bonus Statement Credits
`
`
`
`
`Statement Credits Explained
`Amazon Prime Store Cardholders can earn 5%Back
`
`
`on eligible Amazon.com purchases (as a Statement
`Credit), and also earn Bonus StatementCredits by
`purchasing select items at Amazon.com. Bonus
`
`StatementCredits are earned in addition to the 5%
`Back benefit.
`
`
`Visit www.amazon.com/storecard for details
`and to confirm youreligibility.
`
`PAYMENT DUE BY 5 P.M. (ET) ON THE DUE DATE.
`NOTICE: We may convert your paymentinto an electronic debit. See Statement Disclosures link below for details, Billing Righis
`Information and other important information.
`
`Account Number|
`amazon.com Total Minimum Payment!
`New Balance
`
`Payment DueDate
`|
`Due
`
`|
`$25.00
`${IUIUUL.UU
`
`2912
`
`04/25/2017
`
`$923.58
`
`Save a stamp, pay on-line at
`www.synebank.com/amazon
`
`TIM TOPPING
`42 MIDWOOD RD
`BRANFORDCT 06405-4852
`
`Make Payment to: SYNCHRONY BANK/AMAZON
`PO BOX 960013
`ORLANDO,FL 32896-0013
`
`
`
`ecmmemnc
`
`amazoncom
`
`
`
`
`OTHER CHARGES
`03/03
`03/03
`
`P93420020EHMOP4MF
`
`03/03
`
`03/03
`
`PS3420020EHMQ0GGT
`
`03/04
`
`03/04
`
`P93420020EHMOQSEFL
`
`03/08
`
`03/08
`
`P93420024EHMB4AK5
`
`AMAZONDIGITAL SEATTLE WA
`254002635384
`Xbox $40 Gift Card - Digital C
`AMAZONDIGITAL SEATTLE WA
`076583365930
`Xbox Live $30 Gift Card - Digi
`
`AMAZONDIGITAL SEATTLE WA
`252694115723
`Xbox $50 Gift Card - Digital C
`AMAZON MARKETPLACE SEATTLE WA
`034971351987
`Traxxas Slash 1/10-Scale 2WD S
`SHIPPING AND TAX
`
`$40.00
`
`$30.00
`
`$50.00
`
`$227.64
`
`03/08
`
`03/08
`
`P93420027EHMBTTZH
`
`03/16
`
`03/16
`
`P9342002EEHM6M138
`
`
`03/16
`
`03/16
`
`P9342002QEHMAZ1DS
`
`03/17
`
`03/17
`
`P9342002EEHMBROJN
`
`$14.98
`
`AMAZON MARKETPLACE SEATTLE WA
`127747913961
`Charger Cable Adapter: Deans T
`Traxxas 1D Charger Adapter: Tr
`AMAZONRETAIL SEATTLE WA
`020710027238
`Venom 20C 3S 4000mAh 11.1V LiP
`Traxxas 3350R Velineon VXL-3s
`SHIPPING AND TAX
`
`
`AMAZON MARKETPLACE SEATTLE WA
`$43.54
`187952167689
`Integy RC Hobby C26500SILVER D
`SHIPPING AND TAX
`
`$197.07
`
`AMAZON MARKETPLACE SEATTLE WA
`273363069565
`Dynamite Speedtreads Robber SC
`Dynamite MTD SpeedTreads Robbe
`SHIPPING AND TAX
`
`$61.66
`
`
`
`Transaction Summary
`
`Tran Date PostDate Reference Number
`Description of Transaction or Credit
`Amount
`
`PAYMENTS AND CREDITS
`
`
`
`03/20
`03/20
`P9342002G00XS6H12
`ONLINE PYMT-THANK YOU ATLANTA
`GA
`($100.00)
`
`
`03/24
`03/24
`P9342002KEHMK3TQD
`AMAZON PRIME CONS SEATTLE WA
`($99.00)
`153883399753
`
`Subscriptions
`
`
`
`ONLINE PYMT-THANK YOU ATLANTA
`03/25
`03/25
`P9342002M00XS6H17
`GA
`($160.00)
`03/30
`03/30
`P9342002S00XS6H10
`ONLINE PYMT-THANK YOU ATLANTA
`GA
`{$25.00}
`
`04/02
`04/02
`YOUR STORE CARD STATEMENT CREDIT
`($33.09)
`
`
`TOTAL PAYMENTS AND CREDITS
`($417.09)
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`
`03/20
`03/23
`
`03/20
`03/23
`
`F9342002J000Q5007
`P9342002JEHMK3TQE
`
`$100.00
`$99.00
`
`ADJUSTMENT-PAYMENTS
`AMAZON PRIME CONS SEATTLE WA
`453881369112
`Subscriptions
`
`
`AMAZON MARKETPLACE SEATTLE WA
`03/26
`03/26
`P9342002PEHMBS5Q9
`$8.98
`
`
`222129276427
`
`Red Aluminum Tie Barfor Slash
`
`SHIPPING AND TAX
`
`
`
`03/27
`
`03/27
`
`P9342002PEHMB300QS
`
`
`
`AMAZON MARKETPLACE SEATTLE WA
`217901966479
`
`
`ST Racing Aluminum Front Bulkh
`03/27
`03/27
`P9342002PEHMB8JDE
`AMAZON MARKETPLACE SEATTLE WA
`$7.29
` (Continued on next page)
`
`$21.44
`
`
`
`
`
`Transaction Summary(Continued)
`
`
`PeostDate Reference Number
`Description of Transaction or Credit
`Amount
`Tran Date
`
`188949791831
`Traxxas 5837 Skid Plates, Fron
`
`
`
`
`03/27
`03/27
`P$342002REHMBHRSK
`AMAZON MARKETPLACE SEATTLE WA
`$58.18
`192554487057
`
`
`VATERAA 1972 Chevy C10 On Road
`SHIPPING AND TAX
`
`03/29
`
`03/29
`
`P9342002TEHM6ASB8
`
`AMAZONRETAIL SEATTLE WA
`06293881 1900
`Traxxas 3632X Red-Anodized Alu
`SHIPPING AND TAX
`
`03/30
`
`03/30
`
`P9342002WEHMB9YSF
`
`$24.63
`
`$15.00
`
`
`
`
`
`
`
`
`
`AMAZON MARKETPLACE SEATTLE WA
`162076268730
`HOT-RACING BWP133B02 Red Body
`
`SHIPPING AND TAX
`
`TOTAL OTHER CHARGES
`
`FEES
`
`
`TOTAL FEES FOR THIS PERIOD
`
`INTEREST CHARGED
`
`
`
`
`04/02
`04/02
`INTEREST CHARGE ON PURCHASES
`$15.16
`TOTAL INTEREST FOR THIS PERIOD
`
`2017 Totals Year-to-Date
`
`Total Fees Charged in 2017
`
`Total Interest Charged in 2017
`
`Totat interest Paid in 2017
`
`
` interest Charge Calculation
`
`
`
`
`
`
`
`
`Your Annual Percentage Rate (APR)is the annual interest rate on your account.
`Expiration
`Annual
`Date
`Percentage Rate
`NA
`26.49% (v)
`
`Balance Subject
`to Interest Rate
`$673.86
`
`Interest
`Charge
`$15.16
`
`Type of Balance
`Regular Purchase
`(v) = Variable Rate
`
`Cardhoijder News and Information
`Eligible card purchases maybe billed underoneofthe following promotions: No Interestif Paid in Full within 6, 12, or 24
`months. Under each of these promotions,if the promotionalbalanceis not paid in full within the promotional period,interestwill
`be imposed from the date of purchaseat a rate of 26.49%. If a (v) is shownafter your APRin the interest Charge Calculation
`section of this billing statement, the APRis a variable rate and will vary with the market based on the Prime Rate. Minimum
`monthly payments are required. See promotional advertising for further details.
`Synchrony Bank may continue to obtain information, including employment and income information from others about you
`(including requesting reports from consumer reporting agencies and other sources) to review, maintain or collect your account.
`Cardholder Benefits and Information
`
`Manage your accountonline at www.syncbank.com/amazon. Checkyour balance, view your statements, pay yourbill, update
`your persona! information and more!
`
`Use your Amazon.com Store Card to pay in more places! Amazon.com Store Card holders can now use their card to pay for
`transactions with many merchants whooffer Pay with Amazon. When using Pay with Amazon,select your Amazon.com Store
`Card as a payment option once you've signed in using your Amazon credentials. Visit http://payments.amazon.com/storecard
`to seeeligible sites.
`
`
`
`
`
`
`
`
`
`
`
`
`
`J
`
`2912
`
`account number
`record_type
`OooO
`sequence number
`
`
`Title
`
`customer_type
`name
`
`
`
`42 MIDWOOD RD
`
` Q.|p|@8|BOo|Oc|¢3(5ryYjoQ.|Q.a.|a.a[Ss@|oan|”n\nnpj-
`
`
`BRANFORD
`
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`count
`
`state
`N O
`ip_code
`_phone_number
`phone _number
`
`aS|o =|3®
`
`birth_date
`
`employers name
`
`06405-4852
`
`
`
`6|® ©|37(o +|O Oojo®148igQ.oO|2ownn
`OoomQ. =~ OQ
`user_field
`ps_id_agency_atty_code
`ealer_code
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`officer_code
`
`»Qa9o Cc ~or n—©m_ cS”
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`pt_date
`
`0000
`
`oO|Q|Q> ie]Ss O oO 5a —©9“ao ~ QOoQ. OD
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`oOEleoOo3oO“ooto®o>Q. D2(8Ig5©A”
`
`>oO> Q.9paro
`
`accrued_interest
`
`20171031
`
`20170330
`
`*****0000
`
`*7*0000
`net_associated_costs
`
`#EREKQOBTD
`net_interest
`last_comment_line_1
`
`last_comment_line_2
`last_comment_line_3
`00000000
`last_comment_date
`
`second_name_1
`
`second_name_2_
`“9000
`monthly_income
`“™***9000
`other_income
`*****0000
`monthly
`payment
`
`other_obligations
`****9000
`own_rent_code
`
`
`
`
`
`
`
`
`
`=A
`
`os
`
`
`
`
`
`
`
`
`illeragency_code PC
`
`
`
`
`
`
`
`co_accountaddress2|
`
`octydT
`
`co_count
`costateSC
`
`cozipcodeCdS
`
`
`icolhome_phonenumber|
`
`[coworkphonenumber|
`
`co_birth_date PO
`co_employersname|
`
`lco_employersaddress|
`
`
`cocustomerid=|
`
`liable
`
`ATLAS_ACCTNUM a; 2
`
`
`rm
`
`e
`
`
`
`
`
`
`
`
`~ synchrony —
`
`BANK
`
`BILL of SALE
`
`PRA (PRLS) — PLCC Fresh-November 2017
`
`For value received and in further consideration ofthe mutual covenants and
`conditions set forth in the Forward Flow Accounts Purchase Agreement(the
`“Agreement”), dated as ofthis 20" day of February, 2017, by and between Synchrony
`Bank formerly known as GE Capital Retail Bank; RFS Holding LLC.and Retail Finance
`Credit Services, LLC., (“Seller”) and Portfolio Recovery Associates, LLC (“Buyer”),
`Seller hereby transfers, sells, conveys, grants, and delivers to Buyer,its successors and
`assigns, without recourse except as set forth in the Agreement, to the extentofits
`ownership, the Accounts as set forth in the Notification Files (as definedin the
`Agreement), delivered by Seller to Buyer on November19, 2017, and as further
`described in the Agreement.
`
`Synchrony Bank
`
`By: Url 7
`
`Ken Wojcik
`
`Title: SVP Collections & Recovery
`
`RFS Holding LLC
`By:
`\
`Ken Wojcik
`
`Title: Attorney In Fact
`
`Retail Finance Credit Services, LLC
`
`By: Van. Ul“
`
`Ken Wojcik
`
`Title: Attomey In Fact
`
`
`
`
`
`AFFIDAVIT OF SALE
`OF ACCOUNT
`BY ORIGINAL CREDITOR
`
`State of Florida County of Seminole
`
`Ashlie Garcia being duly sworn, deposes and says:
`
`Lam over 18 and nota party ofthis action. I ama Media Representative ofSynchrony Bank
`formerly known as GE Capital Retail Bank. In that positionI have access to creditor’s books and
`records, and am aware of the process ofthe sale and assignment of electronically stored business
`records.
`
`On or about 11/19/2017 Synchrony Bank formerly knownas GE Capital Retail Bank sold a pool
`ofcharge-off accounts (the Accounts) by a Purchase and Sale Agreementanda Bill ofSale to
`Portfolio Recovery Associates, LLC. Aspart ofthe sale ofthe Accounts,electronic records and
`other records weretransferred on individual Accountsto the debt buyer. These records were kept
`in the ordinary course of business of Synchrony Bank formerly known as GE Capital Retail
`Bank.”
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`The Creditor has aprocess to detect and correct errors on these accounts, The abovestatements
`are true to the best of my knowledge.
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`Signed this 7th day ofDecember, 2017
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`Ashlie ©
`
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`cia.
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`Signed and sworn to before methis 7th day of December, 2017
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`(Notary Stamp)
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`,.PAQLAN MEDINA |
`te. Stete of Florida-Notary Public
`«= Commission # GG 134418
`|
`Fe
`=
`My Tommission Expires
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`HRS
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`
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` tntt
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`NY AOS 1.3-2/1/2017 - St. Paul
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`
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`CERTIFICATE OF CONFORMITY UNDER
`NYS CLS CPLR§ 2309(c) AND NYS CLS RPL § 299-a
`
`The undersigned does hereby certify that he/sheis an attorney-at-law duly admitted. to
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`practice in the State of Florida and residing in the State of Florida; that she is a person duly
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`qualified to makethis certificate ofconformity pursuantto Section 299-a ofthe Real Property Law
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`of the State of New York; that she is. fully acquainted with the laws of the State of Florida
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`pertaining to the acknowledgmentor proofof affidavits; that the acknowledgement or proofupon
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`the foregoing Affidavit of Ashlie Garcia was taken by Paola N. Medina, a notary public in the
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`State of Florida, in the manner prescribed by the lawsof the State of Florida, being the state in
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`which the Affidavit was taken; and, based on her reviewthereof, that the notarized Affidavit
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`conformsto the laws ofthe State of Florida in all respects.
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`Witness my signature this 7th day of December, 2017
`
`Jennifer Nelson
`Attomey-at-law, State of Florida.
`
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