JD—CV-103 Rev. 7-09
`
`YOU ARE BEING SUED
`
`AND YOU ARE IN DANGER OF LOSING YOUR PROPERTY
`
`
`
`The Connecticut Superior Court requires that this notice be sent to you about the residential foreclosure process.
`This is not legal advice. Please read it carefully.
`
`it is important that you learn about your options in foreclosure. There are government agencies, legal aid
`programs and other non-profit organizations that you may call for information about foreclosure.
`
`To protect your rights, you should speak to an attorney or go to the foreclosure clerk. foreclosure caseflow
`coordinator or Court Service Center in the Court where your case was filed for information on what to do next.
`If you do not take action, you could lose your property.
`
`If you do not file an Appearance form with the Court, you will not get Important notices about your case
`AND the Court may make a decision (enter a defaultjudgment) against you. File the Appearance form at the
`Court where your case is pending.
`
`You should also work with your lender or other person bringing this lawsuit or, if this foreclosure involves your
`home, to contact a HUD-certified housing counselor during this process.
`
`If this foreclosure involves your home, you may be eligible for the Foreclosure
`Mediation program.
`information about the program is attached to these papers
`and is also available at any Superior Court Judicial District courthouse or on the
`court's website at wwwjudctgov. To locate assistance near you, you may call
`the Connecticut Housing Finance Authority's
`call
`center
`toll
`free
`at
`1-877-571-2432. Customer Service Representatives are available Monday
`
`through Friday from 8:30 am. to 5:00 pm. You may aiso call 2-1-1 for other help.
`
`PROCEED WITH CAUTION
`
`You may be contacted by people offering to help you avoid foreclosure. Please follow these precautions:
`
`1.
`2.
`3.
`
`Get legal advice before entering into any deal involving your house.
`Get legal advice before paying any money to anyone offering to help you avoid foreclosure.
`Do not sign any papers you do not understand.‘
`
`READ THE PAPERS UNDER THIS NOTICE
`
`

`

`UNIFORM FORECLOSURE
`STANDING ORDERS
`JDsCVv‘lOd Rev.4-11
`
`STATE OF CONNECTICUT
`SUPERIOR COURT
`mvaudctgcv
`
`A. Effective September 1, 2009, efiling of all foreclosure matters was made mandatory for attorneys and firms
`absent an exclusion from E-Services. All pleadings, motions and documents. With the exception of the
`Committee Deed, in a foreclosure matter which is a 5 million or 6 million series case must be filed
`electronically. All documents necessary to obtain Judgment of Foreclosure as set forth in the Uniform
`Procedures for Foreclosure Judgment Presentation Instructions (JD-CV-Ta) except original notes, mortgage
`deeds and assignment of mortgages, must be efiled separately using the appropriate title of the document by
`8:00 am. on the Friday before the Monday Short Calendar.
`
`B. The notice "You Are Being Sued and You Are in Danger of Losing Your Property" (JD-CV-103) must be
`attached as a cover sheet to the top of the Summons and Complaint in all residential foreclosure actions.
`
`C. The plaintiff‘s preliminary statement of debt must include the principal, interest, per diem, escrow advances
`and corporate advances.
`
`D. Within 10 days following the entry of judgment of strict foreclosure the plaintiff must send a letter by certified
`mail. return receipt requested. and by regular mail, to all non-appearing defendant owners of the equity and a
`copy of the notice must be sent to the clerk's office. The letter must contain the following information: a.) the
`letter is being sent by order of the Superior Court; b.) the terms of the judgment of strict foreclosure; c.) non-
`appearing defendant owner(s) of equity risk the loss of the property if they fail to take steps to protect their
`interest in the property on or before the defendant owners' law day; d.) non-appearing defendant owner(s)
`should either file an individual appearance or have counsel file an appearance in order to protect their
`interest in the equity. The plaintiff must file the return receipt with the Court. The Plaintiff Must Not File A
`Certificate Of Foreclosure On The Land Records Before Proof 0f Mailing Has Been Filed With The Court.
`
`E.
`
`If the court grants a motion by the plaintiff to open a judgment for the purpose of vacating thejudgment due
`to a loss mitigation initiative with any of the borrowers regarding the mortgage loan, including, without
`limitation. a repayment plan1 and the court requires a withdrawal of action as a condition of granting the
`motion to open the judgment, the court will retain jurisdiction over the action for the purpose of acting on a
`motion by the plaintiff to restore the case to the docket. Any motion to restore the case to the docket must be
`filed within 120 days of the date of the filing of the withdrawal.
`
`F. At a hearing on a motion to open judgment after bankruptcy in order to set a new sale or law date after
`receiving relief from the automatic bankruptcy stay, a bankruptcy dismissal or any other bankruptcy order or
`law that allows the plaintiff to proceed with its foreclosure action. the plaintiff must present to the court an
`updated affidavit of debt that the court will use to make a new finding of the judgment debt as of the date of
`the hearing. Additionally, if the last finding made by the court as to the fair market value of the premises is
`more than 120 days old, then the plaintiff must also present to the court an updated appraisal for the court to
`make an updated finding of the fair market value of the premises on the date of the hearing.
`
`G. During the redemption period, the purchaser or the municipaiity must have a sufficient insurable interest in
`buildings and improvements upon the property to insure them against fire and other risk of physical loss. and
`may petition the Superior Court for the appointment of a receiver or for other equitable relief if there is an
`imminent danger of damage to, or destruction of, the property or Imminent danger of injury to persons or to
`other property resulting from conditions on the property or on adjoining properties.
`
`

`

`instructions
`
`1. Type or print.
`2. For Criminal and Motor Vehicle cases: Fill out the form,
`including the certification section at the bottom of the
`form. File the original with the clerk. Mail or deliver a copy
`of the appearance to the prosecutor. (Sections 3—4(d) and
`3-5 of the Connecticut Practice Book)
`
`to selecting plaintiff or defendant. indicate the scope of
`your appearance. File the original with the clerk. Mail or
`deliver a copy to all counsel and self-represented parties
`of record. (Sections 3~4(a) and 3-5 of the Connecticut
`Practice Book)
`
`5. For Juvenile cases: Do not use this form. Use form
`JD-JM-i 3 Appearance, Juvenile Matters.
`
`. For Civil , Eviction (Summary Process). and Small
`Claims cases: Fill out the form. including the certification
`section at the bottom of the form. File the original with the
`6. For Self-represented parties who have changed their
`clerk. Mail or deliver a copy to all counsel and self-
`address after filing an appearance: Check the box at
`represented parties of record. if a party who has been
`the top of the other side or page 1 of this form. Fill out the
`defaulted for failure to appear fiies an appearance before
`form, including your new address in the Mailing Address
`the entry of Judgment after default, the default will
`section of this form.‘Fill out the certification section at the
`automatically be set aside by the clerk. (Sections 3-4(a),
`bottom of the form. File the original with the clerk. Mail or
`34(1)), 3-5 and 17—20 of the Connecticut Practice Book)
`deliver a copy to all counsel and self-represented parties
`of record or. in a criminal case, to the prosecutor.
`4. For Family cases: Fill out the form. including the
`certification section at the bottom of the form. In addition
`
`
`JD-CL-12 (BacklPage 2} Rev 9-13
`
`The Judicial Branch of the State of Connecticut complies with the Americans with
`
`Disabilities Act (ADA). If you need a reasonable accommodation in accordance with the ADA, contact a court clerk or an ADA contact person listed at wwaud.ct.gcv/ADA.
`
`ADA NOTICE
`
`

`

`APPEARANCE
`
`SEAJEgglgfiqggfl£19T
`WW,1Uct. gov
`
`13 25A
`éDE—‘CL-1521Rev. 3:53 a
`'2
`-
`'
`-§§ ' “r“ '
`'3' -1°‘
`Notice To Self-Represented Parties
`A selflrepresented party is a person who represents himself or herself. if you are a self-
`represented party and yourfiled an appearance before and you have since changed your address
`you must let the court and air attorneys and selfrepresented parties of record know that you have
`changed your address by checking the box below.
`1:] lam filing this appearance to let the court and all attomeys and self-represented
`parties of record know that i have changed my address. My new address is below.
`Name Of case (Fuil name otPlainliii vs. Full name oiDeiandani}
`
`instructions -- See Back/Page 2
`ADA Notice--See Back/Page2
`
`
`
`
`
`Return date
`
`Docket number
`
`
`
`
`
`Geographic
`Small
`Judicial Housing
`claims Area number
`District
`Session
`Scheduled Court date (Cdminalflwotor Vehicle Matters)
`
`Address of Court (Number. street. town and zip code)
`
`
`
`Please Enter the Appearance of
`Name of self—represented party (See "Notice to Seti--Represented Parties" at top) or name or official. firm. protassional corporation. or individual
`attorney
`
`Mailing Address (Number, stree‘) {Notice to attorneys and few iinna - The address to widen papers mil be mailed from the Post office box
`
`
`court is the one registered or affiliated with yourlens number. That address cannot be changed in this term)
`
`Cityitown
`E-mail address
`Fax number (Area code first}
`
`
`
`in the case named above for: ("x " one of the following parties; it this is a Family Matters case. also indicate the scope of your appearance)
`El The Plaintiff (includes the person suing another person).
`1:] All Plaintiffs.
`[:J The following Plaintiff(s) only:
`D The Defendant (includes the person being sued or charged with a crime).
`E] The Defendant for the purpose of the bail hearing only (in criminal and motor vehicle cases only).
`[:] All Defendants.
`I: The following Defendent(s) only:
`[I Other (Specify):
`1:] This is a Family Matters case and my appearance is for: ("x" one or both)
`1:} matters in the Family Division of the Superior Court
`[3 Title IV~D Child Support matters
`Note: if other counsel or a self-represented party has already filed an appearance for the party or parties “x'd” above, put
`an "x" in box 1 or 2 below:
`
`
`
`1. E] This appearance is in place of the appearance of the following attorney,
`firm or self-represented party on file (RB. Sec. 3-8):
`
`2. D This appearance is in addition to an appearance already on file.
`
`iltlame Etta June Numfieri
`
`I agree to accept papers (service) electronically in this case under Practice Book Section 10-13
`Signed (individual attorney or self-represented party)
`Name of person signing at left (Print or type)
`
`I] Yes
`Date signed
`
`[:I No
`
`b C
`
`ertification
`
`to all attorneys
`l certify that a copy of this document was mailed or delivered electronically or non—electronically on (date)
`and self-represented parties of record and that written consent for electronic delivery was received from all attorneys and self-represented
`parties receiving electronic delivery.
`Name and address of each party and attorney that copy was mailed or delivered to'
`For Court Use Only
`
`Juris number of attorney or firm
`
`
`
`Telephone number (Area code first)
`
`Print ortype name of person signing
` Signed (Signature of titer)
`Telephone number
`
`
`
`
`it necessary. attach an additional sheet or sheets wllh the name at each party and the address which the copy was mailed or delivered to.
`
`
`
`Data signed
`
`p t
`
`

`

`FORECLOSURE MEDIATION
`CERTIFICATE
`JD-CV«1OB Rev. 7'15
`C.G.S.§§4Bv31k.49-31l,'P.A. 15-124
`
`Instructions to Homeowner Applicant
`1. Use this form lithe return date in your case is on or after July 1. 2009.
`
`STATE OF CONNECTICUT
`SUPERIOR COURT 5"
`JUDICIAL BRANCH
`' www.1ud.cl.gov
`
`
`
`
`.
`..
`
`2.
`
`‘\
`
`
`2. Fill out this Certificate form and an Appearance form. JD—CL—lz (available at the courthouse or onllne atWoo!) m
`
`and file them with the court not more than 15 days after the return date on the Summons.
`3. You must mail or deliver a copy of this completed Certificate form to the plaintiff's attorney, or to the plaintiff it the plaintiff
`is not represented by an attorney. and to all parties who have filed an appearance In the case.
`
`This form will be used to determine your eligibility for the Foreclosure Mediation Program.
`
`Type or Print Legibly
`Name oi case (Plaintiff on Summons vs. Defendant on Summons)
` Docket number (To be tilled in bycouri start)
`
`Return data (On upper right portion of Summons)
`Judicial District at (Oh upper left portion of Summons)
`
` Your name
`
`
`
`
`
`
`Address (Number, street, town. state, rip code)
`
`
`
`Telephone number
`t
`i
`
`'
`
`Business phone
`(
`i
`
`Cell phone
`t
`i
`
`A.
`
`if you are an individual, answer the following questions:
`1. Do you own the property?
`2. Do you live in the property?
`3. Is it your pr mary residence?
`4. Is it a 1,2. 3 or 4 family residential property located in Connecticut?
`5. Is this a mortgage foreclosure?
`6. Are you a borrower on the note?
`
`[:1 Yes
`|:| Yes
`|:| Yes
`1:] Yes
`[:I Yes
`El Yes
`
`1:] No
`|:| No
`I: No
`[:1 No
`|:l No
`|:l No
`
`if you are not a borrower on the note, but answered "yes" to questions one (1) through five (5) and you are the spouse
`or former spouse of a borrower, go to Section C, on Page 2.
`
`ifyou answared “yes" to questions one f 1) through six (6) gig another defendant in this case has requested or may
`request in Section C to participate in the Foreclosure Mediation Program as a Permitted Successor-in- interest, who
`became the oWner of the property as a result of divorce, legal separation, or a prOperty settlement agreement related to
`a divorce or legal separation, 90 to Section D. 1.
`
`OR
`
`B.
`
`If you are filing this on behalf of a religious organization, answer the following questions:
`1. Does a religious organization own the property?
`|:| Yes
`1:] No
`2. is the property located in Connecticut?
`|:] Yes
`[:1 No
`3. Is the religious organization the borrower on the note?
`[3 Yes
`[:1 No
`4. is the return date in the case on or after October 1, 2011?
`[:1 Yes
`|:| No
`
`ADA NOTICE
`of
`State
`the
`Judicial Branch
`of
`The
`Connecticut complies with the Americans with
`Disabilities Act
`(ADA).
`If
`you need a
`reasonable accommodation in
`accordance
`with the ADA, contact a court clerk or an ADA
`
`contact person listed at www.jud.ct.gov/ADA.
`
`Continued on next page...
`
`Page 1 of 2
`
`

`

`C. Permitted Successors-in-interest
`
`If you are not a borrower on the note. but answered "yes" to questions one (1) through five (5) in Section A
`and you are the spouse or former spouse of a borrower, you may be able to participate In the Foreclosure
`Mediation Program as a Permitted Successor-in-interest. Answer the following questions to help the Court
`determine if you qualify:
`
`El No
`I:] Yes
`1. Are you a defendant in this case?
`[I No
`[:1 Yes
`2. Is the return date in this case on or after October 1, 2015?
`3. if you answered “yes" to one (1) and two (2), how did you become the owner of the property?
`(check the box that applies to you. if any)
`I] lie. I became the only owner ofthe property when it was transferred to me from my deceased spouse‘s estate.
`[:1 3b. i became the only owner ofthe property because my deceased spouse and | held joint title to the property.
`E] So. i became the owner of the property because it was transferred to me as a result of a divorce. legal
`separation, or a property settlement agreement related to a divorce or legal separation.
`if you checked (to, go to Section 0.2 gag! Section 0.3.
`
`D. Consents
`
`If a Permitted Successor-in-interest, who became the owner of the property as a result of divorce, legal
`separation, or a property settiement agreement related to a divorce or legal separation, has applied or may
`apply for the Foreclosure Mediation Program, you must complete this section to qualify for the Foreclosure
`Mediation Program: (check only the hordes) that apply)
`1.
`If you answered “yes" to questions one (1) through six (6) in Section A m another defendant has
`requested or may request to participate in the Foreclosure Mediation Program as a Permitted Successor-in-
`lnterest, who became the owner of the property as a result of divorce. legal separation. or a property
`settlement agreement related to a divorce or legal separation, check this box to complete your consent:
`1:]
`| consent to the plaintiff mortgagee's disclosure of my non-public personal financial information to the
`spouse or former spouse who qualifies as a Permitted Successor-in-interest to the extent that the
`plaintiff mortgagee has that information.
`if you answered "yes" to questions one (1) and two (2) in Section C. and checked box 3c., check this box to
`complete your consent:
`[3 | consent to the plaintiff mortgagee‘s disclosure of my non-public personal financial information to all
`borrowers on this note, to the extent that the plaintiff mortgagee has that information.
`If you answered "yes" to questions one (1) and two (2) in Section C, and checked box 3c. check this hex to
`certify that all borrowers on the note have provided their consent:
`E]
`| certify that all borrowers on the note have agreed to allow the plaintiff mortgages to disclose their non-
`public personal financiai information to me, to the extent that the plaintiff mortgagee has that
`information. and that the borrowers have shown their consent by (check any box that applies):
`1:] Submitting a Foreclosure Mediation Certificate containing their consent, or
`I] Giving documentation to the plaintiff mortgagee that allows for the full disclosure of the borrower's
`non-public personal financial information to me.
`
`2.
`
`3.
`
`Signed
`
`Print name of person signing
`
`Data signed
`
`Certification
`
`I certify that a copy of this document was or will immediately be mailed or delivered eiectronicaliy or non-electronically on
`(date)
`to all attorneys and self-represented parties of record and that written consent for electronic delivery
`was received from all attorneys and seif~represented parties of record who were or will immediately be electronically sewed.
`Name and address of each party and attorney that copy was orw II immediately be mailed or delivered to'
`
`
`
`*If necessary. attach additional sheet or sheets with name and address which the copy was or will immediately be mailed or delivered to.
`Signed (Signature of flier)
`Print or type name of person signing
`Date signed
`
`
`
`Telephone number
`
`
`
`
`
`ailing address (Number. street. town. state and zip code)
`
`) M
`
`Page 2 of2
`
`

`

`FORECLOSURE MEDIATION
`COERT NOTICE TO HOMEOWHER
`JD-C -
`R .1
`engineer-ans...
`
`CU m
`STATEglfillciig’l'ggg‘gUR;
`
`
`‘”°"fi.t.5.tiitifg‘it
`
`ADA none:
`
`The Judldel Sandi of the State of Connecticut cor-nutter. with the
`
`
`interim: with Disabilities in: (ADA).
`it you need a reasonable
`occurrence-lien in streetcar-z with rm Am. canted a court cleric or
`
`
`In ADA contort person listed all mimmwmnd.
`
`Notice 01‘ Foreclosure Mediation Program
`
`The Court has a Foreclosure Mediation Program that may help you (the homeowner) and the lender in your
`mortgage foreclosure case reach a fair and voluntary agreement. State law requires you to:
`
`Follow either instruction #1 or instruction #2 betow depending on the Return Date listed on the
`foreclosure papers delivered to you (The Return Date is printed on the upper right portion of the
`Summons icon that was delivered to you}:
`
`instruction it 1. It the Return Date ls before October 1. 2011. an Appearance form (JD-CL-12]. and 3
`Foreclosure Mediation Certificate ionn (JD—CV—toai should have been attached to the foreclosure papers that
`were delivered to you. (If these forms were not attached. you can get them on the Judicial Branch website at
`nothud2.ct.gorr/wobformsf or at any Judicial District court clerk's office).
`
`- You must file these two forms with the Court not more then to days after the return date printed
`on the upper right portion of the Summons than that was deilvered to you (or served on you).
`
`instruction it 2. if the Return Date is October 1. 2011 or later. an Appearance form (JD-CV42). a Foreclosure
`Mediation Certificate form (JD-CV-totii, a Mediation information form (JD-CV4 25) for Return Dates from
`October 1. 2011 through September 30. 2013; are Mediation information form (Jew-135) for Return Dates
`October 1. 2013 or later. A Notice of Community-Based Resources term (JD—CV—12tiishouid have been
`attached to the iorectosure papers that were deitvered to you. (if these forms were not attached. you can get
`them on the Judicial Branch website at nww.jud2.cl. govnvebiorms/ or at any Judicial District court clerk's
`office].
`
`- You must file the Appearance form (JD-CL-tZi and Foreclosure Mediation Certificate form
`(mower) with the Court not more than 15 days after the return date printed on the upper right
`portion of the Summer: form that was delivered to you (or served on you).
`
`. For Return Dates from October 1. 2011 through September 30, 2013, you also must fill out the Mediation
`information Form (JD-CV—125i and attach the required paperwork and send them to the lender‘s attorney
`as soon as possible but at least '15 business days {about 3 weeks} before the first mediation
`session. The address of the lender's altomey is on the summons form. Do not wait. until you get the
`court notice of the date of your first mediation session to send this form to the attorney. Keep a
`copy of the Mediation Information Form (JD—CV-125} that you fill out and the paperworkthat goes with it
`and bring all copies to the first mediation session. Do not mail these papers to the court.
`
`- For Return Dates October 1. 2013 or later. you should review the Mediation information form
`(JD-CV-135) and begin to gather financial lntonnation for use in meeting with the mediator and in
`mediation. This will include, among other things, proof of all sources of Income, bank statements. and
`Federal tax returns. Your lender will provide to you and the mediatora complete list of all documentation
`required. as well as all necesSary forms. Bring the completed forms and all documentation to your
`meeting with the mediator.
`
`The Court will review the Certificate term to decide if your case is eligible for the mediation program.
`
`if your case is eligible for the mediation programthe Court will send you a notice telling you when to come to court
`for the mediation or meeting with the mediator.
`
`

`

`FORECLOSURE MEDIATION
`gggng’ERglEgOMMUNITY-BASED
`JD~CV~126 Rev. 10-17
`Cots. § 49-311
`
`STATE OF CONNECTICUT
`SUPERIOR COURT
`JUDICIAL BRANCH
`
`wwwudctgov
`
`State of Connecticut Department of Banking Foreclosure Hotline Bulletin
`Community-Based Resources for Connecticut Homeowners In Foreclosure
`Note: Assistance in multiple languages is available through Connecticut Housing Finance Authority (CHFA/HUDJ-approvecl
`housing counseling agencies (refer to the list below). Ayuda en Espaiiol es disponlble a trevés do agencies do consejeria do
`vivienda aprobado por CHFAfl-IUD (favor do referlrse a la lista de abajo).
`
`Toll-free Mortgage Foreclosure Assistance Hotline: 1-877-472-8313
`Department of Banking Website: www.ct.govldob
`The free Foreclosure Hotline is open Monday - Friday 8:00 am. to 5:00 pm. Calls will be returned within two business days.
`Homeowners who are currently a party to a foreclosure action with time sensitive foreclosure concerns should call the Hotline
`for assistance. You can also reach the Department of Banking by calling 1-800-831-7225 {toll-free) or 860-240-0299.
`
`Mortgage Assistance from the Connecticut Housing Finance Authority (CHFA)
`The Connecticut Housing Finance Authority administers the state's Emergency Mortgage Assistance Program (EMAP)
`which was created by the Connecticut General Assembly. EMAP can help eligible homeowners with overdue payments and
`provide monthly mortgage assistance. For more information. contact a CHFAlHUD-approved housing counseling agency
`
`(listed below), call CHFA at 1-877-571-2432. or visit www.chfa egg.
`
`CHFAIHUD-Approved Housing Counselors:
`CHFA/HUD-approved housing counselors provide free help to Connecticut homeowners who are struggling financially and
`may be at risk of foreclosure. They can review your budget and try to find ways to help with your financial issues. They are
`trained in handling FHA and "conventional" loans and can help you negotiate with your mortgage company or apply to CHFA
`for an Emergency Mortgage Assistance loan. If a foreclosure case has been filed against you and you have asked to
`participate in the Foreclosure Mediation Program, they can help you get ready for mediation (including the Premediation
`meetings with your mediator) and help you submitfinancial documents to your mortgage company as part of the mediation
`process. CHFAlt-IUD approved housing counselors welcome residents from all over Connecticut. You do not need to
`go to the agency closest to you.
`
`CHFAIHUD-Approved Housing Counseling Agency
`
`
`
`Fairlield
`
`203—290-4248
`
`2033275810
`
`
`Bridgeport Neighborhood Trust, 5?0_State Street, Bridgeport
`
`
`traumatilnetaala
`
`
`Urban League of Southern Connecticut. Inc., 137 Henry Street, Stamford
`
`
`amusements
`
`
`
`Neighborhood Housing Services of New Britain. 223 Broad Street. New Britain
`Hartford
`Mam
`
`
`New Haven HomeOwnershlp Center, lnc., 333 Sherman Avenue, New Haven
`wmry nhsofgewhgvan. org/hoe
`
`
`Capital for Change, Inc., 171 Orange Street. New Haven
`New Haven
`amenities:
`
`
`
`
`Neighborhood Housing Services of Waterbury. 161 North Main Street, Waterbury
`203-753-1896
`.wwwtntiswaterbumoro
`
`
`860-224-2433
`
`203-777-6925
`
`203-624-7406
`
`ADA NOTICE
`The Judicial Branch of the State of Connecticut
`complies with the Americans with Disabilities Act
`(ADA). It you need a reasonable accommodation In
`accordance with the ADA. contact a court clerk or an
`
`ADA contact person listed at wwwludctgov/ADA.
`
`
`
`
`
`
`
`
`

`

`Legal Resources
`
`Foreclosure Prevention Clinics: The Connecticut Fair Housing Center and the Department of Banking present free clinics
`for homeowners in foreclosure. The clinics offer information on the foreclosure process and on preparing for court from a
`Center attorney, and on resources for homeowners from the Department of Banking. After the presentations, homeowners
`can talk about their situations one-on-one with volunteer attorneys and paralegals. When scheduled in Hartford County,
`the clinic is held on the 3rd Tuesday evening of the month and is run by the Connecticut Fair Housing Center and the
`University of Hartford Paralegal Studies Program. When scheduled In Fairfield County. the clinic is held on the 3rd
`Wednesday evening of the month, and is run by the Connecticut Fair Housing Center and Homes Saved By Faith. The
`Fairfieid County clinics are sponsored by the mayors of Bridgeport, Stamford, and Nonvelk. Call 1-888-247-4401 or visit
`www.cttai,rhousing.org for more information.
`
`Judicial Branch Foreclosure Volunteer Attorney Program: Volunteer attorneys are available to give advice and answer
`questions about foreclosure at certain courthouses in the state. Homeowners facing foreclosure throughout Connecticut are
`welcome to attend. Call 860263-2734 for additional information, or visit
`
`itii.flittitttiote‘LQQ.HL.-.....
`.twattymrgrrthtm.
`
`Foreclosure Manual for Self-Represented Homeowners: The Connecticut Fair Housing Center publishes "Representing
`Yourself in Foreclosure: A Guide for Connecticut Homeowners," a free manual describing the foreclosure and mediation
`process for self-represented homeowners. Cepies are available from CHFAIHUD-approved housing counselors, on
`www,_ctfaighgu§_ing,org, or by calling the Center at 1-888-247-4401.
`
`Statewide Legal Services (SL8): SL8 provides free legal advice and referrals for callers qualifying for its services
`
`Court Service Centers: In certain Superior Court locations, Court Service Centers provide public access computers,
`. printers, fax machines, copiers, phones, and work space for self-represented parties. Refer to wiudfittgoyfl and go to
`the Quick Links menu on the home page of the Judicial website for more information.
`
`Lawyer Referral Services: County Bar Associations in Connecticut offer referral services that introduce homeowners to
`lawyers who can answer questions during an Initial half-hour consultation. You can send an e—mail with your questions and
`availability. Services beyond the 1st half-hour fee will be at the attorney's usual fee.
`
`
`
`
`f h
`
`cba@conversent net
`cba@hartfordbar org
`-
`NHCBAlnfo@newhavenbar.org
`Seawebsnerorcomactrorm
`
`
`
`
`
`Fee for “2 hour
`consultation
`
`
`Fairfield
`203-335-4116
`
`
`
`
`Hartford“
`“860-525-5052
`
`
`203562-5730 —mmewbaventfinorg
`
`
`
`
`850.339.9334
`
`
`Website
`HM! falrfieidlawyerreferralcom
`
`*The Hartford County Bar also covers Litchfield, Middlesex, Toiland, and Windham Counties.
`
`How Foreclosure Rescue Scams Work. People in foreclosure are often the target of “foreclosure rescue scams."
`Be very careful of non—lawyers who ask you to pay a fee for counseling, ioan modification, foreclosure prevention, or a
`“forensic audit" of your loan documents, regardiess of their promises or claims. Many out-of-state attorneys target
`Connecticut residents: you should never pay attorneys that you do not meet. Contact the Department of Banking for more
`information at 1—877-472-8313 or vlsit mpreventloanscamsnrg.
`
`Mortgage Crisis Job Training Program. The state-funded Mortgage Crisis Job Training Program is a project of The
`WorkPlace, Inc., in partnership with the Connecticut Housing Finance Authority (CHFA), Capital Workforce Partners, and
`Connecticut's workforce system. The Program helps homeowners increase their job skills and earning potential. it offers
`customized employment services, job training scholarships, finanCial literacy, and credit counseling. For information call
`1-868-683-1682 or go to mayorkplace.orglmengage-crisis-iob-trainEng-program}.
`
`Financial Assistance Programs. Connecticut's 12 Community Action Agencies (CAAs) help people most immediate
`needs through services such as Eviction and Foreclosure Prevention, energylheating assistance, food pantries, and
`weatherization. CAAs also empower people to improve their financial future through employment services, financial literacy
`training, and other programs. To locate your local CAA call the Connecticut Association for Community Action at
`860-832-9438 or visit: mmafeagrgbgr-n etvyork.
`
`For more information on programs for homeowners facing financial distress, review the Department of Banking's materials on
`wwwgtgovldob or call 1-877-472-8313. You can also call Info line at 2—1-1 for resources.
`
`JD-cv-ize Rev. 10-17
`
`Page 2 of 2
`
`

`

`FORECLOSURE MEDIATION
`NOTICE TO HOMEOWNER OR
`RELIGIOUS ORGANIZATION
`(For cases with a Return Date of
`1011I2011 or later)
`JD-CV—TZT Rev. 7-15
`(3.6.8. §§ 49-31}, 49-3“: PA15«124
`
`STATE OF CONNECTICUT
`SUPERIOR COURT
`JUDICIAL BRANCH
`
`wwwyudct. gov
`
`
`ADA NOTICE
`
`
`The Judicial Branch of the State of Connecticut complies with the
`
`
`Americans with Disabilities Act (ADA). If you need a reasonable
`accommodation in accordance with the ADA, contact a court clerk
`
`
`or an ADA contact person listed at wwmjudctgov/ADA.
`
`lllllilflllllllfllll
`
`Notice to Homeowner or Religious Organization:
`Availability of Foreclosure Mediation
`
`You have been sewed with a foreclosure complaint that could cause you to lose your
`property.
`
`A Foreclosure Mediation Program has been set up to help certain homeowners and
`religious organizations.
`
`You must fill out the attached Foreclosure Mediation Certificate form, JD-CV-‘lOB and
`Appearance form, JD-CL-12 and file them with the Court no later than 15 days from the
`Return Date on the Summons form that was served on you (or delivered to you). If these
`forms are not attached, you may get them at any Judicial District courthouse or from the
`Judicial Branch website at mludctgoylwebfgrms.
`
`A mediation may be scheduled if:
`
`1. You are the owner-occupant of a 1, 2, 3 or'4 family residential property; and
`
`0 you are a borrower or a spouse or former spouse of a borrower who qualifies
`as a Permitted Successor-in-lnterest (see Foreclosure Mediation Certificate,
`form JD~CV—108, to determine if you qualify as a Permitted Successor-in-lnterest);
`and
`
`o
`
`the mortgage on your owner-occupied residential property is being
`foreclosed; and
`
`o
`
`the property being foreclosed is your primary residence; and
`
`o the property is located in Connecticut; or
`
`2.
`
`3.
`
`the property is owned by a religious organization that is the borrower, and is
`located in Connecticut.
`
`if you are eligible based on the above criteria, you will first meet with a mediator who
`will determine if