4388145
`
`720527279
`
`PLAINTIFF'S AFFIDAVIT OF INDEBTEDNESS AND OWNERSHIP OF ACCOUNT
`
`I aman Portfolio Support Specialists for Resurgent Capital Services, servicer for the current owner, LVNV Funding
`LLC (hereafter the "Plaintiff'), and hereby certify as follows:
`
`1. Ihave personal knowledge regarding Plaintiff's creation and maintenance ofits normal business records which includes
`the computer
`records of its accounts
`and corresponding receivables. This
`information is
`regularly and
`contemporaneously maintained during the course of Plaintiffs business. I am personally familiar with the data
`maintained in Plaintiffs computer system that was entered at time of purchase for which I relied upon in attesting to
`this affidavit. I am familiar with said computer system and knowit to be reliable.
`
`2. In the regular course of business, Plaintiff acquires revolving credit accounts, installment accounts, service accounts
`and/or other credit lines or obligations. The records provided to Plaintiff in connection with such acquisitions are
`represented to include accurate information provided by the original creditor and/or subsequent owners, and that
`information is reliably incorporated into Plaintiff's business records. Such information includes the debtor's name and
`social security number, the accountbalance, the identity ofthe original creditor and the account number.
`
`3. Based on the business records maintamed on account XXXXXXXXXXXX0781 and its corresponding receivables
`(hereinafter the "Account"), which are a compilation of the information provided upon acquisition and information
`obtained since acquisition, the Account was originated on 06/04/2019 by Credit One Bank, N.A.andrepresents a valid
`obligation of Herbert Nieves.
`
`4. Plaintiff is the current owner of the Account. Plaintiff's business records indicate that subsequent to the Accounts
`origination other owners of the Account included:
`‘
`
`Credit One Bank, NA.
`MHC Receivables, LLC and FNBM, LLC
`Credit Asset Sales LLC
`Resurgent Acquisitions LLC
`
`5. On 05/16/2022 all ownership rights in the Account were assigned to, transferred to and became vested in Plaintiff,
`including the right to collect the current balance owing of $1,852.62 plus anylegally permissible interest.
`
`6. To the best of my knowledgeandbelief, the Defendant is not a mor or mentally mcompetent person.
`
`7. Based on the business records maintained in regard to the Account, the above-stated amountis justly and duly owed
`by the Defendant to the Plaintiff and all just and Jawful offsets, payments and credits to the Account have been
`allowed. Demand for payment was made morethan thirty days ago.
`
`8. All documents attached hereto are true and correct reproductions of the original business records maintained by
`Plaintiff.
`
`I affirm under penalty of perjury that the abovefacts are true and correct to the best of my knowledge based on the
`Plaintiff's business records.
`
`
`Andy Valdez
`03/14/2024
`
`The foregoing affidavit was signed to and subscribed before
`me this Thursday, March 14, 2024
`
`SSeer
`RUDY HERNANDEZ
`Notary Public-State of South Carolina
`My Commission Expires
`December 39, 2031
`
`SenseiIara) ee Ee
`
`|
`
`
`
`
` - (NotaryPubli
`
`/12915
`
`

`

`CREDIT ONE BANK CREDIT CARD STATEMENT
`Account Number(0781
`March 16, 2022 to April 15, 2022
`
`
`
`$1,350.00
`$0.00
`04/15/22
`31
`
`
`
`
`
`
`
`
`
`PAYMENT INFORMATION
`SUMMARYOF ACCOUNTACTIVITY
`
`New Balance
`$1,852.62
`Previous Balance
`$1,781.21
`Past Due Amounl
`$555.00
`-
`Payments
`$0.00
`
`Amount DueThis Period
`$1,336.62
`-
`Other Credits
`$0.00
`Minimum Payment Due
`$1,852.62
`+
`Purchases
`$0.00
`Payment Due Date
`05/11/22
`+
`Balance Transfers
`$0.00
`
`.
`+
`Cash Advances
`$0,00
`Late Paymant Waming:
`If wo do not recaive your minimum paymentby the date listed above,
`7
`Fees Charged
`$39.00
`
`
`Interest Charged $32.41|_|you may have to payalate fee up to $39.+
`
`New Balance
`$1,852.62
`Minimum Payment Warning:
`
`2A
`If you makeonly the minimum paymenteach period, you will pay more
`
`7
`in interest and il will take you longerto pay offyour balance.
`Credit Limit
`Available Credit
`Statement Closing Date
`For example:
`
`
`You will pay off the
`And you will
`Daysin Billing Cycle
`If you make no
`
`
`
`balance shown en
`end up paying
`additional charges
`
`
`
`using this card and
`the statementin
`an estimated
`QUESTIONS?
`
`
`
`
`each month youpay.
`abouk..
`totalof,,.
`Call Customer Service or Report
`
`
`4-877-825-3242
`Only
`the
`mini
`a Lost or Stolen Credit Card
`
`4-702-405-2042 e/a
`Outside the U.S. Call
`1 months
`$1,853.00
` payment
`
`Please send billing inquiries and correspondence to:
` if you would like a location for credit counseling services,call
`
`P.O. Box 98873, Las Vegas, NV 89193-8873
`1-866-515-5720. Or you may visit www.juslica.gov/ustlist
`
`crodit-counsoling-agencies-spproved-pursuant-tt-use-111.
`
`
`TRANSACTIONS
`
`
`Refarence Number
`Trans Dale Post Dale Description of Transaction or Credit
`Amount
`
`
`Fees
`
`
`04/15
`04115
`LATE FEE
`39.00
`
`TOTAL FEES FOR THIS PERIOD
`39.00
`
`Interest Charged
`30.97
`Interest Charge on Purchases
`04/15
`O45
`1.44
`0415
`04N5
`interest Charge on Cash Advances
`
`TOTAL INTEREST FOR THIS PERIOD 32.41
`
`
`2022 Totals Year-to-Date
`
`
`Total fees charged in 2022
`$156.00
`
`Total interest charged in 2022
`$123.91
`
`Your accountis currently closed
`
`
`
`
`INTEREST CHARGE CALCULATION
`Your Annual Percentage Rate (APR)is the annualinterest rate on your account.
`Balance Subject to
`Interest Charge
`Interest Rate
`Annual Percentage Rate (APR)
`Type of Balance
`
`$30.97
`$1,507.87
`24.65%{(v)
`Purchases
`Cash Advances
`24.65%(v)
`$70,30
`$1.44
`(v) = Varlable Rale
`
`
`$385
`
`JBH
`
`001
`
`7
`
`15
`
`220415
`
`O
`
`CX PAGE 1 of 1
`
`20 8555
`
`4510
`
`A213 O1GQS%S
`
`Pleaso relurnthis portion wilh your payment, and walle your account number on your check, made payable to CREDIT ONE BANK
`
`=”
`i
`CreditOKe
`BANK
`
`PAY YOURBILL ONLINE at CreditOneBank.com
`Account Number: a 0701
`New Balance:
`$1,852.62
`Minimum Payment Due: $1,852.62
`Payment Due Date:
`05/11/22
`
`AMOUNT ENCLOSED:
`
`peebfofeegdfn]pBet fag] HAD apen df foU fy HAN] yaf fetpls
`HERBERT NIEVES
`PO BOX 26547
`WEST HAVEN CT 06516-0964
`
`For address, telephone and email changes,
`please complete the reverse sida.
`Or, update yourcontact information onlina
`al www.CreditOneBank.com.
`
`CREDIT ONE BANK
`PO BOX 60500
`CITY OF INDUSTRY CA 91716-0500
`agLagg LE NEengg PEUN effgPLaeng Ey efglegAypeyyy
`
`/12915
`
`

`

`CREDIT ONE BANK CREDIT CARD STATEMENT
`Account Number|= 0781
`August 16, 2021 to Seplember 15, 2021
`
`
`
`PAYMENT INFORMATION
`
`
`
`Reference Number
`
`S55457027A2M9aRNKO
`55547507Q5SB2ZAJQ
`F5727007HOOOFR
`
`
`
`
`
`
`
`SUMMARY OF ACCOUNTACTIVITY _|
`Previous Balance
`$1,400.64
`New Balance
`Past Due Amount
`Payments
`$136.00
`E
`
`OtherCredits
`$0.70
`-
`AmountDue This Period
`
`Purchases
`$80.23
`+
`Minimum Payment Due
`Balance Transfers
`$0.00
`+
`Payment Due Date
`
`
`a— 7
`a Late PayrnentWaming:
`oe Charged
`7
`.
`Ifwe do natreceive your minimum paymentby the dale lisled above,
`
`you may have to paya late fae up to $39.
`$27.18
`
`
`Minimum Paymont Waming:
`New Balance
`$1,371.35
`
`
`Ifyou make only the minimum payment each period,you will pay more
`Credit Limit
`$1,350.00
`
`in interest andit will take you longerto pay off your balance.
`Available Credit
`$0.00
`For example:
`Statement Closing Dale
`09/15/21
`
`Daysin Billing Cycle
`3
`‘You will pay off the
`Ifyou make no
`‘And youwill
`
`
`
`
`additional charges
`balance shown on
`end up paying
`an estimated
`QUESTIONS?
`using this card and
`the statementin
`
`totalof
`Call Customer Service or Report
`each month you pay...
`about...
`
`1-877-825-3242
`a Lost or Stolen Credit Card
`Only the minimum
`
`1-702-405-2042
`Outside the U.S. Call
`$2,068.00
`payment
`Please sendbilling Inquiries and correspondenceto:
`poe|oe
`P.O. Box 98873, Las Vegas, NV 89193-8873
`$1,947.00
`
`
`(Savings= $121.00)
`
`
`
`
`Ifyou would Ilke:a jocationfor credil counseling services,call
`4-866-515-5720. Or you mayvisit www,justice.gov/usUiist-
`credit-counseling-apancies-appraved-purtuant-11-usc-111.
`
`TRANSACTIONS
`
`Trans Date Post Dale Description ofTransaction or Credit
`Amount
`08/17
`087 INTERNET PAYMENT
`LAS VEGAS NV
`-436.00
`06/20
`08/20
`LOVES COUNTRY 00003384 RICHMONDHILL GA
`25.03
`
`08/20=08/20 SHELL OILES PETERSBURG VA 21,00
`
`08/20
`08/20 KENLY FOOD MART KENLY NC
`8.00
`08/20
`08/20 ABC*PLANETFITNESS
` 203-7959848 CT
`40.64
`08/20
`08/20
`PEDROS PANTRY HAMER SC
`10.46
`oa/21
`08/21 MIAMIBCH PARKING METER MIAM! BEACH FL
`3.00
`08/23
`08/23. KEY WEST PARKING METER KEY WEST FL
`2.10
`08/29
`08/29 CREDIT ONE REWARD CREDIT LAS VEGA
`0.70
`CREDIT
`Foes
`TOTAL FEES FOR THIS PERIOD
`Interest Charged
`Interest Charge on Purchases
`Interest Charge on Gash Advances
`TOTALINTEREST FOR THIS PERIOD
`~ 2021 Totals Year-to-Date
`Total fees charged in 2021
`Tolal interest charged in 2021
`
`$1,371.35|
`$0.00
`$69.00
`$69.00
`10/11/21
`
`
`
`$109.90
`$218.60
`
`INTEREST CHARGE CALCULATION
`
`
`Your Annual Percentage Rate (APR)is the annualinterest rate on your account.
`
`
`Balance Subject to
`
`
`Interest Charge
`interest Rate
`Annual Percentage Rate (APR)
`Type of Balance
`
`
`Purchases
`24.40%)
`$1,265.89
`$25.74
`
`
`
`24.40%(v) $70.59Cash Advances $1.44
`
`(v) = Variable Rate
`
`
`5385
`
`JBH
`
`Gor
`
`7
`
`#18
`
`210675
`
`0
`
`OPAGE1 of 1
`
`20 8555
`
`4510
`
`A213.
`
`01GQ5385
`
`Please relurn thts portion valth your payment, and untle your account number on your check, made payable lo CREDIT ONE BANK,
`
`=D
`CreditOre
`Rr AN
`
`For address, telephone and email changes,
`please complete Ihe reverse side.
`Or, update your conlaclinformation online
`at www.CreditOneBank.com,
`
`CREDIT ONE BANK
`PO BOX 60500
`CITY OF INDUSTRY CA 91716-0500
`OMIT LNTOTVLD TET eee UT UU Cbs hor aor coo
`
`PAY YOURBILL ONLINEat CreditOneBank.com
`Account Number
`REINS 0781
`New Balance:
`$1,371.35
`Minimum Payment Due: $69.00
`ae OL
`iat
`
`AMOUNTENCLOSED:
`
`ane EULAALELLylgett
`HERBERT NIEVES
`PO BOX 26547
`WEST HAVEN CT 06516-0964
`
`/12915
`
`

`

`Previous Balance
`Payments
`OtherCredits
`Purchases
`Balance Transfers
`Cash Advances
`Fees Charged
`Interest Charged
`New Balance
`Credit Limit
`Available Credit
`Slatement Closing Date
`Daysin Billing Cycle
`
`QUESTIONS?
`Call Cuslomer Service or Report
`4-877-825-3242
`a Lost or Stolen Credit Card
`4-702-405-2042
`Outside the U.S. Call
`Please sendbilling inquiries and correspondenceto:
`P.O. Box 98873, Las Vegas, NV 89193-8873
`
`Reference Number
`
`10/15
`
`10/15
`
`
`PAYMENT INFORMATION
`
`$1,437.68
`New Balance
`$1,377.35
`
`$69.00
`Past Due Amount
`$0.00
`
`Amount DueThis Period
`$111.00
`$0.00
`$0.00
`Minimum Payment Due
`$180.00
`$0,00
`Payment Due Date
`4114/21
`$0.00
`Late Payment Warming:
`$39.00
`Ifwe do not receive your minimum paymanlby the datelisted above,
`
`$27.33
`you may have lo pay a late fee up to $39.
`
`Minimum Payment Waming:
`$1,437.68
`
`Ifyou make only the minimum payment each period, you will pay more
`$1,350.00
`in interest andit will take you longerto payoff your balance.
`
`$0.00
`For example:
`10/15/21
`
`
`30
`
` If you make no You will pay off the
`
`
`balance shown on
`end up paying
`addilional charges
`using this card and
`the statementin
`an estimated
`
`
`
`each month youpay...
`about...
`total of...
`
`_.
`
`
`Only the minimum
`payment
`4 years
`$2,133.00
`
`
`
`
`
`
`$2,041.00
`years
`(Savings= $92.00)
`
`If you wouldlike a location for credit counseling services,call
`
`
`1-666-515-5720. Or you may visit www.justice.gov/uswlist-
`credit-counseling-agencies-approved-pursuant-11-use-111.
`
`
`
`TRANSACTIONS
`
`Trans Dale Pest Date Description of Transaction or Credit
`Amount
`Fees
`LATE FEE
`TOTAL FEES FOR THIS PERIOD
`Interest Charged
`Interest Charge on Purchases
`Interest Charge on Cash Advances
`TOTAL INTEREST FOR THIS PERIOD
`2021 Totals Year-to-Date
`Total fees charged In 2021
`Total interest charged in 2021
`
`
`
` SUMMARY OF ACCOUNTACTIVITY
`
`
`
`
`
`CREDIT ONE BANK CREDIT CARD STATEMENT
`Account Number[i] (0781
`September16, 2021 to October 15, 2021
`
`
`
`And youwill
`
`
`410/15
`40/15
`
`10/15
`1015
`
`$245.93
`
`$148.90
`
`39.00
`39.00
`
`25.90
`1.43
`27.33
`
`MISSING A PAYMENT CAN HAPPEN BUT GETTING ON
`TRACKIS EASY PLEASE PAY ONLINE, ON THE MOBILE
`APP, BY MAIL, OR CALL (888) 729-6274 SET UP
`ALERTS TO REMIND YOU ABOUT PAYMENTS ONLINE OR
`ON OUR MOBILE APP
`
`
`INTEREST CHARGE CALCULATION
`Your Annual Percentage Rate (APR) is the annual interest rate on your account.
`Balance Subject to
`Interest Rate
`$1,273.87
`$70.30
`
`Annual Percentage Rate (APR)
`Type of Balance
`24.40%(v)
`Purchases
`24.40%{v)
`Cash Advances
`(v) = Variable Rate
`
`Interest Charge
`$25.90
`$1,43
`
`5385
`
`JBH
`
`001
`
`7 15 2110150
`
`XPAGE1 of 1
`
`20 8555 4510 A213 01GQ5385
`
`Please return this portion wilh your payment, and «rile your account number on your check, made payable to CREDIT ONE BANK,
`
`wi
`one
`Pod =
`-
`CreditOine
`cA NK
`
`For address, telephone and email changes,
`Please complete the reverse side.
`Or, update your conlactinformation online
`at www.CreditOneBank.com.
`
`CREDIT ONE BANK
`PO BOX 60500
`CITY OF INDUSTRYCA 91716-0500
`
`Ebgetd app xfegen] fet ang EyMA pegyale]IE] poy
`
`PAY YOUR BILL ONLINEat CreditOneBank.com
`Account Number, NY 0781
`New Balance:
`$1,437.68
`Minimum Payment Due: $180.00
`Payment Due Date:
`11/41/24
`
`AMOUNT ENCLOSED:
`
`VyoygLayy ED e|PE eg hap poof effgg geg yP Pore egy yy
`HERBERT NIEVES
`PO BOX 26547
`WEST HAVEN CT 06516-0964
`
`/12915
`
`

`

`BILL OF SALE AND ASSIGNMENT OF ACCOUNTS
`FROM CREDIT GNE BANK, N.A. TO MHC RECEIVABLES, LLC
`
`As of April 30, 2022, for good and valuable consideration, the receipt and sufficiency of which is hereby
`acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has granted
`andhas otherwise delivered to MHC Receivables, LLC (‘Assignee’), all of Assignor’s right, title and interest in and
`lo (i)
`the charged-off credit card accounts identiffed on an account
`level basis in the data file named
`CreditOne_Fresh_Resurgent_052022 (the “ComputerFile”), a copy of whichis attached hereto and incorporated
`herein by reference as “Exhibit A”; and, (ii) certain related account level media or electronic copies thereof(including,
`but not Jimited to applications, statements, terms and condition), and (iii) all claims or rights arising out of orrelating
`to each account referenced on the ComputerFile (collectively hereinafler, the “Accounts”) including, but notlimited
`to, all claims andrights afforded each Account by virtue of that Account’s corresponding terms andconditions.
`
`The Accounts transferred under the terms of this Bill of Sale and Assignment of Accounts were each
`transferred to Assignee immediately following charge off for each applicable Account, as shown in the ComputerFile.
`
`Withrespect to information for the Accounts, Assignor represents and warrants to Assigneethal the business
`records conveyed to Assignec relating to: (i) the Accounts issued by Assignor; and (ii) the sale and assignment of
`Accounts by Assignor(collectively, the “Business Records”), are kept by Assignorin the regular course of its business.
`It is in the regular course of business of Assignor for an employee or an authorized representative with personal
`knowledge of the act, event, condition, or opinion (collectively “Event") to be recorded, to make the appropriate
`memorandum or recording of the Event at or reasonably near the time of the Event, Furthermore, Assignor represents
`and warrants to Assigneethat the Business Records are materially complete andaccurate, and thoroughly embody the
`information in Assignor’s custody and control for the Accounts from their creation until
`the time of wanster 10
`Assignee. These representations and warranties are intended to augment any other representations and warranties the
`parties may have in place and not supplant any other existing warranties and representations.
`
`This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for the Accounts
`conveyed herebyand shall serve as an acknowledgment,as ralification, and as evidence of the intent of the parties ta
`transfer the Accounts.
`
`CREDIT ONE BANK, N.A.
`
`~Se
`
`Michael] Wiese
`Vice President
`
`/12915
`
`

`

`EXHIBIT 4
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named CreditOne_Iresh_Resurgent_052022
`with such electronic fite incorporated herein by reference.
`
`/12915
`
`

`

`BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
`FROM CREDIT ONE BANK. N.A. TO MHC RECEIVABLES, LLC
`
`As of April 30, 2022 for good and valuable consideration, the receipt and sufficiency of which is hereby
`acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, hus sold, has assigned, has conveyed, has granted
`and has otherwise delivered lo MHC Receivables, LLC (“Assignee”), all of Assignor's right, litle and interest in and
`to
`(i)
`the
`receivables
`associated with cach and every
`account
`referenced in
`the data
`file named
`CreditOne_Fresh_Resurgent_052022 (the “Computer File”), a copy of which is attached hereto and incorporated
`herein by reference as “Exhibit A”; and,(ii) all claims or rights arising out of orrelating to each of those Receivables
`hereinafter, the “Receivables”).
`
`The Receivables transferred underthe terms of this Bill of Sale and Assignment of Receivables were each
`transferred to Assignee prior to the chargeoffof the associated accounts, as shown in the ComputerFile. This Bill of
`Sale and Assignmentof Receivables evidences the intent belweenthe parties for the Wansfer of the Receivables, acts
`as an acknowledgement ofthose transfers, and, to the extent necessary, ratification of the transfers.
`
`the
`With respect to information for the Receivables, Assignor represents and warrants lo Assignee that
`business recards conveyed to Assigneerelating to the Receivables (the “Business Records”), are kept by Assignorin
`the regular courseof its business, It is in the regular course ofbusiness of Assignorfor an employee or an authorized
`representative with personal knowledgeof the act, event, condition, or opinion(collectively “Event”) ta be recorded,
`to make the appropriate memorandumorrecording of the Event al or reasonably near the lime of the Event.
`Furthermore, Assiznor represents and warrants to Assignee that the Business Records are materially compicte and
`accurate, and thoroughly embody the information in Assignor’s custody and control for the Receivables from their
`creation until the time of transfer to Assignee. These representations and warranties are inlended (o augment any other
`representations and warranties the parties may have in place and not supplant any other existing warranties and
`Tepresentations.
`
`This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for the Receivables
`conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidenceof the intent of the parties to
`transfer the Receivables.
`
`CREDIT ONE BANK,N.A.
`
`
`Michael Wiese
`Vice President
`
`/12915
`
`

`

`EXHIBIT A
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named Credit One_Fresh_Resurgent_()82022
`with such electronic file incorporated herein by reference.
`
`/12915
`
`

`

`BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
`FROM MHC RECEIVABLES, LLC, TO FNBM, LLC
`
`As of May 16, 2022, MHC Receivables, LLC (“Assignor”), for good and valuable consideration, the receipt
`and sufficiency of which is hereby acknowledged, has periodically transferred, has sold, has assigned, has conveyed,
`has granted and has otherwise delivered to FNBM, LLC,
`(‘Assignee’) all of its rights, tile and interest in and to (i)
`the receivables identified and specifically referenced for each of the accounts on an account level basis onthe data fle
`titled CreditOne_Fresh_Resurgent_052022 atlached hereto and incorporated byreference as “Exhibit A” : and (ii)
`all claimsorrights arising outoforrelating to the accountlevel receivables (hervinalter the “Receivables”).
`
`With respect to information for the Receivables, Assignor represents and warrants to Assigace that the
`business records conveyed to Assignee relating to the Receivables(the “Business Records”), are kept by Assignorin
`the regular courseofits business.It is in the regular course of business of Assignor for an employce or an authorized
`representative with personal knowledgeofthe aet, event, condition, or opinion (collectively “Event”) to be recorded,
`io make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event.
`Furthermore, Assignorrepresents and warrants to Assignee that the Business Records are materially complete and
`accurate, and thoroughly embadythe information in Assignor's custody and contro] for the Receivables from their
`creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other
`representations and warranties the parties may have in place and not supplant any other existing warranties and
`representations.
`:
`
`This Bill of Sale and Assignmentof Receivables shall serve as an acknowledgment,asratification, and as evidence
`of the intent of the parties to transfer the Released Receivables referenced herein.
`
`MHC Receivables, LLC
`
`Ahl
`
`Mark Rufail, Authorized Representative
`
`/12915
`
`

`

`EXHIBIT A
`
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file named CreditOne_Fresh_Resurgent_052022,
`with such electronic file incorporated hereinby reference.
`
`/12915
`
`

`

`BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
`FROM EFNBM, LLC. TO CREDIT ASSET SALES LLC
`
`On May16, 2022, FNBM, LLC (“Assignor”), for good and valuable consideration,the receipt of which is
`hereby acknowledged, hereby transfers, sells, assigns, conveys, grants and delivers to Credit Asset Sales LLC
`(‘Assignee’), all of its rights, title and interest in and to (i) the receivables identified and specifically referenced for
`each ofthe accounts on an account level basis on the data file titled CreditOne_Fresh_Resurgent_052022 attached
`hereto and incorporated by reference as “Exhibit A”; and (ii) all claims or rights arising oul of or relating to the
`receivables (hereinafter the “Receivables”).
`
`This Bill of Sale and Assignment of Receivables shall serye as evidence of ownership for any of the
`Receivables conveyed hereby.
`
`FNBM, LLC
`
`
`
`Greg Hammond,
`
`Representative
`
`With respect to information for the Receivables, MHC Receivables, LLC (“MHC”) represents and warrants
`to Assignee that the business records conveyed to Assignee relating to the Receivables (the “Business Records”), are
`kept by MHCin the regular course ofils business. It is in the regular course of business of MHCfor an employee or
`an authorized representative with personal knowledge of the act, evenl, condition, or opinion (collectively “Event")
`to be recorded, to make the appropriate memorandum orrecording of the Event al or reasonably near the time ofthe
`Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete
`and accurate, and thoroughly embody the information in Assignor’s cuslody and control for the Receivables from their
`creationuntil the time oftransfer to Assignee. These representations and warranties are intended to augment any other
`representations and warranties the parties may have in place and not supplant any other existing warranties and
`representations,
`
`MHC Receivables, LLC
`
`Mark Rufai!, Authorized Representative.
`
`/12915
`
`

`

`EXHIBIT A
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_052022,
`with such electronic file incorporated herein by reference.
`
`/12915
`
`

`

`BILL OF SALE AND ASSIGNMENT OF ACCOUNTS
`FROM MHC RECEIVABLES. LLC TO CREDIT ASSET SALES LLC
`
`On May16, 2022, for good and valuable consideration, the receipt and sufficiency of which is hereby
`acknowledged, MHC Receivables, LLC (“Assignor”), hereby lransfers, sells, assigns. conveys, granls and otherwise
`delivers to Credit Asset Sales LLC (“Assignee”), all of Assignor's, rights tive and interest in and to (i) the charged-
`off accounts identified on an account Jevel basis in the data file named CreditOne_Fresh_Resurgent_052022 (the
`“Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and,(ii)
`certain related account level media or elecuonic copies thereof (including, but notlimited lo applications, statements,
`terms and condition), and(iii) all claims orrights arising outofor relating td each referenced account (collectively
`hereinafter the “Accounts”) including, but not limited Lo,all claims andrights affurded each account by virtue ofthat
`account's corresponding terms and conditions.
`
`With respectto information for the Accounts described in the related Computer File, Assignor represents and
`warrants lo Assignee that the business recordsrelating to: (i) the Accounts owned by Assignor; and(it) the sale and
`ussignment of Accounts by Assignor(collectively, the “Business Reeords”), are kept by Assignorin the regular course
`ofits business.It is in the regular course of business of Assignor foran employee or an authorized representative with
`personal knowledge of the act, event, condition, or opinion (collectively “Event’) to be recorded,
`to make the
`appropriate memorandumorrecording at or reasonably nearthe time of the Event. Furthermore, Assignor represents
`and warrants to Assiunee that the Business Revords are materially complete and accurate and thoroughly embody the
`information in Assignor’s custody and control for the Accounts listedin the Computer File from Assignor’s receipt
`ofthose Accounts until the time oftransfer lo Assignee. These representations andwarranlies are intended to augment
`any other representations and warranties the parties may have in place and nol supplant any otherexisting warranties
`and representations.
`
`This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for any of the Accounts
`conveyed hereby.
`
`MHCReceivables, LLC
`
`adh
`
`Mark Rufail, Authorized Representative
`
`/12915
`
`

`

`EXHIBIT A
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_052022,
`with such electronic file incorporated herein by reference.
`
`/12915
`
`

`

`BILL OF SALE AND ASSIGNMENT OF ACCOUNTS AND RECEIVABLES
`FROMCREDIT ASSET SALES LLC TO RESURGENT ACQUISITIONS LLC
`
`Credit Asset Sales LLC (“Seller”), the ownerofcerlain accounls and associated receivables (hereinafter referred to
`collectively as “Purchased Accounts”), for value received and in accordance with the terms of the Purchase and Sale
`Agreement, by and between Seller and Resurgent acquisitions LLC. (“Buyer”), dated as of January 1, 2022
`(“Agreement”), does hereby sell, assign and transfer to Buyer, its successors andassigns, all right, title and interest in
`and to the Purchased Accounts as described on the computerfile named CreditOne_Fresh_Resurgent_052022(the
`“Computer File’), a copy of which is allached hereto and incorporated herein by reference as “Exhibit A”.
`
`This Bill of Sale and Assignment of Accounts and Receivables is subject to the terms of the Agreement and
`is made without representations and warranties of any kind or character except as expressly stated in the Agreement,
`or as expressly staled below.
`
`With respect to information for the Purchased Accounts described in the related Computer File, to the best
`of Seller's knowledge, Seller represents and warrants to Buyer that such information (i) is materially complete and
`accurale; (ij) constitutes Seller’s own business records that pertain to the Purchased Accounts and accuratelyreflects
`in all material respects the information in Seller’s database; (iii) was kept in the regular course of Seller's business;
`(iv) was made, entered or compiled in the regular course of business; (v) was recorded al or near the time the
`underlying activity occurred, by a person with knowledgeofthe dala recorded; (vi) has been accurately maintained in
`Seller’s database since il was recorded there; and(vii) it is the regular practice of Seller’s business to maintain and
`compile such data.
`
`This Bill of Sale and Assignment of Accounts and Receivables may be entered as evidence of ownership for
`any of the Purchased Accounts conveyedhereby.
`
`Closing date: May 16, 2022
`
`
`
`/12915
`
`

`

`EXHIBIT A
`ACCOUNT SCHEDULE
`
`The Accounts that are specifically identified in the electronic file name CreditOne_Fresh_Resurgent_052022,
`with such electronic file incorporatedherein byreference.
`
`/12915
`
`

`

`Declaration of Account Transfer
`
`Resurgent Acquisitions LLC (““RALLC”), without recourse, to the extent permitted by
`applicable law, transferred, sold, assigned, conveyed, granted and delivered to LVNV Funding
`LLC (““LVNV”) all ofits right, title and interest in and to the receivables and other assets (the
`“Assets”) identified on Exhibit A, in the Receivable File dated May 03, 2022 delivered by Credit
`Asset Sales LLC on May 16, 2022 for purchase by RALLC on May16, 2022. Thetransfer of
`the Assets included electronically stored business records.
`
`Resurgent Acquisitions LLC
`a Delaware Limited Liability Company
`
`By:
`
`urd
`Authorized Representative
`
`: Jackson Walker
`
`LVNV Funding LLC
`a Delaware Limited Liability Company
`
`By.
`
`LE,
`LG
`Name: Daniel Picciano
`Title: Authorized Representative
`
`/12915
`
`

`

`Receivables File
`
`05.16.22 CreditOne_Fresh_Resurgent_052022
`
`Exhibit A
`
`Transfer Group
`821984
`
`Portfolio
`40134
`
`Transfer Batch
`N/A
`
`/12915
`
`

`

`CHNAME
`[Redacted]
`[Redacted]
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`NIEVESHERBERT
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`
`CHSOCIAL
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`Ea
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`
`ADDRESS1
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`PQ BOX 26547
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`
`ADDRESS2
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`
`LineNumber ACCOUNTNUMBER
`[Redacted]
`16363
`[Redacted]
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`7:
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`(Redacted)
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`
`16374
`16375
`
`16376
`
`16377
`
`16378
`16379
`16380
`16381
`
`16382
`16383
`
`16364
`16365
`
`16366
`
`16367
`
`6368
`
`6369
`
`6370
`6371
`16372
`16373
`
`1 { { {
`
`ST6CT/
`
`FileName
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_062022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_062022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_062022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh:Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`CreditOne_Fresh_Resurgent_052022
`
`

`

`ST6CT/
`
`BUPHONE
`[Redacted]
`[Redacted]
`{Redacted
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` {Redacted]
`(Redacted)
`(Redacted
`(Redacted
`[Redacted
`
`ORIGDATE
`LPAYAMT
`LPAYDT
`BALANCE
`CODT
`HMPHONE
`ZIP
`ST
`CITY
`{Redacted}
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`[Redacted]
`06516-0964
`6/4/2019
`136.00
`$1,852.62
`8/17/2021
`41712022
`WEST HAVENCT
`[Redacted]
`fRedacted]
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`(Redacted
`[Reda