`NYSCEF DOC. NO. 8
`RECEIVED NYSCEF: 12/18/2023
`
`INDEX NO. 2023-1675
`
`SUPREME
`COUNTY
`
`COURT OF THE
`OF SCHENECTADY
`
`STATE
`
`OF NEW YORK
`
`CAPITAL
`
`ONE, N.A.
`
`STEPHEN
`
`D POTTER
`
`PLAINTIFF,
`
`DEFENDANT(S).
`
`INDEX
`
`NUMBER
`
`2023-1675
`
`-AGAINST-
`
`FILE NO. N480619
`
`FORBEARANCE
`
`AGREEMENT
`
`AND STIPULATION
`
`OF SETTLEMENT
`
`THIS
`
`AGREEMENT
`D Potter
`and Stephen
`
`is made
`(the
`
`on October
`"Consumer").
`
`"Creditor")
`
`19, 2023,
`
`between
`
`CAPITAL
`
`ONE,
`
`N.A.
`
`(the
`
`l.
`
`2.
`
`3.
`
`4.
`
`5.
`
`6.
`
`7.
`
`Consumer
`
`consents
`
`to the jurisdiction
`
`of
`
`this Court.
`
`Consumer
`
`hereby
`
`waives
`
`any
`
`and
`
`all offsets,
`
`defenses
`
`and/or
`
`counterclaims.
`
`Consumer
`
`"Account")
`Agreement.
`
`to pay
`agrees
`the amount
`
`to Creditor
`of $6,700.83
`
`in full
`pursuant
`
`of account
`settlement
`to the repayment
`
`number
`schedule
`
`ending
`set
`forth
`
`in 6327
`in this
`
`(the
`
`All
`payments
`shall
`to Selip & Stylianou,
`www.seliplaw.com,
`
`be made
`LLP,
`or by
`
`calling
`
`payable
`P.O. Box
`
`9001, Woodbury,
`All
`848-8975.
`(866)
`
`to CAPITAL
`
`ONE,
`
`forward
`N.A.
`Consumer
`may
`NY 1 1797-9001,
`online
`or pay
`to collection.
`payments
`are subject
`
`payments
`at
`
`In the event
`then Creditor
`uncured
`for
`
`complaint,
`and payable
`Creditor
`a credit
`applicable
`
`may
`for
`any
`costs,
`
`default
`shall
`the Consumer
`the payments
`of
`in making
`that
`required
`hereunder,
`any
`shall mail
`remains
`If
`the default
`to the Consumer.
`of
`the default
`notice
`written
`in the
`from the mailing
`of
`ten (10)
`the entire
`days
`the notice,
`amount
`then
`claimed
`be due
`less a credit
`for
`payments
`shall
`against
`made
`same
`hereunder,
`immediately
`any
`at
`the Creditor
`and without
`further
`In such
`an event,
`the option
`notice
`and demand.
`of
`that
`the court
`the amount
`in the complaint,
`enter
`requested
`less
`request
`judgment
`payments
`made.
`for
`The
`request
`include
`principal,
`interest,
`disbursements
`as permitted
`and
`
`for
`judgment
`law.
`
`by
`
`may
`
`Once
`Creditor
`Consumer
`
`receives
`Creditor
`Consumer
`the full
`amount
`with
`of Discontinuance
`a Notice
`will
`file
`confirmation
`that
`the Account
`written
`
`has agreed
`prejudice
`is settled
`
`to this Agreement,
`to pay pursuant
`and will
`the court
`with
`provide
`to
`the amount
`agreed
`for
`
`to.
`
`to NY CPLR R. 2101(e),
`Pursuant
`of
`this
`electronically-signed
`copy
`
`the parties
`document
`
`authorize
`of
`in lieu
`
`the court
`the original.
`
`to file
`
`a copy,
`
`facsimile,
`
`or
`
`Page
`
`1 of 3
`
`1 of 4
`
`
`
`FILED: SCHENECTADY COUNTY CLERK 12/18/2023 02:32 PM
`NYSCEF DOC. NO. 8
`RECEIVED NYSCEF: 12/18/2023
`
`INDEX NO. 2023-1675
`
`F-
`
`C
`
`CO
`I
`Lm,4
`
`2 of 4
`
`
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`FILED: SCHENECTADY COUNTY CLERK 12/18/2023 02:32 PM
`NYSCEF DOC. NO. 8
`RECEIVED NYSCEF: 12/18/2023
`Schedule
`Repayment
`
`INDEX NO. 2023-1675
`
`PAYMENT
`NUMBER
`
`1.
`2.
`3.
`4.
`5.
`6.
`7.
`8.
`9.
`10.
`11.
`12.
`13.
`14.
`15.
`16.
`
`17.
`18.
`19.
`20.
`21.
`22.
`23.
`
`PAYMENT
`DATE
`10/30/2023
`11/30/2023
`12/30/2023
`01/30/2024
`02/29/2024
`03/30/2024
`04/30/2024
`05/30/2024
`06/30/2024
`07/30/2024
`08/30/2024
`09/30/2024
`10/30/2024
`11/30/2024
`12/30/2024
`01/30/2025
`02/28/2025
`03/30/2025
`04/30/2025
`05/30/2025
`06/30/2025
`07/30/2025
`08/30/2025
`
`PAYMENT
`AMOUNT
`
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300,00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$300.00
`$100.83
`
`Page
`
`2 of 3
`
`3 of 4
`
`
`
`FILED: SCHENECTADY COUNTY CLERK 12/18/2023 02:32 PM
`NYSCEF DOC. NO. 8
`RECEIVED NYSCEF: 12/18/2023
`and
`its
`its agents,
`and discharges
`Consumer
`Upon
`releases
`8.
`Creditor,
`agreement,
`signing
`have with
`respect
`of any
`from all
`that
`the Consumer
`kind
`claims
`(the
`attorneys
`"Releasees")
`may
`that were
`to the Account,
`or could
`have
`been
`asserted
`in this
`action.
`all
`asserted
`claims
`including
`to this Agreement,
`of all amounts
`the Creditor
`and
`Upon
`payment
`due pursuant
`releases
`the Creditor
`discharges
`the Consumer
`from all
`claims
`of any
`known
`both
`and
`kind,
`have
`been
`have with
`respect
`to the Account,
`all
`claims
`that were
`including
`may
`in this
`asserted
`action.
`
`INDEX NO. 2023-1675
`
`unknown,
`asserted
`
`that
`or could
`
`of
`
`this
`
`9.
`
`This
`
`entering
`
`document.
`that
`is a legally
`acknowledges
`Consumer
`binding
`this Agreement.
`and
`effects
`the provisions
`all of
`understands
`of
`fully
`to review
`has had a reasonable
`this Agreement
`and
`he/she
`time
`Agreement
`and
`signs
`it voluntarily.
`Consumer
`consult
`should
`Consumer
`further
`acknowledges
`has voluntarily
`that
`if he/she
`his/her
`choice
`to discuss
`of
`the aspects
`this
`that
`Agreement
`into
`this Agreement
`of coercion
`free
`and
`duress.
`
`read
`he/she
`has carefully
`Consumer
`acknowledges
`the terms
`understands
`fully
`signing.
`an attorney
`before
`not
`an attorney
`chosen
`to consult
`and knowingly
`he/she
`is voluntarily
`
`and
`
`of
`
`that
`the
`
`of
`
`In witness
`whereof,
`written.
`above
`
`herein
`
`the parties
`
`hereto
`
`have
`
`set
`
`forth
`
`their
`
`hands
`
`and
`
`seals
`
`on the date
`
`Street
`
`Address
`
`City,
`
`State
`
`And
`
`Zip
`
`/
`
`fl
`Home
`
`Ý'
`
`43I
`Phone
`
`x
`
`-'fa-od
`Number
`
`n A
`
`Stephen
`Consumer
`
`tier
`(Signature
`
`Above)
`
`ell
`By: Mitc
`ell G.
`Mit
`&
`lan
`Selip
`for Cre
`Attomeys
`File No. N480619
`
`avid
`
`owitz,
`LP
`itor
`
`,
`
`A. Cohen
`Esqs.
`
`/
`
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