FILED: CLINTON COUNTY CLERK 10/05/2023 11:15 AM
`NYSCEF DOC. NO. 1
`
`INDEX NO. 2023-00023625
`
`RECEIVED NYSCEF: 10/05/2023
`
`CONSUMER
`
`CREDIT
`
`TRANSACTION
`
`SUPREME
`COUNTY
`AMERICAN
`
`COURT
`OF THE
`OF CLINTON
`EXPRESS
`
`STATE
`
`OF NEW YORK
`
`NATIONAL
`
`BANK,
`Plaintiff
`
`Index
`
`No.
`
`-
`
`vs.
`
`-
`
`NELSON
`
`DELORIMIER
`
`AKA NELSON
`
`L
`
`DELOR.IMIER,
`
`310 DICKSON
`PLATTSBURGH,
`
`RD
`POINT
`NY 12901
`
`S U M M O N S
`
`The
`
`basis
`Defendant's
`
`of
`
`venue
`the
`residence.
`
`designated
`
`is
`
`Defendant(s)
`
`Plaintiff's
`115 W.
`
`Sandy,
`
`address:
`Towne
`Ridge
`UT 84070
`
`Parkway
`
`TO THE ABOVE-NAMED
`
`DEFENDANT(S):
`
`YOU ARE HEREBY
`
`SUMMONED
`
`to answer
`
`the Complaint
`
`in this
`
`action
`
`and
`
`to
`
`serve
`
`a copy
`
`of
`
`your
`
`Answer
`
`on the
`
`attorneys
`
`for
`
`plaintiff
`
`within
`
`20 days
`
`after
`
`the
`
`service
`
`of
`
`the
`
`exclusive
`
`of
`
`Summons,
`
`the
`
`days
`
`of
`
`service
`
`(or within
`
`30 days
`
`after
`
`the
`
`service
`
`is complete
`
`if
`
`this
`
`summ.ons
`
`is not
`
`personally
`
`delivered
`
`to you within
`
`the State
`
`of New York.);
`
`and
`
`in case
`
`of
`
`your
`
`failure
`
`to appear
`
`or answer,
`
`judgment
`
`will
`
`be taken
`
`against
`
`you
`
`by
`
`default
`
`for
`
`the
`
`relief
`
`demanded
`
`herein.
`
`The
`
`basis
`
`of venue
`
`is the Defendant(s)
`
`residence.
`
`DATED:
`
`10/4/23
`
`[
`[
`p]
`[
`[
`
`] ANNA
`LUISA
`] BRANDON
`ROBERT
`] RANDALL
`] KEISHA
`ZWICKER
`A Law Firm
`285 Davidson
`
`Ave.,
`08873
`
`LOISELLE,
`G. STANISLAUS,
`ESQ.
`ROSS,
`FORBES,
`SAPPHIRE
`& ASSOCIATES,
`Engaged
`in Debt
`Suite
`#307
`
`ESQ.
`
`ESQ.
`
`ESQ.
`HOLGATE,
`P.C.
`Collection
`
`ESQ.
`
`NJ
`
`Somerset,
`855-427-7433
`LITIGATIONZAPC@ZWICKERPC.COM
`
`New York
`Office
`FRANKLIN
`1225
`GARDEN
`
`CITY,
`
`(per
`Judiciary
`AVENUE,
`NY 11530
`
`Law
`SUITE
`
`§ 470):
`260
`
`261625030612
`
`1 of 5
`
`

`

`FILED: CLINTON COUNTY CLERK 10/05/2023 11:15 AM
`NYSCEF DOC. NO. 1
`
`INDEX NO. 2023-00023625
`
`RECEIVED NYSCEF: 10/05/2023
`
`SUPREME
`COUNTY
`
`OF THE STATE
`COURT
`OF CLINTON
`
`OF NEW YORK
`
`AMERICAN
`
`EXPRESS
`
`NATIONAL
`
`BANK,
`
`Index
`
`No.
`
`vs.
`DELORIMIER
`NˆLSON
`DELORIMIER,
`
`AKA NELSON
`
`L
`
`Plaintiff,
`
`COMPLAINT
`
`Defendant(s).
`
`Plaintiff,
`
`by
`
`and
`
`through
`
`its
`
`attorneys,
`
`Zwicker
`
`& Associates
`
`P.C.,
`
`complaining
`
`of
`
`Defendant(s),
`
`respectfully
`
`alleges
`
`upon
`
`information
`
`and
`
`belief:
`
`1.
`
`2.
`
`Plaintiff
`
`is a National
`
`Bank
`
`located
`
`in Utah.
`
`Plaintiff
`
`is the
`
`original
`
`creditor.
`
`Defendant(s)
`
`reside(s)
`
`and/or
`
`maintain(s)
`
`an address
`
`and/or
`
`domicile
`
`sufficient
`
`to
`
`allow
`
`this Court
`
`to maintain
`
`jurisdiction
`
`and
`
`venue
`
`of Plaintiff
`
`s claims.
`
`3.
`
`Defendant(s)
`
`entered
`
`into
`
`a
`
`credit
`
`agreement
`
`(hereinafter
`
`"Agreement")
`
`with
`
`Plaintiff.
`
`4.
`
`The
`
`last
`
`four
`
`digits
`
`of
`
`the
`
`account
`
`number
`
`that
`
`was
`
`printed
`
`on
`
`the most
`
`recent
`
`statement
`
`a purchase
`
`last
`
`payment,
`
`or balance
`
`transfer
`
`was
`
`3005.
`
`monthly
`
`recording
`
`transaction,
`
`5.
`
`The
`
`balance
`
`printed
`
`on
`
`the most
`
`recent
`
`monthly
`
`statement
`
`recording
`
`a purchase
`
`transaction,
`
`last
`
`payment,
`
`or balance
`
`transfer
`
`was
`
`$1,048.42.
`
`6.
`
`7.
`
`8.
`
`The
`
`last
`
`payment,
`
`in the
`
`amount
`
`of $2.00
`
`posted
`
`to the
`
`account
`
`on
`
`11/18/22.
`
`Defendant(s)
`
`defaulted
`
`on the
`
`terms
`
`of
`
`the
`
`aforementioned
`
`Agreement.
`
`There
`
`is
`
`now
`
`due
`
`and
`
`owing
`
`to Plaintiff
`
`from
`
`Defendant(s),
`
`as a result
`
`of
`
`the
`
`aforementioned
`
`breach
`
`of
`
`the
`
`Agreement
`
`by Defendant(s),
`
`the
`
`sum of
`
`$1,048.42,
`
`itemized
`
`as
`
`follows:
`
`$1,048.42,
`
`the
`
`total
`
`amount
`
`due
`
`at
`
`charge-off;
`
`plus
`
`$0.00,
`
`the
`
`total
`
`amount
`
`of
`
`interest
`
`accrued
`
`since
`
`charge-off;
`
`plus
`
`$0.00,
`
`the
`
`total
`
`amount
`
`of
`
`non-interest
`
`charges
`
`or
`
`fees
`
`accrued
`
`261625030612
`
`2 of 5
`
`

`

`FILED: CLINTON COUNTY CLERK 10/05/2023 11:15 AM
`NYSCEF DOC. NO. 1
`
`INDEX NO. 2023-00023625
`
`RECEIVED NYSCEF: 10/05/2023
`
`since
`
`charge-off;
`
`less
`
`$0.00,
`
`the
`
`total
`
`amount
`
`of payments
`
`and/or
`
`credits
`
`since
`
`charge-off.
`
`9.
`
`The
`
`contract
`
`or other
`
`written
`
`instrument
`
`on which
`
`the
`
`action
`
`is based
`
`is attached
`
`hereto
`
`as Exhibit
`
`A.
`
`WHEREFORE,
`
`Plaintiff
`
`demands
`
`judgment
`
`against
`
`Defendant(s)
`
`for
`
`the
`
`sum
`
`of
`
`$1,048.42,
`
`the
`
`costs
`
`and
`
`disbursments
`
`of
`
`this
`
`action,
`
`and
`
`for
`
`such
`
`other
`
`and
`
`further
`
`relief
`
`as the
`
`Court
`
`deems
`
`just
`
`and
`
`proper.
`
`DATED:
`
`10/4/23
`
`] ANNA
`LUISA
`[
`] BRANDON
`[
`ROBERT
`[
`] RANDALL
`[
`] KEISHA.
`[
`ZWICKER
`A Law
`Firm
`285 Davidson
`
`LOISELLE,
`G. STANISLAUS,
`ESQ.
`ROSS,
`FORBES,
`SAPPHIRE
`& ASSOCIATES,
`in Debt
`Engaged
`Suite
`#307
`
`ESQ.
`
`ESQ.
`
`ESQ.
`HOLGATE,
`P.C.
`Collection
`
`ESQ.
`
`Ave.,
`08873
`
`NJ
`
`Somerset,
`855-427-7433
`LITIGATIONZAPC@ZWICKERPC.COM
`
`New York
`Office
`FRANKLIN
`1225
`G.ARDEN
`
`CITY,
`
`(per
`Judiciary
`AVENUE,
`NY 11530
`
`Law
`SUITE
`
`§ 470):
`260
`
`261625030612
`
`3 of 5
`
`

`

`FILED: CLINTON COUNTY CLERK 10/05/2023 11:15 AM
`NYSCEF DOC. NO. 1
`
`INDEX NO. 2023-00023625
`
`RECEIVED NYSCEF: 10/05/2023
`
`OF THE STATE
`COURT
`SUPREME
`OF CLINTON
`COUNTY
`-------------------------------------x
`AMERICAN
`EXPRESS
`
`NATIONAL
`
`BANK
`
`OF NEW YORK
`
`Plaintiff/Petitioner,
`
`- against
`
`-
`
`Index
`
`No._____________
`
`NELSON
`DELORIMIER,
`
`DELORIMIER
`
`AKA NELSON
`
`L
`
`Defendant/Respondent.
`
`____--------------__--------------x
`
`NOTICE
`
`OF ELECTRONIC
`
`FILING
`
`(Mandatory
`(UIiform
`Rule
`because:
`
`Case)
`
`§ 202.5-bb)
`
`You
`
`have
`
`received
`
`this Notice
`
`1) Th.e Plaintiff/Petitioner,
`State Courts
`E-filing
`
`name
`whose
`system ("NYSCEF"),
`
`is listed
`and
`
`above,
`
`has filed
`
`this
`
`case using
`
`the New York
`
`2) You
`
`are a Defendant/Respondent
`
`(a party)
`
`in this
`
`case.
`
`you
`If
`Give
`
`represented
`are
`to your
`this Notice
`
`by an attorney:
`(Attorneys:
`attorney.
`
`see "Information
`
`for Attorneys"
`
`pg. 2).
`
`by an attorney:
`represented
`not
`are
`you
`If
`in paper
`with
`all documents
`You will
`be served
`to participate
`in e-filing.
`unless
`you
`choose
`
`and you must
`
`serve
`
`and file
`
`your
`
`documents
`
`in paper,
`
`you
`If
`other
`mail
`
`choose
`device
`address
`
`to participate
`to convert
`to receive
`
`you must
`in e-filing,
`electronic
`documents
`into
`of documents.
`service
`
`have
`
`format,
`
`to a computer
`access
`a connection
`
`and
`to the
`
`a scanner
`and
`
`or
`
`an e-
`
`internet,
`
`The
`
`include:
`
`in e-filing
`of participating
`benefits
`" serving
`documents
`your
`and filing
`electronically
`"
`documents
`your
`and print
`to view
`e-filed
`free
`access
`"
`of
`trips
`to the courthouse
`your
`number
`limiting
`" paying
`court
`fees on-line
`(credit
`card
`
`any
`
`needed)
`
`how
`
`e-filing
`
`works:
`or
`the case was
`
`filed,
`
`Court
`
`contact
`
`about
`information
`for more
`or
`for
`register
`e-filing
`" visit:
`http://iapps.courts.state.ny.us/nyscef/UnRepresentedHome
`" contact
`the court where
`at
`Office
`or Help Center
`the Clerk's
`at www.nycourts.gov
`can be found
`information
`yourself
`represent
`information
`to help
`you
`legal
`
`"
`
`"
`
`To
`
`To find
`
`visit www.nycourthelp.gov
`
`261625030612
`
`Page
`
`1 of 2
`
`EF-1
`
`2/24/20
`
`4 of 5
`
`

`

`FILED: CLINTON COUNTY CLERK 10/05/2023 11:15 AM
`NYSCEF DOC. NO. 1
`
`INDEX NO. 2023-00023625
`
`RECEIVED NYSCEF: 10/05/2023
`
`Information
`is Mandatory
`
`for Attorneys
`for Attorneys)
`
`(E-filing
`
`An
`
`attorney
`
`representing
`
`a party
`
`who
`
`is served
`
`with
`
`this
`
`notice must
`
`either:
`
`immediately
`1)
`www.nycourts.gov/efile;
`
`record
`
`his or her
`or
`
`representation
`
`within
`
`the e-filed
`
`matter
`
`on the NYSCEF
`
`site
`
`file
`2)
`serve
`good
`that
`they
`equipment.
`
`the Notice
`on all parties.
`faith
`that
`they
`lack
`(along
`[Section
`
`fonn
`
`the clerk
`with
`of Opt-Out
`from mandatory
`Exemptions
`hardware
`lack
`the computer
`subject
`all employees
`with
`
`of
`
`action
`this
`the court where
`to attorneys
`are limited
`internet
`scanner
`and/or
`the knowledge
`
`direction)
`
`e-filing
`and/or
`to their
`
`is pending
`who
`certify
`connection
`to operate
`
`and
`
`in
`
`or
`
`such
`
`202.5-bb(e)]
`
`information
`additional
`For
`at www.nycourts.gov/efile
`website
`nyscef@nycourts.gov).
`mail:
`
`Dated:
`
`10/4/23
`
`about
`
`electronic
`or contact
`
`a NYSCEF
`and to create
`filing
`the NYSCEF
`Resource
`Center
`
`account,
`(phone:
`
`visit
`
`the NYSCEF
`646-386-3033;
`
`e-
`
`ESQ.
`
`ESQ.
`
`ESQ.
`
`] ANNA
`LUISA
`LOISELLE,
`[
`] BRANDON
`G. STANISLAUS,
`[
`p] ROBERT
`ESQ.
`ROSS,
`] RANDALL
`ESQ.
`FORBES,
`[
`SAPPHIRE
`] KEISHA
`HOLGATˆ,
`[
`& ASSOCIATES,
`ZWICKER
`P.C.
`A Law Firm Engaged
`in Debt Collection
`Suite
`#307
`285 Davidson
`Ave.,
`NJ 08873
`Somerset,
`855-427-7433
`LITIGATIONZAPC@ZWICKERPC.COM
`
`Office
`New York
`1225
`FRANKLIN
`GARDEN
`CITY,
`
`(per
`
`Judiciary
`AVENUE,
`NY 11530
`
`Law
`SUITE
`
`§ 470):
`260
`
`To:
`
`NELSON
`DELO.RIMIER
`RD
`310 DICKSON
`POINT
`NY 12901
`PLATTSBURGH,
`
`AKA NELSON
`
`L DELORIMIER
`
`Index
`
`#
`
`261625030612
`
`5 of 5
`
`Page
`
`2 of 2
`
`EF-1
`
`2/24/20
`
`