Shielding DisclosuresIII
`
`

`

`IN THE UNITED STATES DISTRICT PATENT AND TRADEMARK OFFICE
`
`§ 1.130(b) declaration by Inventor William Grecia
`
`1.
`
`I, William Grecia, am an individual over the age of 18 years. The
`
`following facts are based on my personal knowledge. If called to testify, I would and
`
`could testify competently to these facts.
`
`2.
`
`On May4, 2017, my legal representative Mr. Matthew Wawrzynsent a proposal
`
`of my Digital Debit product to Visa for a partnership evaluation. As part of the proposal,
`
`my publically published and disclosed subject matter of an “Icon Array” as found in
`
`Figure 3 of this 29806657 application was disclosed on October 18, 2016 via my
`
`inventive Design of D769,296. My D769,296 prior art has been listed in a IDS to this
`
`29806657 application. Attached is my discoverable evidence of my May 4, 2017
`
`disclosure to Visa Inc.
`
`Pursuant to 28 U.S.C. § 1746, I declare under penalty of perjury that these facts
`
`are true and correct.
`
`Date:May13,2022
`
`i °
`
`itliam Grecia
`
`
`
`

`

`5/13/22, 4:27 PM
`
`Gmail - Fwd: Rule 408 Coomunication----Grecia v. Visa
`
`
`
`
`
`Fwd: Rule 408 Coomunication----Grecia v. Visa
`
`Lizzette <lizzettegrecia@gmail.com>
`To: William Grecia <sa.cs2cd@gmail.com>
`
`Thu, May 4, 2017 at 12:25 PM
`
`Sent from my iPhone
`
`Begin forwarded message:
`
`
`From: Matthew Wawrzyn <matigQwawrs
`Date: May 4, 2017 at10:38:53 AM EDT
`
`To: Jamie Yoo <ijyc
`, "Brewer, Robin" <si3r
`
`Cc: Stephen Jarvis <i
`VTEYTHAW.COT>
`Subject: Rule 408 Coomunication-—Grecia v. Visa
`
`z
`
`Good morning, Jamie and Robin.
`
`Mr. Grecia asked meto pass along informationrelating to his Digital Debit® product. He would be happy to discuss
`his product with Visa and a possible business solutionto the litigation. We'll of course keep this document non-public
`based on the Visa marks in the document.
`
`Matt
`
`Matthew Michael Wawrzyn
`Wawrzyn & Jarvis LLC
`2700 Patriot Boulevard, Suite 250
`Glenview,Illinois 60026
`847.656.5864 (direct)
`
`847.274,9844Amo)
`
`
`sy Grecia_DD_VISA.pdf
`"
`2827K
`
`https://mail.google.com/mail/u/0/?ik=127f892fb6&view=pt&search=all&permmsgid=msg-f%3A 1566483550934258032&simpl=msg-f%3A 1566483550934258032
`
`V1
`
`

`

`DIGITAL DEBIT®
`
`EMVCo Tokenisation Specification 1.0
`Section 9.5
`
`

`

`
`
`DIGITAL DEBIT®
`
`S P
`
`
`
`Device Number =eeLast 4 dinits of
`EMYCo Token
`device number.
`
`2374
`
`Device PIN
`
`
`
`SESSSN!ATS
`
`
`
`
`
`
`ORIIIOITIDOIIFOOD:
`
`
`7)
`
`$79.58DM eee
`
`
`
` amount you receive,CliNiiyY I
`
`
`
`
`
`Deposits are automatically delivered to
`6685
`
`your bank account after each business
`SSSAAAAAA
`day.
`
`saved fo ihe
`SO
`
`Taken Vault,
`Refera
`
`& APS to easy syne
`
`ons to your Pod accounting
`systert.
`
`
`
`MUAHHNAAMINAAAMMINAMINNMII
`
`Dynamic OR
`comprising EMV
`token number
`and Dynamic PIN
`for Section 3.5
`PoS transactions.
`
`Service fee
`2.8% plus30 USD of the
`
`a S
`
`
`
`aat
`SIRNAS
`
`RESET DEVICE PIN
`
` SESERRSCEE
`
`Digital Debit@ App.
`Canforms to EMVCo Tokenisation Spec 1.0 Section 3.5
`Patent issued
`
`Digital Transpender® App.
`instant mobile PoS for Digital Debit® transactions
`Patent Pending
`
`

`

`
`
`c. Add an indicator that conveys to the Card Issuer that an on-behalf-of validation
`has been completed by the Token Service Provider of that Payment Token.
`
`6. The following Payment Token-related fields are passed to the Card Issuerin the
`authorisation request:
`
`a. Payment Token
`
`b. Token Expiry Date (Optional)
`
`c. Token Assurance Data (Optional)
`
`d. Token Assurance Level
`
`e. Token Requestor ID
`
`f.
`
`POS Entry Mode Code
`
`g. The Card Issuer completes the account-level validation and the authorisation
`checks, and sends an authorisation response to the Payment Network.
`
`7. The Payment Network will replace the PAN with the Payment Token based on the
`mapping, and will pass the following fields to the Acquirer as part of the authorisation
`response, in addition to other standard data elements:
`
`a. Payment Token
`
`b. Token Assurance Level
`
`c. Last 4 digits of PAN
`
`d. PAN Product ID (Optional)
`
`8. The Acquirer will pass the authorisation response to the Merchant.
`
`9. The consumer will be notified of the success or failure of the transaction.
`
`9.5
`
`Use Case4: Scan at Point of Sale
`
`The mobile quick response code (QR) at point of sale use case refers to the enablement of
`mobile devicesto initiate QR code-based payments at Merchantlocations that can acceptthis
`form of payment at the point of sale. In this use case, an application in the mobile device
`generates a dynamic QR codeevery time a paymentis initiated in a secure manner. When a
`transaction is initiated, the mobile device will generate a transaction including the Payment
`Token, Token Expiry Date, and Token Cryptogram elements, and any other data from the QR
`code, and passit to the Merchant’s point of sale terminal.
`
`The impacts defined for this case are shownin the following figure.
`
`March 2014
`Page 76
`© 2014 EMVCo, LLC (“EMVCo’). All rights reserved. Any and all uses of the EMV Specifications (“Materials”) shall be permitted
`only pursuant to the terms and conditions of the license agreement between the user and EMVCo found at
`http:/Avww.emvco.com/specifications.aspx.
`
`

`

`
`
`Mobile QRC
`
`QR Code
`« Token **
`Token Exp. Date **
`Token Requestor ID (O) ***
`Token Cryptogram **
`
`QRC Data * ra
`
`Merchant Terminal
`
`Auth Response
`« Token **
`e PAN Product ID (0) *
`« Last 4 digits of PAN (O) ***
`« Token Assurance Level ***
`
`Auth Response
`« Token **
`e PAN Product ID (0) *
`« Last 4 digits of PAN ***
`« Token Assurance Level ***
`
`
`
`Acquirer
`
`Auth Request
`e Token **
`« Token Exp. Date **
`
`e Token requestor ID (O) ***
`«| POS Entry Mode *
`
`
`«Token Cryptogram **
`« QRC Data *
`
`Auth Request
`« Token **
`« Token Exp. Date **
`
`« Token RequestorID (0)***
`«| POS Entry Mode *
`
`
`«Token Cryptogram **
`« QRC Data *
`
`¢ -——=
`
`--->
`De-Tokenize
`
`
`
`Token
`Service
`Provider
`
`Payment Network
`
`Auth Response
`« PAN *
`
` Issuer
`
`Legend
`BAUData Fields
`*
`jew Data Fields
`pene batain Current Fields
`wee
`[7] Token control Fields
`{O)
`Optional Fields
`
`Auth Request
`« PAN *
`« PAN Exp. Date *
`« POS Entry Mode *
`¢ Token ***
`« Token Exp. Date (O) ***
`« Token Requestor ID ***
`« Token Assurance Data (O) ***
`« Token Assurance Level ***
`
`Note: The Token Service Provider may
`be located at the Issuer, Payment
`Network, or a third party
`
`Page 77
`March 2014
`© 2014 EMVCo, LLC (“EMVCo’). All rights reserved. Any and all uses of the EMV Specifications (“Materials”) shall be permitted
`only pursuant to the terms and conditions of the license agreement between the user and EMVCo found at
`http:/Avww.emvco.com/specifications. aspx.
`
`
`

`

`Digital Debit® solves the problem about security of EMVCo Tokenisation
`Specification 1.0 QR transactions (Section 9.5) with the use of a Dynamic
`PIN saved to the Token Vault.
`
`The Digital Debit Dynamic PIN creates a new PIN after each QR
`transaction.
`
`
`
`Vise Case implementation Related Payment Tokenisation Guestions
`
`5. in the Mobile OR code (ORC) use case, GAC may be easily copied and stored. Are there plans
`te create one-time use GAC Payment Tokens or have a shart validity period to enhance Ne
`security? WH the QRHO contain only the Payreent Token or will H include other dynamic
`components Issued by the GAC service provkler?
`
`The Mobile OF onda use case is an example of how tokenisation coukd be used in an emnercing
`accenlance environment. Currently EMVCao does not specify QR code solutions. However, ihe
`example use case Hlustrates how & 28 code could inchude a token crypiogram to protect agains!
`T@USse,
`
`4. in the specication, a payment enabler such as Griginal Equipment Manufacturer (OEN}
`device manufacturers could act as a Token Requestor. Does this mean that a handset
`providers OEM could also request Payment Tokens? Can a telecommumnications service
`provider aleo be the Token Requestor?
`
`Yes, a harviset provider's OEM or a talacommunications service grovider could be a Token Recustor
`W approved by the Token Servine Provider.
`
`

`

`a2) United States Design Patent (0) Patent No.:
`US D769,296 S
`
`(45) Date of Patent: «x Oct. 18, 2016
`Grecia
`
`US00D769296S
`
`(54) DISPLAY SCREEN OR PORTION THEREOF
`WITH GRAPHICAL USER INTERFACE
`
`(72)
`
`(71) Applicant: William Grecia, Downingtown, PA
`(US)
`Inventor: William Grecia, Downingtown, PA
`(US)
`(73) Assignee: QONDADO LLC, San Juan, PR (US)
`(**) Term:
`15 Years
`(21) Appl. No.: 29/534,109
`(22)
`Filed:
`Jul. 27, 2015
`(51) LOC 10) Ch. ceneseecteteneneeeees 14-04
`(52) U.S. Cl.
`USPC iececcsesssescrsscnseececesssenscesscnssanecnensees D14/486
`
`(58) Field of Classification Search
`USPC woe D14/489-495; 345/1.1, 1.2, 2.1-2.3,
`345/3.1, 902; 715/763, 810, 836, 837, 846,
`715/847, 977
`CPC .. GO6F 3/048; GO6F 3/0481; GO6F 3/04812;
`GO6F 3/04817; GO6F 3/0482; GO6F 3/0483;
`GO6F 3/0484; GO6F 3/04847; GO6F 3/0485;
`GO6F 3/04855; GO6F 3/04886; G06Q 30/00
`See application file for complete search history.
`
`(56)
`
`References Cited
`U.S. PATENT DOCUMENTS
`
`*
`D590,412 S
`8,403,215 B2*
`
`*
`D702,723 S
`8,720,771 B2*
`
`4/2009 Saft ccccsccssesessees D14/486
`3/2013 Aihara oe. G06K 7/1095
`235/383
`4/2014 Abratowski. ou. D14/489
`5/2014 MacKinnon............. G06K 5/00
`235/375
`*
`D712,430 S
`9/2014 Jang wo. eeeeeree D14/489
`*
`D743,976 S
`... D14/485
`11/2015 Wilberding
`
`9,225,822 B2* 12/2015 Davis........
`HO4L 65/00
`
`ww. D14/485
`D754,685 S
`*
`4/2016 Carlton .
`
`... D14/488
`D757,094 S
`*
`5/2016 Xiang ...
`
`6/2012 Carey wee GO6F 21/43
`2012/0150747 AL*
`705/71
`11/2012 Angorn wo. HO4W 4/12
`455/414.1
`2013/0262687 AL* 10/2013) Avery wwe GO6F 9/54
`709/229
`2014/0071045 Al*
`3/2014 Muchnick........... GO6F 3/04845
`345/156
`
`2012/0276880 AL*
`
`2014/0073277 AL*
`2014/0247278 Al*
`
`2015/0009152 AL*
`
`2015/0012426 Al*
`
`2015/0235202 Al*
`2015/0271164 Al*
`
`3/2014 Tyer wc HO4B1/06
`455/205
`9/2014 Samara ............. G06K 17/0016
`345/633
`............ G06Q 30/0215
`9/2014 Qawami
`2014/0249901 Al*
`705/14.17
`2014/0310612 Al* 10/2014 Lu wow. GO6F 3/04842
`715/748
`2014/0337175 Al* 11/2014 Katzin wu... G06Q 20/204
`705/26.62
`2014/0351033 Al* 11/2014 Azevedo ............ G06Q 30/0222
`705/14.19
`1/2015 Tang oo. G09G 5/12
`345/173
`1/2015 Purves .......... G06Q 30/0623
`705/41
`8/2015 Zabala ou... G06Q 20/327
`700/232
`9/2015 Hamid ou... HO4L 63/0853
`726/7
`3/2016 Shah oo... G06Q 10/0833
`705/44
`4/2016 Miller oo... HO4L 51/32
`709/204
`.............. HO4W 4/02
`455/41.1
`
`2016/0063435 Al*
`2016/0098616 Al*
`
`2016/0174025 Al*
`
`6/2016 Chaudhri
`
`OTHER PUBLICATIONS
`
`“QR-Code Scanner.” itunes.apple.com. Updated Feb. 19, 2013.
`Accessed Jun. 22, 2016. Available online at URL: <https://itunes.
`apple.com/us/app/qr-code-scanner/id5 195 18854?mt=8>.*
`* cited by examiner
`Primary Examiner — Cathron Brooks
`Assistant Examiner — Christian P McLean
`(74) Attorney, Agent, or Firm — Richards Patent Law
`PC.
`
`CLAIM
`(57)
`The ornamental design for a display screen or portion
`thereof with graphical user interface, substantially as shown
`and described.
`DESCRIPTION
`
`The sole FIGURE is a front view of a display
`screen or
`portion thereof with graphical user interface showing my
`new design.
`The outermost broken lines show a display screen or portion
`thereof and form nopart of the claimed design. The remain-
`ing broken lines, showing the word “KodeKey”, illustrate a
`portion of the graphical user interface, and form no part of
`the claimed design.
`
`1 Claim, 1 Drawing Sheet
`
`
`
`

`

`U.S. Patent
`
`Oct. 18, 2016
`
`US D769,296 S
`
`
`
`

`

`US00D826955S
`
`US D826,955 S
`a2) United States Design Patent (0) Patent No.:
`(45) Date of Patent: «x Aug. 28, 2018
`
`Grecia
`
`(54)
`
`(71)
`
`(72)
`
`DISPLAY SCREEN OR PORTION THEREOF
`WITH GRAPHICAL USER INTERFACE
`
`Applicant: William Grecia, Downingtown, PA
`(US)
`
`Inventor: William Grecia, Downingtown, PA
`(US)
`
`(73)
`
`Assignee: Qondado LLC, San Juan, PR (US)
`
`(**)
`
`Term:
`
`15 Years
`
`(21)
`
`Appl. No.: 29/602,064
`
`(22)
`(51)
`(52)
`
`(58)
`
`(56)
`
`Apr. 28, 2017
`Filed:
`LOC AD) Che cc eccesceeeeteeeeeneees 14-04
`USS. Cl.
`USPC ceececccccccccccsecesseccsscecesteeesecesseeeeeseeesseees D14/485
`Field of Classification Search
`USPC coececccccccccccccesseeesecesseceseseseseeesses D14/485—495
`CPC .... GO6F 17/211; GO6F 17/212; GO6F 3/1251;
`GO6F 3/0481; GO6F 2203/04807
`See application file for complete search history.
`
`References Cited
`
`U.S. PATENT DOCUMENTS
`
`DS590,412 S
`8,403,215 B2
`*
`D702,723 S
`8,720,771 B2*
`
`4/2009 Saft
`3/2013 Aihara
`.......0000.. D14/489
`4/2014 Abratowski
`5/2014 MacKinnon............. G06K 5/00
`235/375
`
`9/2014 Jang
`D712,430 S
`D741,361 S * 10/2015 Commish vce D14/489
`D743,976 S
`11/2015 Wilberding
`eee 55 : pete Wiberding anwaeoN
`
`>
`’
`AVIS ....ceee
`4/2016 Carlton... D14/485
`D754.685 S
`*
`D757,094 S
`5/2016 Xiang
`D758,421 S
`*
`6/2016 Lith wien D14/488
`D762,711 S
`*
`8/2016 Zhang oo. eee D14/488
`
`9/2016 Smith wo. D14/486
`*
`D766,294 S
`9/2016 Smith wo. D14/486
`*
`D766,954 S
`* 10/2016 Smith we D14/486
`D769,283 S
`* 10/2016 Wiesner oo... D14/486
`D769,284 S
`* 10/2016 Grecia woe D14/486
`D769,296 S
`*
`4/2017 Yun wees D14/485
`D785,003 S
`*
`6/2017 Hay wees D14/486
`D790,579 S
`*
`11/2017 Graham oo... D14/487
`D803,258 S
`*
`1/2018 Chung oo. D14/486
`D806,736 S
`*
`P2018 Cong wie D14/486
`D807,902 S
`2012/0150747 Al*
`6/2012 Carey woes GO6F 21/43
`705/71
`2012/0276880 Al* 11/2012 Angorn uu... HO4W 4/12
`455/414.1
`
`
`
`
`2013/0262687 Al
`2014/0071045 Al
`2014/0073277 AL*
`
`2014/0247278 Al*
`
`10/2013 Avery
`3/2014 Muchnick
`3/2014 Tyer wc HO4B1/06
`455/205
`9/2014 Samara ........cc GO6T 11/00
`345/633
`
`2014/0249901 Al
`2014/0310612 Al
`2014/0337175 Al
`2014/0351033 Al
`
`9/2014 Qawami
`10/2014 Lu
`11/2014 Katzin
`11/2014 Azevedo
`
`(Continued)
`
`Primary Examiner — Darlington Ly
`Assistant Examiner — Daniel J Domino
`
`(57)
`
`CLAIM
`
`The ornamental design for a display screen or portion
`thereof with graphical user interface, substantially as shown
`and described.
`
`DESCRIPTION
`:
`:
`:
`The sole FIGURE is a front view of a display screen or
`portion thereof with graphical user interface showing my
`new design.
`The outermost broken lines show a display screen or portion
`.
`.
`.
`thereof withgraphical user interface and form nopart ofthe
`claimed design.
`
`1 Claim, 1 Drawing Sheet
`
`$79.58
`
`Order 415047
`
`a ———— oe FT
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`SCAN QR TO ACCEPT PAYMENT
`
`|
`
`

`

`US D826,955 S
` Page 2
`
`(56)
`
`References Cited
`U.S. PATENT DOCUMENTS
`
`2015/0012426 Al*
`
`2015/0235202 Al*
`
`2015/0271164 Al*
`
`2016/0063435 Al
`2016/0098616 Al*
`
`2016/0174025 Al*
`
`1/2015 Purves ow. G06Q 30/0623
`705/41
`8/2015 Zabala ow. G06Q 20/327
`700/232
`9/2015 Hamid wi. HO4L 63/083
`726/7
`
`3/2016 Shah
`4/2016 Miller ww HO4L 51/32
`709/204
`6/2016 Chaudhri... HO4W 4/02
`455/41.1
`
`* cited by examiner
`
`

`

`U.S. Patent
`
`Aug. 28, 2018
`
`US D826,955 S
`
`| | | | | |
`
`$79.58
`
`Order 415047
`
`SCAN QR TO ACCEPT PAYMENT
`
`
`
`