EXHIBIT 2006
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`EXHIBIT 2006
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`Dynamics Inc. - Ex. 2006
`Page 1
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`Dynamics Inc. - Ex. 2006
`Page 1
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`

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`4/19/2020
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`Magnetic Stripe Card Definition
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`PERSONAL FINANCE
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` CREDIT CARD
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`Magnetic Stripe Card
`
`By JULIA KAGAN | Updated Mar 21, 2018
`
`What Is a Magnetic Stripe Card?
`A magnetic stripe card is any type of card that contains data embedded in a strip composed of
`iron particles in plastic film. The front of the card contains identifying information, such as the
`cardholder’s name and the issuing company’s name, while the magnetic stripe resides on the
`back. These cards are usually a little larger than 2 inches by 3 inches and made of plastic or
`durable paper. Types of magnetic stripe cards include driver’s licenses, credit cards, employee
`ID cards, gift cards, and public transit cards.
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`Magnetic Stripe Card Definition
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`Magnetic Stripe Cards Explained
`When a magnetic stripe card is swiped through a magnetic stripe reader, the reader decodes the
`data in the magnetic stripe to enable a transaction to go through. The transaction might allow
`an employee to access a building or a customer to pay a merchant by credit card. If the
`magnetic stripe becomes dirty, scratched or demagnetized, the card may not work.
`
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`Magnetic Stripe Card Definition
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`How Magnetic Stripe Cards Function
`The magnetic stripe on a credit card contains three horizontally stacked tracks, each of which
`stretches across the full width of the card and occupies a portion of the magnetic stripe. Each
`track is capable of holding a different amount and type of data. These tracks contain the credit
`card account number, name, expiration date, service code, and card verification code. Credit
`cards primarily or exclusively use the first two tracks. The third one sometimes contains
`additional information, such as a country code or currency code. Other types of magnetic stripe
`cards use all three tracks.
`
`Magnet stripe cards have been targets for fraud, particularly when information thieves use
`devices to skim and copy the data in the stripe. That information might be used create duplicate
`cards that can access the account at retail locations, or it can be used to tap into the accounts
`for electronic transactions. Such potential for abuse has led to the development of new ways to
`secure transactions normally handled with magnetic stripe cards.
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`Magnetic Stripe Card Definition
`4/19/2020
`The EMV microchip, or chip-and-PIN, credit card is replacing magnetic stripe credit cards to
`improve credit card security. Microchip cards use a superior technology: a unique, single-use
`encrypted digital signature that is harder to copy. Chip-and-pin cards can also require
`cardholders to enter a personal identification number at the point of sale to provide an extra
`level of security.
`
`Magnetic stripe cards continue to be used as retailers continue to introduce chip readers at their
`stores to allow for sales to be conducted with so-called smart cards.
`
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`Related Terms
`Integrated Circuit Card
`An integrated circuit card is a type of payment or identification card that has an embedded circuit. more
`
`Chip Card
`A chip card is a standard-size plastic debit card or credit card which contains an embedded microchip as
`well as a traditional magnetic stripe. more
`
`Chip-And-PIN Card
`A chip-and-PIN card is a credit or debit card that contains data embedded in a microchip and requires a
`personal identification number for a transaction. more
`
`Cloning
`Cloning is copying stolen credit or debit card information to a new card. Card information is scanned then
`transferred to a new card. more
`
`Chip-And-Signature Card
`A chip-and-signature card contains data embedded in a microchip and requires consumers to sign to
`complete transactions in an effort to increase security. more
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`4/19/2020
`EMV
`EMV is a global standard relating to integrated circuit cards, point-of-sale terminals and automated teller
`machines, set by Europay, MasterCard and Visa. more
`
`Magnetic Stripe Card Definition
`
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`4/19/2020
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`Magnetic Stripe Card Definition
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`BANKING
`TD Bank Review
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`FINANCIAL TECHNOLOGY
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