FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`
`Exhibit
`
`H
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`: ORANGE
`FILED
`COUNTY
`DOC. NO.
`NYSCEF
`1
`
`INDEX NO. EF009372-2018
`
`EF009372-2018
`INDEX
`RECEIVED NYSCEF: 03/27/2019
`NO.
`09/07/2018
`RECEIVED
`NYSCEF:
`
`SUPREMB
`COUNTY
`
`OF THE STATE OF NEW YORK
`COURT
`OF ORANOB
`
`Weils Fargo Bank, NA,
`
`SUMMONS
`
`AND NOTICE
`
`Index No.
`
`Date Filed:
`
`"JOHN
`Nathan Hoyt,
`said name being fictitious,
`DOE",
`of Plaintiff
`being the intention
`to designate
`any and all
`occupants
`and any
`ofpromises
`being foreclosed
`herein,
`or entities,
`if any, having
`or claiming
`corporations
`parties,
`or lica upon the mortgaged
`interest
`premises,
`Defendants.
`
`it
`
`an
`
`PROPERTY
`
`ADDRESS:
`
`65 Old Cahoonzie Road, Sparraw Bush, NY 12780
`
`TO THE ABOVE NAMED DEFENDANTS:
`
`YOU ARE HEREBY
`
`SUMMONED
`
`to answer
`
`the cer-'±‡
`
`in this action and to serve
`
`a copy of your answer,
`
`or a notice of appca-añce
`
`on the attorneys
`
`for
`
`the Plaintiff
`
`within
`
`thirty
`
`(30) days after
`
`the service
`
`of
`
`this ::-----¬,
`
`exclusive
`
`of
`
`the day of service.
`
`The United
`
`States of
`
`America,
`
`if designated
`
`as a def=dant
`
`in this action, may appear within
`
`sixty
`
`(60) days of service
`
`hereof.
`
`In case of your
`
`failure
`
`to appear or answer,
`
`judg==‡
`
`will
`
`be taken against
`
`you by
`
`default
`
`for
`
`the relief
`
`demanded
`
`in the complaint.
`
`18-075251
`
`Summons and Notice
`
`Page 1 of3
`
`Filed in Orange County
`
`09/07/2018
`
`05:02:46
`
`PM 30.00
`
`Bko5132
`
`Pg: 1859
`
`Index: # EF009372-2018
`
`Clerk: JM
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`: ORANGE
`[FILED
`NYSCEF
`DOC. NO.
`1
`
`COUNTY
`
`CLERK
`
`09/07/2018
`
`05:02
`
`Phg
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`NO. EF009372-2
`018
`INDEX
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2
`
`018
`
`NOTICE
`
`OF NATURE
`
`OF ACTION
`
`AND RELIEF
`
`SOUGHT
`
`THE OBJECT
`
`of
`
`the above captioned
`
`action
`
`is to foreclose
`
`a Mengage
`
`to secure $247,250.00
`
`and interest,
`
`recorded
`
`in the Orange County Clerk's Office
`
`on October
`
`2, 2013, at Book
`
`13657 of Mangages,
`
`page 1228 covering
`
`premises
`
`known
`
`as 65 Old Cahoonzie
`
`Road, Sparrow Bush, NY 12780.
`
`The relief
`
`sought
`
`in the within
`
`action is a fmal
`
`judgment
`
`d3-4g
`
`the sale of
`
`the premises
`
`described
`
`above to satisfy
`
`the debt secured by the Mortgage
`
`desenhd
`
`above.
`
`Plaintiff
`
`desipates
`
`Orange County
`
`as the place of
`
`trial,
`
`Venue
`
`is based upon the County
`
`in which
`
`the mortgaged
`
`premises
`
`is situated.
`
`18-075251
`
`Summons and Notice
`
`Page 2 of3
`
`2 of
`
`3
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`F1LED
`: ORANGE
`DOC. NO.
`1
`NYSCEF
`
`COUNTY
`
`CLERK
`
`09/07/2019
`
`05:
`
`02
`
`PB4
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`IN DEX NO. E F009372-2018
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2018
`
`YOU ARE IN DANGER
`
`NOTICE
`OF LOSING
`
`YOUR HOME
`
`BY
`AND COMPLAINT
`IF YOU DO NOT RESPONpTO
`SUMMONS
`THIS
`A COPY OF THE ANSWER
`FOR THE MORTGAGE
`ON THE ATTORNEY
`SERVING
`·COMPANY WHO FILED
`YOU AND
`FORECLOSURE
`AGAJNST
`PROCEEDING
`THIS
`MAY BE
`THE ANSWER
`A DEFAULT
`WITH
`THE COURT,
`JUDGMENT
`FILING
`AND YOU CAN LOSE YOURHOME.
`ENTERED
`
`OR GO TO THE COURT WHERE YOUR CASE IS
`TO AN.ATTORNEY
`SPEAK
`ON HOW TO ANSWER
`FOR FURTHER
`PENDING
`INFORMATION
`THE SUMMONS
`AND PROTECT
`YOUR PROPERTY.
`
`A PAYMENT
`SENDING
`FORECLOSURE
`ACTION.
`
`THIS
`
`TO.YOUR
`
`MORTGAGE
`
`COMPANY WILL
`
`NOT STOP
`
`A COPY OF THE ANSWER
`YOU MUST RESPOND
`BY SERVING
`ON THE
`FOR THE PLAINTIFF
`(MORTGAGE
`ATTORNEY
`AND FILING
`THE
`COMPANY)
`THE COURT.
`ANSWER WITH
`C d w
`
`Dated:
`
`& BARAK,
`
`Esq.
`
`Karl
`E.
`I(olkmann,
`Associate
`Attorney
`DICARO
`SHAPlRO,
`for Plaintiff
`Attorneys
`175 Mile
`Boulevard
`Crossing
`New York
`14624
`Rochester,
`247-9000
`(585)
`Fax:
`247-7380
`(585)
`Our File No.
`18-075251
`
`LLC
`
`18-075251
`
`Summons and Notice
`
`Page 3 of3
`
`3 o f
`
`3
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`; ORANGE
`COUNTY
`C
`(fŽLED
`2
`NYSCEF DOC. NO.
`
`INDEX NO. EF009372-2018
`
`018
`NO. EF00 9372-2
`RECEIVED NYSCEF: 03/27/2019
`INDEX
`NYSCE F: O9/07 /2018
`
`RECEIVED
`
`SUPREME
`COUNTY
`
`COURT OF THE STATE OF NEW YORK
`OF QRANGE
`
`Wells Fargo Bank, NA,
`
`PlaintiE'
`
`-against-
`
`said name being
`"JOHN DOE",
`Nathan Hoyt,
`fictitious,
`to designate
`any and all
`of Plaintiff
`being the intennon
`occupants
`of premises
`being foreclosed
`and any
`herein,
`or entities,
`if any, having
`or clei-..ing
`corporations
`parties,
`or
`lien upon the mortgaged
`interest
`premises,
`Defendants.
`
`it
`
`an
`
`MORTGAGE
`COMPLAINT
`
`FORECLOSURE
`
`Index No.
`
`Date Filed:
`
`The Plaintiff
`
`herein,
`
`by its Attorneys,
`
`Shapiro, DiCaro & Barak,
`
`LLC,
`
`cc=plaims
`
`ofthe
`
`±h±=:3
`
`above named,
`
`and for
`
`its cause of action,
`
`alleges that:
`
`ging
`
`The Plaintiff
`
`herein,
`
`at all
`
`times he±.an..m--tin-d
`
`was and
`
`still
`
`is a duly authorized
`
`National
`
`Associ-d~:,
`
`existing
`
`under
`
`the laws of
`
`the United
`
`States of
`
`America
`
`and having
`
`an office
`
`at c/o Wells Fargo Bank, N.A.
`
`3476 Stateview
`
`Blvd, MAC#
`
`X7801-013
`
`(FC), Fort Mill,
`
`South Carolina
`
`29715.
`
`PLAINTIFF
`FURTHER
`UPON INFORMATION
`
`ALLEGES
`AND BELIEF
`
`Second:
`
`The defendants
`
`set forth in Schedule
`
`"A"
`
`reside or have a place
`
`of½=i-
`
`at the address
`
`set
`
`forth therein
`
`and are made dethts
`
`in this action in the
`
`capacitics
`
`therein
`
`alleged
`
`and for
`
`the purpose
`
`of
`
`foreclosing
`
`and ext'npi±ing
`
`any other
`
`right,
`
`title or interest
`
`said defendants may have in the subject p'amica•.
`
`18-075251
`
`Complaint
`
`Page 1 of8
`
`Filed in Qrange County
`
`09/07/2018
`
`05:02:46
`
`PM 30.00
`
`Elo5182
`
`Pg: 1859
`
`Index: # EF009372-2018
`
`Clerk: JM
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`GE CO
`2
`
`NYSCEF
`
`DOC. NO.
`
`5 : 02
`
`PNg
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`NO. EF00 9372-2018
`INDEX
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2018
`
`S.jgi..i
`
`The United
`
`States of Ameri
`
`The People
`
`of
`
`the State of New
`
`York,
`
`The State Tax Commission
`
`of
`
`the State ofNew
`
`York,
`
`the Industrial
`
`r'a==iai=er
`
`of
`
`the
`
`State of New York
`
`and all other agencies
`
`or int-2-e.-'iti=
`
`of
`
`the Federal,
`
`State or local
`
`government
`
`(by whatever
`
`name designated)
`
`if made parties
`
`to this action and if appearing
`
`in
`
`Schedule
`
`"B", are made parties
`
`solely
`
`by reason of
`
`the interest
`
`set forth in Schedule
`
`"B" and for
`
`no other
`
`reason.
`
`EggIgn
`
`He=tche,
`
`the dehdent(s),
`
`Nathan Hoyt,
`
`for
`
`the purpose
`
`of
`
`securing
`
`to Wells Fargo Bank, N.A.,
`
`its successors
`
`and assigns,
`
`the sum of $247,250.00,
`
`duly
`
`made a certain
`
`bond, note,
`
`-ªªatian,
`
`extension, modi'i=±ib-.,
`
`recasting,
`
`or assimphn
`
`agreement,
`
`as the case may be, wha-J.n
`
`and whereby
`
`they bound themselves,
`
`their heirs,
`
`-M-h'-Mrn
`
`them,
`
`in
`
`executors,
`
`and assigns, and each and every one of
`
`jointly
`
`and severally,
`
`the amount
`
`of said sum ofmoney,
`
`all as more fully
`
`appears together with the terms of
`
`tepayment
`
`of said sum or rights of Wells
`
`Fargo Bank, N.A.,
`
`its successors
`
`and assigns,
`
`in said band, note or
`
`other
`
`i.=eelmet,
`
`a copy of which
`
`is attached
`
`hereto and made a part hereof.
`
`F..iGh;
`
`As security
`
`for
`
`the payment
`
`of said indebtedness,
`
`a mortgage
`
`was see*4
`
`acknowledged
`
`and delivered
`
`to Wells Fargo Bank, N.A. moorded
`
`in the Orange
`
`County Clerk's Office
`
`on October
`
`2, 2013, at Book
`
`13657 of Mangagcs,
`
`page 1228, wherein
`
`and
`
`whereby
`
`the mortgagor(s)
`
`named therein mortgaged,
`
`bargained,
`
`granted
`
`an interest
`
`in and/or
`
`sold
`
`to the mangasco,
`
`its successors
`
`and assigns,
`
`the p=misee more particularly
`
`described
`
`therein,
`
`heminafte-
`
`called "martgaged
`
`premises",
`
`under
`
`certain
`
`conditions
`
`with rights,
`
`duties and
`
`privileges
`
`between
`
`or among
`
`them as more fully
`
`appears in said mengage,
`
`a copy of which
`
`is
`
`attached
`
`hereto and made a part hereof.
`
`18-075251
`
`Complaint
`
`Page 2 of 8
`
`2 of
`
`43
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`: 02 N
`NYSCEF DOC. NO. 21
`: ORANGE
`|PILED
`NYSCEF DOC. NO.
`2
`
`COUNTY
`
`CLERK
`
`0 9/ O 7 /2018
`
`05
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`NO. EF00 9372-2
`018
`INDEX
`
`RECEIVED
`
`NYSCEF:
`
`09/07
`
`/2 018
`
`Sixth:
`
`The Plaintiff
`
`is the current
`
`owner
`
`and holder
`
`of
`
`the subject
`
`mortgage
`
`and note, or has been delegated
`
`the satharity
`
`to institute
`
`a mortgago
`
`bracles=a
`
`action
`
`by the owner
`
`and holder of
`
`the subject mortgage
`
`and note.
`
`If Plaintiff
`
`is not
`
`the original
`
`owner
`
`and holder
`
`of
`
`the subject note and mortgage
`
`then i=fesmation
`
`regarding
`
`the chain of
`
`title will
`
`be
`
`cen+.ened in Schedule
`
`"D".
`
`Seventh:
`
`The said mortgage
`
`was duly recorded
`
`and the mortgage
`
`tax due
`
`thereon was duly paid on the recorded
`
`1-.±=rt
`
`in the proper County Clerk's Office
`
`at
`
`the
`
`place and time which
`
`appears thereon.
`
`Plaintiff
`
`shall pay the requisite
`
`==:tg=ge
`
`tax attributed
`
`to
`
`the MediEeetion
`
`Ag-e--_',
`
`if any, prior
`
`to Judgment
`
`of Foreclosure
`
`and Sale.
`
`Bishth:
`
`The defendant(s),
`
`Nathan Hoyt,
`
`so named,
`
`have failed
`
`and
`
`neglected
`
`of said mortgage,
`
`and failing
`
`to comply with the canditione
`
`bond or note by omitting
`
`to pay the manth'y
`
`p=y==nts
`
`of principal,
`
`interest,
`
`taxes, assesmets,
`
`water
`
`rates, ½==•~a
`
`premirans,
`
`escrow and/or other charges.
`
`Ninth:
`
`Heretofore
`
`and prior
`
`to the co--_encement
`
`of
`
`this action,
`
`part
`
`of
`
`the original
`
`principal
`
`sum may have been paid to apply on said indebtedness
`
`and there remains
`
`due the amount
`
`set forth in Schedule
`
`"C".
`
`_Tiggk
`
`In order
`
`to protect
`
`its security,
`
`the plaintiff
`
`has paid, or will
`
`pay,
`
`as may be compcHad
`
`during
`
`the pendency
`
`of
`
`this action,
`
`local
`
`taxes, assessments, water
`
`rates,
`
`insurance
`
`;
`
`-.i=s,
`
`i=pcct'ans
`
`and other charges efrac+ing
`
`the =od.gaged
`
`p=mises,
`
`and the
`
`plaintiff
`
`requests
`
`that any sums thus paid by it
`
`for said purposcs
`
`(together with interests
`
`thereon)
`
`should
`
`be added to the sum otherwise
`
`due and be deemed
`
`secured by the said maItgage
`
`and be
`
`adjudged
`
`a valid
`
`lien on the acitgagad
`
`premises,
`
`the amount
`
`of which will
`
`ultimately
`
`be
`
`determined
`
`by the Court.
`
`18-075251
`
`Complaint
`
`Page 3 of 8
`
`3 of
`
`43
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`: OW
`NYSCEF DOC. NO. 21
`:~
`ORANGE
`ED
`|FI
`NY SCEF DOC. NO.
`2
`
`05
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`018
`EF00 9372-2
`INDEX
`NO.
`
`RECEIVED
`
`NYSCE F:
`
`0 9/07 /2 018
`
`COUNTY
`
`CLERK
`
`09/O
`
`7 / 2018
`
`Eleventh:
`
`The defedant's
`
`herein have, or claim to have, some interest
`
`in
`
`or lien upon,
`
`said martgascd
`
`p-mie•s
`
`cr some part
`
`thereof, which
`
`interest
`
`or lien,
`
`if any, has
`
`accrued
`
`subsequent
`
`to, has been paid, or is otherwise
`
`subordinate
`
`to,
`
`the lien of plaintiffs
`
`mortgage.
`
`Twelfth:
`
`There are no pending
`
`p=ceedhgs
`
`at
`
`law or otherwise
`
`to collect
`
`or enforce
`
`said hcad/acts
`
`and mortgage
`
`and there is no other action pending which
`
`has been
`
`brought
`
`to recover
`
`said mortgage
`
`debt or any part
`
`thereof.
`
`Thirteenth:
`
`The Schedules, Exhibits
`
`and other
`
`items
`
`•*-W
`
`to this Complaint
`
`are expressly
`
`incorporated
`
`and made a part of
`
`this Co--pl-i-t
`
`for all purposes with the same force
`
`and effect as if
`
`they were completely
`
`and thily
`
`set
`
`forth herein wherever
`
`reference
`
`has been made
`
`to each or ady of
`
`them.
`
`Fourteenth:
`
`By reason of
`
`the foregoing,
`
`there is now due and owing
`
`to the
`
`plaintiff
`
`e,,.-:m=‡,
`
`consolidatian
`
`upon said bond, note, assumpde
`
`agreement,
`
`or recasting
`
`agreement,
`
`the unpaid
`
`principal
`
`balance
`
`set forth in Schedule
`
`"C", and such other
`
`fees, costs,
`
`late
`
`charges,
`
`and interest,
`
`the amount
`
`of which will
`
`be determined
`
`by the Court.
`
`Fifteenth:
`
`The mortgage
`
`provides
`
`01st,
`
`in the case of
`
`foreclosure,
`
`the
`
`mortgaged
`
`premises may be sold in one parcel.
`
`Sixteenth:
`
`The Plaintiff
`
`shall not be deemed
`
`to have waived,
`
`altered,
`
`released
`
`or changed
`
`the election
`
`harciabcforc
`
`made by reason of
`
`the payment
`
`or perform==
`
`after
`
`the
`
`date of
`
`the com-mecemet
`
`of Snis action,
`
`of any or all of
`
`the defaults madeed
`
`herein;
`
`and such
`
`election
`
`shall ce±'nue
`
`and remain
`
`effective
`
`until
`
`the costs and disbarsaments
`
`of
`
`this action,
`
`and
`
`all present
`
`and future defaults
`
`under
`
`the Note and Mortgage
`
`and occurring
`
`prior
`
`to the
`
`discon
`
`mee
`
`of
`
`this action are fully
`
`paid and cured.
`
`18-075251
`
`Complaint
`
`Page 4 of8
`
`4 of
`
`43
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`: ORANGE
`(FILED
`NY SCEF DOC. NO.
`2
`
`COUNTY
`
`CLERK
`
`09/07/2018
`
`05:02
`
`Pl§
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`EF00 9372-2010
`INDEX NO.
`
`RECEIVED
`
`NY SCEF : 0 9/07 /2 018
`
`Re-=t=th;
`
`P=suant
`
`to the Fair Debt Collection
`
`Practices Act,
`
`this action may
`
`be deemed to be an attempt
`
`to collect
`
`a debt, on behalf
`
`of Plaintiff.
`
`Any infctmatian
`
`ebbi-M
`
`as
`
`a result of
`
`this action will
`
`be used for
`
`that purpose.
`
`Ei:htc=‡h:
`
`If
`
`the subject note and mortgage
`
`fall within
`
`the prescribed
`
`definition
`
`of a subprime
`
`home loan or high-cost
`
`home loan as identified
`
`under
`
`section
`
`six-I or
`
`six-m of
`
`the New York State Banking
`
`Law,
`
`then Plaintiff
`
`has complied
`
`with all
`
`the provisions
`
`of
`
`section
`
`five-hundred
`
`ninety-five
`
`of
`
`the New York State Banking
`
`Law and any rules and
`
`regühtics
`
`promulg::ted
`
`the--2th,
`
`section
`
`six-l or six-m of
`
`the New York State Banking
`
`Law
`
`and section
`
`thirteen
`
`h::hd
`
`four of New York State Real Property
`
`Actions
`
`and Pmceedings
`
`Law (RPAPL).
`
`of RPAPL
`
`Nineteenth:
`
`Plaintiff
`
`has ccinplied
`
`with
`
`the provisions
`
`§ 1306, by
`
`filing
`
`the form required
`
`by the superMtedet
`
`of
`
`fmancial
`
`services within
`
`three business
`
`days of
`
`mailing
`
`the RPAPL
`
`§ 1304 notice,
`
`as evinced
`
`by the Proof
`
`of Filing
`
`Statement
`
`issued by the
`
`New York State Department
`
`of Financial
`
`Services
`
`f/k/a New York State Banking
`
`Department;
`
`a
`
`copy of
`
`the Proof of Filing
`
`Stetement
`
`is attached
`
`hereto and made a part hereof.
`
`'IWontieth:
`
`To the extent
`
`the original
`
`obligation
`
`was discharged
`
`in bankruptcy
`
`under Title
`
`11 ofthe United
`
`States Code,
`
`this pleeding
`
`does not constitute
`
`an attempt
`
`to collect
`
`a
`
`debt or to impose
`
`personal
`
`liability
`
`for such stligatics.
`
`However,
`
`the secured party retains
`
`all
`
`rights,
`
`and hereby
`
`exercises
`
`its right
`
`to foreclose
`
`its lien, under
`
`its security
`
`bt=2=et.
`
`18-075251
`
`Complaint
`
`Page 5 of 8
`
`5 of
`
`43
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`: ORANGE
`|FILED
`2
`NYSCEF
`DOC. NO.
`
`COUNTT
`
`CLERK
`
`09/07/2019
`
`05:02
`
`PB4
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`INDEX
`NO. EF00 9372-2
`018
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2018
`
`WHEREFORE,
`
`plaintiff
`
`demands judgment:
`
`(a)
`
`Accelerating
`
`the maturity
`
`of
`
`the debt and detennining
`
`the amount
`
`due plaintiff
`
`for
`
`the principal,
`
`interest,
`
`late charges,
`
`taxes, assessments,
`
`insurance, maintenance
`
`and preservation
`
`of
`
`the property
`
`and other similar
`
`charges,
`
`together with
`
`costs, allov;aacas,
`
`expenses of sale, all
`
`with interest,
`
`and reasonable
`
`attorney's
`
`fees,
`
`if and as provided
`
`for
`
`in the said note and mortgage;
`
`(b)
`
`That
`
`the dahd-a+•
`
`and all persons
`
`claiming
`
`by,
`
`thmugh
`
`or under
`
`them, or either
`
`or any of
`
`them, subsequent
`
`to the cer-memant
`
`of
`
`this action
`
`and every other person or
`
`co•pention
`
`whose
`
`right,
`
`title conveyance
`
`or encumbra..nce
`
`is subsequent
`
`to or subsequcatly
`
`recorded, may be barred
`
`and forever
`
`foreclosed
`
`of all right,
`
`claim,
`
`lien, or
`
`interest,
`
`or equity
`
`of
`
`redemption
`
`in and to said mortgaged
`
`premises;
`
`(c)
`
`That
`
`the said mortgaged
`
`premises,
`
`or such part
`
`thereof
`
`as may be necessary
`
`to
`
`raise the am0üñ:s
`
`then due for principal,
`
`interest,
`
`costs,
`
`reasonable
`
`attorney's
`
`fees, allowances
`
`and
`
`disbu==--'s,
`
`together with
`
`any monies
`
`advanced
`
`and paid, may be decreed to be sold accMing
`
`to law;
`
`(d)
`
`That out of
`
`the monies
`
`arising
`
`from the sale thereof,
`
`the plaintiff
`
`may be paid the
`
`amounts
`
`then due on said bcad/nate
`
`and mengaga
`
`and any sum which may have been paid by the
`
`plaintiff
`
`to pmtect
`
`the lien of plaintiffs
`
`mortgage
`
`as herein
`
`set forth, with interest upon said
`
`=o=+=
`
`from the dates of
`
`the respective
`
`;:yn:cata
`
`and advances
`
`thereof,
`
`the costs and expenses
`
`of
`
`this action, addi+ical
`
`alic--sca,
`
`if any, and reasonable
`
`attorney's
`
`fees,
`
`if and as providcd
`
`for
`
`in
`
`the mortgaga,
`
`rider or other agreement,
`
`so far as the amount
`
`of such money
`
`paperly
`
`applicable
`
`thereto will
`
`pay the same;
`
`(e)
`
`That either or any of
`
`the parties
`
`to this action may become
`
`a purcher
`
`upon such
`
`sale;
`
`18-075251
`
`Complaint
`
`Page 6 of 8
`
`6 o f
`
`4 3
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`FILED
`: ORANGE
`NYSCEF
`DOC. NO.
`2
`
`CÇÇNTY
`
`CLERK
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`INDEX NO.
`EF009372-2018
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2018
`
`(f)
`
`That
`
`this Court
`
`forthwith
`
`appcist
`
`a Receiver
`
`of
`
`the rents
`
`anil profits
`
`of said
`
`premises
`
`with
`
`the usual
`
`powers
`
`and duties;
`
`(g)
`
`That
`
`tlie def½!dent(s),
`
`Nathan
`
`Hoyt,
`
`unless
`
`discharged
`
`in.bankruptcy
`
`may
`
`be
`
`adjudged
`
`to pay any deficiency
`
`that may
`
`remain
`
`after applying
`
`all of.said
`
`monies
`
`so applicable
`
`thereto;
`
`That
`
`tlfe United
`
`States.of
`
`America
`
`shall
`
`have
`
`the.right
`
`of
`
`redempdon,
`
`if
`
`applicable;
`
`(h)
`
`(i)
`
`That
`
`the plaintiff
`
`may
`
`have such other
`
`or
`
`further
`
`relief,
`
`or both,
`
`in the pamises
`
`as
`
`may be just
`
`and equitable.
`
`Plaintiff
`
`speuilicâlly
`
`reserves
`
`its right
`
`to share in any
`
`surplus
`
`monies
`
`arising
`
`from the sale
`
`of subject
`
`premises
`
`by virtue
`
`of
`
`its position
`
`as a judgment.or
`
`other
`
`lien
`
`creditor
`
`exc!ñding
`
`the
`
`mortgage
`
`Dated:
`
`being
`
`foreolosed
`
`__ N d 5'
`
`herein.
`
`_
`
`& BARAK,
`
`Esq.
`
`E. Kolkmann,
`Karl
`Associate
`Attorney
`DICARO
`SHAPIRO,
`for Plaintiff
`Attorneys
`175 Mile
`Boulevard
`Crossing
`New York
`14624
`Rochester,
`247-9000
`(585)
`Fax:
`247-7380
`(585)
`Our File No.
`18-075251
`
`LLC
`
`18-075251
`
`Cc:::;!:!=:
`
`7 of
`
`43
`
`Page7of8
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`: ORANGE
`FILED
`2
`DOC. NO.
`NYSCEF
`
`COUNTY
`
`CLERK
`
`09/07/2018
`
`OS:02
`
`P24
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`INDEX
`NO. EF009372-2
`018
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2010
`
`RCHEDULE
`
`A- DEFENDANTS
`
`DEFENDANTS
`
`CAPAC1TY
`
`Nathan Hoyt
`Road
`65 Old Cahoonzie
`Sparrow Bush, NY 12780
`
`"JOHNDOB"
`
`record and original
`of
`Owner
`obligor
`under
`on
`Note secured by the Martgage me=ded
`2, 2013, at Book
`13657 of Mortgages,
`October
`page 1228, being
`foreclosed
`herein.
`
`the
`
`Said name being
`it being the
`fictitious,
`designate
`intention
`ofPlaintiffto
`any and all
`persons or c
`tenants,
`occupants,
`entions,
`or claiming
`an interest
`in or lien
`any, having
`upon the promises
`foreclosed
`herein.
`being
`
`if
`
`18-075251
`
`8 of
`
`43
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`ORANGE
`[FILED:
`2
`NYSCEF
`DOC. NO.
`
`COUNTY
`
`CLERK
`
`09/07/2018
`
`05;02
`
`P24
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`INDEX
`NO. EF009372-2018
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2018
`
`SCHEDULEB-DEFENDANTS
`
`NONE
`
`18#/5251
`
`9 of
`
`43
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`: ORANGE
`|FILED
`NYSCEF DOC. NO.
`2
`
`COUNTY
`
`C
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`NO. EF00937
`2-2018
`INDEX
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2018
`
`SCHEDULE
`
`C
`
`1.
`
`Origine!
`
`Amount
`Camaw•*in
`
`ofBond/Note/
`or Madif:catian
`
`Agreement
`
`2.
`
`3.
`
`4,
`
`5.
`
`6.
`
`7.
`
`8.
`
`Last
`
`installmc=t
`
`due and paid
`
`Date of
`
`first unpaid
`default
`date
`
`installment/
`
`AMOUliT
`
`DUE
`
`Principal
`
`balance
`
`owing
`
`*Interest @ 4.75%
`from March
`1, 2018
`
`Late charges as per
`
`the terms of
`
`the Note
`
`Taxes Advanced
`
`by Plaintiff
`
`Escrow Advances
`
`$247,250.00
`
`March
`
`1, 2018
`
`April
`
`1, 2018
`
`$228,946.36
`
`To Be Calen1sted
`
`at Judgment
`
`To Be C-1-'1•+-1
`
`at Judgment
`
`To Be Calculated
`
`at Judgment
`
`To Be Calculated
`
`at Judg=cnt
`
`* Interest will antinue
`Judg-.m!
`of Foreclosure
`which
`time the interest
`
`to accrue
`bond!:;c:elloan
`the contract
`at
`rate, until a
`agreement
`and Sale has been entered
`in the proper
`County Clerk's Of
`ce, at
`rate will be calculated
`at
`the legal
`rate of 9.00%
`
`18-075251
`
`10
`
`of
`
`43
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`F I LED:
`ORANGE
`NYSCEF DOC. NO.
`2
`
`COUNTY
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`EF009372-2018
`INDEX
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2018
`
`SCHEDULE
`
`D
`
`NONE
`
`18-075251
`
`11
`
`o f
`
`43
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`
`..
`
`RECE VE
`
`N
`
`EF
`
`0
`
`---
`
`ORANGE COUNTY
`PAGE
`RECORDING
`CLERK'S
`OFFICE
`THIS PAGEIS PART OF TilE INSTRUMENT-DO
`NOT REMOVE
`TVPEIN BLACKINJG
`NAMr451OFPARTY($TO DOCUMENT
`
`LST
`SECTIO
`ELOC
`RECORDANDRETURNToz
`(namieandsâûress)
`
`rrianaconorue
`
`d senosoueor
`ATTACHTHISSHEET70 THEFIRSTPAGEOF EACH
`RECORDEDINSTRUMENTONLY
`DO NOT WRITE
`
`B5LOW THIS LINE
`
`INSTRUMENTTYPEt DEED MOR'rCAGE_,_,8ATIOACRONJS1BCNMENT_QTItES
`
`NO.PAGES
`CERT.COPY_
`MAPS
`
`CROSSREP
`ADD'LM4LEF
`PSO.
`
`PROPERTY
`LOCATION
`BLOOMING GROVE (TN)
`MONTGOMERY (TN)
`_4239
`Jog9
`_,...J001 WA3NRIGTONVILLE(VLG)
`MAYERQOK(VLO)
`__4201
`_,...2003 s0. BLOOMINGGROVELVLG)_4203
`MONtGOMERY(VLG)
`_,,,_4205. WALDEN(VLG) '
`239OHESTER(TN)
`__44A9 MOUNT HOPE (TN)
`_2201
`CHEETER(VLG)
`,,,_,4401 OWEVLLE(VLG)
`439CORNWALL (TN|
`2401 enamarau_aWLO)
`,__,4600 I(EWBURGH (TN)
`6D0CRAWPORD (TN)
`_4:00
`NEW WIND8OR (TN)
`TUXEDO (TN}
`_5cs9
`2s00DEERPARK (TN)
`TUXE00PARK(VLO)
`.)089GOUHEN(TN)
`25001
`__5206 WALLKILL (TN)
`3003 008HENLVIA)
`3003 PLONDA(VLS)
`....,,J439 WARVROK (TN)
`30D5 GHEETER(VLG)
`,,,,_,)401 FLORIDA(VLO)
`GREEN1NODDLAKE(VLG)
`3200GREENV1LLE(TN)
`_S403
`WARWICK(VLG)
`_ Mt9 HAMPTONBIRGH (TN)
`_5405
`MORTGAGETAX TYPE:
`_5600 WAWAYANDA (TN)
`__340( MAYEROOK(VLG)
`_,_ (A)COMMEROlAWFULL1%
`_58 As WOODBURY (TN)
`_3659 H1GHLANDS(TN)
`_ (B)1OR3PAMLY
`_,,,.,3801 HARRIMAN(VLG)
`HIGtILANDFALLS(VLG)
`_3601
`_ (C)UNDER9t0A00
`J809
`WOODBURY(VLG)
`-
`3A89MINISINK (TN)
`(E) EKBMPT
`801 UNIONVLLE(VLG)
`_ (F) 4TO4 UNITE
`GEgg
`MIDDLETOWN
`4039MONROE(TN)
`-
`(U NAT.PERSOlGCILUNION
`NEWBURGH
`4001 MONRDE(VLG)
`-
`N) NAT.PER4R.UNftOR2
`PORT JERVI5
`_ (K) CONDO
`,__,4903 HAERIMAN(VLO)
`4005 KlAYASJOEL(VLS)
`
`PAVMENTTYPE: CHECM
`CAEH__ ¬ ___
`CHARGE
`NOFEE
`
`TEXable
`CONBtDERATADNA
`TAXEXEMPT
`Texable
`MORTGAGEAMT.S
`
`_0900
`_110s
`_1300
`
`__9999 HOLD
`
`!
`
`DONNA L. BENSON
`ORANGECOUNTYCLERK
`
`'
`
`RecogVed Fro
`
`__
`
`RECORDED/FILED
`16 s86 sEE
`16 /6R/e613/
`DONNR L. BENBDN
`Coun t y CLs nk
`ORANGE COUNTY, NY
`FILEGE8138188628
`1884
`DRED R / BK 13657P6
`HECDRDING FEES 199. 99
`T TRK 978. es
`TTX4 981324
`Ree m1pt 5166883.4 jbs
`
`Book13657/Page1224
`
`12
`
`of
`
`4 3
`
`Page
`
`1 of 4
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`
`NY SCE F DOC. NO.
`
`2
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`2-2018
`NO . E F00937
`INDEX
`
`RECEIVED
`
`NY SCEF : 09/07/2018
`W
`
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`pum'mushuvebounsnewabmedinaggwaywhelever,ciseptassfbressM.
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`reenfusea sonsiduestionibrthiscenveyanemandwluholdtherlghttsmselvesssbsenalderallenasaten fed gebsapplied
`lbs ibr thopmpessor pqyingthseestof tbobapsovenantandwlBapplyIbesmosibst te es paymentof thmosutof the
`shallbacoustmndasif R
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`send*purtforwhmteverthensemorddahidepbumaormlobes.
`IN WfJNEOlIWHEREOP,6mputy oftbefhatparthaudulysususedibisdeedthedeyandysufirata ovowsitlan.
`
`DIPRESIDICB
`
`6 .
`
`R,KAPLAN,ssThguess
`nyTnut
`a Winner
`
`Ossulu4InGamansCommy
`.M Cilmmission s
`
`4(g.
`
`PATIt1CIAL. WIENIES
`
`HILL-N-DALE
`AssTRACTERS,
`zo SCOTCHTOWN AVENUE
`RO. BOM 547
`GOSHEN, NEW YORK 10984
`te4s) son-stio
`PAX (645) 294-9581
`
`INC.
`
`Book13657/Page1225
`
`13
`
`of
`
`43
`
`Page
`
`2 of 4
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`
`NYSCEF DOG. NOr
`
`2
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`INDEX
`EFOO9372-2018
`NO.
`
`RECEIVED
`
`NYSCEF:
`
`09/07/2018
`
`.(./
`
`f
`
`Schedule
`
`A Description
`
`NumberHN49s41
`
`Policy Number
`
`Page
`
`1
`
`land, with
`of
`or parcel
`piece
`certain
`that
`ALL
`plot,
`and
`thereon
`improvements
`erected,
`situate,
`being
`lying
`being more
`and State
`of New York,
`of Orange
`County
`as follows:
`described
`
`the buildings
`and
`in the Town
`particularly
`
`of Deerpark,
`bounded
`and
`
`at a point
`BEGINNING
`said
`Cahoonzle
`Road,
`(Liber
`the Olsen
`2078,
`herein
`desonbed;
`
`in the center
`point marks
`Page
`766)
`
`the public
`IIne of
`e common
`comer
`and the Southedy
`
`es the Old
`road
`known
`of
`lands
`now or
`formerly
`most
`comer
`of
`the parcel
`
`of
`
`Running
`minutes
`
`thence
`along
`30 seconds
`
`the lands
`West
`130.51
`
`now or
`formerly
`to a found
`feet
`
`North
`Olsen,
`iron rod;
`
`32 degrees
`
`05
`
`same
`thence
`still along
`feet
`to a found
`Iron rod;
`
`North
`
`50 degrees
`
`46 minutes
`
`30 seconds
`
`East
`
`189.62
`
`thence
`seconds
`
`along
`East
`
`the lands
`78.59
`feet
`
`now or
`'o-tedy
`to a found
`
`Dean,
`Iron rod;
`
`South
`
`65 degrees
`
`50 minutes
`
`35
`
`19 minutes
`41 degrees
`South
`still along
`thence
`same,
`line of
`to a point
`In the center
`the above mentioned
`feet
`
`35 seconds
`Public
`Road;
`
`East
`
`139.14
`
`thence
`
`along
`
`the same
`
`on the following
`
`four
`
`(4) courses
`
`and distances:
`
`(1) South
`(2) South
`(3) South
`(4) South
`beginning.
`
`71 degrees
`78 degrees
`68 degrees
`62 degrees
`
`45 seconds
`21. minutes
`30 seconds
`08 minutes
`22 minutes West
`83.23
`63.57
`55 minutes West
`
`West
`West
`feet;
`feet
`
`62.81
`50.68
`
`feet;
`feet;
`
`to the point
`
`and place
`
`of
`
`Book13657/Page1226
`
`H d 43
`
`Page
`
`3 of 4
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`2 Q O
`[F11raEDaiOORAN95s
`NYSCE F DOC. NO.
`
`0 S
`
`7/
`
`:
`
`2 PM
`
`MliBIT1inGlegah
`
`2
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`INDEX NO.
`E F009372-2018
`
`RECEIVED
`
`SCEF:
`
`09/07/2018
`
`NOWLEDGEMENTTAKEffDINRWY0RK
`®f4480ss.
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`muhiulgud,pumumudyaggeselDAYtD P, WIENERAND muluralguu&pummulyuppuanulJEPPRBYR.11APLAN
`PATRICIALWIANER
`
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`
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`and Sale Deed
`With Covenants
`
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`
`Booki3657/Page1227
`
`15
`
`of
`
`43
`
`Page
`
`4 of 4
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`
`R CE
`
`ED N
`
`EF
`
`0
`
`8
`
`LOAN
`NOTICE:
`THIS
`OF THE
`APPROVAL
`ORITSAUTHORIZED
`
`IS
`
`NOTE
`
`ASS
`ENT
`
`.
`
`2013
`
`smezzunsR 27,
`loml
`85 OLD CARDONEEREcaD, SPAMt0Ar BUBM, Nir
`
`Icwg
`12780
`
`trumpeutrAdo•usi
`
`E
`
`THOUT
`THE
`S AFFAIRS
`
`istmy
`
`.
`l. BORROWER'S PROMIAE TO PAY
`250.00
`In sturn Ibr a loanthat I haveaceived, I1nomise to pay U.S. S **•247,
`(thisamount is called "Principsi").
`WELLS FAROOBAN:c, sI.1,
`plus Iracrest,to the orderef the Lander, 'lle Lorideris
`
`I wn1 mats an lucranentsunderthls Note in the ibrm of eagh,checkor moneyorder.
`1•mduumandthat the Lander may transfer thle Noto. 'lis Lander or anyonewho tubestids Note by innslhr and who is
`onthled to:eceive paymentsunder thts Note is called the "Note Holder."
`
`2.
`
`INTEREST
`Intesus will be chargedon unpaid principal undl the Ad! amountof Principal hasbeenpald. I will pg intmust at a yearly
`4.750
`rate of
`'lio Intemstrate tequhedby this Secdon2 is the :ate I win psy both belbreandaner an deAmitdescribedin 8sctica 6(B)
`of tide Nolc.
`
`3. PAYMENTS
`(A) Ume and Place of Payments
`I will psy principal and inte:est by making a paymcatevery morah,
`day of cashmonthbegimdngonWOVEMBERD1, 2013
`t will makeply monthtr paymenton theFIRST
`, I will
`matc Glassjusygigéntsñdsfailuith bmit I has ginidall of the principal andintenst andany otlier-chigeïdescribed belourthaiI
`nue owo under this Note. P.achmentidy paymentwill be appiled asof its scheduleddue date and will be spoiled to integust
`. .
`befom Paincipal If, on oclonER c1,
`zods
`in th11on
`, I still owe ememataunderthis Note, I wAt pay thoss
`that date,which is caHedthe "Maturit y Dete."
`I will makemy mom14ypaymentsatWEI.T,8 FARAD McHB 3835t203t88, P.0.
`itElmmK , WG
`502 1175e,
`071014758
`or at a different placoif sequhedby the NoteHohlor.
`
`(B) Amount of Monthly Payments
`My montNy psynientwin be in the amountof U.S. S *******•1,
`4. BOIÛtOWER'5 it!Giri"f0
`PREPAY
`The Bormwer shall have the dght to papay at an time, without prendumor the, the entire E
`or an put
`thereof not lessthan the amount of ons installment,or 3100.00, whicheveris 1cus.Any Prepsyunentin In11at the indchtedness
`shall be cueditedon the daiosenelved,and no intemst mn be chargedthemeRer.Ag patial Prepaymentmadeon other thanna
`insumiumnidue date need not be credited untH the next followir g lrntallment due date or 30 days ofter such Prepsyman,
`wNcheveri's enrifer.
`
`289.77
`
`NEWYtNtKFIEEDRATENofB81tpleFurr%-FaiuntssteefPrusedleSincUNIFDRMINSTRUMENT•ValmransAfrarra
`NMFLaM3(NYNS)Rav3G0os •
`Fannassaset
`
`2'5E|1s,e-ns.-
`
`.....W.
`
`.....
`
`'
`
`CERTIFICATION
`AILQP.MW'R
`Pusauenul Lu Snuliun2165
`on JIs New York
`I, an attomey
`CMI Practice
`Law and Rules,
`In the courts
`admitted
`to pracdce
`of
`the
`this copy has been
`certify that
`state, hereby
`by rne with the original
`and la a
`compared
`true and com ete copy thereof.
`
`A TORNEY
`
`16
`
`of
`
`4 3
`
`

`

`FILED: ORANGE COUNTY CLERK 03/27/2019 09:16 AM
`NYSCEF DOC. NO. 21
`ORANGE
`[FILED:
`NY SCE F DOC . NO.
`2
`
`COUNTY
`
`CLERK
`
`INDEX NO. EF009372-2018
`
`RECEIVED NYSCEF: 03/27/2019
`INDEX NO. E F009372-2018
`
`RECEIVED
`
`NY SCE FI
`
`09/07/2018
`
`5. LOAN CHARGES
`to thisloanandwidoh setsnuudmomloan charges,is final y latequatedso thatthe intomst or other
`Italaw,whlehapplies
`loan chargesconecacdor to be colicatedin smumsilonwithtMsIoanexcocdthe pennitted limits, them ary anchlana charge
`shall be aduced by the ament neoussaylo thducethe chargeto the pennitted l