FILED: CLINTON COUNTY CLERK 10/02/2023 04:03 PM
`NYSCEF DOC. NO. 1
`
`INDEX NO. 2023-00023615
`
`RECEIVED NYSCEF: 10/02/2023
`
`OF THE
`COURT
`SUPREME
`COUNTY
`OF CLINTON
`____________________________________________
`TD BANK
`
`USA,
`
`N.A.
`
`STATE
`
`OF NEW YORK
`
`Plaintiff
`the
`place
`CLINTON
`
`designates
`of
`
`trial;
`County
`
`CLINTON
`defendant
`
`the
`
`County
`resides
`
`as
`in
`
`NUMBER:
`INDEX
`DATE:
`PURCHASE
`S&S FILE NO. F068659
`
`SUMMONS
`7000 TARGET
`Plaintiff
`s address:
`PARKWAY
`NORTH
`MS-NCB-0464,
`PARK, MN 55445
`BROOKLYN
`
`The Basis
`Residence
`
`of
`
`the Venue
`
`is Defendant's
`
`PLAINTIFF,
`
`-AGAINST.
`
`SAMANTHA
`
`N JENNETTE
`DEFENDANT.
`____________________________________________
`
`CONSUMER
`
`CREDIT
`
`TRANSACTION
`
`TO THE ABOVE
`
`NAMED
`
`DEFENDANT(S):
`
`SUMMONED
`YOU ARE HEREBY
`action
`in this
`to answer
`and
`the complaint
`a
`to serve
`with
`this
`is not
`served
`the complaint
`of your
`a copy
`to serve
`summons,
`answer,
`or,
`after
`of
`within
`of appearance,
`on the plaintiff
`this
`the service
`20 days
`s attorney
`notice
`summons,
`of
`if
`the day of service
`(or within
`after
`exclusive
`summons
`the service
`is complete
`this
`30 days
`the state of New York);
`and in case of your
`not personally
`delivered
`to you within
`failure
`to
`appear
`or answer,
`judgment
`will
`be taken
`against
`you
`by default
`for
`the relief
`demanded
`in the
`together
`with
`of
`the costs
`this
`action.
`
`if
`
`complaint,
`
`is
`
`Dated:
`
`September
`
`30, 2023
`
`LLP
`
`Selip & Stylianou,
`Attorneys
`for plaintiff
`P.O. Box
`199 Crossways
`9004,
`364-6006
`ext.
`8991;
`(516)
`(866)
`Refer
`to S&S File No.
`F068659
`
`Park Dr., Woodbury,
`848-8975
`ext.
`8991;
`
`NY 11797-9004
`TTY/TRS:
`(516)
`
`422-8500
`
`Defendant
`
`to be served:
`
`SAMANTHA
`
`N JENNETTE,
`
`1275 FISKE
`
`RD, CHAZY,
`
`NY 12921
`
`communication
`This
`information
`obtained
`
`a debt
`is from
`will
`be used
`
`collector
`for
`that
`
`and
`purpose.
`
`is an attempt
`
`to collect
`
`a debt.
`
`Any
`
`IIIlllIllllIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
`
`IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
`
`By:
`MITCHELL
`
`SELIP
`
`ESQ.
`
`1 of 3
`
`

`

`FILED: CLINTON COUNTY CLERK 10/02/2023 04:03 PM
`NYSCEF DOC. NO. 1
`
`INDEX NO. 2023-00023615
`
`RECEIVED NYSCEF: 10/02/2023
`
`OF THE STATE OF NEW YORK
`COURT
`SUPREME
`OF CLINTON
`COUNTY
`__________________________________________________
`TD BANK
`
`N.A.
`
`USA,
`
`-AGAINST-
`
`PLAINTIFF,
`
`SAMANTHA
`
`N JENNETTE
`
`DEFENDANT.
`__________________________________________________
`
`NUMBER:
`INDEX
`S&S FILE NO. F068659
`
`COMPLAINT
`
`Plaintiff,
`
`by its attorneys,
`
`complaining
`
`of
`
`the Defendant(s),
`
`respectfully
`
`alleges
`
`that:
`
`1.
`
`2.
`
`Plaintiff
`
`is a national
`
`banking
`
`association
`
`organized
`
`pursuant
`
`to federal
`
`law.
`
`Upon
`
`information
`
`and belief,
`
`the Defendant(s)
`
`resides
`
`or has an office
`
`in the venue in which
`
`this action
`
`is brought,
`
`or the Defendant(s)
`
`transacted
`
`business within
`
`the venue in which
`
`this action
`
`is
`
`brought,
`
`either
`
`in person
`
`or through
`
`an agent, and the instant
`
`cause of action
`
`arose out of said transaction.
`
`3.
`
`Based upon a reasonable
`
`inquiry,
`
`the Statute
`
`of Limitations
`
`for
`
`the causes of action
`
`asserted
`
`herein
`
`has not expired.
`
`FACTS
`
`4.
`
`A Target Credit Card-branded
`
`revolving
`
`credit
`
`account
`
`(hereafter
`
`the "Account")
`
`was opened
`
`in Defendant's
`
`name,
`
`subject
`
`to the terms and conditions
`
`provided,
`
`or made available
`
`in electronic
`
`format,
`
`the terms and conditions
`
`and the charge-off
`
`statement
`
`are
`
`to the Defendant
`
`(the "Agreement").
`
`A copy of
`
`attached
`
`hereto. Plaintiff
`
`is the original
`
`creditor
`
`(as defined
`
`in NY CPLR § 105(q-1))
`
`and owner
`
`of
`
`the
`
`Account.
`
`5.
`
`Defendant
`
`used the Account
`
`and incurred
`
`a balance.
`
`The last
`
`four digits
`
`of
`
`the Account
`
`number
`
`on the most
`
`recent monthly
`
`statement
`
`recording
`
`a purchase
`
`transaction,
`
`last payment,
`
`or balance
`
`transfer
`
`(the "Last Activity
`
`Statement")
`
`are 5980, and the balance
`
`owed as set
`
`forth
`
`in the Last Activity
`
`Statement
`
`was $6,498.31.
`
`6.
`
`Defendant
`
`breached
`
`the terms of
`
`the Agreement
`
`by failing
`
`to make the agreed-upon
`
`payments
`
`when due.
`
`7.
`
`Demand
`
`for payment
`
`of
`
`the Account
`
`was made on Defendant,
`
`but Defendant
`
`failed
`
`to make
`
`all
`
`the required
`
`payments.
`
`The Defendant's
`
`last payment
`
`was made on or about December
`
`15, 2022 in the
`
`amount
`
`of $194.00.
`
`8.
`
`As a result
`
`of Defendant's
`
`default,
`
`the Plaintiff
`
`closed the Account
`
`and subsequently
`
`charged
`
`it
`
`off on July 17, 2023 in the amount
`
`of $7,323.57,
`
`as reflected
`
`in the attached
`
`statement,
`
`which was mailed
`
`2 of 3
`
`

`

`FILED: CLINTON COUNTY CLERK 10/02/2023 04:03 PM
`NYSCEF DOC. NO. 1
`
`INDEX NO. 2023-00023615
`
`RECEIVED NYSCEF: 10/02/2023
`
`or otherwise made available
`
`to the Defendant
`
`on or about
`
`July 17, 2023.
`
`9.
`
`The balance
`
`currently
`
`due and owing
`
`is $7,323.57,
`
`itemized
`
`as follows:
`
`Balance
`
`due
`
`at
`
`time
`
`of
`
`charge-off:
`
`Plus
`
`Plus
`
`Plus
`
`total
`
`total
`
`total
`
`amount
`
`of
`
`interest
`
`accrued
`
`since
`
`charge-off:
`
`amount
`
`of non-interest
`
`charges
`
`or
`
`fees
`
`since
`
`charge-off:
`
`amount
`
`of dishonored
`
`payments:
`
`Less
`
`total
`
`amount
`
`of payments
`
`and/or
`
`credits
`
`since
`
`charge-off:
`
`$7,323.57
`
`$0.00
`
`$0.00
`
`$0.00
`
`$0.00
`
`AS AND FOR A FIRST
`
`CAUSE
`
`OF ACTION
`
`10.
`
`Plaintiff
`
`repeats and realleges
`
`each and every allegation
`
`contained
`
`in the foregoing
`
`paragraphs
`
`set
`
`for herein.
`
`as if more fully
`
`11.
`
`As a result
`
`of Defendant's
`
`breach
`
`of
`
`the Agreement,
`
`and after crediting
`
`Defendant
`
`for all
`
`payments
`
`and credits,
`
`there is now due and owing
`
`by Defendant
`
`to Plaintiff
`
`the sum of $7,323.57,
`
`no part
`
`of which
`
`has been paid despite
`
`due demand
`
`therefor.
`
`WHEREFORE,
`
`Plaintiff
`
`demands
`
`judgment
`
`against Defendant(s)
`
`in the amount
`
`of $7,323.57
`
`together
`
`with
`
`costs and disbursements.
`
`The undersigned
`
`attorney
`
`hereby
`
`certifies
`
`that,
`
`to the best of his/her
`
`knowledge,
`
`information,
`
`and belief,
`
`formed
`
`after an inquiry
`
`reasonable
`
`under
`
`the circumstances,
`
`the presentation
`
`of
`
`the within
`
`complaint
`
`and
`
`the contentions
`
`therein
`
`are not
`
`frivolous
`
`as defined
`
`in part 130-1.1(c)
`
`of
`
`the rules of
`
`the Chief
`
`Administrator.
`
`Dated: SEPTEMBER
`
`30, 2023
`
`YOURS,
`
`ETC.
`
`By:
`SELIP
`MITCHELL
`ESQ.
`Selip & Stylianou,
`for Plaintiff
`Attorneys
`LLP,
`NY 11797-9004
`Park Drive, Woodbury,
`199 Crossways
`848-8975
`ext.
`686-8991;
`8991;
`(866)
`(516)
`S&S File No. F068659
`
`3 of 3
`
`