` SUPREME COURT OF THE STATE OF NEW YORK INDEX #
`NYSCEF DOC. NO. 1
`RECEIVED NYSCEF: 05/17/2023
` COUNTY OF FRANKLIN SUMMONS
` _______________________________________________x
` JEFFERSON CAPITAL SYSTEMS, LLC PLAINTIFF'S ADDRESS
` Plaintiff, 16 MCLELAND RD
` ST CLOUD MN 56303
` -against- X
` DEFENDANT'S ADDRESSES
` JASON TROMBLEY 218 COVEYTOWN RD
`
`INDEX NO. E2023-274
`
` Defendant(s). CONSTABLE NY 12926-2815
` _______________________________________________x
` CONSUMER CREDIT TRANSACTION
`
` THE BASIS OF THE VENUE IS:
` A DEFENDANT RESIDES IN THE COUNTY OF FRANKLIN
` THE TRANSACTION TOOK PLACE IN THE COUNTY OF FRANKLIN
`
` TO THE ABOVE NAMED DEFENDANT(S): JASON TROMBLEY
`
` YOU ARE HEREBY SUMMONED TO ANSWER THE COMPLAINT IN THIS ACTION AND TO
` SERVE A COPY OF YOUR ANSWER ON THE PLAINTIFF'S ATTORNEY(S) WITHIN
` 20 DAYS AFTER THE SERVICE OF THIS SUMMONS, EXCLUSIVE OF THE DAY OF
` SERVICE (OR WITHIN 30 DAYS AFTER THE SERVICE IS COMPLETE IF THIS
` SUMMONS IS NOT PERSONALLY DELIVERED TO YOU WITHIN THE STATE OF NEW YORK).
`
` UPON YOUR FAILURE TO ANSWER, JUDGMENT WILL BE TAKEN AGAINST YOU FOR THE
` RELIEF DEMANDED IN THE COMPLAINT, TOGETHER WITH THE DISBURSEMENTS OF
` THIS ACTION.
`
` DATED THE 12 DAY OF MAY , 2023
` FORSTER & GARBUS LLP
` FILE NO. ATTORNEY(S) FOR PLAINTIFF
` DLRT482994 2950 EXPRESS DR S, SUITE 100
` ISLANDIA, NY 11749
` (631) 393-9400
`
` NOTE: THE LAW PROVIDES THAT:
` (A) IF THIS SUMMONS IS SERVED BY ITS DELIVERY TO YOU PERSONALLY WITHIN
` THE COUNTY OF FRANKLIN YOU MUST APPEAR AND ANSWER WITHIN 20 DAYS AFTER
` SUCH SERVICE: OR
` (B) IF THIS SUMMONS IS SERVED BY DELIVERY TO ANY PERSON OTHER THAN YOU
` PERSONALLY, OR IS SERVED OUTSIDE THE COUNTY OF FRANKLIN , OR BY PUBLI-
` CATION, OR BY ANY MEANS OTHER THAN PERSONAL DELIVERY TO YOU WITHIN THE
` COUNTY OF FRANKLIN YOU ARE ALLOWED 30 DAYS AFTER SERVICE IS COMPLETE
` WITHIN WHICH TO APPEAR AND ANSWER.
`
` ORIG CRED: SYNCHRONY BANK
` ORIG ACCT# END IN: 2233
`
`DLRT482994
`
`1 of 7
`
`Page 1 of 3
`
`
`
`FILED: FRANKLIN COUNTY CLERK 05/17/2023 07:17 PM
` SUPREME COURT OF THE STATE OF NEW YORK
`NYSCEF DOC. NO. 1
` COUNTY OF FRANKLIN
` _______________________________________________x
` JEFFERSON CAPITAL SYSTEMS, LLC COMPLAINT
` Plaintiff,
`
`INDEX NO. E2023-274
`
`RECEIVED NYSCEF: 05/17/2023
`
` -against-
`
` JASON TROMBLEY
` Defendant(s).
` _______________________________________________x
` PLAINTIFF, BY ITS ATTORNEY(S), COMPLAINING OF THE DEFENDANT(S), UPON
` INFORMATION AND BELIEF, ALLEGE:
` 1. THAT THE DEFENDANT(S) RESIDES IN THE COUNTY IN WHICH THIS ACTION IS
` BROUGHT; OR THAT THE DEFENDANT(S) TRANSACTED BUSINESS WITHIN THE COUNTY
` IN WHICH THIS ACTION IS BROUGHT IN PERSON OR THROUGH HIS/HER AGENT AND
` THAT THE INSTANT CAUSE OF ACTION AROSE OUT OF SAID TRANSACTION.
` 2. ON INFORMATION AND BELIEF THE DEFENDANT IN PERSON OR THROUGH
` AN AGENT MADE PURCHASES UNDER A CREDIT AGREEMENT
` AT DEFENDANT'S REQUEST - A COPY OF WHICH WAS FURNISHED TO
` DEFENDANT. PLAINTIFF, AS PURCHASER OF THIS ACCOUNT, WHICH WAS ORIGINALLY
` OWNED BY THE BELOW CREDITOR, PURCHASED IT FOR VALUE. THE DEFENDANT WAS NOTIFIED
` OF SAME.
` 3. THERE REMAINS AN AGREED BALANCE ON SAID ACCOUNT OF $ 2,580.00 ,DUE AND
` OWING ON PLAINTIFF'S CAUSE OF ACTION. NO PART OF SAID SUM HAS BEEN PAID ALTHOUGH
` DULY DEMANDED.
` 4. DEFENDANT(S) IS IN DEFAULT AND DEMAND FOR PAYMENT HAS BEEN MADE.
` 5. A COPY OF THE CONTRACT OR OTHER WRITTEN INSTRUMENT UPON WHICH THIS ACTION
` IS BASED IS ATTACHED HERETO.
` 6. THE BALANCE DUE IS ITEMIZED AS FOLLOWS:
` a) The amount of debt at charge off $ 2,636.89
` b) The total amount of interest after charge off $ .00
` c) The amount of charges or fees after charge off $ .00
` d) The amount of payments and/or credits after charge off $ 56.89
`
` 7. THE CHAIN OF TITLE IS AS FOLLOWS:
` Original creditor date assigned/sold 07/29/2020 and amount due at time of
` sale/assignment $ 2,636.89
` to: JEFFERSON CAPITAL SYSTEMS, LLC
`
` 8. THE FOLLOWING IS INFORMATION ABOUT THE ACCOUNT:
` DATE OF LAST PAYMENT 08/24/2022
` AMOUNT OF LAST PAYMENT $ 56.89
` ORIGINAL ACCOUNT NUMBER ENDING IN: 2233
` ORIGINAL CREDITOR: SYNCHRONY BANK
`
` 9. ON INFORMATION AND BELIEF, THE CAUSE(S) OF ACTION ASSERTED HEREIN ARE NOT
` OUTSIDE OF THE APPLICABLE STATUTE OF LIMITATIONS.
`
` THERE IS NOW DUE PLAINTIFF FROM DEFENDANT(S) THE AMOUNT SET FORTH IN THE
` COMPLAINT, NO PART OF WHICH HAS BEEN PAID, ALTHOUGH DULY DEMANDED.
`
`DLRT482994
`
`2 of 7
`
`Page 2 of 3
`
`
`
`FILED: FRANKLIN COUNTY CLERK 05/17/2023 07:17 PM
`NYSCEF DOC. NO. 1
`
`INDEX NO. E2023-274
`
`RECEIVED NYSCEF: 05/17/2023
`
` WHEREFORE, PLAINTIFF DEMANDS JUDGMENT AGAINST THE DEFENDANT(S) FOR THE SUM OF
` $ 2,580.00 TOGETHER WITH THE DISBURSEMENTS OF THIS ACTION.
`
`Tess E Gunther Michael Florio Joel D. Leiderman
`
` WE ARE DEBT COLLECTORS; ANY FORSTER & GARBUS LLP
` INFORMATION OBTAINED WILL BE USED ATTORNEY(S) FOR PLAINTIFF
` IN ATTEMPTING TO COLLECT THIS DEBT. 2950 EXPRESS DR S, SUITE 100
` ISLANDIA, NY 11749
`
` DATED: THE 12 DAY OF MAY , 2023
`
`PURSUANT TO PART 130-1. 1-a OF THE RULES OF
`
`THE CHIEF ADMINISTRATOR THIS SIGNATURE
`
`APPLIES TO THE ATTACHED SUMMONS AND
`
`COMPLAINT
`
`DLRT482994
`
`3 of 7
`
`Page 3 of 3
`
`
`
`FILED: FRANKLIN COUNTY CLERK 05/17/2023 07:17 PM
`NYSCEF DOC. NO. 1
`
`INDEX NO. E2023-274
`
`RECEIVED NYSCEF: 05/17/2023
`
`view your
`or
`call
`Mon-Fr1
`
`.
`
`onlinpaypal.com
`account
`11 PM ET
`1-844-377-4136
`8 AM ET to
`and 9 AM ET to
`9 PM ET Sat-Sun
`
`PAYMENT INFORMATION
`New Balance
`Minimum Payment Due
`Payment Due Date
`Amount
`to avoid Standard and Deferred Interest
`on your next statement:
`See Reverse
`If we do not receiveyour minimumpayment
`Late Payment Warning:
`by 06/28/20,you may haveto pay a late fee of up to $39.00.
`
`$0.00
`$660.00
`06/28/20
`
`$2,636.89
`
`Statement Closing Date:
`Days irl Billing Period:
`29
`Account Number:
`CustomerName:
`
`! 233
`JASON TROMBLEY
`
`06/26/20
`
`ACCOUNT SUMMARY
`PreviousBalance
`- Payments& Credits
`+ Purchases& Adjustments
`+ Fees
`+ INTERESTCHARGES
`= New Balance
`
`Credit Limit
`Available Credit
`
`$2,636.89
`$2,636.89
`$0.00
`$0.00
`$0.00
`$0.00
`
`$2,395.00
`$0.00
`
`NEWYORK RESIDENTSMAY CONTACTTHE NEWYORK
`STATE DEPARTMENTOF FINANCIALSERVICESBY
`TELEPHONEOR VISIT ITSWEBSITE FOR FREE
`INFORMATIONON COMPARATIVECREDITCARD RATES,
`FEES,AND GRACE PERIODS.NY STATE DEPTOF
`FINANCIALSERVICES:1-800-342-3736
`http://www.dfs.ny,gov/consumer/creditdebt.htm
`
`CURRENT
`
`ACTIVITY
`
`PAYMENTS& CREDITS
`Tran Date
`Posting Date ReferenceNumber
`06 / 26 / 20
`06/26/20
`F928300J200999990
`06/26 / 20
`06/ 26/ 2 0
`F928300J200999990
`
`Description
`Account-Principals
`Charge Off
`Charge Off Account-Interest
`Charge
`
`Amount
`-$2 ,262.06
`-$374.83
`
`Total Payments& Credits
`
`-$2,636.89
`
`12020Totals Year·.To-Date
`Total
`Fees Charged
`
`INTEREST
`
`DETAILS
`
`in
`
`2020:
`
`$1T6t D Interest
`
`Charged
`
`in
`
`2020:
`
`S214.52
`
`INTERESTCHARGECALCULATION
`BalanceType
`
`Purchases
`Standard
`Prior
`To Terms Change
`Balance
`(v)=Variable
`Rate
`
`YourAnnual PercentageRate(APR)stheannualinterestrateonyouraccount.
`Annual Percentage
`BalanceSubject to
`Interest Charged
`Current Balance
`InterestRate
`Rate(APR)
`23.99%(v)
`$0 . 00
`$0. 00
`19.99%
`
`-$2, 161.22
`$2, 161.22
`
`$0.00
`$0.00
`
`NOTICES
`ACCOUNTHOLDER
`Statementnot providedto customer.
`Thank you for enrolling in electronicbilling. Pleaserememberto check your email or online for noticesabout your billing statement.
`You can pay your bill onlineor over the phone.We noticedyou've been enjoyingour easy paperlesspaymentoptions, so we will no
`longer be includingreturnenvelopes.You can makethings even easier by selectingthe paperlessstatementoption on your account
`online.
`
`NOTICE:Wemayconvertyourpaymentintoanelectronicdebit.Seereversefordetails,BillingRightsInformationandotherimportantinforma1ion
`6128
`AB.]
`001 3 26 2006260
`ZXPAGEl of 1
`1O 9283 2000 P9VCC13R628
`
`Detachandmailthisportionwithyourcheck.Donotincludeanycorrespondencewithyourcheck.
`Account
`Number:
`2233
`New Balance:
`Payment Due Date:
`Minimum Payment Due:
`
`$0.00
`06/28/20
`$660.00
`
`Amount Enclosed:
`
`Make Check PaydlalyPat50Credit
`Return
`this
`portion
`with
`your
`number
`Write
`account
`statements
`To receive
`electronic
`online
`payme@.asypsibid:om
`
`payment.
`your
`on your
`check.
`
`or make
`
`P†YPAL CREDIT/SYNCB
`PO BOX 960006
`ORLANDO, FL 32896-0006
`
`JASON TROMBLEY
`218 COVEYTOWN RD
`CONSTABLE NY 12926-2815
`
`4 of 7
`
`
`
`FILED: FRANKLIN COUNTY CLERK 05/17/2023 07:17 PM
`NYSCEF DOC. NO. 1
`
`INDEX NO. E2023-274
`
`RECEIVED NYSCEF: 05/17/2023
`
`Statement Closing Date:
`Days irl Billing Period:
`31
`Account Number:
`CustomerName:
`
`I 233
`JASON TROMBLEY
`
`03/29/20
`
`view your
`Or call
`Mon-Fri
`
`onlinpaypal.com
`account
`11 PM ET
`1-844-377-4136
`8 AM ET to
`and 9 AM ET to
`9 PM ET Sat-Sun
`
`ACCOUNT SUMMARY
`PreviousBalance
`- Payments& Credits
`+ Purchases& Adjustments
`+ Fees
`+ INTERESTCHARGES
`= New Balance
`
`Credit Limit
`Available Credit
`
`$2,476.41
`$200.00
`$200.00
`$27.00
`$44.00
`$2,547.41
`
`$2,395.00
`OVERLIMIT
`
`NEWYORK RESIDENTSMAY CONTACTTHE NEWYORK
`STATE DEPARTMENTOF FINANCIALSERVICESBY
`TELEPHONEOR VISIT ITSWEBSITE FOR FREE
`INFORMATIONON COMPARATIVECREDITCARD RATES,
`FEES,AND GRACE PERIODS.NY STATE DEPTOF
`FINANCIALSERVICES:1-800-342-3736
`http://www.dfs.ny,gov/consumer/creditdebt.htm
`
`$2,547.41
`$386.00
`$482.00
`04/23/20
`
`$2,547.41
`
`PAYMENT INFORMATION
`New Balance
`Amount Past Due
`Minimum Payment Due
`Payment Due Date
`Amount
`to avoid Standard and Deferred Interest
`on your next statement:
`See Reverse
`If we do not receiveyour minimumpayment
`Late Payment Warning:
`by 04/23/20,you may haveto pay a late fee of up to $39.00.
`Minimum Payment Warning:
`If you makeonly the minimum
`paymenteach period,you will pay more in interestand it will
`take you longerto pay off your balance.Forexample:
`If you makeno more You will pay off the
`And you will end up paying
`balanceshown on this an estimatedtotal of:
`charges using this
`statement in about:
`account and each
`month you pay,
`Only the nMnimum 6 Years
`Payment
`If you would like informationabout creditcounselingservices,call
`1-877-302-8775,
`
`$4,715.00
`
`CURRENT
`
`ACTMTY
`
`PAYMENTS& CREDITS
`Tran Date
`Posting Date ReferenceNumber
`03 / 06 / 20
`P928300EJ016KLX19
`03 / 06/ 2 0
`
`Description
`Online
`Payment
`Alpharetta
`
`Ga
`
`Thank You
`
`Total Payments& Credits
`
`PURCHASES& ADJUSTMENTS
`Type
`Tran Date
`Posting Date ReferenceNumber
`03 / 0 6/ 20
`F928300EROOOQ5001Other
`03 / O6/ 20
`
`Description
`Adjustment-Payments
`
`Total Purchases&Adjustments
`
`FEES
`Tran Date
`03/12/20
`
`Posting Date Description
`03/12/20
`Returned
`
`Payment
`
`Fee
`
`INTERESTCHARGED
`Tran Date
`Posting Date Description
`103/29/20
`03/29/20
`Interest
`
`Charge
`
`on Purchases
`
`Total Fees
`
`Total Interest
`
`2020Totals Year-To-Date
`Total
`Fees Charged
`
`in
`
`2020:
`
`$195tSD Interest
`
`Charged
`
`in
`
`2020:
`
`$125.04
`
`NOTICE:Wemayconvertyourpaymentintoanelectronicdebit.Seereversefordetails,BillingRightsInformationandotherimportantinforma1ion
`6128
`ABJ
`001 7 26 2003290
`EXPAGEl of 3
`10 9283 2000 P9VCC13R628
`
`Amount
`-$200.00
`
`-$200.00
`
`Amount
`$200 . 00
`$200.00
`
`Amount
`$27.00
`$27.00
`
`Amount
`$44.00
`$44.00
`
`Detachandmailthisportionwithyourcheck.Donotincludeanycorrespondencewithyourcheck.
`Account
`Number:
`2233
`New Balance:
`Payment Due Date:
`Minimum PaymentDue:
`
`$2,547.41
`04123/20
`$482.00
`
`AmountEnclosed:
`
`Make Check PaydlalyPat50Credit
`Return
`this
`portion
`with
`your
`number
`Write
`account
`statements
`To receive
`electronic
`online
`payme1 asypsibid:om
`
`payment.
`your
`on your
`check.
`
`or make
`
`P†YPAL CREDIT/SYNCB
`PO BOX 960006
`ORLANDO, FL 32896-0006
`
`JASON TROMBLEY
`218 COVEYTOWN RD
`CONSTABLE NY 12926-2815
`
`5 of 7
`
`
`
`FILED: FRANKLIN COUNTY CLERK 05/17/2023 07:17 PM
`NYSCEF DOC. NO. 1
`Statement Closing Date:
`03/29/20
`Days in Billing Peri
`Account Number:
`Customer Name:
`
`view your
`onlinpaypatcom
`account
`11 PM ET
`1-844-377-4136
`8 AM ET to
`Or call
`Mon - Fr i an d 9 AM ET t o 9 PM ET Sa L-S un
`
`JASON TROMBLEY
`
`INDEX NO. E2023-274
`
`RECEIVED NYSCEF: 05/17/2023
`
`ACC OUNT INFORMATION
`IMPORTANT
`...................................................................................................................................................................................................................................................................
`YOUR ACCOUNT IS PAST DUE. PLEASEPAY THE MINIMUMPAYMENTDUE OR
`CONTACTTHIS OFFICEAT THE PHONENUMBERLISTEDON YOUR STATEMENT.
`
`INTEREST
`
`DETAILS
`
`INTERESTCHARGE CALCULATION
`BalanceType
`
`Standar
`Ba lance
`(v)-Variable
`
`s
`d Purchase
`Prior
`To Terms Change
`Rate
`
`YourAnnual PercentageRate(APR)stheannualinterestrateonyouraccount.
`Annual Percentage
`BalanceSubject to
`Interest Charged
`Current Balance
`Interest Rate
`Rate(APR)
`25.49%(v)
`$420.50
`19.99%
`$2,055.91
`
`$456.60
`$2,090.81
`
`$9.10
`$3 4.90
`
`A C C OUNTH OLDER NOTIC ES
`.._..........._..........._..........._..........._..........._..........._..........._..........._........__........_..........._..........._..........._..........._..........._..........._..........._..........._.....
`We are hereto supportyou and are working hardto ensure our Synchronyteam memberscan continueto provideyou with
`uninterrupted,dependableservice.We encourageyou to use our online and mobile servicingtools.
`As COVID-19and its impact continueto evolve and develop,we remainfocused on the healthand safety of our employeesand our
`communities,as well as our commitmentto you, our customers.
`
`We are also awarethat some of our customersmay experiencefinancial hardshipas a result of COVID-19.If you are impacted,please
`contact us to discusshow we can help.
`Thank you for enrollingin electronicbilling. Pleaserememberto check your email or onlinefor noticesabout your billingstatement.
`You can pay your bill online or over the phone.We noticedyou've been enjoyingour easy paperlesspaymentoptions,so we will no
`longerbe includingretum envelopes.You can make things even easierby selectingthe paperlessstatementoptionan your account
`online.
`
`6128
`
`ABJ
`
`001 "/ 2E 2303290
`
`EXPAGis2
`
`3
`
`10 9283 2000 P9VC01DR623
`6 of 7
`
`
`
`FILED: FRANKLIN COUNTY CLERK 05/17/2023 07:17 PM
`NYSCEF DOC. NO. 1
`
`INDEX NO. E2023-274
`
`RECEIVED NYSCEF: 05/17/2023
`
`6128
`
`ABJ
`
`001 / 2E 2003290
`
`EXPAGE3 of 3
`
`10 9283 2000 P9VC01DR6123
`7 of 7
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`