FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 P
`NYSCI EF DOC. NO. 93
`NYSCEF DOC. NO. 93
`
`
`EX NO. 20157
`INDEX NO. 20157
`
`
` EIV.
`ED NYSCEF: 03/15/2022
`RECEIVED NYSCEF: 03/15/2022
`
`IND
`
`EXHIBIT
`EXHIBIT P
`P
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`OF THE STATB0F
`SUPRBUi.COURT
`OF BARATCOA
`d0UNTY
`
`NBW YORK.
`
`Nationster
`Coinpan
`
`Mortgage.ILC
`
`Æb/s Champion
`
`Mortgage
`
`PlaintiÇ
`
`-against
`
`OATH OF KEREREE
`
`Index.No.
`
`20157
`
`Montgomery
`the Estate
`of
`'Its
`United
`of
`ficusing
`Hess; Mark
`John Dance;
`Pietrantozzi;
`Williams
`Alfred
`State Departrnenf
`
`as the Limited
`treasser,
`Cou)y
`4/k/a Emily
`Califang
`of Ernity
`of America
`States
`through
`noting
`Development;·Richard
`and Urban
`Elaine
`Lawrence
`Hess;
`Hess;
`Scherenberger;
`James Dance;
`Detothy
`Stephen
`John Hess;
`Kathleen
`mass;
`8/lda Al9ed
`Rebert
`Williams;'New
`of Tasation
`and Finande,
`
`De mdants.
`
`STATB.0F
`
`NE‚
`
`YORK
`
`COUNTY
`
`OF SARATQQA
`
`Administrator
`Jane Calithno;
`The Secretary
`Hess;
`Jefftey
`Yaksts;-
`Scott Wess;
`Deborah
`
`Hess;
`York
`
`-)
`)
`.)
`
`S.S.:
`
`I, Elena
`
`pePio
`
`Kean,
`
`Esq., Hinman
`
`Straub,-P.C.6
`
`the Referee
`
`appointed
`
`by an order
`
`of
`
`this Court,
`
`granted
`
`in the abovo
`
`captioned
`
`sation
`
`on January
`
`25, 2022,
`
`to ascertain
`
`and compute
`
`the amount
`
`due to the Plaintiff
`
`forprincipal
`
`and interest
`
`sad otherwiseunder
`
`the Note
`
`and
`
`Morlgage
`
`thich
`
`this
`
`ection
`
`eas
`
`brought
`
`to f breclose
`
`and to examine
`
`and report
`
`whether
`
`the
`
`mottgaged
`
`premises
`
`should
`
`be told
`
`in one or more
`
`pescels, DO SOLEhplLY
`
`SWEAR,
`
`that
`
`I
`
`will
`
`felthfully
`
`and fairly
`
`determinethe
`
`questices
`
`so referred
`
`to ten,
`
`and make
`
`a just
`
`and true
`
`**MUST
`
`BENOTA9tEED
`
`BEFORE
`
`THE REPORT
`
`IS SIGNED__AND
`
`DATED**
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`xsport
`
`thereon:accottEng
`
`to.the
`
`best
`
`of my undantanding.atxf.as
`
`safa
`
`on!er
`
`respdres.
`
`Elmon De Fio
`
`Esq.Refurco
`
`Sworn
`
`to beforemathis
`
`Public
`
`. MELANIE
`
`C. NOWALICK
`
`a
`
`O 1
`
`MUSI
`
`BE NOTARTEED
`
`BE OBE THE REPORT
`
`IS SIGNED
`
`AND DATED**
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`SUPREME
`COUNTY
`
`OE THB STATE
`COURT
`OF SAltATOQA
`
`OF NEW YORK:
`
`Nationator
`Ci9npaný,
`
`Mortgage
`
`LLC d/b/s
`
`Champion
`
`Mattgage
`
`-againa-
`
`OF AMOUNT
`REPORT
`DUB TO THE PLADITIFF
`
`Indes
`
`No.
`
`20157
`
`as theanied
`e/kla
`
`Administrator
`Tresmree,
`county
`Montgomery
`Jane Califhne;
`Califano
`of Emily
`]htate
`ofthe
`Emily
`through
`of Americt
`Ststes
`The United
`TheSecretary
`acting
`Developnant;Richard
`and Urban
`Hess;
`of Housing
`leffrey
`Blaine
`Lawrence
`ScottHess;
`Yaksts;
`Hess;
`Hess;.Mark.Hess;
`Debotah
`Immes Dence;
`Domthy.Schèredberger;
`John Dance;
`Stephen
`John Hess;
`Estblen
`James;
`Fietrantozzi;
`Robert Williams;New
`m/k/a Alfred
`Williams
`Alted
`State Department
`of Texatica
`and finance,
`
`.
`
`Itess;
`Yorit
`
`Defendants.
`
`TO THE SUPREME
`
`COURT,
`
`SABATOGA
`
`COUNTY:
`
`PURSUANT
`
`TO an order
`
`of
`
`this Court,
`
`granted
`
`in this
`
`action
`
`on Januaty
`
`25,
`
`2022,
`
`whereby
`
`it Wairreferred
`
`to the undersigned
`
`Blens
`
`De Fio Kean,
`
`Esq., Hinman.Straub,
`
`P.C.,
`
`as
`
`Referee,
`
`to ascertain
`
`and compute
`
`the amount
`
`due to the Plaintiff
`
`for principal
`
`and interest
`
`and
`
`ytherwise
`
`under
`
`the Note
`
`and Mottgage
`
`which
`
`this
`
`action
`
`was brought
`
`to ibacious,
`
`and.to
`
`examine
`
`god report
`
`whetherin
`
`my opinion
`
`the mortgagedixemises
`
`should
`
`be sold
`
`in..one
`
`or more
`
`parcels,
`
`I, Blena
`
`De Pio Keen,
`
`Esq., Hinman.Stnnib,
`
`P.C..an.attomey
`
`duly
`
`adinitted
`
`to the
`
`practico
`
`of
`
`law in the
`
`5tate
`
`ofNew
`
`Yert,
`
`hereb^.afBm
`
`under
`
`penalty
`
`of pèrjury
`
`pursuant
`
`to
`
`CPLR §2106
`
`report
`
`thist:
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`L
`
`Beford
`
`proceeding
`
`to hear
`
`the testimony
`
`I
`
`fust was.duly
`
`sworn
`
`faithfully
`
`and
`
`fairly
`
`to deterraine
`
`the.quessons
`
`ref crred
`
`to me,
`
`and |p leake
`
`a justand
`
`trup
`
`report
`
`thereon,
`
`according
`
`to the best
`
`ofmy
`
`understanding.
`
`.1
`
`Based
`
`upon
`
`the docurnentary
`
`evidence
`
`introduced
`
`bef bre ine,
`
`Ihave
`
`computed
`
`and
`
`ascertained
`
`the amount
`
`due to the Plaintiff
`
`under
`
`said Note
`
`and Mortgage,
`
`and I End,
`
`and
`
`accordingly
`
`report,
`
`that
`
`thee
`
`is due fé the Plaintiftfor
`
`principal,
`
`interest
`
`and advanods
`
`on said
`
`Note
`
`and Mortgage,
`
`as of March
`
`31, 2021,
`
`the sum of $263,784.12,
`
`plus
`
`a pe dtem for.ench
`
`day
`
`t1isteafter.
`
`hereof
`
`is Schedgile A of
`
`3.
`
`Annexed
`
`hereto
`
`and made
`
`apart
`
`the documentary
`
`evidenee
`
`introduced
`
`before
`
`me, Schedule
`
`B showing
`
`the amounts
`
`due
`
`ibr principal
`
`and
`
`interest.
`
`respectively,
`
`and the period
`
`of
`
`the computation
`
`of
`
`the interest
`
`and its rateand
`
`Schedule
`
`C,
`
`the
`
`afRdavit
`
`of Brin Naylor,
`
`theAssistant.Secretary
`
`of MaintifUPlaintiffs
`
`servicing
`
`agent,.containing
`
`infonnation
`
`regarding.the
`
`amount
`
`due Plaintiff
`
`berein
`
`4..
`
`I have
`
`reviewed
`
`a description
`
`of
`
`the inortgaged
`
`prernises,
`
`and 1find
`
`tat
`
`the
`
`mortgaged
`
`premises
`
`should
`
`be sold
`
`in ene pared.
`
`This
`
`repet
`
`istespectfkily
`
`submitted,
`
`.Efena De Fio Kean,
`Referee
`
`EsÆ
`
`. 2022
`
`Date
`
`**.%gE
`
`BE SIGNED
`
`AND DATED
`
`AETER
`
`THBOATH**
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`SGEDULE
`
`A
`
`t.
`
`-ANortgage
`
`executed
`
`by Emily
`
`Jane Califhno,
`
`new deceased,
`
`to Wells
`
`Fargo
`
`Bank,
`
`N.A.
`
`on February
`
`2J007,
`
`to secure
`
`the anm of
`
`and reconfed
`
`in the.Saratoga
`
`County
`
`Clar
`
`a OfEco
`
`on Februsty
`
`22, 20Ó7
`
`in Instnanent
`
`Nutnber:
`
`2ÒO7007401.
`
`The Mortgage
`
`was
`
`tranenxred
`
`to Nationstar
`
`Mortgagg
`
`LLC d/b/a Champion.Mortgage
`
`Omnpany,
`
`and.said
`
`transfer
`
`was mam,*iaifted.by
`
`an Assignment
`
`of Mottgage
`
`executed
`
`on Septensber
`
`112017
`
`and.
`
`recorded
`
`September
`
`12, 2017
`
`in Instnunent
`
`Number:
`
`2017029031.
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`SCHEDÚLE
`DT3 QN NOTE ANOMORTGAGE
`
`B
`
`at due som 6/1‚2014
`THROUGH
`PAYOFP
`
`themagi
`DATB
`
`551/2021
`
`PRINCFAL
`
`INTERBBT
`BragtBST
`
`ADVANCES
`
`Tams
`Insunuco
`Ikand
`Inspections
`Mahtemance'
`
`.MIP
`ME thrpagh
`date
`Service
`
`Fees
`
`..
`
`payof F
`
`27312.40
`8,998.00
`6204
`49 126.50
`8,222.64
`107.86
`
`$,160,00.
`
`TOTAL
`
`ADVANCES
`
`Bongwsr
`TOTAL:
`
`Credit
`
`Plus pir
`
`dipm interest
`
`from June 1, 2021
`
`$123,743.66
`
`340.564A0
`$338.66
`
`$9944740
`
`(S430.00)
`S263,784..12
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`OPNEW YORK
`
`hampion
`
`Mortgage
`
`OP THBSTAT5
`Comt:T
`OF SARATOOA
`Llhdhfs
`odgsps
`
`Plaintifts),
`
`AUPIME
`COtmITY
`Nationstnr1
`camper,
`
`- against
`
`-
`
`anthe1,lmited.
`Callfkno.eMa
`
`Iessent,
`coursty
`Montgomery
`nistador
`ofths
`Adn
`lbntly
`EsadeofBally
`Šhe Unted
`thsomgh
`Jano callAme;
`81sseaefAmerlosacting
`Richard
`and Urban Developreent;
`The Soonnmy
`ofHousing
`Hess; Bhilue
`liess: Mark Hesst Lawnnon
`.Hous;
`JalBey
`JohnDenses,James
`8test.Hess;
`Yalettag
`DancesDorothy
`flimiton
`Jamagi:
`DebonB
`·Scharenberghs
`Plekiiningad;
`5tephen1
`as: AIAnd Williams
`Eghleen
`Jamess; John Heset
`Stees Deportment
`Robert Williams;New
`aMaAlthwi
`DeAndant(s).
`of Tinaston
`and PInance,
`
`York
`
`AIMDAVff
`OFMintfr
`AND AMQUNTRDUE
`
`Index No.20157
`
`'
`
`9
`
`es-
`
`) )
`
`)
`
`STATB0F
`
`Tee
`
`CDUNTY
`
`OP Denton
`
`Erin Napor
`
`sing duly
`
`swont
`
`depedes
`
`erul ans
`
`1.
`
`1.am m/hp
`
`AssishmtSeae:my
`
`.
`
`of NATEN5TARMORTGAGill
`
`EAC
`
`B/BfACHAMPIONÈORTGAGE
`
`doMPANY
`
`("Changdom'S,
`
`andhave
`
`knowledge
`
`of
`
`the
`
`thetsstanxi
`
`herein.
`
`2.
`
`in the mgular
`
`pamununos
`
`of may job Austions,
`
`I
`
`Imve
`
`seenst m and as AmKine
`
`with
`
`ths
`
`Imminess moonts misting
`
`to the deryldlñg
`
`of as mangage
`
`loan
`
`st
`
`issue
`
`In tMa andon.
`
`Champ<on
`
`keeps
`
`certain
`
`tmsines
`
`reconhipartidhing
`
`to acts,
`
`transsetless,
`
`occurremn
`
`andovents
`
`reganHngandpertaining
`
`to the smostgags
`
`loansooeums
`
`Championservices.those
`
`businessregards
`
`are mads
`
`and maintained
`
`in
`
`the
`
`regular
`
`somse
`
`of ChanpIon's
`
`budness
`
`sad
`
`hadndo
`
`data
`
`cornplw=na;
`
`colnseral
`
`loan
`
`Inneged
`
`*=
`
`doeustemi
`
`uninted
`
`fe perment
`
`and =PIn"=
`
`an
`
`loans,
`
`as well
`
`as
`
`such as nuntgages,
`
`netsu,name
`
`documena,
`
`and ader mends.
`
`Records
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`of
`
`such
`
`acts, Amnesotions,
`
`occurrences,
`
`and evoots
`
`are.nnuls
`
`a or near
`
`the time
`
`by-or
`
`tom
`
`Insmention
`
`mananised
`
`by--a
`
`poison withknowledge..to
`
`the extent
`
`that
`
`thp lmsiness
`
`fbcoalk
`
`ef.
`
`the loan
`
`in elp manor waivacated
`
`by aprior
`
`sevicer,
`
`those
`
`recomils have
`
`(men.incorpoentegfinep
`
`clumnplen's
`
`business
`
`tecords.and
`
`elled
`
`upon)y
`
`ClanpherIn
`
`the tugular
`
`soutse
`
`of
`
`itW day të ddjr
`
`buulness
`
`opersdons.
`
`.
`
`%ls
`
`an sation
`
`seeking
`
`to 1besolose
`
`a turerse mortgage
`
`upon
`
`realdersial
`
`property
`
`located
`
`st 712 Ibn@edown
`
`Road,
`
`goatia, NY 12362(cid:12)Ttemises").
`
`4..
`
`Iketly
`
`.
`"
`Martgage
`
`("Merggle"A
`
`Jane Califhnog·
`a
`
`("Bonewet")
`
`executed
`
`a note
`
`("Nee"),
`
`.neoused
`
`by
`
`a
`
`and a Loan
`
`Agresummit
`
`(the "Loan
`
`Agreement"),
`
`all dated
`
`Polxunry
`
`2,
`
`2007,
`
`in thtor
`
`of Wells
`
`Pango Banit,.N.£
`
`adtting
`
`lbfth
`
`the emites ad
`
`denditiong
`
`of
`
`the
`
`sevese
`
`ths.Note
`
`reestjpign
`
`loan,
`
`in avor
`
`of Wells
`
`Pargo Bank, Nef=
`
`Šhe Loan Alpeement,
`
`ingether
`
`witit
`
`and Mortgage,
`
`are collectively
`
`talhned
`
`to heteletfier
`
`as the 'Loan
`
`Documents?
`
`Ä aery
`
`qFds
`
`Lear
`
`21suptanat
`
`aw annexed
`
`Aers;·es
`
`Rahibn"A".
`
`5.
`
`Tis
`
`heatgage
`
`was
`
`encomicil
`
`sa P"hreaty
`
`22,
`
`2007,.
`
`in
`
`Insemment
`
`Number:
`
`2003007401
`
`hithe QfBenefths
`
`Cily Register
`
`dfthe
`
`Clty
`
`of NearYoth
`
`in thecommy
`
`afflamtoga,
`
`State of Wew York.
`
`the.htostgage
`
`was transtmod
`
`(pNatlpestur
`
`Mortgage
`
`LLC
`
`d4At Chunplco
`
`Mongage
`
`Company,
`
`madmid
`
`thumf br wasmemorialland
`
`by a Assignment
`
`orMortgage
`
`executed
`
`on September12,2017andreonadodgepeamber
`
`12, 2017
`
`in]hitranent
`
`Number:
`
`2017029031.
`
`Ä
`
`copy q f the AsnQansat
`
`q f Ma;(cid:5)ge
`
`At anand
`
`hann6 mRxhtst"B".
`
`6,
`
`7.
`
`Phdmitris
`
`in possession
`
`ofths
`
`Èoes and1sthe.edtity
`
`entided;to
`
`onibree4eNoes..
`
`'Ihem is,
`
`In that,ndçemitanderthetermssadoomationsorthaLomDocumndis.
`
`Bereamer
`
`thllad
`
`to peribum
`
`an obligntion
`
`under
`
`the1srms
`
`of
`
`the loan
`
`by Noneoeupaney.
`
`'llus
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`disfhuttigas
`
`not heen oured¼ and the lona bus been sonstinuedniakling.the
`
`entire mount
`
`due and
`
`awingin-w=d"=
`
`with
`
`the tenns
`
`ortie
`
`loon,
`
`slang wbbMoreg
`
`8.
`
`My ruview ofcharop(on'stiusinessrecenismvesbtlstaNc6ëoof
`
`Dsheltimss
`
`msbad
`
`.198rsïcissuagnilon
`
`AugduA26,
`
`2014, AcapydsaMNathiefDenisktsamub
`
`adhameness
`
`E mkBff
`
`T".
`
`9.
`
`A90
`
`degr netles was not
`
`reqpined
`
`because.thlasubject
`
`mortgageIs.areverse
`
`marings,whlohisnotoonsklemed
`
`atene
`
`loan pursuant
`
`In RPAPD§1304.
`
`10.
`
`In ninvette
`
`mortgage,
`
`all sultances
`
`areadded
`
`to thmican
`
`balance,
`
`per
`
`the terms
`
`of
`
`theLonnDocumenthAssuch,theatoonimplance
`
`continues
`
`to grow evenifthe
`
`bermwer
`
`never
`
`takes
`
`cash.advancesaRer
`
`the Ican elosse,
`
`or hsks
`
`taking.anh.sdvances.his
`
`due to
`
`compoundingisterest,
`
`mortgage
`
`Insummeo
`
`promhmus,
`
`figns and advances
`
`diet are added
`
`tethe
`
`loan tshmopeachmenth.
`
`11.
`
`12.
`
`At
`
`the thne
`
`thm ention.*st
`
`ema=ed.theninount
`
`due was3110,026,00
`
`As aunsult
`
`of
`
`thá demudt,
`
`them
`
`at de upon theNote
`
`andMorggsgs,
`
`es shown
`
`PrincipalIkmance
`
`thaPeyoffDete
`
`nutpustPenessed
`imaxest
`tluongh
`MIP Emoessed.
`the PapotFDate
`hilP ttumugh
`Peas Preenised
`Bervies
`FeestunughthePagmifdate
`Serv!oe
`
`Taina
`himurance
`r.,Hi-
`
`Amerment
`Pseurvat'mn
`Atlprneyllupanes
`noA
`
`n
`
`312529/4
`tang
`S3341
`R&2Eli
`$1915
`U.dlQ
`$3192.
`AEN2da
`$B2919E
`
`agagg
`
`8199
`$Gd218
`.$&B
`sign
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`Other Expenses
`Fe.ndi
`Suspense
`Month
`Month
`
`Boheduled
`Pre-Payment
`
`Paymhnt
`
`Advance
`Credit
`
`Corporate
`Barrower
`TOTAL
`
`Subsorlbed
`20_2L.
`
`302
`333
`$242
`
`SS.02
`3022
`
`(fdigg)
`$263.784.12
`
`and sworn
`
`to under
`
`the penalty
`
`of perjury
`
`this
`
`day of
`
`May
`
`NATlQNSTAR
`CHAMPIO
`
`MdRTOAGE
`. TGAGE
`
`LLC128/A
`COMPANY,
`
`Plaintiff
`
`Date:
`Name:
`Title:
`
`2 .
`.
`Eric Naylor
`Assistant
`secretary
`
`TO BE COMPLETEb1F
`
`EXBCUTING
`
`QUlBIDE
`
`OR NEW YORK STATEn
`
`bef bre moi
`ar1n myla,
`to be the individual(s)
`evidence
`to me
`acknowledged
`and
`and that by h'm/hor/theirsignature(s)
`the individual(s)
`behalf
`thich
`of
`
`the
`
`undersigned,
`
`a
`.,
`
`that
`
`acted,
`
`) )
`
`.)
`
`.STATE
`
`OP
`
`Tem
`
`Denton
`
`COUNTY QF
`
`On the 1
`
`in the. year
`of
`day
`way
`appeared
`In and for gold Stpto; personally
`Pulplio
`Notary
`the bests ofantisthctory
`to mapn
`to me orprowed
`pomonallyknown
`iIstrument
`the within
`subscribed
`to
`is
`whose
`name(s)
`(are)
`the mame in his/herAheir
`eneouted
`especity(lesh
`he/she/they
`the person
`upon
`The individual(s)·or
`on the jnstrumpm
`ont
`the Ins
`executed
`
`2021
`
`Notary
`
`Pub1
`
`My commission
`
`expires:
`
`11/03/24
`
`JASOlf WHITE
`Noterg Pubso, $1ste el
`leges
`Comm. Empgrast b034014
`ptery 10 1308898s
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`Champ
`
`JUDGMENT FIGUNES.
`
`Kriown variance
`D.DD
`$
`
`auteddate: 5/19ir2D21
`
`Interest18rocessed
`the Pav6ff date
`Interestthrou
`MIPProcessed
`Mle throughthe#a9effdate
`ShrviseFaes·Processed
`Service Fee through thpPa
`TAX$5'
`Imuterno?
`Inspections'
`Apptaldlals'
`Prestfvation'
`Atlerneylixpansar
`
`#date
`
`Otherˆmpenses
`SomphminFunds
`Month Schedule Payment
`MonthPre-Papnent
`Subtotalican Bstance
`OutstandingAdv**
`Total Loan Balame
`
`TOTAL PAYDFF DUE Agi OF09/31/2022
`
`$
`
`'Weslaboun1entra.guscMontenerhRarthetspBeuedalemuli.Ilunescuefugstanceef·enedoller.
`"Oststandingfirsecdontentebspe1fattanIrarbusandCosIsandmarus:showmans
`traussettenhstody.MesseverifrtigingnehilltuauptgieMInniltes
`c /51/sc21
`PluessNotesthsebonjimlgmentquotalianlygendthresh
`demunagmesetsuiseeremotwsmassessepave$esse.IUmagiistseasƒunesmagertimmatunaáInimabluisecerreventianngwamshJudesmangseristsmeassed
`movenirbesumessedcrengteeseeartnescumnsem"daransnik.
`
`1:mlad.bums10M430
`
`·CeBursemen
`
`ATGWNASAD
`Plepergy:731
`:COQ4Nf1BGI
`t570DDU05Mialls
`
`mauename
`
`$
`$
`$
`$
`$
`$
`$
`$
`$
`$
`$
`$
`
`S
`$
`$
`$
`6
`8
`$
`
`AD,58440
`assali
`8,22t64
`107;85
`5,23a00
`200
`27,51240
`IÇ998.0D
`.620,00
`·"
`49,126.50
`(450.00)
`
`265,754.22
`
`25$,78412
`
`26SJ84.12
`
`[
`
`.
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
` FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 P
`NYSCI EF DOC. NO. 93
`NYSCEF DOC. NO. 93
`
`IND
`
`EX NO. 20157
`INDEX NO. 20157
`
`
`
` EIV.
`
`ED NYSCEF: 03/15/2022
`RECEIVED NYSCEF: 03/15/2022
`
`
`
`EXHIBIT
`EX‰lBlT
`
`A
`
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`ARORNEY'S
`CERTIFJÇjAT/ON
`IN$Unitt to fleegaort P' DW its.2it..w ·/r "'.
`C110dtLAWGmi NFPA 1,.m agin
`UClfNotec bc preaclegear ow, amus
`,.,
`Slisle, hereby costify Ibit
`nas h"
`Ibra
`corlipered b
`Irle wilt glul ori
`at mi
`complete copy inia
`
`AddLISTABL5
`EQUfrY
`(Hol$E
`
`BATE NOTE
`DONVERSIOl)
`-Mta GbasNo
`
`.
`.
`7mlmstr O2, 2009
`W GIGGUEAROIIIIR112D
`IIT 12302
`scDtra,
`
`ImreputerAssasset
`aneupseachparannallgrilngagthe mid of thip IOnge."1.ander tagam
`w
`18155 PRRGp·ImifL II.IL.
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`
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`EME L
`month.
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`for a
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`a
`
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`
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`6. M .TeE.*.
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`
`for tha I anelltof
`.gga
`...a
`r B
`
`I
`
`spiderthe
`3
`
`-
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`9 the full annountst
`fr. Ja3"°"
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`mR....m.4-...-Eamh..a.N,,.
`ed
`d
`th
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`904-473-33OIf
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`or naIllatd199ror
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`b
`
`! calenletea newinteros pateby adduesn in
`D or tiginNote, ties engount
`
`II
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`K
`
`ha
`
`er·
`
`.
`
`sUur Ul
`
`d 8
`
`B
`
`a
`
`.
`
`"
`
`or esnisillinsus grmi
`in s "dv aisiuins
`en
`esselkMa
`
`ersessanus
`Is annnun
`e.
`
`tis
`
`se o
`
`.
`.
`.
`"gggg"g,gggir.*-as""""wass.*"mes=
`
`thlg ligge
`k iksdattilsnimder
`essunamidskrssisesser.
`asimmirk
`
`n
`
`sø
`
`ene
`
`neitsis
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`9
`
`*
`
`h1M
`
`IIIHEII5
`
`9Sresor
`
`seginnsæd
`
`øB& tinns sid sæsæsarsomuksil.h
`
`IIIIs
`
`esseem
`
`IInnII
`
`Bengd
`
`ngs se
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`e
`
`Rathleen
`
`Sarktoga
`County
`R. Marchipop.
`CMIRKS
`GOUSTY
`rs
`PAGE
`Pass
`
`TuZs
`
`-
`
`-
`
`New Mk
`
`state
`of
`86BMOGA
`COUNPY
`933B
`REQ0RDZNS
`15ng meeRUMENT
`0F
`
`CMIRE
`
`Recording:
`
`46.00
`10.00
`S,00
`20,00
`0.00
`5.B0
`
`0.00
`
`0.00
`
`88.00
`****
`
`**
`
`al
`
`33CB299
`
`50.
`
`:
`
`2007211ili1797
`
`Betges
`cover
`Recording
`aducation
`Nees
`255
`
`Affidavit
`
`theeti
`
`ree
`
`tee
`ree
`
`#:.
`Xnstr
`Date:
`Rea
`Dou m:
`Descrip:
`Num Bgs:
`
`2007007401
`02/22/2007
`X
`NDREGAGS
`17
`
`10:46:16
`
`AM
`
`Basic
`
`Tax
`
`Amount
`
`CDEA
`
`Tax
`
`Annount
`
`Party1:
`Party2:
`Town:
`
`BMZLT
`CALEEANO
`SANK
`NBLL8
`raRGO
`CHARLTON
`
`JANB
`
`Total:
`****
`
`****
`
`serial
`Cale
`Mtg
`
`NOTICB1
`
`THIS
`
`IB
`
`NOT
`
`A .BILL
`
`*****
`
`Mortgage
`#:
`Methost:
`Amt4
`
`Tax
`ex-13243
`.Rxampt
`243000.00
`
`Basic
`SQNYMA
`CDTA
`
`Total:
`
`0.00
`0.00
`0.00
`
`0.00
`
`Record
`
`and
`
`Raturn
`
`Tot
`
`.KAPETAL
`ROUTE
`952
`CLZrTON
`
`5ETLE
`146
`PARIC,
`
`AND
`
`ABS$RACT
`
`.8ERV2CBS
`
`INC·
`
`NY
`
`:12065
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`388987481
`zrmamer
`
`to:as
`
`to sus
`
`g
`
`0115
`
`een a narehlene
`
`sersatoga
`
`ce cm
`
`pates
`
`g g5beTst14
`
`State.of
`
`New York
`
`ADJU.8TABLE
`HOME
`coNVERSloN
`EQUITY
`aghamon
`Instrument*i
`adogtTGAGE
`("Sa0urity
`A sxanmm mains01r
`datis
`lestrat
`catizgagro,
`
`RATE
`
`THis
`is.
`mortgagor
`
`MORTGAGE
`
`o5/02/s7
`
`. The
`
`whose
`
`addrese
`
`15 T12
`
`BWAGGBRTDMI RoAD,·
`
`800TZA,
`
`RY
`
`12302.
`
`Security
`
`Instrument
`
`le given
`
`towar,r4
`
`range
`
`saint,
`
`N.A.
`
`("Borrower').
`
`This
`
`and existing
`
`under
`
`the laws of
`
`'tits
`
`UNETED STATES
`
`which
`Is organized
`M.*W imf*¹ª
`071014701
`57
`28183R,
`is obli
`Lander
`which
`smounts
`Lander
`to
`agreed
`to
`has
`repay
`Loert
`of a Home Equity Conversion
`the
`terrne
`under
`adventee,
`A rsement").
`to
`ThR agreement
`Phoen
`this Security
`Instrument
`Tide
`instrument
`PNote"l,
`the eame date
`se thle
`NOLe dated
`rity
`the .Note,
`evidended
`of
`the debt
`by
`repayment
`tel
`the
`1.enden
`and .modifleetlene
`extenslans
`and
`all
`renewals.
`to
`edjustraent
`TRIM5
`of TWD ENGIRED FoRTV
`principal
`smount
`
`.
`
`.
`eted
`
`Borrower
`ct.oreler"),
`finure
`to advance,
`including
`dam as
`dated
`ement
`the same
`by BorrUwers
`Is evidenced
`to
`answee
`Instrument
`rity
`eutdent
`at a rate
`with
`interest
`to a mealmum
`of
`the Note.
`up
`AND 50/100
`
`advaneed
`of all other
`sume, with
`Interest,
`the payment
`"*"**"""****143,000.00
`h (b)
`GLS.
`4
`due under
`tlw
`or otherwise
`Instrumam
`thle Security
`of
`the eagqdiy
`re h 8 to protect
`Pere
`under
`eements
`end
`of Borrowar'scovenants
`the performance
`and (c)
`of
`a
`Instruments
`terms
`ecurity
`described
`n (a),
`(b).
`amount&
`and the Note. The ital debt,
`lostrument
`includ|ng
`thle Security
`unrIer
`thle
`207.6
`. Fbr
`on AUGUBT 15TRs
`and .payable
`.peld
`is
`due
`if not
`seriler.
`sad
`to) above.
`the
`power
`of
`to 1.ender, with
`sale,
`grant
`and convey
`Borrower
`does
`hereby mortgage,
`purpose,
`New York:
`Cousy,
`located1n
`aAR2T004
`described
`property
`following
`
`Nun.seeiONY
`1tD84 : o3ect
`
`IQMNY) Rev eBnsta0d6
`
`Pega 1
`
`-.
`
`...
`
`. .....
`
`.--
`
`-.
`
`..
`
`--
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`.oes
`
`intanched
`
`whTeh hee the.eddretiref
`
`.ns
`
`m"=
`
`ages
`
`Mir
`A00574
`lchn ormie.30%
`Addrest?Ig
`I"Property
`, and ·eH
`on the property..
`aressed
`now gr heteehat
`aU the Ithprovemsngs
`TOGETHIIR. WITFI
`All
`property.
`of
`a part
`new
`or
`.heresher
`es
`flaturee
`.. and
`rIghm,
`assements,
`the tuagokals
`AH of
`Ingrument.
`shgB also to covemd
`by this Geomisp
`find a
`replacemens
`.
`.
`the "Property?
`Instrument
`to Irt thIs Securit
`of
`refused
`.of
`that
`ENAlff8
`.. BORROWER
`lawfuGy
`40
`the
`grant
`the
`to
`inertgage.
`has
`t
`convey
`and
`defend
`sad
`worterst
`unenoumbesed.
`Itower
`genersBy
`to erw enountbrances
`reconf.
`suhisot
`and domamis,
`.claims
`INSTRUMIiNT
`smMorm
`cerebibes
`.8RCURITY
`THIS
`jurlmAndon
`vedetlene
`wnh
`Amited
`non-uniform
`envenants.
`by
`
`eelsed
`
`die
`
`the engage
`sett
`sist
`the Praderty.
`a to
`
`annveyed
`
`In
`st an
`
`age
`
`.fer
`stïwnsants
`1p· constÇtute.
`
`n4tidept
`m unitbnn
`
`and
`hee
`acudly
`
`18303
`
`.
`
`of
`
`Irenest
`
`3.
`
`am agree es feRower
`covenant
`due the
`principal
`shOR any when
`
`of,
`
`sad
`
`of
`taxes,
`rty charges
`sil.Wop
`in a
`manner,
`ageesmema
`ads)
`rges
`Lander
`.ys prepidly
`by
`to a
`eging au$h. payments
`or by
`
`ryewar
`
`an.
`
`the
`and
`end
`
`In
`
`orroever
`and I.ander
`N
`O I
`80NoWei
`end Inteles|t.
`of P IndIpal
`1..Ps
`nýnt
`the Nets.
`.
`orb the debt avidenced
`. Ikurower
`shall psy
`. .
`2.. Payment
`of Property
`and
`pngglums,
`110od and hazard.Insgrtnce
`rents,
`gratund
`).and
`paymerit
`to
`evidence
`Ide
`shall
`and
`due to the
`withholdi
`ds4om
`Altreament.
`for
`In
`me orovided
`IIne of
`.Insme WII Improvemento
`shell
`tonower
`Inemense.
`and Other Hosted
`ftmod
`ensuskins,
`against
`or eubesqu
`In existence.
`tenanle,
`any
`Iow
`erected,
`whether
`Property,
`to the extent
`In the am
`moldtsisted
`shmi
`firm. ThIt
`Insurance
`Includ
`deningencIss,
`Duelogthem
`kn
`.: and
`of
`the
`qr
`Housing
`ry
`Lander
`by
`for
`perledt
`ed
`the
`l'
`the . Mrs
`wheWtar
`now
`on
`.0mprovements
`si
`insgre
`Barrower
`sise
`ry'I.
`shall
`Ilp. the ement
`Soonilary
`lose bó fledds
`against
`by
`erected,
`or aubse
`stence
`and uny
`'The
`by Lander.
`approved
`companies
`wkh
`carristi
`Insurance
`shall
`AII
`end In a form
`elausea
`incInda
`goon payable
`and shell
`by Lander
`.ehaB be helli
`renewals
`.
`..
`.
`.
`so, 14mder.
`anumptabib
`ke
`of
`.1a the spent
`;
`ar
`loss
`(f not
`progt
`suthodzsis
`disasted
`and
`IIIsurems
`.
`LeMIBr
`. or
`If
`the
`r
`so
`
`imromenate
`Lunder
`r shnu
`Insurance
`.
`sorrower.
`Gach
`thr
`to Lander
`(pus.h less
`20 festoMtion
`ar
`gpplied
`and
`Landan's
`fosstle
`a econcrelegily
`or.
`f_aaRIle
`rat
`ensegrnIceBh
`
`to
`
`is
`
`on
`
`or
`
`coKA : twet
`
`Page.a
`
`nodce
`
`r
`
`.I.endar's
`
`is
`
`by insI.
`l.ender
`y concerned
`to Barrower
`of
`the defunged
`lesioned.
`Is not
`enade
`escurity
`
`end to
`froperty,
`p.
`
`the
`. be
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`JessemNA,
`9econd:15te
`sedenlorr
`tossede
`
`.Pr
`
`A
`
`arty
`""t@"pe0'''ft.!'r.EUimse
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`ederu
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`ree
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`therinsurance
`and
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`Indatnednese
`of de
`an emount
`over
`to
`snes Be paid tatthe
`instrament
`this
`foreslenure
`in the
`of
`event
`ol
`endngelshts
`p fadetendeese,
`that
`
`simil
`
`be sp
`
`end
`
`all
`
`Ust
`
`to the fedaiiden
`time
`80s
`
`of
`an the
`
`therete.
`at sther
`Instrurnant
`end interest
`6tle
`rigim
`
`a
`ander
`ledebeedness
`Be
`and theo.to
`Ingurence
`ny ANgage
`the Nete
`and
`tNo
`
`nt.
`onder
`
`tiattafer
`of
`of Gosswer
`
`the
`to
`title
`In an(cid:15) to
`
`athell
`Burmwar
`execution.
`of
`the
`
`coqup
`tier
`
`m,a pr.teeson
`. snd
`., estatneh.
`Instrumere
`. sourity
`
`me ,,opeat
`use slur Floperty
`ene IIorrowtr
`
`ann
`B-o-we
`as Aor swer's
`least
`(or at
`ong
`
`the S
`
`Inegrum
`
`er
`tlamage
`and tear a
`
`prov
`I
`tlut
`includIris,
`as
`a offneipal
`the proviatone
`with
`stle
`shell
`not
`fo"
`
`tbrm
`t
`e principal
`Hort
`I.oon Agreement.
`as In no
`have the same meaning
`or destrot
`weste
`commit
`Gorrower
`shen not
`or anew me Property m deteriorater
`wear
`ressunable
`sta
`ade
`to
`rmation
`evklenced
`the
`connection
`with
`leen
`Sorrower's
`occuponey
`soncoming
`is. on a lsesshofdcBorrower
`instrument
`fee tl e to the Property,
`acquiree
`in writing.
`toes
`merger
`agrees
`81
`I.ânder's
`. 5. Clerges
`to Borrower
`Jmpoeltibus
`or munIc
`mRppyerninental
`te the
`on
`trower
`sheE pay these
`actly
`o
`in the
`lhternet
`tender's
`adver
`to pay would
`e(adenci
`recalpts
`fumleh
`I.ender
`sheII
`promptly
`which
`has
`discharge.
`lien
`y
`In Paragraph
`in the manner
`rumeat
`psynmata
`these
`If Ooranger
`to rnaks
`fatis
`cohrenants
`and a
`4ny..other
`to.perform
`or
`falls
`that may mignif
`le a legal
`prounuuAng
`atre
`for condemnetlan:or
`In tankrupter.
`proceedin0
`to protect
`pay Nhatever
`is necesebry
`sed
`fungitt
`of
`taxes.
`payment
`including
`Prtpperty
`in the
`Lamler's
`. 6 pmtect
`security
`for. ess
`due
`to the Secretsy
`emounts
`as -al sums dtW to the Isen
`as well
`by I.amler
`a ment. Any emounta
`disburned
`.In the
`I.ose
`fbr
`Barrower
`so
`provided
`
`or
`by
`:mf
`
`the
`
`the JIces,
`the
`abult memp
`on
`lesoghold
`
`orrower
`
`and Press
`
`a of
`es
`
`effect
`to
`
`ale Pere
`umler
`sad ·
`Agreement
`
`thengo
`war
`
`gue
`elso
`shall
`
`haÎ
`
`y
`In
`
`15,
`
`It % Securltt
`
`regniaentations
`
`ma
`N.ee Amised
`reeldencek
`If Bommet
`lease.
`of)he
`enleet.
`tie merged
`I.ander
`.
`.ehell
`ower
`in Paragraph
`payment.
`de
`request
`L.ender't
`than.
`8ernmer
`.thia
`Seoudly
`
`v.
`to la the
`that ara not
`1Dl
`whlah
`It owed
`
`.
`
`If
`
`p
`
`ever
`
`2.
`. or
`as a
`may do
`in the
`rights
`Peregraph
`2.
`no Barrower
`.Is the 4Ann
`he
`I.nen
`debt
`Security
`
`all
`
`20t1.
`the propsityscharges
`or
`regulre
`in this Becurity
`contained
`eniarns
`In the
`I.ender's
`y affect
`rights
`IGNa er sagaindong),
`tn enforce
`Propertgr.
`and
`the Winge.mt.the
`Insurance
`and otfer.Iterpt
`erug charge
`.advance
`shall
`Lemier
`PrernInn
`so defined
`.Insurance
`at deRned.
`activities
`InHIome
`an eddl
`shell
`this
`to
`soottes4
`by
`
`U.
`In a vessenan
`
`etion.
`nanner
`
`Isr egentiney
`or
`I.ender
`times
`ens at namensbre
`
`grdter on,
`proated
`
`er Muke
`Inspent
`sheit a
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`sat
`
`alsele of
`the Pn@
`me Berrower
`no
`
`ne
`
`re a
`In default,
`,,e,erty
`
`flo
`lander
`Insy
`w.o-nod....g.orm..r.
`7.
`condemnee
`
`in
`reasonable
`
`. R
`to protect
`
`astlen
`
`vecon
`ng( preserve
`
`o
`vement
`
`h m
`or
`th
`or obefugorted
`
`such
`
`take
`
`n.h
`
`M &
`
`$2fope%
`
`.2L
`
`o .a
`
`e0e
`
`'unds
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`8 Pne
`
`f.a
`
`del
`
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`
`Ren 4
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`t
`
`ABall
`
`remalq
`
`I
`
`had
`
`1
`
`.
`
`a
`
`of
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`
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`
`r
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`
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`prin
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`
`su
`
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`
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`
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`
`tie
`
`utat
`
`will
`
`also
`
`su
`
`any
`
`fu
`
`to
`
`a
`
`raps
`
`a
`
`the
`
`ta
`
`are
`
`not
`
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`
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`
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`
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`
`eg
`
`sus
`
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`
`n to
`
`afnounts
`
`By
`
`thIn Secerity
`I
`
`I
`
`n
`or
`
`take
`
`one. oi more
`
`r a nm e l
`orro
`set
`the modons
`
`..
`she
`
`.
`
`0 deve
`
`of
`
`13. Relage
`
`Becurity
`
`Insmument.
`
`.. .
`
`.
`
`no
`
`p
`
`GRd
`
`II
`
`ry accept
`
`Paygnputs
`
`inade
`
`b
`
`the Secree
`
`ry
`
`the
`
`sD pgvinanta
`
`made
`
`by ths
`
`I s
`
`m the debt
`
`or
`
`II
`
`the
`
`a
`under
`
`8
`the Biots.
`
`u$ en
`
`9
`
`b
`
`8
`
`rfow
`
`s
`
`a a
`
`h
`
`co
`
`is
`
`Okh
`
`o3108
`
`Page 5
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`by
`
`hat no iluty m Leader a enforce
`tovenants
`of.
`illie Searstory.
`Tive 8eenitset
`of
`No #nt^
`the Prtiggerty,
`of
`to premange the vglue
`p $sha astlans
`dr
`Instrornant
`the Second
`9aourky
`of
`the New tenonse
`under
`to nonese ements
`owed
`be unithia
`aven
`though
`tender-may
`13.
`site
`In
`Testdgitione
`any..right
`lim exannoing
`forbesrance
`a Wolver.
`Any
`14. Forbearenes
`by
`..or
`rentegly,
`or gWecInde Ble. excrelee
`of
`. .
`he a
`ah
`not
`remedy
`enU
`covenants
`. The
`and
`Several
`aleInt
`Asunda
`18.
`and
`of Lander.
`end sealgris
`the eveesenore
`UInd and benefit
`y I
`this
`of
`agreem4nts
`or under
`the Nors,
`under
`Instmment
`any riÿh
`thip Secoilty
`rasy not assign
`Bãrtsmor
`and.
`.Sperowst's
`sevensfIts
`except m s
`qi
`4solutery,
`the
`that meets
`trust
`anit severs
`thnK be lpint
`agrotenants
`to g
`nod
`Issdeos,
`It
`Any
`It by
`st or
`by dehiparlap
`shall
`'lWe notins
`method
`to Lander
`Any nollee
`tiesignette
`eddrous
`Lander
`shall
`be. deemed
`sur
`16,
`SevershIIIty.
`In wineh
`ediction
`the.
`or
`Inmruntent
`of
`this.8sourity
`To
`dils
`end
`severable.
`to
`. 18. Borrowers
`
`given
`shaR.bs
`y Instnanent
`de Secur
`In
`for
`provided.
`pse .of another
`law requir9e
`cInse mat
`sppliestle
`tanfges
`an Berpowere
`or eddress
`or any a
`to the Property
`Address
`stutad·
`address
`close meE 19 Lándere
`by lifet
`ehnR be glyan
`In thlb
`for
`29 8strawer.
`notice
`provhlod
`Any
`by notloe
`when
`ghfan
`as
`er Lander
`tis Senewer
`been given
`to have
`.
`..
`shan Ine govemad
`Instrument
`In the evern that
`Is loopted.
`such
`ble Inn,
`a .
`with
`ch can be giveI
`the Namï
`Instrument
`of
`thlp Sepurgly
`
`Thlg ilecudly
`
`stie provIelone
`
`or
`
`by FedeqG low
`skm or
`any
`on shall
`confl
`see
`the
`anest wthout
`are
`the Now
`end
`
`shall
`
`be glyan
`·snd
`
`ons
`
`donfenned
`
`copy
`
`of
`
`the Šests and
`
`thIn
`
`Lentler
`a
`
`of
`he
`
`of
`
`or
`sny
`and
`rems
`
`be hehl
`at aleill
`this Beaurky
`, and (of
`an
`W agent
`
`ndt
`
`not
`
`and .wil
`19.
`or
`before
`mRv dq
`er
`defeult
`any
`shsA
`a Property
`
`or
`
`provId
`
`in
`1%.9eve
`
`.
`
`.end
`shause et
`affect^a8ter
`costAstkig
`.deciese
`
`ses
`
`offer
`so at
`In
`
`IIohomer
`Copy.
`.
`.
`.
`follows:
`agree
`covenant
`Bonower
`as
`COVENANI1L
`end
`st
`to Leader
`the
`and trehsfere
`Bonowei
`of Nams.
`18,
`ment
`to onlleot-the
`agems
`of Lander's
`eutherlaes
`Gorrower
`of
`the Pr4perty.
`end r.eve
`rens
`to LemMir
`the fants
`to pay
`.the
`each tenarst
`of
`dIredta
`und tevenues
`and hereby
`rentá
`of Borrowers
`.of
`to Borrosset
`modna
`segh
`prior
`However.
`Landers
`I,ander's
`agents,
`rents
`end receive
`.ell
`ahell
`colladt
`Sprower
`in the
`or agreement
`. covenant
`of
`an.d Bprtower.
`Thle..assignment
`of tender
`the be
`as nustee
`of me Property
`revenges
`only.
`.eddRlonel
`for
`assignment
`and notan
`security
`mas
`constitutes
`an
`by Bér
`. reoelved
`le) all
`to 9ommer:
`of breech
`If Land
`.
`to the sunfa assured.
`of Lumler Onlys to be
`for'beneGt
`es
`by Sorrower
`of
`all of
`the rents
`to codest
`ths..gtop
`and
`be entitled
`24 Lander
`shal
`'
`Inswulnent;
`tp Lamhgr
`pr
`due and unpold.
`pay all
`shall
`rattra
`the Property
`teøsat
`of
`anch
`.
`to the tenerst,
`demand
`written
`Landere
`and fies
`assignment
`hat mt
`any prior
`esócuted
`B trower
`r this
`un
`Lander
`from exercising
`preva
`thgt would
`set
`perform·any
`tenintain
`to enter upon,.tOku-control
`gr
`odor shell net be requ.
`ap|IotRted
`t,erideF oF p jutigilibr
`However,
`inodom
`of breach
`to sprrower,
`or waive
`shas not
`cure
`spp5cgden
`at
`renth
`le a INeoch.
`thers
`Any
`time
`reme
`of
`assignment
`This
`Of Lander.
`or
`remedy
`other
`right
`any
`
`Procedu
`
`under
`
`.ds
`then
`wittietst
`
`"
`
`Barowere
`
`N
`
`. Perecloser
`v..,e...
`ungsid
`ant
`regul
`remaining
`on iner
`
`Di
`
`910 and (CI
`s IAL
`congue
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`...,du.sme-
`r.,uk..sn.w.e.,ey..
`sender may
`às
`r nisy
`and under
`dtle Stoudly
`btstjiumerit,.
`Itces
`the
`In -gal").
`paynient
`.
`for putteent
`rinunemese
`.
`a lawsub m tabir diver
`all4f
`Immler
`psyrsant
`fut
`.mov:bdes
`Lander
`or
`sold. At ells
`sets,
`fiave
`the
`Prope
`sele"
`fàr
`foresle
`u e and
`. in any lowesIt
`and
`a the Preserty
`
`is
`
`this
`
`xess
`
`osas
`
`mona
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
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`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIVED NYSCEF: 03/15/2022
`
`BCHEDULE*A'
`
`IRGAL
`
`DESCRIFRON
`
`AILdestrust.plugawpeneglef'nHI.wkhtbebeBIIdgelbedimprouumdadermagethnde.
`and..5tategNewterfr.teleg.nuse
`y er
`
`ringmudbelagInIIniTownofCIlurism.coast
`gardeeterlFtamuledaaddescribede9gpuse
`
`ClunmesshggstapaintentInt5ñgertylheaf8mtggnewsmond.whlebysinshdishne2AO
`t oteobalsmeww
`IH.untle.tdsecellametbeena9entyumns
`fberseumouty
`Husksigelnstlemerther%mnuglasteelandstowertmunes%d%nmbN.5mapp,absentrunningh
`).deg.SPIt4Madbatseapaintsthemess9des.1?WISTAIbefiewpages
`as M.81dug.53
`of vestateens
`or evanily
`or enmerlyofveshalHatatuestespointasthses
`Amirerseaggsegawa.Rem4W.4dtgE
`mingbeingtlwalbasselddhpenainesa
`
`oraminnessw
`thetunissaw
`.theonesiagthreater
`pelotatpinessfIn
`
`AmmustoffessphW¿
`
`9
`
`so meamather%bounday
`W.emeugesamree4boundary.Rmeer
`mergrapeofStraggerteenReadt
`Bwlbradhammetsftsfathetmas
`reerkma.
`
`PeopselyasdearibedhastwisloeslailntheTeme.ofCharbenwithanadilngaddrensor
`
`712SwnggetnamResuLseatle.NewYak
`
`12303
`
`Thegneedeas.bersbudesertedarstuquesedtreeneeremothmd$nsidentisistrolReg.
`
`

`

`FILED: SARATOGA COUNTY CLERK 03/15/2022 03:10 PM
`NYSCEF DOC. NO. 93
`
`INDEX NO. 20157
`
`RECEIV