FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`EXHrBITC
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`- State
`of
`Saratoga
`Gemity
`-. SARNTOGA
`ItathlÄeart
`sarchionò
`ng
`CDENTY
`RECeld)ING
`CLERRB
`28 PAstT· GE TRA
`PAGB
`
`2828
`
`Neot M
`
`CUUNY
`WAQE.
`INBTRUhADis
`
`Gi.Sint
`
`RECEXPT
`
`No.
`
`:
`
`2007311r2147.97
`
`ýnstr
`Rec
`D
`Depnetp:
`Num 9gs:
`
`200Tont01
`$
`Del e t OS/22/2007
`p
`
`NORTGAGB
`)7
`
`.
`10sts:16
`
`AN
`
`Sarty1:
`24t-ty2E
`Tewt
`
`RMZLY
`CALZ8Akd
`JAN
`98tef,r8
`NARQO BANK
`CHARLTON
`
`.Recordinge
`
`#mges
`sheet
`Cover
`.Recordatag
`Ed944tion
`annear.
`255
`AMidavit
`
`ree
`
`f""
`Veo
`
`sagic
`,80NYu
`
`reat
`Aïuouht
`Tathount
`Amouht
`
`SS.DQ.
`16.60
`5.00
`20,04
`B.CO
`5.CO
`
`D.00
`0.50
`U . GO
`
`"-
`
`""**
`Berial
`cele
`fitg
`
`Mortgag
`5
`M9thod:
`Amt:
`
`t H *****
`15243
`Exempt
`243G00.0G
`
`Basic
`BCNYMA
`·.Cl€A·
`
`tot.al·:
`
`0.00
`.0.··D9
`O. 00
`
`0.0
`
`Record
`
`8tt4
`
`Rotpro
`
`Toi
`
`-NAPITAL
`TX5ts
`:146-
`F58 ROUTE
`CLZPYGN
`DARK,
`
`AND
`
`AggTSA
`
`SERV3(cid:10)BB
`
`ZNC
`
`Etr
`
`12045
`
`.....
`
`,
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`.
`
`Esp
`
`telmilipolitt
`vanaeer
`
`is anosat
`
`p
`
`en A Hërsh&on.9 SWetpta Co .Cth
`
`Pthk0
`
`State
`
`of New York.
`
`Thra I.gns Eof Recordi
`IM4 came No
`ADJuSTABLE
`RATE
`.
`HOME EDUITY
`CONVERS.M
`THIS MORTGAGE PSanuruv.1ivithement',
`is given on
`le BNEEY EREIE CaLXF235,
`A $250fdt.
`mortgager
`2IDISCO)
`
`-.
`
`'$petâtAbhve
`
`Dur-si __.
`
`. _
`
`...,__,:..-_,,n
`
`MORTGAGE
`
`o2/o3/o7
`
`. The
`
`whose address en tas·
`
`dicainggRTONN 20At)·.. -S(cid:11)Dnk. B ·1230s
`
`flecorrty
`
`instrument
`
`is given
`
`toMBZ45
`
`EGRGO.BaglE,
`
`II·.A.
`
`raurmwor"1.
`
`TNa
`
`WhiÈh is stennized end eNicenemader,tileieves
`
`of Tstm sartso
`
`gr49es
`
`071.014'FD1
`W0.RRIC, BT
`Barrower
`(.".j.oriderh.
`including·
`which innder
`to Lentiac arrnoun
`Itas ·a read to repay.
`le otuageted to pdvange.
`fmure
`loan Agreemem dgtud Ors garne daite. as
`the terrns of a liame
`schrances; urider
`.ty .conversiorg
`The agregmem h repsy hr evisionesidi by Borrower's
`(*Loan Agreernant')
`tips Emmunty hatrument
`FNote*'s. Thfa Security
`Note rinted the game )Ists
`as this SHcurity ins.trurnent
`sacaron to
`Instfument
`of Bee .debt Eviden.catl
`.Ienrine.
`the rappymesit
`(al
`interest
`by the ·Nots,. wittt
`at a rate aublebt
`enri nd tenewels.
`thd moddicatibne
`of 1910 Noto,
`fo adinarment,
`extensions
`up so a meatimum
`PonTV Takim .Tsgoosmans. sun. 40/100
`prIuipal
`amount of TWO arupstsD
`
`IU.S. 4- +¬"¬wh""""243,
`the permarre of all other
`:3 Ibi
`sums, with interest,
`ago ,ae
`invengst
`of·
`h 5 to pr.etain the seculity
`i4 $aewity
`urider Perage
`trestryrnent
`due urder
`of. otherwise
`·the
`5.nd W tyie gerTommammonof
`terms of
`covenamar anti aárammlents
`this
`ilogrdwart
`y inditrurnant.
`Itiis .Secur
`and the Nptas ing feB daik
`Instrumstst
`amounts
`described
`in las; (bh
`under
`inctm$ng
`·
`as 4um· mud paysNe
`2014.
`on actzst
`if not
`paid adrhat
`and ]ct above,
`ITdrit,
`mov dits
`maphae.. Scv1owes gloys hereby
`reartgage.
`grant
`·ertd convey
`with power
`ef scIe,
`tch ;ander,
`ttnt
`follooriege described property 10eered on ,gamat
`QqÆ6"w. New York:
`
`atts4 - (12/02
`
`འRe 05/t5'900.8
`
`i"
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`.
`
`sed
`
`att,eched
`
`which turs·the addrons oE m 85rnedmacent. mean.
`
`f3302
`
`.SCOTTA', ans
`.
`IQTf.9tain.21pl
`party Addrdsa'0
`TOGETHEfI WITH aH the impro.vemeIts
`r aractod
`irr heruef.t
`now.
`on the
`party,. and 'all
`ensements,
`stanencev,.and
`rights.,
`Natures
`qi
`no
`e.f
`hermatter
`a part
`Alt
`p iparty
`replacerrumta
`and ad tIons stiaR also be covered by t
`Instrument
`AII of
`th-e
`Security
`regoing is
`Institg¼ls.nt as tNo "Propesty."
`feared to mithlie Sarturity
`.
`.
`.
`.
`. BOI ROWER COVIENANTS thot Borrowge
`in tawfully
`the estate
`solatíd of
`.conveyed
`hereby
`convey· A ·
`IInd ·hda .Thir· right
`to .gnqFigagO, grBLE 4nd
`the Prgpgrsy. &
`and
`that
`Property
`noncummered.
`Ror/ower
`warrants
`4tut wig. defend
`the title tt
`the Ptongity
`ggqggal
`all,
`against
`cIntma end dernon
`a
`anoumiprences
`ormany
`facord
`tor-
`Ting
`$IECU ITY .INSTRUMENT
`votubahes
`nodonal
`woWenants
`.you
`uniform
`ana
`non-unifbrm
`with
`covenarits
`Smited
`variations
`hv italledutiloit
`to capatitwo
`a smfe*m security
`rent properts
`·nstrument
`corpnne
`UNIFORM.COV
`NA'9TS GMower
`sad La¾r
`agree as tellbws
`coveirant-end
`L iraymerit
`of Aduicipal
`ond Mterest.
`Borrower
`shaf Timr wheft due the onneipal. of
`.interest c
`.tlw eebt evidenced
`by1he Nefto.
`eyment of Property Chargoe. Glorrower sheRpay. alf
`2.
`of
`party charges ponenting
`taxes,.
`gsp ne rents, Mo.cd en$ hazard Insurance
`premiums,
`and s
`adsegernents m a timely
`Inenoer.
`and. sissil provide
`.evi6ence
`To Landet.
`of payment
`tic4ess 0ander
`pays
`propear
`.theges
`:by
`.nfth
`meres'due.
`T.urids frorr montN
`to the Bortswar
`or by charglag..guçlf·paymerge
`tó a
`llrie of cre
`59s in
`t se provided
`WI
`r4.
`.
`.
`Flood and 0tl¼r
`5, Fire
`rents. Soardwor
`limitard
`shpt
`inswe .all·improvernants.tn
`the
`PtWpagst'y,whather
`now.lgi aidatence
`of BUBseQMmtly arectail,
`stjainst
`arn hazartin
`casualflam.
`and
`IVs. This mogrance
`shen be maintained. a·tpo
`semingencies,
`inoInding
`to the ewtont and
`amdunts.
`of· Hotrsing.
`for
`lay Leader
`porlods
`.required
`the Sacrardry
`the
`gr
`end .Urban Development
`("SOCittary"I.
`Borroƒ8r
`shat! alstr nisere
`at
`improomments
`on stv
`whomer
`now Irg
`FTq9erth
`-tNlstenC9 Or. $UØ864U8ntly at cled, 85$0As5 103s by. floods.tc
`requVe.d by· tire Secretary.
`the sktons
`.As insurancer shall be married Whh çgenpaniirp appeùved tiy LandeY The insurance
`politian
`andiany
`anowara shall be. hala by Lander md shsR include toss payable clauses .1n favor of, and in e 4tern
`acceptable
`to, Landes.
`in- the event of
`shelf give.Iancre
`toss..13r)rrower
`·rmmediate notice by maH Landui.mmy
`aimise
`of
`broof
`foss # not made pmmpty
`by Gorrower.
`Eaes -esurance
`cornemoy poncerned
`a harthy
`authorized
`for such 3oss to Lender
`sod directed 'Ec mat.e. paymen
`ef
`to Borioter
`insmad
`end to
`Larrater joingy.
`insuramow=procende
`anall he applfbti
`repair of
`or
`to restoratlan
`itim..darriaged Pradertw
`if
`e raetnastical
`or
`repalf
`la acomoinically
`is. notlesmened.
`fkas4In
`and Larider's
`If
`jhe
`security
`not·
`'er
`repair
`restoration
`or
`·fapsible
`Lander's
`.economicalfy
`As
`secupty
`would
`
`of
`
`and.
`
`is
`
`00XV t 82JDS
`
`Pageg·
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`the pWerence:ptaicosids
`all be apÿIles 'fleet
`issmened,
`91-any islantedness
`to the reduction
`anider a
`Second Note.and
`second Secudçy
`instr4ansas. held brthe Gecretary upri the Property
`ana the"i
`to me
`renduction of ·th$ indabledhess
`under
`the Note anrf
`this
`Any ercess.
`curhy Instrwnenit
`insurance
`proceeds
`over .an amount
`to pay a'II outstat
`r9quired
`Indebtedn.egs
`under
`.the Isote and tHis
`shall he paid to tite entity
`InstruDient
`Micerity
`fatally ama
`thetetow
`.
`Irr
`ths event
`of
`foregrJesurg :of
`thed Egority
`trzrister
`nurtrumem iff ¼tfrer
`.to the.
`.of
`title.
`4 flat¾ NItle and imarent
`that grgngctshes
`the indeb5edriate,
`property
`of Sprewer
`if and to
`insu.rance pollr.fas in force shall past
`to the p.urcheder
`.
`.
`4. Occupanov,
`Presstvaden, Mairttenance
`sm@ Ptotestion
`of
`the Proper-ty; Barrowar's
`Loser
`Agapilcatlem Lasseholds.
`Barrower
`.ahall opcupw establish,.
`emi pse the Property
`as Agrrowerg
`fincipal
`of. this $acurtty
`rapidence
`offer
`the insecuhon
`for trt
`an4 Ilorrower
`least one
`instrumerstr
`in ·occug)y-the Prope.-ty· as
`d initially
`pwson
`ques twons
`orrower,
`pro Borrbweral
`shall sentinue
`residerice*
`principa1 fesidence
`for
`the term of she Beinrity
`0errowera
`Instrüment
`'Pristoimar
`shall
`have th.a some magning as In tfic been Agreerwent
`..
`.
`shall not commitwastis
`change the Property·
`or destroy,
`Borrower
`damage or substantieHy
`or allow tits Propouty to tiateriorage,
`Ge.rrow.or shan also we in
`reasonable wear end test excested
`ji Borrower
`default
`1Its loan
`sealicatione orecesi@, gave matere#y
`dottirg
`false
`pr
`Inaccurate
`st'crmation.or
`statemems
`to J.ender
`(dr
`fai§d :to atovide
`Lander with any materlet
`in
`infamistient
`connecEium with
`the loon evidenced
`the Note.
`by
`but not
`including,
`limited
`representadans
`to¡
`pdncipal'
`Garrower's
`of
`ine Property.
`as a
`occupancy
`reeldene
`.
`I
`concerning
`tMis ·3ecursv
`.Instrurnnot
`Is. on a le.atehold, Burtower
`shalt comply with .the provisions
`of me lamme If Sprrower
`acep.xms fee title g> the. Mroperty
`the .Ireschold
`and fee 2LitIut shall not be pierg.ed ·urilets
`1,atier
`agreas to tno merger.
`in writing.
`.
`.
`S. Charges 10 8ongwor
`ond Ptqtooden
`'of kpeders
`to the f?rbperty.
`.Ilights
`Bon-awer
`thall
`pay all governmerital
`at Tramisipal charges,
`ffnes Und trnpetitions
`that
`incidded
`In Paragraph
`ilrt act
`2·. Barrower
`shall pity thess.pMIântforiv
`on t#ne directlk
`to the entity which is owed the paympret N
`failgro
`to nay wontri
`af%ct
`Laurier's
`in the 58roperty,
`adversely
`¢terest
`upon .Lander's.
`request
`fumish
`- Borrower
`Sorrower·5hall
`to :Lender
`·promptly
`feceipts
`these. payments
`erLall
`evIslencmg
`.discharge
`which
`lion
`·prtunetty
`.
`has
`this
`oval
`prienty
`Sensity
`Instrument
`Irr the manner proy
`12(c|.
`.irfParagraph
`·tf Sorrower
`fails. to resitp sitese payinenta
`of
`the progetty
`ther ges aeguired .by Raregraph 2,
`.or fails to perform any other miwaneots
`st
`arid anreeftitrits
`contained
`this 5ecudty
`or
`Instrument,
`thera is a legaf presseding.
`th9t
`a6ect
`Lander's oghtis.in
`rttay sidnificantly
`(such as a
`the Property
`In 6%nitftiÇ|tow hic t0ndervination
`or to ottlerca laws or f.eguredeft64
`then Lainder rnav do
`prDetedlifg
`and pay whateur
`.Is necast(ary
`to :pr6tect
`the value of
`the Prop.orty ana.
`I.ander's
`rights. m the
`Propeny, McIudIrig payment of
`taxes, hotard insurance
`and other
`items mentioned m 9,
`graph L .
`secuftf.y in the Pmpertw I.endv
`Tty prottet
`Lansfers
`to M Secretary
`shall ad
`pen.anIS charge er garrower
`dus·
`Insurainee Pterflium na· defleed m the lacon
`.all actedrits
`the Mar1gede
`fe
`Agragerient $11well as all sums due to the loan servicer 1.af sary.1cIng sctivit.es
`as tlehnod in the Løan
`Agreatnent.
`shall become 3ri additional
`Ar)9 amounts $sburged
`t>y Lander under
`this Auraipaph
`detpt
`of. ·Gorrower
`for
`in the teen
`se prersided
`Agreement
`and anall
`.be secu.eed tty
`thir
`Secunty.
`Jnstrument.
`tendrx
`6,
`tw Itgragunt mov enter on;
`InsooctIort.
`iiisnect
`or meekn as
`isane of
`the Property
`m a reasunsl)I, mancrer and at reasonable
`times provided
`feat Lehdes shalf. g a the Bor¾er
`names
`to any magection
`or apprehgel agecifying
`prkir
`a pistorate for Gie inspectidet or eøpraisal which .1rmst
`its the Propipty
`tpe related to I.moday's intere.sr
`If
`the vropety
`16.vacartt or abandered
`or me loan In
`I..ander may talie reesertatilei action ro protect
`i
`and predesve such vac.ant or dhandoneg
`defaul7
`natues tó the 190trowF.
`PrQpCrty Without
`of: any
`7. Cortmentsation.
`the
`chiim for
`proceses
`or
`award
`dire(cid:11)r
`der-agme;
`or
`or other
`talking of any gpurt of
`irr conrIsction with eny condentnetton
`conse4uential,
`the Property,
`or
`in platu of pangjimnatfort
`I.or·conveyancé
`tN
`shall
`t
`Londer.
`·F.he geceeds
`shmA .he applied
`undes @.
`to th0 refuetion
`at any indebtedness
`brat
`ono Noys and. Snoond $ecurity
`inatnimum
`held by the Secretary
`on the Properly,
`and then to
`ef
`resfucto
`the indepte.dness
`andar
`the.
`.Noto :and this.
`any mascomsprocesqe.
`.Securrey instrturnent.
`ovar an .arltoimt
`recitarea to ·tity
`Illl
`urider.
`indebindnese
`the Mate and this ¾nprny
`cirtstanding
`shell. be paid to tt(a entitt
`Ir*struttient
`thereter,
`Jagally·erÆtMd
`
`0mm :opo:5
`
`fmmo3
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`P.
`
`lkopertp
`
`hi
`
`iney colledfres
`
`m
`
`S. Fees, Lander
`and charges autherked
`hv aht Secretpy..
`sumn secured by·
`ar
`equins immediate
`of 4
`paymerithfulf
`.the Securityinstrum66t
`Ifr
`.
`ii) A Borro
`er dies and the.
`Iot
`(No principal
`renicence
`of et Joest sme
`8tlN.1
`frthwÆr br
`liil
`il0rtcwor
`4
`ty ter his et her hersficist
`in. a .tosst
`lippreet
`ew
`g .a
`or part
`is. $6ld ·or otnerwise mansferred
`and no other.
`Borrower
`r:etaing ti.tle ro the
`ithee adnple or totoma
`4 leasahold urider a lease
`yeare·
`for
`99
`then
`h
`is
`renewable
`les9
`or
`a
`I
`se
`a
`having
`r malping peri
`Nf not
`leas thee
`yeart beyond the dayc of
`thà
`of
`b bittnday
`sewsr or r
`Otrtionst
`.
`gris 4 lifg ashr's
`tor
`ret41111figa b4heficieJ
`giterael m 5 trtist
`aueK gn interant
`in the
`operty).
`I0 .F4us and Payable unith Secrethry
`pproval.
`Lander maiv reques
`Imm9dfata pt.vnieti.5 in
`fulf of all auma secur-ed by :çhis Beaurity
`gapon apprayal.Mt
`Inshument..
`she $ucretary.
`si
`fi) T.Ne 9reperty Esesse 16 be 'the principal Teidence
`or a Sorrower
`fur
`reptorid
`ottrar
`of at.
`le not
`.death. and ft e Broperty
`the prm(cid:11)Inst
`residence
`least
`anie other
`
`th
`
`pe
`
`an
`
`se
`
`f
`
`ys
`
`e a
`
`no.
`
`r p
`
`c
`
`$
`
`|
`
`ths. eventr
`any of
`listed trt
`.
`.
`.
`.
`.tne. Secres.asy and Borrower
`(bk Leader sha):
`9 fM fily or
`'es h.ed thirty
`(30s ants after
`
`the onutter which
`
`rosylted
`
`in.
`
`ths SAC.urity intTrtifftent
`
`.dOthinQ dtle #11d.
`
`the agininised
`
`vsine and
`
`(c Nodne.
`.Bo¾ree
`I.ander wnsnever
`shal: noth
`dqr,
`th
`Paragr
`li4 95 (bt oçctu,
`Natica
`to
`(
`end Borrower.
`1.andei
`shan notily
`crettiry
`never ehe toon brtcomes doe and payable under P.aragrap
`nos nave ahn rightte
`cornrrenea
`formatostjre until Br).rrower
`iomther:
`noree
`14 Correct
`ables or
`full; or
`Pay the 1)alirrica It
`I
`.
`(11 Sell sno property
`for
`the lesser of
`the balance
`of 95% of
`y the not psoceeds. of die sair
`a
`or
`toward
`ths balance:
`ths 1.and0r with a aned in. 200 of
`. Provide
`forectosuse..
`C4nv
`trusts
`of a Garrowests
`leI
`to ar efsst knich meets the
`interest
`In the Propsrty
`of
`dr cotwayance
`a -$øcretaryi
`at a truaris
`reaturescents.
`lit
`Ike Prd étty to a
`interesti
`Borrower,.shaftwet
`ne.considered
`a conveyance
`tm purposes
`of
`thla Paragraph
`. A trust
`Shall not be considered
`pr pe. cÆ5ldeleill
`.an occupant
`as having 8 pr.Inclphl
`residonen
`inr
`Ur
`sesqf
`ttifir Petagrgph
`.
`ortgage Not
`frewer.agrees
`that show.ld ttgis .Sec96t'v·181 trument
`insgred,
`fi
`nad the
`r
`.
`hct:
`eli04le
`NUta
`inatura 1.ne Gjidier
`bc
`.The Natlanal
`withM
`Act
`Ho.
`ng
`satu
`cats
`itorn the data narqof,
`if pom3itted by applicable 1æw wrlder
`rvist
`pay(nant
`in Ull
`at
`its option, T1pqwre lninteÿmte
`of
`.sil stems toogrilst my this
`$ucurity
`A writtett
`lDatmenent.
`statement
`of
`sethdritted
`of
`a ent
`tita Secretary
`any
`dpted
`pass
`to stats
`·.
`trorW the date hereof.
`sutisequent
`to -visure
`this Seeditry.
`diicteung
`sph.
`.ehall be .deemed
`and
`the Note.
`matnnment
`.of
`cormlusivo
`prdaf
`·trichgihety
`the foregoings
`this 4pdan may rmt alu owescised .tW Leader when
`Notwitharanding
`i.ne
`insorence·
`of
`is stilely dus to LangerSS Isthire to remit a ftuxtgage
`.nanveBabUlty
`insuranc
`.prannium to the Secretary
`10. No Deficinocy
`Judpenants.
`Burrower
`shali here no persarial
`for pmyrnent of
`the
`liability
`debt secured
`Les91st may enfgfts
`Instrurnerit.
`tgy #ws $gyrity
`fia .dent only
`through
`sale oY the.
`to o t!rt
`Froperty..Lencer
`shall 11ot In permitted
`a debeiancy
`padgrnent agairist
`IB0troweir
`if
`the
`Is ·forecImmed.
`Secur
`is.apaigned m the Secrmory
`If
`then Secunt.y mserurnent
`Inlitrument
`upon
`b
`shell. not hs·IlahIn
`demanl
`tor ariy differano
`die Secretary.
`Barrower
`between
`ins mortgage
`insurancd
`paid to I.ander and $He nutstanding
`indphtedriess
`eccrued
`including
`interest,
`rower at the iime of
`the assig1tmefts.
`owed |W
`. Reiniitementant. Darrower
`has a nght
`is 1pe rainstated
`if
`laridei.has
`immedinta
`required
`is fu.II. This ri
`payment
`even after
`a
`foreolasure.
`are in.stituted.
`proceedings
`1.n reassite
`thle Secenty
`shall correct
`rr
`the condititerwheth
`insnument;
`in.'tius requisamern
`for
`tesulted
`sttopmrys'
`in 3lull.. Fe
`irnretediage payment
`re costs and -teasonable
`sad customary
`'s.ss and
`expenses properly
`.asso4isted will$
`¼ foreclosure
`04MA otes
`#pon 4
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`.
`
`I
`
`ry.
`
`,
`
`arnieding shall
`to added m me prinemat balarms.
`t/pan reinstatement
`init
`p.y IBorrower,
`hatrument
`and the obnganong
`1hitit.
`securse·ehall
`es if Landerabad
`fompn
`in pffect
`t
`not
`In f¾II HUwever,
`intmodicta
`payrnent
`r .
`1:runds inmat
`if.
`to permh rainstatestent
`dér
`'til L
`foreefocure'
`ties eac#pted edinritatement
`after
`reo· yebts
`the commencpment
`within
`pirdmentl
`ene comunenceruent
`imnedvagehr
`ofa
`pres.eding
`cuttert
`feraciosure
`orpe
`rainnierarpens
`fli|
`wtil pseclude thra losure on differerit
`grounds p fl"re fututeG pr fluil reloaturametrar
`P adversely offmat
`ont
`of
`the
`tristrumoht.
`ths Security
`á
`settore.
`lierrower
`grees to enervd this Secunty
`frtstreament
`th accordánce with tf.4
`12(al.
`If Lander deterh#nes
`Paragniph
`ing grig|ngt Beest$tus
`that
`ef. trie Securit;y .Instrurherit
`store law (Includin %Ut Oct
`.In ;seperdized
`under
`rimited
`to situations
`the ashoun(
`where
`seeiused lay the Security
`or anceeda tits montmyrn priul:
`instrument
`agu
`| afpoum. atafed
`or
`the maximum peded
`und.9v whicli
`Ioarr advances
`retain
`the .sams I
`prlblity
`lhitiefly
`granturd to Joan ad9a eve 5an akoiced) and stats
`law portrifts
`the or
`nai
`leh status
`to be
`for
`rnatntained
`future
`a6venses
`the execualon anif
`(mear
`'en of one sr more
`through
`evidence·
`thert
`Landes Adi
`.docureeme,
`obelin
`title
`agpgnme.
`et Gorrowers
`If
`,the thle
`evidere:æ .indicates
`that he Pro
`is nck macanbmed
`by smrliaDs
`tins tacurny
`teacept
`met. Socenti
`it· Paritgraph
`Secur
`Instrument
`instrument
`descsihpd
`13(pI
`and
`set
`w(A staé be subordlhate: w any.
`fians.
`subordinate
`·the
`that
`r determties
`furtuw
`1qan advances),
`Leniiter shaB ruttnest Æe Borrower
`tq. 6.ndcue ony decentents
`to
`necessary
`gratest
`of
`fWare
`the
`lie.r.t status
`fann
`advances.
`Borrower
`to
`execute
`such
`agrees
`net permir
`documents
`It statefaw.does
`the origired lilm status
`to bit esuiltded
`to fatwo
`-o n
`wiff be deemed to have failed try havu performon mñ o6||getion
`ademnces. 60trower
`hn
`Irues. ment.
`tfits $ecurlfv
`.
`(bt Tex Detortal
`. rams.
`iBerrmyer
`shall ndt parttcipats
`n a rear estate
`tas defurs.st.
`·t any
`Itens tmeted
`the talt
`.41Wforral are not aQbordisste
`Ogram;
`by
`to tNs Becurity
`(cid:144)nstrument
`-
`tel· P
`4hpl0 apromptly
`r Lions. Barrower
`any .Itan wrisch has
`discharge
`tity over.inim
`15#r.rowers N agrees In wntins
`·Same
`.Instrument
`utilo[$
`glia oehgation.
`to this payment
`sec
`tlie lien in a manner siteeptgible to Lénder;
`(BI con
`sts Irt gned
`th ths:lian by,
`or
`agamst
`·enforcement
`of me lie-a h, 4gga
`wlitc.N.
`fri
`pindeedInas
`the conder a
`eplolm1 ·øperate to prevent
`the enforcement
`of
`the
`of
`Gr. forfeltWe
`of any esft
`ilha
`(cp secutspa grom Ins hotger of
`or
`the 250 a
`Property;
`agreemer
`t satisf
`ctory TD Le(ade.r
`.
`lien
`tq an apwonts
`subordmorin
`th4.
`secuses
`tw ttifs
`Jnatsument.
`If Loneer
`security
`tÎiat any post # t*ie Property
`dptermines
`ro a den which
`is .stbiast
`rney atteln pr
`rity aver
`(Na Securi
`L
`Isr may g:we Barrower
`a notion adentifying Me lion Borrower
`lastrutment,
`telta' one or
`shqG. matist
`the late or
`rnore of
`tite actione
`r>er fortlt e6cy's.with.In
`tC days.9f
`retiaev
`the giving
`TS. itefationsh(p
`to Socend Security
`instrurpent.
`mgIce'
`tal Seepnd Security
`It order
`In@ument.
`pa
`to.sqWre
`whleh the Secretary mby
`to or on behalf of
`to Soutlhrr 25
`.Gorrower pursuant
`of
`1hA)
`the Illational
`tinusierg Ass
`and the Leaw Agfeement,
`rower
`has requirml
`to evenwo.g. Second tiate
`dv.$ocretary
`and a Sagentl Securtty·
`Instramartt
`en the
`erty .
`at
`, d 9
`Un Raintionship
`d Seburi
`rr ade by th.w Gngetary
`Pavrnents
`fleet..
`r"etrurnants,
`us
`ti
`ITuttrunter
`or
`t
`ate
`t
`tin
`.e Secreary
`accepts
`nam th this Lands
`at all paymerits made by km
`Secretary
`if
`in til or
`described
`the cirmartatances
`thert
`lii) occus,
`isy the Secretart
`ali..payrnpitis
`sterest
`on the paymance,
`Iste chyges
`twt etieludies
`3ncludea
`|jpald fry thd .$3Cretary,
`tháIt
`be indiudad in
`the f16tist
`do.ht under
`.
`on ·
`.(ct
`war Where
`there is no .nss|gnmenter
`(ffect
`reimburs9mpor
`as described
`(teGI or (16 and the $60(n14sy
`therr BOsrower shell cot:
`rakes.psyms.nts
`to 150trower.
`if8e
`required to pay smotmts
`owed under Riggi8ote, or pay any rents andrevenues
`of
`the Property
`.qnder Paragráp1t
`19 to Lapany: or a seemlver of
`until
`the
`the.P¥eperty,
`partnent m. full of all outstanding
`Score
`.has rettuirea
`puricmat and secrued interest
`Nets'
`urider
`pr
`.
`.
`.
`. .
`.
`.
`th). .$9 ObligIlta W. pAMr±nterest pr shared ·epproclatibr# .uhder
`Its
`Ivory ut any .time,
`before or after
`wasner
`accrued
`trie payments
`by the Secretary,
`and wlwther
`or pot
`accrued truerest
`fras been unciuded ftrthe
`priricipm) balance Onder the Note.
`
`rehts
`
`in
`
`.
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`b
`
`gr
`
`Securify
`
`T.he Secretary- has no dutrte
`Idl No I;luty of theSecretary.
`L.gnder to gntyrGe cov$n,þrits 1$
`the Sected
`or
`estrument
`to tute actions
`Security
`to preserva
`the value of
`the Property.
`evert
`though
`Lander mirý be unable to collect
`amounts
`·awed under
`the Note.
`of
`tineause
`rangrictlans
`.1h this
`.11
`Paragrarib.
`14. Forboprar1ce hy tevular%ot·e Welver.
`any 10ftebfarIt
`i.ender
`b
`irt.et ordigirig any right
`retriedy.
`thplI
`n g bigns ggsygr
`·gf pr preclude
`of
`thb 8Xercise
`·any r ht gr
`rdmady
`5. Succesnofs
`a.n$ AssigrIs
`Jolht
`Botme;
`and .5evermt
`. The. covertpoth
`Lieb.
`aiá
`asseements
`of
`this Seawitv
`instrument
`pha4 tiind tind #errefit
`the subcessom tied sseigns of Lorider.
`.Bormwer may not assl9n any right.sc cr obN98tieris urnfer
`er. imdetthe
`It)Btnsilent
`f.hitr.39dittity
`Note,
`to a trust
`kncept
`that mee.ts
`:thy regulrWnents
`.the;
`tilecretary.
`of
`Barrower's
`covennma
`arid
`.agreÿment4
`thalibefo!ht
`and several
`156 lilotices; A4ndece
`to Borroyver provided
`fog in this $surity
`instraintent
`shall as givers
`by derevering It or my insiting
`It by IIrat clas.s nisit un.ess appilpatis
`law fdquireII
`use At anather
`"netboo.. The nocce
`y 'Andress. or any sttter gddress d Braraware
`shell.be
`diracied.
`to the
`loIntly
`tresignev
`to .ender
`Any notee
`sitsR be
`en by first class mail
`to Lendar?s. ad rpas stated
`herein or any address
`Lander
`rlds,gnaeus
`use to Boerower. Any notice
`by
`proveif
`tow tw this
`shall be tIneedsto
`4raryment
`lasuder uvhen· giver
`Secunty
`been dison to Boerower
`fiayè
`or
`as
`provided
`e mrs 94regt
`h th.
`9 Govqrnin§
`m; SisvetallBNy4 This Security
`astrumem shall pe gduemid
`09 Federal
`lave
`atti
`the Iáe of
`the je
`ctionin
`whieh thó Property
`is located
`in that quant
`that say pedvision or
`clause of
`thrs Bàourity
`or trie Note conflicts with applicithfe
`lastromom
`law, such certflict abo11 hot
`ofEect.other
`InstrumeGI 9r Be N to WNch anota
`pro(cid:26)isdibns.of
`INs Security
`tha.
`gimm effect williou.t
`provisiott.
`ce this Secu ity
`and the arpvisions
`this
`conf5cting
`dq.
`and the Natie are
`Instturnews
`declarnd to be sagershis.
`19 Serveyver's C©py. 6orrowns
`shall be jgiven one corrfstmed
`chl4
`c9py
`instrurrtent.
`19err.owar® and
`ender %venant·
`-NON-UNfFOftR4
`COVENANT4
`'and. agree
`s.
`fol'o
`as
`19. Assignment
`of aerrtp
`Sonower
`an$ges
`and transform In imdar
`oncendrbonally
`the
`all
`rerita arid revenues of
`the Propprty,
`Sorrower
`ingents- to collect.tlio
`leader
`or Leader"s
`outherges
`to· par
`and 3hereby d ects each tenam of.tem Property
`fees
`end revenues
`to Leno.or on
`th6 rents
`Leader's
`espass
`prior
`nahea
`to Leadet's
`Howevér.
`to Borrower
`.of Dorrowers
`breech .cf any
`br .ngua¿ment
`covenant
`in the Security.
`.Borrp*ct
`shah c&Inct aw reche
`Instturmmt,
`a5 rcia.tr, and
`r.ewsuses of u
`PropeFty Bs tu$19e
`IOr the 68m6% of
`I.en er arúI(cid:5)ortower.
`This assigninent d rems
`servatitutes
`an absolnte
`assignment
`and·got an assignment
`fog addvtipnal gecutity
`coly:
`. .
`IILLongergWesiotica
`ttf breach to Sorr6vver:1st
`all rer.ms received by Bonower
`sheli be held
`by Borrower $ tru1tat
`for benefit of
`l ender onlp to be a
`sed to she sums secuted by this Security
`Instrumerm IN Landes sheA be a89684 to epthÎé·sod
`9 pil of
`the rents of
`raq
`the Propen,y; and (4
`se.ch tgrient of
`shall pay pH rents dug an
`#60aid
`to t:ender ef Leadets
`the.Proppsty
`agent us
`Lentfor's·wrfttan
`seshand to the·teriant.
`hea n9
`dorrower
`.emecuted an
`prior assignynerif 4 140 idnts
`nd has not,
`iuid win- mot
`perfefm pry got
`that. would prevent
`r frain exotcising
`fre rightst syules. this Pacagregth 15,
`Lander abali not be required to enter uptgn,
`telte contrø.of
`or maintain.Itae
`Property before or
`a.fterg14tDg tintice pl blasch tio Soffower.
`11pweveri 1.snder ora Judicialh? appointed
`receiver may clo
`e.o at any lime thens Is a bpeach. Any applic
`don of..rents
`shall not cum .or .weive any default
`or.
`imrmidate
`any ·other
`rested
`rIght of
`of
`isr%fer. This sesgment
`of
`rents of 'Me, Prb.perty
`almil
`when
`y shla ·Security metromont·
`terituate
`the
`debt
`secured
`is paid
`in fun.
`ell dthe
`20., Forecrosure Procedure.
`stated #t sub9eragrupts
`adeditions
`IBL prd IC1
`(0.
`of
`tN$ Pars.graph 20 mes ame, Len
`spsy rettuira Bonoweir
`to pay irnmodrately
`the entire emannt
`Èmn rememirig
`uruler
`pripsid
`to and uneer
`tims Securhy
`.thq
`2.eader may do thle
`Instrument
`v partneht
`any further
`demand
`19n@edlete
`paymenthitll?l.
`.without.maRIrig
`.
`11Lerwier. seduires Irnmediate
`In full
`payment
`Landes may bdng a lewash
`to $1In away all.ot
`In the.
`rights
`BorrowerT
`and hav.a tha I operty
`romanrillfg.
`firoperty
`.$(
`sold,
`this
`sahr, herider of
`: another person tesy acquire the Property Fioseclosme
`orid·saW% M any law4ult
`for
`fifr.eclosure mad
`.sale, Landue
`
`Note and tf0s
`
`siOSE $2802
`
`Pÿge6
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`P
`
`wlli
`to ocRest
`the lilght
`litve
`e0ets tsd. disburserderpts
`and wBI have $4 sts t
`enamenutihr
`ingy· rergilm
`LandBI
`in V
`|gasment
`undet
`sorgdl9ons attr met:
`ww faRs m keep ard|r stairmse
`(AI
`rearrents
`neefe
`son
`tio110
`n the
`pcomise orag
`correst
`that defauN
`·
`inant 30
`tr
`: Barrowes
`es %t
`noMce.
`
`.c
`
`on
`'the .d
`
`re
`
`jmd addhfonal
`elloweness
`ayewed by law
`es t's ilne ar.coent BþrroweiS owús hprmfar
`If .511of.tfe
`20 edly
`thlit Paragraph
`followingr
`in this Secu
`fthe
`Instrument..Including
`this
`aqUrtty 4
`rfbed n P
`a it no6ce that statest
`til) ting
`A take to
`pi
`ower
`awar.tnust
`do
`t.
`,
`'. tfets mott Gigs
`kgiven,
`t·eteted trithe
`riodes from 1,ander bnhe
`date stutsid In thef.
`
`21. Llan Priority.
`The1911 adiount
`seawe
`py this Sovurtty .)ristrument
`shalthave
`the sirrne
`the *un amount had been·
`other
`priority pver an
`IIntm on the Property as if
`abw·sed on the dele the
`imtial dashursement
`was mass,
`or
`regardides
`the actual. date of any di
`tsement.
`The amcom
`secured by this Secwity
`shall
`It'strument
`e all (11rect gyryments by Land
`to florrower
`and a#
`ettler 1996 advan.ces pomtitled
`by this
`rer any purpose.
`Jïan pitority
`shaft
`4rty Staur Bonstitti
`spply notwithsterydmo
`of
`; exempt
`s Iran peteñ4
`,that
`shall
`not affect
`the atinety of Gay Ilens int unpaid
`of
`govenmental
`unit special astras riMrsts Dr
`tax9s,
`·Atljustable
`..22,
`Itate
`Feature,
`. Unden
`.the Ngrew the
`ststed
`initial
`a
`'im6rBt
`rate
`6.1100% wtiion accruns on the unpace erineupal
`tiatence Finidel.lmarast
`to
`Rate")
`is subject
`cha
`. ,as describe¢
`below Whg.5 fle:lnterest
`rate ch
`the new adju9ted intosest
`sa,
`be
`rate·wilt
`appr d 16 the totsi outstanding
`pgin¢ipal balefice. Eacft a
`tm$nt
`to the·mteriest
`(Ste will bq 5tsed
`upon the weekly avenge
`yield ori 1,1ttited States Treenwy
`urities adjusted to a constant matur4y
`of ane year,
`its me.de avollable .hó 4tie Federal Reserve 80ard in Statistiani
`Release H 15 (U19)
`ririder.
`1 plus a margirt.,
`it
`tr
`Index It 40 16nger wailable, Letider wilf use as a new Index any
`dow
`by.
`Lander will
`flie
`seestary.
`prestdtrtd
`orrower
`give
`no.w Indas
`notice
`of
`the
`I eager wis a.ortchn thg nalculations
`below ter ceturrriim
`descr4ed
`the new adj4ustm
`twrou
`uani. 'The interest
`fate may
`e dra the first cay of
`.N#1r
`aect
`and on
`.
`t,
`.thqt
`E j
`year
`eacit sycceedihp
`the 11rst day of eactt su©uepding mpnth FChange Dete'1 il
`d9y
`the
`lear
`d m full
`a valuet ed tea Index elli
`.
`tpe deternined,
`usi'ng the most
`recom 1sidelicfigure avaltatna thirty
`(30t de a before the>
`go phle F0unent
`each Change Date,
`Index% Befsp
`the ppw totorset
`rats wilÏ be calculated
`adtÑt19 a marnin
`the Cw.vent
`·lrideo
`The aum. of
`the rñasgle gigg the
`flats'
`Carrong Indeir wAl be
`ed the "Csicufaced
`nteres.t
`10( anch 0hangs Detp
`TMo Calculated
`interest
`ITute will be comparetl
`to the Iñterest
`rate in offact·immodlately
`to the ctrrrom Change
`pdor
`Date
`interest Rate"1.
`.
`tExisting
`VerseMe
`.Fepturnt The Calculated
`Iriteras,t Jiete
`Annually
`Adjustirig
`canket Be tnpre
`higher or
`lower
`snae sts
`nor can it
`g Irwerest·Rete.
`tpe mmu inan 11,09 BI.0her or
`than
`th4
`Initial
`.Internet
`Variable
`he Camtethtl
`llWlorfthly
`e
`enturel
`imit
`Adi4ritird
`Interest
`Rate.
`hover
`51
`Indreasseabove
`a 16 60012700
`..
`perC6ht
`(
`'llui
`.
`%6 .600:
`The Calcul
`·!hterest Rate will
`he . djusted
`if.
`to ·r.címply
`uWith titese .rate
`fiscessary
`the a.9Mt hange Dage. At any Cheogp· Detei
`ad will be in off4ct until
`liennationia)
`ff The Calcuisted
`lptovent.
`Intrest,
`Existl
`equals
`the
`Rote
`rage: will
`Int6rest
`thur
`litilto,
`pha
`not,
`a
`23. 1.ender s O
`i6n to
`this Snomety Instruments When Lander 1se;sbeen
`all amnants.
`lents and un
`due under
`Leader WAl disctgarge
`rN6 5ptuUrty
`Instlament,
`stadrig·
`'
`instDrmant
`a se
`Secunty
`as
`the$ ilhis SOCutity
`Iftstipurraght
`fles
`docusing
`satisfied.. Borrower w'
`pay ait costs
`inr øe areeharge.
`8 Loridur su rammes,
`terider
`Ina
`require
`pay such User but onl
`fluerowar·to
`if
`the fee is paid to a emrd party for·aqrvices
`rendesar. and ear
`.ander
`of
`Iow.
`. stm fee
`is permitt
`a pacewe
`chars
`esentents about.New %rt
`4
`den
`. Borrovrer wituensive
`all amounts
`lent by tervier
`subject
`trusttund
`of Section T3 of.the New York Lion Lsw Iff An·the_tlete mie
`to
`promstons
`111 fument
`6: othe
`us reeø.rded, constructteirt
`·woris on any buHdkg
`or other
`irn
`Security
`overtreet
`lopsit but months,
`locamd en the Propeny han not heen completed
`for si
`19onowet wi$.4
`hold alt
`emounts.whlori
`Beirewer mneives ant when Borrows
`has a sight
`to receive from Longer under
`the
`sad IB) use thoss gemimts m pay for
`Note as a 'tNot
`ftmd":
`construction
`that
`or work
`before
`usês thorn for arm other purpose, Barrower
`Gorrower
`actinawled
`s that
`the tadt
`that Rorrower
`is
`fund' means that
`thoes armounts. as s "trust
`for mir buil
`n
`or other
`holding
`improvemacit
`kicaifed
`the . y to use the arnOWnt
`Barrower
`has e. specilst
`on the Propárty,
`under
`in. the
`resportsiblitty
`manner
`·in
`this
`Par
`vaph
`describee
`24,
`25. Mur
`age Tax tí.10.tice
`is
`e pmparty
`will h6 princip.eNir
`iiupréved
`try a .1 or 2 family
`. dw
`unly.
`ngs
`
`than
`low
`
`e.
`
`1
`
`.
`
`.
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`e-
`
`COMMUhiBTt/POLTCY.
`
`NO.iS'MN2002
`
`SCHEDULE
`piers arW of
`land, win the bitMhip
`ALL tent.treetr
`.
`.
`Smu@ Of SenlMpt,am4
`the towa
`lying and luisig:fs
`strCliertlem
`apfeRome
`homethal muddeseribe
`partitularly
`
`"At
`
`" LEGAL
`
`DESCRIPTIO]tt
`
`and improvementiisbeseen,
`State of $4w.Ywl4
`tents
`
`dreatih
`use
`
`poing h dInsmg 268
`at a pelst.66
`111sBadparty Ibip eff Staggmegya"Roa4
`ƒhich
`Connadackg
`of 3nnept W.
`the lands astr or
`efusametherly margth et
`the plmeswhere
`feet.acallberly.thus
`firearig
`thnNls mow or armnesty ar8arah
`the earthes% unargin atthe
`Ns ICmspa Asseerestring
`Resir e@dus
`T W 157.4 Oust to s |rchst..Inthe
`U dog.9
`points thence 39 4
`B S$L3feetsan
`tinsulary
`polrtherty
`thence N. 8tees.
`the northyriy
`Umeo
`of the Immds segr er smuerÈ
`of Vautmle;
`hieng
`poundary
`of Veekele 4$1,$ feat
`le a palates:
`goemuterly Eme of Soungertows
`the Ineds mow·st Armerly
`Beesh
`Road,.1%.9 dD 34' 0 for a distenet
`of 15'74 Acet to tbo
`the easterly UneM.8waggeresƒa
`thieforsuei4 61% mmre at segun.
`themeeslëng
`point or phas of beghmieg.1sisag
`
`S.
`
`Propdny
`
`is tecated in the Taun
`hesetri
`as described
`712 5waggertu(cid:129)p
`RoaA Scøtis, New Yogi
`
`of Chattton with sinmiling
`12392
`
`ads¾ ar
`
`The premises berelm duerthed
`
`atWhmprovell
`
`by .m.omeor two Impetly rathisatistdweliling.
`
`V
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 80
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`I
`
`26.-Riders
`to Afs Sep
`togettres
`recorded
`·with
`this
`into and.·ehati am
`incorporated
`as iE fie
`ifauerneng
`rittitrfs),·were.
`Condomirtium Rider
`Other
`(Spaicily)
`
`tánent; H ans of mote riders are eacuted
`bý Borrower
`and
`such· visor
`eP. each
`the coverierrts
`thâN be
`anstmenant,
`an
`teeplensarit
`the cov*nants
`..eeWvents al
`and
`this 4ecority
`a part. of
`ck applicghts
`1 .
`tNs Securhy
`kistrumerit.
`boxtes).I
`Shared Apr raclation Rider
`T4avined Unit
`
`.Devetopanent
`
`1
`
`qr
`
`accepta- ar
`liv SlQf4ING Bl!LOW. Sorrower
`I agreen to the imiene nonts.mid
`. .
`and In any
`·by Borrowet
`i4der
`instrument
`) psecutte
`recordep wiTD rt.
`ariti
`
`ir
`
`this Securiw
`
`$1257
`
`CAT.m%$Al93
`
`9tic
`Bou*sinear
`
`.
`
`.
`
`iso"1p
`25ecrourse
`
`....,,..·..,,_...
`
`. .......
`
`STATE
`
`OF
`
`- I pace Astuw
`
`time
`
`r AmeneuteegpriardL,.
`
`day us
`On the
`s Notary PubFlc In shd cr as d Siste
`
`rear
`in the
`AMy p p
`
`ed
`
`.
`
`COU.NTY
`
`SS:
`
`, betare me,
`
`nie
`
`undernigned,
`
`ed 10 gee un the basis of satis ect6ry a itfence m b9 the mdivWudllS$
`rne or·,pr
`Imoiv"tic
`personally
`.nstrument·
`to .rno- tlist
`·to the within