FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`Exhibit
`
`A
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`: MADISON
`IFILED
`2
`NTSCEF Doc. N0,
`
`COUNTY
`
`CLERK
`
`09/
`
`2 6 / 2018
`
`10
`
`: 0 6 AM)
`
`INDEX NO. EF2018-18
`09/26/2018
`RECBIVED NYsCEF:
`
`ab
`
`SUPREME
`COUNTY
`
`OF THE STATE
`COURT
`OF MADISON
`
`OF NEW YORK
`
`as Indcature
`U.S. Bank National
`trustee,
`Assoolation,
`the CIM Trust
`Notes, Serie
`2016-3, Mortgage-Backed
`2016-3
`
`-·against-
`
`Plaintiff(s),
`
`for
`
`Certificate
`
`of Merit
`
`Index No.
`
`S. Paljarvi
`a/lda Valerie
`Valerie
`and "JOHN DOE #1,"
`through
`twelve
`names
`fictitious
`being
`or parties
`intended
`persons
`persons
`or
`corporations,
`interest
`in
`lien
`or
`upon
`herein,
`
`if
`the
`
`James D. Brady,
`S. Brady;
`"JOHN DOE #12,"
`the last
`and unknown
`to Plaintiff,
`the
`the tenants,
`occupants,
`being
`or
`an
`any,
`having
`claiming
`premises
`foreclosed
`being
`
`Defendant(s).
`
`.
`
`.
`
`I am an attorney
`at
`law duly
`the law firm ofSheldon
`with
`
`to practice
`licensed
`& Assõciates,
`May
`
`in the State of New York,
`for Plaintiff
`P.C.,
`sticmay
`
`and arn
`in this
`
`a home
`loan,
`Upon
`information
`
`in Real
`as such term is defined
`defendant
`is a
`and belief,
`
`the
`including
`by acfcñdãnt,
`including
`any
`
`of
`
`this
`
`case with
`
`the
`
`following
`
`represcewdives
`
`·of
`
`1,
`affiliated
`action.
`involves
`foreclosure
`action
`This
`residential
`2.
`Actions
`and Proceedings
`§1304.
`Law
`Property.
`to foreclosure.
`of
`subject
`the property
`resident
`I have
`the facts of
`this
`case and reviewed
`pertinent
`reviewed
`3.
`documents,
`executed
`the mortgage
`and note or bond underlying
`agreement
`mortgage,
`security
`indebtedness
`of assigamcat
`instruments
`(if any),
`of
`all
`instruments
`and all other
`and consolidation.
`modification,
`extension,
`cerM
`about
`the
`facts
`I have
`4,
`Plaintiffi
`
`Cf> e Qest
`PG %PerirS3t
`ir onetion,
`and belief
`to the best of my knowledge,
`and ccñsaltation,
`this review
`commencement
`and that Plaintiff
`basis
`thet6 is a rcasonable
`forthe
`of
`this action,
`these documents.
`rights
`to enforce
`utider
`entitled
`A and
`the
`attached
`are copies
`hereto
`in Exhibit
`listed
`applicable,
`following
`to the summone
`and espid±
`the mortgage,
`not otherwise
`included
`as attachmêñts
`agreement
`the defendant;
`executed
`and note or bond
`all
`the maligase
`by
`undedying
`instrument
`and any
`of
`other
`of as=ignment
`(if
`!=3±±2ss,
`any);
`1-cludi=g
`any
`and ccasolidatica.
`(Check
`box·if
`are a*ached
`no docmacata
`in Exhibit
`extension,
`
`Name
`Title
`Upon
`5.
`that
`I certify
`the creditor
`If
`6.
`documents
`secudty
`instruments
`modification,
`A e.)
`
`.
`
`.
`
`is
`
`of
`
`FILED
`
`9/26/2018
`
`1 of
`
`2
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`affidavits
`by deatmetion,
`
`athsni-g
`theft,
`
`that
`certain
`or otherwise.
`
`B and attached
`in Exhibit
`Listed
`are supplemental
`bereto
`7.
`5 supra
`are lost, whether
`as deswibad
`in paragraph
`documcñts
`in Exhibit
`are attached
`B: m.)
`if no documents
`(Check
`box
`1 am aware
`New York
`of my
`8.
`obligations
`under
`NYCRR Part
`and 22NYCRRPart
`130.
`1200)
`
`Rules
`
`of Prnfessional
`
`Conduct
`
`(22
`
`Dated:
`
`September
`Rockville
`
`21, 2018
`Centre, New York
`
`By#fed
`
`Eric May, Esq.
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`Exhibit
`
`B
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`LOAN REPAYMENT
`LENDER (called *We",
`"UA
`"Our")
`BENEF(CI AL HOMEDWNERSERVICE CORPORATION
`18 GLENWOODPLAZA
`ONElDA NY 13421
`
`AND SECURITY
`
`AGREEMENT
`
`(Fage 1 of $)
`
`(called "You",
`IIORROWERS
`BRADY, JAMES
`
`"Your")
`
`BRADY, VALE1t i E
`
`30B0 OLD STATE RD
`ERf EVILLE NY 13081
`
`.
`
`;
`
`8 , Obt3 20
`
`.
`
`·.
`
`. ':
`
`.
`
`.
`
`mSTINSTAu.NENT
`1 , 147 . 60
`
`'
`
`'
`
`g
`
`1 , 147 60
`
`•'
`
`.,
`.-
`
`••
`
`You ARE GlV)NG US A SECUR1TV INTERE$T t N THE REAL ESTATE LOCATED AT THE ABOVE ADDRESS.
`
`RisQUliGG IN$URANCE, You must obtald insuranca for term of loan covering mwoeityfor this loan es indinated by the word
`"YBS' below, namtog as as Ian Peyon:
`Title lasurance on reef estate security.
`insurance oarent estate mourity.
`brard
`
`YES
`VEG
`
`Yas iney obtain eny requirediasurance frera anyoneyoucheoso and may assignony other policy of innerence
`yov own to coverthe modthy for thle tons.
`.
`(See"Socurity' garagraph obovefor description of scourity to beinsured.)
`TIIE FOLLOWING
`NOTICE:
`PAGES CONTAIN
`ADDITIONAL
`
`CONTRACT
`
`TERMS.
`
`,,..
`
`6 testsega
`
`h
`
`eminaths
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`(Page 2 of 3)
`AND SBCURITY
`LOAN REPAYMENT
`AGREEMENT
`(Amount Pinanced and Points (all shown on page
`this loan, you agree to pay us the Principal
`in return for
`PAYMENT.
`by the simple interest method on the unpaid
`one}l plus In terest in monthly payments as stated on page one, œmput-d
`if elected, until
`the Contract Rate (shown on page one) plus any inonthly
`insurance premium,
`balances of Principal at
`the Contract Rate for
`late charges,
`the actual time
`fully paid. Payments are applied in the following order:
`interest at
`principal, and insurance. For any past due amounts, payments will be applied to the most delinquent
`outstanding,
`installments are paid In full. You
`in the same order shown above, until all past due monthly
`inchet
`first,
`monthly
`is named on pageone,
`will pay at our business address on page one or other address given you.
`If more then one Borsower
`we may enforce this contract against all, or any, Borrowers, but notin a combined amoont greater than the amount owed.
`TO CONTRACT RATE. The Contract Rate, as shown on page one, will decrease by one half of one
`ADIUSTMENT
`the end of
`{60th month)
`the 4th year (48th month) and the 5th year
`the 3rd year
`at
`(36th month),
`percent
`(.50%)
`their due date, and you have not filed a
`if all payments are made within 30 days of
`the "Rate Reduction"),
`(collectively
`The Rate Reduction will
`the U.S. Bankruptcy Code during the months preceding tbo Rate Rodaen.
`take
`petition under
`than the lirst payment due date following the 36th, 48th, and 60th month anniversary dates frorn the date of
`effect no later
`loan amount will be
`Even if
`the rate is decreased, the monthly payment will not be adjusted, thus the total
`the contact
`paid in full sooner than the final payment due date shown on page one, assuming all payments are made on their due date,
`is made more than
`anything to the contrary in this paragraph, it, before any Rate Reduction, any payment
`N=:d±=anding
`receive the Rate
`the due date, or you have filed a petition under the U.S. Bankruptcy Code, you will not
`30 days after
`.
`following such event.
`Reductiort
`"Notice of Right
`to
`It you do not eancel this loan according to your
`DATB ON WHICH PINANCE CHARGE BEGINS.
`Reasind " the date on which Pinance Charge begins, payment dates, and effective date of optional
`insurance purchased in
`connection with this loan are postponed by the number of days from this Agreement's date to date you receive this loan,
`If pay-outs
`Yeu agree to pay outs of Amount Pinanced as shown on Trutlrin-londing
`disclosure form.
`PAY-OUTS.
`change became loan closing is delayed, (a) you shall pay additional amounts due at closing, or (b) your cash or check will
`be reduced to cover additional pay outs.
`the word "YES"
`is printed in the Prepayment
`You may prepay any or all of your
`loan at any time.
`If
`PREPAYMENT.
`to the Prepayment Penalty described below.
`Penalty box on page I of
`this agreernent, you are subject
`If you fully pay
`befam the final payment due date the amount you owe will be reduced by unearned oredit
`insurance charges, If any.
`Points are part of the Pinance Charge and are fully earned when the loan is made. You will not be entitled to a refund of
`the points portion of Pinance Charges.
`"YES"
`the Prepayment Penalty box on page I of this agreement, you agree to
`is printedin
`PENALTY.1f
`PREPAYMENT
`If you prepay the entire outstanding balance of your Account at any time within 12
`prepayment penalty.
`the following
`months of
`the loan agreement date, you agree to pay a prepayment penalty equel to air (6) months interest at the Contract
`Rate (as stated on page one) of
`the original amount
`financed. No prepayment penalty will be imposed if
`tids loan is
`paid-off with the proceeds from another loan with us.
`After
`the final payfnent due date stated on page one you will pay interest at the rate of 18% per year.
`MATURITY.
`If you dott
`pay any payment
`it's due, you will also pay 2% of
`in full
`in 15 days after
`the unpaid
`LATE CHAROES.
`amount of such payment,
`BAD CHECK CHARGE. We will charge you a fee of $1011 any payment check is returned because of insufficient
`You agree that we may deduct·this charge from a monthly payment
`la otherwise'dishonored,
`is a Mortgage on yoqr real estate, located at your addrees·unless a different address is stated. You agree
`SECURITY.There
`in the real estate as described In the Mortgage.
`togive us a accurity interest
`PROPERTY INSURANCE:
`
`funds or
`
`TO INSURE. You shall keep the structures located on the real property
`A. YOUR OBLIGATION
`securing this loan
`Insured against damage enused by fire and other physical hazards, name us as a loss payee and deliver
`to us a loss payable
`If insurance covering the real property is cancelled or expired while the Ioan is outstanding and you do not
`endorsement
`reinstate the coverage,we may obtain, at our option, hazard insurance coverage protecting our interest
`In the real property
`as outlined below.
`
`NOTICB:
`GS-07-02 M TST
`GPT.PPP
`
`THE POLLOWING
`
`PAGE CONTAINS
`
`ADDITIONAL
`
`CONTRACT
`
`TERMs.
`
`SMmitEIMERRllRElnRREElmnmatmmlaninum
`
`mw-.
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`A ND SECURITY
`LOAN REPAYMENT
`AGREEMENT
`(Page 3 of 3)
`INSURANCE. You authorize us, at our option,
`E. LBNDER'S RIGHT TO PLACE HA2ARD
`to obtain coverage on the
`Property in so amount not greater than the outstanding balance of principal and interest on the loan or, if known to be less,
`the aplest
`in the event that you fail
`valus of the Property,
`to maintain the required harard insurance outlined above
`to provide adequateproof of its existence, You authorize us to charge you for the costs of this Insuradce and add the
`or fail
`insurance charges to your
`loan, The Insurance charges will be added to the unpaid balance of
`the loan which accrues
`the insurance charges due might
`the Rate of Charge, The addition of
`Interest at
`increase the amount of your
`final
`The cost of Leader placed hazard insurance might be higher
`installacat.
`than the cod of standard insurance protecting the
`insure the contents of
`property. The Londer placed insurance wilt not
`the property or provide liability
`coverage. The
`insurance might not be the lowest cost coverage of its type available and you agree that we have no obligation to obtain the
`company might
`lowest cost coverage. We or an affiliated
`receive some benefit
`from the placement of
`this insurance and
`you will be charged for the full cost of
`the peeiam without
`reduction for any such benefit.
`If at any time after we beve
`obtained this Insurance, you provide adequate proof
`that you have subsequently purchased the required coverage, we will
`cancel the coverage we obtained and credit any unearned premiums
`to your loan,
`to keep any required insuranne in force, or if permitted in the event of default
`If you don't pay on time or fail
`DEFAULT.
`(1) all your payments may become due at once and, (2) without notifying you before bringing suit, we
`under the Mortgage,
`may sue you for the entire onpaid balance of Principal and accrued Interest and (3) any judgment
`in our favor may include
`reasonable attorney's fee and court costs as determined by the court.' You agree that, should we obtain judgment
`our
`against you, a portion of your disposable earnings raay be attached or garnished (paid to us by your employer), as provided
`law. You agree to pay interest on any judgment at the Contract Rate.
`by Pederal
`CREDIT REPORTING AND CUSTOMER
`INFORMATION
`If you fail
`the terms of your credit
`PRACTICES.
`to fulfill
`reflecting on your credit
`reporting agency. You agree
`record may be submitted to a credit
`obilgation, a negative report
`of Motor Vehicles (or your atate's equivalent of such department) may release your residence address
`that the Depart=nt
`to us, should it become necessary to looste you. You agree that our supervisory personnel may listen to telephone calls
`to evaluate the quality of our service to you. For more information
`in order
`reprc=ratia
`between you and our
`regarding our privacy panctices, please refer to our Privacy Statement, which in included with your loan documents.
`insurance and any required Insurance disclosures are attached to this Agreement and are
`INSURANCE. Optional on:dit
`incorporated herein by reference.
`AND DTHER RIDERS. The terms of
`the Arbitration
`DISPUTE RESOLUTION
`ALTERNATIVE
`this loan transaction are!nerpaated
`into this Agreement by reference,
`other Riders eigned as partof
`LAW. This loan is made by us as a licensed Mortgage Banker under the Licensed Mortgage Bankers Law
`APPLICAELE
`the Eanking Law of New York, at an agreed rate authorized by Section 501(a), Part A, Title V,
`Article 12'D of
`(LMBL),
`In accordance with Part 80 of
`Public Law 96-221, also known as Section 1735M(a). Title 1% United States Code,
`the
`Regulations of the New Yoric Banking Board issued under the LMBL.
`OF THIS LOAN AGREEMENT
`IN THE LOSS OF THE
`MAY RESULT
`DEPAULT
`IN THE PAYMENT
`UNDER
`LOAN.
`HAVE
`YOU MAY
`FEDERAL
`THE RIGHT
`PROPERTY
`SECURING
`THE
`TO
`LAW.
`TO Pl?OVIDE
`IS REQUIRED
`THIS AGREEMENT.
`IP YOU HAVE T111S RIGHT,
`THE CREDITOR
`CANCEL
`SPECIFY1NG
`THE CIRCUMSTANCES
`A SEPARATE
`WRITTEN
`NOTICE
`AND TIMES
`Y OU WITH
`UNDER WHICH YOU CAN EXBRCISE
`T}IIS RIGHT.
`
`Agreement and any
`
`.
`
`YOU HAVE
`A COMPLETE
`RECEIVED
`AND THE
`COPY OF THIS
`OREEMENT
`TRUTH-IN-LEN
`G DISCLOSURES.
`
`ORRO
`
`E
`
`WITNESS:
`
`(SEAL)
`
`SEAL)
`
`(SEAL)
`
`IlilElillElliiiiEliiMBRElmumanamsmmanumann
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`ALLONGE
`
`THIS
`
`ALLONGE
`
`IS TO BE PART OF THE NOTE
`
`a
`
`DATE OF NOTE:
`
`05/20/2002
`
`.
`
`LENDER ON NOTE:
`CORPORATION
`
`SENEMCIAL
`
`HOMEOWNER
`
`SERVICE
`
`BORROWEBf$k
`
`VALERIE
`
`S. PALIARVI
`
`AND JAMES D. BRADY
`
`PROPERTY
`
`An$™Ma
`
`3980 OLD STATE ROAD, ERIERiLLE,
`
`NY 13061
`
`LOAN AMOUNT±
`
`$322155.74
`
`.
`
`PAY TO THE ORDER 0F;
`CAPITAL,1NC.
`DLJ MORTGAGE
`
`WITIIOUT
`
`RECOURSE
`
`ANT VICE PRESIDENT
`of BENEFICIAL
`ASS
`MARSHA WOODBURY,
`BY SELECT PORTFOLIO
`HOMEOWNER
`SERVICE CORPORATION,
`AS ATTORNEY
`IN FACT
`SERVICING,1NC.
`
`.
`
`.
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`ALLONGE
`
`T1HS ALLONGE
`
`IS TO BE PART OF THE NOTE
`
`DATE OF NOTE:
`
`95/20/2002
`
`LENDER ON NOTE:
`CORPORATION
`
`BENEFICIAL
`
`HOMEOWNER
`
`SERVICE
`
`SORROWER(8):
`
`VALERIE
`
`S. PAIJARVI
`
`AND JAMES D. BRADY
`
`PROPERTY
`
`ADDRESS:
`
`3980 OLD STATE ROAD, ERIEVILLE,
`
`NY 13061
`
`LOAN AMOUNT:
`
`$122155/I4
`
`.
`
`PAY TO THE ORDER OF:
`...
`
`WITHOOT
`
`RECOURSR
`
`ANT VICE PRESIDENT
`ASS
`MARSHA WOODBURY,
`INC., BY SELECT PORTFOLIO
`SERVICINC,
`CAPITAL,
`IN FA CT
`
`of DIA MORTGAGE
`INC. AS ATTORNEY
`
`.
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`Exhibit
`
`C
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
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`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
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`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
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`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`Exhibit
`
`D
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`MADISON
`
`COUNTY-STATE
`DENISliiA.ROECOUinYCLERK
`158NORTHCOURTST,WAW8VILLENY13183
`
`OF NEWYORK
`
`COUNTYCLERK%RECORDINGPAGE
`**WIISPAGEIBPARYOPTHEDOCUMENT-DONOTDETACHª**
`
`II,
`
`INSTRUMENT
`
`2017-048
`
`09±40:33
`
`01/05/2017
`A
`MORTGAGE ASSIGNNENT
`2
`
`5ECURITY
`
`cunntc«IONS,
`
`AM
`
`INC
`
`BENEFICIAL
`.
`POA
`DLJ MORTGAGE CAPITAL
`
`HOMEOWNER SERVICE
`
`INc
`
`Rec Date:
`Doc Grps
`pescrip;
`Nam PC5#
`Rec'd
`Frmt
`
`Party15
`CORPORATION
`Party2:
`
`1602/328
`
`Recording:
`
`cover
`Recording
`Notations
`ofttural
`Records
`Records
`
`Page
`
`Fee
`
`Ed
`Management
`Management
`
`-
`coun
`- Stat
`
`5.00
`25.00
`D-50
`14.25
`1.00
`4.75
`
`CE:
`
`THIS
`
`Is
`
`NOT A BILL
`
`....
`
`-
`
`....
`
`.
`
`Record
`
`and Return
`
`To:
`
`the within and foregalog was
`I hereby ofatify that
`reconkdûx1haCInk'sOiligofocMedisanCmaiy,MY
`
`ELECTRONICALLY
`
`RECORDED BY
`
`GEO
`
`.
`
`.
`
`Denise ARoe
`14disencountyckuk
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`COUN1Y OF MABISON
`
`IIgagemmasumm:mmisamminism
`
`reemas
`
`,
`
`Pq‡08pt-9895
`
`Panmempesseumatemencrxd41sc.
`WomRmoanspMarinkmemrreconcuous,1sc.,ua
`Teaemost
`Daws,huoFaxa,188M61,
`OF MORTGACE
`ASSIGNMENT
`FOR VALUS 10BCElV$5, BENB1r](C1fAL HOMROWNER
`located at .0/O SELECT
`SERVICE CORPORATION,
`PoATPou0
`SERVICENG,INCJ217
`S. DECKER LAKE DRIVE, SALT LARE dith
`UT 841% ASSIGNOS, without
`reconrpedoeshmnby assignand treafbr unm DIJ MORTGAGE CAPITAI,R4C,Incated
`atELEVEN1WADISON AVENCE
`4T8 BLOOR, NSW YORE, NY 10010,ASSIGNEH, its soccessomand assigins,all of Assignor's right, fitle, andintermtht oud
`S. PALIARW AND AAMES A BRADY.. Mogigalipsin
`to that earfain Matgage datmaMAY 20, 2002, made by ValtRIE
`DENEMCIAL ROMEOWNER SERWCR CORPORATION, Original Mortgagee, in the pñne
`;nan of 424155.74 me
`reewded pmMAY21,20821miner/Reel
`1602ntPage328 asDoctanentWo.025&7in the office of
`eCminty CleddReglater for
`MAWSON Cowty, StateofMEWYOREand
`ators pattlemfarly dai@edlastinafter
`afollows
`Il0AL DESCRIPHON:ASDE$CRIBED ON $A10 MORTGAGÈ REFERRED10 HERWJN
`PROPERTYAramms:3989OLD
`$TATEROAD, ERIgyIL1JB.NY13061
`Tats MORTOAGE HABNOT BEEN ASSIGNED
`tights acetnedor to acxxusundernaidMortgage.
`TOGBTHER W1Tfinll
`TO ITAVE AND 'lp HOLD the same wto Assignee, ha ance6ssors,legal repengentativesatxdassips Ibmer. 1.he wont
`or "ssigneo" shall be construed as lf
`or *sssignees" whebews the senseof this hatrement so
`regates. This assipment la not subject to the xc:r.Jre.::::-±: of sootlan 275 onho W Peop
`it read "assiper
`"assigno
`Law becaemeit is en ea"
`•-a
`withh the aramidatyntongage market,
`this Insfmmentthts DECEMBER 14,2016.
`the assighothes doly drocatal
`IN WITNESS·W1EREOP,
`BENEFICIALEOMEOWNER
`SERVICB CORPORATION, BY SEf.WCTPORTFOLIO SERVICDta,1NC
`ATTOWNEYIN FACT, POWEROF AT1002NEY RWCORDED ONOWIS/20163NDocthEMTN0.20164594
`
`AS
`
`RA%bT
`COUNTY0PBONNEVELE
`STATE0F.110ABD
`)as,
`on the 14 day'of DECEMBER 19the year 2016 bef bt6 me, the scM
`., personaly appeared RAE DCTTON pm6mily
`is subscribed16tho½this instrument and acknowledged tome tiethe/she extented
`Imown to me to bathe individualwlegenane
`the indManal, or personupon behawcewhich the
`the sano in hinamecapacity, and that by his/her signature on the h±=-:t
`
`ON, ASSISTANT VICRPRESIDENT
`
`NOTARY PUBl.to
`
`.
`
`Page I of f
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`4.
`
`MADISONCOUNTY-STATEOFNEWYORK
`MICHAELT.KEVILLE,11,COUNTY
`138 NORTH COURT ST, WAMPSVILLE,
`
`CLERK
`NY 13163
`
`***THis PAGE IS PART OF THE DOCUMENT-
`
`DONOT DETACH***
`
`Recording:
`
`Cover
`Record-ing
`Notations
`Cultural
`Records
`Records
`
`Page
`
`Fee
`
`Ed
`Management
`Management
`
`-
`
`-
`coun
`- Stat
`
`Total:
`****
`
`NOTICE:
`
`THIS
`
`IS
`
`NOT
`
`A BILL
`
`5 .00
`25.00
`0.50
`14,25
`1.00
`4. 75
`
`50.50
`****
`
`,
`INSTRUMENT
`
`#:
`
`2018-3048
`
`Receipt#:
`C1erk:
`Rec
`Date:
`Do,c Grp:
`Des cr1p:
`Num Pgs :
`' d Frm:
`Rec
`
`2018340494
`CM
`06/15/2018
`A
`MORTGAGE
`2
`
`RICHMOND
`
`11:13:51
`
`AM
`
`ASSIGNMENT
`
`MONROE
`
`Par
`Par
`
`tyl:
`ty2:
`
`CAPITAL
`DL3 MORTGAGE
`2016-3
`CIM TRUST
`
`INC
`
`POA
`
`Rel ated:
`
`sk:
`
`1602
`
`Pg :
`
`32 8
`
`Record
`
`and
`
`Return
`
`To :
`
`I hereby
`the within
`that
`and forogoittg was
`certify
`tecorded in (bo Cleak's Office fo : Madison County, NY
`
`ELECTRONICALLY
`
`RECORDED
`
`BY SIMPLIFILE
`
`Michael T. Kevlile, H
`Madison County Clerk
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`RecotdingRequestedByt
`EductPartfolieSendcing,Intc.
`W1tearecorded schan to :
`. Richmond Monroe Group
`82Rm Linegar LN
`Branson West, MO.65737
`
`NYMADISON
`
`CORPORATE ASSIGNMENT OF MORTGAtse.
`
`AsslanmentPrepareden:May09.2018
`
`AS$10NOR:DtJ RORTGAGECAPITAL,tuC.BY SElECTPORYPOL1OSERVICING,INC.ITSATTORNEY
`INFACT,atC/0 SELECTPORTFOLl0SERVICING,INC.,32t7S.OECKERLAl(EDRMESALT(AKECITY,UT,
`84119
`AS6IGNEE:IAS,BANKNAYiONALAss0CIATloN, ASINDEN1URETRUSYEE,FORTHECIMTRUST
`2016-4MOR1GAGE-BACKEDNOTEB,SERIES20164, atCfOSELECTPORTFOLIOSERVIC)NG,INC, 3217
`8. OECKERLAKEDRIVE,SALTLAKECHY,UT,84119
`Forvaluereceived,theAssignordoesherebygreat,sell,assign,inmaterandconvey,untotheabovaeamed
`AssignesallInteresttelet thalesitsinMortgageDatedSt20t2002,intheamountbt $122,155.74.execidedby
`VALERIES. PAUARVIANDIAMG$0. BRADYIn BENEFICIALHOMECWNERSERVICECo=0F^.™M nud
`02887,Boolc1602,Page:328InMADI$ONtha**, ha ofNewYodL
`Recorded:Gt£112002,instaunterd#c
`PropeityAddless:3980OLDSTATERD,ERIEVill.E,NY,18061
`DocumentReimences:
`9CNMFICIALHOMEOWNERSERVICECORPORATl0Nto DU
`-AssigtunantDated:i2/1/.acie fe
`MORTGAGECAPITAt,INC.Recorded1/6t2017.Instruments:2017-048,Book:None,Page:None,Recordlag#:
`None
`
`ThtsAssignmentb notsubjecttothetequirementsof $edian275of2:c Ro:! P=pe:htLawbecatmaItis an
`assignmentwilhInthesecondarymortgagemiuket
`TOHAVEANDTOHOLO,thesameuntoAssignee,itasuccessorsandassigns,forever,subIectonlytoth5terms
`andcondllionsottte abowlescdhad Moggage.
`DU MORTGAGECAPITAL,tRC.BYSELECTPORTFOLIOSERVI
`
`INFACT
`
`Stateof UTAH
`Countyof $ALTLAKE
`On
`
`filoholas Wright
`.anetsy PublicIn
`.
`, beforeme,
`Wtr4 .
`ageorurAli, personaltysppeamd LDCPS
`,OtJ MORTGAGECAP4TAt.,INC.BYSELECTPORTFOLtOSERVICING,INo.
`(WiATTORNEYINFACT,poisonallyknowntome(orpmvedb meonthebasisofsatisfactoryevidence)tobethe
`paraon(e)Whosaname(s)166tesubsaibedfothewithininstrumentandecimowledgedf6methathefshe/they
`exactdedthesame111Ns/heatheirauthodredespacity,andthatbyhis/hernhdralgnatineontheInstrumentthe
`person($),of theentityupottbehalfofwhktItheperson(s)aded,executedtheInstiumerA
`dandoilld seal,
`WITNESSmy
`
`Notay Empirea:
`NYRRADISON
`
`/#
`
`688749
`
`NICHOLAS WRIGHF
`NataryFpbscSlamofUtah
`MyCogamissionLvhyson:
`AptII26.M20
`Comm.Numb:F:485N6
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`Exhibit
`
`E
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`December
`
`21, 2017
`
`BRADY
`JAMES
`BRADY
`VALERIE
`ROAD
`3980 OLD STATE
`NY 13061
`ERIEVlLLE,
`
`PLEASE
`
`READ
`
`THIS NOTICE
`
`CAREFULLY.
`
`TAKE
`
`ACTION
`
`TO AVOID_THE
`
`LOSS OF YOUR PROPERTY.
`
`NOTICE
`
`OF DEFAULT
`
`- RIGHT
`
`TO CURE
`
`3
`
`Account
`Property
`
`Number:
`Address:
`
`Dear Customer(s):
`
`3980 OLD STATE
`ROAD
`NY 13061
`ERIEVILLE,
`
`The mortgage
`Deed
`and
`regarding
`rights
`you
`instructed
`action
`take
`Association,
`Portfolio
`
`as a result
`is in default
`payments
`to make
`of your
`prope
`failure
`on your
`loan
`We have
`instrument).
`or Mcrtgage
`of Trust
`you
`letters
`sent
`ecurity
`previously
`this matter.
`in an attem
`about
`to resolve
`This
`provides
`information
`default
`letter
`this
`Select
`the default.
`services
`your mortgage
`Portfolio
`to cure
`inc.
`have
`(SPS)
`Servicing,
`the promissory
`the holder
`to pursue
`on behalf
`of
`remedies
`under
`the Security
`note
`of
`the default
`The Noteholder
`the Cure Date
`on your Loan
`to.cure
`before
`shown
`below.
`the CIM Trust
`Series
`as
`indenture
`Mðrtgage-Backed
`for
`trustee,
`Notes,
`2016--3,
`Inc., PO Box 65250
`Salt Lake City, UT 84165-0250).
`Servicing,
`
`by the Note
`as required
`and
`communications
`the default
`and what
`loan
`has been
`and
`Instrument
`unless
`you
`is U.S. Bank National
`2016-3
`Select
`(c/o
`
`This
`
`letter
`
`provides
`
`notice
`
`of
`
`the following:
`
`The Default
`You
`have
`demand
`
`to make
`failed
`for payment.
`
`payments
`
`under
`
`the Note
`
`and Security
`
`Instrument
`
`as shown
`
`below.
`
`This
`
`letter
`
`is a formal
`
`Action
`To
`cure
`become
`
`the Default
`to Cure
`Required
`the Amount
`you must
`this
`default,
`pay
`the Cure Date
`or before
`listed
`due,on
`
`Required
`below.
`
`to Cure
`
`together
`
`with
`
`payrñ6ñ‡5
`
`which
`
`may
`
`subseqüéntly
`
`Amourd
`Required
`of
`the date
`As of
`Required
`to Cure)
`
`to Cure
`this
`letter,
`as itemized
`
`the Default
`the total
`amount
`below:
`
`due and reqü:red
`
`to cure
`
`the default
`
`on your
`
`loan
`
`is $10,836.27
`
`(Amount
`
`LR0621478
`
`00142216000279010200
`
`

`

`FILED: MADISON COUNTY CLERK 05/02/2019 01:01 PM
`NYSCEF DOC. NO. 36
`
`INDEX NO. EF2018-1849
`
`RECEIVED NYSCEF: 05/02/2019
`
`Payment
`
`due for April
`
`24, 2017
`
`$11,428.00
`
`Total amount
`
`due Includes
`
`Escrow F'aymerds
`
`(TaxesfInsurance)
`
`of $281.00
`
`Accrued
`
`Late Charges
`
`Advances
`
`made
`
`on Customer's
`
`behalf
`
`Escrow
`
`advance
`
`balance
`
`(Deficit)
`
`Total
`
`Amount
`
`Outstanding
`
`balance
`Unapplied
`EREE5iBEERWach
`
`$0.00
`
`$15.00
`
`$0,00
`
`$11,443.00
`
`$606.73
`
`1151151E8BW15
`
`the
`due
`become
`payments
`between
`Additional
`may
`paymeñts
`become
`default
`should
`those
`after
`due,
`they
`this notice
`from the date
`of
`to pay the Amount
`days
`continue
`to be assessed
`to your
`charges
`other
`may
`in addition,
`there may
`be other
`Instrument.
`Security
`behalf
`itemized
`or advanced
`to your
`not
`account
`your
`these
`still owe
`payment
`amounts.
`To obtain
`you
`default,
`SPS at our
`800-635-9698.
`toll
`free
`number
`
`the Cure Date.
`this
`the
`to cure
`If you wish
`and
`letter
`of
`date
`to Cure. You have
`to the Amount
`be added
`Required
`(30)
`thirty
`Fees
`to Cure.
`This Cure Date
`20, 2018.
`Required
`is January
`and
`after
`the
`the date
`pursuant
`to the terms
`account
`of
`letter
`this
`of
`advances
`or corporate
`advances
`that SPS paid
`on
`escrow
`fees,
`the
`letter. While
`required
`to cure
`in this
`these
`amounts
`are not
`the amount
`required
`the loan
`contact
`to bring
`please
`current,
`
`the right
`at a later
`SPS reserves
`amounts
`to demand
`its right
`SPS is not waiving
`date.
`these
`that
`you pay
`not be deemed
`for
`and such
`to Cure,
`Required
`less
`payments
`one or more
`shall
`acceptance
`than
`the Amount
`us a payment
`if you send
`for
`less
`for example,
`the Security
`under
`This means,
`its rights
`of any of
`Instrument.
`the payment
`and because
`this
`to the amount
`due and owing,
`Amount
`Required
`to Cure, we can apply
`payment
`be advised
`that our acceptance
`of any
`cure
`the default,
`towards
`the process
`foreclosure.
`Please
`such
`continue
`or partial
`to refuse
`in the future.
`payment
`not prejudice
`payment
`does
`payment
`our
`right
`such
`
`to accept
`a waiver
`than
`the
`did not
`partial
`
`of Default
`Consequences
`Possible
`secured
`the
`by the Security
`the sums
`default
`to cure
`Failure
`of
`in acce|erauen
`result
`01/20/2018
`on or before
`may
`altemative
`to foreclosure
`a loss mingañon
`unless
`started.
`In other
`been
`the
`Instrument
`has
`and sale
`of
`property,
`amount
`on
`and require
`payment
`in full of
`unpaid
`iremediate
`the entire
`initiate
`SPS may
`foreclosure
`words,
`outstanding
`home. A foreclosure
`loss of
`that
`lose
`will
`the property
`the account.
`you may
`your
`result
`If
`in the involuntary
`happens,
`acquire
`of
`and you may
`be
`via sale
`to the lender
`person may
`the property
`by means
`foreclosure
`and sale,
`or another
`be incurred.
`foreclosure
`is initiated,
`fees
`and costs may
`evicted.
`Once
`amounts
`for
`legal
`These
`sums
`can
`additional
`.be added
`to amounts
`by the Security
`be required
`to be
`be significant.
`and they may
`secured
`Instrument,
`They may
`to the extent
`if you wish
`to reinstate
`the loan
`permitted
`foreclosure
`is Initiated.
`after
`or satisfy
`by law,
`paid,
`
`in the Security
`as provided
`the
`If you meet
`to cure
`the
`to reinstate,
`conditinns
`after
`You
`acceleration.
`right
`have
`This means
`been
`that
`but prior
`inltlated
`even
`foreclosure
`has
`once
`you
`to sale.
`after
`reinstate
`you may
`Instrument,
`stopped
`Instrument
`enforcement
`of
`the Security
`the
`and Security
`and
`your Note
`have met
`will
`the
`be
`conditions,
`You will have
`as If demand
`in full had not been made.
`this
`right at any
`time
`for payment
`before
`will
`Instrument
`remain,
`sale of
`five days
`before
`the property
`of sale
`granted
`by the Security
`of:
`under
`power
`the earliest
`Instrument;
`(a)
`any
`(b)
`of your
`right
`to have
`period
`as
`law might
`for
`termination
`another
`enforcement
`of
`the
`spplicable
`the
`loan
`specify
`SPS
`a judgment