FILED: QUEENS COUNTY CLERK 06/04/2019 01:34 PM
`FILED: OUEENS COUNTY CLERK 061112019 01:34 P I
`
`NYSCEF DOC. NO. 32
`NYSCEF DOC. NO. 32
`
`INDEX NO. 713486/2018
`INDEX NO- ”3486/2018
`RECEIVED NYSCEF: 06/04/2019
`RECEIVED NYSCEF: 06/04/2019
`
`EXHIBIT G
`
`EXHIBIT G
`
`

`

`FILED: QUEENS COUNTY CLERK 06/04/2019 01:34 PM
`NYSCEF DOC. NO. 32
`
`INDEX NO. 713486/2018
`
`RECEIVED NYSCEF: 06/04/2019
`
`Ocwen
`P.O. BOX 9066
`TEMECULA, CA 92589-9066
`
`PRESORT
`First-Class Mail
`U.S. Postage and
`Fees Paid
`WSO
`
`.
`
`2317882251
`
`.
`
`.
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`• inui
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`• •
`in si---in
`
`20170301-209
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`•
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`Igg in .iii....I1.I11....g.."II'H'"--i-i-i-si-
`
`Thomasina
`Thomas
`IRWIN
`PL
`12320
`NY 11434-2708
`JAMAICA,
`
`DEMAND05BKDC_FC
`
`

`

`FILED: QUEENS COUNTY CLERK 06/04/2019 01:34 PM
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`NYSCEF DOC. NO. 32
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`71348.6/2018
`INDEX NO. 713486/2018
`
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`RECEIVED NYSCEF: 06/04/2019
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`FILED: QUEENS COUNTY CLERK 06/04/2019 01:34 PM
`NYSCEF DOC. NO. 32
`....._.......
`
`Ocwen
`
`Loan
`Servicing,
`WWW.OCWEN.COM
`Helping Homeownersis WhatWe Dol
`
`LLC
`
`INDEX NO. 713486/2018
`
`RECEIVED NYSCEF: 06/04/2019
`1661W"tN"S"
`Road, Suite 100
`West Palm Beach, FL 33409
`.Toll Free: (800) 746 - 2936
`
`Sent Via First Class Mail
`
`Loan Number:
`
`Property
`
`12320 Irwin PI
`Address:
`Jamaica, NY 11434-2708
`
`03/01/2017
`
`Thomasina
`IRWIN
`12320
`JAMAICA,
`
`Thomas
`PL
`NY 11434-2708
`
`AVISO
`
`IMPORTANTE
`
`PARA
`
`PERSONAS
`
`QUE HABLAN
`
`ESPAÑOL:
`
`NOTICE OF DEFAULT
`
`es de suma importancia.
`Esta notificación
`Obtéñga
`una traducción
`su cGatêñids,
`español
`y están dispañibles
`para asistir.
`
`Dear Customer(s),
`
`afectar
`Puede
`inmedb+amente
`
`su dêrechü
`o contáctenos
`
`a continuar
`viviêñds
`ya que têñêmes
`
`en su casa. Si no éñtiéñde
`que hablan
`representantes
`
`.
`
`SPECIALNOTICE IN THE EVENT You HAVE FILED BAiviesi:Tcy
`
`of Discharge
`an Order
`If you have received
`Code of
`the Bankruptcy
`under
`7 case filed
`in a Chapter
`the United States,
`from you pen:,0ña||y.
`to collect
`any debt
`If you have received
`this notice
`is not
`intended
`as an attempt
`an Order
`of
`in a Chapter
`11, 12 or 13 bankruptcy
`Discharge
`this notice
`is not an a++empt
`to collect
`a pre-petitica
`debt
`case,
`pursuant
`to a comp!éted
`and confirmed
`Plan.
`If
`the farégoing
`applies
`to you,
`this notice
`is sent
`to you
`Bankruptcy
`step to an "In Rem"
`as a preliminary
`on the mortgage
`foreclosure
`against
`the
`above-referenced
`picperty.
`only
`Prüvisicñs may be cóñtaiñéd
`within
`the mortgage/deed
`trust
`that
`prior
`requires
`notice
`to foreclosure.
`this
`As such,
`is not an attempt
`to assert
`that
`you have any personal
`for
`this debt,
`to any êñtered
`liability
`contrary
`Bankruptcy
`Order
`of Discharge.
`
`of
`
`if you have recéñtly
`In additics,
`to you because
`has been sent
`this notice
`the Bankruptcy
`under
`a petition
`filed
`Code,
`we have not been notified
`of your bankruptcy
`is IMPORTANT
`to you,
`applies
`If the foregoing
`that
`you or your
`it
`case.
`information:
`and provides
`us with the fe!!ewh:å
`date and jurisdiction
`of
`contacts
`us immediately
`bankruptcy
`attorney
`chapter
`your
`your
`case number
`and the bankruptcy
`number
`under which you have filed.
`filing,
`
`NMLS # 1852
`collector
`is from a debt
`This communication
`a debt;
`to collect
`obtained
`any information
`attemptiñg
`that
`through
`been
`discharged
`or has
`the
`debt
`purpose.
`I icwever,
`is in active
`if
`bañkruptcy
`commu±ation
`is purely
`provided
`to you for
`only with regard
`to our secured
`informational
`purposes
`référêñcéd
`property.
`It
`is not
`intended
`as an attêmpt
`to collect
`a debt
`from you personally.
`
`DEMAND05BKDCM
`will be used for
`this
`bankruptcy,
`lien on the above
`
`E
`
`Page 1 of 4
`
`

`

`FILED: QUEENS COUNTY CLERK 06/04/2019 01:34 PM
`NYSCEF DOC. NO. 32
`
`LOgn
`WWW,OCWEN.COM
`Helping Ha.—.,eo.nai ~is What We Ool
`
`LLC
`
`OCWen
`
`0 C 1WE N
`
`SerVICIF!g.
`
`INDEX NO. 713486/2018
`
`RECEIVED NYSCEF: 06/04/2019
`1661Worthington
`Road, Suite 100
`West Palm Beach, FL.33409
`Toll Free: (800) 746-2936
`
`on the above
`h'IUI Lgage payments
`re e-enced
`the I
`Iol degageor Deed of Trust. As of 03/01/2017,
`
`has caused
`are past due, which
`account
`argo~ ~»~ are past due:
`the following
`
`a default
`
`under
`
`the terms
`
`of
`
`Principal
`
`and Interest
`
`Interest
`
`Arrearage
`
`Escrow
`
`Late Charges
`
`Insufficient
`
`Funds Charges
`
`Fees / Expenses
`
`Suspense Balance
`
`(CREDIT)
`
`Interest Reserve Balance
`
`(CREDIT)
`
`TOTAL DUE
`
`$13,767.44
`
`$0.00
`
`$1,977.36
`
`$390.42
`
`$0.00
`
`$309.75
`
`$604.82
`
`$0.00
`
`$15,840.15
`
`payment
`On or before
`04/07/2017,
`amount
`funds
`for
`the eritire
`total
`notice. Any amount(s)
`that become
`
`to us via MoneyGram,
`may be remitted
`o-i-ipr-ip-late
`past due
`to the
`address
`listed
`due in the interim must also be received.
`
`bank
`at
`
`or certified
`order
`check, money
`the
`of page four
`bottom
`of
`this
`
`If the acco~ ~nt is not brought
`'6!el tllJI I to exercise
`in our
`in a timely manner
`current
`to foreclose
`right
`our
`it may result
`will
`the
`total
`on the
`pi~pei.z'.
`Upon
`without
`further
`due
`and
`payable
`obligation
`be immediately
`acceleration,
`of
`we are entitled
`to collect
`the total
`arrearage
`in addition
`to any expenses
`demand.
`In foreclosure
`pruceeuings,
`but
`not
`limited
`reasonable
`attorney's
`fees
`and
`costs.
`If
`loan
`has already
`the
`been
`foreclosure,::.C."'.'"-g,
`to,
`accelerated
`and foreclosure
`proceeuings
`have already
`begun, we will
`continue
`the foreclosure
`action
`(if pass!b!e).
`You may have the right
`to assert
`in court
`the non-existence
`of a default
`or any other
`defense
`to acceleration
`and
`foreclosure.
`
`We will work
`with
`toy
`baneful
`of our
`customers.
`reipiesei-«atives
`as required
`by law.
`obtained,
`
`lawyers,
`no~ever,
`
`counselors
`defense
`foreclosure
`lawyers,
`housing
`release
`we will only
`information
`once written
`
`other
`and
`au.»orizadon
`
`authorized
`has been
`
`loan may be re»~~tod
`on the terms
`the mortgage
`but prior
`of
`acceleration
`After
`to foreclosure,
`the debt,
`depending
`of
`the
`prior
`and/or
`order. We encourage
`note
`and mo .gage,
`relevant
`court
`you to
`received
`any payments
`any
`review the provisions
`of
`the note and mortgage.
`Please be aware
`after
`acceleration
`of
`the debt,
`there may be
`that,
`expenses
`by us to enforce
`the terms
`of
`the mortgage
`in addition
`and attorney's
`fees and costs incurred
`agreement,
`to ro!nstato
`to the
`overdue
`amount
`on the mortgage.
`the mortgage
`loan
`after
`acceleration
`must
`Any paylllelll
`therefore
`an amount
`sullll
`to cover
`such expenses
`and fees
`Illa' ulled
`Payments
`received
`that
`are less
`include
`lent
`than
`the
`loan will
`and will
`noi
`to
`amount
`required
`re!nstate
`the mortgage
`be returned,
`foreclosure
`stop
`any
`PLEASE CALL US TO VERIFY THE EXACT AMOUNT
`proceedings
`that
`have begun. PRIOR TO SUBMITTING
`A PAYMENT,
`PAST DUE ON THE ACCOUNT.
`
`NMLS ¹ 1852
`=-=-.==:-
`This c:.—...—..".—.:~t.'onis from a debt
`to collect
`.:
`attempting
`that
`piirposc=.
`or
`is in active
`the
`debt
`if
`However,
`bankruptcy
`cc.-...—..";—:=.ation is purely
`provided
`to you for
`IiIfoI
`IIIMLI'oilal purposes
`It is not; —,.=;—,—as an attempt
`referenced
`property.
`to collect
`a debt
`
`obtained
`any information
`a debt;
`through
`been
`dischaiq~d
`has
`only with regard
`to our secured
`from you personally.
`
`DEMAND05BKDCM
`will be used for
`— —
`this
`p.cy,
`lien on the above
`
`Page 2 of 4
`
`

`

`FILED: QUEENS COUNTY CLERK 06/04/2019 01:34 PM
`NYSCEF DOC. NO. 32
`..___
`
`Ocwen
`
`Loan
`Servicing
`WWW.OCWEN.COM
`Helping Homeowners is What We Dal
`
`LLC
`
`.
`
`:-
`
`___
`
`INDEX NO. 713486/2018
`
`RECEIVED NYSCEF: 06/04/2019
`1661Worthington
`Road, Suite 100
`West Palm Beach, FL.33409
`Toll Free: (800) 746 - 2936
`
`In additicñ,
`call
`agency,
`
`agency may be able to provide
`a HUD counseling
`(800) 569-4287
`the HUD Housing Counseling
`Service at
`
`the HUD-apprcved
`To locate
`assistance.
`counseling
`or consult HUD's website
`at www.HUD.gov.
`
`at
`call us toll-free
`If you have any questions
`(800) 746-2936. We are availab|é Monday
`please
`or concerns
`Friday 8:00 am to 9:00 pm, Saturday
`8:00 am to 5:00 pm and Sunday 9:00 am to 9:00 pm ET.
`
`through
`
`a housing
`Failing to contact
`the lender
`or participating
`
`c0üñse:ür
`in mediation
`
`or attorney
`in front
`
`may result
`of a neutral
`
`in the loss of certain
`third
`party.
`
`opportunities,
`
`such as meeting with
`
`duty"
`
`service,"
`
`or
`on "active
`and Dependents:
`Servkemembers
`Attention
`or a spouse
`Servicemembers
`"active
`under
`legal pretecticñs
`to certain
`of such a servicemember,
`may be entitled
`dependent
`the federal
`servicemembers
`Civil Relief Act
`(50 U.S.C. App. §§ 501-597b)
`the servicemember's
`interest
`rate
`and foreclosure
`("SCRA")
`regarding
`pr0tections.
`SCRA and certain
`state
`laws provide
`important
`protections
`for
`If you are currently
`in the military
`you.
`or have
`been within
`the
`last
`please
`notify Ocwen
`immediately.
`twelve
`Servicemembers
`and
`service,
`(12) months,
`with
`about
`the SCRA should
`dependents
`questicñs
`contact
`their
`unit's
`or
`their
`Judge Advocate,
`installation's
`Legal
`Assistance
`Officer.
`A military
`legal
`office
`locator
`for
`all branches
`of
`assidence
`the Armed
`Forces
`is available
`at
`http://lega!assizance.Iaw.af.mil/content/locator.php.
`OneSource
`is the
`U.S. Department
`of Defense's
`Military
`information
`resource.
`If
`you
`are
`entitled
`to
`legal
`under
`as
`listed
`prGtectiüñs
`the
`please
`go
`to
`SCRA,
`www.militaryonesource.mil/legal
`or
`call
`1-800-342-9647
`free
`from the United
`(toll
`to
`find
`out more
`States)
`for
`outside
`information.
`instructions
`areas
`the United
`States
`are
`provided
`on the website.
`Homeevvner
`Dialing
`is also availab|é
`from HUD-certified
`cüüñse:ürs
`(http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm).
`counseling
`housing
`You can also contact
`us toll-free
`at
`(800) 746-2936
`if you have questions
`about
`your
`rights under SCRA.
`
`or
`
`To remedy
`alternatives
`co!!ed!on
`mortgage
`
`this
`situation,
`that might
`of past due
`loan obligation
`
`to reach
`we want
`in trying
`to assist
`the
`be available
`delinquent
`regarding
`to work
`loan, we want
`amounts
`on the
`current.
`
`goal. Ocwen would
`some
`like to present
`that
`the
`of
`mortgage
`loan. While
`is the
`our
`objective
`primary
`best ovailable
`to find
`the
`alternative
`to bring
`the
`
`A Vijay Daniel
`âssigñéd
`has been
`resolution
`inquiries
`and submission
`
`as your
`relaticñship
`of documents.
`
`manager
`
`and will
`
`be your
`
`designated
`
`representative
`
`for
`
`Sincerely,
`Loan Servicing
`Toll Free Phone:
`
`(800) 746-2936
`
`ADDRESS WRITTEN CORRESPONDENCE TO:
`Loan Servicing,
`Ocwen
`LLC
`Attention:
`Research Department
`P.O. Box 24736
`West Palm Beach, FL 33416-4736
`
`NMLS # 1852
`obtained
`any information
`to collect
`co!!ector
`a debt;
`is from a debt
`This ccmmm-*cation
`ottempting
`through
`or has been
`discharged
`the
`that
`purpose.
`is in active
`debt
`However,
`if
`bankruptcy
`only with regard
`to our secured
`pr0vided
`to you for
`iñformatione!
`purposes
`comme!cation
`is purely
`It
`intended
`is not
`as an attempt
`to coI\ect a debt
`from you personally.
`refereñced
`property.
`
`DEMANDO5BKDCM
`
`will be used for
`this
`bankruptcy,
`\ien on the above
`
`EE
`
`Page 3 of 4
`
`

`

`FILED: QUEENS COUNTY CLERK 06/04/2019 01:34 PM
`NYSCEF DOC. NO. 32
`
`Ocwen
`
`Loan
`Servicing,
`WWW.0CWEN.COM
`Helping Homeowisers is What We Dal
`
`LLC
`
`m
`
`INDEX NO. 713486/2018
`
`RECEIVED NYSCEF: 06/04/2019
`166.1Worthington Road, Suite 100
`West Palm Beach, FL 33409
`Toll Free: (800) 746 - 2936
`
`PAYMENT
`include
`loan
`
`REMITTANCE
`number
`
`INFORMATION
`with
`
`(Always
`
`any
`
`payment)
`
`Certified
`
`Payment Methods
`
`Receiver Code: 2355
`Loan Servicing,
`Payable.to:
`Ocwen
`Florida
`City, State: Orlando,
`Reference:
`Loan number
`Agent
`locator:
`(800) 926-9400
`
`LLC
`
`Bank: Wire
`
`Bank: Wells Fargo Bank, NA
`ABA: 121000248
`Account
`Number:
`Account
`Name: Ocwen
`Reference:
`Loan number
`Name
`Address
`and Borrower
`Property
`Email: wire details
`to Transferfunds@ocwen.com
`
`Loan Servicing,
`
`LLC
`and
`
`Code City: OCWEN
`State: Florida
`Loan number
`Reference:
`Agent
`Locator:
`(800) 225-5227
`
`Loan Servicing,
`Ocwen
`P.O. Box 660264
`Dallas, TX 75266-0264
`For Overnight/Certified
`Ocwen
`Loan Servicing,
`Box # 660264
`1010 W. Mockingbird
`Dallas, TX 75247
`
`LLC
`
`mail:
`LLC
`
`Lane, Suite 100
`
`NMLS # 1852
`
`obtained
`any information
`a debt;
`to collect
`collector
`is from a debt
`This commun!:ation
`attempting
`through
`been
`discharged
`or has
`debt
`is in active
`the
`that
`purpose.
`: :owever,
`if
`bankruptcy
`only with regard
`to our secured
`provided
`to you for
`informational
`purposes
`communication
`is purely
`as an attempt
`a debt
`from you personally.
`property.
`It
`is not
`intended
`to collect
`referenced
`
`DEMAND05BKDCM
`will be used for
`this
`bankruptcy,
`\ien on the above
`
`Page 4 of 4
`
`