FILED FOR RECORD
`10/11/2019 4:19:55 PM
`MARK TURNBULL
`COUNTY CLERK
`MONTGOMERY COUNTY, TEXAS
`Drake, Alyssa
`
`Wells Fargo Bank, N.A.
`gachpéoB—om
`0x3696
`Fenland, 0R 97208
`
`.
`
`.
`
`WELLS
`FARGO
`
`October 1, 2019
`
`Probate Court
`PO Box 959
`Conroe, TX 77305
`
`Subject: Creditor's Claim for account number XXXXXXXXXXXX9114
`EState 0f
`Kelly Erwin Hejtmancik
`Case NO-
`19—38479—P
`Balance
`$6,990.27
`To Whom It May Concern:
`Enclosed is our creditor's claim. Please stamp and return a copy of our filed claim in the
`enclosed, pre-paid envelope.
`
`Any 0f our representatives can help you at 1-855—293—7530, Monday through Thursday,
`from 8:00am t0 5:00pm Pacific Time and Fn'day from 8:00am to 4:30pm Pacific Time.
`
`Sincerely,MwwDeceased Management Department
`
`Wells Fargo Bank, N.A.
`
`CC: Attorney and/or Personal Representative for the Estate
`The laws of some states require us to inform you that this communication is an attempt to collect a debt and that information
`obtained will be used for that purpose.
`
`ProClmOl7C2Rev203/1 5
`
`

`

`COUNTY COURT
`MONTGOMERY COUNTY, TEXAS
`
`In the Matter of the Estate 0f
`
`Kelly Erwin Heitmancikiaka Kelly E Heitmancik), Deceased
`Case N0. 19-38479-P
`CREDITOR'S CLAIM
`The Undersigned, a creditor of the above named Decedem, hereby presents for approval the following claim:
`(Describe Claim and attach copies of supporting documentation; if interest is due, state separately the amount 0f
`interest and the rate of interest.)
`Wells Fargo Bank. N.A.
`Revolving open end credit card account # XXXXXXXXXXXX91 l4
`
`$6990.27
`
`OREGON
`STATE 0F
`}
`WASHINGTON
`COUNTY 0F
`being duly sworn, states that (h@is the :jcreditor X duly authorized
`EMily A. Raleigh
`agent of the creditor named above, who has filed the foregoing Claim against the Estate of the above named
`Decedent; that the amount of the claim is justly due or is ajust demand and will become due 0n the date set fonh
`above; that all payments have been credited; that there are n0 offsets known t0 affiant which have not been
`credited; and (complete ifapplicable) affiant rather than the creditor has filed this claim for the reason that;
`
`Creditor,
`
`Wells Fargo B nk, N.A.
`p0 Box 3696
`MAC 136053-021
`Ponland. OR 97208
`
`.
`
`Emily A. Raleigh
`
`,
`
`H
`Loan Venfucation Analyst
`
`(print or type name and address)
`OFHCIAL STAMP
`1 SANDRA A. BUSCH SMITH '
`NOTARY PUBLIc-OREGON
`
`‘ 1y
`
`‘
`
`'
`
`~
`
`'
`
`'
`
`71:1:
`
`SUBECRIBED AND AFFIRMED to before me this
`‘S/___day onQ{d/9€/
`2016f
`
`)maéta A gédééx >9Wm 'jmcommssson no 955769
`
`/
`x.
`NOTARY PUBLIC
`The foregoing claim filed in the Estate of the above named Decedent is _ rejected _ allowed in the sum 0f
`
`Executor(trix)/Administrat0r(trix)
`
`Date
`
`$
`
`__ Rejected _ Allowed in the sum of
`
`$___.
`
`ProCimOOch» :06/00
`
`COUNTY COURT JUDGE
`Date
`NOTE T0 CREDITOR: If your claim Is rejected, you have 60 davs m which to file suit or the claim Is forever barred.
`NRS 147. 130.
`
`

`

`N0.
`
`ESTATE OF Kell Exwin Hejtmanpik
`clly E Hejtmancik)
`(aka
`
`IN THE PROBATE COURT
`
`No 19-38479-P
`
`DECEASED/AN INCAPACITATED PERSON/MINOR
`
`Montgomery County, Texas
`
`AFFIDAVIT ATTACHED TO CLAIM
`
`THE STATE OF TEXAS
`Em'l A.R
`weigh
`ly
`
`I,
`
`.
`
`‘ heremafter called affiant, d0 solemnly swear the
`attached claim against the above numbered and styled Estate, amounting to the sum of
`
`$6990.27
`) is ajust claim and that all legal
`offsets, payments and credit known to Affiant have been allowed; and that the sum
`erein c aime ISJUSt y ue
`
`(
`
`wells Fargo Bank N.AM Ag? 4% /0/fl//.2NI9
`
`Afflam
`EEC B})%’E)533690621
`Address
`
`‘
`
`k
`
`/
`
`EmilyA. galeigh
`Loan Verification Analyst
`
`v
`
`I
`
`OFFD'AL STAMP
`.,_ SANDRA A. BUSCH SMlTH
`NOTARY PUBLIC-OREGON
`commssvow N0. 955769
`MISS
`
`'
`
`‘
`
`Oregon
`97208
`PQrtland
`le Code
`Clty
`State
`L’ 6/ day of OC‘Qd (i ,
`SWORN TO AND SUBSCRIBED before me on this, the
`AD. [lo (q
`, t0 certify which witness my hand and seal of office.
`
`- tr
`
`éggw & fig Emil:
`
`tary Public, State of Oregon
`ZO
`My Commission Expires: H
`(SECTION 308, TEXAS PROBATE CODE REQUIRES THIS STATEMENT TO BE
`ACCOMPANIED BY AN EXHIBIT.)
`
`

`

`WELLS
`FARGO
`
`24-Hour Customer Service‘
`TTY for Hearing/Speach Impaired:
`Outside the us Can Collect:
`Wells Fargo Online®1
`
`1-866-2296633
`1-800-419—2265
`1925-8257600
`wellsfargo corn
`
`Send General Inquiries To:
`Po Box 10347. Des Moines IA. 503060347
`
`Available Revolving Line Of Credit
`
`$130
`
`Send Paymen‘s 7°;
`O Box 51 193. Los
`
`ngeles CA. 90051-5493
`
`‘
`
`$0.00
`$79.68
`$7.069 95
`$7.200
`
`’
`
`$7 088 15
`51:3 g:
`$0 oo
`$52 12
`
`WELLS FARGO CASH BACK VISA SIGNATURE® CARD
`VISA
`Account Number
`Ending in 9114
`Statement Bllllng Period
`05/18/2019 to 06/17/2019
`Signature
`Page 1 of 2
`Balance Summary
`Pwvious Balance
`—
`ts
`23:":6“
`_
`s
`r
`+ Cash Advances
`+ Purchases. Balance Transfers a
`Othe' Cha’ges
`* Fees Charged
`+ Interest Charged
`= New Balance
`Revolving Line Of Credit
`Payment Information
`New Balance
`$7.069 95
`$151 00
`Minimum Payment
`Payment Due Date
`07/1 2/201 9
`Late Payment Warning: Hwe do not receive your Minimum Payment by 07/12/2019 you may have to pay a late fee up to $37
`Minimum Payment Warning: If you make only the minimum payment each period. you will pay mom in Intefest and it will take you longer to pay off your
`balance. F0! example.
`You will pay off the New Balance shown on
`And you will end up paying an
`If you make no additional charges using
`this card and each month you pay
`this statement in about
`estimated total of
`Only the minimum payment
`20 yeals
`313.885
`$8 605
`$239
`3 years
`(Savings of $5 280)
`If you would like informauon about credit counse ing sewices‘ lefer to www.usdoj.gov/ust/eo/bapcpalccde/cc_approved.htm or call
`1-877-285-2108
`
`Important Information
`
`““‘REVISED AGREEMENT FOR ONLINE ACCESS""‘
`WE'RE UPDATING OUR ONLINE ACCESS AGREEMENT EFFECTIVE SEPTEMBER 30. 2019
`TO SEE WHAT IS CHANGING. PLEASE VISIT WELLSFARGO‘COM/ONLINEUPDATES
`Go Far Rewards Summary
`Rewards balance as of:
`
`05/31/2019
`
`$967
`
`The rewards balance is for Rewards ID 60011243401
`This balance may be inclusive of other contributing rewards accounts. For up-Io-date rewards balance information. or more ways to
`earn and redeem your rewards, Visit GoFarRewards‘wfcom or call 1-877-517-1358.
`
`Reference Number
`
`Descfipn’on
`
`Transactions
`Post
`Trans
`Payments
`ONLINE ACH PAYMENT ~ THANK YOU
`741471B4NOA943WK6
`05/30
`05/30
`TOTAL PAYMENTS FOR THIS PERIOD
`Purchases, Balance Transfers & Other Charges
`9640 AMC ONLINE LEAWOOD KS
`24431064AHGPSESN2
`05/18
`05/18
`TOTAL PURCHASES. BALANCE TRANSFERS & OTHER CHARGES FOR THIS PERIOD
`
`NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT
`MG: : ct 2
`VSQG Olnpbaas
`YKG
`scan
`190617 c
`3:3;
`5596
`7
`1;
`Detach and mail wim check payable to Wells Fargo. F0! fastef processing. include your account number on your check‘
`
`:
`
`1
`
`'J
`
`Credits
`
`Charges
`
`150 00
`$150.00
`
`52‘12
`$52.12
`
`Confirmed H
`
`Account Number — 9114
`
`New Balance
`Minimum Payment
`Payment Due Date
`
`$7.069 95
`$151 00
`07/12/2019
`
`KELLY E HEJTMANCIK
`1930 NEW HARMONY DR
`CONROE TX 77304.5035
`
`Check here and see reverse for address and/or phone number correction
`
`Amount
`Enclosed
`
`$
`
`WELLS FARGO CARD SERVICES
`Po Box 51 193
`Los ANGELEs CA 90051-5493
`
`YKG
`95
`
`

`

`IMPORTANT INFORMATION ABOUT YOUR ACCOUNT
`s wrong (an 'Evrov'), of I! you need more miovmanon about a zvansac! on on yOur bull, wme lo us on a separate sheet of pape' as soon as posslbie at, PC
`Billing RI Ms Summary. I1 you believe you! bull
`Box 512. gas Memes, IA 50306-0572, We must hpar lrom you no late! than 60days afte' we sent you the first bxli on whuc“ Me Error appealed You may noufy us umg olhev means Snaudmg caning Js
`a1 the number med on the hem oé the :tatementL but dcmg so wall not mesewe you: nghu
`In you! Iene' (a 'ertten Notcfl. provude (he lo lowng m'ovmanon:
`. You: name and account number
`- rhe dam and dollar amoumof the suspected Lucy
`. Descvupncn of the Errov and why you believe there :s an E’rov 1 you need rroce mfovmanonmlease describe :‘Ie Item you are not sure about,
`You do not have to pay any alleged Enoramoum wh ie we are Investigating] butyou ave snll obligaled to pay the pans of your bi! mauve «ct part of the alleged Evrov amount While we Investigate‘we
`cannot :eponyou as deimquent ortake any action :o collect the alleged Enor amount i! you Have authonzed us to pa your c'edlt card bw' automancady horn your savmgs or checkurg account, you
`can stop If: paymenx on any amour! you bneve u en E'rov To slop {he payment. you: Wnnen Nance must reach ust tee (3; business days before the automatic payment ls scheduled to occur
`SpecruIRule fol Oednr Cam Punhaxex: If you havz a pcoblem wuh the quality o! goods or suvxces you purchased wnh a cedar card, ard you have Inca m good fair.“ lo covvcc! the problem w-(h (he
`mevcnannyou may no! have to oay the vemammq amount due on the goods ov semces You have thus protecucn only when [he purchase pnce was more than $50ano Inc purchase was made u- you
`home sure ov wuthm 100 mles of your mauling address and you have not paud the balance ofme dispuled charge '6 we own c1 operate the me'ownt, or Itwe mauled you the adve'nsememforlhe
`pmoeny ov suv-«s, all pwchases ave (overed regardless of amount o: location of purchase
`Cvedix Information. NOVICE We may fuvmsh Infoimanon about your account to consume: veponmg agenaes You have the ugh: lo dispute the accuracy of miormanon that we have rescued by
`wnhng to us a! PO Box 1451 7, Des Memes, IA 50306-35' 7and descnb-ng the specrfic .nlormanon that Is Inaccurate or m dispute and the basis ior anyonspute wulh supporting documentaton In '
`case of Intclmanon tharyou believe relates lo an :denmy theft, you wfil need m prowce us wuh an :denmy [hell recon
`mevls'are payments mauled usmg theenclosed payment coupon to the payment address specified on the Harmoniougene'ah ,rnade m :he'Tvansievs'tabor'Make
`Payments, 'Conioummg P
`a Paymenr‘lmk on me cw? :a-d Account Acnmy tab o! Wells Fargo Onlme Banking ax'hnp/lwwwwellsfaygo <om' Conforming Paymenu vecewed vua rmbe 5:00 p m wull be credited as olthe
`date of receipt. Confcxmmg Payments recewed after 500 pm wuil be cvedaed as of the next day Cut-c‘f tunes ‘ov ConIormmg Payments made ma our Web sure wzll be dusc-osed at the ume ol the
`uansacnon.‘Non(oniorm(n Payments'ave payments made by any other mears and may not vece-w :redx for uo (o five cayx afte' (he date of recenoz. Non-Coniovmmg paymer‘ls Include, out ave no!
`lumutec lo. aaymenn by cen ed nwl,‘eaEx or UPSlov enveiopes addressed Illegxbly
`Nance AbourEkmomc Check Convemon:When you prowde a check ax paymenLyouauxhonze us eunev to use mlomunm hom you cheats make a cne-nme plecnomc fund uanxle: 6mm you: account w to
`process lhe payment as a <he<k lvanwcluon When we use Irlm-nanon from your chxk to make an electvorvc fund transiev. funds may be wulndvawn ‘rom you: «count as soon as :ne tame daywe ’eceuve your
`payment, md you wull not receive your check neck hom your finmcual mxmunan
`Paymenrm fullfor Less fhan Account Ealanze quuest If you Inland m pay you: acmurt m full wxm an amount less lhar‘ the :oul owed or. youv arwdnt, yea mus! send your request to us ax: P0 Box
`103‘ 1, Des Memes, IA 50306-03] I‘Such payments WIII no! dischalge you! full debt
`How We Calculate Your Baluxe. We use a method cailed 'avevage da-Iy baarce (Including new purchases)‘ ch mole wiormanon regarding lhxs calculation, please refec lo you: Credit Card A((oum
`Agveement m call our loul-hee Customer Servuze numbev Iocazed on we‘von! ol thus slalemen!
`How lo Avoid Paying Interest on Puuhases, You: Payment Due Date us at least 25 days anev the close of each mllmg pw-od‘ We wfi! not chmge you mum cn purchases ll you pay your ennre bale nce
`by the cue date each month We wuil begun chmgmq .nteves! on cash advanms and balar-ce transfers on the uansacnon cam.
`Secured Accounts For Secured a((ounls,youv cred t card accourx Is secured by a pledge ofyou' Secured Card Collateral Account wulh Wells Fargo BankNAw eslabimed m connect c" wnh your
`apphcanon for the cayd Vou agree that thus pledge Includes and guws the nght to Bank lo vecaem, coded ano withdraw any pm or (he ‘ull amount n4 the Secured Card Collateral Acccum upon any
`default under you: Secured credit card agreemenl, or m the event your Secured credrr card agreement .s mmmaled by Bank fol any reasOn, Thus pledge Ix given as a se<unty Interest for any and all
`amounts you owe, mdudmg Inrevesl, lees and (05:5 wm(h may accrue under yeur Secured credit card «count You agree that If ycur SKuved credit cud account :s closed for any mason, the bank may
`appry funds m rho Secured Card Cmialeral Accounl lo pay off any balance on :he c'edut card accoum ll (here ave snll tunds remaining m [he Collaleral Account alter do ng so,tnese tmd; may ’ematn
`on depom ‘or up lo 60 days before bong :gm-nea lo you
`Customev Service Monllovmg. Cal's may be re<cvded o! mommved
`INFORMACION IMPORTANTE SOBRE SU CUENTA
`Resumen dc Derezhos dc Fanurauén. Sx (lee que hay algun error en xu estado de cuenza (un ‘Enor'), o x: neces ta mas nfovmaclo'n xobve una hansaccuo‘n que aparece en su estado dc cuenta, pov
`lava excribanos en una hole separada tan pvomo come Ia sea posuble,a la g.gmenledueccio'm PC Box S22. Des Metres, IA 503060522. Debt commlcarse con nosonos denno dc un lapsode 60dias
`de la 1e(ha en que le hayamos enwadoel pnn'w estado de cuenta en que apavecué e' Enov PLece comumcane con nosotvos pot ohm meduos (k7 cue Incluye llamavnos al mlmero Que aparece en cl
`‘vente de: es:ado de (uenta) pelo al haculo n0 pwsewava' us duet hos
`En su calla (una ‘Noufimoén pol Esmto')‘ p01 favor mc'uya Ia suguuenle nformaz-én.
`- Su nombve y numevo de cuema.
`- La fecha y el monto en délarex del Error del que sospecha
`- Una descnpcuén del Error y !a vazo‘n pol la (ual uxted tree que es un Eyre: SI necesuta mes mfmmarév‘, pa favor aescriba cl Item del qqe no esta' sngIo
`No l ere que pager el monzo del xupuesm Enm muenxrax io :nveshguemos, pero seguua' obligadoa pager -as potcxones del saldo dc sucuenla qua no lumen pane del monlo oel supuestc Enot
`Mugnuas .nvesnguemcs. no podwvcs vepovtarlo en caiudad dc deudov movoxcl n. xomar medudas para cobra: pl morlc del sunuesto Euol S. nos ha aulonzado a pager :u cue'ua dc :aueta d: cvéd-tc
`de manna auloma‘uu dude su cuenta de :heques o d2 ahonos. suede suspends: 9‘ pogo pol (ualqum manta qua craa Que es un Error. Para Suspender el page, su Not ficacuon per Escnlo deb:
`=|egamos l-es (3) duds Ha‘bxles antes del dia en qua eslé programado el page aulomalmo
`Reg/a Especm/pam Commas con Taljem dc (mine SI uued pane .3!an pmblema (on la cahdad d9 ics buenes o sew os que adqumd con .ma (aueta de créduto, y ha Inranudo u! buena .‘e resoiver e!
`pvobuema con cl (cme-cuanle, quuzé no Ienga Que pagav el monlovestar‘le adeuuado pol Ios bumeso se'wc-os, Ustea cuenla (on esta pvoleccuo‘n solamenle s: el precuo detovnpra supevc' a ios SSDy la
`compra fue veallzada en el estaao en que remde o a .ma duswncua no sunu'ot a 100 millax d2 su duremén postal. y s-empre que no haya pagado el saldo del cargo en dispute SI some; Io; propuetanos .1
`operado'esde dichotomy: oi o s: Ie envxamos pcv coneo un anan-o pubiucuano de Ios blenes o servmos, todas lax comm esta‘n cub ems] sun Impoum el montoo lugar de la compra
`Informuién dc Cvédna AVISO~Fodremos dar mfonnacvc‘n sobve su cuenta a Ias agencuasde mlomes someconsumdove: Unec :Iene el dered‘o a (uesuonav Ia exacnlud dc Ia mformacuc'm vepcrtada
`pot nosotrusal escnbu a Ia suguxer‘ta dumcuo’n‘PO Box X4517, Des Memes, 2A 50306-35‘. 7, En su (ana,debera descnbu Ia mformwon espmfica qua sea mexacla o en amputayfundamentar cualqme'
`auspdtacon dcxumemacuo'n de vespaldo SI convdevaque se tvata de n.’:mnacuo'n relauonada can el rc'oode Idenudad, debe’a‘ enviavnos una denuncla dc lobe de Idenndad corfrspondleme.
`Pagos. Los 'Fagcx en Contovmudad' son pages envuados per :oneo usando el cuoén dc pogo adjur‘lo a Ia dueccbn dc page que se especufica en el estado de cuenta o buen pages genualmeme
`-eal:1ados a navés dc Ia ficha 'Translen‘ ['zanxluencias) o e; enlxe 'Make a Pay-renl'mealice un pngo] er Ia fi<ha 'Aczounl Aumty' (Acuvudad de la cue'mta) de 'a tauua de créono de Ia Banca
`por :nlemel Welh Fargo Onhne en wellsfargu corn (en mgk's) Lox Pages en Conformsdad reobxdos par :orreo no ma's (std: dc lax 5 00 p m 5e acreditara’n en la fecha en qua se rectban Lus Page!
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`Avsso Sobve Cowzrm'n dc Cheques Elecr/émcm AI propovc-onav un cheque coma tovma de pagc, ustec nos da su aulorzaoo‘n para uiniuzaz Ia unfovmaclér de su cfieque a fin de :eahzav una sola transferenc a
`elemémca dc su cuenw o pvocew el page come una transaccuo'n dc :P‘eqm Cuando nosonos usamos Ia rlonmc-o‘n de su cheque paw wahza' una :ransfrencm ekwénma de ‘ondos, Io: musmos DOd-én se'
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`Page Taralpal un Monro In/rnol alSaIdo dela Cuenm SI ustec p-ensa liquidar Ia (oulndad dd saldo de xu cuenva pov un memo Mano: al monto tow aaeudado en xu cuenta, debeva envuamos s. sch: tud a a
`s-guente durecc o'r‘DO Box 103‘- 1,3ex Memes. IA 50306-0311 Duchos pages no cancelauir Ia Iouluced de su crude
`Cémo Calculamos Su Saldo, Usamos un mélcdo cenommado'saldo diam pvomeduo (mcmyendo nuevas ccmpus)‘ Para mas Inicrmmon acute dc este calculo. pot lave: Ila Me a nuesuc ntmevo
`gratmlo dc Servuoo al c.lenxe :ndEtado al heme ce esle estacc Ge cuenta.
`Cémo Evulav Pager Inteveses sob" Commas. La Fecha de Vencumlenlo del Pago es al mmos ZS dues después de' cuerre ac cada pev cdo de 'actuvacién No cavgaremos mteveses sobre ‘as compvas s: usted
`page la towhdad de su saldo a rr‘és tarda: en la fetha dc venc-mento ae cada mes Comenutems a cmgav Inlreses more adelanlos en c’eclwo y kanxferencms de salaoa la fecha de transactio'n,
`Cuenlas Gavanmadas. Para Carla; Garannzadas, su cuenra de tauela de cvéduto eslé garannzada pow Ia enxrega en pvenda de su (Jenn: Colazeval ae Ia Taueta Gavannuda a'e Wells Fargo Bank, N A.
`estableciaa en reiacuén con su xolucnud de la laneta Usled convuene en que esu enuega en prenaa :ncluye y da al Banco el devecHo a vedurnv, ccbrar y renal cualquler part: o la tolal-aad del mono
`deposnado er Ia Cuenta Colateval de Ia 'aceu Garanuzada en c550 dc cualqum' mode mumplxmmmo baJo su convemo de la uncle de creduto garannzade. o en case de que ducho corvano sea
`mmmado pov el Bantu. pot cualquler molwo Esta prenda s: enuega como gavanna dc cada uro y (odes lcs monies que usted adeudel Incluudos Ios Inleveses, cuotas y cuslos Que ouedan o(umulavse
`bajo su Cuenu o'e Tamra dc Credrlo Garannzada. Usred esw de acue'do en que n xu Cuenta c'e Tamra dc c'e‘dno Garannzada 5e (mm no: cualqurel tazo’n, e! banco podla apl-ca: Jo; icndm
`mantemdos en Ia Cuenla Colatevas de Ia Tauua Gauannzada para Inqudar cualqule: saldo en Ia cuema de mum de creduzo SI después de hacedo aun quedan tondos en Ia Cuanza (olamal, duckos
`fmdos podra‘n pelmanecev en depo’sno duvarte ham 60 duas ames de que sean vemudos a usled
`Monimreo del Servmo al Clienle. Las llamodas pueden set grabadas o mor-Ioteadas
`
`C1DP5596 - 10 - 11/01/201 7
`C 201 7We||s Fargo 8am, N A All "gm: reservzd Todos :os devec‘fios vesewac'os |HA-476330’.
`
`Chan e of Ad¢ess Fovm — If your addless has changed. provude our complete new address below Be sure Io (heck box on tevevse Sade of coupon and enclose In the envelope
`pvov ed. Please use thus sednon only for addless changes lfyou ave any questmns. please call the (olI-free customer servnce number on the front of (hrs summer“.
`Formulario de Cambéo de Dieccién — SI su dueccx‘m ha cambiado‘ proporcione su nueva direction completa abaloA Asegurese de indlcar el (uadro al dorso del cupon y adulniek) en el
`sobve anexo. Pov favor use esta secaén solamente pava camblos de duecuén, Si nene pregumas, pov favor [lame a namevo de Servicuo al Cliente al flente de este esrado de cuenia.
`ACCOUNT
`ACCOU NT
`LAST
`FIRST
`NAME
`NAME
`NEW
`STREET
`ADDRESS
`
`PO BOX/
`APT I
`
`C ITY,
`STATE/ZIP
`
`HOME
`PHONE
`
`WORK
`PHONE
`
`

`

`Signame
`
`WELLS FARGO CASH BACK VISA SIGNATURE® CARD
`VISA
`Account Number
`Ending in 9114
`Statement Billing Period
`05/18/2019 to 06/17/2019
`Page 2 of 2
`Transactions (Continued...)
`Reference Number
`Post
`Trans
`Fees Charged
`TOTAL FEES CHARGED FOR THIS PERIOD
`Interest Charged
`
`Descdpa’on
`
`INTEREST CHARGE ON PURCHASES
`INTEREST CHARGE ON CASH ADVANCES
`TOTAL INTEREST CHARGED FOR THIS PERIOD
`
`WELLS
`FARGO
`
`Credits
`
`Charges
`
`$0.00
`
`7958
`0,00
`$79.68
`
`TOTAL FEES CHARGED IN 2019
`TOTAL INTEREST CHARGED IN 2019
`
`2019 Totals Year-to-Date
`
`3° 0°
`347° ‘5
`
`Interest Charge Calculation
`Your Annual Percentage Rate (APR) is the annual interest rate on you! account
`
`Type of Balance
`
`V
`
`i
`
`PURCHASES
`CASH ADVANCES
`
`Annual Percentage
`Rate (APR)
`
`Balance Subject to
`lnte’est Rate
`
`~
`
`'
`
`5
`
`I
`
`.
`
`Days in
`Bulllng
`Cycle
`
`.
`
`I
`
`'-
`
`Interest Charge
`
`13 24% variable
`26 24% variable
`
`$7 087 00
`
`$0 00
`
`31
`
`31
`
`$79 68
`$000
`
`”3596
`
`YKG
`
`I
`
`7
`
`L1
`
`195617 C
`
`PAGE 2 of 2
`
`13 "'33
`
`EOCC
`
`VSQG 01DP539F
`
`

`

`$7 069 95
`
`'
`
`'
`
`WELLS
`FARGO
`
`24-Hour Customer Service:
`TTY tor HearingISpeech Impaired.
`Outside me us Can Couect,
`Wells Fargo Online®
`
`1866-2296633
`13004192265
`1.925-825-7600
`wellsfargo com
`
`send General Inquiries To:
`Po Box 10347. Des Moines IA 50306-0347
`
`Availabie Revolving Line Of Credit
`
`$0
`
`fiend Payments T°1
`O Box 51 193. Los Angeles CA 90051-5493
`
`WELLS FARGO CASH BACK VlSA SIGNATURE® CARD
`VISA
`Account Number
`Ending in 91 14
`Statement Bllllng Pernod
`06/18/2019 to 07/18/2019
`Slgnam'e
`Page 1 of 2
`Balance Summary
`Previous Balance
`— P
`ts
`_
`thynr'eg “ts
`s
`+ Cash Advances
`o Purchases Balance Transfels a
`Other Charges
`4 Fees Charged
`4 Interest Charged
`= New Balance
`Revolving Line Of Credit
`Payment Information
`New Balance
`Minimum Payment
`(Includes Past Due Amountof$151 00)
`Payment Due Date
`08/1 2/201 9
`Late Payment Warning: If we do not receive your Minimum Payment by 08/1 2/2019. you may have to pay a late fee up to $37
`Minimum Payment Warning: It you make only the minimum payment each period‘ you will pay more in interest and it will take you longer to pay off your
`balance For example.
`You will pay off the New Balance shown on
`If you make no additional charges using
`And you will end up paying an
`this card and each month you pay
`this statement in about
`estimated total of
`Only me minimum payment
`20 years
`313.916
`$8.735
`$243
`3 years
`(Savmgs ol$5 181)
`If you would |ike infmmation about credit counse ing services refet to www.usdoj.gov/ustleo/bapcpalccdelcc_approved.htm or call
`1-877-285 -2108
`
`r
`
`I
`
`:2 g:
`$0 00
`$0 00
`
`327-00
`$79.92
`$7.176 87
`$7,200
`
`$7 176 87
`$330 00
`
`Important Information
`
`PAST DUE. PLEASE CALL 800-988-8019. VISIT WELLSFARGOCOM OR WF COM ON
`MOBILE DEVICES FOR PAYMENT OPTIONS, THIS IS AN ATTEMPT TO COLLECT A
`DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
`YOUR ACCOUNT IS CURRENTLY CLOSED,
`
`Relerence Number
`
`Transactions
`Post
`Trans
`Fees Charged
`LATE FEE
`07/12
`07/12
`TOTAL FEES CHARGED FOR THIS PERIOD
`Interest Charged
`
`Description
`
`INTEREST CHARGE ON PURCHASES
`INTEREST CHARGE ON CASH ADVANCES
`TOTAL INTEREST CHARGED FOR THIS PERIOD
`
`Credis
`
`Charges
`
`27 00
`$27.00
`
`79 92
`o 00
`$79.92
`
`TOTAL FEES CHARGED IN 2019
`TOTAL INTEREST CHARGED 1N 2019
`
`2019 Totals Year-to-Date
`
`$2700
`$55007
`
`NOTICEV SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT
`EUPAGE 1 3f 2
`10 353‘.
`190718 C
`V306 01DP5‘296
`YKG
`EEJC
`11
`5:296
`Detach and mail wim check payable to Wells Fargo. For faster processing include your account number on your check
`
`1
`
`'I
`
`Continued
`
`Account Number _ 91 14
`
`New Balance
`Minimum Payment
`(Includes Past Due Amounto! $151 00)
`Payment Due Date
`
`$7.176 87
`$330 00
`
`08/122019
`
`KELLY E HEJTMANCIK
`1930 NEW HARMONY DR
`CONROE TX 77304-5035
`
`Check here and see revelse for address and/or phone numbel correction
`
`Amount
`Enclosed
`
`s
`
`WELLS FARGO CARD SERVICES
`Po Box 51 193
`Los ANGELEs CA 90051-5493
`
`YKG
`95
`
`

`

`IMPORTANT INFORMATION ABOUT YOUR ACCOU NT
`Billing Rights Summary If you bezleve your ml' us wrong (an 'Enov'),or :l you need mom mfmmauon abmta transact on on your bu:l, wnu to us or a separate sheet ol paper as soon as possubie at PC
`Box 522, Des Memes, IA 50106-0522 We mus! hear now you no later than sodays alter we sent you the "2m b-I'. on which me Enol appeavec Vou may notify us using ether runs [Including calling us
`at me number Imed on (he ham of the stemmed), but domg so wm’ not preserve your nghu
`In your letter (a 'Wnner Nonce’), prowde the following .v-formauon'
`. Your nameand account number
`~ The date and dollar amour". ol the suxpeued Euro:
`- Descnpnonol lI-e Errov and why you believe [hue s an Emu "you need move mlotmaLon. please describe :ne Item you are not sme about,
`You do not have to pay any alleged Error amount while we are mvesnganng, butym ave sml obligated to pay the parts ol your buli that are no‘ pan of lhe ailegea‘ Enov amount While we Investigate] we
`cannot vepovtycu as delinquent or lake any a(non :o calen me alleged Enov amoum (you have aulhomed us m pan your credit card null aulomancallyhom your savmgs or checking account,you
`can slop the payment on any amount you behave us an Error Tc stop the payment, you: Wnuen Nolvce must veach usl tee [3) business dayx bzfove (he auxorranc payment Is schedued tooccu
`Specmlflule Io: €1ch! Cam Punhasex' If you have a pmblern wnh [he quainy o! goods or sevmes you purchased wuth a credn card, and you have med m good fauh to collect lhe problem wuth the
`me'channyou may not have to pay [he rema-nmg amount due on me goods ov sewmes You have thus prolea on only when the purchase once was move than SSOan-d the purchase was mace .n year
`home sure ov wuthun 100 mle: oiyou: maulm addms and you have no! mud the baiance of the dimmed :nmge f we ownov ooerare the mevchanl. or :fwe mauled you the adver:.semen( lorthe
`regardless of amount a ttxanon oi purchase
`property ov serwces, all purchases me covere
`(Veda Information. NOVICE We may ’urmsh mfovmanon about your accmm to consumer repelling agencies Vou nave (he ugh! to alspule (he accuvacy of inlamatxon (ha! we have reported by
`wnung to us a: PO Box '451 7, Des MomesJA 50306-3517and describing the specrfic .nlom‘anon that Is Inaccurate or m dispule and the bans lo: any dzspute wuth suppomng documentation, In the
`case of Information :haxyou believe ”late; to an denmy (hell, you wull need to ovovnde us wum an Idenmy then report
`ments‘ave payments mauled usmg (he enclosed payment coupon lo the payment address specufied on the statement o'. geflerally, made vu PJ-e 'Tvansfevs' tab or'Make
`Payments. “Conformmg P
`tab oiWells Fargc Onlme Banking ax'han/wwwwellsfavgocum' Conforming Payments received vua man by Sm pm wull be credited as of the
`a payment’lnkon thecv
`arcavd Account A(tlv:
`cue of veteupl. Confmmmq Payments recewed a zen 500 p m wul be credlted as of the next day Cu-off umes ion Confovmmq Payments made vua ouv Web sure w:fl be disdosed at xhe nme o! :he
`transactioanon-Conlovmm Paymenrs'ave payments made by any other means and may not recewe credul ‘ov up lo five days aim the date of receipt, Non-Coniov'mng paymcnrs Include, but are not
`'Imuled to. paymenu Dy crazed null, FedEx or U954 ov envelopes addressed Iilegubly
`NonceAbourEIecnomc Cheri Camemcwwhen you prowde a check as paymenllyou aulhonze us eslhe: lo use Iriorrnauon i'om you: chetk lo make a ane-ume electron: fund nansfev from your xcow-z or lo
`process me payment as a check transaction When we use .nformanon fvom your check lo make an electvon: fund transienfunds may be wvthdvawn from your accoum as soon as re xame day we vecewe your
`payment, and you w-il not receive your check back ‘vom you: financ'al Instutucon
`Paymemm FullfovLess ThanAccounr aalance Requesr I! you mlend Io pay you: account .niull wnh an amohnl 'w than the total owed m you accounwcu musx send your request :c us at RC Box
`1031 l, Des Mom“, :A 5030603115u<h payments wull not dlszharge your !L..‘ deb!
`How We (akulmeVouv Bulnvxev We use a melhod called 'avevage daily balance (includzng new purchases? For move .nformanon regard rg ems calculation, please ve‘e' to your Credit Cara Accounl
`Agreement or call om toII—hee Customer Servuce number located on the fvorl of thus statementv
`How to Avoid Paying Inlerest on Purduses. Your Payment Due Dale Is at least 25 days aher [he close of each bu|.ng period, We wnll nol charge you Inmen on punham If yOJ pay your enme bala nce
`by me due dale each month We wull begm charging Interest on (ash advances and balance uansfeu on the transaction date,
`Se<uved A(countx For Se<ured ac:ounls,your c'edu‘. (and ac::>unt :s setvcd by a pledge o! out Secured Card Coliateval Accounl wnhWells Fmgo Bank. NA , estabnshed m connection wuth your
`aoolmanon (or the card You agree that thus piecge Includes and gzves {he nghl to Bank (o re ecm,co|lec'. and withdraw any Dana: the full amount d the Secured Card Collam'al Accounl upon any
`defauir under your Secured credit card agreement, or m xre event your Se<urea credul card agreemenx s tevmmalea by Bank ’or any reason Thu pledge Is give». as a security Interest 1c: any and all
`amounts you owe, Incudmg mtevesL fees and (om which may K(rue under your Secured c'edir card a(count You a tee ma! If your qured credu card acmum Is closed for any reason. the bank may
`apply funds .n me Secured Card leamal Account :o payofl any bamnce an (he creel: card account :6 (he's ave styll unds vemammg m the Collatuai Account anal domg so,'.hese funds may vema-n
`on deoosn for up lo 60 days before bemg rem fled (o you
`Customer Serviu Monitoring. Calls may be vecovded or mommed
`INFORMACION IMPORTANTE SOBRE SU CUENTA
`Resumen de Devechos dc Faduracibn SI cvee que nay algun enov en s... estado de menu (un'Evror'j,o x- necex-ta més -nfiovrmc|6n sabre .ma transacvén que aparece en su extado dc cuental pot
`favov emibanos en una hole separada tar pvortocomo le sea pohbk, a la suguuenle dueccén' PO Box 522. Des Momes,‘A 50306-0522 Deb: ccmunicaue con nosonos denim de un lapso dc wdiax
`de ‘a ‘uha 2n que Ie hayamos envnadoel pnmev estado dc c uenla en que apavecué el Er'ov Puede comumcam con nosotvos pa: onus med:os (lo que mciuye Ilar‘arnox al numevo que aoarece en el
`henle del estado dc cuenta) peuo al hacevlo no pvesewava' sus delecbcs
`En su Lana (una'Nau‘Lacuén pot Esc'xlo')‘ poriavo. mduya la s guuenle mlovmac én.
`- Su ncmbve y mimeyo de cuenta
`- La iecha ye'! monto en délale: del Errol del que soxpecha
`- Una descnpcuén del Error y la vazén p0: la cual .med tree que es un Ewe: S: neces-ta ma; mlcvmac (:n, pot favor describe el Item del qua no esla seguvo.
`No :uene que pager el rromo d2: supueslo Em): muenlras Io mveshguemos, pevo seguua’ obl-gado a pager lea oomonex del saldc d2 su cuenla que no formen pane del monlo de‘ suoueslo E'mv
`Mueruas mvesuquemos, no podvemcs veponavloen uindad d: deudor momso, m zomav medzdas para cobra: 2' memo del supuesto Error S: nos ha autonudoa pager su cuenta de unua de c'e‘dno
`de manna aucma‘nca dude su cuenta dc cheques o de ahonos, puede xuspendev ei page pot cualqulev memo cue cvea que es .‘n Errol Para suspendev el page, 5.: Nonficacuén pot Escmo debs
`{legamos hes {3) d~as habxles antes del dla en Que este programado el :ago automaz'co
`Rrgla Expecm/para Campra: (an Tamra deC/edrm' S: uued hene algdn problem con la (ahead de lo; b-enes o semaor que adqumo' con una uI/eu de uédno, y ha :nrenrado de buena ie Iesolve: e-
`probnerv‘a con el :orne:<mnte,quuu§ no lenga Que pagan pl mentorestante adeudado pot Ios bienes o semoos Usted cuenta con esla prolemén solamente s: el precede compva xupevéa los SSCy a
`compra fue :eal-lada e". e: eslado en qua vesuce o a una duxuncua no super-or a 100 mullas a2 su durecclén oostal, y suempre que no haya pagoda el saldo de' cargo en disputa‘ S: somos Ios pvcpwzancs u
`ope'adoves de ducho come-(Io, o s: Ia ervzamos pot coneo un anunuo publuculano dc Ios buenes o servucms, lodas Ids compvas es!a’n cubmlas‘ sm Imperial el monroo mgar 0e la compra
`Informxién de (Iédnu AV'SC Podvemos dar mfovmacuo‘n sabre su cuema a as agencuas dc miovmes sobve consumudoves Uued bane e’ derechoa cuesuonav Ia axacmud de la 'nfovmacxo'n 'eportaca
`pot nosovos al escnbu a Ia s.guuanle dueccuonPC Box 14517, Des Memes] IA 50306-3517 En su caumdeoevé descnbv a miovmacxén especufica Que sea mexacla o en d:spula,y fundamental cualquuer
`dispute (or docu'wnlacuén de respaldo SI consudea que 5e 21am dc nknrmacuon relacionada con el robo de Idenndao, debera‘ enwamcs una denunca de vobo de Idenndad correspmduenta
`Pages. Lcs‘Pagos en Conformcad'son pagos envuado; pov (oneo usando e cup