FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 P
`NYSCI EF DOC. NO. 96
`NYSCEF DOC. NO. 96
`
`
`EX NO. 20157
`INDEX NO. 20157
`
`
` EIV.
`ED NYSCEF: 03/15/2022
`RECEIVED NYSCEF: 03/15/2022
`
`IND
`
`EXHIBIT
`5
`EXHIBIT S
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`4
`
`SUPRPME
`COUN1Y
`
`COURT OF THE STATE OF NEW VORK
`OF SARATOGA
`
`Nationstar
`
`Mortgage
`
`LLC d/b/a
`
`Champion
`
`Mortgage
`
`Company,
`
`-against-
`
`Plaintig
`
`SUPPLEMENTAL
`SUMMONB
`AND NOTICE
`
`Index
`
`No.
`
`20157
`
`n,t,
`
`p
`
`Admitiistrator
`as the Limited
`Treamuer,
`County
`Jane Califano;
`Califhno
`of Emily
`a/k/a Emily
`The Secretary
`through
`of Amerfea
`States
`acting
`and Urban
`Richard
`Hess;
`Development;
`JefBey
`Lawrence
`Scott Hess;
`Blaine
`Hess;
`Yaksts;
`Hess;
`James Desce;
`Deborah
`Schereaterger;
`Dorothy
`John Hess;
`Sharon
`Kathleen
`Jamest
`James;
`Alfm1
`Robert
`Alfred
`Williams
`a/k/a
`Hess;
`New York
`State(cid:20)epartment
`of Taxation
`
`and
`
`Montgomery
`the Estate
`of
`The United
`of Hotising
`Hess; Mark
`John Deace;
`Pietrantozzi;
`Stephen
`
`Williana;
`Finance,
`
`Defendants.
`
`..
`
`/ROPERTY
`
`ADDRESS
`
`712 Swaggatown
`
`Road,
`
`Satia,
`
`NY 12302
`
`TO THE ABOVE
`
`NAMED DEFENDA
`
`NTSt
`
`YOU ARE HEREBY
`
`SUMMONED
`
`to answer
`
`the complaint
`
`in this
`
`action
`
`and to serve
`
`a copy
`
`of your
`
`answer,
`
`or anotice
`
`of appearatice
`
`on the attomeys
`
`for
`
`the Plaintiff
`
`within
`
`thirty
`
`days
`
`after
`
`the service
`
`of
`
`exclusive
`
`of
`
`of
`
`service.
`
`The United
`
`States
`
`of
`
`(30)
`
`this
`
`summons,
`
`the day
`
`America,
`
`if designated
`
`es a defendant
`
`in this
`
`action,
`
`may
`
`appear
`
`within
`
`sixty
`
`(60)
`
`days
`
`of service
`
`hereof.
`
`In case of your
`
`f bilee
`
`to appear
`
`or answer,judpnent
`
`will
`
`be taken
`
`against
`
`you
`
`by
`
`default
`
`for
`
`the relief
`
`demanded
`
`in the complaint
`
`NOTICE
`
`OF NATURE
`
`OF ACTION
`
`AND RELIEF
`
`SOUGHT
`
`THE OBJECT
`
`of
`
`the above
`
`captioned
`
`action
`
`is to foreclose
`
`a Home
`
`Equity
`
`Conversion
`
`Mortgage
`
`(herehiafter
`
`"tha·
`
`Mortgage")
`
`to secure
`
`$243,000.00
`
`and interest,
`
`recorded
`
`in the Saratoga
`
`county
`
`Clerk's
`
`ofHee
`
`14-038653
`
`supplement±l
`
`sentmons
`
`and Notice
`
`Page 1 of 2
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`on February
`
`22. 2007,
`
`in Instnunent
`
`Numbec
`
`2007007401
`
`covering
`
`premises
`
`known
`
`as 712
`
`Swaggertown
`
`Road,
`
`Scotia, NY 12302.
`
`The
`
`reliefsought
`
`in the within
`
`action
`
`is a rmal
`
`judgment
`
`directing
`
`the sale of
`
`the premises
`
`described
`
`above
`
`to satisfy
`
`the debt
`
`secured
`
`by the Home Equity
`
`Conversion
`
`Mortgage
`
`described
`
`above,
`
`Plaindff-designates
`
`Saratogs
`
`County
`
`as the place
`
`of
`
`trial.
`
`Venueis
`
`based
`
`upun
`
`the
`
`County
`
`in which
`
`Gle mottgaged
`
`premises
`
`is situated.
`
`NOTiCE
`YOU ARE m DANGER OF LOSING
`
`YOURHOME
`
`AND COMFLAINT
`SUMMONS
`TO THIS
`IF YOU DO NOT RESPOND
`BY
`MR TBE MORTOAGE
`A COPY OF THE ANSWER ON THE
`ATTORNEY
`SˆRVING
`TES FORECLOS.CRE
`COMPANY WHO FILED
`YOU AND
`AGAINST
`PROCEEDING
`A DEFAULT
`MAY BE
`THE ANSWER WITH THE COURT,
`JUDGMEh"T
`FILEG
`AND YOU CAN LOSE YOUB HOMR.
`ENTERED
`
`YOUR CASE
`OR G0 TO THE COURT WHERE
`TO AN ATTORNEY
`SPEAK
`ON HOW TO ANSWER THE
`$UMMONS
`INFORMATION
`FOR FURTHER
`PENDING
`YOUR PROPERTY.
`AND PROTECT
`
`IS
`
`A PAYMENT
`SENDDTG
`FORECLOSURE
`ACTION.
`
`THIS
`
`YOU MUST RESMND
`FOR THE
`ATTORNEY
`PLAINtIFF
`ANSWER WITH
`THE COURT.
`
`Dated:
`
`TO YOUR MORTGAGE
`
`COMPANY
`
`WILL
`
`NOT STOP
`
`A COPY OF THE ANSWER ON THE
`BY SERVING
`COMPÄ
`) AND PlLING
`THE
`(MORTGAGE
`
`Steven
`a . Palmer,
`Poreclosure
`Attorney
`DICARO
`for Plaintiff
`
`SHAPIRO,
`Attorneys
`175 Mile
`
`Esq.
`
`& BARAK,
`
`LLC
`
`Boulevard
`Crossing
`New York
`14624
`Rochester,
`247-9000
`(585)
`247-7380
`Fax:
`(585)
`14-038653
`Our Pile No.
`
`14.038653
`
`Supplemental
`
`Surnmons
`
`and Notice
`
`Page 2.of 2
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`1
`
`SUPREME
`COUNTY
`
`COURT OP THE STATE
`OF SARATOGA
`
`OF NEW YORK.
`
`Nationstar
`Company,
`
`Mortgage
`
`LLC 4/b/a
`
`Champion
`
`Mortgage
`
`AMENDED
`FORECLOSURE
`
`MORTGAGE
`COMPLAINT
`
`Pld
`
`Index
`
`No.
`
`20157
`
`Date Piled:
`
`as the Limited
`a/k/s
`
`Montgomery
`the Betate
`of
`The United
`of Housing
`Hess; Mark
`John Dence;
`Pietrantozzi;
`Stephen
`
`Williams;
`
`Treasurer,
`County
`Califano
`of Emily
`of America
`States
`acting
`and Urban
`Dewlopment;
`Lawrence
`Hess;
`Hess;
`James Dance;
`Dorothy
`Kathleen
`Shamn
`James;
`Alfred Williams
`e/k/a
`Hess;
`New York
`State Department
`
`Emily
`thmugh
`Richard
`Eldine
`
`Administrator
`Jane Califano;
`The Secretary
`Hess;
`Jeffrey
`Scott Hess;
`Yakste;
`Deborah
`Scherenbergar;
`John Hess;
`James;
`Robert
`Alfred
`of Taxation
`
`and
`
`Defendants.
`
`The Plaintiff
`
`herein,
`
`by
`
`its Attomeys,
`
`Shapim,
`
`DiCaro
`
`& Barak,
`
`LLC,
`
`complairm
`
`of
`
`the
`
`defendants
`
`above
`
`named,
`
`and for
`
`its cause
`
`of action,
`
`alleges
`
`that:
`
`P_jus;.
`
`Thei Plaintiff
`
`herein,
`
`at all
`
`times
`
`hemina4er
`
`mentioned
`
`was
`
`and still
`
`is a
`
`or Association
`
`an ofEoe
`
`c/o 8950 Cypress
`
`Waters
`
`Blvd.,
`
`duly
`
`authorized
`
`Corporation
`
`and having
`
`CoPliell,
`
`Texas
`
`75019.
`
`FURTHER
`FLADIT1FF
`UPON INFORMATIO1¶AND
`
`ALLEGES
`BELIEF
`
`§_gagIã:
`
`The
`
`defendants
`
`set
`
`forth
`
`in Schedule
`
`"A"
`
`own
`
`real
`
`property
`
`or have
`
`a
`
`place
`
`of businea
`
`at
`
`the address
`
`set
`
`forth
`
`therein
`
`and are made
`
`dethndants
`
`in this
`
`action
`
`in the
`
`capacides
`
`therein
`
`alleged
`
`and
`
`for
`
`the purpose
`
`of
`
`foreclosing
`
`and
`
`extinguishing
`
`any
`
`other
`
`right,
`
`title
`
`or
`
`interest
`
`said
`
`defendants
`
`may
`
`have
`
`in the subject
`
`premises.
`
`14-038553
`
`Amended Mongater
`
`f oredosure Complaint
`
`Page 1 ore
`
`!
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`4.
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`Thiuli
`
`The Viiited
`
`States
`
`of America,.
`
`The People
`
`of
`
`the Shge
`
`ofNew
`
`York,
`
`The
`
`State
`
`Tax Conunission
`
`of.the
`
`State
`
`of New York,.the
`
`Industriai
`
`Commissioner
`
`of
`
`the State
`
`of
`
`New York
`
`and all other
`
`agencies
`
`or
`
`instrumentalities
`
`of
`
`the Federal,
`
`State
`
`or
`
`local
`
`government.
`
`.(by whatevername.designated)
`
`ifinade
`
`partici
`
`to thi7
`
`action
`
`and if appearing
`
`in Schedule."B",
`
`are mirde
`
`parties
`
`solely
`
`byreason
`
`of
`
`flin interest
`
`set
`
`forth
`
`in Schedul#
`
`"B"
`
`and for no other
`
`renson.
`
`Pourth:
`
`Heretofore,
`
`Emily
`
`Jane Califano,
`
`not
`
`deceased;
`
`for
`
`the pmpose
`
`of
`
`secuting
`
`to Wells
`
`Fergo
`
`Bank,
`
`N.A.,
`
`its successors
`
`and.âssigris,
`
`duly.made
`
`a certain
`
`adjustable.or
`
`.fixed
`
`rate
`
`note
`
`(Eleme
`
`Equity
`
`Conversion
`
`instmment),
`
`whereitt
`
`and whereby
`
`they
`
`bound
`
`themselves,
`
`their
`
`heirs,
`
`ïmrecutors,
`
`administrators
`
`and assigns,
`
`and each mid Wery
`
`one
`
`of
`
`them,
`
`jointly
`
`and severally,
`
`in the amount
`
`of said
`
`sum of money,.all:as
`
`more
`
`fully.appears
`
`togetherMth
`
`the terms
`
`of
`
`repayment
`
`of Wells
`
`qf said
`
`sum er
`
`rights
`
`Fargo
`
`Elm%, EA.,
`
`its successors
`
`and
`
`assigns,
`
`in said.bond,
`
`note
`
`cr other
`
`instrmnent,
`
`a copy
`
`ef which
`
`is attanhd
`
`heretq
`
`and made
`
`a
`
`part
`
`hpreof.
`
`F_i$h.;
`
`As
`
`seoprity
`
`idr
`
`the paymelit
`
`of said
`
`indebtedness,
`
`a Home
`
`B@ity
`
`Conversion
`
`Mtutgage
`
`was
`
`executed
`
`in the
`
`sum of
`
`243,000.
`
`, acknowledged
`
`and delivered
`
`to.
`
`Wells
`
`Pargo
`
`Bank,
`
`Ñ.A.
`
`recorded
`
`in the.Saratoga
`
`Count^
`
`Clark's
`
`Office
`
`on February
`
`22, 2007,
`
`wherein.and
`
`theroin
`
`in Instrument
`
`Number:
`
`2007Ò07401.,
`
`whereby
`
`the mortgagdr(s)
`
`namo(cid:15)
`
`mortgaged,
`
`bargained,
`
`granted
`
`an interest
`
`in ami(or
`
`sold
`
`to the modgagee,
`
`its
`
`successors
`
`and
`
`assigns,
`
`the premises
`
`more
`
`particqlarly
`
`described
`
`therein,
`
`hereinafhr
`
`called
`
`''.mortg
`
`god
`
`piemises",
`
`under
`
`certain
`
`conditions
`
`with
`
`rights,
`
`duties
`
`and privileges
`
`between
`
`ór among
`
`thern
`
`as.
`
`more
`
`fully
`
`appears
`
`in said mortgage,
`
`a copy
`
`of which
`
`is attached
`
`hereto
`
`and-made
`
`a part hnreof.
`
`.14038653
`
`dael Mongage Pareclosure
`
`Complaint
`
`Page.2 off8
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`Sjails
`
`Herctofom,
`
`Emily
`
`Jane Cglifano..now
`
`deceased,
`
`also
`
`executéd
`
`a.Home
`
`Bquity
`
`Conversion
`
`Loan
`
`Agreement,
`
`more
`
`c4mmonly
`
`known
`
`as a "Reverse
`
`Mortgage
`
`Ajpeement",
`
`which
`
`required
`
`the lander
`
`to.pay
`
`the sunïs
`
`secured
`
`by
`
`the Home
`
`Bquity
`
`Conversion
`
`Mortgage
`
`en 4.perindio
`
`basisdestead
`
`ofin
`
`ong Jump
`
`sum at
`
`the flmo
`
`the loan
`
`documents
`
`were
`
`executed.
`
`The Home
`
`Bquity
`
`Conversion
`
`Mortgago
`
`and Agreement
`
`provided
`
`that
`
`the Lander
`
`may
`
`rëquis
`
`immediate
`
`payment
`
`in full
`
`of all stims
`
`secured
`
`if Emily.lane
`
`Califano.c(cid:11)ases
`
`to occupy
`
`the subjeof
`
`premises
`
`at herprincipal
`
`residence.
`
`In this
`
`case the 30 Day Repayment
`
`Demand
`
`fbr
`
`Non-Ocotipancy.was
`
`dated
`
`and mailed
`
`August
`
`26,
`
`2014.
`
`In addition,
`
`the Home
`
`Equity
`
`Conver¿ion
`
`Loan
`
`Agreemeht
`
`also
`
`pmvided
`
`that
`
`the lender may
`
`require
`
`immediate
`
`pa^ment
`
`.
`
`in
`
`full
`
`ofell
`
`enms
`
`secuted
`
`upda.the
`
`death.of
`
`Emily
`
`Jane Califano,
`
`which
`
`decurred
`
`on January
`
`4,
`
`2016.
`
`Seventh:
`
`The Flaintiff
`
`le the current
`
`awner
`
`and holder
`
`of
`
`the
`
`subject
`
`Home Equity
`
`Conversion
`
`Mortgage
`
`and.N
`
`e and therefore
`
`has the authority
`
`to.institute
`
`a mortgage
`
`foreclosure
`
`action.
`
`HighA
`
`The Home Equity
`
`Cónversion
`
`Mortgage
`
`was
`
`duly
`
`recorded
`
`and the
`
`.mortgage
`
`tix
`
`due theren
`
`was duly
`
`paid
`
`on the recórded
`
`instrument
`
`inthe
`
`proper
`
`Countó
`
`Clcrk's
`
`OfHce
`
`at
`
`the plac6
`
`sad
`
`time which.appears
`
`thereon.
`
`Emilg
`
`Although
`
`Plaintiffadvanced
`
`the monies
`
`reqtiired
`
`pwsuant
`
`to the Home
`
`Equity
`
`Conversion
`
`Loen Nortgage
`
`andAgreement,
`
`Emily
`
`Jane Caiifano
`
`and the Estate.of
`
`Baily
`
`.Jane Califano
`
`has/have
`
`failed
`
`and neglected
`
`to comply
`
`with
`
`the conditionsetheMome
`
`Equity
`
`Conversion
`
`I
`
`lo#gage,
`
`Agreement
`
`and note
`
`by omitting.and
`
`failing
`
`to comply
`
`with
`
`the terms
`
`and
`
`provisions
`
`of
`
`the
`
`said3nstruments
`
`to either
`
`occupy
`
`the subject
`
`proptises
`
`or
`
`to pay thebalance.due
`
`upon
`
`expiration
`
`period.of
`
`notice
`
`of default
`
`for pon-eqcupancy.
`
`The
`
`default.has
`
`continued
`
`14-038653
`
`Asianded Mortgage
`
`Foreclogum Complàitt
`
`Page 3 of 8
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`beyond
`
`the applicable
`
`graceperiod
`
`set
`
`forth
`
`in the Note,
`
`Home
`
`Equity
`
`Conversion
`
`Moi gage
`
`and
`
`Agreement
`
`and.by
`
`reason
`
`thereof,
`
`Plaintiffhas
`
`elected
`
`and bereby
`
`elçcts
`
`to:declare
`
`i
`
`nediately
`
`due and payable
`
`the entire
`
`unpaid
`
`balance,
`
`Ignlhi
`
`By.reasodorthe
`
`foregaing,
`
`there
`
`is now due
`
`and owing
`
`to the plaintiff
`
`ujion
`
`said Not4,
`
`Honie
`
`Eqtfity
`
`ConversionMortgage
`
`and Agreement,
`
`the unpaid
`
`principal
`
`balance
`
`set
`
`forth
`
`in Schedule
`
`other
`
`late
`
`chargesønd
`
`C, andshch
`
`fees,
`
`costs,
`
`interest,
`
`the grnount
`
`of which
`
`will
`
`be detenuined
`
`by the Court..
`
`Eleventh:
`
`The Home
`
`Equity
`
`¬onversion
`
`Mortgage
`
`providës
`
`that,.fn
`
`the case
`
`of-
`
`.
`
`foreclosure,
`
`the mortgaged
`
`premiseamay
`
`be sold
`
`in one parcel
`
`Twelfth:
`
`·
`
`The Plainti#ahallnotte
`
`deemed
`
`to hav6waived,
`
`altered,
`
`released
`
`or
`
`.
`
`changed
`
`the election
`
`heroishefore
`
`made
`
`by
`
`reason
`
`of
`
`the payment
`
`or perfonnance,
`
`after
`
`the date
`
`of
`
`the commencernent
`
`of
`
`this
`
`mentioned
`
`and
`
`such
`
`action..
`
`of any or all of
`
`the defaults
`
`herein;
`
`election
`
`shall
`
`continue
`
`and remain
`
`effective
`
`until
`
`the costs
`
`and disbursemerits
`
`ofthis
`
`action,
`
`and
`
`all.present
`
`and future
`
`defaults
`
`under
`
`the Note
`
`and Home
`
`Equity
`
`Conversion
`
`Mortg4ge
`
`and
`
`Agreement
`
`and occurring
`
`prior
`
`to the discontinuance
`
`of
`
`this
`
`action
`
`are fully
`
`paid
`
`and qured,
`
`Thirteenth:
`
`The
`
`purpose
`
`for
`
`filing
`
`this Supplemental
`
`Summons
`
`and Amended
`
`the captfonto
`
`confomi
`
`tith
`
`the title
`
`as above
`
`and to name
`
`and
`
`add
`
`Complaint
`
`is to amend
`
`Montgomery
`
`County
`
`Treasurer,
`
`as the
`
`Limited
`
`Administrator
`
`ohEstate
`
`of Emily
`
`Califano
`
`m/kla Emily
`
`Jane Califame,
`
`Righard
`
`Ness,
`
`Jelfrey
`
`Hess, Mark
`
`Hess,
`
`lawrenecHess,
`
`Elaine
`
`Yaksta,
`
`Scott Hess,
`
`John Dance,
`
`Jam.es Dence,
`
`porothy
`
`Scherenberger,
`
`Deborah
`
`Pietrantomi,
`
`Shamn
`
`Jarnes,. Kathleen
`
`Jamps
`
`John Hess,
`
`Stephen
`
`Hess,
`
`Alfred
`
`Williams
`
`a%/a Alfred
`
`Robert
`
`Williams
`
`and New York
`
`State Department
`
`of Taxation
`
`and Pinance
`
`as necessary
`
`party
`
`defendants.
`
`14 038653
`
`AGtended MartgageFonjpoloscos
`
`Complaint
`
`Page 4 of5
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`Fourteenth;
`
`Puràuant
`
`to the Fair Debt
`
`CoSection
`
`Practices
`
`A¢t,
`
`thia
`
`action may be
`
`deemed
`
`to be an attempt
`
`to collect
`
`a debt,
`
`on behalf
`
`of Plaintiff.
`
`Any
`
`information
`
`obtained
`
`as a
`
`result
`
`of
`
`this
`
`action
`
`will
`
`be used
`
`for
`
`that
`
`pwpose
`
`Fifteenth:
`
`If
`
`the subjei:!
`
`Note
`
`and Háme
`
`F4ñty
`
`Convetsion
`
`Mortgage
`
`fall within.the
`
`presáribed
`
`definition
`
`of a subptime
`
`homeloan
`
`or high¬cept
`
`hdme
`
`loan
`
`as iddhtifed
`
`under
`
`section
`
`sitt-I
`
`or sixe
`
`of
`
`the New yerk
`
`State Banki
`
`g Law,,then.Plaintiff
`
`has
`
`complied
`
`with
`
`ail
`
`the
`
`provisions
`
`of section
`
`five-hundred
`
`winety-five
`
`of
`
`the NewTork
`
`State
`
`Banking
`
`Law
`
`and
`
`any
`
`rules
`
`and regulations
`
`promulgated
`
`thereunder,
`
`section
`
`six-I
`
`or six-m pf
`
`the New fork
`
`State
`
`Bheking
`
`Law and section
`
`thirteen
`
`hundred
`
`xoor
`
`of New York
`
`State Real
`
`PropertyActions
`
`and
`
`Pmceedings
`
`Law
`
`(RPAPL).
`
`Upon
`
`information
`
`complied
`
`the provisions
`
`of
`
`Sixteenth:
`
`and belief,
`
`Plaintiffhan
`
`with
`
`RPArL
`
`§ 13N,
`
`if applicablet
`
`WHERFJORE,
`
`plainfifEdernands
`
`judgment:
`
`(a)
`
`Miudging
`
`and dècreeing
`
`the amounts
`
`due the plaintiff
`
`for
`
`principal,
`
`interest,
`
`costs,
`
`and reasonable
`
`attorney's
`
`fees,
`
`ifand
`
`as provided
`
`for
`
`in the said afortgage;
`
`(b)
`
`That
`
`the defendants.and
`
`all persons
`
`claiming
`
`by,
`
`through
`
`or under
`
`them,
`
`or. either
`
`ér any of
`
`them,
`
`subsequent
`
`to the comniendement
`
`of
`
`this
`
`action
`
`and every
`
`other
`
`person
`
`ër
`
`corporation
`
`whose
`
`right,
`
`titic
`
`conveyance.or
`
`oncumbrance
`
`is subsequent
`
`to or subsequently
`
`rec.onled,
`
`may
`
`be baned
`
`and fanner
`
`foreclosed
`
`of alifight,
`
`claim,
`
`lien,
`
`or
`
`intprest,
`
`or equity
`
`of
`
`redernption
`
`In au4 to said mortgaged
`
`promises;
`
`(c)
`
`That
`
`the said mortgaged
`
`premises,
`
`or such
`
`pmt
`
`thereof
`
`as may
`
`be.necessary
`
`to
`
`raise
`
`the aÆounts
`
`then
`
`due for principal,.fnterest,
`
`costs,Jeasonable
`
`attorney's
`
`fees,
`
`alloƒances
`
`and
`
`r4-038653
`
`mended
`
`ldortgage
`
`For#deame
`
`Complaint
`
`Page.5.of
`
`8
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`disbursements,
`
`togèther
`
`with
`
`aný
`
`nonie.s
`
`advanced
`
`and paid,
`
`nisy
`
`be decreed
`
`to be sold
`
`according
`
`to law;
`
`(d)
`
`That
`
`out
`
`of
`
`the monies
`
`arising
`
`frogthe
`
`sale thereof,
`
`the plaintiff
`
`may
`
`be paid
`
`the
`
`amon1ts
`
`then
`
`dùe on said
`
`Ogd/ñotefand
`
`Hofne
`
`Equity
`
`Conversion
`
`Mbr.tgage
`
`and agreement.and
`
`any
`
`sutn whichunar.have
`
`been.paid
`
`by
`
`the plaieítiffto
`
`protect
`
`the lien
`
`ofplaintif
`
`Fe nigrtgage
`
`as
`
`berein
`
`set
`
`forth,.with
`
`intecost
`
`upòn
`
`said
`
`amounts
`
`frorn
`
`the dates
`
`of
`
`the rgspective
`
`payments
`
`and
`
`advances
`
`thëreof,
`
`the costs
`
`and ekpenses
`
`of
`
`this
`
`actiot
`
`additionst
`
`allowance,
`
`if adÿ,
`
`and
`
`reasonable
`
`attorneys
`
`as.pmvided.for
`
`rider
`
`foes,
`
`if.end
`
`in the.mortgage,
`
`or other
`
`agreement,
`
`so far
`
`as the amount
`
`of such money
`
`propedy
`
`applicable
`
`thereo
`
`will
`
`pay
`
`the sanie;
`
`(e)
`
`that
`
`either
`
`or any of
`
`the parties
`
`to this
`
`action may
`
`become
`
`a pmchaser
`
`upon.such
`
`sale;
`
`(4
`
`That
`
`this Court
`
`forthwith
`
`appoint
`
`a.Receiver
`
`of
`
`the rents
`
`and profits
`
`of said
`
`premises
`
`with
`
`the ustsel
`
`powers
`
`aDd duties;
`
`(g):
`
`That
`
`the United
`
`States
`
`of America
`
`shall
`
`have
`
`the right
`
`of
`
`redeinption,
`
`if
`
`applicable;
`
`(h)
`
`That
`
`the plaintiff
`
`may have
`
`such
`
`other
`
`or
`
`further
`
`relie¶
`
`or both,
`
`in the premises
`
`as
`
`may be just
`
`and equitabic;
`
`14-038613
`
`.Arsended
`
`h(odgage
`
`Foreclosure Complaint.
`
`Page 6 of 8
`
`--
`
`..
`
`+.
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`Plaintiff
`
`specincally
`
`reserves
`
`its right
`
`to share
`
`in any
`
`surplus
`
`monies
`
`arisiss
`
`from the sale
`
`of anhject
`
`premises
`
`by åtue
`
`áf
`
`its pos
`
`titin
`
`as.a judgment
`
`or other
`
`lien-creditur
`
`excluding
`
`the
`
`mortgage
`
`being
`
`foreclosed
`
`hereln.
`
`Dated:
`
`..
`Steve
`Foreclosure
`
`Esq.
`
`. Palmet
`Attomey
`DICARO.
`SHAPIRQ.
`fbr Plaintiff
`Ateorneys
`175 Mile:Cessing.Boulevard
`New Voÿk14624
`Rochester,
`247-9000
`(585)
`247-7360
`(585)
`Fax;
`Our File No.
`14038653
`
`& BARAK,
`
`LIf
`
`.
`
`14-038653
`
`AenendedMortgage
`
`Foreclosure Congdaint
`
`Page 7 of 8
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`SCHEDULE
`
`A - DEFENDANTS
`
`DEFBNDANTS
`
`CAPACiTY
`
`Limited
`Califatic
`a Decree
`granted
`Courton
`Court
`
`Adrninistrator
`of
`the Estate
`Bmily
`Jane Califano
`g/k/a Emily
`vitts
`by
`Limited
`Administration
`Granting
`in the Montgomery
`Sunogate's
`Surrogate's
`1, 2019,
`Febmary
`File No.;
`2017-109/A,
`
`County
`under
`
`of
`
`as the Limited
`Treasurer,
`Count^
`identgomery
`of Emily
`ofthe
`.Administrator
`Estate
`aka
`J.ane Califano
`Emily
`Skeet
`20 Park
`PO Box
`1500
`NY 12068
`fonda,
`
`Califunq
`
`Hess
`Richard
`Las Vegas
`4330
`Apaétment
`44
`Las Vegan, NV 89115
`
`Blvd
`
`1(cid:25)ark Hess
`Van Vranken
`1704
`Apartment
`I
`
`Avenue
`
`Schencotedý,.
`
`NY 12308
`
`Jenrey
`1136
`
`Hess
`Sarber
`
`Schenectady,
`
`Drive
`NY 12303
`
`14-038653
`
`.
`
`.
`
`Califano
`Ernily
`deceased
`owner
`Note
`
`January
`of Çecord
`secured
`
`Febmar^
`2007007401,
`
`by
`22, 2007,
`being
`
`a/k/a
`
`Emily
`44016,
`and origingl
`the Mgrtgage
`in instrunient
`foreclosed
`
`Jane Celifano,
`the.original
`being
`obligor
`under
`acorded
`on
`No,
`here(n..
`
`distributee
`Califano
`a/k/a
`Emily
`Etnily
`Califano
`a/k/a
`Emily
`Enuly
`2016.
`deceased
`AnuaryA
`Jane CaRfano
`a/k/a Emilt
`owner
`of acord
`and original
`Note
`soonrad
`by the Mortigage
`in Instnmicut
`22, 2007,
`fereclosed
`
`Possible
`
`of
`
`February
`2007007401,
`
`being
`
`late
`
`the Estate
`ofthe
`Jane Califhno.
`Jane Califano
`Califano
`.Emily
`the original
`being
`o1iligor
`under
`lecorded
`on
`No.
`herein.
`
`distributee
`aka
`Califano
`Emily
`Bmily
`Califano
`alk/a
`Emily
`Emily
`deceased
`January4,
`2016,
`Jane Califano
`aWs Emily
`rBÒOrd
`and originál
`OWfNir
`df
`Note
`secured
`the Mortgage
`in Instrutnant
`foreclosed
`
`Possible
`
`of
`
`Eebruary
`2007007401,
`
`by
`22, 2007,
`being
`
`the late
`of
`the Estate
`Jane Califkno.
`Jane Califano
`Califano
`Emily
`the original
`being
`Obligdr
`under
`recorded
`on
`No.
`herein.
`
`Possible
`
`of
`
`distributee
`Califano
`a/k/a
`Califano
`
`February
`2007007401,
`
`Emily
`Emily
`Emily
`a/k/a.Efnily
`4, 2016.
`deceased
`January
`nMa Emily
`Jane Califano
`record
`And original
`owner
`of
`Note
`the Mortgage
`secured
`by
`in instrument
`22i 2007,
`fnroelosed
`being
`
`of
`the Estate
`the late
`Jane.Califana.
`Jane Califano
`Califano
`.Bmily
`the original
`heing
`obligor
`under
`on
`recorded
`No.
`herein.
`
`the
`
`the
`
`t%p
`
`the
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`Possible
`
`of
`
`of
`distiibutee
`the Estate
`the late
`Califano
`a&/a
`Jane Califano.
`Emilý
`Emily
`Califano
`a/k/n
`Jane Califano
`Emily
`Emily
`Califano
`4, 2016.
`deceasedJanuary
`Emily
`e/k/a
`Jana Califane
`the original
`Emily
`being
`owner
`of
`record
`obliger
`under
`and original
`Note
`secured
`recordo.d
`the Mortgage
`on
`in InstrumentNo.
`herein.
`
`Febmary
`2007007401,
`
`hy
`22r2007,
`being
`
`forecloses
`
`Possible
`
`Pebruarr22,
`2007007401,
`
`of
`the late
`of
`the Batute
`distributco
`Jane Cálifano.
`Califano
`a/k/a Emily
`Emily
`EmjlyCalifgno
`Inne Califana
`a/k/aRmily
`de.ceased
`4, 2016.
`Califano
`January
`a/k/a
`Jane Califano
`original
`Emily
`of
`record
`and original
`under
`owner
`Notcaocured
`by the Mortgage
`on
`in Instrument
`2007,
`familosed
`being
`
`Emily
`beingthe
`
`obligor
`recorded
`No.
`herein.
`
`distclhutee
`Califano
`a/k/a
`Emily
`Emily
`Califano
`alk/a
`Emily
`Emily
`deceased
`4, 2016
`Jagnary
`Jane
`e/lda Emily
`alifano
`record
`owner
`of
`and original
`Note
`secured
`by the Mortgage
`in.Instrument
`foreclosed.herein.
`
`Possible
`
`of
`
`Embruary.22p2007,
`200700740.1,
`
`being
`
`the Estate.of
`the.late
`Jane Califhrio.
`Jane Califano
`Califano
`Emily
`the original
`being
`obliger
`under
`recorded
`on
`No.
`
`.Lawrence
`1704 Van
`Apatement
`
`Hess
`Vranken
`1
`
`Avenue
`
`Schenectady,
`
`NY 12308
`
`Yaksta
`Elaine
`1009 Bince
`
`Schenectady, M 12303.
`
`Lane
`
`Hess
`Scott
`7 Turner
`Park Road
`NY 12302
`
`Echenectady,
`
`John Dence
`Lane
`23 1tice
`Eagle
`Bridge,.NY
`
`12057
`
`James.Dence
`Pond Road
`12,17 Great
`Aurora, MB 04408
`
`Passible
`
`Emily
`
`the late
`of
`of
`distributes
`the Estate
`JaneCalifano..
`a/k/a Emny
`Califano
`Emily
`Califano
`4/k/a
`Jarie Califano
`Emily
`Emily
`degeesed
`Califano
`4, 2016.
`January
`the original
`a/k/a
`Jane Califano-being
`Emily
`and original
`obilgor
`under
`owner
`record
`of
`on
`Note
`secured
`by the Mortgagerecorded
`in Instmment
`22, 2007,
`foreclosed
`
`February
`200007401,
`
`being
`
`No.
`herein.
`
`Ponible
`
`of
`
`distributee
`Califano
`Califhno
`
`the late
`of
`the Estate
`Jane Califhno,
`a/k/aEmily
`Enlily
`at/a
`Jane Califano
`Emily
`Emily
`deceased
`Califano
`4, 2016.
`Bmily
`January
`the original
`Jane Califano
`a/k/a Emily
`being
`ander
`ownst
`of
`reconl
`and original.obligor
`by the Mortgage
`on
`Note
`secured
`recorded
`in Instrument
`No.
`22, 2007,
`herein..
`foreclosed
`being
`
`February
`20070074013
`
`14-038653
`
`.
`
`....
`
`.....
`
`--
`
`the
`
`the
`
`the
`
`the
`
`the
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`Possible
`
`ofthe
`
`distributcc
`Califano
`Emily
`Califano
`Emily
`deceased
`aka
`owner
`Note
`
`late
`
`Estate
`of
`the
`Jane Califano,
`Jane Califano
`Califano
`Emily
`the original
`heing
`obligor
`under
`on
`recorded
`No.
`
`awa
`Emily
`aka
`Emify
`4, 2016.
`January
`Jane Califano
`Emily
`r.ecord:and
`original
`of
`seemel
`the Mortgage
`in Instrument
`foreelosed.berein.
`
`Pebruary
`2007007401,
`
`by
`22, 2007,
`being
`
`Fossible
`
`Ethily
`Emily
`deceased
`aka
`owner
`Note
`
`February
`200700740.1,
`
`by
`22,.2007,
`being
`
`distributee
`awa
`Califado
`Emily
`aWe Emily
`Califaán
`4, 201.6..
`January
`Jane Calithno.being
`ˆmily
`record
`and originalnobliget
`of
`secured
`recorded
`the Mortgage
`No.
`in Instrument
`foreclosed
`herein.
`
`of
`
`the late
`the Betate
`of
`Jane Califano.
`Jade Califano
`Califano.
`Emily
`the origins1
`under
`on
`
`late
`
`Possible
`
`E:gily
`Emily
`deceased
`Jismary
`a/k/a
`EinityJane
`owner
`of
`recotd
`Note
`secured
`by
`2R,.2007,
`being
`
`February
`2007007401,
`
`of
`of.the
`the Bstate
`distributee
`ime
`Califano
`a/k/a Emily
`Califano,
`Califano
`a/k/a Ernity
`Jane Califano.
`4 2016.
`Califano
`Engily
`Califano
`the original
`being
`and original
`obligor
`under
`the Moitgage
`recorded
`on.
`in.Instrument
`No.
`foreclosed
`herein.
`
`Possible
`
`of
`the Estate
`distributee
`of
`the late
`eWa Bmily
`Jane Califano.
`Califano
`Bmity
`Califano
`a/k/a
`Emily7ane
`Califano
`Emily
`deceased
`Califano
`4, 2015,
`January
`ˆÀilly
`a/k/a
`Jand Califano
`the
`original
`ˆmily
`being
`owner
`of1tooni
`and original
`obligne
`the Mottgage
`Note
`recorded
`secured
`in instrument.No,
`22,
`foreclosed
`herein,
`
`February
`2007007401,
`
`b^
`2007,
`
`being
`
`underthe
`on
`
`the
`
`the
`
`the
`
`the
`
`Scherenberger
`Dorothy
`21 Mechanic
`Street
`NY 12134
`
`Northville,
`
`Pietrantokzi
`Deborah
`Drive.
`.7669 Manor
`On the Lake, OH 44060
`Mentor
`
`Sluuon
`James
`Unks
`Drive
`2612
`Apartment
`
`IA.
`IN 46514
`
`Elkhart,
`
`.Kathleen
`68730
`
`James
`Calvin
`
`CassopòLis,
`
`MI
`
`Road
`
`Ocater
`49031
`
`John Hess
`130.
`.8361 Road
`Cecil, ŒH 45821
`
`.14-03%S3
`
`distributee
`Califhno
`Califano
`
`of
`
`aka
`
`Possible
`
`Emily
`Emily
`deceased
`aka
`Smily
`owner
`of
`Notin.secured
`
`Febrgary
`2007007401,
`
`by
`22, 2007,
`being
`
`Emily
`aWa.Emily
`4, 2016.
`Mnuary
`Jane Califano
`record
`and original
`the Mortgage
`in Instrument
`foreclosed
`
`of
`the Estate
`the late
`Jane Califano.
`Jane Califano
`Califano
`.Emily
`the original
`being
`obligor
`under
`recorded
`on
`No.
`herein,
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`of
`
`Califhno
`
`:Possible
`
`Emily
`.Bally
`deceased
`a/k/a
`owner
`Note
`
`February22,
`2007007401,
`
`distributee
`the late
`of
`the Estate
`Califuno
`Jane Califano.
`g/k/a
`NTaily
`a/Wa EinilyJane
`Califano
`4, 2016,
`Califano
`Emily
`January
`the original
`Iane Califimo
`ˆmily
`being
`of
`reconi
`under
`obligot
`and original
`secuted
`by the Mottgage
`on
`recortied
`in Instrument.No.
`2007,
`foreclosed
`hercin.
`being
`
`Puduiblet
`
`Emily
`Emily
`deceased
`a/k/a
`owner
`Note
`
`Pebruary
`2007007401,
`
`by
`22i2007,
`being
`
`distribütee
`Catithno
`a/k/a
`Emily
`Califano
`a/k/a
`Emily
`4, 2016..
`January
`Jane Califano
`Emily
`ofrecord
`and original
`secured
`the Mortgage
`in Instrument
`foreclosed
`
`of
`
`the tatei
`the Estate
`of
`Jane Califano,
`Jane Califano
`Califano
`Emily
`the original
`being
`under
`obligor
`on
`recorded
`No.
`herdia
`
`the
`
`the
`
`Stephen
`Hess
`387 Carlton
`
`Eastraim
`
`Drive
`OH 44095
`
`alk/a
`Williams
`
`Altes
`Willitrus
`Robert
`Alfred
`Road
`355 North
`NH 03$81
`
`Shelbume,
`
`1M38
`
`3
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`DEFENDANTS
`
`of Anierica.
`States
`The United
`acting.through
`The Secretary
`Developinent.
`Urban
`Seventh
`Street.SW
`431
`DC 20410
`
`Washington,
`
`SCHEDULE
`
`B - DEFENDANTS
`
`CAPACITY
`
`0.f Housing
`
`and.
`
`mortgageo
`
`SubOnlinate
`recostled
`on.February
`No.
`20070007402,
`
`by
`22,
`
`virtue
`2007
`
`of a Mottgage
`in Instrument
`
`.
`
`New York
`Departinent
`:PO Box
`
`Albarty,
`
`Stat,
`ofTaxation
`.$149
`NY 12205
`
`and Pinance
`
`lien
`To put piT any possible
`for unpaid
`estate
`law warrants
`tax
`and/ar
`taxes,
`autstanding
`the subject
`other
`1tens ¼gainst
`premises.
`
`any
`
`14-038653
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`SCREDULE
`
`C
`
`MQRTGddE
`
`INFORMA ION
`
`Amount
`i. Original
`Home Equity
`
`of Bond/Note
`Conversion
`
`Loan
`
`Agreement
`
`2. Default
`
`date
`
`5, Principal
`
`balance
`
`owing.
`
`AMOUNr
`
`DIJE
`
`$24),000.00
`
`(cid:5)uly
`
`10, 2014
`
`$110,026.00
`
`4.
`
`Interest
`
`pasuant
`
`to the terms
`
`of
`
`tite Note
`
`Ta.Be
`
`Calctilated
`
`at Judgment
`
`5.
`
`Interest
`
`Rate
`
`at.titnepf
`
`Dorault
`
`ate
`
`139%
`
`6, Advanced
`
`by Plairitiff
`
`To Be Calculated
`
`at Judgment
`
`*
`Interest
`Apement
`proper
`Couniy
`of 9.009ÿ-
`
`continue
`wilt
`contract
`Clark's
`
`ste,
`
`to accrue
`pursuant
`until
`a Judgment
`at which
`
`0pce,
`
`time
`
`and Home
`to the terms
`th.e note
`of
`Sale has
`heen
`of Foreclosure.and
`rate will
`be calcula.ted
`the laterest
`
`Conversion
`Eqrdty
`in ths
`entered
`the legal
`at
`
`rate
`
`14-038653
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`SCHEDUlE
`
`D
`
`The
`instromant
`Jana Califaáo;
`$243,000.00,
`lastranentNumber:
`Champion
`d(cid:9)/a
`.Møftgage
`Number:
`
`foreclosed
`being
`as Mortgagor(s)
`inihe
`and recorded
`200700740LThe
`Company,.and
`Mor,tgage
`on September
`executed
`20.17029031.
`
`herdin
`fb Wells
`
`4,
`
`is a Adoupp
`2, 2007,
`Pabmary
`es Mortgageepto
`Parge
`N.A.,
`Bang,
`Citrk's
`on February
`ŒfHce
`Satatep
`County
`t(cid:11) Nadonster
`Moftgage
`was
`trgnsferred
`said
`transfer
`pud tecorded
`
`dated
`
`2017
`
`wastneinorializedb^
`89ptember
`
`12, 2017
`
`executed
`secure
`the
`
`223 2007,
`Mortgage
`an Assignment
`in Instrument
`
`by Emily
`sum of
`in
`IAC
`
`of
`
`the underlying
`n addition,
`and we delivered
`assign,
`
`was
`Note
`to Plsintiff
`
`indorsed
`
`priort0
`
`the Original
`by
`ine cornmencementof
`
`lender.or
`
`its
`
`this
`
`ajpmt,
`action;
`
`successor,
`
`nr
`
`1:
`
`14-038653
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`snumeli
`
`.vess0.-emicov0MÌ
`
`-d
`
`genious tagas.supputesc.
`useH0mbuse uugenier,wfuse
`
`.BUCNE 8th
`
`igd sinety
`
`4Arv;c
`
`N0tets mNir
`fitnSA B 1RYANT
`Ike'mghtle
`EMid .
`the State eP 0hts.,
`
`litd011Atts4.
`.C¾EPA110.
`NTCUAELA. d)FARD,.
`
`418SM80Nfria
`IAS G8t ÎM24s1
`Pranklta Coenty.·tn
`.
`8081388a
`T81857
`fi(cid:144) Nf#1'll0MrliGP
`11N20Y2A918UAleffell0
`ing as -Tl2 3maggerzoangEeade 5eet.ts, New Yakh 17302.,
`ra
`hyevas er Lttt$Æt4.411F11U5 0451FAl10.
`sad as the sprviv4ng
`indt
`deally
`ff'fAir3)GON
`JAltr%
`
`);gin
`
`as
`thfqf
`
`Sf
`
`sus
`faild fp. one|4densticot ef
`.a-
`ag1oo-.
`as gn
`le thn edStan
`(S Aa00
`-m--w---"4bl%|ÔBSD|Ö¾69.QfB
`to st§atht§on
`untuaJ|e
`patd \§spshe
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`nem
`
`. phen
`
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`
`t
`
`(naea
`
`sud\rs
`-,......;·..'_.--
`eaQ asher good mad·
`MAsamemrt pad
`dea annrehet
`her matre,
`4tE .tsuhigt|ttfent
`
`4t
`
`'
`
`and tmÁrovemength
`
`povnty of Sarmt.oga
`itescribed
`as
`
`TRAT Tiract MtCE UR M.RGBLGPlaNu,.wt
`the buildrug
`thef$Lon..
`s.$,LeAtgr .17183 ·4 f 1185Rg1B Clip Tge,4,ef
`thpréeni
`assi stage oCMau Yetts. beleg.sutwe particularly
`bevogled·angl
`1.lne of 3maggprt9en 59a0
`tMilesFJiGIle. at 4 p mi on 414 Etis,terly
`fellount
`the pthce Qhere the mouther.1y.·.
`- whiÄth ppint
`front
`19 slin©mumEM,Ö Yuct sootherly
`.10seph.W. mush adjoins
`t.0is tends now er
`the Ierni4tip
`smegin of
`foruneEt'y of
`th8 lm9t''s AdMrAf, ÏD1illP V.G . MrN 18.,Kmine.. rhenrm run.inist A M
`iniPEdln Of
`98 7' U. m.6
`575 E. 431.9 fees.te..m.points
`in thv.
`fret
`se a potút
`thence.5.
`Inp0s noir,er CoraguSrtyed
`.thir
`bougidary of
`sertherly
`the lants
`at
`houndary line
`W. setong the aertisert,y
`formerl^
`of Awagartewr* Bonds thence.miong
`4$1.3 .{"as ed a point'an
`the easterly
`34'
`t$1.4
`r.. Mr a elstance
`line WE.'5engget¶inst Ebod·. U.:
`Che easterly
`of
`of plagp.e.of beg@nst9g bring phe Mornenki
`.te the point
`
`elplet
`enu or
`
`.r.hener N. 83
`5)
`'vealele·
`
`o,
`
`line
`
`foot
`
`dimenet.ons siera.or
`
`.less,
`
`seeveyed 1pydehsi T. Goettern
`and mille.e.
`B5t/19 (he. evnn,upremilies
`16 file.hav1 A. cattreme
`toff
`by deed dated equeber 19,
`61.a stfe.
`1961 pl Dileds ,n:Lfnge.aiS.
`
`MF9 la licot
`
`k, seerteps.
`smid evcorsed Qatotkr.tt
`
`TMs conveysure
`
`is
`
`ade suliject
`
`·eenesia..ats.. pruILLüepsi euncinents.
`
`rumþIt
`
`valid
`.to all
`nd enfor.c.imbl.e.
`lens pe4 seafap sedip.users
`
`vitters.Asip
`
`the prestse
`
`The ea.id È ctigrul A. CaMFune 4ted an Jut,y 20, 1989, e: spittieI
`.
`..
`spar.e ar palo,
`Pranuate connes in ov
`
`65
`
`NY 27
`
`495
`
`-
`
`-
`
`¤84358*ist
`
`sre
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`=r-rze "r
`
`t·(esdn'"erml·,icsifn.p.4 nirbjüet sq .ui
`leasaMe*:aeas waisev"d irr
`ftWfetMimv
`a insrr.mrge upaid mald·premEmemlease-by 2093NUA$7$AMt8084 7 16pg guesessag to
`. ..
`.
`AttlltNPM40f $45tA88 i‚h
`.
`perended'
`lis trie daussi.9 A*9ts45yC1rebSo office,
`·at she
`isps
`.(shleh mortgrip
`Itavagagun st page 25%,.es absch .rMee is
`a tR?9s to Best 1.34 of
`day of 99eetnt
`$m unpaid prenelpnt
`..
`ITCM5t31T1101 AllD FItt
`lûaigit.EP F1GT AIIB gagIgth.,m..
`pl
`(nns
`terrah.:1.
`, 1993, aL·0ne vase or
`vish taterret.
`Uel.Iarm fatease.ee..h
`Len. pris""t
`per amatan,414% poi4mortmasa .4elbs.tlic nesties
`of aw sc.eend part
`.berebSasuiner'.ead agree to.psy.4 us part ef abe perthur
`pr:fee of
`the·above.
`·dutser.illed arrestses, krid phe pairates of site secake part Wreby ouseke abra
`torothe purposa ol cesp1rtsip.Insta
`the pruspslent
`askinestedge chts testrumient
`.Bec ori M05.
`the Coneral Dbligitt4ons anv,
`
`at
`
`And
`
`*
`
`Andalso
`
`p4fo13183NIIs
`
`8
`
`25
`
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`
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`
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`
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`
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`
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`...
`pitftach As GEttralid
`.
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`
`the
`
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`
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`co$WUllenal'flelanfant(
`
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`
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`
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`
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`
`Mshmi|me
`aneoust e.
`
`asre
`
`no
`
`MrCheureseonGuip1as9-2644.
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`d
`
`practice
`in the
`to .
`ÎrÏ
`F certily ghat this CUpy has been
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`
`our soot
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`Accrza, ugr maps
`
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`
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`
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`
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`
`.
`
`ed
`
`i I
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`g . .
`
`s a
`
`pigspar
`
`.
`
`.
`
`.
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`
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`
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`
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`aded In-me debt assemlifr ela Noneenleul
`payments med(r liy es 89cNItery.
`v the Land.orwd
`, em m pavehemsby the Seemitry,
`Incleding evaót
`
`4"ea"4
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`rM.s
`
`h Å
`
`tN
`
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`
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`
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`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 96
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`Kathleen
`
`K, Marchidae
`GDUWTT CEmpEs
`Rast
`rams
`as
`
`Tu2s
`
`Kh-of
`-
`EBR3rdGA
`.mmewanw"F
`Tag
`pp
`
`NW hk
`COUNTY
`mang
`zwarmindsur
`
`CIERK
`
`RECE192
`
`50
`
`1 20D7911216797
`
`St
`Inner
`Date:
`Rec
`Doc Gype
`assaryp:
`Num, Eger
`
`Party1.:
`Party2
`fe.wnt
`
`t
`
`200.7007401
`02/S2/S907
`3
`SORECDdBB
`17
`
`.1 t4.6;16.
`
`AM
`
`