FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 P
`NYSCI EF DOC. NO. 34
`NYSCEF DOC. NO. 34
`
`
`INDEX NO. 2020-8
`INDEX NO. 2020-8
`
`
`
` EIV.
`
`ED NYSCEF: 01/13/2022
`RECEIVED NYSCEF: 01/13/2022
`
`
`
`
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`BChDh3ria CDUnty Clark
`
`Court
`the Supreme
`At an IAS Part of
`held
`in the County
`of New York
`State
`Schoharie
`at
`located
`the Courthouse,
`New York
`Main
`Schoharie,
`Street,
`No\[ew\kvr-
`on
`1 n
`
`the
`of
`at 290
`12157
`, 202).
`
`of
`
`III
`
`PRESENT:
`
`Hon.
`R. Bartlett
`George
`OF THE SUPREME
`JUSTICE
`COURT,
`__________________..____________--..___________..---
`U.S. BANK TRUST
`NATIONAL
`ASSOCIATION,
`NOT IN ITS INDIVIDUAL
`BUT
`CAPACITY
`AS OWNER TRUSTEE
`SOLELY
`FOR LEGACY
`MORTGAGE
`TRUST
`ASSET
`2019-GS4,
`
`---X
`
`Plaintiff,
`
`-against-
`
`DAVID
`DEBRA
`(USA),
`#10"
`
`DEBRA
`A/K/A
`SPERBECK
`SPERBECK;
`ONE BANK
`CAPITAL
`S. SPERBECK;
`DOE #1"
`"JOHN DOE
`through
`"JOHN
`N.A.;
`inclusive
`the names
`of
`the ten last named
`Defendants
`real names
`unknown
`fictitious,
`being
`the parties
`intended
`persons
`or
`Plaintiff,
`being
`corporations
`an interest
`tenants
`in, or
`or persons
`having
`in possession
`of
`the mortgaged
`of, portions
`premises
`described
`in the Complaint,
`
`to the
`
`3 2
`
`3
`8 94
`
`n c
`
`INDEX
`
`NO.:
`
`2020-8
`
`ORDER
`AMENDING
`CAPTION.
`GRANTING
`NUNC PRO TUNC
`JUDGMENT
`DEFAULT
`RELIEF.
`AND JUDGMENT
`OF
`FORECLOSURE
`AND SALE
`
`MORTGAGED
`124 High Street
`Richmondville,
`
`PROPERTY:
`
`NY 12149
`
`SBL
`
`#: 90.7-2-1
`
`1
`
`MORTGAGOR
`Loan Management
`
`SERVICER:
`Service,
`
`Rushmore
`LLC
`
`MORTGAGE
`NUMBER:
`
`SERVICER
`1-888-504-7300
`
`PHONE
`
`___-____.._______________--..-----------------------------X
`
`Defendants.
`
`UPON the
`
`Summons,
`
`Complaint,
`
`and Notice
`
`of Pendency
`
`filed
`
`in this
`
`action
`
`on January
`
`9, 2020,
`
`with
`
`proof
`
`of due
`
`service
`
`thereof;
`
`theNotice
`
`of Motion
`
`and theAffirmation
`
`of Richard
`
`F. Komosinski,
`
`Esq.
`
`both
`
`dated
`
`April
`
`1, 2021,
`
`and
`
`the
`
`exhibits
`
`annexed
`
`thereto,
`
`the Affidavit
`
`of Merit
`
`and
`
`Amount
`
`Due
`
`by Diana
`
`L.
`
`Shaner,
`
`Assistant
`
`Vice
`
`President
`
`of Rushmore
`
`Loan
`
`Management
`
`Service,
`
`LLC,
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`the Plaintiff
`
`herein,
`
`duly
`
`sworn
`
`to on January
`
`5, 2021,
`
`all
`
`in support
`
`ofPlaintiff's
`
`motion
`
`for
`
`nunc
`
`pro tunc
`
`relief,
`
`amending
`
`the
`
`caption,
`
`a Default
`
`Judgment
`
`and
`
`Judgment
`
`of Foreclosure
`
`and Sale;and
`
`UPON proof
`
`this
`
`action
`
`was
`
`brought
`
`to foreclose
`
`a mortgage
`
`on
`
`real
`
`property
`
`located
`
`at 124 High
`
`Street,
`
`Richmondville,
`
`New York
`
`12149
`
`in the
`
`County
`
`of Schoharie,
`
`State
`
`of New York
`
`[Section
`
`90.7,
`
`Block
`
`2, Lot
`
`11];
`
`and
`
`UPON
`
`proof
`
`that
`
`each
`
`of
`
`the
`
`defendants
`
`herein
`
`has
`
`been
`
`duly
`
`served
`
`with
`
`the
`
`Summons
`
`and Complaint
`
`in this
`
`action,
`
`and
`
`did
`
`not
`
`answer
`
`or otherwise
`
`appear,
`
`nor
`
`has
`
`their
`
`time
`
`and
`
`that more
`
`than
`
`the
`
`required
`
`to do so been
`
`extended;
`
`it appearing
`
`legally
`
`number
`
`of days
`
`have
`
`elapsed
`
`since
`
`the Defendants
`
`Debra
`
`Sperbeck
`
`a/k/a Debra
`
`S.
`
`Sperbeck,
`
`Capital
`
`One Bank
`
`(USA),
`
`N.A.
`
`and Jessie
`
`Sperbeck
`
`were
`
`served
`
`and/or
`
`appeared;
`
`and Plaintiff
`
`having
`
`established
`
`to the
`
`court's
`
`satisfaction
`
`that
`
`a judgment
`
`against
`
`the
`
`defendants
`
`is warranted;
`
`and
`
`UPON the
`
`affidavits
`
`of mailing
`
`reflecting
`
`compliance
`
`with
`
`CPLR 3215(g)(3);
`
`and
`
`UPON proof
`
`that
`
`non-appearing
`
`defcadants
`
`Debra
`
`Sperbeck
`
`a/k/a Debra
`
`S.
`
`Sperbeck,
`
`Capital
`
`One Bank
`
`(USA),
`
`N.A.
`
`and Jessie
`
`Sperbeck
`
`are not
`
`absent,
`
`in
`
`accordance
`
`with
`
`RPAPL
`
`§1321(2);
`
`AND the
`
`court
`
`having
`
`held
`
`a mandatory
`
`settlement
`
`conference
`
`pursuant
`
`to CPLR
`
`. 3408
`
`and
`
`a settlement
`
`was
`
`not
`
`reached
`
`and the case was
`
`released
`
`from the settlement
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`conference
`
`part
`
`on December
`
`10, 2020;
`
`AND Plaintiff
`
`having
`
`waived
`
`its
`
`right
`
`to a deficiency
`
`judgment
`
`and
`
`accepted
`
`the
`
`sale
`
`of
`
`the
`
`property
`
`in full
`
`satisfaction
`
`of
`
`the mortgage
`
`debt;
`
`and
`
`UPON
`
`proof
`
`of notice
`
`of
`
`this motion
`
`to all
`
`parties
`
`and
`
`persons
`
`entitled
`
`thereto;
`
`NOW,
`
`on motion
`
`by Richard
`
`F. Komosinski,
`
`Esq.,
`
`attorney
`
`for
`
`the Plaintiff,
`
`it
`
`is hereby
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the motion
`
`is granted;
`
`and
`
`it
`
`is
`
`further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the New York
`
`State Department
`
`of Financial
`
`Services
`
`Step
`
`2 filing,
`
`which
`
`occurred
`
`on January
`
`22,
`
`2020,
`
`be ratified
`
`Nunc
`
`Pro
`
`Tunc
`
`as if same
`
`had
`
`occurred
`
`within
`
`five
`
`(5)
`
`business
`
`days
`
`of
`
`the
`
`filing
`
`of
`
`the
`
`it
`
`Notice
`
`of Pendency
`
`with
`
`the Schoharie
`
`County
`
`Clerk;
`
`and
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the default
`
`of all
`
`non-appearing
`
`defendants
`
`is hereby
`
`fixed
`
`and
`
`determined;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`in accordance
`
`with
`
`the Affidavit
`
`of Merit
`
`and Amount
`
`Due
`
`dated
`
`January
`
`5, 2021,
`
`the
`
`sum of $71,997.02
`
`is awarded
`
`to
`
`the Plaintiff
`
`as of December
`
`31,
`
`2020;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the mortgaged
`
`property
`
`described
`
`in the Complaint
`
`and
`
`as hereafter
`
`described,
`
`or such
`
`part
`
`thereof
`
`as may
`
`be
`
`sufficient
`
`to discharge
`
`the mortgage
`
`debt,
`
`the
`
`expenses
`
`of
`
`the
`
`sale,
`
`and
`
`the
`
`costs
`
`of
`
`this
`
`action
`
`as provided
`
`the RPAPL
`
`by
`
`be sold,
`
`within
`
`90 days
`
`of
`
`the
`
`date
`
`of
`
`this
`
`Judgment,
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`in one
`
`parcel,
`
`at a public
`
`auction
`
`at
`
`c.hw haru
`
`boÓ
`
`on
`
`nose.
`
`o
`
`by
`
`and
`
`under
`
`the
`
`direction
`
`of
`
`-e
`
`.
`
`5
`
`(20z
`
`Es
`
`Op,
`
`.,
`
`20.AU19
`
`8Tr3
`
`-4%(b
`
`(818)
`
`ro
`
`a
`
`kd
`
`a
`
`b
`
`e w
`
`\
`
`(y‰y+s ‰‰.
`
`or h.
`
`co
`
`who
`
`is hereby
`
`appointed
`
`Referee
`
`for
`
`that
`
`purpose;
`
`that
`
`saidReferee
`
`give
`
`publicnotice
`
`the
`
`time
`
`§231
`
`in
`
`of
`
`and
`
`place
`
`ofsale
`
`in accordance
`
`with
`
`RPAPL
`
`me_5
`
`cocng
`
`; and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`by accepting
`
`this
`
`appointment,
`
`the
`
`Refereecertifies
`
`thathe/sheisincompliance
`
`with
`
`Part36oftheRulesofthe
`
`Chieffudge(22
`
`NYCRRPart36),including,
`
`butnotlimitedto§36.2(c)("Disqualificationsfromappointment")
`
`and §36.2(d)("Limitations
`
`onappointments
`
`baseduponcompensation");and.iftheReferecis
`
`disqualifiedfromreceivinganappointmentpursuanttotheprovisionsofthatRule,theReferee
`
`shallimmediately
`
`notifytheAppointingJudge;anditisfurther
`
`ORDERED,ADJUDGED
`
`ANDDECREEDthattheRefereeisprohibitedfrom
`
`accepting
`
`orretaininganyfundsforhim/herselforpayingfundstchim/herselfwithout
`
`compliance
`
`with
`
`Part36
`
`of
`
`theRulesoftheChiefAdministrativejudge;anditisfurther
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`thatthe
`
`Referee
`
`shall
`
`conduct
`
`the
`
`foreclosuresaleonlyifPlaintiff,itssuccessorsand/orassignees,oritsrepresentativeispresentat
`
`thesaleortheRefereehasreceivedawritten
`
`bidand
`
`TermsofSalefromPlaintiff,itssuccessors
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`and/orassigns,oritsrepresentative
`
`as if Plaintiff
`
`were
`
`physically
`
`present
`
`to submit
`
`such
`
`bid;
`
`anditisfurther
`
`ORDERED,
`
`ADJUDGED
`
`ANDDECREEDthatiftheRefereedoesnotconductthe
`
`sale within90daysofthedateofthejudgment,
`
`in accordance
`
`with CPLR2004,thetimefixed
`
`by RPAPL
`
`§1351(1)
`
`is extended
`
`for
`
`the Referee
`
`to conduct
`
`the sale as soon
`
`as reasonably
`
`practicable;anditisfurther
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`at
`
`the
`
`time
`
`of
`
`sale
`
`the Referee
`
`shall
`
`accept
`
`a written
`
`bid
`
`from
`
`the Plaintiff
`
`or
`
`the Plaintiff's
`
`attorney,
`
`just
`
`as though
`
`Plaintiffwere
`
`physicallypresenttosubmitsaid
`
`bid;anditisfurther
`
`ORDERED,AD1UDGEDANDDECREEDthattheRefereeshallacceptthehighestbid
`
`offered
`
`by a bidder
`
`who
`
`shall
`
`be identified
`
`upon
`
`the court
`
`record,
`
`and shall
`
`require
`
`that
`
`the
`
`successful
`
`bidderimmediately
`
`executeTennsofSaleforthepurchaseoftheproperty,
`
`andpayto
`
`the Referee,
`
`in cash
`
`or certified
`
`or bank
`
`check,
`
`ten
`
`percent
`
`(10%)
`
`ofthe
`
`sum bid,
`
`unless
`
`the
`
`in which
`
`case
`
`against
`
`the
`
`purchase
`
`price
`
`successful
`
`bidder
`
`is Plaintiff
`
`no deposit
`
`shall
`
`be required;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`in the
`
`event
`
`the
`
`first
`
`successful
`
`bidder
`
`fails
`
`to execute
`
`the Terms
`
`of Sale
`
`immediately
`
`following
`
`the
`
`bidding
`
`upon
`
`the
`
`subject
`
`property
`
`or
`
`fails
`
`to immediately
`
`pay
`
`the ten
`
`percent
`
`(10%)
`
`deposit
`
`as
`
`required,
`
`the
`
`property
`
`shall
`
`immediately
`
`and
`
`on the
`
`same
`
`day
`
`be reoffered
`
`at auction;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`after
`
`the
`
`property
`
`is
`
`sold,
`
`the Referee
`
`shall
`
`execute
`
`a deed
`
`to the
`
`purchaser,
`
`in accordance
`
`with
`
`RPAPL
`
`§1353
`
`and
`
`the
`
`terms
`
`of
`
`sale, which
`
`shall
`
`be deemed
`
`a binding
`
`contract;
`
`and
`
`it
`
`is further
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`in the
`
`event
`
`a party
`
`other
`
`than
`
`the Plaintiff
`
`becomes
`
`the
`
`purchaser
`
`at
`
`the
`
`sale,
`
`the
`
`closing
`
`of
`
`title
`
`shall
`
`be held
`
`no later
`
`than
`
`30 days
`
`after
`
`the
`
`date
`
`of
`
`such
`
`sale
`
`unless
`
`otherwise
`
`stipulated
`
`by
`
`all
`
`parties
`
`to the
`
`sale;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`if Plaintiff
`
`(or
`
`its affiliate,
`
`as
`
`defined
`
`section
`
`of
`
`is the
`
`in paragraph
`
`(a)
`
`of subdivision
`
`1 of
`
`six-1
`
`the Banking
`
`Law)
`
`purchaser,
`
`such
`
`party
`
`shall
`
`place
`
`the property
`
`back
`
`on the market
`
`for
`
`sale
`
`or other
`
`occupancy:
`
`(a) within
`
`180
`
`days
`
`of
`
`the
`
`execution
`
`of
`
`the deed
`
`of sale,
`
`or
`
`(b) within
`
`90
`
`days
`
`of
`
`completion
`
`of
`
`construction,
`
`renovation,
`
`or
`
`rehabilitation
`
`of
`
`the
`
`property,
`
`provided
`
`that
`
`such
`
`construction,
`
`renovation,
`
`or
`
`rehabilitation
`
`proceeded
`
`diligently
`
`to
`
`whichever
`
`that
`
`a court
`
`of
`
`competent
`
`completion,
`
`comes
`
`first,
`
`provided
`
`however,
`
`jurisdiction
`
`may
`
`grant
`
`an extension
`
`for
`
`good
`
`cause
`
`shown;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the Referee,
`
`on receiving
`
`the
`
`proceeds
`
`of
`
`such
`
`sale,
`
`shall
`
`forthwith
`
`pay
`
`therefrom,
`
`in accordance
`
`with
`
`their
`
`priority
`
`according
`
`to law,
`
`all
`
`taxes,
`
`assessments,
`
`sewer
`
`rents,
`
`or water
`
`rates,
`
`which
`
`are,
`
`or may
`
`liens
`
`on
`
`the
`
`at
`
`the
`
`time
`
`such
`
`interest
`
`or penalties
`
`which
`
`become,
`
`property
`
`of sale, with
`
`may
`
`have
`
`lawfully
`
`accrued
`
`thereon
`
`to the
`
`date
`
`of payment;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED,
`
`that
`
`the Referee
`
`then
`
`deposit
`
`the
`
`balance
`
`of
`
`said
`
`proceeds
`
`of
`
`sale
`
`in her/his
`
`own
`
`name
`
`as Referee
`
`in
`
`10LA
`
`RCcod Ô
`
`, and
`
`shall
`
`thereafter
`
`make
`
`the
`
`following
`
`payments
`
`in
`
`accordance
`
`with
`
`RPAPL
`
`§1354,
`
`as follows:
`
`FIRST:
`
`The Referee's
`
`statutory
`
`fees
`
`for
`
`conducting
`
`the
`
`sale,
`
`in
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`accordance
`
`with
`
`CPLR
`
`8003(b),
`
`not
`
`to exceed
`
`$750.00
`
`unless
`
`the
`
`property
`
`sells
`
`for
`
`$50,000.00
`
`or more,
`
`or
`
`in the
`
`event
`
`a sale was
`
`cancelled
`
`or postponed,
`
`Plaintiff
`
`shall
`
`compensate
`
`the Referee
`
`in the
`
`sum of $_'l$0.
`
`00
`
`for
`
`each
`
`adjournment
`
`or cancellation,
`
`unless
`
`the
`
`Referee
`
`caused
`
`thedelay;
`
`SECOND:
`
`All
`
`taxes,
`
`assessments,
`
`and water
`
`rates
`
`that
`
`are
`
`liens
`
`upon
`
`the
`
`property
`
`and monies
`
`accessary
`
`to redeem
`
`the
`
`property
`
`from
`
`any
`
`sales
`
`for
`
`unpaid
`
`taxes,
`
`assessments,
`
`or water
`
`rates
`
`that
`
`have
`
`not
`
`become
`
`absolute,
`
`and
`
`any
`
`other
`
`amounts
`
`due-in
`
`accordance
`
`with
`
`RPAPL
`
`§1354(2).
`
`Purchaser
`
`shall
`
`be responsible
`
`for
`
`interest
`
`and
`
`penalties
`
`due
`
`on any
`
`real
`
`property
`
`taxes
`
`sale.
`
`The Referee
`
`shall
`
`not
`
`be responsible
`
`for
`
`the
`
`payment
`
`accruing
`
`after
`
`the
`
`of penalties
`
`or
`
`fees
`
`pursuant
`
`to this
`
`appointment.
`
`The Purchaser
`
`shall
`
`hold
`
`the Referee
`
`harmless
`
`from
`
`any
`
`such
`
`penalties
`
`or
`
`fees assessed;
`
`THIRD:
`
`The
`
`expenses
`
`of
`
`the
`
`sale
`
`and
`
`the
`
`advertising
`
`expenses
`
`as
`
`shown
`
`on the
`
`bills
`
`presented
`
`and
`
`certified
`
`by
`
`said Referee
`
`to be correct,
`
`duplicate
`
`copies
`
`of which
`
`shall
`
`be annexed
`
`to the
`
`report
`
`of sale;
`
`FOURTH:
`
`The Referee
`
`shall
`
`then
`
`pay
`
`to the Plaintiff
`
`or
`
`its attorney
`
`the
`
`following:
`
`Judgment
`
`Amount:
`
`$71,997.02
`
`with
`
`interest
`
`at
`
`the note
`
`rate
`
`from
`
`January
`
`1, 2021
`
`to date
`
`of entry
`
`of
`
`this
`
`judgment,
`
`together
`
`with
`
`any
`
`advances
`
`as provided
`
`for
`
`in the
`
`note
`
`and mortgage
`
`which
`
`Plaintiff
`
`has made
`
`for
`
`taxes,
`
`insurance,
`
`principal,
`
`and
`
`interest,
`
`and
`
`any
`
`other
`
`charges
`
`due to prior
`
`mortgages
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`or
`
`to maintain
`
`the
`
`property
`
`pending
`
`consummation
`
`of
`
`this
`
`foreclosure
`
`sale,
`
`not
`
`previously
`
`included
`
`in the
`
`computation,
`
`upon
`
`presentation
`
`of
`
`receipts
`
`for
`
`said
`
`expenditures
`
`to the Referee,
`
`all
`
`together
`
`with
`
`interest
`
`thereon
`
`pursuant
`
`to the
`
`note
`
`and mortgage,
`
`and
`
`then with
`
`interest
`
`from
`
`the
`
`date
`
`of entry
`
`of
`
`this
`
`judgment
`
`at
`
`the
`
`rate
`
`until
`
`the date
`
`the
`
`deed
`
`is transferred;
`
`statutory
`
`Costs
`
`and Disbursements:
`
`$
`
`270
`
`4/-
`
`40
`
`adjudged
`
`to the Plaintiff
`
`for
`
`costs
`
`and
`
`disbursements
`
`in this
`
`action,
`
`as taxed
`
`or calculated
`
`by
`
`the Clerk
`
`and
`
`inserted
`
`herein,
`
`with
`
`interest
`
`at
`
`the
`
`statutory
`
`judgment
`
`rate
`
`from
`
`the
`
`date
`
`of entry
`
`of
`
`this
`
`judgment;
`
`Additional
`
`Allowancer
`
`$
`
`O
`
`is hereby
`
`awarded
`
`to Plaintiff
`
`in addition
`
`with
`
`interest
`
`at
`
`the
`
`judgment
`
`rate
`
`from
`
`the
`
`date
`
`to costs,
`
`statutory
`
`of entry
`
`of
`
`this
`
`judgment,
`
`pursuant
`
`to CPLR
`
`Article
`
`83;
`
`Attorney
`
`Fees:
`
`$4,950.00
`
`is hereby
`
`awarded
`
`to Plaintiff
`
`as reasonable
`
`legal
`
`fees
`
`herein,
`
`with
`
`interest
`
`at
`
`the
`
`statutory
`
`rate
`
`from
`
`the
`
`date
`
`of
`
`entry
`
`of
`
`this judgment;
`
`FIFTH:
`
`Surplus
`
`monies
`
`arising
`
`from
`
`the
`
`sale
`
`shall
`
`be paid
`
`into
`
`court
`
`the
`
`officqr
`
`the
`
`sale within
`
`five
`
`days
`
`after
`
`receipt
`
`in
`
`by
`
`conducting
`
`accordance
`
`with
`
`RPAPL
`
`§1354(4)
`
`and
`
`in accordance
`
`with
`
`local
`
`County
`
`rules
`
`regarding
`
`Surplus
`
`Monies;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`if
`
`the Plaintiff
`
`is the
`
`purchaser
`
`of
`
`the
`
`property,
`
`or
`
`in the
`
`event
`
`that
`
`the
`
`rights
`
`of
`
`the purchasers
`
`at such
`
`sale
`
`and
`
`the
`
`terms
`
`of
`
`sale
`
`under
`
`this
`
`judgment
`
`shall
`
`be assigned
`
`to and
`
`be acquired
`
`by
`
`the Plaintiff,
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`and
`
`a valid
`
`assignment
`
`thereof
`
`is filed
`
`with
`
`said Referee,
`
`said Referee
`
`shall
`
`not
`
`require
`
`Plaintiff
`
`to pay
`
`in cash
`
`the
`
`entire
`
`amount
`
`bid
`
`at said
`
`sale,
`
`but
`
`shall
`
`execute
`
`and
`
`deliver
`
`to the Plaintiff
`
`or
`
`its assignee,
`
`a deed
`
`or deeds
`
`of
`
`the
`
`property
`
`sold
`
`upon
`
`the payment
`
`to
`
`said Referee
`
`of
`
`the
`
`amounts
`
`specified
`
`in items
`
`marked
`
`"First",
`
`"Second",
`
`"Third"
`
`and
`
`that
`
`shall
`
`allow
`
`the Plaintiff
`
`the
`
`amounts
`
`specified
`
`in
`
`above;
`
`"Second"
`
`the Referee
`
`"Third"
`
`and
`
`to pay
`
`above
`
`when
`
`it
`
`is recording
`
`the
`
`deed;
`
`that
`
`the
`
`balance
`
`of
`
`the
`
`bid,
`
`after
`
`deducting
`
`the
`
`amounts
`
`paid
`
`by
`
`the Plaintiff,
`
`shall
`
`be applied
`
`to the
`
`amount
`
`due
`
`Plaintiff
`
`as specified
`
`in paragraph
`
`"Fourth"
`
`above;
`
`that Plaintiff
`
`shall
`
`pay
`
`any
`
`surplus
`
`after
`
`applying
`
`the
`
`balance
`
`of
`
`the
`
`bid
`
`to the Referee,
`
`who
`
`shall
`
`deposit
`
`it
`
`in accordance
`
`with
`
`"Fifth"
`
`and
`
`it
`
`is further
`
`paragraph
`
`above;
`
`ORDERED,
`
`AD JUDGED
`
`AND DECREED
`
`that
`
`all expenses
`
`of
`
`recording
`
`the
`
`Referee's
`
`deed,
`
`including
`
`real
`
`property
`
`transfer
`
`tax, which
`
`is not
`
`a lien
`
`upon
`
`the
`
`property
`
`at
`
`the
`
`time
`
`of sale,
`
`shall
`
`be paid
`
`by
`
`the
`
`purchaser,
`
`not
`
`by
`
`the Referee
`
`from
`
`sale
`
`proceeds,
`
`and
`
`that
`
`any
`
`transfer
`
`tax
`
`shall
`
`be paid
`
`in accordance
`
`with
`
`Tax
`
`1 aw
`
`§1404;
`
`and
`
`it
`
`is further
`
`AND
`
`DECREED
`
`that
`
`even
`
`if
`
`the
`
`sale
`
`ORDERED,
`
`ADJUDGED
`
`proceeds
`
`distributed
`
`in
`
`accordance
`
`paragraphs
`
`"First,"
`
`"Second,
`
`"Third",
`
`"Fourth"
`
`and
`
`above
`
`are
`
`insufficient
`
`to
`
`pay
`
`Plaintiff
`
`the
`
`Amount
`
`Due
`
`as
`
`set
`
`forth
`
`in paragraph
`
`"Fourth"
`
`above,
`
`Plaintiff
`
`has waived
`
`and may
`
`not
`
`seek
`
`to recover
`
`a deficiency
`
`judgment
`
`in accordance
`
`with
`
`RPAL
`
`§1371;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`AD JUDGED
`
`AND DECREED
`
`that
`
`themortgaged
`
`property
`
`is to be sold in
`
`one parcel
`
`in "as is"
`
`physical
`
`order
`
`and condition,
`
`subject
`
`to any condition
`
`that an inspection
`
`of
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`the property
`
`would
`
`disclose;
`
`any facts
`
`that an accurate
`
`survey
`
`of
`
`the property
`
`would
`
`show;
`
`any
`
`covenants,
`
`restrictions,
`
`declarations,
`
`reservations,
`
`easements,
`
`right
`
`of way,
`
`and public
`
`utility
`
`agreements
`
`ofrecord,
`
`if any;
`
`any building
`
`and zoning
`
`ordinances
`
`of
`
`the municipality
`
`in which
`
`the mortgaged
`
`property
`
`is located
`
`and possible
`
`violations
`
`of same;
`
`any
`
`rights
`
`of
`
`tenants
`
`or
`
`persons
`
`in possession
`
`of
`
`the subject
`
`prior
`
`liens
`
`of
`
`record,
`
`if any,
`
`except
`
`those
`
`liens
`
`property;
`
`addressed
`
`in RPAPL§l
`
`354;
`
`any equity
`
`of
`
`redemption
`
`of
`
`the United
`
`States
`
`of America
`
`to
`
`redeem
`
`the property
`
`within
`
`120 days
`
`from the date of sale;
`
`and any rights
`
`pursuant
`
`to CPLR
`
`317,
`
`2003,
`
`and
`
`5015,
`
`or any
`
`appeal
`
`of
`
`the underlying
`
`action
`
`or additional
`
`litigation
`
`br0üght
`
`defendant
`
`orits
`
`successor
`
`or assignee
`
`contesting
`
`the validity
`
`of
`
`this
`
`foreclosure;
`
`and it
`
`is
`
`by any
`
`further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`the purchaser
`
`be let
`
`into
`
`posse«ion
`
`of
`
`the
`
`the
`
`property
`
`upon
`
`production
`
`in hand
`
`of
`
`the Referee's
`
`Deed
`
`or upon
`
`personal
`
`service
`
`of
`
`Referee's
`
`deed
`
`in accordance
`
`with CPLR308;
`
`and it
`
`is further
`
`ORDERED,
`
`AD JUDGED
`
`AND DECREED
`
`that
`
`the defendants
`
`in this action
`
`and
`
`all perseas
`
`claiming
`
`through
`
`them and any person
`
`obtaining
`
`an interest
`
`in the property
`
`after
`
`the filing
`
`of
`
`the Notice
`
`of Pendency
`
`are barred
`
`and foreclosed
`
`of all
`
`right,
`
`claim,
`
`lien,
`
`title,
`
`and
`
`interest
`
`in the property
`
`after
`
`the sale of
`
`the mortgaged
`
`property;
`
`and it
`
`is further
`
`after
`
`the
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that within30days
`
`completing
`
`sale
`
`and executing
`
`the proper
`
`conveyance
`
`to the purchaser,
`
`unless
`
`the time
`
`is extended
`
`by the
`
`court,
`
`the officer
`
`making
`
`the sale shall
`
`file with
`
`the clerk
`
`a report
`
`under
`
`oath
`
`of
`
`the disposition
`
`of
`
`the proceeds
`
`of
`
`the
`
`sale
`
`in accordance
`
`with
`
`RPAPL
`
`§1355(1)
`
`and
`
`follow
`
`all
`
`local
`
`County
`
`rules
`
`regarding
`
`handling
`
`of Surplus
`
`Monies;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADIUDGED
`
`AND DECREED
`
`that
`
`if
`
`the purchaser
`
`or purchasers
`
`at
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`said
`
`sale
`
`default(s)
`
`upon
`
`the
`
`bid
`
`and/or
`
`the terrns
`
`of
`
`sale
`
`the Referee
`
`may
`
`place
`
`the
`
`property
`
`for
`
`resale
`
`without
`
`prior
`
`application
`
`to the Court
`
`unless
`
`Plaintiff's
`
`attorneys
`
`shall
`
`elect
`
`to make
`
`such
`
`application;
`
`and
`
`it
`
`is further
`
`ORDERED
`
`that
`
`the
`
`caption
`
`of
`
`this
`
`action
`
`be amended
`
`by
`
`striking
`
`David
`
`Sperbeck
`
`as a party
`
`defendant
`
`and
`
`amending
`
`the
`
`caption
`
`to reflect
`
`said
`
`amendments,
`
`all
`
`without
`
`prejudice
`
`to the
`
`proceedings
`
`heretofore
`
`had
`
`herein;
`
`and
`
`it
`
`is further
`
`ORDERED
`
`that
`
`the
`
`caption
`
`of
`
`this
`
`action
`
`be further
`
`amended
`
`by
`
`striking
`
`"John
`
`#10"
`
`#2"
`
`Doe
`
`through
`
`"John
`
`Doe
`
`and substituting
`
`Jessie
`
`Sperbeck
`
`for
`
`"John
`
`Doe
`
`#1",
`
`and
`
`amending
`
`the
`
`caption
`
`to reflect
`
`said
`
`amendments,
`
`all without
`
`prejudice
`
`to the
`
`proceedings
`
`heretofore
`
`had
`
`herein;
`
`and
`
`it
`
`is further
`
`ORDERED
`
`that
`
`the
`
`caption
`
`shall
`
`read
`
`as follows:
`
`OF NEW YORK
`
`SUPREME
`COURT
`OF THE STATE
`OF SCHOHARIE
`COUNTY
`_____________________-______________----------------X
`U.S. BANK TRUST
`NATIONAL
`ASSOCIATION,
`IN ITS INDIVIDUAL
`BUT
`CAPACITY
`SOLELY
`OWNER TRUSTEE
`MORTGAGE
`FOR LEGACY
`ASSET
`TRUST
`2019-GS4,
`
`NOT
`AS
`
`- against
`
`-
`
`Plaintiff
`
`DEBRA
`CAPITAL
`
`SPERBECK
`A/K/A
`ONE BANK (USA),
`
`DEBRA
`N.A.;
`
`S. SPERBECK;
`JESSIE
`SPERBECK,
`
`Defendants.
`
`_____-_________..---------..---__------------X
`
`and it
`
`is further
`
`Index No. 2020-8
`
`Property:
`Mortgaged
`124 High Street
`Richmondville,
`
`NY 12149
`
`County:
`
`Schoharic
`
`SBL
`
`#: 90.7-2-1
`
`1
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that Plaintiff
`
`shall
`
`serve
`
`a copy
`
`of
`
`this
`
`Judgment
`
`with
`
`Notice
`
`of Entry
`
`upon
`
`the
`
`owner
`
`of
`
`the
`
`equity
`
`of
`
`redemption,
`
`any
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`tenants
`
`named
`
`in this
`
`action,
`
`and
`
`any
`
`other
`
`parties
`
`or persons
`
`entitled
`
`to service,
`
`including
`
`the Referee
`
`appointed
`
`herein;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`nothing
`
`herein
`
`shall
`
`be deemed
`
`to relieve
`
`Plaintiff
`
`of any
`
`obligation
`
`imposed
`
`by RPAPL
`
`§1307
`
`andRPAPL
`
`§1308
`
`to
`
`secure
`
`and maintain
`
`the
`
`property
`
`until
`
`such
`
`time
`
`as ownership
`
`of
`
`the
`
`property
`
`has been
`
`transferred
`
`and
`
`the
`
`deed
`
`duly
`
`recorded;
`
`and
`
`it
`
`is further
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that,
`
`whenthe
`
`Referee
`
`files
`
`a
`
`report
`
`of
`
`he or she
`
`file
`
`Surplus
`
`Monies
`
`sale,
`
`shall
`
`concurrently
`
`a Foreclosure
`
`Actions
`
`.
`
`Form;
`
`and
`
`it
`
`is fwther
`
`.
`
`ORDERED,
`
`ADJUDGED
`
`AND DECREED
`
`that
`
`to ensure
`
`compliance
`
`herewith,
`
`Plaintiff
`
`shall
`
`file
`
`a written
`
`report
`
`with
`
`the
`
`court
`
`within
`
`six months
`
`from
`
`the
`
`date
`
`of
`
`entry
`
`of
`
`thisjudgment
`
`stating
`
`whether
`
`the
`
`sale
`
`has occurred
`
`and the
`
`outcome
`
`thereof.
`
`Said
`
`property
`
`is commonly
`
`known
`
`as 124 High
`
`Street,
`
`Richmondville,
`
`New York
`
`12149.
`
`The
`
`legal
`
`description
`
`of
`
`the mortgaged
`
`property
`
`referred
`
`to herein
`
`is annexed
`
`hereto
`
`as Schedule
`
`A.
`
`DATED:
`
`Ù 0
`
`..
`
`| Û
`
`O-2
`
`ENTER:
`
`George
`
`R. Bartlett
`
`III,
`
`1.S.C.
`
`

`

`FILED: SCHOHARIE COUNTY CLERK 01/13/2022 02:19 PM
`NYSCEF DOC. NO. 34
`
`INDEX NO. 2020-8
`
`RECEIVED NYSCEF: 01/13/2022
`
`éÎ SERVICELINK
`
`SEARCH
`
`NO.
`
`FARS-1054570
`
`Schedule
`
`A- Description
`
`of
`
`the Premises
`
`with
`
`ALL
`THAT
`TRACT,
`in the Village
`situate
`New York
`and
`bounded
`center
`of High
`and Leila
`and
`
`Lott;
`containing
`
`piece
`of
`or parcel
`land,
`and Town
`of Richmondville,
`County
`as follows:
`and described
`generally
`on the East
`of Mary
`lands
`Palmatier,
`Street;
`formerly
`by
`JR. Fuller,
`on the South
`of John
`by lands
`Dibble;
`formerly
`on the West
`now Jessie
`lands
`of Jane M. Swain,
`by
`formerly
`about
`one-half
`acre
`be the same more
`less.
`of
`land,
`
`the improvements
`of Schoharie
`On the North
`
`of
`
`thercon,
`and State
`the
`by
`David
`now
`now Jessie
`and
`
`Lott,
`
`or
`
`124 Iligh Street, Richmondville,
`
`NY (Town & Village of Riclouviiir;!le)
`TAX ACCT. NO. 90.7-2-11
`
`Schoharic County
`
`