FILED: MONTGOMERY COUNTY CLERK 04/18/2022 02:19 PM
`NYSCEF DOC. NO. 7
`
`INDEX NO. EF2022-8
`
`RECEIVED NYSCEF: 04/18/2022
`
`SUPREME
`
`COUNTY
`
`COURT OF THE STATE
`OFMONTGOMERY
`
`OF NEW YORK
`
`------------------------------------------------------X
`
`Index
`
`No.
`
`E F2022-008
`
`JE FFERSON
`
`CAPITAL
`
`SYSTEMS,
`
`LLC
`
`-against-
`
`ME LISSA
`
`MOAK,
`
`Plaintiff
`
`Defendant
`
`AFFIDAVIT
`AND SALE
`
`OF PURCHASE
`OF ACCOUNT
`
`BY DEBT
`
`SELLER
`
`------------------------------------------------------X
`
`Account
`
`No.
`
`Ending
`
`in 9800
`
`PLEASE
`
`TAKE
`
`NOTICE
`
`attached
`
`please
`
`find
`
`the
`
`Affidavit
`
`of
`
`Facts
`
`and
`
`Sale
`
`of
`
`Account
`
`by BLUESTEM
`
`BRANDS,
`
`INC.
`
`1 of 14
`
`

`

`FILED: MONTGOMERY COUNTY CLERK 04/18/2022 02:19 PM
`NYSCEF DOC. NO. 7
`
`INDEX NO. EF2022-8
`
`RECEIVED NYSCEF: 04/18/2022
`
`.
`
`AFFIDAVIT
`
`OF PURCHASE
`
`AND SALE OF ACCOUNT
`
`BY DEBT
`
`SELLER
`
`The undersigned,
`
`being
`
`duly
`
`sworn,
`
`deposes
`
`and says:
`
`(Debt
`
`Buyer
`
`Actions)
`
`1.
`
`2.
`
`3.
`
`4.
`
`I am anemployee
`and I have personal
`("Debt
`Inc.
`of Bluestem Brands,
`of and access to
`knowledge
`Seller"),
`Inc. books
`Bluestem Brands,
`and records
`("Business
`electronic
`to a
`Records"),
`records,
`relating
`including
`consumer
`accounts
`by or assigned
`pool of charged-off
`Inc.
`from
`credit
`purchased
`to Bluestem Brands,
`WEBBANK
`the
`on March
`of
`195, 2020 (the "Purchase"),
`which
`included
`the accounts
`("Accounts")
`in the exhibits
`hereto and incorporated
`herein. As part of
`consumers
`identified
`attached
`("Consumers")
`Purchase, WEBBANK
`its interest
`assigned
`all of
`in the Accounts
`to Bluestem Brands,
`Inc., and it
`transferred
`Business
`Records
`to the Accounts
`Inc. The receivables
`to Bluestem
`associated
`Brands,
`relating
`with the Accounts,
`of Santander Consumer
`by Bluestem Brands,
`Inc. on behalf
`Inc., were
`serviced
`USA,
`likewise
`to Bluestem Brands,
`Inc. as part of
`transferred
`the Purchase.
`
`the
`
`In my position,
`of Bluestem
`knowledge
`I also have personal
`for creating
`Inc. procedures
`and
`Brands,
`sale and assignment
`its Business Records,
`to the purchase,
`its procedures
`relating
`maintaining
`including
`consumer
`credit
`Bluestem Brands,
`Records were made in the regular
`Inc. Business
`accounts.
`course
`of
`to make the Business Records.
`and it was the regular
`course of such business
`The Business
`business,
`Records were made at or near
`the events
`reconled.
`the time of
`Based on my knowledge
`of Bluestem
`Inc. Business Records,
`I have personal
`knowledge
`of
`forth in this affidavit
`the facts set
`Brands,
`
`of
`
`a pool
`Inc. sold or assigned
`268, 2020, Bluestem Brands,
`On March
`of charged-off
`credit
`consumer
`which
`LLC (the "Sale"),
`the Accounts
`to Jefferson
`of
`included
`the Consumers.
`Capital
`accounts
`Systems,
`all of
`Inc. assigned
`its interest
`in the Accounts,
`Santander
`At
`that
`time, Bluestem Brands,
`including
`Consumer
`in the receivables,
`and including
`the right
`from the Accounts,
`Inc.
`interest
`to any proceeds
`USA,
`to the Accounts
`were
`Capital
`LLC. As part of
`the Sale, Business
`to Jefferson
`Records
`Systems,
`relating
`Capital
`transfened
`to Jefferson
`LLC.
`those Business Records
`had been created
`Prior
`to the Sale,
`Systems,
`Inc. business. A true and correct
`and maintained
`of Bluestem
`in the ordinary
`course
`the bill
`copy of
`Brands,
`of sale or written
`the Accounts
`is attached
`as an exhibit
`to this affidavit
`assignment
`
`of
`
`the time of Sale, each Consumer
`At
`owed the amount
`and made a part hereof, which
`also sets forth
`hereto
`interest
`if applicable,
`of any post-charge-off
`amounts,
`credits
`or payments made by or on behalf
`charge-off
`
`their name in an exhibit
`attached
`opposite
`forth
`set
`of
`the charge-offbalance
`the amount
`the total
`and,
`less any post-
`and post-charge-off
`fees and charges,
`of each respective
`Consumer.
`
`The above
`
`statements
`
`are true and correct
`
`to thebest
`
`of my personal
`
`knowledge.
`
`Dated:
`
`April
`
`16, 2020
`
`Swom to before me this 16 day of April,
`
`2020.
`
`Si
`
`(ture
`
`- Collections
`Philip, Ott
`- Title
`Name
`
`Analyst
`
`ary Public
`
`..
`
`.. _ ...
`
`9 AMY ELIZABETH ANDINO
`
`Notary Public
`State of Minnesota
`My Commission Expires
`Jan uary S t 2023
`
`1053
`
`FHT-SCUSA -FF
`
`2 of 14
`
`

`

`FILED: MONTGOMERY COUNTY CLERK 04/18/2022 02:19 PM
`NYSCEF DOC. NO. 7
`
`INDEX NO. EF2022-8
`
`RECEIVED NYSCEF: 04/18/2022
`
`ABidavit
`
`of Facts and Sale of Account
`
`- Blanket Affidavit
`
`- JCAP
`
`CERTIFICATE
`
`OF CONFORMITY
`
`STATE OF MDvNESOTA
`COUNTY OF HENNEPIN
`
`at
`is an attorney
`that he/she
`does hereby
`The undersigned
`in the State
`to practice
`law duly admitted
`certify
`of Minnesota,
`that he/she
`in the State of Minnesota;
`is a person
`of Hennepin
`and is a resident
`county,
`duly
`qualified
`to make
`of conformity
`to the laws of
`the
`this
`certificate
`the State of Minnesota;
`that
`pursuant
`acknowledgment
`by Philip Ott named
`in the foregoing
`instrument
`taken
`before
`a
`foregoing
`Amy Anding
`in the State of Minnesota
`was taken on April
`16, 2020 in the manner
`prescribed
`by such laws of
`the
`notary
`State of Minnesota,
`with
`the State in which
`it was taken;
`and that
`it duly
`conforms
`such laws and is
`being
`in all
`respects
`valid
`and effective
`in such state.
`
`Date
`
`d T. Nftebell
`Ha'r
`Licensed
`Attomey
`
`(
`to Practice
`
`in the State of Minnesota
`
`1053
`
`3 of 14
`
`

`

`FILED: MONTGOMERY COUNTY CLERK 04/18/2022 02:19 PM
`DocuSign Envelope ID 0A322453-512D-4F63-81C3-A23CD11DO2BB
`NYSCEF DOC. NO. 7
`
`INDEX NO. EF2022-8
`
`RECEIVED NYSCEF: 04/18/2022
`
`STAMMRD-MRTT-SCUSA-40.
`
`EXECUTION
`
`DELQ 0320 BSBINC 202003
`
`ASSIGNMENT
`
`B
`EXHIBIT
`AND BILL
`
`OF SALE
`
`Inc.
`Bluestem
`(for
`Brands,
`a Purchase
`into
`has entered
`and associated
`receivables,
`upon
`Systems,
`LLC("Buyer")
`
`"Seller")
`accounts
`Capital
`
`USA Inc.,
`Consumer
`Santander
`and as agent
`for
`itself
`for
`20, 2020
`dated February
`Agreement
`("Agreement")
`("Purchased
`in Schedule
`1 hereto
`described
`Accounts"),
`in that Agreement.
`set
`forth
`the terms
`and conditions
`
`collectively
`the sale of
`to Jefferson
`
`AND BILL
`This ASSIGNMENT
`OF SALE
`1 which
`included
`is hereby
`by reference,
`26, 2020.
`of March
`Date
`
`Schedule
`
`Closing
`
`is for
`delivered
`
`the Purchased
`by Seller
`
`described
`as further
`Accounts,
`to Buyer
`26, 2020 with
`on March
`
`in
`a
`
`THEREFORE,
`NOW,
`to Buyer
`transfers
`all
`rights,
`in the Agreement.
`
`for
`and
`good
`and interest
`
`title
`
`valuable
`consideration,
`one of
`in each and every
`
`Seller
`hereby
`the Purchased
`
`sells,
`Accounts
`
`and
`assigns
`described
`
`AND BILL
`without
`This ASSIGNMENT
`except
`or warranties
`recourse
`is executed
`OF SALE
`the Agreement.
`and within
`for herein
`and provided
`stated
`in Seller's
`contained
`of
`the information
`All
`(a) constitutes
`the Purchased
`own
`business
`records
`Accounts
`Accounts
`Seller's
`Information
`and
`regarding
`in Seller's
`the information
`about
`the Purchased
`in all material
`Accounts
`respects
`reflects
`(b) accurately
`has been kept
`possession.
`Accounts
`in the regular
`of Seller's
`All
`of Seller's
`Information
`course
`business,
`from information
`the event
`and recorded
`by (or
`and was made or compiled
`at or near
`of
`the time
`transmitted
`of
`by) a person
`into
`knowledge
`in Seller's
`or
`(i) with
`the data entered
`and maintained
`records
`business
`(ii)
`in Seller's
`who caused
`the data to be entered
`into and maintained
`business
`records.
`It
`is the regular
`practice
`of Seller's
`to maintain
`and compile
`such data.
`business
`
`as
`
`IN WITNESS
`
`WHEREOF,
`
`Seller
`
`has signed
`
`and delivered
`
`this instrument
`
`on the March
`
`26, 2020.
`
`Seller:
`
`Inc.
`Bluestem
`Brands,
`Cloud Dr
`7075 Flying
`Eden Prairie, MN 55344
`
`By:
`
`J. Winshi
`Richard
`SVP, Credit Operations,
`
`Credit Management
`
`USA Inc.
`Santander
`Consumer
`as agent
`By: Bluestem
`Brands,
`Inc.,
`
`By:
`
`,
`
`''
`
`J. Winship
`Richard
`SVP, Credit Operations,
`
`Credit Management
`
`Page 3
`
`4 of 14
`
`

`

`FILED: MONTGOMERY COUNTY CLERK 04/18/2022 02:19 PM
`DocuSign Envelope ID 0A322453-512D-4F63-81C3-A23CD11DO2BB
`NYSCEF DOC. NO. 7
`
`INDEX NO. EF2022-8
`
`RECEIVED NYSCEF: 04/18/2022
`
`STANDARD- MUT-SCUSA- 4.0"
`
`EXECUTION
`
`EXHIBIT
`
`E
`
`AFFIDAVIT
`
`OF ACCOUNT
`OF SALE
`BY DEBT
`SELLER
`
`State of Minnesota
`of Hennepin
`County
`
`Richard
`
`J. Winship
`
`being
`
`duly
`
`sworn,
`
`deposes
`
`and says:
`
`I am the SVP, Credit Operations,
`to this action.
`I am over
`18 and not a party
`I am a custodian
`of certain
`In that
`of Bluestem
`("Bluestem").
`capacity,
`Inc.,
`Brands,
`"Debt
`and affiliates
`of
`its subsidiaries
`Bluestem
`and certain
`(altogether,
`Seller"),
`stored
`business
`records.
`process
`the sale and assignment
`of electronically
`
`of
`
`Credit Management
`and records
`books
`of
`and am aware
`
`of
`the
`
`as they relate
`in the records
`information
`and records
`and maintains
`certain
`owns
`Bluestem
`accounts,
`set
`in this affidavit
`on
`forth
`I am authorized
`to make
`the statements
`and representations
`to such accounts.
`USA Inc.
`("SCUSA").
`SCUSA
`owns
`Consumer
`is the agent
`of Santander
`Bluestem
`behalf
`of Bluestem.
`maintains
`information
`in the
`associated
`with
`and Bluestem
`and records
`certain
`receivables
`the accounts,
`I am authorized
`to make
`the statements
`and representations
`set
`to such receivables.
`records
`relate
`as they
`herein
`are true and correct
`to the best
`on behalf
`The
`set
`forth
`forth
`in this
`aflidavit
`of SCUSA.
`statements
`on either
`personal
`knowledge
`or
`of
`the business
`and belief,
`based
`review
`of my
`information,
`knowledge,
`of
`the Bluestem.
`records
`
`of, and access
`knowledge
`include
`my duties
`for Bluestem
`records
`of
`As a custodian
`to,
`having
`records
`are kept
`(as defined
`These
`below).
`and Receivables
`to the Accounts
`records
`business
`by
`relating
`of Bluestem
`for an
`course
`of business
`and it was in the regular
`in the regular
`course
`of business,
`Bluestem
`or opinion
`with
`personal
`of
`the act, event,
`recorded
`to
`or
`representative
`knowledge
`employee
`condition,
`in such memorandum
`or
`make memorandum
`or
`records
`to transmit
`information
`thereof
`to be included
`or
`and that
`the records
`the act and/or
`recorded
`or
`were made
`at or near
`the time
`of
`event
`records;
`reasonably
`soon thereafter.
`
`On Mamh
`a pool
`2020, Bluestem
`sold
`26*,
`and Sale Agreement
`to Jefferson
`and a Bill
`of Sale
`the Accounts
`assigned
`and
`conveyed
`sold,
`previously
`herein
`as attached
`hereto
`and incorporated
`Assignment,
`
`accounts
`of charged-off
`("Accounts")
`("Buyer").
`LLC
`Capital
`Systems,
`to Bluestem
`pursuant
`to
`by reference.
`
`a Bill
`
`by a Purchase
`WebBank
`had
`of Sale
`and
`
`Original
`
`Creditor
`
`creditor
`original
`The
`(CIT
`16, 2010.
`to MetaBank
`
`for
`Bank
`was CIT
`sold, assigned
`previously
`pursuant
`to an Account
`
`February
`17, 2010,
`Agreement").
`
`between
`originated
`accounts
`the Accounts
`and conveyed
`Transfer
`Agreement
`dated
`
`September
`originated
`
`February
`
`and
`2003
`29,
`to February
`prior
`("C_IT
`5, 2010)
`
`accounts
`conveyed
`Agreement
`
`between
`originated
`for accounts
`MetaBank
`originated
`and
`1, 2012
`between
`July
`originated
`the Accounts
`to WebBank
`("MetaBank
`dated
`June 28, 2012)
`
`February
`present.
`the
`prior
`to July
`Agreement").
`
`for
`or WebBank
`and June 30, 2012
`17, 2010
`and
`assigned
`(MetaBank
`sold,
`previously
`pursuant
`to an Account
`Transfer
`1, 2012,
`
`WebBank
`
`is the original
`
`creditor
`
`for all Accounts
`
`that were
`
`originated
`
`after
`
`July
`
`1, 2012.
`
`Page
`
`9
`
`5 of 14
`
`

`

`FILED: MONTGOMERY COUNTY CLERK 04/18/2022 02:19 PM
`DocuSign Envelope ID 0A322453-512D-4F63-81C3-A23CD1
`1DO2BB
`NYSCEF DOC. NO. 7
`
`INDEX NO. EF2022-8
`
`RECEIVED NYSCEF: 04/18/2022
`
`STANDARD-HRTr-SCUSA-40"
`
`EXECUTION
`
`Sale and Transfer
`
`of Receivables
`
`WebBank
`had previously
`of Sale, dated March
`19, 2020.
`
`sold,
`
`Bill
`
`assigned
`
`and conveyed
`
`the Receivables
`
`to Bluestem
`
`pursuant
`
`to a
`
`SCUSA
`
`purchases
`
`the
`
`receivables
`
`associated
`
`with
`
`the
`
`underlying
`
`charged-off
`
`accounts
`
`from
`
`Bluestem.
`
`On March
`26,
`charged-off
`underlying
`Buyer.
`(Bluestem
`has all
`for SCUSA).
`
`associated
`the receivables
`for SCUSA,
`sold
`as agent
`2020,
`Bluestem,
`Bill
`Agreement
`and related
`by a Purchase
`accounts
`("Receivables")
`to Buyer
`said Receivables
`rights
`to sell, assign
`and authority
`and convey
`
`with
`the
`of Sale
`to
`as agent
`
`Sale and Transfer
`
`of Accounts
`
`Bluestem
`which
`
`and absolute
`is the sole
`includes
`the right
`to enforce,
`
`owner
`file
`
`of,
`suit,
`
`and has good
`settle
`collect,
`
`and marketable
`or
`take any similar
`
`to, each
`title
`action.
`
`of
`
`the
`
`Accounts,
`
`to the sale, Debt Seller
`Pursuant
`conveyed,
`transferred,
`granted,
`assigned,
`sold,
`to Buyer
`and marketable
`and assigns,
`and
`its
`and
`title
`good
`successors
`delivered
`associated
`and clear
`Receivables
`and any unpaid
`balance
`free
`of any encumbrance,
`aware
`of
`errors
`in the Accounts
`claim
`or
`interest.
`I am not
`charge,
`security
`any
`Receivables.
`
`set over
`bargained,
`to the Accounts
`and
`equity,
`lien,
`pledge,
`or
`the
`associated
`
`with
`In connection
`records
`and other
`electronic
`and the Receivables,
`the Accounts
`the sale of
`were
`Records").
`("Transferred
`made
`to the Buyer
`to or otherwise
`transferred
`The Transferred
`Records
`available
`are kept
`of business
`in the regular
`in the regular
`by Bluestem
`of business,
`course
`course
`and it was
`or
`personal
`Bluestem
`the act, event,
`or opinion
`an employee
`with
`knowledge
`of
`representative
`condition,
`in such
`to make memorandum
`recorded
`thereof
`to be included
`or
`records
`or
`to transmit
`information
`memorandum
`or
`and that
`the records were made
`at or near
`the time of
`the act and/or
`event
`recorded
`records;
`or
`soon thereafter.
`To the extent
`the Transferred
`Records
`include
`that were prepared
`that
`records
`reasonably
`by a third
`of Bluestem
`as a business
`are records
`that were
`incorporated
`into
`the records
`record
`party,
`they
`and the accuracy
`of such records
`are relied
`upon
`in the regular
`of business.
`by Bluestem
`course
`
`of
`
`The above
`this Mamh
`
`statements
`26, 2020.
`
`Signed
`
`are true to the best of my knowledge.
`
`J. Wins)
`Richard
`p
`SVP, Credit Operations,
`Bluestem
`Inc.
`Brands,
`
`Credit Management
`
`and sworn
`Subscribed
`Credit Management
`Operations,
`
`to before me this 26 day of March,
`of Bluestem.
`
`2020 by Richard
`
`J. Winship,
`
`SVP, Credit
`
`Notary
`
`Public
`
`si
`
`UNDA KAYEL ER
`
`Minnesota
`My CommissionExpires
`Jan31,2023
`
`Page
`
`10
`
`6 of 14
`
`

`

`INDEX NO. EF2022-8
`
`FILED: MONTGOMERY COUNTY CLERK 04/18/2022 02:19 PM
`RECEIVED NYSCEF: 04/18/2022
`NYSCEF DOC. NO. 7
`balance,
`Account.
`credMlimit.
`U.S.
`financial
`or
`not
`payment
`for
`Chart
`payment
`for
`Agreemst
`your
`If
`other
`its
`"your"
`is
`Is
`my
`this
`costs
`is
`individually
`fogowing
`the
`ng
`the
`you
`
`balanceone
`wil
`reduce
`any
`toa
`wil
`terms
`agree
`authorized
`you
`the
`household
`can
`exceed
`7/11/2017
`"minimum
`default.
`(5)
`(3)
`charge.
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`applicadon
`pmtest,
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`under
`off
`ebBank
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`wish,
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`We
`approximately
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`RECEIVED NYSCEF: 04/18/2022
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