FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`FILED: SUFFOLK COUNTY CLERK lomzozo 11:08 ‘
`I
`NYSCEF DOC. NO.
`6
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`INDEX NO- 614686/2020
`RECEIVED NYSCEF: 10/06/2020
`RECEIVED NYSCEF: 10/06/2020
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`EXHIBIT D
`EXHIBIT D
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`Ocwen
`P.O. BOX 9066
`TEMECULA, CA 92589-9066
`
`Send Payments to:
`Ocwen
`P.O. Box 6440
`Carol Stream, IL 60197-6440
`
`Send Correspondence to:
`Ocwen
`P.O. Box 24738
`West Palm Beach, FL 33416-4738
`
`PRESORT
`First-Class Mail
`U.S. Postage and
`Fees Paid
`WSO
`
`9314 8100 1170 0821 6008 33
`
`RETURN RECEIPT (ELECTRONIC)
`
`20150730-209
`
`pspqpqrrprpppsprqqpsrppspsqqprqssrqsprqssqsrrpsrqssssqpqsqprqqpsr
`Leucio Iacobelli
`Bernadette Iacobelli
`1416 166TH ST
`BEECHHURST, NY 11357-2919
`
`DEMAND05
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`INDEX NO. 614686/2020
`'ECEIVED NYSCEF: 10/06/2020
`RECEIVED NYSCEF: 10/06/2020
`
`
`
`PATTERN FOR SECURITY PURPOSES ONLY.
`
`PAGE LEFT INTENTIONALY BLANK.
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`07/30/2015
`
`Leucio Iacobelli
`Bernadette Iacobelli
`1416 166TH ST
`BEECHHURST, NY 11357-2919
`
`Leucio Iacobelli
`Bernadette Iacobelli
`~1416 166th St
`Beechhurst, NY 11357
`
`Sent Via Certified Mail
` VIA First Class Mail
`9314 8100 1170 0821 6008 33
` VIA Certified Mail (return receipt requested)
`Loan Number:
`Certifie
` Loan Number: 7140184354
`
`Property Address: 117 Fanning Dr
`Westhampton Beach, NY 11978
`
`Dear Customer(s),
`
`NOTICE OF DEFAULT
`
`AVISO IMPORTANTE PARA PERSONAS DE HABLA HISPANA:
`
`Esta notificación es de suma importancia. Puede afectar su derecho a continuar viviendo en su casa. Si no entiende su
`contenido, obtenga una traducción inmediatamente o contáctenos ya que tenemos representantes que hablan español y
`están disponibles para asistir.
`
`SPECIAL NOTICE IN THE EVENT YOU HAVE FILED BANKRUPTCY
`
`If you have received a Chapter 7 discharge under the Bankruptcy Code of the United States or if your mortgage is the
`type which has been discharged pursuant to a completed Chapter 13 plan, this notice is not intended and does not
`constitute an attempt to collect a debt against you personally. If the foregoing applies to you, this notice is sent to you
`only as a preliminary step to a foreclosure on the mortgage against the above-referenced property. Provisions may be
`contained within your mortgage/deed of trust that require notice prior to foreclosure. As such, this is not an attempt to
`assert that you have any personal liability for this debt.
`
`In addition, if you have recently filed a petition under the Bankruptcy Code, this notice has been sent to you because
`OCWEN has not been notified of your bankruptcy case. If the foregoing applies to you, it is IMPORTANT that you or
`your bankruptcy attorney contact us immediately and provide us with the following information: date and jurisdiction of
`your filing, your case number and the bankruptcy chapter number under which you have filed.
`
`If you have not recently filed bankruptcy or received a bankruptcy discharge, you are hereby notified that this letter is an
`attempt to collect a debt. All information obtained will be used for that purpose. The debt is owed to OCWEN as the
`owner or servicer of your home loan and mortgage.
`
`Unless you dispute the validity of the debt, or any portion thereof, within thirty (30) days after receipt of this letter, the
`debt will be assumed to be valid by OCWEN. If you notify OCWEN in writing within thirty (30) days that the debt or a
`portion of the debt is disputed, OCWEN will send you verification of the debt. If you would like to obtain such
`verification, direct your request in writing to the Loan Resolution Consultant within thirty (30) days. The failure to
`dispute the validity of the debt may not be construed by any court as an admission of liability by you.
`
`Your mortgage payments are past due, which puts you in default of your loan agreement. As of 07/30/2015, you owe the
`following:
`
`NMLS # 1852
`
`DEMAND05M
`
`This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that
`purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is
`purely provided to you for informational purposes only with regard to our secured lien on the above referenced
`property. It is not intended as an attempt to collect a debt from you personally.
`
`Page 1 of 7
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
` Principal and Interest
`
` Interest Arrearage
`
` Escrow
`
` Late Charges
`
` Insufficient Funds Charges
`
` Fees/Expenses
`
` Suspense Balance (CREDIT)
`
` Interest Reserve Balance (CREDIT)
`
` TOTAL DUE
`
`$11,941.65
`
`$0.00
`
`$5,832.69
`
`$238.83
`
`$0.00
`
`$21.00
`
`$0.00
`
`$0.00
`
`$18,034.17
`
`On or before 09/05/2015, you must submit payment by Money Gram, Bank Check, Money Order or Certified Funds for
`the entire total due amount stated above to the appropriate address listed at the bottom of page two of this notice. Any
`payment(s) that become due in the interim must also be included.
`
`Failure to bring your account current may result in our election to exercise our right to foreclose on your property. Upon
`acceleration, your total obligation will be immediately due and payable without further demand. In foreclosure
`proceedings, we are entitled to collect your total arrearage in addition to any expenses of foreclosure, including but not
`limited to reasonable attorney’s fees and costs. If your loan has already been accelerated and foreclosure proceedings
`already begun, we will continue the foreclosure action (if possible). You have the right to assert in court the non-
`existence of a default or any other defense to acceleration and foreclosure.
`
`OCWEN will work with bankruptcy lawyers, foreclosure defense lawyers, housing counselors, and other authorized
`representatives of our customers. However, we will only release information once your written authorization has been
`obtained, as required by law.
`
`After acceleration of the debt, but prior to foreclosure, you may have the right to reinstate the mortgage loan, depending
`on the terms of the note and mortgage. We encourage you to review the provisions of the note and mortgage. Please be
`aware that, after acceleration of the debt, there may be expenses and attorney’s fees and costs incurred by OCWEN to
`enforce the mortgage in addition to the overdue amount on the mortgage. Any payment to reinstate the mortgage loan
`after acceleration must therefore include an amount sufficient to cover such expenses and fees incurred. Payments
`received that are less than the amount required to reinstate the mortgage loan will be returned, and will not stop any
`foreclosure proceedings that have begun. PRIOR TO SUBMITTING PAYMENT, YOU MAY WISH TO CALL US TO
`VERIFY THE EXACT AMOUNT DUE.
`
`Important Information for Customers in Washington
`
`Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in
`determining your rights and opportunities to keep your house, you may contact the following:
`
`•
`
`The statewide foreclosure hotline recommended by the Housing Finance Commission:
`Toll-free: 1-877-894-HOME (1-877-894-4663)
`www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.html
`
`• United States Department of Housing and Urban Development:
`Toll-free: 1-877-741-3281
`Local counseling agencies in Washington:
`www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
`
`NMLS # 1852
`
`DEMAND05M
`
`This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that
`purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is
`purely provided to you for informational purposes only with regard to our secured lien on the above referenced
`property. It is not intended as an attempt to collect a debt from you personally.
`
`Page 2 of 7
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`•
`
`The statewide civil legal aid hotline for assistance and referrals to other housing counselors and
`attorneys: Toll-free: 1-800-606-4819
`nwjustice.org/what-clear
`
`In addition, a HUD counseling agency may be able to provide you with assistance. To locate the HUD approved
`counseling agency in your area, call the HUD Housing Counseling Service at (800) 569-4287 or consult HUD’s
`website at www.HUD.gov.
`
`Your failure to contact a housing counselor or attorney may result in your losing certain opportunities, such as
`meeting with your lender or participating in mediation in front of a neutral third party.
`
`If you are unable to bring your account current, we urge you to call us immediately to discuss possible alternatives to
`foreclosure.
`
`If you have the desire to remedy this situation, we want to assist you in trying to reach that goal. OCWEN would
`like to present you with some of the alternatives that might be available regarding your delinquent mortgage
`loan. While our primary objective is the collection of past due amounts on your loan, we want to work with you
`to find the best available alternative for you to bring your mortgage loan obligation current.
`
`Please visit our website at www.ocwencustomers.com where you can review your account and enter your financial
`information at your convenience.
`
`Mayur Raman Parmar has been assigned as your relationship manager and will be your designated representative for
`resolution inquiries and submission of documents.
`
`Sincerely,
`Ocwen Loan Servicing, LLC
`
`ADDRESS WRITTEN CORRESPONDENCE TO:
`Research Department
`Ocwen Loan Servicing, LLC
`P.O. Box 24736
`West Palm Beach, FL 33416-4736
`
`NMLS # 1852
`
`DEMAND05M
`
`This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that
`purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is
`purely provided to you for informational purposes only with regard to our secured lien on the above referenced
`property. It is not intended as an attempt to collect a debt from you personally.
`
`Page 3 of 7
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`PAYMENT REMITTANCE INFORMATION
`
`
`with your payment )
`
`(Always include Loan #
`
`Overnight Address
`Ocwen Loan Servicing, LLC
`6716 Grade Lane, Bldg 9, Ste 910
`Louisville, KY 40213-1407
`Attention: Cashiering Department
`
`VIA Regular Mail
`Ocwen Loan Servicing, LLC
`P.O. Box 6440
`Carol Stream, IL 60197-6440
`
`Money Gram
`Receive Code: 2355
`Payable To: Ocwen Loan Servicing,
`LLC
`City: Orlando
`St: FL
`Agent Locater: 800-926-9400
`Loan #
`
`Western Union
`BY WUQC
`Code City: Ocwen
`State: FL
`Reference: Loan #
`
`NMLS # 1852
`
`DEMAND05M
`
`This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that
`purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is
`purely provided to you for informational purposes only with regard to our secured lien on the above referenced
`property. It is not intended as an attempt to collect a debt from you personally.
`
`Page 4 of 7
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`Information and documents that you may want to collect before discussing options for
`avoiding foreclosure
`
`When discussing available foreclosure alternatives with our Home Retention Department, we will need to determine
`your eligibility for different programs. The exact documentation required to apply for each program is slightly different.
`For the Home Affordable Modification Program (HAMP), you will need to provide extensive documentation. Though
`not necessarily required for an initial discussion of foreclosure options, we suggest that you collect the following
`documents prior to speaking with associates in our Home Retention Department. Please try to assemble the most recent
`documentation you have.
`
`Income Documentation:
`
`•
`
`• Your most recently filed state and federal tax returns with all schedules and W-2.
`• Your two most recent paystubs, reflecting your year-to-date income. If there are multiple borrowers, please
`collect the paystubs for each borrower.
`• Any records of bonuses, commissions, housing allowances or tips.
`If you are self-employed, your most recently quarterly or year-to-date profit/loss statement(s).
`•
`If you collect social security, disability, pension, public assistance or unemployment benefits, benefit
`documentation stating the amount, frequency and duration of your benefit(s) and a copy of your two most recent
`bank statements.
`If you receive alimony or child support income or payments, a copy of the agreement or decree that states the
`amount of the alimony or child support and period of time over which it will be received and proof of payment,
`such as deposit slips, bank statements, court verification or tax returns.
`
`•
`
`Asset Information:
`
`• Documentation of checking, savings, money market and IRA/Keogh accounts.
`• Documentation of stocks, bonds and certificates of deposit.
`• Documentation of 401K, employee stock ownership plan participation.
`• Description of other assets, including investment properties, rental income and costs.
`
`Monthly Housing and Living Expense Information:
`
`• Account statements for any other mortgages on your property and homeowners association dues.
`• Account statements for property taxes, utilities and telephone.
`• Account statements for homeowners, car, life and health insurance.
`• Account statements for credit cards, student loans, car payments and other loan obligations.
`• Documentation that enables you to estimate any other expenses, such as food, gas, clothing, tuition or alimony
`or child support payments.
`
`NMLS # 1852
`
`DEMAND05M
`
`This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that
`purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is
`purely provided to you for informational purposes only with regard to our secured lien on the above referenced
`property. It is not intended as an attempt to collect a debt from you personally.
`
`Page 5 of 7
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`You may be able to make your payments more affordable.
`Act now to get the help you need!
`
`Dear Customer(s),
`
`There is help available if you are having difficulty making your mortgage loan payments. You may be eligible for the
`Home Affordable Modification Program, part of the initiative announced by President Obama to help homeowners.
`
`As your mortgage loan servicer, we will work with you in an effort to make your mortgage payment affordable.
`You will not pay any fees to take advantage of this opportunity to modify your mortgage loan payment and keep
`your property. Now is the time to act. We are ready to help you.
`
`Here’s how it works: We will first determine if you are eligible based on your situation. To conduct this evaluation, we
`need you to submit an Initial Package consisting of a Request for Mortgage Assistance form (including all necessary
`certifications), an IRS Form 4506T-EZ or Form 4506-T, and documentary evidence of all income. You may obtain the
`Request for Mortgage Assistance form and the IRS Form 4506T-EZ or Form 4506-T form at www.ocwencustomers.com.
`
`If you are eligible, we will look at your monthly income and housing costs, including any past due payments, and then
`determine an affordable mortgage payment.
`
`At first, you will make new, affordable monthly payments on your mortgage loan during a trial period. If you make those
`payments successfully and fulfill all trial period conditions, we will permanently modify your mortgage loan.
`
`The modification may involve some or all of the following changes to your mortgage loan: 1) Bringing your account
`current; 2) Reducing the interest rate on your loan; 3) Extending the term of the loan, and/or 4) Delaying your
`repayment of a portion of the mortgage principal until the end of the loan term.
`
`GATHER THE INFO WE NEED TO HELP YOU
`
`To take advantage of this opportunity and the Home Affordable Modification Program, contact us as soon as possible. To
`help speed the process it will be helpful if you have the following information when you call:
`
`Loan number
`
` Monthly pre-tax income of each borrower
`Information about any financial hardship you are suffering
`
`
`If you do not qualify for a loan modification under this program, or do not want to stay in your home or keep your rental
`property, we will work with you to explore other options available to help you keep your property or ease your transition
`to a new home, if applicable.
`
`CONTACT US
`
`We want to make modifying your mortgage loan as easy as possible. However, you must take the first step by contacting
`us at (800) 746-2936; Monday through Friday 8:00 am to 9:00 pm, Saturday 8:00 am to 5:00 pm, and Sunday 9:00 am
`to 9:00 pm ET. You may also write to us at the address at the bottom of this letter. Be sure to include the information
`listed above.
`
`Sincerely,
`
`NMLS # 1852
`
`DEMAND05M
`
`This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that
`purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is
`purely provided to you for informational purposes only with regard to our secured lien on the above referenced
`property. It is not intended as an attempt to collect a debt from you personally.
`
`Page 6 of 7
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`......................
`NYSCEF DOC. NO. 6
`Ocwen
`Loan
`LLC
`Servicing,
`WWW.OCWEN.COM
`is What We Do!
`Helping Hcmcowñérs
`
`ru
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`1661Worthington
`Road, Suite 100
`West Palm Beach, FL 33409
`Toll Free: (800) 746 - 2936
`
`Loan Servicing,
`Ocwen
`LLC
`1661 Worthington
`Road, Suite
`West Palm Beach, FL 33409
`
`100
`
`IMPORTANT NOTKE
`
`diS
`
`dfdeclosure
`
`salms.
`
`FINANCIAL
`
`COUNSELING
`
`SERVICES
`
`a fina.ncial
`When
`you are experiencing
`Er±±ip,
`coseli-g
`you to contact HUD apprcyed
`to obtain
`2-d-tance
`agencies
`or M:·sü=
`For
`on this notice
`charge.
`specific
`guidance
`for MHA HELP.
`the counselor
`
`your
`finances. We urge
`to help you manage
`may be a way
`your
`in keeping
`is available
`at no
`a=sistance
`home.
`This
`to the Home A"r±b'a
`Modificaüón
`ask
`related
`Program,
`
`HUD Approved
`HOPE Hotline
`
`Housing
`
`Number:
`
`Counseling:
`
`1-800-569-4287
`
`1-888-995-4673
`
`www.HUD.gov
`
`•
`
`•
`
`Beware
`
`of
`
`Foreclosure
`
`Rescue
`
`Scams.
`
`Help
`
`is
`
`free!
`
`There
`Home
`counselor.
`
`is never
`Affordable
`
`to get
`a fee
`Program
`
`assistance
`from your
`
`or
`lender
`
`about
`information
`or a HUD-approved
`
`the Making
`housing
`
`a HUD-approved
`For
`a
`counselor,
`hhttp1hvww-hud-cov/affiredhsa/stashccAc/
`
`visit
`
`Beware
`exchange
`loan.
`
`of any
`for
`
`person
`housing
`
`or organization
`counseling
`
`that
`services
`
`to pay
`you
`asks
`or modificatinn
`
`in
`a fee
`of a delinquent
`
`TheMaking Home Affordable program wawea4e4toÈelp miÈons of homeowners refinan e or moÖfyÈeir mortgages. As part of this program
`we - your mortgage servicer - and the Federal Gnymmmpm are working to offer you options to help you stay in your home.
`
`NMLS # 1852
`is from a debt collector
`This cc=:::=:ivation
`c"-;"-g
`the debt
`is in active
`purpose.
`ilowever,
`bankruptcy
`if
`informational
`to you for
`y..,yvaés
`pmvided
`purely
`property.
`It
`is not
`intended
`as an attempt
`to collect
`
`DEMAND05M
`be used for
`that
`will
`attained
`any information
`a debt;
`to collect
`this c--
`or has been discharged
`ation
`is
`thmugh
`bankruptcy,
`egard to our secured
`only with
`lien on the above
`eferenced
`a debt
`fmm you personally.
`
`Page 7 of
`
`7
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`PHH Mortgage Services
`PO Box 9117
`Temecula, CA 92589-9117
`
`Send Payments to:
`PHH Mortgage Services
`Mail Stop SV19
`1 Mortgage Way
`Mt Laurel, NJ 08054
`
`SeHHMo g ge Se
`P.O. Box 5452
`Mt Laurel, NJ 08054
`
`234929%57
`
`20191206-206
`
`BERNADETTE
`117 FANNING
`WESTHAMPTON
`
`IACOBELLI
`DR
`
`BEACH,
`
`NY 11978-2702
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`FILED: SUFFOLK COUNTY CLERK 10m2020 11:08 ‘
`NYSC 3F DOC. NO.
`6
`NYSCEF DOC. NO. 6
`
`IND
`EX NO.
`614686/2020
`INDEX NO. 614686/2020
`
` VYSC
`
` «IIV-4 .D
` 3F:
`
`10/06/2020
`RECEIVED NYSCEF: 10/06/2020
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`SNewRez
`
`C/O. PHH Mortgage
`1Mortgage
`Mt.
`Laurel
`
`Way
`NJ 08054
`
`Services
`
`. . . .
`
`...
`
`. .
`
`. . .
`
`...
`
`.
`
`.
`
`...
`
`. .
`
`. .
`
`..
`
`. .
`
`. .
`
`.Teh (888)
`Fax:
`(856)
`
`820-6474
`917-8300
`
`December
`
`6, 2019
`
`BERNADETTE
`117 FANNING
`WESTHAMPTON
`
`Loan Nurnber:
`Property:
`
`IACOBELL1
`DR
`
`BEACH,
`
`NY 11978-2702
`
`117 FANNING
`WESTHAMPTON
`
`DR
`
`BEACH,
`
`NY 11978
`
`YOU MAY BE AT RISK
`
`OF FORECLOSURE
`
`PLEASE
`
`READ
`
`THE FOLLOWING
`
`NOTICE
`
`CAREFULLY
`
`As
`
`of December
`Under
`
`2019,
`6,
`New York
`
`your
`
`home
`
`loan
`
`is
`
`1679
`
`days
`
`and
`
`$350,646.09
`
`dollars
`
`in
`
`we
`
`required
`
`to
`
`send
`
`you
`
`this
`
`notice
`
`to
`
`inform
`
`default.
`
`you
`
`that
`
`you
`
`are
`
`at
`
`risk
`
`of
`
`State
`
`losing
`
`Law,
`
`your
`
`are
`
`home.
`
`Attached
`
`to
`
`this
`
`notice
`
`is
`
`a list
`
`of
`
`government
`
`approved
`
`your
`
`area
`
`which
`
`counseling.
`
`You
`
`can
`
`also
`
`housing
`call
`
`counseling
`the NYS
`
`agencies
`
`in
`
`Office
`
`of
`
`the
`
`provide
`free
`Homeowner
`
`General's
`
`Attorney
`to
`be
`
`connected
`
`to
`
`free
`
`(1-855-466-3456),
`
`or
`
`Protection
`
`counseling
`website
`
`Program
`
`services
`
`(HOPP)
`in
`your
`
`toll-free
`
`area
`
`at
`
`at
`
`http://www.aghomehelp.com/.
`
`hotline
`
`consumer
`1-855-HOME-456
`A statewide
`
`housing
`visit
`their
`
`also
`
`available
`
`at
`
`by
`county
`listing
`htto://www.dfs.ny.cov/consumer/morte
`
`is
`
`free
`
`help
`services.
`
`above
`
`are
`
`is
`
`available;
`
`watch
`
`out
`
`for
`
`Housing
`trained
`
`counselors
`from
`homeowners
`
`help
`
`to
`
`companies
`New
`who
`
`are
`
`nys
`
`no
`
`counseline
`
`or
`
`people
`
`York-based
`
`agencies.htm.
`who
`
`charge
`
`Qualified
`
`a fee
`
`for
`
`these
`
`agencies
`
`listed
`
`on
`
`the
`
`website
`
`payments
`
`and
`
`can
`
`help
`
`you
`
`find
`
`the
`
`best
`
`option
`
`800-330-0423
`
`and
`
`ask
`
`to
`
`discuss
`
`possible
`
`options.
`
`having
`for
`
`problems
`
`making
`
`their
`
`mortgage
`
`your
`
`situation.
`
`If
`
`you
`
`wish,
`
`you
`
`may
`
`also
`
`contact
`
`us
`
`directly
`
`at
`
`While
`
`we
`
`cannot
`
`assure
`
`you
`
`to
`
`take
`
`immediate
`
`that
`
`steps
`
`a mutually
`to
`
`try
`
`agreeable
`
`resolution
`
`to
`
`achieve
`
`a resolution.
`
`is possible,
`The
`longer
`
`we
`
`encourage
`
`you
`
`wait
`
`the
`
`fewer
`
`options
`
`you may
`
`have.
`
`If
`
`you
`
`have
`
`this
`
`notice
`
`not
`was
`
`taken
`
`mailed,
`
`actions
`any
`we may
`
`to
`resolve
`commence
`
`this
`
`matter
`
`within
`
`90
`
`days
`
`from
`
`the
`
`date
`
`legal
`
`action
`
`against
`
`you
`
`(or
`
`sooner
`
`if
`
`you
`
`XC255{FC}_FLAT
`Page 1 of 12
`
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`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`cease
`
`to
`
`live
`
`in
`
`the
`
`dwelling
`
`as
`
`your
`
`primary
`
`residence.)
`
`If
`
`you
`
`Financial
`
`need
`further
`Services'
`
`information,
`
`please
`
`call
`
`the
`
`New
`
`York
`
`State
`
`Department
`
`of
`
`toll-free
`
`helpline
`
`at
`
`1-800-342-3736
`
`or
`
`visit
`
`the
`
`Department's
`
`website
`
`at
`
`htto://www.dfs.ny.cov.
`
`IMPORTANT:
`
`You
`
`have
`
`order
`
`you
`
`to
`
`leave
`
`the
`
`the
`
`right
`
`to
`
`remain
`
`in
`
`your
`
`home
`
`until
`
`you
`
`receive
`
`a court
`
`property.
`
`If
`
`is
`
`filed
`
`against
`
`you
`
`in
`
`telling
`you
`
`legally
`
`still
`
`have
`
`the
`
`right
`
`remain
`
`the
`
`owner
`
`to
`
`of
`
`you
`
`or
`
`by
`notice
`
`is not
`commenced
`
`by
`an
`
`against
`
`you.
`
`remain
`
`in
`
`a foreclosure
`home
`
`the
`
`action
`
`until
`
`a court
`
`orders
`
`you
`
`to
`
`leave.
`
`and
`
`are
`
`responsible
`
`for
`
`the
`
`until
`
`property
`foreclosure
`
`the
`
`property
`proceedings.
`
`order
`
`of
`
`the
`
`court
`
`at
`
`the
`
`conclusion
`
`of
`
`any
`
`eviction
`
`notice,
`
`and
`
`a foreclosure
`
`action
`
`has
`
`not
`
`yet
`
`court,
`You
`
`is
`
`sold
`
`This
`
`been
`
`XC255 {FC}_FLAT
`Page2 of 12
`
`234 9299657
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`COUNTY
`
`I
`
`AGENCY
`
`ADDRESS
`
`CONTACTINFO
`
`NOTES.
`
`AffordableHousingPartnership. 255.OrangeSt, Albany,
`NY 12210
`
`518434-1730
`
`AlbanyCountyRuralHousing
`i Alliance
`
`24.MartinRoad,Voorheesville.
`NY12186
`
`518-765-2425
`
`Albany.
`
`UnitedTenantsofAlbany
`
`255.OrangeSt..Albany.
`NY.12210
`
`518-436-8997
`
`BetterNeighborhoods.Inc,
`
`120EmmonsSt, Schenectady, 518-372-6469
`NY12304
`
`HOPP
`Alsoservessurroundingareas
`
`HOPP
`Alsoservessurroundingareas
`
`HOPP
`Fortenantswhosebuildings
`areintheprocessof
`foreclosureorhavebeen
`foreclosedon
`
`HOPP
`Spanishspeakingstaff
`available
`
`i ACCORD
`
`84SchuylerSL,Belrnont,
`NY.14813
`
`585-268-7605
`
`HOPP
`
`Allegany
`
`NeighborhoodHousing
`i Servicesof Buffalo
`
`1937SouthParkAve,Buffalo,
`NY.14220
`
`716-823-363D
`
`Alsoservingsurrounding
`counties
`
`TheBronxNeighborhood
`HousingServicesCDC,Inc .
`
`1451EastGunHillRd.,Bronx,.
`NY10469
`
`718+B81-1180
`
`MHANYManagement,Incs
`
`1MetroTechCenterNorth11th
`Floor,Brooklyn,NY 11201
`
`718-246-8080ext203
`
`HousingandFamilyServicesof
`i GreaterNewYork,Inc.
`
`415AlbemarleRd.,Brooklyn,NY 718-435-7585
`11218
`
`Bronx
`
`GrowBrooklyn,Inc,
`
`1474MyrdeAve,Brooklyn,NY
`1t237
`
`718418.8232ext 2060
`
`929-268-3790
`
`NeighborhoodHousing
`I Servìces.NYC
`
`i NYCCommissionon.Human
`Rights
`
`307.West36thStreet.12th
`Floor,NewYork,NY10018
`
`ForeclosureDepartment
`2475WestchesterAvenue
`Bronx,NY10461.
`1932ArthurAvenue,Roorrt
`203A,Bronx,NY10457
`
`Broome
`
`i MetroInterfaithHousing
`j ManagementCorp.
`
`21NewSt, Binghamton,NY
`13903
`
`HOPP
`Spanishspeakingstaff
`available
`
`HOPP
`Spanish,Italian,Greek,and
`HaitianCreolespeakingstaff
`available
`
`HOPP.
`Spanish.Russian,Cantonese,
`Mandarin,Patois,Haitian
`Creole,andFrenchCreole
`speakingstaffavailable
`TranslationServiceavailable
`
`HOPP
`Spanishspeakingstaff
`available
`
`Spanishspeakingstaff
`available
`
`718-579-6728
`OR
`718+5794900
`607-772-6766
`
`Spanishspeaking.staff
`available
`
`HOPP.
`
`ChautauquaOpportunities,.Inc.402ChandlerSt,.Jamestown,
`NY14701
`
`7164619430.
`
`HOPP
`
`Cattaraugus
`
`ACCORD
`
`84SchuylerSt. Belmont,
`NY..14813
`
`585-268-7605
`
`HOPP
`
`NeighborhoodHousing
`Servicesof SouthBuffalo.
`
`1937SouthParkAve..Buffalo,
`NY14220.
`
`716-823-3630
`
`Cayuga
`
`HomeHeadquarters,Inc.
`
`538ErieBlydWest,Syracuse
`NY.13204
`
`315-474-1939
`
`HOPP
`Spanishspeakingstaff
`available
`
`http://www
`
`fs.ny.gov/consumer/mortg_nys
`
`np_counseling_agencies.htm
`
`VCP15
`
`XC2SS {FC} FLAT
`Page3 of 12
`
`234 C129%57
`
`HC
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`Clearpoint,Adivisionof Money 5794.Widewaters
`ManagementIntemational
`Parkway.Syracuse,NY.13214
`
`713.394.3232
`
`ChautauquaOpportunities,Inc.
`
`402ChandlerSL,Jamestown
`NY.14701
`
`716-661-943D
`
`HOPP.
`
`Chautauqua
`
`2AcademySt. Mayville.NY
`ChautauquaHome
`Rehabilitatiortandimprovement 14757.
`Corp-(CHRICJ
`
`716-753-4650
`
`Spanishspeakingstaff
`available
`
`NeighborhoodHousing
`Services..ofSouth.Buffalo
`
`1937SouthParkAve Buffalo
`NY14220
`
`7164234630
`
`ArborHousingand
`Development
`
`26BridgeSt, Corning
`NY 14830
`
`607454-7487
`
`HOPP
`
`Chemung
`
`CatholicCharitiesofChemung. 215EastChurchSt. Suite.
`101,Elmira,NY14901
`
`607-734-9784
`
`HOPP
`
`Chenango
`
`MetroInterfaithHousing
`ManagementCorp.
`
`21NewSt,Binghamton.NY
`13903
`
`607-772-2766.
`
`HOPP
`
`FriendsoftheNorthCountry
`
`1Mill.St.,Keeseville,NY12944
`
`518-834-9606
`
`Clinton
`
`HousingAssistanceProgramof
`EssexCounty(HAPECJ
`
`103HandAve.,Ehzabethtown S184734888
`NY12932
`
`HOPP
`
`HOPP.
`
`Columbia
`
`GalvanHousingResources.
`
`252ColumbiaSt HudsonNY.
`12534.
`
`518422-0707.
`
`HOPP
`
`Cortland
`
`Delaware
`
`
`
`HomeHeadquarters,.Inc..
`
`538Erie.BlydWest,.Syracuse.
`NY13204.
`
`315-474-1939
`
`HOPP
`Spanishspeakingstaff
`available
`
`CortlandHousingAssistance
`Council.Inc
`
`36TaylorSt Cortland,NY13045. 607-753-8271..
`
`WestemCatskillsCommunity
`Revitilization.Council
`
`125MainSt, SuiteA.Stamford, 607-652-2823
`NY12167
`
`HOPP
`
`RUPCO
`
`301FairSt Kingston,NY12401. 845-331-9860.
`
`HOPP
`Spanishspeakingstaff
`available
`
`Inc
`Delaware.0pportunities,
`
`35430StateHgwy10Hamden,
`NY.13782
`
`607-746-1650
`
`HudsonRiverHousing
`
`Dutchess
`
`PutnamCountyHousingCorp.
`
`291.MillStPoughkeepsie.NY
`12601
`
`11Seminary.HillRd, Carmel,
`NY10512
`
`845-454-9288
`
`HOPP.
`
`845-225-8493.
`
`HOPP
`ServingSouthernsectionof
`county
`HOPP.
`
`HOPP.
`
`HOPP
`
`HOPP
`
`HOPP
`
`BelmontHousingResources
`
`1195MainSt Buffalo,NY14209 716-884-7791
`
`WestSideNHS,Inc.
`
`359ConnecticutSL Buffalo,NY
`14213
`
`Ene
`
`BuffaloUrbanLeague.
`
`15GeneseeStreet
`Buffalo.NY14203
`
`Tuesdaysand
`Wednesdays.
`at(716).885-2344.
`ThursdaysandFridays
`at (716).877-3910
`
`(716)250-2400
`
`ChautauquaOpportunities..Inc..402ChandlerSt.,Jamestown,
`NY14701
`
`716461-9430
`
`ConsumerCreditCounseling
`Servicesof Buffalo,Inc,
`
`40GardenvilleParkway,Suite
`300 WestSeneca.NY14224.
`
`1-800-926-9685
`or
`716-712-2060
`
`http://www.dfs.ny.gov/consumer/rnortg_nys
`
`np_counseling_agencies.htm
`
`VCP15
`
`XC255 (FC} _FLAT
`Page4 of 12
`
`234 929%5 7
`
`HC
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`NeighborhoodAssistanceCorp. 135DelawareAveSte102.
`ofAmerica
`Buffalo,.NewYork14202-2410
`
`716-834-6222
`
`NeighborhoodHousing
`ServicesofSouthBuffalo
`
`1937SouthParkAve,Buffalo,.
`NY.14220.
`
`716-823-3630
`
`FriendsoftheNorthCountry
`
`1MillSt.,Keeseville,NY12944
`
`518-834-9606
`
`Essex
`
`HousingAssistanceProgramof
`EssexCounty(HAPEC)
`
`103HandAve.,Elizabethtown
`NY12932
`
`518-873-6888
`
`Friendsofthe-NorthCountry
`
`1MillSt.,Keeseville,NY12944
`
`518+834.9606
`
`HousingAssistanceProgramof
`EssexCounty(HAPEC)
`
`103.HandAve. Elizabethtown, 518-873-6888
`NY.12932
`
`Franklin
`
`FranklinCountyCommunity
`HousingCouncilInc..
`
`337WestMainSt.Malone,NY
`12953
`
`518-483-5934
`
`HOPP
`
`HOPP.
`
`HOPP
`
`HOPP
`
`HOPP
`
`Fulton
`
`Genesee
`
`Greene
`
`Hamilton
`
`Herkimer
`
`Jefferson
`
`Kings
`
`Clearpoint,a divisionofMoney
`ManagementIntemational
`
`215WashingtonSt Suite005,
`Watertown,NY1360
`
`713,394.3232
`
`BetterNeighborhoods,Inc,
`
`120.EmmonsSt. Schenectady, 518-372-6469
`NY12304
`
`UNHS.NeighborWorks
`HomeownershipCenter
`
`1611GeneseeStreet,Utica,NY
`13501
`
`315-7244197
`
`HOPP
`Spanishspeakingstaff
`available
`HOPP.
`
`ConsumerCreditCounseling
`Servicesof Rochester.Inc.
`
`1000.UniversityAve.,Suite900.
`Rochester,NY14607
`
`1-888-724-2227
`
`HOPP.
`
`BelmontHousingResources
`
`1195MainSt. Buffalo,NY
`14209
`
`716-884-7791
`
`HOPP.
`
`ConsumerCreditCounseling
`Servicesof Buffalo,Inc,
`
`40GardenvilleParkway,Suite.
`300,WestSeneca,NY14224
`
`1-800-926-9685
`or
`716-712-2060.
`
`AlbanyCountyRuralHousing
`Alliance
`
`.24MartinRoad,Voorheesville. 518-765-2425
`NY.12186
`
`HOPP
`
`RUPCO
`
`301FairSt KingstortNY12401. 845-331-9860
`
`WestemCatskillsCommunity.
`RevitilizationCouncil
`
`125MainSt.,SuiteA,Stamford, 607-652-2823
`NY12167
`
`HOPP.
`Spanishspeakingstaff
`available
`HOPP.
`
`HousingAssistanceProgramof
`EssexCounty(HAPEC)
`
`103HandAve Elizabethtown, 518-8736888
`NY12932
`
`HOPP
`
`UNHSNeighborWorks
`HomeownershipCenter
`HomeHeadquarters,Inc.
`
`1611GeneseeStreetUtica,NY.
`13501
`
`315-7244197
`
`HOPP
`
`538ErieBlvdWest,Syracuse
`NY13204
`
`315-474-1939
`
`HOPP
`Spanishspeakingstaff
`available
`
`Clearpoint,adivisionofMoney
`ManagementIntemational.
`
`215.WashingtonSt.Suite005,
`Watertown,NY13601
`
`713,394.3232
`
`CypressHillsLocalDevCorp. MainOffice:625Jamaica
`Avenue,Brooklyn,NY
`11208.... ... ... .. ... ... ...
`HousingCounselingDivision:.
`3214FultonStreeteBrooklyn,NY
`11208
`
`718-647-8100
`
`HOPP
`SpanishandFrenchspeaking
`staffavailable
`
`IMPACCIBrooklyn
`
`1000DeanSt.,Suite420,
`BrooklynNY11238
`
`718-522-2613
`
`HOPP.
`Spanishspeakingstaff
`available
`
`http://www
`
`dfs.ny.gov/consumer/mortg_nys
`
`np_counseling_agencies.htm
`
`VCP15
`
`XC255 {FC} _FLAT
`Page5 of 12
`
`234 929%5 7
`
`HC
`
`

`

`FILED: SUFFOLK COUNTY CLERK 10/06/2020 11:08 AM
`NYSCEF DOC. NO. 6
`
`INDEX NO. 614686/2020
`
`RECEIVED NYSCEF: 10/06/2020
`
`GrowBrooklyn,Inc
`
`1474.MyrtleAve.,Brooklyn,NY
`11237
`
`718-418-8232
`
`BridgeStreetDev.Corp.
`
`460NostrandAve.,Brooklyn,NY 718-636-7596
`11216
`
`MHANY.ManagementInc.
`
`1.MetroTechCenterNorth,11th
`Floor,Brooklyn,NY.11201
`
`718-246-8080
`
`NeighborsHelpingNeighbors
`(NHN)
`
`621.DegrawSt, Brooklyn,NY
`11217
`
`718-237-2017..
`
`HousingandFamilyServicesof
`GreaterNewYork,Inc..
`
`415AlbemarleRd.,Brooklyn,NY 718-435-7585
`11218
`
`1012GatesAve,2nd
`NeighborhoodHousing
`Servicesof Bedford-