NYSCEF DOC. NO. 56
`
`INDEX NO. 2022-00062562
`
`RECEIVED NYSCEF: 04/03/2024
`
`Exhibit “H”
`
`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`
`
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
`
`
`
`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`
`SUPREME COURT OF THE STATE OF NEW YORK
`COUNTY OF TIOGA
`-----------------------------------------------------------------------X
`WILMINGTON SAVINGS FUND SOCIETY, FSB, D/B/A
`CHRISTIANA TRUST AS TRUSTEE FOR PNPMS
`TRUST III,
`
`Index No.: ______________
`
`Date Filed: ______________
`
`Plaintiff,
`
`SUMMONS
`
`-against-
`
`JAMES G. BODA A/K/A JAMES BODA; SHEILA A.
`BODA A/K/A SHEILA BODA; UNITED HEALTH
`SERVICES
`HOSPITALS,
`INC.;
`PORTFOLIO
`RECOVERY ASSOCIATES, LLC; and “JOHN DOE #1”
`through “JOHN DOE #10,” said names being fictitious and
`unknown to plaintiff, intended to be possible tenants or
`occupants of the premises, or corporations, persons, or other
`entities having or claiming a lien upon the mortgaged
`premises,
`
`Defendants.
`-----------------------------------------------------------------------X
`
`TO THE ABOVE-NAMED DEFENDANTS:
`
`Mortgaged Premises:
`384 Owego Road
`Candor, NY 13743
`Section: 72.06
`Block: 1
`Lot: 4
`
`Venue: Tioga County (based on
`the situs of
`the Mortgaged
`Premises)
`
`YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve
`
`a copy of your answer, or, if the complaint is not served with this summons, to serve a notice of
`
`appearance, on the Plaintiff’s attorneys within twenty (20) days after the service of this summons,
`
`exclusive of the day of service (or within thirty (30) days after the service is complete if this
`
`summons is not personally delivered to you within the State of New York); and in case of your
`
`failure to appear or answer, judgment will be taken against you by default for the relief demanded
`
`in the complaint.
`
`NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME
`
`IF YOU DO NOT RESPOND TO THIS SUMMONS AND COMPLAINT BY
`SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE
`MORTGAGE COMPANY WHO FILED THIS FORECLOSURE
`
`FLF No. 46376.00620
`
`1 of 15
`
`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`
`
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`
`
`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`
`PROCEEDING AGAINST YOU AND FILING THE ANSWER WITH THE
`COURT, A DEFAULT JUDGMENT MAY BE ENTERED AND YOU CAN
`LOSE YOUR HOME.
`
`SPEAK TO AN ATTORNEY OR GO TO THE COURT WHERE YOUR
`CASE IS PENDING FOR FURTHER INFORMATION ON HOW TO
`ANSWER THE SUMMONS AND PROTECT YOUR PROPERTY.
`
`SENDING A PAYMENT TO YOUR MORTGAGE COMPANY WILL NOT
`STOP THIS FORECLOSURE ACTION.
`
`YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE
`ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND
`FILING THE ANSWER WITH THE COURT.
`Dated: June 23, 2022
`Old Brookville, New York
`
`THE FRANK LAW FIRM P.C.
`
`By:
`
`s/Thomas J. Frank
`Thomas J. Frank, Esq.
`333 Glen Head Road, Suite 145
`Old Brookville, New York 11545
`Tel:
`(516) 246-5577
`Fax: (516) 246-5597 (For court use only)
`Em:
`thomas@frankfirmpc.com
`
`Attorneys for Plaintiff, Wilmington Savings Fund
`Society, FSB, D/B/A Christiana Trust as Trustee for
`PNPMS Trust III
`
`WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY
`INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
`
`FLF No. 46376.00620
`
`2
`
`2 of 15
`
`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`
`
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`
`
`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`
`TO:
`
`James G. Boda a/k/a
`James Boda
`384 Owego Road
`Candor, NY 13743
`
`United Health Services
`Hospitals, Inc.
`10-42 Mitchell Avenue
`Vestal, New York 13850
`
`SERVICE LIST
`
`Sheila A. Boda a/k/a
`Sheila Boda
`384 Owego Road
`Candor, NY 13743
`
`Portfolio Recovery
`Associates, LLC
`120 Corporate Boulevard
`Norfolk, Virginia 23502
`
`John Doe #1–10
`384 Owego Road
`Candor, NY 13743
`
`FLF No. 46376.00620
`
`3
`
`3 of 15
`
`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 P
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`NYSCEF DOC. NO. 56
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
`
`INDEX NO. 2022-00062562
`
`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`RECEIVED NYSCEF: 06/23/2022
`
`(cid:49)(cid:50)(cid:55)(cid:44)(cid:38)(cid:40) (cid:55)(cid:50) (cid:39)(cid:40)(cid:41)(cid:40)(cid:49)(cid:39)(cid:36)(cid:49)(cid:55)
`NOTICE TO DEFENDANT
`
`(cid:39)(cid:56)(cid:53)(cid:44)(cid:49)(cid:42) (cid:55)(cid:43)(cid:40) (cid:38)(cid:50)(cid:53)(cid:50)(cid:49)(cid:36)(cid:57)(cid:44)(cid:53)(cid:56)(cid:54) (cid:40)(cid:48)(cid:40)(cid:53)(cid:42)(cid:40)(cid:49)(cid:38)(cid:60)(cid:15)
`DURING THE CORONAVIRUS EMERGENCY,
`(cid:60)(cid:50)(cid:56) (cid:48)(cid:44)(cid:42)(cid:43)(cid:55) (cid:37)(cid:40) (cid:40)(cid:49)(cid:55)(cid:44)(cid:55)(cid:47)(cid:40)(cid:39) (cid:37)(cid:60) (cid:47)(cid:36)(cid:58) (cid:55)(cid:50) (cid:55)(cid:36)(cid:46)(cid:40)
`YOU MIGHT BE ENTITLED BY LAW TO TAKE
`(cid:36)(cid:39)(cid:39)(cid:44)(cid:55)(cid:44)(cid:50)(cid:49)(cid:36)(cid:47) (cid:39)(cid:36)(cid:60)(cid:54) (cid:50)(cid:53) (cid:58)(cid:40)(cid:40)(cid:46)(cid:54) (cid:55)(cid:50) (cid:41)(cid:44)(cid:47)(cid:40) (cid:36)(cid:49)
`ADDITIONAL DAYS OR WEEKS TO FILE AN
`(cid:36)(cid:49)(cid:54)(cid:58)(cid:40)(cid:53) (cid:55)(cid:50) (cid:55)(cid:43)(cid:44)(cid:54) (cid:38)(cid:50)(cid:48)(cid:51)(cid:47)(cid:36)(cid:44)(cid:49)(cid:55)(cid:17)
`ANSWERTO THIS COMPLAINT.
`
`https://www.nycourts.gov/courthelp/Homes/foreclosures.shtml
`
`(cid:51)(cid:47)(cid:40)(cid:36)(cid:54)(cid:40) (cid:38)(cid:50)(cid:49)(cid:55)(cid:36)(cid:38)(cid:55) (cid:60)(cid:50)(cid:56)(cid:53) (cid:36)(cid:55)(cid:55)(cid:50)(cid:53)(cid:49)(cid:40)(cid:60) (cid:41)(cid:50)(cid:53)
`PLEASE CONTACT YOUR ATTORNEY FOR
`(cid:48)(cid:50)(cid:53)(cid:40) (cid:44)(cid:49)(cid:41)(cid:50)(cid:53)(cid:48)(cid:36)(cid:55)(cid:44)(cid:50)(cid:49)(cid:17)
`MORE INFORMATION.
`(cid:44)(cid:41) (cid:60)(cid:50)(cid:56) (cid:39)(cid:50)(cid:49)(cid:10)(cid:55) (cid:43)(cid:36)(cid:57)(cid:40) (cid:36)(cid:49) (cid:36)(cid:55)(cid:55)(cid:50)(cid:53)(cid:49)(cid:40)(cid:60)(cid:15)
`IF YOU DON'T HAVE AN ATTORNEY,
`(cid:51)(cid:47)(cid:40)(cid:36)(cid:54)(cid:40) (cid:57)(cid:44)(cid:54)(cid:44)(cid:55)
`PLEASE VISIT
`
`(cid:75)(cid:87)(cid:87)(cid:83)(cid:29)(cid:18)(cid:18)(cid:90)(cid:90)(cid:21)(cid:17)(cid:81)(cid:92)(cid:70)(cid:82)(cid:88)(cid:85)(cid:87)(cid:86)(cid:17)(cid:74)(cid:82)(cid:89)(cid:18)(cid:68)(cid:71)(cid:80)(cid:76)(cid:81)(cid:18)(cid:50)(cid:51)(cid:51)(cid:18)(cid:73)(cid:82)(cid:85)(cid:72)(cid:70)(cid:79)(cid:82)(cid:86)(cid:88)(cid:85)(cid:72)(cid:86)(cid:17)(cid:86)(cid:75)(cid:87)(cid:80)(cid:79)
`http://ww2.nycourts.gov/admin/OPP/foreclosures.shtml
`(cid:50)(cid:53)
`OR
`(cid:75)(cid:87)(cid:87)(cid:83)(cid:86)(cid:29)(cid:18)(cid:18)(cid:90)(cid:90)(cid:90)(cid:17)(cid:81)(cid:92)(cid:70)(cid:82)(cid:88)(cid:85)(cid:87)(cid:86)(cid:17)(cid:74)(cid:82)(cid:89)(cid:18)(cid:70)(cid:82)(cid:88)(cid:85)(cid:87)(cid:75)(cid:72)(cid:79)(cid:83)(cid:18)(cid:43)(cid:82)(cid:80)(cid:72)(cid:86)(cid:18)(cid:73)(cid:82)(cid:85)(cid:72)(cid:70)(cid:79)(cid:82)(cid:86)(cid:88)(cid:85)(cid:72)(cid:86)(cid:17)(cid:86)(cid:75)(cid:87)(cid:80)(cid:79)
`
`4 of 15
`4 of 15
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`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 P
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`NYSCEF DOC. NO. 56
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
`
`INDEX NO. 2022-00062562
`
`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`RECEIVED NYSCEF: 06/23/2022
`
`AVISO A DEMANDADO
`
`DURANTE LA EMERGENCIA DEL
`
`CORONAVIRUS,
`
`ES POSIBLE QUE USTED TENGA DERECHO
`
`https://www.nycourts.gov/courthelp/Homes/foreclosures.shtml
`
`POR LEY A TOMAR DIAS O SEMANAS
`
`ADICIONALES
`
`PARA PRESENTAR UNA RESPUESTA
`
`A ESTA PETICION
`
`POR FAVOR CONTACTE A SU ABOGADO
`
`PARA MAS INFORMACION.
`
`SI USTED NO TIENE UN ABOGADO,
`
`VISITE
`
`http://ww2.nycourts.gov/admin/OPP/foreclosures.shtml
`
`0
`
`5 of 15
`5 of 15
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`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`
`
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
`
`
`
`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`
`SUPREME COURT OF THE STATE OF NEW YORK
`COUNTY OF TIOGA
`----------------------------------------------------------------------X
`WILMINGTON SAVINGS FUND SOCIETY, FSB, D/B/A
`CHRISTIANA TRUST AS TRUSTEE FOR PNPMS
`TRUST III,
`
`
`Plaintiff,
`
`
`
`
`
`
`
`Index No.: ______________
`
`COMPLAINT
`
`Mortgaged Premises:
`384 Owego Road
`Candor, NY 13743
`Section: 72.06
`Block: 1
`Lot: 4
`
`
`-against-
`
`
`JAMES G. BODA A/K/A JAMES BODA; SHEILA A.
`BODA A/K/A SHEILA BODA; UNITED HEALTH
`SERVICES
`HOSPITALS,
`INC.;
`PORTFOLIO
`RECOVERY ASSOCIATES, LLC; and “JOHN DOE #1”
`through “JOHN DOE #10,” said names being fictitious and
`unknown to plaintiff, intended to be possible tenants or
`occupants of the premises, or corporations, persons, or other
`entities having or claiming a lien upon the mortgaged
`premises,
`
`
`Defendants.
`----------------------------------------------------------------------X
`
`Plaintiff WILMINGTON SAVINGS FUND SOCIETY, FSB, D/B/A CHRISTIANA
`
`TRUST AS TRUSTEE FOR PNPMS TRUST III, by its attorneys, THE FRANK LAW FIRM
`
`P.C., complains and alleges upon information and belief as follows:
`
`AS AND FOR A FIRST CAUSE OF ACTION
`
`1.
`
`Wilmington Savings Fund Society, FSB, d/b/a Christiana Trust as Trustee for
`
`PNPMS Trust III (“Plaintiff”) is a federal savings bank organized and existing under the laws of
`
`the State of Delaware.
`
`2.
`
`On or about June 16, 2003, James G. Boda and Sheila A. Boda (“Defendants”)
`
`executed and delivered to CitiFinancial Company (DE) a certain promissory note bearing that date,
`
`whereby Defendants covenanted and agreed to pay the principal sum of $15,632.26, subject to the
`
`terms more fully set forth in the note, which is annexed hereto as Exhibit A, together with the proper
`
`indorsements (the “Note”).
`
`FLF No. 46376.00620
`
`6 of 15
`
`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`
`
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`
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`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`
`3.
`
`For the purpose of securing payment of the aforementioned indebtedness,
`
`Defendants duly executed and delivered a mortgage to CitiFinancial Company (DE) which was
`
`recorded in the Tioga County Clerk’s Office on June 23, 2003, in Liber 1064, Page 207 (the
`
`“Mortgage”). The Mortgage is annexed hereto as Exhibit B.
`
`4.
`
`5.
`
`Any applicable recording tax was duly paid.
`
`The mortgaged premises, more fully described in the Schedule “A” Legal
`
`Description annexed hereto, is commonly known as 384 Owego Road, Candor, NY 13743 (the
`
`“Premises”).
`
`6.
`
`The Mortgage was assigned from CitiFinancial Company (DE) to Wilmington
`
`Savings Fund Society, FSB, d/b/a Christiana Trust, not in its individual capacity but solely in its
`
`capacity as owner trustee for WF 19 Grantor Trust by Assignment of Mortgage dated December
`
`12, 2016 and recorded in the Tioga County Clerk’s Office on December 19, 2016, in Instrument
`
`2016-5432. The Assignment of Mortgage is annexed hereto as Exhibit C.
`
`7.
`
`The Mortgage was assigned from Wilmington Savings Fund Society, FSB, d/b/a
`
`Christiana Trust, not in its individual capacity but solely in its capacity as owner trustee for WF 19
`
`Grantor Trust to Plaintiff by Assignment of Mortgage dated April 15, 2021 and recorded in the
`
`Tioga County Clerk’s Office on April 15, 2021, in Instrument 2021-1915. The Assignment of
`
`Mortgage is annexed hereto as Exhibit D.
`
`8.
`
`Plaintiff is the owner and holder of the Mortgage and Note, or has been delegated
`
`the authority to institute a mortgage foreclosure action by the owner and holder of the subject
`
`Mortgage and Note.
`
`9.
`
`Defendants have failed to comply with the terms and provisions of the Mortgage
`
`and Note, by failing to pay principal and interest and/or taxes, insurance premiums, escrows and/or
`
`FLF No. 46376.00620
`
`2
`
`7 of 15
`
`

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`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
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`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`
`
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`
`other charges commencing with the September 19, 2018, installment payment and all subsequent
`payments.
`
`10.
`
`That there is now due and owing to the Plaintiff, the principal unpaid balance of
`
`$6,578.59 with interest thereon from August 19, 2018, plus accumulated late charges together with
`any sums advanced by Plaintiff.
`
`11. More than thirty (30) days have elapsed since the first of said defaults occurred,
`
`and by reason thereof, Plaintiff has elected and hereby elects to declare immediately due and
`
`payable the entire unpaid balance of principal and interest, together with monies advanced for
`
`taxes, insurance, property maintenance, as well as the costs, allowances and reasonable attorney’s
`fees to the extent permitted by the Mortgage and applicable law.
`
`To the extent applicable, Plaintiff has complied with all of the provisions of New
`12.
`York Banking Law Section 595-a, Section 6-1, Section 6-m, Section 9-x and UCC § 9-611.
`
`To the extent applicable, Plaintiff is in compliance with RPAPL § 1304. Annexed
`13.
`hereto as Exhibit E is a true and accurate copy of the RPAPL § 1304 90-day pre-foreclosure notice.
`
`14.
`
`To the extent applicable, Plaintiff is in compliance with RPAPL § 1306. The tracking
`
`number provided by the New York State Department of Financial Services is NYS5515270, annexed
`hereto as Exhibit F.
`
`Upon information and belief, Plaintiff has complied with all conditions precedent
`15.
`and notice requirements contained in the Mortgage, if any.
`
`16.
`
`That in order to protect its security, the Plaintiff, or its agents, has paid or may be
`
`compelled during the pendency of this action to pay local taxes, assessments, water rates,
`
`insurance premiums and other charges affecting the Premises, and the Plaintiff requests that any
`
`sums thus paid by it for said purposes (together with interest thereon), should be added to
`
`FLF No. 46376.00620
`
`3
`
`8 of 15
`
`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`
`
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`
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`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`
`the sum otherwise due and be deemed secured by the Mortgage and be adjudged a valid lien on
`the Premises.
`
`17.
`
`Each of the above-named defendants have, or may claim to have, some interest in
`
`or lien upon the Premises or some part thereof, which interest or lien, if any, has accrued subsequent
`
`to the lien of Plaintiff’s Mortgage. Pursuant to the provisions of CPLR § 5203(a)(2) and/or RPAPL
`
`§ 1311, any such interests or liens are subject and subordinate to Plaintiff’s Mortgage. Annexed
`
`hereto as Exhibit G is the basis for the above-captioned defendants’ interest in the Premises,
`excluding Defendant’s.
`
`The named party defendants are described and set out with specificity in the
`18.
`annexed Schedule “B.”
`
`19.
`
`John Doe #1 through John Doe # 10 are fictitious and unknown to Plaintiff. They
`
`are named as defendants to designate any and all persons or parties, if any, having or claiming an
`
`interest in or lien upon the mortgage premises. They may be judgment creditors or may have, or
`
`claim to have a subordinate mortgage, or may be tenants/occupants, the possible interests of which
`are subordinate to the interest of Plaintiff herein.
`
`20.
`
`No other action or proceeding is now pending at law or otherwise for the
`
`foreclosure of the Mortgage or for the recovery of the sum evidenced by the Note or any part
`thereof.
`
`Plaintiff requests that in the event that this action proceed to judgment of
`21.
`foreclosure and sale, the Premises shall be sold subject to the following:
`
`i. Any state of facts that an inspection of the Premises would disclose;
`
`ii. Any state of facts that an accurate survey of the Premises would show;
`
`iii. Covenants, restrictions, easements and public utility agreements, if any;
`
`FLF No. 46376.00620
`
`4
`
`9 of 15
`
`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`
`
`
`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`
`
`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`
`iv.
`
`Building and zoning ordinances of the municipality in which the mortgage
`
`premises are located and possible violations of same;
`
`Any rights of tenants in possession of the subject Premises;
`
`Any equity of redemption of the United States of America to redeem the premises
`
`within 120 days from the date of sale;
`
`Prior mortgage liens of record, and any advances and arrears thereunder; and
`
`Prior lien(s) of record, if any.
`
`v.
`
`vi.
`
`vii.
`
`viii.
`
`22.
`
`Plaintiff shall not be deemed to have waived, altered, released or changed the
`
`election hereinbefore made, by reason of any payment after the commencement of this action, of
`
`any or all of the defaults mentioned herein, and such election shall continue and remain effective.
`
`* * * * *
`
`FLF No. 46376.00620
`
`5
`
`10 of 15
`
`

`

`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
`
`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
`
`
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`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`
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`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
`
`WHEREFORE, Plaintiff demands judgment, against the defendants as follows:
`
`a.
`
`That each and all of the defendants in this action, and any and all persons claiming
`
`by, through and under any of them, subsequent to the commencement of this action and the filing
`
`of the Notice of Pendency thereof in the Office of the County Clerk of TIOGA County in the State
`
`of New York, which is the county in which the Premises are located, may be forever barred and
`
`foreclosed of any and all right, title and interest, claim, lien and equity of redemption in the
`
`Premises;
`
`b.
`
`That a receiver of rents may be appointed without notice as provided in the
`
`mortgage, if requested;
`
`c.
`
`That the Court direct that the Premises can be sold according to law, in one parcel
`
`or otherwise as equity may require;
`
`That the monies arising from the sale of the Premises may be brought into Court;
`
`That the monies due to Plaintiff on the Note and Mortgage may be adjudged and
`
`d.
`
`e.
`
`computed;
`
`f.
`
`That Plaintiff may be paid the amount adjudged to be due on the Note and the
`
`Mortgage with interest at the time of such payment, together with any monies advanced and paid
`
`pursuant to any term of provision of the Note and Mortgage so as to protect the lien of the
`
`Mortgage, and together with taxes, insurance premiums and all other charges and liens paid
`
`thereon with interest upon said amount from the date of the respective payments and advances,
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`together with all amounts due by virtue of statutory costs, allowances and attorney’s fees, together
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`with any reasonable attorney’s fees over and above the amounts covered by the statutory attorney’s
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`fees, together with the expenses of the sale insofar as the amount of such monies properly
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`applicable thereto will pay the same;
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`FLF No. 46376.00620
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`6
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`11 of 15
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`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
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`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
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`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
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`g.
`
`That if the proceeds of the sale of the Premises are insufficient to pay the amount
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`found due to Plaintiff as set forth in the immediately preceding paragraph, the officer making the
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`sale be required by the judgment of sale herein to specify the amount such deficiency in the report
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`of sale so that application may be made by Plaintiff to the Court pursuant to the Real Property
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`Actions and Proceedings Law § 1371 for a deficiency judgment against the defendant-obligors,
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`which will include the amount of any such deficiency, unless; (1) said debt has been listed and
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`discharged in a bankruptcy petition; or (2) Plaintiff is unable to produce a copy of the note; and
`
`h.
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`That Plaintiff be awarded reasonable attorney’s fees as provided in the Note and
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`Mortgage, as well as the costs and disbursements of this action.
`
`Dated: June 23, 2022
`Old Brookville, New York
`
`THE FRANK LAW FIRM P.C.
`
`By:
`
`s/Thomas J. Frank
`Thomas J. Frank, Esq.
`333 Glen Head Road, Suite 145
`Old Brookville, New York 11545
`Tel:
`(516) 246-5577
`Fax: (516) 246-5597 (For court use only)
`Em:
`thomas@frankfirmpc.com
`
`Attorneys for Plaintiff, Wilmington Savings Fund
`Society, FSB, D/B/A Christiana Trust as Trustee for
`PNPMS Trust III
`
`FLF No. 46376.00620
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`7
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`12 of 15
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`

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`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
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`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
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`
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`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`
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`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
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`CERTIFICATION BY ATTORNEY
`
`I, THOMAS J. FRANK, am an attorney duly admitted to practice law in the State of New
`
`York. I am a member of THE FRANK LAW FIRM P.C., the attorneys for plaintiff
`
`WILMINGTON SAVINGS FUND SOCIETY, FSB, D/B/A CHRISTIANA TRUST AS
`
`TRUSTEE FOR PNPMS TRUST III, in the above captioned civil action.
`
`I HEREBY CERTIFY, pursuant to Sec. 130-1.1-a of the Rules of the Chief Administrator
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`(22 NYCRR), to the best of my knowledge, information, and belief, formed after inquiry
`
`reasonable under the circumstances, that the presentation of the Summons and Complaint in this
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`action, or the contentions therein, are not frivolous as defined in subsection (c) of Sec. 130-1.1 of
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`the Rules of the Chief Administrator (22 NYCRR).
`
`Dated: June 23, 2022
`Old Brookville, New York
`
`s/Thomas J. Frank
` THOMAS J. FRANK, ESQ.
`
`FLF No. 46376.00620
`
`8
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`13 of 15
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`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
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`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
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`
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`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
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`File No. TCEL-
`
`-NY (Title No. FCL-
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`SCHEDULE A
`DESCRIPTION
`
`)
`
`
`Section 72.06 Block 1 and Lot 4
`
`ALL that certain plot, piece or parcel of land, with the buildings and improvements thereon erected,
`situate, lying and being in the Town of Candor, County of Tioga and State of New York, bounded and
`described as follows:
`
`COMMENCING in the center line of the Owego-Candor Highway (State Highway Route No. 96) at the
`North line of lands now or formerly of Archie McNeil;
`
`RUNNING THENCE Westerly along said North line of McNeil (such course passing through an iron stake
`set on or near the West bounds of said highway) 117+ feet to a pole;
`
`THENCE in a Northwesterly direction along lands of McNeil, a distance of 126- feet to an iron stake;
`
`THENCE Easterly at a distance of 155+ feet to the center of said highway (such course passing through
`an iron stake set in or near the West bounds thereof);
`
`THENCE Southerly along the center line of said highway, 83+ feet to the place of BEGINNING.
`
`THIS conveyance is subject to public utility rights of way of records and to the rights of the public in
`the aforesaid highway.
`
`Premises known as 384 Owego Road, Candor, New York 13743
`
`
`
`
`
`
`
`
`
`6102 S. Memorial Drive        Tulsa, OK 74133        Telephone: (918) 943.3000         Fax (918) 512.4335 
` 
`www.titleclearing.net 
`14 of 15
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`FILED: TIOGA COUNTY CLERK 06/25/2022 11:08 PM
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`NYSCEF DOC. NO. 1NYSCEF DOC. NO. 56
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`
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`INDEX NO. 2022-00062562INDEX NO. 2022-00062562
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`RECEIVED NYSCEF: 06/25/2022RECEIVED NYSCEF: 04/03/2024
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`
`
`
`SCHEDULE B - PARTY DEFENDANTS & INTERESTS
`
`PARTY DEFENDANT
`
`DEFENDANT TYPE
`
`JAMES G. BODA
`
`SHEILA A. BODA
`
`HEALTH
`UNITED
`HOSPITALS, INC.
`PORTFOLIO
`ASSOCIATES, LLC
`
`SERVICES
`
`RECOVERY
`
`JOHN DOE #1 through JOHN DOE #10
`
`Record owner(s) and original obligor under the
`Note secured by the Mortgage recorded on June
`23, 2003 in Liber 1064 Page: 207, as assigned in
`Instrument No. 2016-5432, Instrument No.
`2021-1915
`Record owner(s) and original obligor under the
`Note secured by the Mortgage recorded on June
`23, 2003 in Liber 1064 Page: 207, as assigned in
`Instrument No. 2016-5432, Instrument No.
`2021-1915
`Possible Subordinate Lienor by virtue of two (2)
`judgments
`Possible Subordinate Lienor by virtue of a
`judgment against James Boda in the sum of
`$2,978.61 and docketed on March 28, 2019
`
`Potential occupants or additional lien holders
`
`FLF No. 46376.00620
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`15 of 15
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`