FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`Index
`
`No.:
`
`703158/2024
`
`PRO SE
`VERIFIED
`TO
`ANSWER
`FORECLOSURE
`COMPLAINT
`
`FILED
`
`APR
`
`2 2 2024
`
`COUNTY
`CLERK
`QUEENSCOUNTY
`
`OF THE STATE
`COURT
`SUPREME
`COUNTY
`OF QUEENS
`__________________________________________________________________________Ç
`ASSET
`MCLP
`COMPANY,
`
`OF NEW YORK
`
`INC.,
`
`Plaintiff,
`
`- against
`
`-
`
`A/K/A
`
`JUNE
`
`A.
`
`A.
`
`M.
`
`JUNE
`DEVON
`
`MORRIS,
`GREECE
`
`E.
`
`HEIRS-AT-LAW,
`
`E.
`
`BUCKLAND
`ALLISON
`LEIGHTON
`PAUL
`LAWRENCE,
`MORRIS,
`NORMA
`DOREEN
`W. GUILBAUD,
`HILLS,
`ANN
`HOPE
`SONIA
`J. NANKOO,
`HARPER,
`AS HEIRS
`PERON
`FITZ-HERBERT
`HARRIS,
`HARRIS,
`OF BARBARA
`AND DISTRIBUTEES
`ESTATE
`F THE
`RUBY
`CYNTHIA
`AND/OR
`HINDS
`ROBERTSON,
`THE UNKNOWN
`OF-
`NEXT
`HINDS;
`EXECUTORS,
`DISTRIBUTEES,
`KIN,
`ADMINISTRATORS
`DEVISEES,
`TRUSTEES,
`LEGATEES,
`CREDITORS,
`ASSIGNEES,
`LIENORS,
`AND GENERALLY
`AND SUCCESSORS
`IN INTEREST,
`OR PARTIES
`OR CLAIMING,
`ALL
`PERONS
`HAVING
`OR
`THROUGH
`DECEDENTS
`THE
`BY
`UNDER,
`AND
`RUBY
`BARBARA
`HINDS
`ROBERTSON,
`BY
`CYNTHIA
`PURCHASE,
`INHERITANCE,
`HINDS,
`OR
`ANY
`RIGHT
`OTHERWISE
`TITLE
`LIEN
`IN AND TO THE PREMISES
`DESCRIBED
`INTEREST
`NEW YORK
`COMPLAINT
`THE
`HEREIN;
`NEW YORK
`PARKING
`VIOLATIONS
`BURAU,
`ENVIRONMENTAL
`CONTROL
`BOARD,
`FUNDING
`COMMISSIONER
`OF
`DEPARTMENT
`SERVICES
`91-60
`TREASURY
`YORY
`CITY
`SERVICES,
`PARK
`YORK
`
`OR
`IN
`CITY
`CITY
`LVNV
`SOCIAL
`LLC;
`OF
`OF NYC;
`LLC;
`NEW
`-
`INTERNAL
`REVENUE
`SERVICE,
`ADJUDICATION
`TRANSIT
`OIL
`BUREAU;
`BAY
`CARD
`FIA
`N.A.,
`SERVICES,
`INC.;
`NEW
`AND
`FOR
`CENTER
`NURSING
`REHAB;
`AND
`TAXATION
`OF
`DEPARTMENT
`STATE
`(EASTERN
`OF AMERICA
`UNITED
`STATES
`DOE #10"
`#1"
`"JOHN
`"JOHN
`DOE
`through
`Defendants
`last
`of
`name
`ten
`names
`the
`being
`the
`parties
`to
`the
`names
`unknown
`an interest
`persons
`or corporations
`having
`being
`of
`portion
`persons
`in
`possession
`or
`of,
`premises
`described
`in the Complaint,
`
`FINANCE;
`DISTRICT);
`inclusive,
`fictitious,
`intended
`or
`tenants
`mortgaged
`
`the
`real
`
`Plaintiff,
`
`in,
`the
`
`Defendants.
`
`1 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`SUPREME
`COUNTY
`
`COURT
`OF QUEENS
`
`OF THE STATE
`
`OF NEW YORK
`
`v.
`
`Plaintiff,
`
`Index
`
`No.
`
`703158/2024
`
`PRO SE ANSWER
`VERIFIED
`TO FORECLOSURE
`COMPLAINT
`AND COUNTERCLAIMS
`box
`[Defendant:
`check
`this
`checked
`item in the
`any
`"counterclaim"
`section
`
`below]
`
`if you
`
`Defendant(s).
`
`Defendant
`
`June A. Allison
`
`a/k/a
`
`June
`
`A. Buckland
`
`, Pro
`
`Se,
`
`answers
`
`the
`
`complaint
`
`in this
`
`proceeding
`
`as follows:
`
`I generally
`
`deny
`
`each
`
`allegation
`
`of
`
`the Complaint,
`
`including
`
`any
`
`allegation
`
`that
`
`Plaintiff
`
`is the
`
`owner
`
`of
`
`the
`
`note
`
`and mortgage.
`
`I plead
`
`the
`
`following
`
`Defenses
`
`and
`
`Counterclaims:
`
`DEFENSES
`
`of Standing:
`
`upon
`
`legal
`
`owner
`
`of
`
`the
`
`O Lack
`
`Plaintiff,
`
`information
`
`and
`
`belief,
`
`was
`
`not
`
`the
`
`note
`
`and/or
`
`mortgage,
`
`and
`
`did
`
`not
`
`otherwise
`
`have
`
`the
`
`right
`
`to enforce
`
`the mortgage,
`
`at
`
`the
`
`time
`
`it commenced
`
`this
`
`foreclosure
`
`lawsuit
`
`and
`
`therefore
`
`lacks
`
`standing.
`
`O Foreclosure
`
`Cause
`
`of Action:
`
`Plaintiff
`
`has not
`
`pleaded
`
`that
`
`it owns
`
`the
`
`note
`
`and mortgage,
`
`which
`
`is an element
`
`of a foreclosure
`
`cause
`
`of action,
`
`and
`
`it
`
`therefore
`
`has
`
`failed
`
`to plead
`
`a
`
`foreclosure
`
`cause
`
`of action.
`
`2 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`Statute
`
`of Limitations
`
`(NY
`
`Civil
`
`Practice
`
`Law and Rules
`
`§ 213(4)):
`
`Plaintiff
`
`may
`
`not
`
`sue on
`
`all
`
`or part
`
`of
`
`the mortgage
`
`debt
`
`because
`
`Plaintiff,
`
`upon
`
`information
`
`and
`
`belief,
`
`commenced
`
`this
`
`action
`
`more
`
`than
`
`six
`
`years
`
`after
`
`the
`
`debt
`
`became
`
`due, which
`
`defense
`
`also
`
`supports
`
`the
`
`separately
`
`Property
`
`pleaded
`
`counterclaim
`
`to cancel
`
`and
`
`discharge
`
`the mortgage
`
`under NY Real
`
`Actions
`
`and Proceedings
`
`Law
`
`§ 1501(4).
`
`Service
`
`of Process
`
`(NY
`
`Civil
`
`Practice
`
`Law
`
`and Rules
`
`§ 308):
`
`I was
`
`not
`
`properly
`
`served
`
`with
`
`process
`
`in this
`
`action
`
`for
`
`the
`
`following
`
`reason(s):
`
`Prior
`
`Pending
`
`Action
`
`(NY
`
`Real
`
`Property
`
`Actions
`
`and Proceedings
`
`Law § 1301):
`
`Plaintiff
`
`this
`
`action
`
`is a prior
`
`action
`
`to recover
`
`all
`
`or
`
`impermissibly
`
`commenced
`
`because
`
`there
`
`pending
`
`part
`
`of
`
`the mortgage
`
`debt.
`
`O No Default/Payment
`
`or Partial
`
`Payment:
`
`I have
`
`paid,
`
`in whole
`
`or
`
`in part,
`
`the
`
`amounts
`
`claimed
`
`by Plaintiff,
`
`or
`
`the
`
`amounts
`
`claimed
`
`by Plaintiff
`
`are not
`
`due,
`
`or
`
`the
`
`loan
`
`is otherwise
`
`not
`
`in default.
`
`Reverse
`
`Mortgages
`
`Reverse
`
`Mortgage-Notice
`
`Requirements:
`
`Plaintiff
`
`failed
`
`to comply
`
`with
`
`the
`
`notice
`
`requirements
`
`under
`
`New York
`
`and/or
`
`federal
`
`law or
`
`failed
`
`to comply
`
`with
`
`contractual
`
`requirements
`
`of
`
`the
`
`reverse
`
`mortgage,
`
`which
`
`are conditions
`
`precedent
`
`to this
`
`foreclosure
`
`action.
`
`O Reverse
`
`Mortgage-Failure
`
`to Specify
`
`Alleged
`
`Default:
`
`The
`
`complaint
`
`is vague
`
`and
`
`does
`
`not
`
`specify
`
`the
`
`alleged
`
`default
`
`and/or
`
`the
`
`amount(s)
`
`plaintiff
`
`claims
`
`in this
`
`action.
`
`2
`
`3 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`O Reverse
`
`Mortgage-Foreclosure
`
`on
`
`a Reverse
`
`Mortgage
`
`for
`
`Property
`
`Charge
`
`Defaults
`
`is Against
`
`Public
`
`Policy:
`
`The
`
`purpose
`
`of
`
`reverse
`
`mortgage
`
`loans
`
`under
`
`the Home
`
`Equity
`
`Conversion
`
`Mortgage
`
`("HECM")
`
`program
`
`is to assist
`
`senior
`
`citizens
`
`to stay
`
`in their
`
`homes,
`
`and
`
`reverse
`
`mortgage
`
`lenders
`
`have
`
`other
`
`remedies
`
`in the
`
`event
`
`of alleged
`
`failure
`
`to pay
`
`charges.
`
`Plaintiff,
`
`accordingly,
`
`as a matter
`
`and
`
`public
`
`policy,
`
`should
`
`not
`
`be
`
`property
`
`permitted
`
`to foreclose.
`
`of equity
`
`Reverse
`
`Mortgage-NY
`
`Real
`
`Property
`
`Law § 280-b:
`
`Plaintiff
`
`and/or
`
`its predecessor-in
`
`interest,
`
`upon
`
`information
`
`and
`
`belief,
`
`violated
`
`the
`
`requirements
`
`of NY Real
`
`Property
`
`Law
`
`§ 280-b,
`
`compliance
`
`with
`
`which
`
`is a condition
`
`precedent
`
`to commencing
`
`an action
`
`to
`
`foreclose
`
`on a reverse
`
`mortgage
`
`loan
`
`covered
`
`by
`
`that
`
`statute,
`
`mandating
`
`dismissal
`
`of
`
`this
`
`foreclosure
`
`action,
`
`which
`
`defense
`
`also
`
`supports
`
`the
`
`separately
`
`pleaded
`
`counterclaim
`
`for
`
`under NY Real
`
`damages
`
`Property
`
`Law
`
`§ 280-b.
`
`Predicate
`
`Notices/Conditions
`
`Precedent
`
`O Notice
`
`of Default:
`
`Plaintiff
`
`failed
`
`to comply
`
`with
`
`the
`
`requirements
`
`for
`
`the
`
`notice
`
`of default
`
`in
`
`my mortgage
`
`loan
`
`agreement,
`
`a condition
`
`precedent
`
`to this
`
`foreclosure
`
`action.
`
`O 90-Day
`
`Notice
`
`Requirement
`
`(NY
`
`Real
`
`Property
`
`Actions
`
`and Proceedings
`
`Law
`
`§ 1304):
`
`Plaintiff
`
`failed
`
`to comply
`
`with
`
`the
`
`requirements
`
`of NY Real
`
`Property
`
`Actions
`
`and
`
`Proceedings
`
`Law
`
`§ 1304,
`
`a condition
`
`precedent
`
`to this
`
`foreclosure
`
`action.
`
`90-Day
`
`Notice
`
`Filing
`
`Requirement
`
`(NY Real
`
`Plaintiff
`
`failed
`
`to comply
`
`with
`
`the
`
`requirements
`
`Property
`of NY Real
`
`and Proceedings
`
`Law
`
`§ 1306):
`
`Property
`
`and Proceedings
`
`Law
`
`§ 1306,
`
`a condition
`
`precedent
`
`to this
`
`foreclosure
`
`action.
`
`O Help
`
`for
`
`Homeowners
`
`in Foreclosure
`
`Notice
`
`Requirement
`
`(NY
`
`Real
`
`Property
`
`Actions
`
`and Proceedings
`
`Law
`
`§ 1303):
`
`Plaintiff
`
`failed
`
`to comply
`
`with
`
`the
`
`requirements
`
`of NY Real
`
`Property
`
`and Proceedings
`
`Law
`
`§ 1303,
`
`a condition
`
`precedent
`
`to this
`
`foreclosure
`
`action.
`
`3
`
`4 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`Real
`
`Estate
`
`Settlement
`
`Procedures
`
`Act
`
`Real
`
`Estate
`
`Settlement
`
`Procedures
`
`Act
`
`Early
`
`Intervention
`
`Requirement
`
`(12 C.F.R.
`
`§ 1024.39):
`
`Upon
`
`information
`
`and
`
`belief,
`
`Plaintiff
`
`violated
`
`the
`
`early
`
`intervention
`
`requirements
`
`of
`
`the Real
`
`Estate
`
`Settlement
`
`Procedures
`
`Act
`
`because
`
`(check
`
`one
`
`or both
`
`if
`
`applicable):
`
`O Within
`
`36 days
`
`of my delinquency,
`
`the
`
`loan
`
`servicer
`
`did
`
`not
`
`attempt
`
`to establish
`
`live
`
`contact
`
`with me to inform
`
`me about
`
`the
`
`availability
`
`of
`
`loss mitigation
`
`options.
`
`O Within
`
`45 days
`
`of my delinquency,
`
`the
`
`loan
`
`servicer
`
`did
`
`not
`
`send me a written
`
`notice
`
`that
`
`included
`
`contact
`
`information
`
`for
`
`the
`
`servicer,
`
`a description
`
`of
`
`loss mitigation
`
`options
`
`available
`
`from
`
`the
`
`servicer,
`
`information
`
`about
`
`applying
`
`for
`
`loss mitigation,
`
`and
`
`a website
`
`listing
`
`housing
`
`counselors.
`
`Settlement
`
`Pre-Foreclosure
`
`Review
`
`Requirement
`
`(12 C.F.R.
`
`Real
`
`Estate
`
`Procedures
`
`Act
`
`§ 1024.41):
`
`Plaintiff
`
`impermissibly
`
`filed
`
`this
`
`foreclosure
`
`during
`
`the
`
`pre-foreclosure
`
`review
`
`period
`
`because
`
`(check
`
`one
`
`or both
`
`if applicable):
`
`O Plaintiff
`
`commenced
`
`this
`
`action
`
`before
`
`my
`
`loan was more
`
`than
`
`120
`
`days
`
`delinquent.
`
`I submitted
`
`a complete
`
`loss mitigation
`
`application
`
`to my loan
`
`servicer
`
`but Plaintiff
`
`commenced
`
`this
`
`action
`
`(1)
`
`before
`
`the
`
`loan
`
`servicer
`
`made
`
`a decision
`
`on that
`
`application,
`
`(2)
`
`before
`
`the
`
`time
`
`period
`
`to appeal
`
`the
`
`loan
`
`servicer's
`
`decision
`
`lapsed,
`
`or
`
`(3)
`
`before
`
`the
`
`loan
`
`servicer
`
`made
`
`a decision
`
`on an appeal
`
`I submitted
`
`in connection
`
`with
`
`the
`
`loss mitigation
`
`application.
`
`FHA-Insured
`
`Loans
`
`FHA Pre-Foreclosure
`
`Requirements:
`
`My loan
`
`is insured
`
`the Federal
`
`by
`
`Housing
`
`Administration.
`
`Upon
`
`information
`
`and
`
`belief,
`
`the
`
`loan
`
`servicer/mortgagee
`
`has
`
`not
`
`complied
`
`4
`
`5 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`with
`
`regulations
`
`of
`
`the Department
`
`of Housing
`
`and Urban
`
`Development
`
`because
`
`the
`
`loan
`
`servicer/mortgagee
`
`did
`
`not
`
`do one
`
`or more
`
`of
`
`the
`
`following
`
`(check
`
`all
`
`that
`
`are
`
`applicable):
`
`Send me a notice
`
`of default
`
`before
`
`the
`
`end
`
`of
`
`the
`
`second
`
`month
`
`of my delinquency
`
`(24 C.F.R.
`
`§ 203.602).
`
`Attempt
`
`to arrange
`
`a face-to-face
`
`interview
`
`with me before
`
`three
`
`full monthly
`
`installments
`
`due
`
`under
`
`the mortgage
`
`were
`
`unpaid
`
`(24 C.F.R.
`
`§ 203.604).
`
`O Evaluate
`
`me for
`
`loss mitigation
`
`before
`
`four
`
`full monthly
`
`installments
`
`due
`
`under
`
`the
`
`mortgage
`
`were
`
`unpaid
`
`(24 C.F.R.
`
`§ 203.605).
`
`O Wait
`
`until
`
`three
`
`full monthly
`
`installments
`
`due
`
`under
`
`the mortgage
`
`were
`
`unpaid
`
`before
`
`commencing
`
`this
`
`foreclosure
`
`action
`
`(24 C.F.R.
`
`§ 203.606).
`
`******
`
`Certificate
`
`of Merit
`
`Requirement
`
`(NY
`
`Civil
`
`Practice
`
`Law
`
`and Rules
`
`Upon
`
`information
`
`NY Civil
`
`and
`
`belief,
`
`Plaintiff
`
`failed
`
`to comply
`
`with
`
`the Certificate
`
`of Merit
`
`requirements
`
`of
`
`Practice
`
`Law
`
`and Rules
`
`§ 3012-b.
`
`§ 3012-b):
`
`O Request
`
`for
`
`Judicial
`
`Intervention
`
`(NY Codes,
`
`Rules
`
`and Regulations
`
`Title
`
`22,
`
`§ 202.12-
`
`a(b)):
`
`Upon
`
`information
`
`and
`
`belief,
`
`Plaintiff
`
`did
`
`not
`
`file
`
`a Request
`
`for
`
`Judicial
`
`Intervention.
`
`Excessive
`
`Interest
`
`and
`
`Fees
`
`(NY
`
`Civil
`
`Practice
`
`Law and Rules
`
`§ 3408(f)):
`
`In a prior
`
`foreclosure
`
`action,
`
`Plaintiff
`
`failed
`
`to negotiate
`
`in good
`
`faith
`
`pursuant
`
`to CPLR
`
`3408(f).
`
`This
`
`failure
`
`to negotiate
`
`in good
`
`faith
`
`has
`
`caused
`
`excessive
`
`interest
`
`and
`
`fees
`
`to accrue
`
`which
`
`Plaintiff,
`
`as a matter
`
`of equity
`
`and
`
`by operation
`
`of
`
`the CPLR,
`
`is not
`
`entitled
`
`to recover.
`
`Excessive
`
`Interest
`
`(NY
`
`Civil
`
`Practice
`
`Law
`
`and Rules
`
`§ 5001(a)):
`
`Plaintiff
`
`has unreasonably
`
`5
`
`6 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`delayed
`
`filing
`
`this
`
`action,
`
`failed
`
`to file
`
`the Request
`
`for
`
`Judicial
`
`Intervention
`
`or engaged
`
`other
`
`dilatory
`
`conduct
`
`causing
`
`excessive
`
`interest
`
`to accrue
`
`which
`
`the Court
`
`may
`
`reduce
`
`toll,
`
`as a matter
`
`of equity
`
`and
`
`pursuant
`
`to NY Civil
`
`Practice
`
`Law
`
`and Rules
`
`§ 5001(a).
`
`in
`
`or
`
`Action
`
`Commenced
`
`Against
`
`a Deceased
`
`Party:
`
`This
`
`action
`
`is a nullity
`
`because
`
`it was
`
`commenced
`
`against
`
`after
`
`that
`
`personal
`
`representative
`
`was
`
`appointed
`
`and
`
`it should
`
`therefore
`
`be dismissed.
`
`party
`
`was
`
`already
`
`deceased
`
`and
`
`before
`
`a
`
`O Failure
`
`to Join
`
`Necessary
`
`Party:
`
`This
`
`action
`
`should
`
`be dismissed
`
`because
`
`of Plaintiff's
`
`failure
`
`to join
`
`a necessary
`
`party.
`
`O Coronavirus
`
`Foreclosure
`
`Moratoriums/Forbearance
`
`and
`
`Loss Mitigation
`
`Programs:
`
`Plaintiff
`
`failed
`
`to comply
`
`with
`
`federal
`
`or New York
`
`State
`
`law requiring
`
`forbearance
`
`and
`
`loss
`
`mitigation
`
`programs
`
`for
`
`borrowers
`
`or
`
`affected
`
`impacted
`
`by
`
`the Coronavirus
`
`pandemic,
`
`or
`
`it
`
`commenced
`
`this
`
`action
`
`in violation
`
`of
`
`federal
`
`or New York
`
`State
`
`law
`
`imposing
`
`moratoriums
`
`on the
`
`commencement
`
`of
`
`residential
`
`foreclosure
`
`actions,
`
`or otherwise
`
`in violation
`
`of any
`
`applicable
`
`Executive
`
`Order
`
`promulgated
`
`by
`
`the Governor
`
`of
`
`the State
`
`of New York
`
`or
`
`Administrative
`
`Orders
`
`promulgated
`
`by
`
`the Chief
`
`Administrative
`
`Judge
`
`of
`
`the State
`
`of New
`
`York.
`
`Equitable
`
`Defenses
`
`and/or
`
`O Unclean
`
`Hands
`
`Unconscionability:
`
`This
`
`action
`
`is barred
`
`by
`
`the
`
`doctrine
`
`of unclean
`
`hands
`
`and/or
`
`unconscionability
`
`for
`
`the
`
`following
`
`reason(s):
`
`O Implied
`
`Covenant
`
`of Good
`
`Faith
`
`and
`
`Fair
`
`Dealing:
`
`Plaintiff
`
`or
`
`its predecessor-in-interest
`
`violated
`
`the
`
`covenant
`
`of good
`
`faith
`
`and
`
`fair
`
`dealing
`
`implied
`
`in all
`
`contracts
`
`and
`
`is barred
`
`from
`
`recovery
`
`in this
`
`action
`
`for
`
`the
`
`following
`
`reason(s):
`
`6
`
`7 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`] Other
`
`[
`
`Defenses
`
`or Counterclaims
`
`(attach
`
`additional
`
`pages
`
`if needed):
`
`Defendant
`
`June A. Allison
`
`a/k/a June A. Buckland
`
`is not
`
`the heir
`
`to Barbara
`
`E. Robertson's
`
`Estate.
`
`Being unable
`
`to
`
`locate
`
`his brother
`
`and next-of-kin,
`
`Oswald Allison
`
`or his family who lives in Florida,
`
`buried
`
`her after her death on
`
`March
`
`29, 2021.
`
`(See Death Certificate
`
`as Exhibit A). At
`
`the time of Defendant
`
`Barbara
`
`E. Robertson's
`
`death,
`
`I was
`
`not aware
`
`of a Note of Mortgage
`
`on said property,
`
`216-12
`
`135th Avenue, Queens,
`
`NY 11413,
`
`until several months
`
`thereafter.
`
`As to Exhibit
`
`"O" of Plaintiff's
`
`Complaint,
`
`Defendant
`
`June A. Allison
`
`a/k/a June A Buckland
`
`did not
`
`receive
`
`an
`
`Affidavit
`
`of heirship mailed
`
`on the 1st day of Februray,
`
`2024 to 8312 Monico Valley Ct, Las Vegas, NV 89128.
`
`That
`
`is not my address.
`
`whatsoever
`
`in the
`
`Defendant
`
`June A. Allison
`
`a/k/a June A. Buckland
`
`has no connection
`
`and is not
`
`interested
`
`property/estate
`
`of Defendant
`
`Barbara
`
`E. Robertson.
`
`COUNTERCLAIMS
`
`O Quiet
`
`Title/Cancel
`
`and
`
`Discharge
`
`the Mortgage:
`
`The
`
`statute
`
`of
`
`limitations
`
`for
`
`commencement
`
`of
`
`this
`
`foreclosure
`
`action
`
`on the
`
`subject
`
`mortgage
`
`has
`
`expired
`
`because
`
`Plaintiff,
`
`upon
`
`information
`
`and
`
`belief,
`
`commenced
`
`this
`
`action
`
`more
`
`than
`
`six
`
`years
`
`after
`
`it accelerated
`
`the
`
`mortgage
`
`debt.
`
`Plaintiff
`
`is not
`
`in possession
`
`of
`
`the mortgaged
`
`property
`
`and
`
`I am the
`
`owner
`
`of
`
`the
`
`7
`
`8 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`property
`
`adjudging
`
`and
`
`therefore
`
`am entitled
`
`to a judgment
`
`cancelling
`
`and
`
`discharging
`
`the mortgage
`
`and
`
`the
`
`property
`
`free
`
`of any
`
`encumbrance
`
`by
`
`such mortgage
`
`pursuant
`
`to NY Real
`
`Property
`
`Actions
`
`and Proceedings
`
`Law § 1501(4).
`
`O Violations
`
`of NY Real
`
`Property
`
`and/or
`
`its predecessor-in-interest's
`
`Law § 280-b:
`of NY Real
`
`I have
`
`violations
`
`been
`
`injured
`
`by
`
`reason
`
`of Plaintiff's
`
`Property
`
`Law § 280-b
`
`or
`
`the
`
`rules
`
`and
`
`regulations
`
`of
`
`the
`
`federal
`
`Department
`
`of Housing
`
`and Urban
`
`Development
`
`relating
`
`to the
`
`home
`
`equity
`
`damages,
`
`conversion
`
`mortgage
`
`program
`
`and
`
`I am therefore
`
`entitled
`
`to recover
`
`treble
`
`and
`
`actual
`
`in addition
`
`to reasonable
`
`attorneys'
`
`fees
`
`if
`
`I
`
`retain
`
`an attorney,
`
`in an amount
`
`to be
`
`proven
`
`at
`
`trial.
`
`(NY
`
`Real
`
`Law
`
`If
`
`I
`
`retain
`
`I am entitled
`
`to recover
`
`O Attorney's
`
`Fees
`
`Property
`
`§ 282):
`
`counsel,
`
`my attorney's
`
`fees
`
`in defending
`
`this
`
`action
`
`pursuant
`
`to New York
`
`Real
`
`Property
`
`Law § 282.
`
`Wherefore,
`
`Defendant
`
`requests
`
`that
`
`the Complaint
`
`be dismissed;
`
`that
`
`judgment
`
`in favor
`
`of Defendant
`
`be granted
`
`on Defendant's
`
`counterclaims
`
`in their
`
`entirety;
`
`that
`
`Defendant
`
`be
`
`granted
`
`costs
`
`and
`
`attorneys'
`
`fees
`
`if he or she retains
`
`counsel;
`
`and
`
`that Defendant
`
`be granted
`
`any
`
`other
`
`relief
`
`allowed
`
`by
`
`law or equity
`
`as this Court
`
`shall
`
`deem just
`
`and
`
`proper.
`
`Dated:
`
`Las Vegas
`
`, New York
`
`day of April
`
`, 2024
`
`June A. Allison
`
`a/k/a June A. Buckland
`
`, Defendant
`
`Pro
`
`Se
`
`(Defendant's
`
`Signature)
`
`(Defendant's
`
`Name)
`
`June A. Buckland
`
`(Defendant's
`
`(Defendant's
`
`Address)
`
`Address)
`
`9270 S. Quarterhorse
`
`Lane, Unit #123,
`
`Las Vegas. NV 89178
`
`(Defendant's
`
`Telephone
`
`Number)
`
`(914) 715-5448
`
`¡
`
`Prepared
`
`with
`
`the
`
`assistance
`
`of counsel
`
`admitted
`
`in New York.
`
`8
`
`9 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`VERIFICATION
`
`,
`of my knowledge,
`to be true
`
`,
`
`Sc
`
`state
`sworn,
`duly
`being
`as to those matters
`alleged
`
`that
`upon
`
`the within
`information
`
`except
`
`is true
`which
`
`to the
`I believe
`
`June A. Bucklanid
`
`I,
`Answer
`and
`
`belief,
`
`CAcrK
`ck
`Chnty
`Sworn
`to and
`subscribed
`of
`10% day
`
`p\\
`
`before
`
`me this
`, 20 AQ
`
`"
`
`ry Pub
`
`ic
`
`fendant's
`
`Signature)
`
`SARAHICE
`Notary Public, State of Nevada
`Appointment No. 17-3046-1
`MyAppt. Expires Jul 13, 2025
`
`9
`
`10 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`Exhibit
`
`A
`
`11 of 12
`
`

`

`FILED: QUEENS COUNTY CLERK 04/22/2024 03:07 PM
`NYSCEF DOC. NO. 44
`
`INDEX NO. 703158/2024
`
`RECEIVED NYSCEF: 04/22/2024
`
`a
`
`..
`
`D E AT H T RANSC
`
`R I PT
`
`DATE FIt FD
`
`THE C*TY OF NEW YORK - DEPARTMENT OF HEALTH AND MENTAL HYGlENE
`Certmade No
`CERTIFICATE
`OF DEATH
`156-21-019157
`NE W YORK CITY
`DEPAR Ust ENT OF H EAL I II
`AND MENTAL HYGIENE
`Apr 02. 202 I 04.42 PM
`
`an sumsWit OW as TopsusFloon
`1Q Hespamirpumors
`a
`ruemseemrosponsasms
`suousseman-v
`assum
`
`ess
`
`o""
`Queens
`asseemTwo
`moons
`
`ROBERTSON
`E
`a agese BARBARA
`First. Muses.Last Susts)
`** awHansmeme annummessposese-essnessensaw.ssum-ses,,
`u sus-ow-Lmienr-c."*usse
`ism3 days
`G'..JHespaceracesy
`smoumen"ngumence
`race.ur apseer
`ourwvvi
`
`sou
`
`***s2 sas*Aa.epane*msomeans.w mosms
`sess
`ams
`s onenes-seemenernesse
`em
`4 so
`sa
`as
`swr
`10:11 O'"
`2021
`Female
`26
`03
`2021
`29
`March
`anessenessmesemsomaenessealssemesesseamassenetussemresselsevessessemepyerpassumsoossorsareersenessumisassa
`anes
`e
`es.mansseune4.m.
`see--war-smemma-massenem-seramansnanims
`,,
`FIE
`naugmeasseememenorl-ON
`meservase
`Boulevard Woodbury,
`m,,,s 99 Sunnyside
`onomasses-osam.½ cm
`n cars,J.n
`nngfield Gardens
`New York
`Queens
`me,.
`e asw., e-mes,
`a as. marm ,uorse,
`'"
`a-
`1938
`06
`r
`a 82
`sia onessconsumar(inusa "oe ecrea"neos== a -asseeus ' **n m-ee es,.sinceormemry
`tr AnamesmAsu
`Barbera Elaine Robertson
`Healthcare
`urse
`eg
`vs.aumnsceecura susesorFe unencomed 14 sesemLnscuedsswtor se emsagunessmeinghmsaspu"er musid usnessmavessessmeess usaguee
`7E sensuerseupusame.undt15.smuguns,user,unne
`aO $smsessagecreen,theenesp""
`9u epipsuessrissa.sicas
`eO coderneths. ush es05m
`sQamesesases,news.AA.ASi
`rues--samenes.compasse
`Jarnaica
`Pssinoussetabpaning..Mo.008,ove4LAAJDI
`8H anchsaursdapnetoe. mm.ae.As)
`3 Q Hip atmostwaeumsorOE
`tr announgspoussePansmreMusemousessessessmeuMFhsLusest LAM)
`se usesampreemusinetens a amanussheen
`g6.swermU.3
`ArmeeFoungs? 1u Marned 23 Desessepisonershe 3WOnsascelf
`4 u asuree ansespasses s Q ines"*Mornse
`aO wasswoo ,,,
`,,,
`-
`aQ teamson
`7u one. areasy
`te.summeamreso..
`5 so.Feswassumsusmuserm, i" arememses:gshes.usess.tase
`Esmi"EdHarris
`AIison
`Clfford
`
`esonmer. a
`-semese
`
`us.g,s
`
`norÓ
`
`NY 1177F
`
`uc....sso F305284-1
`ange..Hi.e.
`21612 136th Ave
`T-uaan
`unshrt w..
`"
`
`a.
`
`0ses MAR-30-2021
`es
`zec"as
`Pa
`aws mans
`11413
`panoes es--veng
`{ 10848-4167
`
`apt a
`
`our
`""
`
`tene,isevea sesseagretanese tasr3
`
`aga asseseascisseum.
`sesses
`aQ ommesme
`
`s Q assm
`
`2
`
`New York
`KewGardens,
`anar--susessensunme
`
`OneBCy FuneranHome,
`
`inc.
`
`tie. Ptesed Dinessisenpinne
`
`signassp.emerpas"t
`
`"
`
`a
`
`as"
`
`shisser
`
`Csly&Susse
`
`Cash)
`
`137
`
`08sookvile
`
`Blvd Rosedale,
`
`NY 11422
`
`EVT202104tS3'73 U
`Thisis toesneymetmeInseemsis agreeeasyusa vasemisesesis theousannaina Hullp
`llMisspasteuntesmUpto$" NeoM
`sustismalingesse,TaisespermanutatMusibtessissuggel
`teselsternesisminesalIn sit asastiquiryastoOneInnesIlestesepl0sif1 UFlulit
`omnesseaptemm-ssngtu"mesessemaiesensulrassmenesswÆuse.ampetasen
`P1stsAh$edsIt to
`I
`at theIber
`er anumbeset9.Sinandpt e psNates tr $5,1
`sisantage ord inter iner
`pusest 4 meunasiseorseeisansstanypreggglestr
`
`April 4, 202:
`
`OsutshenVan Wye, PRID.City
`
`]e to O 0 O 0 0 b
`
`]s 5 2 b 2
`
`12 of 12
`
`