Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 1 of 22
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`Exhibit J
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`Exhibit J
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 1 of 21
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 2 of 22
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`Exhibit J - U.S. Patent No. 11,176,538
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`An Apple Pay-, Apple Wallet, and/or Apple Cash-enabled computing device performs an online payment transaction.
`
`
`Claim No.
`19[Pre]: A method of
`performing an online
`payment transaction, the
`method comprising:
`
`
`See, e.g., Apple Pay, Apple, https://www.apple.com/apple-pay/; Devices compatible with Apple Pay, Apple (Sept. 24, 2024),
`https://support.apple.com/en-us/102896; Abby Ferguson, How to set up Apple Pay, Popular Sci. (May 12, 2024 3:04 PM EDT),
`https://www.popsci.com/diy/how-to-set-up-apple-pay/ (“[The Wallet app] is pre-installed on Apple devices, so you won’t need
`to install it first.”).
`
`
`
`See, e.g., How to make purchases with Apple Card, Apple (Sept 18, 2024), https://support.apple.com/en-us/104951.
`
`
`
`See, e.g., Use your virtual card number for Apple Cash (Sept. 26, 2024), https://support.apple.com/en-us/119943.
`
`
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 3 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`
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`Page 2 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`[. . .]
`
`[. . .]
`
`
`
`
`
`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 4 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`
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`Page 3 of 21
`
`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`[. . .]
`
`
`See, e.g., Lance Whitney, How to Send Money to Friends (or Request They Pay Up) With Apple Cash, PCMag (Aug. 15, 2024),
`https://www.pcmag.com/how-to/use-apple-cash-send-request-money.
`
`
`
`
`
`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`
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`Page 4 of 21
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 5 of 22
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`Claim No.
`19[a]: receiving an input
`signal at an electronic device,
`the input signal
`corresponding to a request for
`payment of an online
`payment transaction by said
`electronic device, via a
`wireless interface of the
`electronic device;
`
`19[b] a displaying of the
`payment request notification
`at a touch-screen display
`user-interface of the
`electronic device; and,
`
`19[c]: upon an authorizing of
`a valid device user,
`displaying at least one user-
`selectable payment account
`option, and requesting a user
`approval of payment, via the
`touch-screen display user-
`interface;
`
`19[d] receiving, from a valid
`device user, a payment
`selection and authorization
`approval input on the
`electronic device;
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`An Apple Pay-, Apple Wallet, and/or Apple Cash -enabled computing device receives an input signal at an electronic device,
`the input signal corresponding to a request for payment of an online payment transaction by said electronic device, via a
`wireless interface of the electronic device; displays the payment request notification at a touch-screen display user-interface of
`the electronic device; upon an authorizing of a valid device user, displays at least one user-selectable payment account option,
`and requesting a user approval of payment, via the touch-screen display user-interface; and receives, from a valid device user, a
`payment selection and authorization approval input on the electronic device.
`
`
`
`See, e.g., Make purchases using Apple Pay, Apple (Sept. 24, 2024), https://support.apple.com/en-us/102626.
`
`
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 6 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`
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`Page 5 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`
`See, e.g., Apple, Apple Pay Merchant Integration Guide at 3 (Jan. 2024) available at http://developer.apple.com/apple-
`pay/Apple-Pay-Merchant-Integration-Guide.pdf; Get started with Apple Pay on the Web, Apple Developer,
`https://developer.apple.com/videos/play/tech-talks/111381/.
`
`
`See, e.g., 9to5Mac, iOS 17.4 – 30+ New Changes and Features, YouTube (Feb. 28, 2024), https://www.youtube.com/
`watch?v=wT5osIMpyuQ&t=635s.
`
`
`
`
`
`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 7 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`
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`Page 6 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`
`
`
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 8 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 7 of 21
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`Claim No.
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`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`
`
`
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 9 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`
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`Page 8 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`[. . .]
`
`
`
`
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 10 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 9 of 21
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`Claim No.
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`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`
`See, e.g., Lance Whitney, How to Send Money to Friends (or Request They Pay Up) With Apple Cash, PCMag (Aug. 15, 2024),
`https://www.pcmag.com/how-to/use-apple-cash-send-request-money; Sharing Files with AirDrop on iPhone or iPad, Apple
`Device Support Tutorials, https://it-training.apple.com/tutorials/support/sup050/ (“AirDrop uses Bluetooth to discover nearby
`devices and Wi-Fi to transfer data between devices. If the devices leave Bluetooth or Wi-Fi range of each other after you initiate
`an AirDrop transfer, the transfer can continue over the internet.”).
`
`
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`
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 10 of 21
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 11 of 22
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`Claim No.
`19[e] generating at least one
`limited-use numbers at said
`electronic device, and using
`said limited-use number in
`place of at least a portion of
`selected account issuer
`payment information; and
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`An Apple Pay-, Apple Wallet, and/or Apple Cash-enabled computing device generates at least one limited-use numbers at said
`electronic device, and using said limited-use number in place of at least a portion of selected account issuer payment
`information.
`
`
`[. . .]
`
`
`See, e.g., Apple Pay security and privacy overview, Apple (Oct. 8, 2024), https://support.apple.com/en-us/101554; Apple
`Platform Security, Payment authorization with Apple Pay, Apple (Feb. 18, 2021), https://support.apple.com/guide/security/
`payment-authorization-with-apple-pay-secc1f57e189/web.
`
`
`
`See, e.g., Use Advanced Fraud Protection with Apple Card, Apple (Jan. 10, 2024), https://support.apple.com/en-us/102427.
`
`
`
`See, e.g., Glenn Fleishman, How to pay even more safely with Apple Cash, Macworld (Apr. 12, 2024),
`https://www.macworld.com/article/2270855/safely-use-apple-cash.html.
`
`
`
`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 11 of 21
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 12 of 22
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`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`An Apple Pay-, Apple Wallet, and/or Apple Cash-enabled computing device combines said at least one limited-use numbers,
`with said selected account information, to form a complete payment information.
`
`Claim No.
`19[f] combining said at least
`one limited-use numbers,
`with said selected account
`information, to form a
`complete payment
`information; and,
`
`[. . .]
`
`[. . .]
`
`
`
`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 13 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 12 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`
`See, e.g., Payment token format reference, Apple Developer, https://developer.apple.com/documentation/
`passkit_apple_pay_and_wallet/apple_pay/payment_token_format_reference; PKPayment, Apple Developer,
`https://developer.apple.com/documentation/passkit_apple_pay_and_wallet/pkpayment.
`
`
`
`
`
`See, e.g., Glenn Fleishman, How to pay even more safely with Apple Cash, Macworld (Apr. 12, 2024),
`https://www.macworld.com/article/2270855/safely-use-apple-cash.html; Filipe Espósito, iOS 16 to add virtual cards support in
`Safari for online shopping, 9to5MAC (Jul. 6, 2022, 12:25 pm PT), https://9to5mac.com/2022/07/06/ios-16-virtual-cards-
`support-safari/.
`
`
`
`
`
`
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`
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 13 of 21
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 14 of 22
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`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`An Apple Pay-, Apple Wallet, and/or Apple Cash-enabled computing device, when receiving a user payment approval
`authorization through the user-interface, displays on said display at least a portion of information comprising: the payment
`request, the merchant, the amount, and the transaction information; and receives a user input providing for at least one
`transaction authorization actions, from a set of actions including: approving a transaction, denying a transaction, selecting a user
`information, a payment amount adjustment, and selecting a transaction payment method.
`
`
`Claim No.
`19[g] wherein the receiving
`of a user payment approval
`authorization through the
`user-interface of the
`electronic device, is
`comprising a displaying on
`said display at least a portion
`of information comprising:
`the payment request, the
`merchant, the amount, and the
`transaction information; and,
`
`19[h] receiving a user input
`providing for at least one
`transaction authorization
`actions, from a set of actions
`including: approving a
`transaction, denying a
`transaction, selecting a user
`information, a payment
`amount adjustment, and
`selecting a transaction
`payment method; and,
`
`
`See, e.g., Apple, Apple Pay Merchant Integration Guide at 3 (Jan. 2024) available at http://developer.apple.com/apple-pay/
`Apple-Pay-Merchant-Integration-Guide.pdf; Get started with Apple Pay on the Web, Apple Developer,
`https://developer.apple.com/videos/play/tech-talks/111381/.
`
`
`
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 15 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 14 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`[. . .]
`
`[. . .]
`
`
`
`
`
`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 16 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 15 of 21
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`Claim No.
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`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`
`
`
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 17 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 16 of 21
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`Claim No.
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`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`[. . .]
`
`
`
`
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 18 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 17 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`
`See, e.g., Lance Whitney, How to Send Money to Friends (or Request They Pay Up) With Apple Cash, PCMag (Aug. 15, 2024),
`https://www.pcmag.com/how-to/use-apple-cash-send-request-money.
`
`
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`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 19 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 18 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`See, e.g., 9to5Mac, iOS 17.4 – 30+ New Changes and Features, YouTube (Feb. 28, 2024),
`https://www.youtube.com/watch?v=wT5osIMpyuQ&t=635s.
`An Apple Pay-, Apple Wallet, and/or Apple Cash-enabled computing device, on receiving said user payment approval
`authorization input, transmits by the wireless interface of the approved complete payment information for the online transaction.
`
`
`
`
`19[i] on receiving said user
`payment approval
`authorization input, a
`transmitting by the wireless
`interface of the approved
`complete payment
`information for the online
`transaction.
`
`
`See, e.g., Apple, Apple Pay Merchant Integration Guide at 5 (Jan. 2024) available at http://developer.apple.com/apple-
`pay/Apple-Pay-Merchant-Integration-Guide.pdf; Get started with Apple Pay on the Web, Apple Developer,
`https://developer.apple.com/videos/play/tech-talks/111381/.
`
`
`
`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 20 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`
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`Page 19 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`
`See, e.g., How to make purchases with Apple Card, Apple (Sept. 18, 2024), https://support.apple.com/en-us/104951.
`
`
`
`See, e.g., Use your virtual card number for Apple Cash (Sept. 26, 2024), https://support.apple.com/en-us/119943.
`
`
`
`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 21 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`
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`Page 20 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`[. . .]
`
`[. . .]
`
`
`
`
`
`Case 7:24-cv-00279-ADA Document 1-10 Filed 11/04/24 Page 22 of 22
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`EXHIBIT J - U.S. PATENT NO. 11,176,538
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`Page 21 of 21
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`Claim No.
`
`Apple Pay-, Apple Wallet-, and/or Apple Cash Enabled Computing Device
`
`[. . .]
`
`
`
`
`See, e.g., Lance Whitney, How to Send Money to Friends (or Request They Pay Up) With Apple Cash, PCMag (Aug. 15, 2024),
`https://www.pcmag.com/how-to/use-apple-cash-send-request-money.
`
`
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